Shareplus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Shareplus Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shareplus Bank 5224 W Plano Parkway Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 |
| Total Number of Mortgage Applications | 399 |
| Total Mortgage Loan Application Amount | $105,081,000 |
| Average Mortgage Loan Application Amount | $227,333 |
| Highest Mortgage Loan Application Amount | $4,351,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $3,070,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Shareplus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shareplus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Shareplus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shareplus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shareplus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shareplus Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 76 | $ 37,250,000 | $ 490,000 | $ 277,000 |
| Collin County Texas | 66 | $ 18,971,000 | $ 287,000 | $ 209,000 |
| Denton County Texas | 25 | $ 5,755,000 | $ 230,000 | $ 135,000 |
| Tarrant County Texas | 23 | $ 5,592,000 | $ 243,000 | $ 147,000 |
| Midland County Texas | 9 | $ 1,683,000 | $ 187,000 | $ 0 |
| Bastrop County Texas | 6 | $ 1,079,000 | $ 179,000 | $ 0 |
| Kaufman County Texas | 6 | $ 1,020,000 | $ 170,000 | $ 82,000 |
| Grayson County Texas | 5 | $ 542,000 | $ 108,000 | $ 43,000 |
| Travis County Texas | 5 | $ 1,491,000 | $ 298,000 | $ 41,000 |
| Wilson County Texas | 5 | $ 853,000 | $ 170,000 | $ 0 |
| Fulton County Georgia | 4 | $ 1,227,000 | $ 306,000 | $ 204,000 |
| Hillsborough County Florida | 3 | $ 256,000 | $ 85,000 | $ 51,000 |
| Vermilion County Louisiana | 3 | $ 346,000 | $ 115,000 | $ 0 |
| Atascosa County Texas | 3 | $ 677,000 | $ 225,000 | $ 0 |
| Ector County Texas | 3 | $ 504,000 | $ 168,000 | $ 0 |
| Ellis County Texas | 3 | $ 754,000 | $ 251,000 | $ 100,000 |
| Hays County Texas | 3 | $ 544,000 | $ 181,000 | $ 0 |
| Smith County Texas | 3 | $ 447,000 | $ 149,000 | $ 13,000 |
| Maricopa County Arizona | 2 | $ 439,000 | $ 219,000 | $ 91,000 |
| Riverside County California | 2 | $ 199,000 | $ 99,000 | $ 74,000 |
| Broward County Florida | 2 | $ 944,000 | $ 472,000 | $ 292,000 |
| Lake County Florida | 2 | $ 325,000 | $ 162,000 | $ 0 |
| Harrison County Indiana | 2 | $ 247,000 | $ 123,000 | $ 120,000 |
| Jefferson County Kentucky | 2 | $ 273,000 | $ 136,000 | $ 25,000 |
| Iberia County Louisiana | 2 | $ 289,000 | $ 144,000 | $ 0 |
| Ouachita County Louisiana | 2 | $ 232,000 | $ 116,000 | $ 0 |
| St. Helena County Louisiana | 2 | $ 315,000 | $ 157,000 | $ 0 |
| St. Landry County Louisiana | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Bell County Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Bexar County Texas | 2 | $ 398,000 | $ 199,000 | $ 499,000 |
| Brazos County Texas | 2 | $ 277,000 | $ 138,000 | $ 0 |
| Caldwell County Texas | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Comal County Texas | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Duval County Texas | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 556,000 | $ 278,000 | $ 332,000 |
| Grimes County Texas | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Guadalupe County Texas | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Hunt County Texas | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Montgomery County Texas | 2 | $ 388,000 | $ 194,000 | $ 0 |
| Wood County Texas | 2 | $ 431,000 | $ 215,000 | $ 95,000 |
| Elmore County Alabama | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Houston County Alabama | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Lowndes County Alabama | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Coconino County Arizona | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Benton County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Johnson County Arkansas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Humboldt County California | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Mono County California | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Nevada County California | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Yuba County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Eagle County Colorado | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Kent County Delaware | 1 | $ 232,000 | $ 232,000 | $ 40,000 |
| Hernando County Florida | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Lee County Florida | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Manatee County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pasco County Florida | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 247,000 | $ 247,000 | $ 159,000 |
| Jefferson County Georgia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Johnson County Georgia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Richmond County Georgia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Washington County Georgia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Wilkes County Georgia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Cook County Illinois | 1 | $ 480,000 | $ 480,000 | $ 2,731,000 |
| Marion County Indiana | 1 | $ 66,000 | $ 66,000 | $ 101,000 |
| Dubuque County Iowa | 1 | $ 141,000 | $ 141,000 | $ 111,000 |
| Emmet County Iowa | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Jackson County Iowa | 1 | $ 12,000 | $ 12,000 | $ 67,000 |
| McCracken County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 378,000 | $ 378,000 | $ 120,000 |
| Russell County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 429,000 |
| Trimble County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Lafayette County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Rio Arriba County New Mexico | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 187,000 | $ 187,000 | $ 55,000 |
| Putnam County New York | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Westchester County New York | 1 | $ 580,000 | $ 580,000 | $ 230,000 |
| McLean County North Dakota | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Gallia County Ohio | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Hocking County Ohio | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Scioto County Ohio | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 92,000 |
| Creek County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Custer County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 1,200,000 | $ 1,200,000 | $ 433,000 |
| Benton County Oregon | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Lane County Oregon | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 128,000 | $ 128,000 | $ 200,000 |
| Marion County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Clinton County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Dickson County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Smith County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Warren County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Angelina County Texas | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Burnet County Texas | 1 | $ 261,000 | $ 261,000 | $ 0 |
| DeWitt County Texas | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Franklin County Texas | 1 | $ 228,000 | $ 228,000 | $ 253,000 |
| Freestone County Texas | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Galveston County Texas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Gillespie County Texas | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Gonzales County Texas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Hardin County Texas | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Harrison County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Henderson County Texas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Hill County Texas | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Jackson County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Karnes County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lamar County Texas | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Lavaca County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Lee County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Live Oak County Texas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Madison County Texas | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Medina County Texas | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Robertson County Texas | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Rusk County Texas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Tom Green County Texas | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Upshur County Texas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Victoria County Texas | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Walker County Texas | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Waller County Texas | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Williamson County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Zavala County Texas | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Augusta County Virginia | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Clallam County Washington | 1 | $ 193,000 | $ 193,000 | $ 0 |
Mortgage Loan Application Detail Totals for Shareplus Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 342 | $85,252,000 | $249,000 | $2,763,000 | $119,000 | $3,070,000 |
| Refinancing | 50 | $19,523,000 | $390,000 | $4,351,000 | $211,000 | $3,021,000 |
| Home Improvement | 7 | $306,000 | $43,000 | $75,000 | $140,000 | $208,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 180 | $60,361,000 | $335,000 | $4,351,000 | $208,000 | $3,070,000 |
| Not applicable | 155 | $25,248,000 | $162,000 | $482,000 | $0 | $0 |
| Not Provided | 21 | $5,980,000 | $284,000 | $1,000,000 | $162,000 | $490,000 |
| Asian | 19 | $7,935,000 | $417,000 | $2,763,000 | $287,000 | $2,134,000 |
| Hispanic | 12 | $2,892,000 | $241,000 | $497,000 | $406,000 | $2,731,000 |
| Black or African American | 9 | $2,179,000 | $242,000 | $412,000 | $123,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $408,000 | $204,000 | $232,000 | $57,000 | $74,000 |
| American Indian or Alaskan Native | 1 | $78,000 | $78,000 | $78,000 | $39,000 | $39,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 220 | $75,634,000 | $343,000 | $4,351,000 | $230,000 | $3,070,000 |
| FHA-insured (Federal Housing Administration) | 174 | $28,046,000 | $161,000 | $482,000 | $8,000 | $202,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,401,000 | $280,000 | $362,000 | $84,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 200 | $69,961,000 | $349,000 | $4,351,000 | $219,000 | $3,021,000 |
| Loan Purchased By The Institution | 155 | $25,248,000 | $162,000 | $482,000 | $0 | $0 |
| Application Withdrawn By Applicant | 19 | $4,137,000 | $217,000 | $556,000 | $288,000 | $3,070,000 |
| Application Denied By Financial Institution | 18 | $4,064,000 | $225,000 | $1,009,000 | $93,000 | $366,000 |
| Application Approved But Not Accepted | 4 | $1,277,000 | $319,000 | $650,000 | $223,000 | $651,000 |
| File Closed For Incompleteness | 3 | $394,000 | $131,000 | $299,000 | $188,000 | $208,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $1,809,000 | $201,000 | $1,009,000 | $102,000 | $366,000 |
| Debt-To-Income Ratio | 6 | $1,501,000 | $250,000 | $362,000 | $62,000 | $98,000 |
| Collateral | 2 | $554,000 | $277,000 | $500,000 | $139,000 | $154,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $200,000 | $200,000 | $200,000 | $95,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shareplus Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shareplus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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