Shelter Lending Services, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Shelter Lending Services, L.L.C. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Lending Services, L.L.C. 4000 W. Brown Deer Road, Suite #E Springfield, IL 53209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 702 |
| Total Mortgage Loan Application Amount | $219,250,000 |
| Average Mortgage Loan Application Amount | $260,000 |
| Highest Mortgage Loan Application Amount | $3,375,000 |
| Average Applicant Income | $138,750 |
| Highest Applicant Income | $1,783,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Shelter Lending Services, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Lending Services, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Shelter Lending Services, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Lending Services, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Lending Services, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Lending Services, L.L.C.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 138 | $ 41,340,000 | $ 299,000 | $ 147,000 |
| Davidson County Tennessee | 117 | $ 42,315,000 | $ 361,000 | $ 167,000 |
| Charleston County South Carolina | 80 | $ 22,710,000 | $ 283,000 | $ 106,000 |
| Williamson County Tennessee | 60 | $ 35,470,000 | $ 591,000 | $ 231,000 |
| Fulton County Georgia | 57 | $ 18,645,000 | $ 327,000 | $ 133,000 |
| Gwinnett County Georgia | 43 | $ 9,555,000 | $ 222,000 | $ 106,000 |
| Berkeley County South Carolina | 32 | $ 8,280,000 | $ 258,000 | $ 82,000 |
| Dorchester County South Carolina | 25 | $ 5,815,000 | $ 232,000 | $ 83,000 |
| Cobb County Georgia | 20 | $ 5,900,000 | $ 295,000 | $ 133,000 |
| Horry County South Carolina | 20 | $ 2,960,000 | $ 148,000 | $ 78,000 |
| Wilson County Tennessee | 10 | $ 2,840,000 | $ 284,000 | $ 100,000 |
| Rutherford County Tennessee | 8 | $ 2,250,000 | $ 281,000 | $ 152,000 |
| Maury County Tennessee | 7 | $ 1,745,000 | $ 249,000 | $ 94,000 |
| Cherokee County Georgia | 6 | $ 1,520,000 | $ 253,000 | $ 100,000 |
| Sumner County Tennessee | 6 | $ 2,560,000 | $ 426,000 | $ 164,000 |
| Clayton County Georgia | 5 | $ 465,000 | $ 93,000 | $ 49,000 |
| Fayette County Georgia | 4 | $ 1,220,000 | $ 305,000 | $ 82,000 |
| Paulding County Georgia | 4 | $ 750,000 | $ 187,000 | $ 88,000 |
| Hamilton County Tennessee | 4 | $ 2,160,000 | $ 540,000 | $ 252,000 |
| Forsyth County Georgia | 3 | $ 775,000 | $ 258,000 | $ 96,000 |
| Henry County Georgia | 3 | $ 425,000 | $ 141,000 | $ 150,000 |
| Jackson County Georgia | 3 | $ 645,000 | $ 215,000 | $ 86,000 |
| Walton County Georgia | 3 | $ 545,000 | $ 181,000 | $ 81,000 |
| Lincoln County Tennessee | 3 | $ 395,000 | $ 131,000 | $ 62,000 |
| Sevier County Tennessee | 3 | $ 1,035,000 | $ 345,000 | $ 79,000 |
| Butts County Georgia | 2 | $ 150,000 | $ 75,000 | $ 21,000 |
| Rockdale County Georgia | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| Greenville County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 122,000 |
| Cannon County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 28,000 |
| Cheatham County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 55,000 |
| Dickson County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 82,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Shelby County Alabama | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Pasco County Florida | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 328,000 |
| Walton County Florida | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Barrow County Georgia | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Clarke County Georgia | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Coweta County Georgia | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Gilmer County Georgia | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Hall County Georgia | 1 | $ 325,000 | $ 325,000 | $ 185,000 |
| Monroe County Georgia | 1 | $ 205,000 | $ 205,000 | $ 750,000 |
| Murray County Georgia | 1 | $ 215,000 | $ 215,000 | $ 133,000 |
| Putnam County Georgia | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Rabun County Georgia | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Spalding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Union County Georgia | 1 | $ 85,000 | $ 85,000 | $ 356,000 |
| Aiken County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Georgetown County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Orangeburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Blount County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Campbell County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Hickman County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Moore County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Robertson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Shelter Lending Services, L.L.C. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 541 | $164,715,000 | $304,000 | $1,345,000 | $131,000 | $750,000 |
| Refinancing | 80 | $30,960,000 | $387,000 | $1,475,000 | $166,000 | $900,000 |
| Cash-out Refinancing | 73 | $23,335,000 | $319,000 | $3,375,000 | $153,000 | $1,783,000 |
| Other Purpose | 8 | $240,000 | $30,000 | $75,000 | $105,000 | $233,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 567 | $185,585,000 | $327,000 | $3,375,000 | $142,000 | $1,783,000 |
| Black or African American | 56 | $9,770,000 | $174,000 | $485,000 | $74,000 | $331,000 |
| Hispanic | 28 | $7,470,000 | $266,000 | $715,000 | $118,000 | $293,000 |
| Not Provided | 25 | $6,995,000 | $279,000 | $715,000 | $133,000 | $556,000 |
| Asian | 19 | $7,845,000 | $412,000 | $955,000 | $194,000 | $598,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $640,000 | $160,000 | $285,000 | $54,000 | $68,000 |
| American Indian or Alaskan Native | 2 | $810,000 | $405,000 | $585,000 | $194,000 | $239,000 |
| Not applicable | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 583 | $187,695,000 | $321,000 | $3,375,000 | $147,000 | $1,783,000 |
| FHA-insured (Federal Housing Administration) | 74 | $16,110,000 | $217,000 | $405,000 | $81,000 | $260,000 |
| VA-guaranteed (Veterans Administration) | 43 | $15,005,000 | $348,000 | $1,415,000 | $102,000 | $402,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $440,000 | $220,000 | $295,000 | $64,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 539 | $162,805,000 | $302,000 | $1,415,000 | $129,000 | $678,000 |
| Application Withdrawn By Applicant | 87 | $30,825,000 | $354,000 | $3,375,000 | $182,000 | $1,783,000 |
| Application Approved But Not Accepted | 45 | $14,125,000 | $313,000 | $1,025,000 | $129,000 | $583,000 |
| Application Denied By Financial Institution | 31 | $11,495,000 | $370,000 | $1,475,000 | $155,000 | $900,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 671 | $207,755,000 | $309,000 | $3,375,000 | $136,000 | $1,783,000 |
| Collateral | 9 | $2,915,000 | $323,000 | $1,015,000 | $131,000 | $563,000 |
| Credit History | 8 | $3,060,000 | $382,000 | $955,000 | $144,000 | $361,000 |
| Debt-To-Income Ratio | 5 | $1,275,000 | $255,000 | $395,000 | $145,000 | $293,000 |
| Credit Application Incomplete | 5 | $2,565,000 | $513,000 | $1,475,000 | $236,000 | $900,000 |
| Other | 1 | $175,000 | $175,000 | $175,000 | $59,000 | $59,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $18,000 | $18,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,345,000 | $1,345,000 | $1,345,000 | $334,000 | $334,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Lending Services, L.L.C.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Lending Services, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.