Sidus Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Sidus Financial, Llc 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sidus Financial, Llc 701 Green Valley Road, Suite 101 Greensboro, NC 27408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,622 |
| Total Mortgage Loan Application Amount | $635,219,000 |
| Average Mortgage Loan Application Amount | $159,333 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $1,046,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Sidus Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sidus Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Sidus Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sidus Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sidus Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sidus Financial, Llc's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 239 | $ 36,690,000 | $ 153,000 | $ 71,000 |
| Watauga County North Carolina | 118 | $ 23,327,000 | $ 197,000 | $ 84,000 |
| Allegheny County Pennsylvania | 116 | $ 20,948,000 | $ 180,000 | $ 107,000 |
| Anderson County South Carolina | 114 | $ 18,054,000 | $ 158,000 | $ 75,000 |
| Iredell County North Carolina | 103 | $ 16,435,000 | $ 159,000 | $ 76,000 |
| Randolph County North Carolina | 86 | $ 10,788,000 | $ 125,000 | $ 52,000 |
| Ashe County North Carolina | 83 | $ 14,298,000 | $ 172,000 | $ 76,000 |
| Gaston County North Carolina | 76 | $ 8,876,000 | $ 116,000 | $ 53,000 |
| Surry County North Carolina | 74 | $ 10,275,000 | $ 138,000 | $ 76,000 |
| Pickens County South Carolina | 73 | $ 10,162,000 | $ 139,000 | $ 66,000 |
| Bucks County Pennsylvania | 68 | $ 16,051,000 | $ 236,000 | $ 112,000 |
| Mecklenburg County North Carolina | 65 | $ 12,972,000 | $ 199,000 | $ 109,000 |
| Middlesex County Massachusetts | 60 | $ 15,448,000 | $ 257,000 | $ 87,000 |
| Forsyth County North Carolina | 60 | $ 8,116,000 | $ 135,000 | $ 71,000 |
| Davidson County North Carolina | 57 | $ 7,015,000 | $ 123,000 | $ 48,000 |
| Wilkes County North Carolina | 56 | $ 6,993,000 | $ 124,000 | $ 64,000 |
| Montgomery County Pennsylvania | 54 | $ 14,052,000 | $ 260,000 | $ 122,000 |
| Yadkin County North Carolina | 52 | $ 5,892,000 | $ 113,000 | $ 76,000 |
| Rockingham County New Hampshire | 48 | $ 10,555,000 | $ 219,000 | $ 111,000 |
| Essex County Massachusetts | 47 | $ 12,591,000 | $ 267,000 | $ 100,000 |
| Greenville County South Carolina | 45 | $ 7,906,000 | $ 175,000 | $ 96,000 |
| Caldwell County North Carolina | 43 | $ 5,913,000 | $ 137,000 | $ 68,000 |
| Avery County North Carolina | 42 | $ 7,215,000 | $ 171,000 | $ 83,000 |
| Oconee County South Carolina | 39 | $ 5,627,000 | $ 144,000 | $ 73,000 |
| Fairfax County Virginia | 36 | $ 11,980,000 | $ 332,000 | $ 154,000 |
| Norfolk County Massachusetts | 33 | $ 9,486,000 | $ 287,000 | $ 142,000 |
| Durham County North Carolina | 33 | $ 5,441,000 | $ 164,000 | $ 85,000 |
| Lexington County South Carolina | 33 | $ 4,848,000 | $ 146,000 | $ 75,000 |
| Union County North Carolina | 32 | $ 5,199,000 | $ 162,000 | $ 65,000 |
| Dare County North Carolina | 31 | $ 6,789,000 | $ 219,000 | $ 81,000 |
| Suffolk County Massachusetts | 30 | $ 7,791,000 | $ 259,000 | $ 108,000 |
| Wake County North Carolina | 30 | $ 5,388,000 | $ 179,000 | $ 97,000 |
| Cumberland County Maine | 29 | $ 5,421,000 | $ 186,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 27 | $ 4,816,000 | $ 178,000 | $ 104,000 |
| Plymouth County Massachusetts | 26 | $ 7,994,000 | $ 307,000 | $ 128,000 |
| Pitt County North Carolina | 26 | $ 4,191,000 | $ 161,000 | $ 58,000 |
| Butler County Pennsylvania | 25 | $ 5,939,000 | $ 237,000 | $ 116,000 |
| Cherokee County South Carolina | 23 | $ 1,987,000 | $ 86,000 | $ 59,000 |
| Hillsborough County New Hampshire | 22 | $ 4,379,000 | $ 199,000 | $ 76,000 |
| Richland County South Carolina | 22 | $ 3,041,000 | $ 138,000 | $ 76,000 |
| Horry County South Carolina | 21 | $ 2,718,000 | $ 129,000 | $ 70,000 |
| York County Maine | 19 | $ 3,289,000 | $ 173,000 | $ 72,000 |
| Montgomery County Maryland | 18 | $ 5,511,000 | $ 306,000 | $ 153,000 |
| Strafford County New Hampshire | 18 | $ 3,239,000 | $ 179,000 | $ 77,000 |
| Conway County Arkansas | 17 | $ 2,170,000 | $ 127,000 | $ 63,000 |
| Jefferson County Kentucky | 17 | $ 2,500,000 | $ 147,000 | $ 74,000 |
| Alamance County North Carolina | 17 | $ 2,680,000 | $ 157,000 | $ 42,000 |
| Buncombe County North Carolina | 17 | $ 4,971,000 | $ 292,000 | $ 126,000 |
| Cumberland County Pennsylvania | 17 | $ 2,795,000 | $ 164,000 | $ 73,000 |
| Bedford County Virginia | 17 | $ 2,899,000 | $ 170,000 | $ 65,000 |
| Penobscot County Maine | 16 | $ 2,480,000 | $ 155,000 | $ 61,000 |
| Carteret County North Carolina | 16 | $ 3,090,000 | $ 193,000 | $ 96,000 |
| Catawba County North Carolina | 16 | $ 1,663,000 | $ 103,000 | $ 15,000 |
| Johnston County North Carolina | 16 | $ 2,792,000 | $ 174,000 | $ 72,000 |
| Wayne County North Carolina | 16 | $ 2,174,000 | $ 135,000 | $ 51,000 |
| Westmoreland County Pennsylvania | 16 | $ 2,607,000 | $ 162,000 | $ 74,000 |
| Chittenden County Vermont | 16 | $ 3,596,000 | $ 224,000 | $ 77,000 |
| Worcester County Massachusetts | 15 | $ 3,200,000 | $ 213,000 | $ 93,000 |
| Brunswick County North Carolina | 15 | $ 2,916,000 | $ 194,000 | $ 118,000 |
| Robeson County North Carolina | 15 | $ 2,355,000 | $ 157,000 | $ 71,000 |
| Wilson County North Carolina | 15 | $ 1,913,000 | $ 127,000 | $ 55,000 |
| Chester County Pennsylvania | 14 | $ 3,392,000 | $ 242,000 | $ 127,000 |
| Washington County Pennsylvania | 14 | $ 3,029,000 | $ 216,000 | $ 93,000 |
| Tazewell County Virginia | 14 | $ 1,519,000 | $ 108,000 | $ 49,000 |
| Harnett County North Carolina | 13 | $ 1,924,000 | $ 148,000 | $ 62,000 |
| Lincoln County North Carolina | 13 | $ 1,901,000 | $ 146,000 | $ 60,000 |
| Delaware County Pennsylvania | 13 | $ 1,943,000 | $ 149,000 | $ 84,000 |
| Campbell County Virginia | 13 | $ 1,919,000 | $ 147,000 | $ 43,000 |
| Roanoke County Virginia | 13 | $ 2,980,000 | $ 229,000 | $ 179,000 |
| Hartford County Connecticut | 12 | $ 2,567,000 | $ 213,000 | $ 97,000 |
| Hampden County Massachusetts | 12 | $ 1,880,000 | $ 156,000 | $ 69,000 |
| New Hanover County North Carolina | 12 | $ 1,542,000 | $ 128,000 | $ 30,000 |
| Rockingham County North Carolina | 12 | $ 1,812,000 | $ 151,000 | $ 74,000 |
| Beaver County Pennsylvania | 12 | $ 2,126,000 | $ 177,000 | $ 90,000 |
| Arlington County Virginia | 12 | $ 5,261,000 | $ 438,000 | $ 181,000 |
| Barnstable County Massachusetts | 11 | $ 2,888,000 | $ 262,000 | $ 97,000 |
| Bristol County Massachusetts | 11 | $ 2,765,000 | $ 251,000 | $ 50,000 |
| Burke County North Carolina | 11 | $ 2,132,000 | $ 193,000 | $ 81,000 |
| Franklin County Virginia | 11 | $ 1,877,000 | $ 170,000 | $ 66,000 |
| Belknap County New Hampshire | 10 | $ 1,924,000 | $ 192,000 | $ 74,000 |
| Moore County North Carolina | 10 | $ 1,955,000 | $ 195,000 | $ 50,000 |
| Orange County North Carolina | 10 | $ 2,620,000 | $ 262,000 | $ 158,000 |
| Blair County Pennsylvania | 10 | $ 1,392,000 | $ 139,000 | $ 54,000 |
| Spartanburg County South Carolina | 10 | $ 1,508,000 | $ 150,000 | $ 65,000 |
| Saline County Arkansas | 9 | $ 982,000 | $ 109,000 | $ 66,000 |
| Madison County Kentucky | 9 | $ 1,250,000 | $ 138,000 | $ 66,000 |
| Cumberland County North Carolina | 9 | $ 1,285,000 | $ 142,000 | $ 26,000 |
| Lancaster County Pennsylvania | 9 | $ 1,343,000 | $ 149,000 | $ 63,000 |
| Greene County Tennessee | 9 | $ 838,000 | $ 93,000 | $ 44,000 |
| Lawrence County Tennessee | 9 | $ 729,000 | $ 81,000 | $ 39,000 |
| Roanoke City County Virginia | 9 | $ 1,029,000 | $ 114,000 | $ 47,000 |
| Merrimack County New Hampshire | 8 | $ 1,392,000 | $ 174,000 | $ 98,000 |
| York County Pennsylvania | 8 | $ 1,848,000 | $ 231,000 | $ 123,000 |
| Alexandria County Virginia | 8 | $ 2,541,000 | $ 317,000 | $ 163,000 |
| Chesterfield County Virginia | 8 | $ 1,716,000 | $ 214,000 | $ 154,000 |
| Faulkner County Arkansas | 7 | $ 933,000 | $ 133,000 | $ 56,000 |
| Bulloch County Georgia | 7 | $ 1,009,000 | $ 144,000 | $ 81,000 |
| Grafton County New Hampshire | 7 | $ 1,390,000 | $ 198,000 | $ 65,000 |
| Cabarrus County North Carolina | 7 | $ 1,135,000 | $ 162,000 | $ 65,000 |
| Cleveland County North Carolina | 7 | $ 859,000 | $ 122,000 | $ 22,000 |
| Windsor County Vermont | 7 | $ 1,464,000 | $ 209,000 | $ 72,000 |
| Henrico County Virginia | 7 | $ 1,635,000 | $ 233,000 | $ 124,000 |
| Lynchburg County Virginia | 7 | $ 656,000 | $ 93,000 | $ 47,000 |
| Richmond City County Virginia | 7 | $ 2,310,000 | $ 330,000 | $ 224,000 |
| Arkansas County Arkansas | 6 | $ 998,000 | $ 166,000 | $ 70,000 |
| Bartow County Georgia | 6 | $ 919,000 | $ 153,000 | $ 89,000 |
| Hancock County Maine | 6 | $ 1,241,000 | $ 206,000 | $ 54,000 |
| Columbus County North Carolina | 6 | $ 675,000 | $ 112,000 | $ 20,000 |
| Haywood County North Carolina | 6 | $ 875,000 | $ 145,000 | $ 79,000 |
| Lenoir County North Carolina | 6 | $ 732,000 | $ 122,000 | $ 64,000 |
| Mitchell County North Carolina | 6 | $ 744,000 | $ 124,000 | $ 36,000 |
| Stokes County North Carolina | 6 | $ 916,000 | $ 152,000 | $ 70,000 |
| Berks County Pennsylvania | 6 | $ 1,488,000 | $ 248,000 | $ 81,000 |
| Dauphin County Pennsylvania | 6 | $ 683,000 | $ 113,000 | $ 99,000 |
| Lehigh County Pennsylvania | 6 | $ 797,000 | $ 132,000 | $ 94,000 |
| Bristol County Rhode Island | 6 | $ 1,192,000 | $ 198,000 | $ 74,000 |
| Providence County Rhode Island | 6 | $ 1,033,000 | $ 172,000 | $ 66,000 |
| Marion County South Carolina | 6 | $ 669,000 | $ 111,000 | $ 38,000 |
| Carroll County Virginia | 6 | $ 844,000 | $ 140,000 | $ 60,000 |
| Russell County Virginia | 6 | $ 904,000 | $ 150,000 | $ 44,000 |
| Alleghany County North Carolina | 5 | $ 833,000 | $ 166,000 | $ 115,000 |
| Currituck County North Carolina | 5 | $ 1,540,000 | $ 308,000 | $ 141,000 |
| Davie County North Carolina | 5 | $ 790,000 | $ 158,000 | $ 73,000 |
| Henderson County North Carolina | 5 | $ 932,000 | $ 186,000 | $ 95,000 |
| McDowell County North Carolina | 5 | $ 933,000 | $ 186,000 | $ 60,000 |
| Onslow County North Carolina | 5 | $ 1,051,000 | $ 210,000 | $ 80,000 |
| Northampton County Pennsylvania | 5 | $ 1,352,000 | $ 270,000 | $ 128,000 |
| Blount County Tennessee | 5 | $ 707,000 | $ 141,000 | $ 58,000 |
| Carter County Tennessee | 5 | $ 611,000 | $ 122,000 | $ 28,000 |
| Loudon County Tennessee | 5 | $ 685,000 | $ 137,000 | $ 54,000 |
| Loudoun County Virginia | 5 | $ 1,572,000 | $ 314,000 | $ 154,000 |
| Suffolk County Virginia | 5 | $ 902,000 | $ 180,000 | $ 164,000 |
| New Haven County Connecticut | 4 | $ 1,005,000 | $ 251,000 | $ 148,000 |
| Bryan County Georgia | 4 | $ 992,000 | $ 248,000 | $ 104,000 |
| Calloway County Kentucky | 4 | $ 501,000 | $ 125,000 | $ 68,000 |
| Fayette County Kentucky | 4 | $ 838,000 | $ 209,000 | $ 85,000 |
| Kennebec County Maine | 4 | $ 461,000 | $ 115,000 | $ 84,000 |
| Oxford County Maine | 4 | $ 585,000 | $ 146,000 | $ 190,000 |
| Charles County Maryland | 4 | $ 983,000 | $ 245,000 | $ 89,000 |
| Alexander County North Carolina | 4 | $ 477,000 | $ 119,000 | $ 54,000 |
| Jackson County North Carolina | 4 | $ 1,056,000 | $ 264,000 | $ 74,000 |
| Bedford County Pennsylvania | 4 | $ 627,000 | $ 156,000 | $ 49,000 |
| Lawrence County Pennsylvania | 4 | $ 607,000 | $ 151,000 | $ 85,000 |
| Newport County Rhode Island | 4 | $ 782,000 | $ 195,000 | $ 69,000 |
| Colleton County South Carolina | 4 | $ 639,000 | $ 159,000 | $ 93,000 |
| Florence County South Carolina | 4 | $ 355,000 | $ 88,000 | $ 38,000 |
| Hawkins County Tennessee | 4 | $ 327,000 | $ 81,000 | $ 34,000 |
| Sumner County Tennessee | 4 | $ 673,000 | $ 168,000 | $ 59,000 |
| Pittsylvania County Virginia | 4 | $ 639,000 | $ 159,000 | $ 48,000 |
| Rockbridge County Virginia | 4 | $ 614,000 | $ 153,000 | $ 54,000 |
| Middlesex County Connecticut | 3 | $ 810,000 | $ 270,000 | $ 86,000 |
| New Castle County Delaware | 3 | $ 804,000 | $ 268,000 | $ 77,000 |
| Harris County Georgia | 3 | $ 582,000 | $ 194,000 | $ 84,000 |
| Paulding County Georgia | 3 | $ 419,000 | $ 139,000 | $ 66,000 |
| Graves County Kentucky | 3 | $ 474,000 | $ 158,000 | $ 86,000 |
| Androscoggin County Maine | 3 | $ 464,000 | $ 154,000 | $ 41,000 |
| Somerset County Maine | 3 | $ 342,000 | $ 114,000 | $ 63,000 |
| Washington County Maine | 3 | $ 292,000 | $ 97,000 | $ 39,000 |
| Anne Arundel County Maryland | 3 | $ 767,000 | $ 255,000 | $ 78,000 |
| Caroline County Maryland | 3 | $ 258,000 | $ 86,000 | $ 42,000 |
| Beaufort County North Carolina | 3 | $ 809,000 | $ 269,000 | $ 94,000 |
| Craven County North Carolina | 3 | $ 638,000 | $ 212,000 | $ 100,000 |
| Granville County North Carolina | 3 | $ 324,000 | $ 108,000 | $ 73,000 |
| Hoke County North Carolina | 3 | $ 477,000 | $ 159,000 | $ 59,000 |
| Pasquotank County North Carolina | 3 | $ 331,000 | $ 110,000 | $ 25,000 |
| Richmond County North Carolina | 3 | $ 422,000 | $ 140,000 | $ 0 |
| Rowan County North Carolina | 3 | $ 592,000 | $ 197,000 | $ 75,000 |
| Centre County Pennsylvania | 3 | $ 433,000 | $ 144,000 | $ 51,000 |
| Abbeville County South Carolina | 3 | $ 200,000 | $ 66,000 | $ 29,000 |
| Berkeley County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 48,000 |
| Charleston County South Carolina | 3 | $ 559,000 | $ 186,000 | $ 66,000 |
| Chesterfield County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 35,000 |
| Georgetown County South Carolina | 3 | $ 545,000 | $ 181,000 | $ 136,000 |
| Kershaw County South Carolina | 3 | $ 309,000 | $ 103,000 | $ 21,000 |
| York County South Carolina | 3 | $ 407,000 | $ 135,000 | $ 57,000 |
| Montgomery County Tennessee | 3 | $ 363,000 | $ 121,000 | $ 55,000 |
| Smith County Tennessee | 3 | $ 368,000 | $ 122,000 | $ 58,000 |
| Orange County Vermont | 3 | $ 498,000 | $ 166,000 | $ 55,000 |
| Amherst County Virginia | 3 | $ 377,000 | $ 125,000 | $ 86,000 |
| Appomattox County Virginia | 3 | $ 401,000 | $ 133,000 | $ 32,000 |
| Augusta County Virginia | 3 | $ 496,000 | $ 165,000 | $ 61,000 |
| Botetourt County Virginia | 3 | $ 466,000 | $ 155,000 | $ 60,000 |
| Grayson County Virginia | 3 | $ 775,000 | $ 258,000 | $ 138,000 |
| Hanover County Virginia | 3 | $ 1,041,000 | $ 347,000 | $ 161,000 |
| Patrick County Virginia | 3 | $ 458,000 | $ 152,000 | $ 59,000 |
| Prince William County Virginia | 3 | $ 698,000 | $ 232,000 | $ 104,000 |
| Stafford County Virginia | 3 | $ 812,000 | $ 270,000 | $ 178,000 |
| Jefferson County Alabama | 2 | $ 90,000 | $ 45,000 | $ 81,000 |
| Garland County Arkansas | 2 | $ 128,000 | $ 64,000 | $ 52,000 |
| Hot Spring County Arkansas | 2 | $ 234,000 | $ 117,000 | $ 37,000 |
| Jefferson County Arkansas | 2 | $ 168,000 | $ 84,000 | $ 52,000 |
| Pulaski County Arkansas | 2 | $ 314,000 | $ 157,000 | $ 93,000 |
| Fairfield County Connecticut | 2 | $ 653,000 | $ 326,000 | $ 67,000 |
| Tolland County Connecticut | 2 | $ 373,000 | $ 186,000 | $ 104,000 |
| Windham County Connecticut | 2 | $ 218,000 | $ 109,000 | $ 51,000 |
| DeKalb County Georgia | 2 | $ 236,000 | $ 118,000 | $ 35,000 |
| Fulton County Georgia | 2 | $ 177,000 | $ 88,000 | $ 129,000 |
| Meriwether County Georgia | 2 | $ 205,000 | $ 102,000 | $ 35,000 |
| Newton County Georgia | 2 | $ 236,000 | $ 118,000 | $ 53,000 |
| Tattnall County Georgia | 2 | $ 188,000 | $ 94,000 | $ 50,000 |
| Troup County Georgia | 2 | $ 249,000 | $ 124,000 | $ 46,000 |
| Logan County Kentucky | 2 | $ 158,000 | $ 79,000 | $ 23,000 |
| McCracken County Kentucky | 2 | $ 247,000 | $ 123,000 | $ 55,000 |
| Oldham County Kentucky | 2 | $ 559,000 | $ 279,000 | $ 144,000 |
| Baltimore County Maryland | 2 | $ 617,000 | $ 308,000 | $ 143,000 |
| Howard County Maryland | 2 | $ 687,000 | $ 343,000 | $ 121,000 |
| Carroll County New Hampshire | 2 | $ 287,000 | $ 143,000 | $ 85,000 |
| Sullivan County New Hampshire | 2 | $ 314,000 | $ 157,000 | $ 59,000 |
| Duplin County North Carolina | 2 | $ 361,000 | $ 180,000 | $ 53,000 |
| Macon County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Madison County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Nash County North Carolina | 2 | $ 137,000 | $ 68,000 | $ 0 |
| Rutherford County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 84,000 |
| Sampson County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 66,000 |
| Stanly County North Carolina | 2 | $ 491,000 | $ 245,000 | $ 101,000 |
| Yancey County North Carolina | 2 | $ 289,000 | $ 144,000 | $ 0 |
| Crawford County Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 103,000 |
| Erie County Pennsylvania | 2 | $ 471,000 | $ 235,000 | $ 122,000 |
| Fayette County Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 174,000 |
| Lebanon County Pennsylvania | 2 | $ 514,000 | $ 257,000 | $ 123,000 |
| Mercer County Pennsylvania | 2 | $ 456,000 | $ 228,000 | $ 105,000 |
| Schuylkill County Pennsylvania | 2 | $ 293,000 | $ 146,000 | $ 118,000 |
| Wayne County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 108,000 |
| Beaufort County South Carolina | 2 | $ 382,000 | $ 191,000 | $ 71,000 |
| Fairfield County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Lancaster County South Carolina | 2 | $ 323,000 | $ 161,000 | $ 48,000 |
| Laurens County South Carolina | 2 | $ 378,000 | $ 189,000 | $ 68,000 |
| Lee County South Carolina | 2 | $ 369,000 | $ 184,000 | $ 57,000 |
| Claiborne County Tennessee | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Coffee County Tennessee | 2 | $ 161,000 | $ 80,000 | $ 33,000 |
| Davidson County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 56,000 |
| Franklin County Tennessee | 2 | $ 121,000 | $ 60,000 | $ 30,000 |
| Johnson County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 37,000 |
| Knox County Tennessee | 2 | $ 326,000 | $ 163,000 | $ 52,000 |
| Robertson County Tennessee | 2 | $ 248,000 | $ 124,000 | $ 20,000 |
| Rutherford County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Washington County Tennessee | 2 | $ 164,000 | $ 82,000 | $ 37,000 |
| Albemarle County Virginia | 2 | $ 288,000 | $ 144,000 | $ 92,000 |
| Goochland County Virginia | 2 | $ 575,000 | $ 287,000 | $ 98,000 |
| Newport News County Virginia | 2 | $ 523,000 | $ 261,000 | $ 114,000 |
| Salem County Virginia | 2 | $ 608,000 | $ 304,000 | $ 106,000 |
| Virginia Beach County Virginia | 2 | $ 527,000 | $ 263,000 | $ 69,000 |
| Kanawha County West Virginia | 2 | $ 73,000 | $ 36,000 | $ 17,000 |
| Houston County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Desha County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 13,000 |
| Drew County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 63,000 |
| Lincoln County Arkansas | 1 | $ 171,000 | $ 171,000 | $ 204,000 |
| Perry County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Prairie County Arkansas | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Van Buren County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| White County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Litchfield County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| New London County Connecticut | 1 | $ 261,000 | $ 261,000 | $ 117,000 |
| Flagler County Florida | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Camden County Georgia | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 121,000 | $ 121,000 | $ 33,000 |
| Cobb County Georgia | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Glynn County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Hall County Georgia | 1 | $ 382,000 | $ 382,000 | $ 88,000 |
| Jackson County Georgia | 1 | $ 89,000 | $ 89,000 | $ 24,000 |
| Jasper County Georgia | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| McIntosh County Georgia | 1 | $ 258,000 | $ 258,000 | $ 147,000 |
| Rockdale County Georgia | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Toombs County Georgia | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Clark County Indiana | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Morgan County Indiana | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
| Bullitt County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 62,000 |
| Carlisle County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 66,000 |
| Clark County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Franklin County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 38,000 |
| Harrison County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Kenton County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Scott County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Todd County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 43,000 |
| Warren County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Piscataquis County Maine | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Waldo County Maine | 1 | $ 197,000 | $ 197,000 | $ 52,000 |
| Prince George's County Maryland | 1 | $ 263,000 | $ 263,000 | $ 265,000 |
| Talbot County Maryland | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Berkshire County Massachusetts | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| Dukes County Massachusetts | 1 | $ 363,000 | $ 363,000 | $ 92,000 |
| Hampshire County Massachusetts | 1 | $ 189,000 | $ 189,000 | $ 86,000 |
| Nantucket County Massachusetts | 1 | $ 288,000 | $ 288,000 | $ 69,000 |
| Cheshire County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Coos County New Hampshire | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Bladen County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Chowan County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Graham County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Greene County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Hertford County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Jones County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 50,000 |
| Lee County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Martin County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Pamlico County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 74,000 |
| Pender County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Perquimans County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 31,000 |
| Person County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Tyrrell County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Warren County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Washington County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 190,000 |
| Clearfield County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Franklin County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 28,000 |
| Fulton County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 101,000 |
| Jefferson County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 240,000 |
| McKean County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Pike County Pennsylvania | 1 | $ 349,000 | $ 349,000 | $ 198,000 |
| Kent County Rhode Island | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| Washington County Rhode Island | 1 | $ 292,000 | $ 292,000 | $ 92,000 |
| Aiken County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Darlington County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 28,000 |
| Marlboro County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 15,000 |
| Williamsburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Hamblen County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 76,000 |
| Jefferson County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Macon County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 91,000 |
| Maury County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 41,000 |
| McMinn County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
| Roane County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Sevier County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 23,000 |
| Williamson County Tennessee | 1 | $ 319,000 | $ 319,000 | $ 127,000 |
| Wilson County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 71,000 |
| Houston County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Leon County Texas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Addison County Vermont | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Bennington County Vermont | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Franklin County Vermont | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Grand Isle County Vermont | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Lamoille County Vermont | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Washington County Vermont | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| Bedford City County Virginia | 1 | $ 44,000 | $ 44,000 | $ 18,000 |
| Charlottesville County Virginia | 1 | $ 228,000 | $ 228,000 | $ 62,000 |
| Chesapeake County Virginia | 1 | $ 293,000 | $ 293,000 | $ 90,000 |
| Falls Church County Virginia | 1 | $ 410,000 | $ 410,000 | $ 294,000 |
| Floyd County Virginia | 1 | $ 378,000 | $ 378,000 | $ 172,000 |
| Fluvanna County Virginia | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Halifax County Virginia | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Hampton County Virginia | 1 | $ 300,000 | $ 300,000 | $ 86,000 |
| Henry County Virginia | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| James City County Virginia | 1 | $ 356,000 | $ 356,000 | $ 171,000 |
| King George County Virginia | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Lunenburg County Virginia | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Mecklenburg County Virginia | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| Norfolk County Virginia | 1 | $ 156,000 | $ 156,000 | $ 88,000 |
| Pulaski County Virginia | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 218,000 | $ 218,000 | $ 59,000 |
| Shenandoah County Virginia | 1 | $ 321,000 | $ 321,000 | $ 68,000 |
| Smyth County Virginia | 1 | $ 240,000 | $ 240,000 | $ 131,000 |
| Spotsylvania County Virginia | 1 | $ 350,000 | $ 350,000 | $ 345,000 |
| Staunton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Washington County Virginia | 1 | $ 141,000 | $ 141,000 | $ 54,000 |
| Wise County Virginia | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Wythe County Virginia | 1 | $ 121,000 | $ 121,000 | $ 68,000 |
| Marion County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Sidus Financial, Llc in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,033 | $382,888,000 | $188,000 | $1,285,000 | $90,000 | $1,046,000 |
| Home Purchase | 1,554 | $247,717,000 | $159,000 | $681,000 | $68,000 | $583,000 |
| Home Improvement | 35 | $4,614,000 | $131,000 | $280,000 | $83,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,134 | $549,296,000 | $175,000 | $1,285,000 | $81,000 | $1,046,000 |
| Black or African American | 191 | $25,664,000 | $134,000 | $443,000 | $46,000 | $260,000 |
| Not Provided | 149 | $32,105,000 | $215,000 | $715,000 | $93,000 | $443,000 |
| Asian | 79 | $15,936,000 | $201,000 | $524,000 | $112,000 | $1,001,000 |
| Hispanic | 54 | $9,201,000 | $170,000 | $417,000 | $77,000 | $260,000 |
| American Indian or Alaskan Native | 10 | $2,220,000 | $222,000 | $402,000 | $96,000 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $797,000 | $159,000 | $266,000 | $59,000 | $98,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,041 | $395,556,000 | $193,000 | $1,285,000 | $104,000 | $1,046,000 |
| FHA-insured (Federal Housing Administration) | 999 | $157,443,000 | $157,000 | $727,000 | $52,000 | $557,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 472 | $60,920,000 | $129,000 | $383,000 | $43,000 | $101,000 |
| VA-guaranteed (Veterans Administration) | 110 | $21,300,000 | $193,000 | $417,000 | $68,000 | $190,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,750 | $465,340,000 | $169,000 | $999,000 | $80,000 | $1,001,000 |
| Application Denied By Financial Institution | 681 | $135,951,000 | $199,000 | $681,000 | $84,000 | $1,046,000 |
| Application Approved But Not Accepted | 93 | $16,667,000 | $179,000 | $656,000 | $90,000 | $331,000 |
| Application Withdrawn By Applicant | 88 | $15,083,000 | $171,000 | $1,285,000 | $65,000 | $763,000 |
| File Closed For Incompleteness | 10 | $2,178,000 | $217,000 | $417,000 | $78,000 | $166,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 165 | $29,756,000 | $180,000 | $524,000 | $83,000 | $639,000 |
| Collateral | 155 | $31,455,000 | $202,000 | $417,000 | $94,000 | $418,000 |
| Debt-To-Income Ratio | 106 | $22,821,000 | $215,000 | $600,000 | $72,000 | $276,000 |
| Unverifiable Information | 75 | $13,741,000 | $183,000 | $417,000 | $95,000 | $1,046,000 |
| Credit Application Incomplete | 70 | $15,945,000 | $227,000 | $529,000 | $92,000 | $259,000 |
| Credit History | 33 | $6,283,000 | $190,000 | $443,000 | $76,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $4,158,000 | $259,000 | $681,000 | $115,000 | $400,000 |
| Employment History | 7 | $1,272,000 | $181,000 | $488,000 | $49,000 | $98,000 |
| Mortgage Insurance Denied | 6 | $1,174,000 | $195,000 | $317,000 | $73,000 | $124,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, Llc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sidus Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.