Security Service Mortgage Lending & HMDA Data, 2019

In 2019, Security Service of San Antonio, TX reported 9,124 mortgage applications totaling $1.7 billion, up 11% from 2018. The average application was for $183,348, and applicants reported an average income of $102,137. 54% of its applications resulted in an originated loan and 20% were denied. Its largest markets were San Antonio-New Braunfels, TX (4,293), McAllen-Edinburg-Mission, TX (701) and Denver-Aurora-Lakewood, CO (496) (applications in parentheses).

Mortgage Company & Address Security Service
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,124
Total Mortgage Loan Application Amount $1,672,870,000
Average Mortgage Loan Application Amount $183,348
Highest Mortgage Loan Application Amount $17,105,000
Average Applicant Income $102,137
Highest Applicant Income $2,418,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Service by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 3,547 $ 560,415,000 $ 157,996 $ 95,000
Hidalgo, Texas 701 $ 92,205,000 $ 131,533 $ 88,000
El Paso, Colorado 466 $ 84,230,000 $ 180,751 $ 94,000
Cameron, Texas 381 $ 46,465,000 $ 121,955 $ 83,000
Pueblo, Colorado 305 $ 36,565,000 $ 119,885 $ 77,000
Utah, Utah 263 $ 59,805,000 $ 227,395 $ 101,000
Salt Lake, Utah 257 $ 80,465,000 $ 313,093 $ 143,000
El Paso, Texas 245 $ 27,365,000 $ 111,693 $ 76,000
Comal, Texas 234 $ 59,270,000 $ 253,290 $ 123,000
Weld, Colorado 187 $ 38,155,000 $ 204,037 $ 90,000
Nueces, Texas 141 $ 28,665,000 $ 203,297 $ 130,000
Larimer, Colorado 121 $ 26,575,000 $ 219,628 $ 101,000
Guadalupe, Texas 121 $ 20,545,000 $ 169,793 $ 100,000
Arapahoe, Colorado 109 $ 26,835,000 $ 246,192 $ 123,000
Jefferson, Colorado 107 $ 29,585,000 $ 276,495 $ 130,000
Denver, Colorado 103 $ 21,795,000 $ 211,601 $ 94,000
Kendall, Texas 102 $ 34,050,000 $ 333,823 $ 142,000
Medina, Texas 93 $ 18,415,000 $ 198,010 $ 111,000
Atascosa, Texas 90 $ 12,520,000 $ 139,111 $ 93,000
Adams, Colorado 85 $ 19,225,000 $ 226,176 $ 101,000
Washington, Utah 80 $ 18,590,000 $ 232,375 $ 86,000
San Patricio, Texas 76 $ 10,330,000 $ 135,921 $ 93,000
Travis, Texas 75 $ 30,525,000 $ 407,000 $ 181,000
Wilson, Texas 70 $ 14,700,000 $ 210,000 $ 106,000
Uvalde, Texas 69 $ 9,175,000 $ 132,971 $ 83,000
Douglas, Colorado 62 $ 19,810,000 $ 319,516 $ 176,000
Williamson, Texas 47 $ 11,935,000 $ 253,936 $ 148,000
Harris, Texas 39 $ 8,625,000 $ 221,153 $ 143,000
Hays, Texas 37 $ 8,405,000 $ 227,162 $ 139,000
Webb, Texas 37 $ 4,445,000 $ 120,135 $ 91,000
Bandera, Texas 36 $ 7,480,000 $ 207,777 $ 100,000
Davis, Utah 34 $ 8,390,000 $ 246,764 $ 114,000
Summit, Utah 31 $ 35,545,000 $ 1,146,612 $ 536,000
Fremont, Colorado 29 $ 3,395,000 $ 117,068 $ 76,000
Maverick, Texas 27 $ 3,485,000 $ 129,074 $ 58,000
Weber, Utah 27 $ 4,895,000 $ 181,296 $ 103,000
Boulder, Colorado 26 $ 5,840,000 $ 224,615 $ 90,000
Kerr, Texas 23 $ 5,255,000 $ 228,478 $ 120,000
Dallas, Texas 20 $ 5,150,000 $ 257,500 $ 136,000
Collin, Texas 19 $ 5,545,000 $ 291,842 $ 181,000
Tarrant, Texas 19 $ 3,915,000 $ 206,052 $ 111,000
Burnet, Texas 18 $ 5,210,000 $ 289,444 $ 165,000
Gillespie, Texas 18 $ 4,110,000 $ 228,333 $ 95,000
Broomfield, Colorado 16 $ 4,950,000 $ 309,375 $ 110,000
Val Verde, Texas 16 $ 1,990,000 $ 124,375 $ 106,000
Box Elder, Utah 15 $ 3,365,000 $ 224,333 $ 113,000
Teller, Colorado 14 $ 4,480,000 $ 320,000 $ 101,000
Blanco, Texas 14 $ 5,360,000 $ 382,857 $ 147,000
Starr, Texas 14 $ 1,550,000 $ 110,714 $ 62,000
Zavala, Texas 14 $ 1,420,000 $ 101,428 $ 93,000
Denton, Texas 13 $ 3,745,000 $ 288,076 $ 124,000
Dimmit, Texas 13 $ 1,155,000 $ 88,846 $ 96,000
Frio, Texas 13 $ 2,005,000 $ 154,230 $ 108,000
Willacy, Texas 13 $ 1,115,000 $ 85,769 $ 82,000
Aransas, Texas 12 $ 1,600,000 $ 133,333 $ 158,000
Fort Bend, Texas 12 $ 2,230,000 $ 185,833 $ 143,000
Montgomery, Texas 12 $ 2,250,000 $ 187,500 $ 164,000
Otero, Colorado 11 $ 645,000 $ 58,636 $ 50,000
Bell, Texas 11 $ 1,275,000 $ 115,909 $ 92,000
Wasatch, Utah 11 $ 11,665,000 $ 1,060,454 $ 488,000
Mesa, Colorado 10 $ 1,650,000 $ 165,000 $ 143,000
Llano, Texas 9 $ 5,015,000 $ 557,222 $ 74,000
Tooele, Utah 9 $ 1,315,000 $ 146,111 $ 71,000
Bastrop, Texas 8 $ 1,910,000 $ 238,750 $ 118,000
Caldwell, Texas 8 $ 1,890,000 $ 236,250 $ 105,000
Delta, Colorado 7 $ 425,000 $ 60,714 $ 143,000
Park, Colorado 7 $ 875,000 $ 125,000 $ 58,000
Lubbock, Texas 7 $ 1,435,000 $ 205,000 $ 142,000
Garfield, Colorado 6 $ 2,150,000 $ 358,333 $ 128,000
Brazos, Texas 6 $ 950,000 $ 158,333 $ 134,000
Brown, Texas 6 $ 800,000 $ 133,333 $ 52,000
Calhoun, Texas 6 $ 1,500,000 $ 250,000 $ 274,000
Kinney, Texas 6 $ 720,000 $ 120,000 $ 64,000
Live Oak, Texas 6 $ 740,000 $ 123,333 $ 67,000
Iron, Utah 6 $ 1,590,000 $ 265,000 $ 78,000
Chaffee, Colorado 5 $ 1,525,000 $ 305,000 $ 98,000
Elbert, Colorado 5 $ 1,515,000 $ 303,000 $ 132,000
Morgan, Colorado 5 $ 705,000 $ 141,000 $ 72,000
Bee, Texas 5 $ 785,000 $ 157,000 $ 130,000
Galveston, Texas 5 $ 775,000 $ 155,000 $ 78,000
Jefferson, Texas 5 $ 755,000 $ 151,000 $ 113,000
Midland, Texas 5 $ 1,245,000 $ 249,000 $ 139,000
Real, Texas 5 $ 1,005,000 $ 201,000 $ 110,000
Tom Green, Texas 5 $ 715,000 $ 143,000 $ 109,000
Victoria, Texas 5 $ 655,000 $ 131,000 $ 77,000
Alamosa, Colorado 4 $ 710,000 $ 177,500 $ 169,000
Custer, Colorado 4 $ 850,000 $ 212,500 $ 150,000
Grand, Colorado 4 $ 790,000 $ 197,500 $ 149,000
Las Animas, Colorado 4 $ 490,000 $ 122,500 $ 60,000
Prowers, Colorado 4 $ 270,000 $ 67,500 $ 66,000
Ellis, Texas 4 $ 780,000 $ 195,000 $ 111,000
Jim Wells, Texas 4 $ 830,000 $ 207,500 $ 83,000
Kleberg, Texas 4 $ 450,000 $ 112,500 $ 62,000
Mason, Texas 4 $ 320,000 $ 80,000 $ 131,000
Smith, Texas 4 $ 1,220,000 $ 305,000 $ 122,000
Juab, Utah 4 $ 630,000 $ 157,500 $ 64,000
Costilla, Colorado 3 $ 975,000 $ 325,000 $ 82,000
Huerfano, Colorado 3 $ 365,000 $ 121,666 $ 124,000
Rio Grande, Colorado 3 $ 285,000 $ 95,000 $ 161,000
Brazoria, Texas 3 $ 685,000 $ 228,333 $ 116,000
Hood, Texas 3 $ 595,000 $ 198,333 $ 87,000
Hunt, Texas 3 $ 605,000 $ 201,666 $ 376,000
Kaufman, Texas 3 $ 385,000 $ 128,333 $ 78,000
Liberty, Texas 3 $ 475,000 $ 158,333 $ 82,000
McLennan, Texas 3 $ 575,000 $ 191,666 $ 120,000
Archuleta, Colorado 2 $ 890,000 $ 445,000 $ 259,000
Conejos, Colorado 2 $ 430,000 $ 215,000 $ 62,000
Eagle, Colorado 2 $ 170,000 $ 85,000 $ 136,000
Gilpin, Colorado 2 $ 740,000 $ 370,000 $ 123,000
Montrose, Colorado 2 $ 400,000 $ 200,000 $ 46,000
Summit, Colorado 2 $ 660,000 $ 330,000 $ 107,000
Clay, Florida 2 $ 320,000 $ 160,000 $ 22,000
Flathead, Montana 2 $ 2,190,000 $ 1,095,000 $ 0
Brooks, Texas 2 $ 120,000 $ 60,000 $ 42,000
DeWitt, Texas 2 $ 300,000 $ 150,000 $ 32,000
Duval, Texas 2 $ 150,000 $ 75,000 $ 153,000
Ector, Texas 2 $ 550,000 $ 275,000 $ 186,000
Grayson, Texas 2 $ 230,000 $ 115,000 $ 138,000
Kimble, Texas 2 $ 260,000 $ 130,000 $ 87,000
Matagorda, Texas 2 $ 200,000 $ 100,000 $ 103,000
Newton, Texas 2 $ 370,000 $ 185,000 $ 475,000
Potter, Texas 2 $ 260,000 $ 130,000 $ 53,000
Rains, Texas 2 $ 550,000 $ 275,000 $ 194,000
Refugio, Texas 2 $ 380,000 $ 190,000 $ 103,000
Walker, Texas 2 $ 480,000 $ 240,000 $ 81,000
Waller, Texas 2 $ 410,000 $ 205,000 $ 67,000
Wood, Texas 2 $ 380,000 $ 190,000 $ 46,000
Young, Texas 2 $ 390,000 $ 195,000 $ 167,000
Beaver, Utah 2 $ 380,000 $ 190,000 $ 42,000
Kane, Utah 2 $ 360,000 $ 180,000 $ 61,000
Morgan, Utah 2 $ 460,000 $ 230,000 $ 129,000
Bent, Colorado 1 $ 55,000 $ 55,000 $ 123,000
Crowley, Colorado 1 $ 175,000 $ 175,000 $ 121,000
Gunnison, Colorado 1 $ 205,000 $ 205,000 $ 75,000
Hinsdale, Colorado 1 $ 205,000 $ 205,000 $ 51,000
Jackson, Colorado 1 $ 205,000 $ 205,000 $ 372,000
La Plata, Colorado 1 $ 265,000 $ 265,000 $ 92,000
Lake, Colorado 1 $ 205,000 $ 205,000 $ 51,000
Lincoln, Colorado 1 $ 105,000 $ 105,000 $ 47,000
Logan, Colorado 1 $ 105,000 $ 105,000 $ 222,000
Mineral, Colorado 1 $ 105,000 $ 105,000 $ 17,000
Sedgwick, Colorado 1 $ 65,000 $ 65,000 $ 51,000
Yuma, Colorado 1 $ 125,000 $ 125,000 $ 82,000
Howard, Missouri 1 $ 135,000 $ 135,000 $ 5,000
Knox, Tennessee 1 $ 225,000 $ 225,000 $ 0
Bowie, Texas 1 $ 315,000 $ 315,000 $ 556,000
Burleson, Texas 1 $ 205,000 $ 205,000 $ 76,000
Coleman, Texas 1 $ 55,000 $ 55,000 $ 0
Colorado, Texas 1 $ 315,000 $ 315,000 $ 194,000
Comanche, Texas 1 $ 95,000 $ 95,000 $ 92,000
Dallam, Texas 1 $ 135,000 $ 135,000 $ 58,000
Gonzales, Texas 1 $ 55,000 $ 55,000 $ 22,000
Hopkins, Texas 1 $ 155,000 $ 155,000 $ 173,000
Hutchinson, Texas 1 $ 65,000 $ 65,000 $ 83,000
Jasper, Texas 1 $ 115,000 $ 115,000 $ 97,000
Jim Hogg, Texas 1 $ 105,000 $ 105,000 $ 96,000
Johnson, Texas 1 $ 185,000 $ 185,000 $ 69,000
Karnes, Texas 1 $ 55,000 $ 55,000 $ 36,000
La Salle, Texas 1 $ 225,000 $ 225,000 $ 0
Lamar, Texas 1 $ 55,000 $ 55,000 $ 113,000
Lampasas, Texas 1 $ 1,005,000 $ 1,005,000 $ 216,000
Lavaca, Texas 1 $ 75,000 $ 75,000 $ 14,000
Panola, Texas 1 $ 185,000 $ 185,000 $ 0
Robertson, Texas 1 $ 75,000 $ 75,000 $ 108,000
Rockwall, Texas 1 $ 65,000 $ 65,000 $ 75,000
Taylor, Texas 1 $ 195,000 $ 195,000 $ 111,000
Upton, Texas 1 $ 125,000 $ 125,000 $ 104,000
Van Zandt, Texas 1 $ 305,000 $ 305,000 $ 124,000
Ward, Texas 1 $ 145,000 $ 145,000 $ 156,000
Zapata, Texas 1 $ 175,000 $ 175,000 $ 121,000
Cache, Utah 1 $ 85,000 $ 85,000 $ 71,000
Grand, Utah 1 $ 205,000 $ 205,000 $ 91,000
Sanpete, Utah 1 $ 165,000 $ 165,000 $ 125,000
Sevier, Utah 1 $ 85,000 $ 85,000 $ 88,000

Mortgage Loan Application Detail Totals for Security Service in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 3,005 $493,005,000 $164,000 $2,535,000 $89,000 $2,299,000
Home Purchase 2,728 $658,890,000 $241,000 $2,835,000 $122,000 $1,611,000
Refinancing 1,858 $408,460,000 $219,000 $17,105,000 $106,000 $2,418,000
Other Purpose 952 $70,030,000 $73,000 $1,705,000 $89,000 $869,000
Home Improvement 581 $42,485,000 $73,000 $505,000 $86,000 $580,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 4,025 $560,435,000 $139,000 $2,835,000 $85,000 $1,375,000
White 3,274 $744,600,000 $227,000 $2,535,000 $121,000 $2,418,000
Not Provided 1,354 $257,880,000 $190,000 $2,395,000 $107,000 $1,384,000
Asian 237 $51,215,000 $216,000 $1,665,000 $116,000 $646,000
Black or African American 187 $33,045,000 $176,000 $725,000 $103,000 $450,000
American Indian or Alaskan Native 25 $3,425,000 $137,000 $315,000 $98,000 $262,000
Native Hawaiian or Other Pacific Islander 20 $3,300,000 $165,000 $435,000 $107,000 $189,000
Not applicable 2 $18,970,000 $9,485,000 $17,105,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,079 $1,662,365,000 $183,000 $17,105,000 $103,000 $2,418,000
VA-guaranteed (Veterans Administration) 36 $8,900,000 $247,000 $475,000 $112,000 $301,000
FHA-insured (Federal Housing Administration) 9 $1,605,000 $178,000 $235,000 $78,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,885 $917,915,000 $187,000 $17,105,000 $105,000 $2,418,000
Application Denied By Financial Institution 1,864 $293,180,000 $157,000 $1,745,000 $80,000 $814,000
File Closed For Incompleteness 1,263 $234,565,000 $185,000 $2,535,000 $111,000 $2,032,000
Application Withdrawn By Applicant 630 $135,320,000 $214,000 $1,445,000 $114,000 $1,021,000
Application Approved But Not Accepted 482 $91,890,000 $190,000 $2,835,000 $108,000 $2,299,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,260 $1,379,690,000 $190,000 $17,105,000 $107,000 $2,418,000
Debt-To-Income Ratio 646 $102,380,000 $158,000 $1,665,000 $51,000 $646,000
Credit History 609 $64,095,000 $105,000 $545,000 $93,000 $494,000
Other 323 $66,135,000 $204,000 $1,005,000 $110,000 $551,000
Collateral 125 $28,575,000 $228,000 $1,305,000 $120,000 $814,000
Unverifiable Information 117 $20,325,000 $173,000 $1,745,000 $94,000 $526,000
Insufficient Cash (Downpayment, Closing Cost) 40 $10,780,000 $269,000 $1,525,000 $115,000 $526,000
Employment History 3 $705,000 $235,000 $285,000 $195,000 $343,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $69,000 $69,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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