Shelter Lending Services, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Shelter Lending Services, L.L.C. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Lending Services, L.L.C. 4000 W. Brown Deer Road, Suite #E Springfield, IL 53209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 2,654 |
| Total Mortgage Loan Application Amount | $556,894,000 |
| Average Mortgage Loan Application Amount | $209,333 |
| Highest Mortgage Loan Application Amount | $918,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $1,351,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Shelter Lending Services, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Lending Services, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Shelter Lending Services, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Lending Services, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Lending Services, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Lending Services, L.L.C.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 523 | $ 125,370,000 | $ 239,000 | $ 120,000 |
| Fulton County Georgia | 347 | $ 83,647,000 | $ 241,000 | $ 124,000 |
| Charleston County South Carolina | 289 | $ 63,576,000 | $ 219,000 | $ 103,000 |
| Gwinnett County Georgia | 176 | $ 34,195,000 | $ 194,000 | $ 90,000 |
| Dane County Wisconsin | 139 | $ 25,813,000 | $ 185,000 | $ 86,000 |
| Berkeley County South Carolina | 132 | $ 23,390,000 | $ 177,000 | $ 77,000 |
| Cobb County Georgia | 108 | $ 25,366,000 | $ 234,000 | $ 113,000 |
| Milwaukee County Wisconsin | 107 | $ 16,451,000 | $ 153,000 | $ 82,000 |
| Dorchester County South Carolina | 100 | $ 16,078,000 | $ 160,000 | $ 68,000 |
| Forsyth County Georgia | 82 | $ 20,004,000 | $ 243,000 | $ 109,000 |
| Davidson County Tennessee | 67 | $ 15,105,000 | $ 225,000 | $ 127,000 |
| Pinellas County Florida | 60 | $ 9,549,000 | $ 159,000 | $ 91,000 |
| Troup County Georgia | 43 | $ 6,500,000 | $ 151,000 | $ 71,000 |
| Waukesha County Wisconsin | 41 | $ 9,011,000 | $ 219,000 | $ 113,000 |
| Cherokee County Georgia | 39 | $ 9,138,000 | $ 234,000 | $ 112,000 |
| Hall County Georgia | 32 | $ 7,540,000 | $ 235,000 | $ 112,000 |
| Williamson County Tennessee | 32 | $ 10,399,000 | $ 324,000 | $ 137,000 |
| Pasco County Florida | 27 | $ 3,832,000 | $ 141,000 | $ 98,000 |
| Fayette County Georgia | 23 | $ 5,721,000 | $ 248,000 | $ 148,000 |
| Ozaukee County Wisconsin | 21 | $ 5,066,000 | $ 241,000 | $ 167,000 |
| Hillsborough County Florida | 20 | $ 3,325,000 | $ 166,000 | $ 86,000 |
| Coweta County Georgia | 17 | $ 2,857,000 | $ 168,000 | $ 74,000 |
| Henry County Georgia | 14 | $ 1,704,000 | $ 121,000 | $ 60,000 |
| Rock County Wisconsin | 12 | $ 1,285,000 | $ 107,000 | $ 67,000 |
| Paulding County Georgia | 10 | $ 1,958,000 | $ 195,000 | $ 91,000 |
| Gordon County Georgia | 9 | $ 1,058,000 | $ 117,000 | $ 56,000 |
| Columbia County Wisconsin | 8 | $ 1,236,000 | $ 154,000 | $ 64,000 |
| Washington County Wisconsin | 8 | $ 1,387,000 | $ 173,000 | $ 84,000 |
| Jackson County Georgia | 7 | $ 1,308,000 | $ 186,000 | $ 82,000 |
| Wilson County Tennessee | 7 | $ 1,698,000 | $ 242,000 | $ 104,000 |
| Sauk County Wisconsin | 7 | $ 1,068,000 | $ 152,000 | $ 67,000 |
| Barrow County Georgia | 6 | $ 781,000 | $ 130,000 | $ 65,000 |
| Green County Wisconsin | 6 | $ 982,000 | $ 163,000 | $ 73,000 |
| Hernando County Florida | 5 | $ 272,000 | $ 54,000 | $ 25,000 |
| Clayton County Georgia | 5 | $ 400,000 | $ 80,000 | $ 94,000 |
| Dawson County Georgia | 5 | $ 846,000 | $ 169,000 | $ 82,000 |
| Gilmer County Georgia | 5 | $ 588,000 | $ 117,000 | $ 108,000 |
| Rutherford County Tennessee | 5 | $ 722,000 | $ 144,000 | $ 63,000 |
| Racine County Wisconsin | 5 | $ 615,000 | $ 123,000 | $ 104,000 |
| Bartow County Georgia | 4 | $ 759,000 | $ 189,000 | $ 59,000 |
| Douglas County Georgia | 4 | $ 563,000 | $ 140,000 | $ 88,000 |
| Fannin County Georgia | 4 | $ 669,000 | $ 167,000 | $ 159,000 |
| Rockdale County Georgia | 4 | $ 618,000 | $ 154,000 | $ 74,000 |
| Orangeburg County South Carolina | 4 | $ 961,000 | $ 240,000 | $ 108,000 |
| Greene County Georgia | 3 | $ 872,000 | $ 290,000 | $ 421,000 |
| Hart County Georgia | 3 | $ 757,000 | $ 252,000 | $ 110,000 |
| Heard County Georgia | 3 | $ 412,000 | $ 137,000 | $ 54,000 |
| Putnam County Georgia | 3 | $ 552,000 | $ 184,000 | $ 211,000 |
| Sumner County Tennessee | 3 | $ 403,000 | $ 134,000 | $ 88,000 |
| Grant County Wisconsin | 3 | $ 387,000 | $ 129,000 | $ 46,000 |
| Walworth County Wisconsin | 3 | $ 337,000 | $ 112,000 | $ 37,000 |
| Duval County Florida | 2 | $ 225,000 | $ 112,000 | $ 93,000 |
| Carroll County Georgia | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Chatham County Georgia | 2 | $ 530,000 | $ 265,000 | $ 85,000 |
| Glynn County Georgia | 2 | $ 513,000 | $ 256,000 | $ 260,000 |
| Harris County Georgia | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| Lumpkin County Georgia | 2 | $ 378,000 | $ 189,000 | $ 100,000 |
| Meriwether County Georgia | 2 | $ 116,000 | $ 58,000 | $ 24,000 |
| Newton County Georgia | 2 | $ 272,000 | $ 136,000 | $ 59,000 |
| Pike County Georgia | 2 | $ 340,000 | $ 170,000 | $ 82,000 |
| Polk County Georgia | 2 | $ 238,000 | $ 119,000 | $ 42,000 |
| Rabun County Georgia | 2 | $ 392,000 | $ 196,000 | $ 274,000 |
| Walton County Georgia | 2 | $ 194,000 | $ 97,000 | $ 43,000 |
| Colleton County South Carolina | 2 | $ 307,000 | $ 153,000 | $ 100,000 |
| Adams County Wisconsin | 2 | $ 101,000 | $ 50,000 | $ 58,000 |
| Door County Wisconsin | 2 | $ 232,000 | $ 116,000 | $ 223,000 |
| Iowa County Wisconsin | 2 | $ 319,000 | $ 159,000 | $ 62,000 |
| Richland County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Chambers County Alabama | 1 | $ 306,000 | $ 306,000 | $ 100,000 |
| Pike County Alabama | 1 | $ 206,000 | $ 206,000 | $ 40,000 |
| Brevard County Florida | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| Broward County Florida | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Collier County Florida | 1 | $ 200,000 | $ 200,000 | $ 135,000 |
| Lee County Florida | 1 | $ 176,000 | $ 176,000 | $ 112,000 |
| Osceola County Florida | 1 | $ 264,000 | $ 264,000 | $ 72,000 |
| Baldwin County Georgia | 1 | $ 169,000 | $ 169,000 | $ 42,000 |
| Butts County Georgia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Floyd County Georgia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Madison County Georgia | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| McIntosh County Georgia | 1 | $ 320,000 | $ 320,000 | $ 162,000 |
| Pickens County Georgia | 1 | $ 119,000 | $ 119,000 | $ 83,000 |
| Tift County Georgia | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Towns County Georgia | 1 | $ 248,000 | $ 248,000 | $ 214,000 |
| Clarendon County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Lexington County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 72,000 |
| York County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| Cheatham County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 24,000 |
| Knox County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Polk County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 240,000 |
| Robertson County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Dunn County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Jefferson County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Juneau County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 57,000 |
| Kenosha County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 94,000 |
| Marathon County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Marquette County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Outagamie County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Waushara County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Shelter Lending Services, L.L.C. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,376 | $498,976,000 | $210,000 | $918,000 | $104,000 | $1,351,000 |
| Refinancing | 258 | $53,717,000 | $208,000 | $620,000 | $111,000 | $1,011,000 |
| Home Improvement | 20 | $4,201,000 | $210,000 | $417,000 | $92,000 | $205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,165 | $462,169,000 | $213,000 | $918,000 | $106,000 | $1,351,000 |
| Black or African American | 172 | $30,317,000 | $176,000 | $504,000 | $92,000 | $840,000 |
| Not Provided | 113 | $25,053,000 | $221,000 | $430,000 | $113,000 | $508,000 |
| Asian | 95 | $18,909,000 | $199,000 | $476,000 | $94,000 | $287,000 |
| Hispanic | 85 | $16,128,000 | $189,000 | $417,000 | $82,000 | $268,000 |
| American Indian or Alaskan Native | 16 | $2,777,000 | $173,000 | $320,000 | $74,000 | $223,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,541,000 | $192,000 | $288,000 | $132,000 | $530,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,330 | $493,133,000 | $211,000 | $918,000 | $109,000 | $1,351,000 |
| VA-guaranteed (Veterans Administration) | 212 | $46,901,000 | $221,000 | $568,000 | $82,000 | $497,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 77 | $10,960,000 | $142,000 | $270,000 | $51,000 | $94,000 |
| FHA-insured (Federal Housing Administration) | 35 | $5,900,000 | $168,000 | $319,000 | $61,000 | $165,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,993 | $425,956,000 | $213,000 | $918,000 | $106,000 | $1,351,000 |
| Application Withdrawn By Applicant | 446 | $90,999,000 | $204,000 | $603,000 | $107,000 | $1,011,000 |
| Application Denied By Financial Institution | 131 | $22,801,000 | $174,000 | $552,000 | $77,000 | $318,000 |
| Application Approved But Not Accepted | 84 | $17,138,000 | $204,000 | $784,000 | $91,000 | $427,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 48 | $8,166,000 | $170,000 | $417,000 | $60,000 | $245,000 |
| Credit History | 24 | $4,111,000 | $171,000 | $552,000 | $64,000 | $201,000 |
| Collateral | 22 | $3,893,000 | $176,000 | $417,000 | $109,000 | $318,000 |
| Other | 20 | $3,495,000 | $174,000 | $386,000 | $69,000 | $133,000 |
| Employment History | 6 | $995,000 | $165,000 | $417,000 | $73,000 | $196,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,347,000 | $224,000 | $400,000 | $157,000 | $235,000 |
| Credit Application Incomplete | 3 | $529,000 | $176,000 | $310,000 | $105,000 | $138,000 |
| Unverifiable Information | 2 | $265,000 | $132,000 | $153,000 | $81,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Lending Services, L.L.C.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Lending Services, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.