Servisfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Servisfirst Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Servisfirst Bank 2500 Woodcrest Place Birmingham, AL 35209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,233 |
| Total Mortgage Loan Application Amount | $528,865,000 |
| Average Mortgage Loan Application Amount | $459,000 |
| Highest Mortgage Loan Application Amount | $14,505,000 |
| Average Applicant Income | $339,400 |
| Highest Applicant Income | $8,708,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Servisfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Servisfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Servisfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Servisfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Servisfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Servisfirst Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 151 | $ 59,325,000 | $ 392,000 | $ 204,000 |
| Jefferson County Alabama | 142 | $ 55,750,000 | $ 392,000 | $ 303,000 |
| Madison County Alabama | 76 | $ 32,060,000 | $ 421,000 | $ 352,000 |
| Baldwin County Alabama | 72 | $ 28,790,000 | $ 399,000 | $ 202,000 |
| Charleston County South Carolina | 68 | $ 47,570,000 | $ 699,000 | $ 474,000 |
| Shelby County Alabama | 60 | $ 24,880,000 | $ 414,000 | $ 300,000 |
| Houston County Georgia | 58 | $ 17,210,000 | $ 296,000 | $ 122,000 |
| Houston County Alabama | 50 | $ 9,310,000 | $ 186,000 | $ 204,000 |
| Mobile County Alabama | 48 | $ 25,050,000 | $ 521,000 | $ 182,000 |
| Escambia County Florida | 48 | $ 14,100,000 | $ 293,000 | $ 269,000 |
| Fulton County Georgia | 38 | $ 7,460,000 | $ 196,000 | $ 349,000 |
| Davidson County Tennessee | 30 | $ 26,270,000 | $ 875,000 | $ 466,000 |
| Bay County Florida | 17 | $ 5,805,000 | $ 341,000 | $ 260,000 |
| Sarasota County Florida | 17 | $ 19,815,000 | $ 1,165,000 | $ 631,000 |
| Manatee County Florida | 16 | $ 8,600,000 | $ 537,000 | $ 335,000 |
| Montgomery County Alabama | 15 | $ 2,865,000 | $ 191,000 | $ 237,000 |
| Santa Rosa County Florida | 12 | $ 5,290,000 | $ 440,000 | $ 352,000 |
| Hillsborough County Florida | 11 | $ 7,125,000 | $ 647,000 | $ 443,000 |
| Okaloosa County Florida | 11 | $ 2,205,000 | $ 200,000 | $ 229,000 |
| Mecklenburg County North Carolina | 11 | $ 3,825,000 | $ 347,000 | $ 304,000 |
| Williamson County Tennessee | 11 | $ 10,895,000 | $ 990,000 | $ 818,000 |
| Berkeley County South Carolina | 10 | $ 3,560,000 | $ 356,000 | $ 300,000 |
| Tuscaloosa County Alabama | 9 | $ 3,835,000 | $ 426,000 | $ 920,000 |
| Pinellas County Florida | 9 | $ 3,625,000 | $ 402,000 | $ 230,000 |
| Walton County Florida | 9 | $ 10,675,000 | $ 1,186,000 | $ 977,000 |
| Cobb County Georgia | 9 | $ 2,255,000 | $ 250,000 | $ 162,000 |
| Wakulla County Florida | 8 | $ 2,130,000 | $ 266,000 | $ 101,000 |
| Thomas County Georgia | 8 | $ 2,060,000 | $ 257,000 | $ 104,000 |
| Lee County Alabama | 7 | $ 1,895,000 | $ 270,000 | $ 389,000 |
| Douglas County Georgia | 7 | $ 1,575,000 | $ 225,000 | $ 136,000 |
| St. Clair County Alabama | 6 | $ 2,570,000 | $ 428,000 | $ 189,000 |
| Elmore County Alabama | 5 | $ 1,375,000 | $ 275,000 | $ 255,000 |
| Marshall County Alabama | 5 | $ 1,735,000 | $ 347,000 | $ 241,000 |
| Jefferson County Florida | 5 | $ 1,215,000 | $ 243,000 | $ 93,000 |
| Carroll County Georgia | 5 | $ 1,935,000 | $ 387,000 | $ 236,000 |
| Dorchester County South Carolina | 5 | $ 1,545,000 | $ 309,000 | $ 396,000 |
| Autauga County Alabama | 4 | $ 620,000 | $ 155,000 | $ 196,000 |
| Dale County Alabama | 4 | $ 1,170,000 | $ 292,000 | $ 470,000 |
| Limestone County Alabama | 4 | $ 1,560,000 | $ 390,000 | $ 183,000 |
| Iredell County North Carolina | 4 | $ 1,710,000 | $ 427,000 | $ 277,000 |
| York County South Carolina | 4 | $ 640,000 | $ 160,000 | $ 92,000 |
| Bibb County Alabama | 3 | $ 515,000 | $ 171,000 | $ 103,000 |
| Chilton County Alabama | 3 | $ 485,000 | $ 161,000 | $ 102,000 |
| Morgan County Alabama | 3 | $ 1,495,000 | $ 498,000 | $ 263,000 |
| Talladega County Alabama | 3 | $ 1,425,000 | $ 475,000 | $ 193,000 |
| Gadsden County Florida | 3 | $ 815,000 | $ 271,000 | $ 60,000 |
| Volusia County Florida | 3 | $ 1,605,000 | $ 535,000 | $ 157,000 |
| Buncombe County North Carolina | 3 | $ 1,835,000 | $ 611,000 | $ 502,000 |
| Gaston County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 79,000 |
| Henderson County North Carolina | 3 | $ 985,000 | $ 328,000 | $ 371,000 |
| Virginia Beach County Virginia | 3 | $ 465,000 | $ 155,000 | $ 635,000 |
| Blount County Alabama | 2 | $ 540,000 | $ 270,000 | $ 126,000 |
| Cullman County Alabama | 2 | $ 2,030,000 | $ 1,015,000 | $ 742,000 |
| Randolph County Alabama | 2 | $ 240,000 | $ 120,000 | $ 90,000 |
| Russell County Alabama | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Tallapoosa County Alabama | 2 | $ 1,600,000 | $ 800,000 | $ 1,255,000 |
| Walker County Alabama | 2 | $ 2,410,000 | $ 1,205,000 | $ 4,447,000 |
| Winston County Alabama | 2 | $ 510,000 | $ 255,000 | $ 967,000 |
| Charlotte County Florida | 2 | $ 550,000 | $ 275,000 | $ 331,000 |
| Collier County Florida | 2 | $ 1,210,000 | $ 605,000 | $ 269,000 |
| Franklin County Florida | 2 | $ 4,270,000 | $ 2,135,000 | $ 1,251,000 |
| Gulf County Florida | 2 | $ 690,000 | $ 345,000 | $ 119,000 |
| Pasco County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 365,000 |
| St. Lucie County Florida | 2 | $ 660,000 | $ 330,000 | $ 151,000 |
| Burke County Georgia | 2 | $ 740,000 | $ 370,000 | $ 98,000 |
| Cherokee County Georgia | 2 | $ 590,000 | $ 295,000 | $ 699,000 |
| Crisp County Georgia | 2 | $ 690,000 | $ 345,000 | $ 131,000 |
| Hall County Georgia | 2 | $ 610,000 | $ 305,000 | $ 108,000 |
| Muscogee County Georgia | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Pulaski County Georgia | 2 | $ 210,000 | $ 105,000 | $ 236,000 |
| Jackson County North Carolina | 2 | $ 10,750,000 | $ 5,375,000 | $ 1,408,000 |
| Watauga County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 630,000 |
| Beaufort County South Carolina | 2 | $ 820,000 | $ 410,000 | $ 316,000 |
| Greenville County South Carolina | 2 | $ 700,000 | $ 350,000 | $ 90,000 |
| Carter County Tennessee | 2 | $ 1,420,000 | $ 710,000 | $ 2,386,000 |
| Montgomery County Tennessee | 2 | $ 1,760,000 | $ 880,000 | $ 401,000 |
| Wilson County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 99,000 |
| Barbour County Alabama | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Calhoun County Alabama | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Coffee County Alabama | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Henry County Alabama | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Jackson County Alabama | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Lauderdale County Alabama | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Pike County Alabama | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Sumter County Alabama | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Wilcox County Alabama | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Brevard County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Clay County Florida | 1 | $ 515,000 | $ 515,000 | $ 236,000 |
| Flagler County Florida | 1 | $ 455,000 | $ 455,000 | $ 299,000 |
| Hernando County Florida | 1 | $ 685,000 | $ 685,000 | $ 235,000 |
| Holmes County Florida | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Jackson County Florida | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Nassau County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 420,000 |
| Osceola County Florida | 1 | $ 545,000 | $ 545,000 | $ 487,000 |
| Seminole County Florida | 1 | $ 395,000 | $ 395,000 | $ 326,000 |
| Suwannee County Florida | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Chatham County Georgia | 1 | $ 725,000 | $ 725,000 | $ 602,000 |
| Crawford County Georgia | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Dodge County Georgia | 1 | $ 145,000 | $ 145,000 | $ 255,000 |
| Early County Georgia | 1 | $ 155,000 | $ 155,000 | $ 153,000 |
| Floyd County Georgia | 1 | $ 555,000 | $ 555,000 | $ 425,000 |
| Glynn County Georgia | 1 | $ 405,000 | $ 405,000 | $ 263,000 |
| Harris County Georgia | 1 | $ 305,000 | $ 305,000 | $ 234,000 |
| Newton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 838,000 |
| Paulding County Georgia | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Peach County Georgia | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Polk County Georgia | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Talbot County Georgia | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Towns County Georgia | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Troup County Georgia | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| Union County Georgia | 1 | $ 505,000 | $ 505,000 | $ 251,000 |
| Wilcox County Georgia | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Montgomery County Maryland | 1 | $ 1,305,000 | $ 1,305,000 | $ 225,000 |
| Dukes County Massachusetts | 1 | $ 705,000 | $ 705,000 | $ 1,812,000 |
| Norfolk County Massachusetts | 1 | $ 655,000 | $ 655,000 | $ 299,000 |
| Hancock County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Jackson County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Cabarrus County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Haywood County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 186,000 |
| Lincoln County North Carolina | 1 | $ 1,695,000 | $ 1,695,000 | $ 390,000 |
| Moore County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 232,000 |
| Rutherford County North Carolina | 1 | $ 1,285,000 | $ 1,285,000 | $ 0 |
| Wake County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Allegheny County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Venango County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 320,000 |
| Aiken County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 456,000 |
| Colleton County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Georgetown County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 217,000 |
| Pickens County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 1,290,000 |
| Richland County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Rutherford County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Sumner County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Franklin County Virginia | 1 | $ 225,000 | $ 225,000 | $ 526,000 |
| Hampton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Norfolk County Virginia | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 475,000 | $ 475,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Servisfirst Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 746 | $298,600,000 | $400,000 | $10,005,000 | $253,000 | $3,832,000 |
| Home Improvement | 144 | $36,190,000 | $251,000 | $6,545,000 | $329,000 | $4,888,000 |
| Other Purpose | 135 | $52,155,000 | $386,000 | $4,005,000 | $441,000 | $8,708,000 |
| Refinancing | 133 | $108,955,000 | $819,000 | $14,505,000 | $412,000 | $4,211,000 |
| Cash-out Refinancing | 75 | $32,965,000 | $439,000 | $3,205,000 | $262,000 | $2,386,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 866 | $375,560,000 | $433,000 | $8,005,000 | $321,000 | $8,708,000 |
| Not Provided | 111 | $42,455,000 | $382,000 | $1,605,000 | $307,000 | $2,386,000 |
| Not applicable | 107 | $60,645,000 | $566,000 | $14,505,000 | $0 | $0 |
| Black or African American | 70 | $21,650,000 | $309,000 | $1,705,000 | $140,000 | $776,000 |
| Hispanic | 32 | $8,650,000 | $270,000 | $1,155,000 | $157,000 | $837,000 |
| Asian | 32 | $12,220,000 | $381,000 | $1,355,000 | $259,000 | $1,123,000 |
| American Indian or Alaskan Native | 4 | $1,210,000 | $302,000 | $415,000 | $175,000 | $280,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,060,000 | $265,000 | $405,000 | $352,000 | $642,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,131 | $496,585,000 | $439,000 | $14,505,000 | $321,000 | $8,708,000 |
| FHA-insured (Federal Housing Administration) | 54 | $14,970,000 | $277,000 | $475,000 | $102,000 | $255,000 |
| VA-guaranteed (Veterans Administration) | 48 | $17,310,000 | $360,000 | $685,000 | $123,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 924 | $418,220,000 | $452,000 | $14,505,000 | $320,000 | $8,708,000 |
| Application Withdrawn By Applicant | 196 | $84,320,000 | $430,000 | $2,505,000 | $266,000 | $2,458,000 |
| Loan Purchased By The Institution | 50 | $4,770,000 | $95,000 | $275,000 | $0 | $0 |
| Application Denied By Financial Institution | 48 | $13,720,000 | $285,000 | $1,955,000 | $160,000 | $1,596,000 |
| Application Approved But Not Accepted | 12 | $5,840,000 | $486,000 | $1,605,000 | $222,000 | $462,000 |
| File Closed For Incompleteness | 3 | $1,995,000 | $665,000 | $1,305,000 | $131,000 | $225,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,185 | $515,145,000 | $434,000 | $14,505,000 | $309,000 | $8,708,000 |
| Credit History | 19 | $4,435,000 | $233,000 | $805,000 | $192,000 | $1,596,000 |
| Debt-To-Income Ratio | 19 | $4,645,000 | $244,000 | $1,055,000 | $89,000 | $310,000 |
| Other | 4 | $850,000 | $212,000 | $325,000 | $172,000 | $255,000 |
| Collateral | 4 | $1,580,000 | $395,000 | $1,065,000 | $272,000 | $600,000 |
| Unverifiable Information | 1 | $1,955,000 | $1,955,000 | $1,955,000 | $540,000 | $540,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $46,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servisfirst Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servisfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.