Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Shelter Financial Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 363 |
| Total Mortgage Loan Application Amount | $32,867,000 |
| Average Mortgage Loan Application Amount | $79,333 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $397,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Missouri | 11 | $ 1,744,000 | $ 158,000 | $ 124,000 |
| Jackson County Missouri | 11 | $ 692,000 | $ 62,000 | $ 49,000 |
| Sedgwick County Kansas | 9 | $ 642,000 | $ 71,000 | $ 44,000 |
| Pulaski County Arkansas | 6 | $ 560,000 | $ 93,000 | $ 100,000 |
| Bradley County Arkansas | 5 | $ 420,000 | $ 84,000 | $ 74,000 |
| Lowndes County Mississippi | 5 | $ 210,000 | $ 42,000 | $ 43,000 |
| Audrain County Missouri | 5 | $ 197,000 | $ 39,000 | $ 90,000 |
| Jasper County Missouri | 5 | $ 305,000 | $ 61,000 | $ 88,000 |
| Benton County Arkansas | 4 | $ 364,000 | $ 91,000 | $ 97,000 |
| Carroll County Arkansas | 4 | $ 395,000 | $ 98,000 | $ 54,000 |
| Polk County Iowa | 4 | $ 363,000 | $ 90,000 | $ 89,000 |
| Johnson County Kansas | 4 | $ 272,000 | $ 68,000 | $ 84,000 |
| Barry County Missouri | 4 | $ 338,000 | $ 84,000 | $ 84,000 |
| Buchanan County Missouri | 4 | $ 293,000 | $ 73,000 | $ 60,000 |
| Clay County Missouri | 4 | $ 408,000 | $ 102,000 | $ 88,000 |
| Pettis County Missouri | 4 | $ 325,000 | $ 81,000 | $ 44,000 |
| Oklahoma County Oklahoma | 4 | $ 491,000 | $ 122,000 | $ 96,000 |
| Maury County Tennessee | 4 | $ 183,000 | $ 45,000 | $ 49,000 |
| Calhoun County Arkansas | 3 | $ 254,000 | $ 84,000 | $ 101,000 |
| Howard County Arkansas | 3 | $ 637,000 | $ 212,000 | $ 174,000 |
| Lawrence County Arkansas | 3 | $ 148,000 | $ 49,000 | $ 33,000 |
| Ouachita County Arkansas | 3 | $ 567,000 | $ 189,000 | $ 163,000 |
| Reno County Kansas | 3 | $ 320,000 | $ 106,000 | $ 88,000 |
| De Soto County Louisiana | 3 | $ 150,000 | $ 50,000 | $ 68,000 |
| Lauderdale County Mississippi | 3 | $ 175,000 | $ 58,000 | $ 56,000 |
| Lee County Mississippi | 3 | $ 399,000 | $ 133,000 | $ 38,000 |
| Monroe County Mississippi | 3 | $ 326,000 | $ 108,000 | $ 82,000 |
| Benton County Missouri | 3 | $ 642,000 | $ 214,000 | $ 112,000 |
| Pemiscot County Missouri | 3 | $ 241,000 | $ 80,000 | $ 61,000 |
| St. Louis County Missouri | 3 | $ 875,000 | $ 291,000 | $ 59,000 |
| Cleveland County Oklahoma | 3 | $ 195,000 | $ 65,000 | $ 36,000 |
| Latimer County Oklahoma | 3 | $ 122,000 | $ 40,000 | $ 69,000 |
| Tulsa County Oklahoma | 3 | $ 594,000 | $ 198,000 | $ 148,000 |
| Conway County Arkansas | 2 | $ 196,000 | $ 98,000 | $ 40,000 |
| Craighead County Arkansas | 2 | $ 145,000 | $ 72,000 | $ 60,000 |
| Crawford County Arkansas | 2 | $ 125,000 | $ 62,000 | $ 63,000 |
| Franklin County Arkansas | 2 | $ 60,000 | $ 30,000 | $ 33,000 |
| Jefferson County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 64,000 |
| Lonoke County Arkansas | 2 | $ 77,000 | $ 38,000 | $ 42,000 |
| Saline County Arkansas | 2 | $ 264,000 | $ 132,000 | $ 105,000 |
| Sebastian County Arkansas | 2 | $ 424,000 | $ 212,000 | $ 166,000 |
| Sevier County Arkansas | 2 | $ 99,000 | $ 49,000 | $ 59,000 |
| Sharp County Arkansas | 2 | $ 355,000 | $ 177,000 | $ 91,000 |
| Washington County Arkansas | 2 | $ 162,000 | $ 81,000 | $ 39,000 |
| Marion County Illinois | 2 | $ 152,000 | $ 76,000 | $ 79,000 |
| Delaware County Indiana | 2 | $ 125,000 | $ 62,000 | $ 30,000 |
| Grant County Indiana | 2 | $ 179,000 | $ 89,000 | $ 50,000 |
| Madison County Indiana | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| Monroe County Indiana | 2 | $ 127,000 | $ 63,000 | $ 10,000 |
| Marshall County Iowa | 2 | $ 169,000 | $ 84,000 | $ 39,000 |
| Sumner County Kansas | 2 | $ 114,000 | $ 57,000 | $ 43,000 |
| Wilson County Kansas | 2 | $ 90,000 | $ 45,000 | $ 94,000 |
| Caddo County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 88,000 |
| Ouachita County Louisiana | 2 | $ 133,000 | $ 66,000 | $ 51,000 |
| Middlesex County Massachusetts | 2 | $ 58,000 | $ 29,000 | $ 60,000 |
| DeSoto County Mississippi | 2 | $ 55,000 | $ 27,000 | $ 93,000 |
| Pike County Mississippi | 2 | $ 207,000 | $ 103,000 | $ 57,000 |
| Rankin County Mississippi | 2 | $ 171,000 | $ 85,000 | $ 93,000 |
| Scott County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Clinton County Missouri | 2 | $ 241,000 | $ 120,000 | $ 88,000 |
| Gentry County Missouri | 2 | $ 253,000 | $ 126,000 | $ 59,000 |
| Harrison County Missouri | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Macon County Missouri | 2 | $ 93,000 | $ 46,000 | $ 38,000 |
| Mercer County Missouri | 2 | $ 173,000 | $ 86,000 | $ 63,000 |
| Mississippi County Missouri | 2 | $ 50,000 | $ 25,000 | $ 26,000 |
| Texas County Missouri | 2 | $ 215,000 | $ 107,000 | $ 81,000 |
| Webster County Missouri | 2 | $ 202,000 | $ 101,000 | $ 41,000 |
| Jefferson County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Phelps County Nebraska | 2 | $ 174,000 | $ 87,000 | $ 43,000 |
| Canadian County Oklahoma | 2 | $ 237,000 | $ 118,000 | $ 138,000 |
| Le Flore County Oklahoma | 2 | $ 102,000 | $ 51,000 | $ 17,000 |
| Mayes County Oklahoma | 2 | $ 217,000 | $ 108,000 | $ 108,000 |
| Murray County Oklahoma | 2 | $ 79,000 | $ 39,000 | $ 38,000 |
| Muskogee County Oklahoma | 2 | $ 205,000 | $ 102,000 | $ 172,000 |
| Wagoner County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 23,000 |
| Coffee County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 107,000 |
| Fayette County Tennessee | 2 | $ 97,000 | $ 48,000 | $ 29,000 |
| Giles County Tennessee | 2 | $ 216,000 | $ 108,000 | $ 117,000 |
| Hamilton County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Lewis County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 81,000 |
| Madison County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 27,000 |
| Wayne County Tennessee | 2 | $ 91,000 | $ 45,000 | $ 93,000 |
| Baxter County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
| Boone County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Cleburne County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Desha County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Grant County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 106,000 |
| Greene County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 32,000 |
| Hot Spring County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 107,000 |
| Izard County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Little River County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Logan County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 146,000 |
| Miller County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Nevada County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Pope County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Randolph County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Searcy County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Van Buren County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Denver County Colorado | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Douglas County Colorado | 1 | $ 172,000 | $ 172,000 | $ 56,000 |
| Jefferson County Colorado | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Franklin County Illinois | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Jackson County Illinois | 1 | $ 57,000 | $ 57,000 | $ 57,000 |
| Jefferson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Jersey County Illinois | 1 | $ 56,000 | $ 56,000 | $ 45,000 |
| Madison County Illinois | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Perry County Illinois | 1 | $ 16,000 | $ 16,000 | $ 43,000 |
| Tazewell County Illinois | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Union County Illinois | 1 | $ 52,000 | $ 52,000 | $ 57,000 |
| Williamson County Illinois | 1 | $ 98,000 | $ 98,000 | $ 63,000 |
| Allen County Indiana | 1 | $ 96,000 | $ 96,000 | $ 106,000 |
| Bartholomew County Indiana | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Clark County Indiana | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Elkhart County Indiana | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Floyd County Indiana | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Gibson County Indiana | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Hancock County Indiana | 1 | $ 138,000 | $ 138,000 | $ 75,000 |
| Martin County Indiana | 1 | $ 40,000 | $ 40,000 | $ 206,000 |
| Montgomery County Indiana | 1 | $ 103,000 | $ 103,000 | $ 125,000 |
| Shelby County Indiana | 1 | $ 20,000 | $ 20,000 | $ 113,000 |
| Vanderburgh County Indiana | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Cedar County Iowa | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Sioux County Iowa | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Woodbury County Iowa | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Atchison County Kansas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Brown County Kansas | 1 | $ 80,000 | $ 80,000 | $ 128,000 |
| Butler County Kansas | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Cloud County Kansas | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Crawford County Kansas | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Geary County Kansas | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Greenwood County Kansas | 1 | $ 82,000 | $ 82,000 | $ 104,000 |
| Kiowa County Kansas | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Marion County Kansas | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| Montgomery County Kansas | 1 | $ 120,000 | $ 120,000 | $ 106,000 |
| Sherman County Kansas | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Wyandotte County Kansas | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| Bullitt County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Casey County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Fayette County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Harrison County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 4,000 |
| Hart County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 40,000 |
| Catahoula County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 157,000 |
| Lafayette County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Lincoln County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Sabine County Louisiana | 1 | $ 176,000 | $ 176,000 | $ 81,000 |
| Vermilion County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Bolivar County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Clay County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Jones County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 75,000 |
| Lafayette County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Lamar County Mississippi | 1 | $ 276,000 | $ 276,000 | $ 137,000 |
| Leake County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Barton County Missouri | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Dallas County Missouri | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Dent County Missouri | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Dunklin County Missouri | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Greene County Missouri | 1 | $ 48,000 | $ 48,000 | $ 59,000 |
| Grundy County Missouri | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Howell County Missouri | 1 | $ 106,000 | $ 106,000 | $ 77,000 |
| Laclede County Missouri | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
| Lawrence County Missouri | 1 | $ 171,000 | $ 171,000 | $ 17,000 |
| Lewis County Missouri | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Morgan County Missouri | 1 | $ 130,000 | $ 130,000 | $ 186,000 |
| Oregon County Missouri | 1 | $ 46,000 | $ 46,000 | $ 57,000 |
| Phelps County Missouri | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Putnam County Missouri | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Randolph County Missouri | 1 | $ 81,000 | $ 81,000 | $ 77,000 |
| Ripley County Missouri | 1 | $ 123,000 | $ 123,000 | $ 189,000 |
| Scott County Missouri | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
| St. Francois County Missouri | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| St. Louis City County Missouri | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Stoddard County Missouri | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
| Stone County Missouri | 1 | $ 42,000 | $ 42,000 | $ 63,000 |
| Taney County Missouri | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Vernon County Missouri | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Wright County Missouri | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
| Box Butte County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 81,000 |
| Chase County Nebraska | 1 | $ 24,000 | $ 24,000 | $ 32,000 |
| Custer County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 41,000 |
| Dawson County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 43,000 |
| Perkins County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 52,000 |
| Red Willow County Nebraska | 1 | $ 26,000 | $ 26,000 | $ 25,000 |
| Scotts Bluff County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Atoka County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Choctaw County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 93,000 |
| Garfield County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 80,000 |
| Garvin County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Grady County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Hughes County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Lincoln County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| McIntosh County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| Okmulgee County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Payne County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Pontotoc County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 25,000 |
| Pottawatomie County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 78,000 |
| Benton County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 80,000 |
| Davidson County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 24,000 |
| Lincoln County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Monroe County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Montgomery County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 57,000 |
| Robertson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Rutherford County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Shelby County Tennessee | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Cooke County Texas | 1 | $ 225,000 | $ 225,000 | $ 397,000 |
| Roanoke County Virginia | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 266 | $25,973,000 | $97,000 | $500,000 | $75,000 | $397,000 |
| Home Improvement | 49 | $2,431,000 | $49,000 | $302,000 | $64,000 | $206,000 |
| Home Purchase | 48 | $4,463,000 | $92,000 | $350,000 | $68,000 | $229,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 277 | $25,497,000 | $92,000 | $417,000 | $76,000 | $397,000 |
| Not Provided | 53 | $4,251,000 | $80,000 | $350,000 | $66,000 | $276,000 |
| Black or African American | 14 | $766,000 | $54,000 | $155,000 | $41,000 | $75,000 |
| Hispanic | 11 | $881,000 | $80,000 | $137,000 | $36,000 | $83,000 |
| Not applicable | 4 | $770,000 | $192,000 | $500,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $262,000 | $131,000 | $152,000 | $219,000 | $255,000 |
| Asian | 2 | $440,000 | $220,000 | $305,000 | $129,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 363 | $32,867,000 | $90,000 | $500,000 | $72,000 | $397,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 124 | $11,527,000 | $92,000 | $350,000 | $77,000 | $341,000 |
| Application Denied By Financial Institution | 106 | $8,291,000 | $78,000 | $500,000 | $48,000 | $189,000 |
| Application Withdrawn By Applicant | 75 | $7,806,000 | $104,000 | $417,000 | $85,000 | $326,000 |
| File Closed For Incompleteness | 42 | $3,788,000 | $90,000 | $376,000 | $91,000 | $286,000 |
| Application Approved But Not Accepted | 16 | $1,455,000 | $90,000 | $225,000 | $86,000 | $397,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 57 | $3,654,000 | $64,000 | $305,000 | $55,000 | $189,000 |
| Debt-To-Income Ratio | 24 | $2,211,000 | $92,000 | $259,000 | $27,000 | $87,000 |
| Collateral | 15 | $1,486,000 | $99,000 | $500,000 | $59,000 | $96,000 |
| Other | 6 | $478,000 | $79,000 | $150,000 | $48,000 | $102,000 |
| Employment History | 4 | $462,000 | $115,000 | $240,000 | $41,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.