Self-Help Credit Union
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Self-Help Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Self-Help Credit Union 301 W Main Street Durham, NC 27701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,212 |
| Total Mortgage Loan Application Amount | $211,443,000 |
| Average Mortgage Loan Application Amount | $175,666 |
| Highest Mortgage Loan Application Amount | $1,366,000 |
| Average Applicant Income | $65,666 |
| Highest Applicant Income | $1,588,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 145 | $ 21,094,000 | $ 145,000 | $ 39,000 |
| Wake County North Carolina | 102 | $ 24,460,000 | $ 239,000 | $ 107,000 |
| Guilford County North Carolina | 86 | $ 10,090,000 | $ 117,000 | $ 36,000 |
| Durham County North Carolina | 83 | $ 15,841,000 | $ 190,000 | $ 94,000 |
| Forsyth County North Carolina | 80 | $ 9,462,000 | $ 118,000 | $ 44,000 |
| Bernalillo County New Mexico | 50 | $ 5,572,000 | $ 111,000 | $ 36,000 |
| Fresno County California | 49 | $ 3,347,000 | $ 68,000 | $ 4,000 |
| Buncombe County North Carolina | 35 | $ 6,618,000 | $ 189,000 | $ 92,000 |
| Johnston County North Carolina | 23 | $ 2,760,000 | $ 120,000 | $ 46,000 |
| Henderson County North Carolina | 22 | $ 3,863,000 | $ 175,000 | $ 79,000 |
| Pitt County North Carolina | 22 | $ 5,145,000 | $ 233,000 | $ 143,000 |
| Orange County North Carolina | 21 | $ 6,800,000 | $ 323,000 | $ 234,000 |
| Union County North Carolina | 21 | $ 2,707,000 | $ 128,000 | $ 33,000 |
| Craven County North Carolina | 20 | $ 4,851,000 | $ 242,000 | $ 138,000 |
| Catawba County North Carolina | 16 | $ 2,839,000 | $ 177,000 | $ 98,000 |
| Cook County Illinois | 15 | $ 3,447,000 | $ 229,000 | $ 0 |
| Gaston County North Carolina | 15 | $ 1,277,000 | $ 85,000 | $ 19,000 |
| Randolph County North Carolina | 15 | $ 1,652,000 | $ 110,000 | $ 37,000 |
| Wilson County North Carolina | 15 | $ 1,243,000 | $ 82,000 | $ 72,000 |
| Los Angeles County California | 14 | $ 4,063,000 | $ 290,000 | $ 0 |
| Santa Fe County New Mexico | 14 | $ 2,719,000 | $ 194,000 | $ 49,000 |
| Cumberland County North Carolina | 14 | $ 2,451,000 | $ 175,000 | $ 85,000 |
| New Hanover County North Carolina | 14 | $ 3,502,000 | $ 250,000 | $ 133,000 |
| Cabarrus County North Carolina | 13 | $ 1,677,000 | $ 129,000 | $ 33,000 |
| Chatham County North Carolina | 12 | $ 3,052,000 | $ 254,000 | $ 130,000 |
| Iredell County North Carolina | 12 | $ 2,735,000 | $ 227,000 | $ 92,000 |
| Davidson County North Carolina | 11 | $ 912,000 | $ 82,000 | $ 18,000 |
| San Bernardino County California | 9 | $ 2,704,000 | $ 300,000 | $ 0 |
| Alamance County North Carolina | 9 | $ 708,000 | $ 78,000 | $ 7,000 |
| Burke County North Carolina | 7 | $ 1,286,000 | $ 183,000 | $ 80,000 |
| Lenoir County North Carolina | 7 | $ 1,222,000 | $ 174,000 | $ 71,000 |
| Rockingham County North Carolina | 6 | $ 486,000 | $ 81,000 | $ 29,000 |
| Greenville County South Carolina | 6 | $ 1,835,000 | $ 305,000 | $ 150,000 |
| Lynchburg County Virginia | 6 | $ 2,783,000 | $ 463,000 | $ 205,000 |
| Kern County California | 5 | $ 600,000 | $ 120,000 | $ 0 |
| Harnett County North Carolina | 5 | $ 590,000 | $ 118,000 | $ 37,000 |
| Moore County North Carolina | 5 | $ 2,494,000 | $ 498,000 | $ 357,000 |
| Scotland County North Carolina | 5 | $ 274,000 | $ 54,000 | $ 26,000 |
| Transylvania County North Carolina | 5 | $ 405,000 | $ 81,000 | $ 31,000 |
| Charleston County South Carolina | 5 | $ 1,822,000 | $ 364,000 | $ 186,000 |
| Riverside County California | 4 | $ 753,000 | $ 188,000 | $ 0 |
| San Diego County California | 4 | $ 1,184,000 | $ 296,000 | $ 0 |
| Tulare County California | 4 | $ 473,000 | $ 118,000 | $ 0 |
| Brunswick County North Carolina | 4 | $ 514,000 | $ 128,000 | $ 60,000 |
| Lee County North Carolina | 4 | $ 326,000 | $ 81,000 | $ 36,000 |
| Lincoln County North Carolina | 4 | $ 331,000 | $ 82,000 | $ 30,000 |
| Wilkes County North Carolina | 4 | $ 394,000 | $ 98,000 | $ 54,000 |
| Dorchester County South Carolina | 4 | $ 1,099,000 | $ 274,000 | $ 98,000 |
| Richland County South Carolina | 4 | $ 1,274,000 | $ 318,000 | $ 203,000 |
| San Joaquin County California | 3 | $ 778,000 | $ 259,000 | $ 0 |
| Escambia County Florida | 3 | $ 139,000 | $ 46,000 | $ 0 |
| DuPage County Illinois | 3 | $ 630,000 | $ 210,000 | $ 0 |
| Sandoval County New Mexico | 3 | $ 370,000 | $ 123,000 | $ 42,000 |
| Carteret County North Carolina | 3 | $ 302,000 | $ 100,000 | $ 54,000 |
| Granville County North Carolina | 3 | $ 324,000 | $ 108,000 | $ 22,000 |
| Nash County North Carolina | 3 | $ 261,000 | $ 87,000 | $ 56,000 |
| Onslow County North Carolina | 3 | $ 292,000 | $ 97,000 | $ 11,000 |
| Pender County North Carolina | 3 | $ 403,000 | $ 134,000 | $ 198,000 |
| Person County North Carolina | 3 | $ 200,000 | $ 66,000 | $ 9,000 |
| Rowan County North Carolina | 3 | $ 205,000 | $ 68,000 | $ 27,000 |
| Sampson County North Carolina | 3 | $ 410,000 | $ 136,000 | $ 90,000 |
| Surry County North Carolina | 3 | $ 676,000 | $ 225,000 | $ 169,000 |
| Vance County North Carolina | 3 | $ 243,000 | $ 81,000 | $ 32,000 |
| Anderson County South Carolina | 3 | $ 664,000 | $ 221,000 | $ 98,000 |
| Alameda County California | 2 | $ 758,000 | $ 379,000 | $ 0 |
| Butte County California | 2 | $ 433,000 | $ 216,000 | $ 0 |
| Kings County California | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Lassen County California | 2 | $ 299,000 | $ 149,000 | $ 0 |
| Orange County California | 2 | $ 755,000 | $ 377,000 | $ 0 |
| Plumas County California | 2 | $ 436,000 | $ 218,000 | $ 0 |
| Bay County Florida | 2 | $ 688,000 | $ 344,000 | $ 0 |
| McHenry County Illinois | 2 | $ 569,000 | $ 284,000 | $ 0 |
| Beaufort County North Carolina | 2 | $ 229,000 | $ 114,000 | $ 25,000 |
| Caldwell County North Carolina | 2 | $ 478,000 | $ 239,000 | $ 175,000 |
| Franklin County North Carolina | 2 | $ 155,000 | $ 77,000 | $ 0 |
| Halifax County North Carolina | 2 | $ 102,000 | $ 51,000 | $ 32,000 |
| Haywood County North Carolina | 2 | $ 636,000 | $ 318,000 | $ 146,000 |
| Mitchell County North Carolina | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Pasquotank County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 0 |
| Robeson County North Carolina | 2 | $ 143,000 | $ 71,000 | $ 0 |
| Rutherford County North Carolina | 2 | $ 741,000 | $ 370,000 | $ 192,000 |
| Stanly County North Carolina | 2 | $ 133,000 | $ 66,000 | $ 0 |
| Stokes County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Wayne County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 54,000 |
| Yadkin County North Carolina | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Kershaw County South Carolina | 2 | $ 922,000 | $ 461,000 | $ 297,000 |
| Laurens County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| Bedford County Virginia | 2 | $ 958,000 | $ 479,000 | $ 299,000 |
| Roanoke City County Virginia | 2 | $ 651,000 | $ 325,000 | $ 132,000 |
| Contra Costa County California | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Del Norte County California | 1 | $ 89,000 | $ 89,000 | $ 0 |
| El Dorado County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Humboldt County California | 1 | $ 671,000 | $ 671,000 | $ 0 |
| Imperial County California | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Merced County California | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Modoc County California | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Monterey County California | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Sacramento County California | 1 | $ 135,000 | $ 135,000 | $ 0 |
| San Francisco County California | 1 | $ 346,000 | $ 346,000 | $ 0 |
| San Mateo County California | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Santa Barbara County California | 1 | $ 651,000 | $ 651,000 | $ 0 |
| Santa Clara County California | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Shasta County California | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Sonoma County California | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Stanislaus County California | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Ventura County California | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Yuba County California | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Weld County Colorado | 1 | $ 267,000 | $ 267,000 | $ 130,000 |
| Hamilton County Florida | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Leon County Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 545,000 | $ 545,000 | $ 271,000 |
| Sarasota County Florida | 1 | $ 209,000 | $ 209,000 | $ 55,000 |
| Columbia County Georgia | 1 | $ 594,000 | $ 594,000 | $ 377,000 |
| DeKalb County Georgia | 1 | $ 496,000 | $ 496,000 | $ 199,000 |
| Fulton County Georgia | 1 | $ 448,000 | $ 448,000 | $ 271,000 |
| Hart County Georgia | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
| Richmond County Georgia | 1 | $ 747,000 | $ 747,000 | $ 501,000 |
| Stephens County Georgia | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Will County Illinois | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Lea County New Mexico | 1 | $ 62,000 | $ 62,000 | $ 76,000 |
| Valencia County New Mexico | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Alleghany County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Bladen County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Cleveland County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Davie County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Duplin County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 547,000 | $ 547,000 | $ 311,000 |
| McDowell County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Polk County North Carolina | 1 | $ 942,000 | $ 942,000 | $ 260,000 |
| Richmond County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Warren County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 289,000 | $ 289,000 | $ 203,000 |
| Aiken County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Berkeley County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 64,000 |
| Clarendon County South Carolina | 1 | $ 334,000 | $ 334,000 | $ 143,000 |
| Dillon County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 150,000 |
| Georgetown County South Carolina | 1 | $ 274,000 | $ 274,000 | $ 185,000 |
| Lancaster County South Carolina | 1 | $ 476,000 | $ 476,000 | $ 504,000 |
| Lexington County South Carolina | 1 | $ 626,000 | $ 626,000 | $ 300,000 |
| Pickens County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Spartanburg County South Carolina | 1 | $ 288,000 | $ 288,000 | $ 139,000 |
| Sumter County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 203,000 |
| Hamilton County Tennessee | 1 | $ 284,000 | $ 284,000 | $ 158,000 |
| Albemarle County Virginia | 1 | $ 545,000 | $ 545,000 | $ 174,000 |
| Charlotte County Virginia | 1 | $ 64,000 | $ 64,000 | $ 31,000 |
| Danville County Virginia | 1 | $ 460,000 | $ 460,000 | $ 238,000 |
| Montgomery County Virginia | 1 | $ 462,000 | $ 462,000 | $ 216,000 |
| Pittsylvania County Virginia | 1 | $ 307,000 | $ 307,000 | $ 294,000 |
| Powhatan County Virginia | 1 | $ 570,000 | $ 570,000 | $ 245,000 |
| Spokane County Washington | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Self-Help Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,056 | $177,441,000 | $168,000 | $972,000 | $64,000 | $756,000 |
| Home Improvement | 124 | $30,309,000 | $244,000 | $1,268,000 | $94,000 | $1,588,000 |
| Refinancing | 32 | $3,693,000 | $115,000 | $1,366,000 | $39,000 | $112,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 886 | $176,424,000 | $199,000 | $1,366,000 | $76,000 | $1,588,000 |
| Hispanic | 271 | $30,417,000 | $112,000 | $250,000 | $41,000 | $98,000 |
| White | 36 | $2,744,000 | $76,000 | $266,000 | $52,000 | $162,000 |
| Black or African American | 19 | $1,858,000 | $97,000 | $204,000 | $43,000 | $112,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,212 | $211,443,000 | $174,000 | $1,366,000 | $67,000 | $1,588,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 882 | $173,638,000 | $196,000 | $1,268,000 | $76,000 | $1,588,000 |
| Loan Originated | 232 | $28,051,000 | $120,000 | $1,366,000 | $42,000 | $126,000 |
| Application Denied By Financial Institution | 70 | $6,663,000 | $95,000 | $205,000 | $41,000 | $112,000 |
| Application Withdrawn By Applicant | 23 | $2,539,000 | $110,000 | $266,000 | $45,000 | $162,000 |
| Application Approved But Not Accepted | 5 | $552,000 | $110,000 | $129,000 | $37,000 | $54,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 24 | $2,306,000 | $96,000 | $205,000 | $39,000 | $94,000 |
| Debt-To-Income Ratio | 10 | $1,354,000 | $135,000 | $205,000 | $39,000 | $64,000 |
| Employment History | 3 | $313,000 | $104,000 | $136,000 | $25,000 | $53,000 |
| Credit History | 3 | $325,000 | $108,000 | $125,000 | $31,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $241,000 | $120,000 | $132,000 | $35,000 | $42,000 |
| Other | 1 | $99,000 | $99,000 | $99,000 | $61,000 | $61,000 |
| Unverifiable Information | 1 | $158,000 | $158,000 | $158,000 | $52,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.