Share Plus Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Share Plus Federal Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Share Plus Federal Bank 5224 W. Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 383 |
| Total Mortgage Loan Application Amount | $52,969,000 |
| Average Mortgage Loan Application Amount | $137,000 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $1,940,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Share Plus Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Share Plus Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Share Plus Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Share Plus Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Share Plus Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Share Plus Federal Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 68 | $ 12,135,000 | $ 178,000 | $ 134,000 |
| Collin County Texas | 37 | $ 7,956,000 | $ 215,000 | $ 161,000 |
| Denton County Texas | 26 | $ 4,104,000 | $ 157,000 | $ 146,000 |
| Tarrant County Texas | 18 | $ 1,107,000 | $ 61,000 | $ 113,000 |
| Jefferson County Kentucky | 14 | $ 2,024,000 | $ 144,000 | $ 112,000 |
| Jackson County Missouri | 6 | $ 341,000 | $ 56,000 | $ 105,000 |
| Harris County Texas | 6 | $ 230,000 | $ 38,000 | $ 102,000 |
| Orange County Florida | 5 | $ 444,000 | $ 88,000 | $ 52,000 |
| Cook County Illinois | 5 | $ 695,000 | $ 139,000 | $ 110,000 |
| Giles County Tennessee | 5 | $ 108,000 | $ 21,000 | $ 61,000 |
| Los Angeles County California | 3 | $ 710,000 | $ 236,000 | $ 74,000 |
| Broward County Florida | 3 | $ 587,000 | $ 195,000 | $ 71,000 |
| Harford County Maryland | 3 | $ 467,000 | $ 155,000 | $ 85,000 |
| Bexar County Texas | 3 | $ 141,000 | $ 47,000 | $ 63,000 |
| Ellis County Texas | 3 | $ 167,000 | $ 55,000 | $ 56,000 |
| Williamson County Texas | 3 | $ 562,000 | $ 187,000 | $ 158,000 |
| Pinal County Arizona | 2 | $ 154,000 | $ 77,000 | $ 88,000 |
| Craighead County Arkansas | 2 | $ 256,000 | $ 128,000 | $ 91,000 |
| Orange County California | 2 | $ 355,000 | $ 177,000 | $ 1,017,000 |
| Riverside County California | 2 | $ 208,000 | $ 104,000 | $ 72,000 |
| San Bernardino County California | 2 | $ 20,000 | $ 10,000 | $ 49,000 |
| Tolland County Connecticut | 2 | $ 8,000 | $ 4,000 | $ 67,000 |
| Palm Beach County Florida | 2 | $ 191,000 | $ 95,000 | $ 57,000 |
| Volusia County Florida | 2 | $ 316,000 | $ 158,000 | $ 118,000 |
| Cherokee County Georgia | 2 | $ 498,000 | $ 249,000 | $ 175,000 |
| DeKalb County Georgia | 2 | $ 173,000 | $ 86,000 | $ 35,000 |
| Fulton County Georgia | 2 | $ 468,000 | $ 234,000 | $ 120,000 |
| Floyd County Indiana | 2 | $ 211,000 | $ 105,000 | $ 65,000 |
| Hardin County Kentucky | 2 | $ 67,000 | $ 33,000 | $ 52,000 |
| Washtenaw County Michigan | 2 | $ 342,000 | $ 171,000 | $ 141,000 |
| Washington County Minnesota | 2 | $ 395,000 | $ 197,000 | $ 380,000 |
| Mecklenburg County North Carolina | 2 | $ 115,000 | $ 57,000 | $ 55,000 |
| Oklahoma County Oklahoma | 2 | $ 501,000 | $ 250,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 2 | $ 263,000 | $ 131,000 | $ 185,000 |
| Lincoln County Tennessee | 2 | $ 7,000 | $ 3,000 | $ 49,000 |
| Cameron County Texas | 2 | $ 92,000 | $ 46,000 | $ 49,000 |
| Eastland County Texas | 2 | $ 100,000 | $ 50,000 | $ 82,000 |
| Fort Bend County Texas | 2 | $ 96,000 | $ 48,000 | $ 39,000 |
| Grayson County Texas | 2 | $ 212,000 | $ 106,000 | $ 71,000 |
| Henderson County Texas | 2 | $ 886,000 | $ 443,000 | $ 384,000 |
| Hidalgo County Texas | 2 | $ 6,000 | $ 3,000 | $ 63,000 |
| Kaufman County Texas | 2 | $ 52,000 | $ 26,000 | $ 168,000 |
| Montgomery County Texas | 2 | $ 273,000 | $ 136,000 | $ 62,000 |
| Salt Lake County Utah | 2 | $ 184,000 | $ 92,000 | $ 109,000 |
| Etowah County Alabama | 1 | $ 194,000 | $ 194,000 | $ 79,000 |
| Jefferson County Alabama | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Randolph County Alabama | 1 | $ 3,000 | $ 3,000 | $ 62,000 |
| Poinsett County Arkansas | 1 | $ 22,000 | $ 22,000 | $ 24,000 |
| Kern County California | 1 | $ 218,000 | $ 218,000 | $ 88,000 |
| Stanislaus County California | 1 | $ 5,000 | $ 5,000 | $ 103,000 |
| Ventura County California | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Fairfield County Connecticut | 1 | $ 2,000,000 | $ 2,000,000 | $ 860,000 |
| Windham County Connecticut | 1 | $ 8,000 | $ 8,000 | $ 35,000 |
| Sussex County Delaware | 1 | $ 3,000 | $ 3,000 | $ 59,000 |
| Duval County Florida | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Hillsborough County Florida | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Osceola County Florida | 1 | $ 6,000 | $ 6,000 | $ 73,000 |
| Polk County Florida | 1 | $ 123,000 | $ 123,000 | $ 21,000 |
| Seminole County Florida | 1 | $ 7,000 | $ 7,000 | $ 80,000 |
| St. Lucie County Florida | 1 | $ 206,000 | $ 206,000 | $ 46,000 |
| Bibb County Georgia | 1 | $ 131,000 | $ 131,000 | $ 92,000 |
| Chatham County Georgia | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Gwinnett County Georgia | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Houston County Georgia | 1 | $ 12,000 | $ 12,000 | $ 51,000 |
| Macon County Georgia | 1 | $ 7,000 | $ 7,000 | $ 35,000 |
| Paulding County Georgia | 1 | $ 8,000 | $ 8,000 | $ 86,000 |
| Pulaski County Georgia | 1 | $ 5,000 | $ 5,000 | $ 86,000 |
| McHenry County Illinois | 1 | $ 151,000 | $ 151,000 | $ 9,000 |
| Will County Illinois | 1 | $ 378,000 | $ 378,000 | $ 182,000 |
| Boone County Indiana | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Hancock County Indiana | 1 | $ 192,000 | $ 192,000 | $ 81,000 |
| Lake County Indiana | 1 | $ 222,000 | $ 222,000 | $ 76,000 |
| Black Hawk County Iowa | 1 | $ 127,000 | $ 127,000 | $ 65,000 |
| Jackson County Iowa | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Jackson County Kansas | 1 | $ 3,000 | $ 3,000 | $ 70,000 |
| Riley County Kansas | 1 | $ 239,000 | $ 239,000 | $ 78,000 |
| Bullitt County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 70,000 |
| Fayette County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Oldham County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 264,000 |
| Perry County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Pulaski County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 69,000 |
| St. Charles County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| St. John the Baptist County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 21,000 |
| Cumberland County Maine | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Baltimore County Maryland | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Baltimore City County Maryland | 1 | $ 177,000 | $ 177,000 | $ 190,000 |
| Prince George's County Maryland | 1 | $ 8,000 | $ 8,000 | $ 44,000 |
| Barnstable County Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 275,000 |
| Plymouth County Massachusetts | 1 | $ 642,000 | $ 642,000 | $ 334,000 |
| Lee County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 133,000 |
| Callaway County Missouri | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| St. Charles County Missouri | 1 | $ 379,000 | $ 379,000 | $ 153,000 |
| Hillsborough County New Hampshire | 1 | $ 3,000 | $ 3,000 | $ 108,000 |
| Ocean County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Sandoval County New Mexico | 1 | $ 183,000 | $ 183,000 | $ 52,000 |
| Cattaraugus County New York | 1 | $ 3,000 | $ 3,000 | $ 62,000 |
| Rensselaer County New York | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Cabarrus County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Union County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 91,000 |
| Bottineau County North Dakota | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Summit County Ohio | 1 | $ 75,000 | $ 75,000 | $ 300,000 |
| Allegheny County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Erie County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
| Jefferson County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Kent County Rhode Island | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Lancaster County South Carolina | 1 | $ 3,000 | $ 3,000 | $ 51,000 |
| Oconee County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Spartanburg County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| York County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 51,000 |
| Anderson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Dickson County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 94,000 |
| Moore County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 111,000 |
| Shelby County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Bell County Texas | 1 | $ 70,000 | $ 70,000 | $ 174,000 |
| Hardin County Texas | 1 | $ 139,000 | $ 139,000 | $ 113,000 |
| Jim Wells County Texas | 1 | $ 5,000 | $ 5,000 | $ 56,000 |
| Lubbock County Texas | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Nueces County Texas | 1 | $ 98,000 | $ 98,000 | $ 233,000 |
| Parker County Texas | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Rockwall County Texas | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Tyler County Texas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Webb County Texas | 1 | $ 6,000 | $ 6,000 | $ 52,000 |
| Cache County Utah | 1 | $ 5,000 | $ 5,000 | $ 123,000 |
| Fairfax County Virginia | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Loudoun County Virginia | 1 | $ 151,000 | $ 151,000 | $ 76,000 |
| Virginia Beach County Virginia | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Oneida County Wisconsin | 1 | $ 6,000 | $ 6,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Share Plus Federal Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 174 | $37,111,000 | $213,000 | $2,100,000 | $144,000 | $1,940,000 |
| Home Improvement | 135 | $2,484,000 | $18,000 | $256,000 | $77,000 | $470,000 |
| Refinancing | 74 | $13,374,000 | $180,000 | $566,000 | $116,000 | $541,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 230 | $42,513,000 | $184,000 | $2,100,000 | $137,000 | $1,940,000 |
| Not Provided | 93 | $2,714,000 | $29,000 | $732,000 | $75,000 | $470,000 |
| Black or African American | 29 | $3,033,000 | $104,000 | $416,000 | $88,000 | $216,000 |
| Hispanic | 22 | $2,945,000 | $133,000 | $500,000 | $68,000 | $276,000 |
| Asian | 9 | $1,764,000 | $196,000 | $536,000 | $176,000 | $354,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 383 | $52,969,000 | $138,000 | $2,100,000 | $115,000 | $1,940,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 193 | $29,870,000 | $154,000 | $2,000,000 | $141,000 | $1,940,000 |
| Application Denied By Financial Institution | 131 | $10,883,000 | $83,000 | $564,000 | $62,000 | $470,000 |
| Application Approved But Not Accepted | 27 | $2,370,000 | $87,000 | $566,000 | $135,000 | $300,000 |
| Application Withdrawn By Applicant | 23 | $5,952,000 | $258,000 | $2,100,000 | $155,000 | $558,000 |
| Loan Purchased By The Institution | 6 | $3,311,000 | $551,000 | $627,000 | $218,000 | $330,000 |
| File Closed For Incompleteness | 3 | $583,000 | $194,000 | $256,000 | $115,000 | $190,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 80 | $6,187,000 | $77,000 | $250,000 | $57,000 | $470,000 |
| Debt-To-Income Ratio | 39 | $3,281,000 | $84,000 | $564,000 | $57,000 | $178,000 |
| Collateral | 6 | $806,000 | $134,000 | $218,000 | $106,000 | $276,000 |
| Other | 4 | $464,000 | $116,000 | $171,000 | $94,000 | $180,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $222,000 | $222,000 |
| Employment History | 1 | $110,000 | $110,000 | $110,000 | $87,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Share Plus Federal Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Share Plus Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.