Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Shelter Financial Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 619 |
| Total Mortgage Loan Application Amount | $43,856,000 |
| Average Mortgage Loan Application Amount | $60,333 |
| Highest Mortgage Loan Application Amount | $350,000 |
| Average Applicant Income | $56,666 |
| Highest Applicant Income | $325,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bradley County Arkansas | 14 | $ 992,000 | $ 70,000 | $ 66,000 |
| Jackson County Missouri | 14 | $ 1,164,000 | $ 83,000 | $ 48,000 |
| Boone County Missouri | 13 | $ 1,042,000 | $ 80,000 | $ 57,000 |
| Pulaski County Arkansas | 11 | $ 1,257,000 | $ 114,000 | $ 76,000 |
| Nevada County Arkansas | 9 | $ 557,000 | $ 61,000 | $ 59,000 |
| Polk County Iowa | 7 | $ 397,000 | $ 56,000 | $ 80,000 |
| Greene County Missouri | 7 | $ 616,000 | $ 88,000 | $ 41,000 |
| Pettis County Missouri | 7 | $ 220,000 | $ 31,000 | $ 83,000 |
| Mayes County Oklahoma | 7 | $ 401,000 | $ 57,000 | $ 55,000 |
| Marion County Indiana | 6 | $ 468,000 | $ 78,000 | $ 63,000 |
| Sedgwick County Kansas | 6 | $ 406,000 | $ 67,000 | $ 110,000 |
| Mississippi County Missouri | 6 | $ 327,000 | $ 54,000 | $ 32,000 |
| Reynolds County Missouri | 6 | $ 320,000 | $ 53,000 | $ 38,000 |
| Sevier County Arkansas | 5 | $ 261,000 | $ 52,000 | $ 42,000 |
| Union County Arkansas | 5 | $ 512,000 | $ 102,000 | $ 61,000 |
| Allen County Indiana | 5 | $ 235,000 | $ 47,000 | $ 62,000 |
| Lowndes County Mississippi | 5 | $ 293,000 | $ 58,000 | $ 56,000 |
| Monroe County Mississippi | 5 | $ 289,000 | $ 57,000 | $ 43,000 |
| Marion County Missouri | 5 | $ 306,000 | $ 61,000 | $ 47,000 |
| Cleveland County Oklahoma | 5 | $ 190,000 | $ 38,000 | $ 48,000 |
| Oklahoma County Oklahoma | 5 | $ 296,000 | $ 59,000 | $ 68,000 |
| Tulsa County Oklahoma | 5 | $ 434,000 | $ 86,000 | $ 51,000 |
| Benton County Arkansas | 4 | $ 318,000 | $ 79,000 | $ 60,000 |
| Crawford County Arkansas | 4 | $ 334,000 | $ 83,000 | $ 48,000 |
| Arapahoe County Colorado | 4 | $ 401,000 | $ 100,000 | $ 124,000 |
| El Paso County Colorado | 4 | $ 148,000 | $ 37,000 | $ 51,000 |
| Madison County Illinois | 4 | $ 325,000 | $ 81,000 | $ 58,000 |
| Monroe County Indiana | 4 | $ 356,000 | $ 89,000 | $ 38,000 |
| Lafayette County Louisiana | 4 | $ 357,000 | $ 89,000 | $ 100,000 |
| Lee County Mississippi | 4 | $ 148,000 | $ 37,000 | $ 44,000 |
| Callaway County Missouri | 4 | $ 57,000 | $ 14,000 | $ 47,000 |
| Jefferson County Missouri | 4 | $ 240,000 | $ 60,000 | $ 116,000 |
| St. Louis County Missouri | 4 | $ 331,000 | $ 82,000 | $ 49,000 |
| Stoddard County Missouri | 4 | $ 123,000 | $ 30,000 | $ 38,000 |
| Garfield County Oklahoma | 4 | $ 155,000 | $ 38,000 | $ 41,000 |
| Garvin County Oklahoma | 4 | $ 249,000 | $ 62,000 | $ 51,000 |
| Logan County Oklahoma | 4 | $ 103,000 | $ 25,000 | $ 36,000 |
| Shelby County Tennessee | 4 | $ 639,000 | $ 159,000 | $ 60,000 |
| Chicot County Arkansas | 3 | $ 227,000 | $ 75,000 | $ 43,000 |
| Cleburne County Arkansas | 3 | $ 230,000 | $ 76,000 | $ 29,000 |
| Craighead County Arkansas | 3 | $ 244,000 | $ 81,000 | $ 42,000 |
| Desha County Arkansas | 3 | $ 162,000 | $ 54,000 | $ 51,000 |
| Ouachita County Arkansas | 3 | $ 153,000 | $ 51,000 | $ 52,000 |
| Washington County Arkansas | 3 | $ 276,000 | $ 92,000 | $ 41,000 |
| White County Arkansas | 3 | $ 125,000 | $ 41,000 | $ 116,000 |
| Grant County Indiana | 3 | $ 245,000 | $ 81,000 | $ 72,000 |
| Owen County Indiana | 3 | $ 128,000 | $ 42,000 | $ 47,000 |
| Ford County Kansas | 3 | $ 154,000 | $ 51,000 | $ 31,000 |
| Kearny County Kansas | 3 | $ 445,000 | $ 148,000 | $ 57,000 |
| Labette County Kansas | 3 | $ 105,000 | $ 35,000 | $ 60,000 |
| Shawnee County Kansas | 3 | $ 208,000 | $ 69,000 | $ 58,000 |
| Jefferson County Kentucky | 3 | $ 145,000 | $ 48,000 | $ 56,000 |
| Ouachita County Louisiana | 3 | $ 326,000 | $ 108,000 | $ 56,000 |
| DeSoto County Mississippi | 3 | $ 133,000 | $ 44,000 | $ 53,000 |
| Jones County Mississippi | 3 | $ 139,000 | $ 46,000 | $ 35,000 |
| Lauderdale County Mississippi | 3 | $ 77,000 | $ 25,000 | $ 21,000 |
| Audrain County Missouri | 3 | $ 129,000 | $ 43,000 | $ 55,000 |
| Barry County Missouri | 3 | $ 155,000 | $ 51,000 | $ 50,000 |
| Buchanan County Missouri | 3 | $ 154,000 | $ 51,000 | $ 44,000 |
| Cedar County Missouri | 3 | $ 145,000 | $ 48,000 | $ 31,000 |
| Christian County Missouri | 3 | $ 531,000 | $ 177,000 | $ 162,000 |
| Clay County Missouri | 3 | $ 274,000 | $ 91,000 | $ 48,000 |
| Cole County Missouri | 3 | $ 154,000 | $ 51,000 | $ 56,000 |
| DeKalb County Missouri | 3 | $ 314,000 | $ 104,000 | $ 64,000 |
| Jasper County Missouri | 3 | $ 280,000 | $ 93,000 | $ 45,000 |
| Lawrence County Missouri | 3 | $ 166,000 | $ 55,000 | $ 96,000 |
| Newton County Missouri | 3 | $ 337,000 | $ 112,000 | $ 53,000 |
| Pemiscot County Missouri | 3 | $ 102,000 | $ 34,000 | $ 17,000 |
| Stone County Missouri | 3 | $ 292,000 | $ 97,000 | $ 87,000 |
| Wright County Missouri | 3 | $ 195,000 | $ 65,000 | $ 30,000 |
| Dawson County Nebraska | 3 | $ 168,000 | $ 56,000 | $ 43,000 |
| Douglas County Nebraska | 3 | $ 573,000 | $ 191,000 | $ 57,000 |
| Scotts Bluff County Nebraska | 3 | $ 183,000 | $ 61,000 | $ 34,000 |
| Clark County Nevada | 3 | $ 279,000 | $ 93,000 | $ 62,000 |
| Haskell County Oklahoma | 3 | $ 139,000 | $ 46,000 | $ 52,000 |
| Murray County Oklahoma | 3 | $ 170,000 | $ 56,000 | $ 42,000 |
| Muskogee County Oklahoma | 3 | $ 175,000 | $ 58,000 | $ 42,000 |
| Stephens County Oklahoma | 3 | $ 141,000 | $ 47,000 | $ 60,000 |
| Cumberland County Tennessee | 3 | $ 115,000 | $ 38,000 | $ 51,000 |
| Conway County Arkansas | 2 | $ 112,000 | $ 56,000 | $ 72,000 |
| Faulkner County Arkansas | 2 | $ 152,000 | $ 76,000 | $ 75,000 |
| Howard County Arkansas | 2 | $ 102,000 | $ 51,000 | $ 64,000 |
| Lawrence County Arkansas | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Little River County Arkansas | 2 | $ 143,000 | $ 71,000 | $ 112,000 |
| Lonoke County Arkansas | 2 | $ 155,000 | $ 77,000 | $ 28,000 |
| Madison County Arkansas | 2 | $ 155,000 | $ 77,000 | $ 23,000 |
| Pope County Arkansas | 2 | $ 131,000 | $ 65,000 | $ 78,000 |
| Saline County Arkansas | 2 | $ 185,000 | $ 92,000 | $ 76,000 |
| Scott County Arkansas | 2 | $ 83,000 | $ 41,000 | $ 39,000 |
| Stone County Arkansas | 2 | $ 152,000 | $ 76,000 | $ 75,000 |
| Larimer County Colorado | 2 | $ 360,000 | $ 180,000 | $ 136,000 |
| Franklin County Illinois | 2 | $ 66,000 | $ 33,000 | $ 36,000 |
| Bartholomew County Indiana | 2 | $ 233,000 | $ 116,000 | $ 46,000 |
| Clark County Indiana | 2 | $ 234,000 | $ 117,000 | $ 44,000 |
| Floyd County Indiana | 2 | $ 211,000 | $ 105,000 | $ 75,000 |
| Hancock County Indiana | 2 | $ 208,000 | $ 104,000 | $ 79,000 |
| Johnson County Indiana | 2 | $ 264,000 | $ 132,000 | $ 42,000 |
| Madison County Indiana | 2 | $ 98,000 | $ 49,000 | $ 67,000 |
| Montgomery County Indiana | 2 | $ 99,000 | $ 49,000 | $ 38,000 |
| Morgan County Indiana | 2 | $ 202,000 | $ 101,000 | $ 41,000 |
| Rush County Indiana | 2 | $ 113,000 | $ 56,000 | $ 46,000 |
| Tippecanoe County Indiana | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Finney County Kansas | 2 | $ 176,000 | $ 88,000 | $ 56,000 |
| Caldwell County Kentucky | 2 | $ 86,000 | $ 43,000 | $ 53,000 |
| Cumberland County Kentucky | 2 | $ 79,000 | $ 39,000 | $ 70,000 |
| Laurel County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 73,000 |
| Powell County Kentucky | 2 | $ 38,000 | $ 19,000 | $ 34,000 |
| Webster County Louisiana | 2 | $ 46,000 | $ 23,000 | $ 40,000 |
| Hinds County Mississippi | 2 | $ 248,000 | $ 124,000 | $ 33,000 |
| Lincoln County Mississippi | 2 | $ 195,000 | $ 97,000 | $ 72,000 |
| Prentiss County Mississippi | 2 | $ 166,000 | $ 83,000 | $ 42,000 |
| Rankin County Mississippi | 2 | $ 256,000 | $ 128,000 | $ 57,000 |
| Cass County Missouri | 2 | $ 248,000 | $ 124,000 | $ 43,000 |
| Dade County Missouri | 2 | $ 127,000 | $ 63,000 | $ 56,000 |
| Gentry County Missouri | 2 | $ 126,000 | $ 63,000 | $ 60,000 |
| Harrison County Missouri | 2 | $ 126,000 | $ 63,000 | $ 55,000 |
| Iron County Missouri | 2 | $ 91,000 | $ 45,000 | $ 37,000 |
| Mercer County Missouri | 2 | $ 153,000 | $ 76,000 | $ 42,000 |
| Miller County Missouri | 2 | $ 32,000 | $ 16,000 | $ 41,000 |
| Morgan County Missouri | 2 | $ 125,000 | $ 62,000 | $ 20,000 |
| Phelps County Missouri | 2 | $ 278,000 | $ 139,000 | $ 43,000 |
| Pulaski County Missouri | 2 | $ 171,000 | $ 85,000 | $ 51,000 |
| Scott County Missouri | 2 | $ 117,000 | $ 58,000 | $ 25,000 |
| St. Charles County Missouri | 2 | $ 102,000 | $ 51,000 | $ 53,000 |
| St. Francois County Missouri | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| St. Louis City County Missouri | 2 | $ 152,000 | $ 76,000 | $ 207,000 |
| Lincoln County Nebraska | 2 | $ 105,000 | $ 52,000 | $ 92,000 |
| Bryan County Oklahoma | 2 | $ 223,000 | $ 111,000 | $ 71,000 |
| Choctaw County Oklahoma | 2 | $ 68,000 | $ 34,000 | $ 12,000 |
| Kay County Oklahoma | 2 | $ 23,000 | $ 11,000 | $ 28,000 |
| Latimer County Oklahoma | 2 | $ 145,000 | $ 72,000 | $ 87,000 |
| Washington County Oklahoma | 2 | $ 122,000 | $ 61,000 | $ 51,000 |
| Davidson County Tennessee | 2 | $ 88,000 | $ 44,000 | $ 43,000 |
| Fayette County Tennessee | 2 | $ 105,000 | $ 52,000 | $ 54,000 |
| Maury County Tennessee | 2 | $ 173,000 | $ 86,000 | $ 32,000 |
| Perry County Tennessee | 2 | $ 163,000 | $ 81,000 | $ 44,000 |
| Robertson County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 115,000 |
| Rutherford County Tennessee | 2 | $ 96,000 | $ 48,000 | $ 57,000 |
| Warren County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 27,000 |
| Weakley County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Arkansas County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Ashley County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 87,000 |
| Calhoun County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Carroll County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Clark County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Clay County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Cleveland County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Cross County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 23,000 |
| Drew County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Franklin County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Grant County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 100,000 |
| Hot Spring County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 85,000 |
| Izard County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Jefferson County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Lincoln County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 37,000 |
| Logan County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 49,000 |
| Marion County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Miller County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Perry County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Phillips County Arkansas | 1 | $ 14,000 | $ 14,000 | $ 52,000 |
| Pike County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Poinsett County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 39,000 |
| Sebastian County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 58,000 |
| Sharp County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| St. Francis County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Yell County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Douglas County Colorado | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Jefferson County Colorado | 1 | $ 172,000 | $ 172,000 | $ 41,000 |
| Clay County Illinois | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| Henry County Illinois | 1 | $ 127,000 | $ 127,000 | $ 65,000 |
| Jackson County Illinois | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| McDonough County Illinois | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| McLean County Illinois | 1 | $ 33,000 | $ 33,000 | $ 119,000 |
| Peoria County Illinois | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Sangamon County Illinois | 1 | $ 153,000 | $ 153,000 | $ 29,000 |
| St. Clair County Illinois | 1 | $ 66,000 | $ 66,000 | $ 78,000 |
| Union County Illinois | 1 | $ 12,000 | $ 12,000 | $ 43,000 |
| Williamson County Illinois | 1 | $ 51,000 | $ 51,000 | $ 20,000 |
| Cass County Indiana | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Daviess County Indiana | 1 | $ 192,000 | $ 192,000 | $ 100,000 |
| Decatur County Indiana | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Greene County Indiana | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Harrison County Indiana | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Hendricks County Indiana | 1 | $ 148,000 | $ 148,000 | $ 71,000 |
| Lawrence County Indiana | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Noble County Indiana | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| Porter County Indiana | 1 | $ 189,000 | $ 189,000 | $ 108,000 |
| Posey County Indiana | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Shelby County Indiana | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
| Sullivan County Indiana | 1 | $ 65,000 | $ 65,000 | $ 200,000 |
| Vanderburgh County Indiana | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| White County Indiana | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Black Hawk County Iowa | 1 | $ 74,000 | $ 74,000 | $ 57,000 |
| Henry County Iowa | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Linn County Iowa | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Pottawattamie County Iowa | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Wapello County Iowa | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Allen County Kansas | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Barton County Kansas | 1 | $ 19,000 | $ 19,000 | $ 18,000 |
| Butler County Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Crawford County Kansas | 1 | $ 91,000 | $ 91,000 | $ 66,000 |
| Ellis County Kansas | 1 | $ 11,000 | $ 11,000 | $ 25,000 |
| Kingman County Kansas | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Marion County Kansas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Reno County Kansas | 1 | $ 75,000 | $ 75,000 | $ 198,000 |
| Sherman County Kansas | 1 | $ 20,000 | $ 20,000 | $ 51,000 |
| Wyandotte County Kansas | 1 | $ 78,000 | $ 78,000 | $ 55,000 |
| Anderson County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Ballard County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Boone County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Bullitt County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 144,000 |
| Graves County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 89,000 |
| Hardin County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Harrison County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
| Henry County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
| Jessamine County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Johnson County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 108,000 |
| Kenton County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 41,000 |
| Logan County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Marion County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 88,000 |
| Mercer County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 18,000 |
| Nelson County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Warren County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 62,000 |
| Woodford County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Bossier County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| Concordia County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Grant County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 72,000 |
| Orleans County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Alcorn County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Covington County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Jasper County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Jefferson Davis County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
| Lafayette County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| Lamar County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 69,000 |
| Madison County Mississippi | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Marion County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Oktibbeha County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 6,000 |
| Tate County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 144,000 |
| Webster County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Adair County Missouri | 1 | $ 8,000 | $ 8,000 | $ 24,000 |
| Camden County Missouri | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Crawford County Missouri | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Dallas County Missouri | 1 | $ 69,000 | $ 69,000 | $ 15,000 |
| Dent County Missouri | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Dunklin County Missouri | 1 | $ 24,000 | $ 24,000 | $ 51,000 |
| Franklin County Missouri | 1 | $ 187,000 | $ 187,000 | $ 70,000 |
| Grundy County Missouri | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Hickory County Missouri | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Holt County Missouri | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Knox County Missouri | 1 | $ 27,000 | $ 27,000 | $ 67,000 |
| Lafayette County Missouri | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Madison County Missouri | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Moniteau County Missouri | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Monroe County Missouri | 1 | $ 17,000 | $ 17,000 | $ 10,000 |
| Oregon County Missouri | 1 | $ 26,000 | $ 26,000 | $ 49,000 |
| Putnam County Missouri | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Ripley County Missouri | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| St. Clair County Missouri | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Taney County Missouri | 1 | $ 248,000 | $ 248,000 | $ 79,000 |
| Texas County Missouri | 1 | $ 34,000 | $ 34,000 | $ 54,000 |
| Box Butte County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Buffalo County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Dodge County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Frontier County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| Gosper County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Hall County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 7,000 |
| Jefferson County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Sarpy County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 120,000 |
| Saunders County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Craig County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 57,000 |
| Delaware County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 74,000 |
| Jefferson County Oklahoma | 1 | $ 23,000 | $ 23,000 | $ 33,000 |
| Kingfisher County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 93,000 |
| Marshall County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Noble County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 47,000 |
| Pawnee County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Pottawatomie County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Sequoyah County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Bedford County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Bradley County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Dickson County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 28,000 |
| Dyer County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Franklin County Tennessee | 1 | $ 11,000 | $ 11,000 | $ 29,000 |
| Giles County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Hamblen County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 26,000 |
| Hamilton County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Henry County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 40,000 |
| Lawrence County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 65,000 |
| McNairy County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 68,000 |
| Monroe County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Tipton County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 91,000 |
| Denton County Texas | 1 | $ 301,000 | $ 301,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 401 | $30,787,000 | $76,000 | $350,000 | $58,000 | $325,000 |
| Home Purchase | 137 | $11,043,000 | $80,000 | $301,000 | $49,000 | $198,000 |
| Home Improvement | 81 | $2,026,000 | $25,000 | $78,000 | $63,000 | $292,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 429 | $30,009,000 | $69,000 | $311,000 | $58,000 | $292,000 |
| Not Provided | 128 | $9,808,000 | $76,000 | $350,000 | $56,000 | $325,000 |
| Black or African American | 31 | $1,628,000 | $52,000 | $255,000 | $43,000 | $161,000 |
| Hispanic | 19 | $1,360,000 | $71,000 | $199,000 | $44,000 | $96,000 |
| American Indian or Alaskan Native | 7 | $350,000 | $50,000 | $100,000 | $37,000 | $55,000 |
| Not applicable | 5 | $701,000 | $140,000 | $218,000 | $144,000 | $215,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 619 | $43,856,000 | $70,000 | $350,000 | $57,000 | $325,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 245 | $16,730,000 | $68,000 | $266,000 | $43,000 | $200,000 |
| Loan Originated | 152 | $7,013,000 | $46,000 | $180,000 | $68,000 | $292,000 |
| Application Withdrawn By Applicant | 111 | $10,410,000 | $93,000 | $310,000 | $68,000 | $222,000 |
| File Closed For Incompleteness | 78 | $7,859,000 | $100,000 | $350,000 | $59,000 | $325,000 |
| Application Approved But Not Accepted | 33 | $1,844,000 | $55,000 | $311,000 | $57,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 162 | $10,500,000 | $64,000 | $255,000 | $43,000 | $200,000 |
| Debt-To-Income Ratio | 41 | $3,209,000 | $78,000 | $153,000 | $42,000 | $198,000 |
| Collateral | 23 | $1,418,000 | $61,000 | $151,000 | $51,000 | $168,000 |
| Other | 15 | $1,393,000 | $92,000 | $266,000 | $45,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $200,000 | $66,000 | $120,000 | $32,000 | $56,000 |
| Credit Application Incomplete | 1 | $10,000 | $10,000 | $10,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.