Share Plus Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Share Plus Federal Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Share Plus Federal Bank 5224 W. Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 719 |
| Total Mortgage Loan Application Amount | $89,471,000 |
| Average Mortgage Loan Application Amount | $107,333 |
| Highest Mortgage Loan Application Amount | $2,160,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $2,234,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Share Plus Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Share Plus Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Share Plus Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Share Plus Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Share Plus Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Share Plus Federal Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 87 | $ 11,525,000 | $ 132,000 | $ 112,000 |
| Dallas County Texas | 87 | $ 12,781,000 | $ 146,000 | $ 107,000 |
| Tarrant County Texas | 43 | $ 1,538,000 | $ 35,000 | $ 33,000 |
| Denton County Texas | 42 | $ 4,998,000 | $ 119,000 | $ 77,000 |
| Fulton County Georgia | 27 | $ 5,584,000 | $ 206,000 | $ 122,000 |
| Philadelphia County Pennsylvania | 27 | $ 3,991,000 | $ 147,000 | $ 114,000 |
| Jefferson County Kentucky | 17 | $ 2,957,000 | $ 173,000 | $ 133,000 |
| Harris County Texas | 17 | $ 1,158,000 | $ 68,000 | $ 25,000 |
| Travis County Texas | 13 | $ 685,000 | $ 52,000 | $ 41,000 |
| Orange County Florida | 12 | $ 2,576,000 | $ 214,000 | $ 118,000 |
| Fort Bend County Texas | 10 | $ 166,000 | $ 16,000 | $ 30,000 |
| DeKalb County Georgia | 8 | $ 1,791,000 | $ 223,000 | $ 127,000 |
| Williamson County Texas | 8 | $ 172,000 | $ 21,000 | $ 57,000 |
| Mohave County Arizona | 7 | $ 813,000 | $ 116,000 | $ 144,000 |
| Orange County California | 7 | $ 3,058,000 | $ 436,000 | $ 295,000 |
| Jackson County Missouri | 7 | $ 617,000 | $ 88,000 | $ 78,000 |
| Bexar County Texas | 6 | $ 255,000 | $ 42,000 | $ 96,000 |
| Cameron County Texas | 6 | $ 111,000 | $ 18,000 | $ 20,000 |
| Montgomery County Texas | 6 | $ 136,000 | $ 22,000 | $ 16,000 |
| Garland County Arkansas | 4 | $ 387,000 | $ 96,000 | $ 132,000 |
| Denver County Colorado | 4 | $ 946,000 | $ 236,000 | $ 92,000 |
| Bernalillo County New Mexico | 4 | $ 558,000 | $ 139,000 | $ 188,000 |
| Kaufman County Texas | 4 | $ 386,000 | $ 96,000 | $ 80,000 |
| Lubbock County Texas | 4 | $ 147,000 | $ 36,000 | $ 37,000 |
| Maricopa County Arizona | 3 | $ 240,000 | $ 80,000 | $ 84,000 |
| Hillsborough County Florida | 3 | $ 215,000 | $ 71,000 | $ 75,000 |
| Lee County Florida | 3 | $ 389,000 | $ 129,000 | $ 50,000 |
| Seminole County Florida | 3 | $ 244,000 | $ 81,000 | $ 91,000 |
| Gwinnett County Georgia | 3 | $ 579,000 | $ 193,000 | $ 47,000 |
| Clark County Indiana | 3 | $ 197,000 | $ 65,000 | $ 54,000 |
| Lake County Indiana | 3 | $ 9,000 | $ 3,000 | $ 82,000 |
| Mecklenburg County North Carolina | 3 | $ 210,000 | $ 70,000 | $ 213,000 |
| Ellis County Texas | 3 | $ 71,000 | $ 23,000 | $ 20,000 |
| Henderson County Texas | 3 | $ 945,000 | $ 315,000 | $ 272,000 |
| Johnson County Texas | 3 | $ 100,000 | $ 33,000 | $ 36,000 |
| Rockwall County Texas | 3 | $ 88,000 | $ 29,000 | $ 0 |
| Mobile County Alabama | 2 | $ 7,000 | $ 3,000 | $ 45,000 |
| Pinal County Arizona | 2 | $ 111,000 | $ 55,000 | $ 40,000 |
| Craighead County Arkansas | 2 | $ 83,000 | $ 41,000 | $ 50,000 |
| Alameda County California | 2 | $ 500,000 | $ 250,000 | $ 56,000 |
| Los Angeles County California | 2 | $ 355,000 | $ 177,000 | $ 39,000 |
| Riverside County California | 2 | $ 899,000 | $ 449,000 | $ 104,000 |
| San Bernardino County California | 2 | $ 105,000 | $ 52,000 | $ 109,000 |
| Stanislaus County California | 2 | $ 17,000 | $ 8,000 | $ 51,000 |
| Lake County Florida | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Bibb County Georgia | 2 | $ 20,000 | $ 10,000 | $ 40,000 |
| Houston County Georgia | 2 | $ 8,000 | $ 4,000 | $ 57,000 |
| DuPage County Illinois | 2 | $ 1,410,000 | $ 705,000 | $ 195,000 |
| Grundy County Illinois | 2 | $ 199,000 | $ 99,000 | $ 55,000 |
| Oldham County Kentucky | 2 | $ 40,000 | $ 20,000 | $ 255,000 |
| St. Louis County Missouri | 2 | $ 569,000 | $ 284,000 | $ 170,000 |
| Ocean County New Jersey | 2 | $ 58,000 | $ 29,000 | $ 114,000 |
| Broome County New York | 2 | $ 21,000 | $ 10,000 | $ 51,000 |
| Cuyahoga County Ohio | 2 | $ 166,000 | $ 83,000 | $ 118,000 |
| Franklin County Ohio | 2 | $ 1,275,000 | $ 637,000 | $ 363,000 |
| Tulsa County Oklahoma | 2 | $ 145,000 | $ 72,000 | $ 98,000 |
| Chester County Pennsylvania | 2 | $ 399,000 | $ 199,000 | $ 300,000 |
| York County South Carolina | 2 | $ 252,000 | $ 126,000 | $ 55,000 |
| Giles County Tennessee | 2 | $ 6,000 | $ 3,000 | $ 34,000 |
| Bastrop County Texas | 2 | $ 68,000 | $ 34,000 | $ 33,000 |
| Gregg County Texas | 2 | $ 53,000 | $ 26,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 55,000 | $ 27,000 | $ 11,000 |
| Parker County Texas | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Randall County Texas | 2 | $ 132,000 | $ 66,000 | $ 60,000 |
| Wise County Texas | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| Randolph County Alabama | 1 | $ 3,000 | $ 3,000 | $ 66,000 |
| Pima County Arizona | 1 | $ 66,000 | $ 66,000 | $ 63,000 |
| Contra Costa County California | 1 | $ 435,000 | $ 435,000 | $ 122,000 |
| San Diego County California | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Ventura County California | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Arapahoe County Colorado | 1 | $ 3,000 | $ 3,000 | $ 41,000 |
| Boulder County Colorado | 1 | $ 314,000 | $ 314,000 | $ 72,000 |
| Jefferson County Colorado | 1 | $ 1,178,000 | $ 1,178,000 | $ 380,000 |
| New Castle County Delaware | 1 | $ 384,000 | $ 384,000 | $ 250,000 |
| Brevard County Florida | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Osceola County Florida | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Pinellas County Florida | 1 | $ 13,000 | $ 13,000 | $ 93,000 |
| Polk County Florida | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Volusia County Florida | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Bulloch County Georgia | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Cherokee County Georgia | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Clayton County Georgia | 1 | $ 3,000 | $ 3,000 | $ 47,000 |
| Fayette County Georgia | 1 | $ 349,000 | $ 349,000 | $ 104,000 |
| Oconee County Georgia | 1 | $ 8,000 | $ 8,000 | $ 70,000 |
| Rockdale County Georgia | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Honolulu County Hawaii | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Ada County Idaho | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Teton County Idaho | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Cook County Illinois | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Lake County Illinois | 1 | $ 62,000 | $ 62,000 | $ 219,000 |
| Will County Illinois | 1 | $ 10,000 | $ 10,000 | $ 89,000 |
| Winnebago County Illinois | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Floyd County Indiana | 1 | $ 36,000 | $ 36,000 | $ 153,000 |
| Pottawattamie County Iowa | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Jackson County Kansas | 1 | $ 3,000 | $ 3,000 | $ 93,000 |
| Shawnee County Kansas | 1 | $ 16,000 | $ 16,000 | $ 31,000 |
| Bath County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 41,000 |
| Bullitt County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 116,000 |
| Nelson County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Pulaski County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 81,000 |
| Webster County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Carroll County Maryland | 1 | $ 224,000 | $ 224,000 | $ 100,000 |
| Howard County Maryland | 1 | $ 765,000 | $ 765,000 | $ 120,000 |
| Kent County Maryland | 1 | $ 365,000 | $ 365,000 | $ 250,000 |
| Norfolk County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Berrien County Michigan | 1 | $ 3,000 | $ 3,000 | $ 100,000 |
| Genesee County Michigan | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Jackson County Michigan | 1 | $ 4,000 | $ 4,000 | $ 72,000 |
| Lenawee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Macomb County Michigan | 1 | $ 3,000 | $ 3,000 | $ 39,000 |
| Anoka County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 66,000 |
| Dakota County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 91,000 |
| Dodge County Minnesota | 1 | $ 17,000 | $ 17,000 | $ 62,000 |
| Hinds County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Lamar County Mississippi | 1 | $ 3,000 | $ 3,000 | $ 60,000 |
| Lauderdale County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 88,000 |
| Lowndes County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Warren County Mississippi | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Holt County Missouri | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Ralls County Missouri | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Dawson County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 129,000 |
| Middlesex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Nassau County New York | 1 | $ 300,000 | $ 300,000 | $ 84,000 |
| Suffolk County New York | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| New Hanover County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Onslow County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 84,000 |
| Union County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Wake County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 42,000 |
| Columbiana County Ohio | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Delaware County Ohio | 1 | $ 29,000 | $ 29,000 | $ 63,000 |
| Richland County Ohio | 1 | $ 3,000 | $ 3,000 | $ 86,000 |
| Ross County Ohio | 1 | $ 14,000 | $ 14,000 | $ 138,000 |
| Trumbull County Ohio | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Delaware County Pennsylvania | 1 | $ 313,000 | $ 313,000 | $ 70,000 |
| Northampton County Pennsylvania | 1 | $ 327,000 | $ 327,000 | $ 139,000 |
| Davidson County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 56,000 |
| Dickson County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 63,000 |
| Franklin County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Lincoln County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 72,000 |
| Obion County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 82,000 |
| Shelby County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 54,000 |
| Bell County Texas | 1 | $ 24,000 | $ 24,000 | $ 191,000 |
| Bowie County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Burnet County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| El Paso County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Fayette County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Grimes County Texas | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Hays County Texas | 1 | $ 14,000 | $ 14,000 | $ 174,000 |
| Hood County Texas | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Hunt County Texas | 1 | $ 3,000 | $ 3,000 | $ 129,000 |
| Kimble County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Liberty County Texas | 1 | $ 3,000 | $ 3,000 | $ 53,000 |
| Nueces County Texas | 1 | $ 100,000 | $ 100,000 | $ 219,000 |
| Rains County Texas | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| Upshur County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Wharton County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Wood County Texas | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Campbell County Virginia | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Loudoun County Virginia | 1 | $ 16,000 | $ 16,000 | $ 50,000 |
| Stafford County Virginia | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Clark County Washington | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Walworth County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Share Plus Federal Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 403 | $55,267,000 | $137,000 | $1,499,000 | $84,000 | $1,228,000 |
| Refinancing | 189 | $32,118,000 | $169,000 | $2,160,000 | $115,000 | $2,234,000 |
| Home Improvement | 127 | $2,086,000 | $16,000 | $124,000 | $84,000 | $380,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 258 | $46,040,000 | $178,000 | $2,160,000 | $135,000 | $2,234,000 |
| Not Provided | 169 | $11,722,000 | $69,000 | $440,000 | $96,000 | $516,000 |
| Not applicable | 168 | $11,008,000 | $65,000 | $997,000 | $19,000 | $1,179,000 |
| Hispanic | 51 | $5,912,000 | $115,000 | $340,000 | $84,000 | $518,000 |
| Black or African American | 47 | $9,076,000 | $193,000 | $1,499,000 | $107,000 | $654,000 |
| Asian | 22 | $4,915,000 | $223,000 | $1,393,000 | $112,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $498,000 | $166,000 | $200,000 | $54,000 | $61,000 |
| American Indian or Alaskan Native | 1 | $300,000 | $300,000 | $300,000 | $165,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 719 | $89,471,000 | $124,000 | $2,160,000 | $92,000 | $2,234,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 349 | $48,161,000 | $137,000 | $2,160,000 | $130,000 | $2,234,000 |
| Loan Purchased By The Institution | 168 | $11,008,000 | $65,000 | $997,000 | $19,000 | $1,179,000 |
| Application Denied By Financial Institution | 127 | $16,978,000 | $133,000 | $1,400,000 | $82,000 | $540,000 |
| Preapproval Denied by Financial Institution | 52 | $8,893,000 | $171,000 | $440,000 | $107,000 | $516,000 |
| Application Approved But Not Accepted | 19 | $3,687,000 | $194,000 | $664,000 | $71,000 | $155,000 |
| File Closed For Incompleteness | 2 | $350,000 | $175,000 | $200,000 | $51,000 | $56,000 |
| Preapproval Approved but not Accepted | 2 | $394,000 | $197,000 | $332,000 | $130,000 | $130,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 113 | $11,816,000 | $104,000 | $435,000 | $78,000 | $516,000 |
| Debt-To-Income Ratio | 33 | $7,066,000 | $214,000 | $1,400,000 | $100,000 | $380,000 |
| Collateral | 17 | $4,274,000 | $251,000 | $1,393,000 | $127,000 | $540,000 |
| Other | 8 | $1,097,000 | $137,000 | $292,000 | $105,000 | $241,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,218,000 | $203,000 | $440,000 | $41,000 | $130,000 |
| Unverifiable Information | 1 | $200,000 | $200,000 | $200,000 | $450,000 | $450,000 |
| Credit Application Incomplete | 1 | $200,000 | $200,000 | $200,000 | $125,000 | $125,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Share Plus Federal Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Share Plus Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.