Sidus Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Sidus Financial, Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sidus Financial, Llc 1905 Turnbury Drive Greenville, NC 27858 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,800 |
| Total Mortgage Loan Application Amount | $1,228,929,000 |
| Average Mortgage Loan Application Amount | $161,333 |
| Highest Mortgage Loan Application Amount | $91,224,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $8,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Sidus Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sidus Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Sidus Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sidus Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sidus Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sidus Financial, Llc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pitt County North Carolina | 248 | $ 31,721,000 | $ 127,000 | $ 75,000 |
| Watauga County North Carolina | 207 | $ 40,760,000 | $ 196,000 | $ 80,000 |
| Ashe County North Carolina | 189 | $ 28,570,000 | $ 151,000 | $ 63,000 |
| Iredell County North Carolina | 178 | $ 28,785,000 | $ 161,000 | $ 66,000 |
| Anderson County South Carolina | 173 | $ 27,215,000 | $ 157,000 | $ 73,000 |
| Carteret County North Carolina | 167 | $ 28,115,000 | $ 168,000 | $ 86,000 |
| Robeson County North Carolina | 153 | $ 19,466,000 | $ 127,000 | $ 57,000 |
| Henrico County Virginia | 150 | $ 28,409,000 | $ 189,000 | $ 97,000 |
| New Hanover County North Carolina | 149 | $ 26,225,000 | $ 176,000 | $ 99,000 |
| Surry County North Carolina | 144 | $ 17,081,000 | $ 118,000 | $ 59,000 |
| Chesterfield County Virginia | 130 | $ 24,192,000 | $ 186,000 | $ 84,000 |
| Pickens County South Carolina | 126 | $ 18,593,000 | $ 147,000 | $ 67,000 |
| Greenville County South Carolina | 117 | $ 18,018,000 | $ 154,000 | $ 83,000 |
| Franklin County Virginia | 117 | $ 26,879,000 | $ 229,000 | $ 132,000 |
| Randolph County North Carolina | 114 | $ 12,082,000 | $ 105,000 | $ 50,000 |
| Wake County North Carolina | 114 | $ 18,752,000 | $ 164,000 | $ 151,000 |
| Wilkes County North Carolina | 113 | $ 13,924,000 | $ 123,000 | $ 72,000 |
| Forsyth County North Carolina | 94 | $ 13,269,000 | $ 141,000 | $ 87,000 |
| Richland County South Carolina | 91 | $ 13,344,000 | $ 146,000 | $ 72,000 |
| Catawba County North Carolina | 90 | $ 11,727,000 | $ 130,000 | $ 65,000 |
| Virginia Beach County Virginia | 88 | $ 20,821,000 | $ 236,000 | $ 100,000 |
| Horry County South Carolina | 83 | $ 20,848,000 | $ 251,000 | $ 211,000 |
| Oconee County South Carolina | 83 | $ 18,479,000 | $ 222,000 | $ 97,000 |
| Carroll County Virginia | 81 | $ 10,618,000 | $ 131,000 | $ 53,000 |
| Lexington County South Carolina | 80 | $ 12,953,000 | $ 161,000 | $ 80,000 |
| Brunswick County North Carolina | 76 | $ 16,819,000 | $ 221,000 | $ 88,000 |
| Caldwell County North Carolina | 74 | $ 9,503,000 | $ 128,000 | $ 56,000 |
| Davidson County North Carolina | 73 | $ 8,683,000 | $ 118,000 | $ 54,000 |
| Johnston County North Carolina | 70 | $ 8,424,000 | $ 120,000 | $ 51,000 |
| Lincoln County North Carolina | 64 | $ 9,884,000 | $ 154,000 | $ 62,000 |
| Richmond City County Virginia | 64 | $ 12,033,000 | $ 188,000 | $ 88,000 |
| Yadkin County North Carolina | 63 | $ 8,446,000 | $ 134,000 | $ 57,000 |
| Alamance County North Carolina | 61 | $ 136,938,000 | $ 2,244,000 | $ 37,000 |
| Guilford County North Carolina | 61 | $ 7,046,000 | $ 115,000 | $ 58,000 |
| McMinn County Tennessee | 61 | $ 7,186,000 | $ 117,000 | $ 52,000 |
| Avery County North Carolina | 60 | $ 8,600,000 | $ 143,000 | $ 64,000 |
| Spartanburg County South Carolina | 53 | $ 10,469,000 | $ 197,000 | $ 74,000 |
| Roanoke City County Virginia | 53 | $ 7,018,000 | $ 132,000 | $ 68,000 |
| Mecklenburg County North Carolina | 52 | $ 9,067,000 | $ 174,000 | $ 91,000 |
| Roanoke County Virginia | 52 | $ 7,412,000 | $ 142,000 | $ 66,000 |
| Wilson County North Carolina | 50 | $ 6,180,000 | $ 123,000 | $ 69,000 |
| Buncombe County North Carolina | 45 | $ 7,097,000 | $ 157,000 | $ 62,000 |
| Rowan County North Carolina | 45 | $ 4,669,000 | $ 103,000 | $ 60,000 |
| Nash County North Carolina | 44 | $ 4,694,000 | $ 106,000 | $ 54,000 |
| Cumberland County North Carolina | 42 | $ 5,135,000 | $ 122,000 | $ 46,000 |
| Harnett County North Carolina | 41 | $ 4,394,000 | $ 107,000 | $ 52,000 |
| Moore County North Carolina | 41 | $ 5,690,000 | $ 138,000 | $ 188,000 |
| Charleston County South Carolina | 41 | $ 12,920,000 | $ 315,000 | $ 123,000 |
| Newberry County South Carolina | 41 | $ 5,345,000 | $ 130,000 | $ 63,000 |
| Beaufort County South Carolina | 40 | $ 9,537,000 | $ 238,000 | $ 253,000 |
| Bedford County Virginia | 39 | $ 10,860,000 | $ 278,000 | $ 128,000 |
| Kershaw County South Carolina | 38 | $ 6,139,000 | $ 161,000 | $ 65,000 |
| Clay County North Carolina | 37 | $ 6,580,000 | $ 177,000 | $ 104,000 |
| Davie County North Carolina | 37 | $ 5,240,000 | $ 141,000 | $ 62,000 |
| Grayson County Virginia | 37 | $ 4,255,000 | $ 115,000 | $ 48,000 |
| Bartow County Georgia | 36 | $ 7,650,000 | $ 212,000 | $ 83,000 |
| Edgecombe County North Carolina | 35 | $ 3,072,000 | $ 87,000 | $ 61,000 |
| Macon County North Carolina | 35 | $ 6,232,000 | $ 178,000 | $ 69,000 |
| Suffolk County Virginia | 35 | $ 6,463,000 | $ 184,000 | $ 78,000 |
| Pender County North Carolina | 34 | $ 7,408,000 | $ 217,000 | $ 81,000 |
| Hanover County Virginia | 33 | $ 6,221,000 | $ 188,000 | $ 107,000 |
| Stanly County North Carolina | 32 | $ 3,928,000 | $ 122,000 | $ 42,000 |
| Lenoir County North Carolina | 31 | $ 2,679,000 | $ 86,000 | $ 58,000 |
| Wayne County North Carolina | 31 | $ 3,920,000 | $ 126,000 | $ 56,000 |
| Blount County Tennessee | 31 | $ 5,272,000 | $ 170,000 | $ 73,000 |
| Montgomery County Maryland | 30 | $ 9,392,000 | $ 313,000 | $ 93,000 |
| Washington County Tennessee | 30 | $ 4,002,000 | $ 133,000 | $ 72,000 |
| Henry County Virginia | 29 | $ 2,942,000 | $ 101,000 | $ 54,000 |
| Darlington County South Carolina | 28 | $ 3,546,000 | $ 126,000 | $ 64,000 |
| Columbus County North Carolina | 27 | $ 3,697,000 | $ 136,000 | $ 72,000 |
| Albemarle County Virginia | 27 | $ 5,878,000 | $ 217,000 | $ 90,000 |
| Chesapeake County Virginia | 26 | $ 5,767,000 | $ 221,000 | $ 79,000 |
| Gaston County North Carolina | 25 | $ 2,769,000 | $ 110,000 | $ 40,000 |
| Georgetown County South Carolina | 25 | $ 6,953,000 | $ 278,000 | $ 99,000 |
| Greenwood County South Carolina | 25 | $ 2,590,000 | $ 103,000 | $ 48,000 |
| Craven County North Carolina | 24 | $ 3,721,000 | $ 155,000 | $ 61,000 |
| Dare County North Carolina | 24 | $ 6,209,000 | $ 258,000 | $ 106,000 |
| Fairfax County Virginia | 24 | $ 8,866,000 | $ 369,000 | $ 130,000 |
| Patrick County Virginia | 24 | $ 3,224,000 | $ 134,000 | $ 50,000 |
| Greene County Tennessee | 23 | $ 3,352,000 | $ 145,000 | $ 56,000 |
| Botetourt County Virginia | 22 | $ 3,093,000 | $ 140,000 | $ 70,000 |
| Salem County Virginia | 21 | $ 3,008,000 | $ 143,000 | $ 83,000 |
| Alexander County North Carolina | 20 | $ 2,796,000 | $ 139,000 | $ 55,000 |
| Stokes County North Carolina | 20 | $ 2,314,000 | $ 115,000 | $ 51,000 |
| Florence County South Carolina | 20 | $ 2,542,000 | $ 127,000 | $ 66,000 |
| Campbell County Virginia | 20 | $ 1,899,000 | $ 94,000 | $ 54,000 |
| Norfolk County Virginia | 20 | $ 3,710,000 | $ 185,000 | $ 85,000 |
| Sampson County North Carolina | 19 | $ 2,549,000 | $ 134,000 | $ 66,000 |
| Galax County Virginia | 19 | $ 1,816,000 | $ 95,000 | $ 53,000 |
| Cabarrus County North Carolina | 18 | $ 2,197,000 | $ 122,000 | $ 42,000 |
| Onslow County North Carolina | 18 | $ 2,721,000 | $ 151,000 | $ 61,000 |
| Glynn County Georgia | 17 | $ 4,198,000 | $ 246,000 | $ 101,000 |
| Burke County North Carolina | 16 | $ 2,044,000 | $ 127,000 | $ 71,000 |
| Durham County North Carolina | 16 | $ 2,529,000 | $ 158,000 | $ 66,000 |
| Lee County North Carolina | 16 | $ 1,667,000 | $ 104,000 | $ 42,000 |
| Augusta County Virginia | 16 | $ 2,484,000 | $ 155,000 | $ 59,000 |
| Alleghany County North Carolina | 15 | $ 2,188,000 | $ 145,000 | $ 98,000 |
| Granville County North Carolina | 15 | $ 1,748,000 | $ 116,000 | $ 58,000 |
| Martin County North Carolina | 15 | $ 1,695,000 | $ 113,000 | $ 58,000 |
| York County South Carolina | 15 | $ 2,565,000 | $ 171,000 | $ 92,000 |
| Franklin County North Carolina | 14 | $ 1,883,000 | $ 134,000 | $ 58,000 |
| Scotland County North Carolina | 14 | $ 1,550,000 | $ 110,000 | $ 66,000 |
| Union County North Carolina | 14 | $ 2,171,000 | $ 155,000 | $ 50,000 |
| Knox County Tennessee | 14 | $ 4,765,000 | $ 340,000 | $ 125,000 |
| Rockingham County North Carolina | 13 | $ 1,056,000 | $ 81,000 | $ 47,000 |
| Prince William County Virginia | 13 | $ 3,421,000 | $ 263,000 | $ 110,000 |
| Beaufort County North Carolina | 12 | $ 2,461,000 | $ 205,000 | $ 163,000 |
| Henderson County North Carolina | 12 | $ 1,503,000 | $ 125,000 | $ 50,000 |
| Charlottesville County Virginia | 12 | $ 2,203,000 | $ 183,000 | $ 85,000 |
| Baltimore County Maryland | 11 | $ 1,848,000 | $ 168,000 | $ 70,000 |
| Bladen County North Carolina | 11 | $ 1,608,000 | $ 146,000 | $ 64,000 |
| Hoke County North Carolina | 11 | $ 1,389,000 | $ 126,000 | $ 62,000 |
| Orange County North Carolina | 11 | $ 1,802,000 | $ 163,000 | $ 91,000 |
| Loudoun County Virginia | 11 | $ 3,695,000 | $ 335,000 | $ 108,000 |
| Pittsylvania County Virginia | 11 | $ 1,608,000 | $ 146,000 | $ 87,000 |
| Frederick County Maryland | 10 | $ 2,400,000 | $ 240,000 | $ 79,000 |
| Pasquotank County North Carolina | 10 | $ 1,564,000 | $ 156,000 | $ 61,000 |
| Carter County Tennessee | 10 | $ 880,000 | $ 88,000 | $ 56,000 |
| King William County Virginia | 10 | $ 1,363,000 | $ 136,000 | $ 70,000 |
| New Kent County Virginia | 10 | $ 1,917,000 | $ 191,000 | $ 75,000 |
| Howard County Maryland | 9 | $ 2,385,000 | $ 265,000 | $ 109,000 |
| Amelia County Virginia | 9 | $ 1,637,000 | $ 181,000 | $ 47,000 |
| Montgomery County Virginia | 9 | $ 1,423,000 | $ 158,000 | $ 85,000 |
| Portsmouth County Virginia | 9 | $ 1,472,000 | $ 163,000 | $ 73,000 |
| Powhatan County Virginia | 9 | $ 1,648,000 | $ 183,000 | $ 66,000 |
| McDowell County North Carolina | 8 | $ 756,000 | $ 94,000 | $ 49,000 |
| Johnson County Tennessee | 8 | $ 1,055,000 | $ 131,000 | $ 57,000 |
| Loudon County Tennessee | 8 | $ 1,757,000 | $ 219,000 | $ 69,000 |
| Rutherford County Tennessee | 8 | $ 1,581,000 | $ 197,000 | $ 82,000 |
| Fluvanna County Virginia | 8 | $ 1,382,000 | $ 172,000 | $ 75,000 |
| Louisa County Virginia | 8 | $ 1,665,000 | $ 208,000 | $ 214,000 |
| Gilmer County Georgia | 7 | $ 1,524,000 | $ 217,000 | $ 89,000 |
| Prince George's County Maryland | 7 | $ 1,564,000 | $ 223,000 | $ 95,000 |
| Cherokee County North Carolina | 7 | $ 1,187,000 | $ 169,000 | $ 52,000 |
| Richmond County North Carolina | 7 | $ 940,000 | $ 134,000 | $ 50,000 |
| Meigs County Tennessee | 7 | $ 1,050,000 | $ 150,000 | $ 66,000 |
| Sullivan County Tennessee | 7 | $ 811,000 | $ 115,000 | $ 52,000 |
| Goochland County Virginia | 7 | $ 2,048,000 | $ 292,000 | $ 85,000 |
| Palm Beach County Florida | 6 | $ 1,649,000 | $ 274,000 | $ 155,000 |
| Paulding County Georgia | 6 | $ 1,060,000 | $ 176,000 | $ 51,000 |
| Tattnall County Georgia | 6 | $ 831,000 | $ 138,000 | $ 52,000 |
| Currituck County North Carolina | 6 | $ 1,828,000 | $ 304,000 | $ 145,000 |
| Hertford County North Carolina | 6 | $ 296,000 | $ 49,000 | $ 21,000 |
| Pamlico County North Carolina | 6 | $ 1,180,000 | $ 196,000 | $ 60,000 |
| Tyrrell County North Carolina | 6 | $ 633,000 | $ 105,000 | $ 37,000 |
| Berkeley County South Carolina | 6 | $ 1,771,000 | $ 295,000 | $ 122,000 |
| Colleton County South Carolina | 6 | $ 898,000 | $ 149,000 | $ 220,000 |
| Sumner County Tennessee | 6 | $ 1,333,000 | $ 222,000 | $ 68,000 |
| James City County Virginia | 6 | $ 1,729,000 | $ 288,000 | $ 293,000 |
| Martinsville County Virginia | 6 | $ 615,000 | $ 102,000 | $ 81,000 |
| Tazewell County Virginia | 6 | $ 924,000 | $ 154,000 | $ 61,000 |
| York County Virginia | 6 | $ 1,377,000 | $ 229,000 | $ 117,000 |
| Chowan County North Carolina | 5 | $ 525,000 | $ 105,000 | $ 48,000 |
| Haywood County North Carolina | 5 | $ 914,000 | $ 182,000 | $ 87,000 |
| Mitchell County North Carolina | 5 | $ 540,000 | $ 108,000 | $ 37,000 |
| Rutherford County North Carolina | 5 | $ 542,000 | $ 108,000 | $ 43,000 |
| Jasper County South Carolina | 5 | $ 446,000 | $ 89,000 | $ 211,000 |
| Laurens County South Carolina | 5 | $ 511,000 | $ 102,000 | $ 52,000 |
| Hawkins County Tennessee | 5 | $ 920,000 | $ 184,000 | $ 66,000 |
| Monroe County Tennessee | 5 | $ 649,000 | $ 129,000 | $ 63,000 |
| Sevier County Tennessee | 5 | $ 752,000 | $ 150,000 | $ 78,000 |
| Appomattox County Virginia | 5 | $ 790,000 | $ 158,000 | $ 129,000 |
| Gloucester County Virginia | 5 | $ 1,302,000 | $ 260,000 | $ 131,000 |
| Greene County Virginia | 5 | $ 974,000 | $ 194,000 | $ 76,000 |
| Lynchburg County Virginia | 5 | $ 523,000 | $ 104,000 | $ 85,000 |
| Miami-Dade County Florida | 4 | $ 862,000 | $ 215,000 | $ 31,000 |
| Douglas County Georgia | 4 | $ 474,000 | $ 118,000 | $ 61,000 |
| Fannin County Georgia | 4 | $ 887,000 | $ 221,000 | $ 85,000 |
| Anne Arundel County Maryland | 4 | $ 1,105,000 | $ 276,000 | $ 102,000 |
| Chatham County North Carolina | 4 | $ 594,000 | $ 148,000 | $ 119,000 |
| Cleveland County North Carolina | 4 | $ 371,000 | $ 92,000 | $ 38,000 |
| Gates County North Carolina | 4 | $ 334,000 | $ 83,000 | $ 24,000 |
| Greene County North Carolina | 4 | $ 448,000 | $ 112,000 | $ 42,000 |
| Halifax County North Carolina | 4 | $ 435,000 | $ 108,000 | $ 98,000 |
| Jackson County North Carolina | 4 | $ 513,000 | $ 128,000 | $ 33,000 |
| Perquimans County North Carolina | 4 | $ 514,000 | $ 128,000 | $ 26,000 |
| Polk County North Carolina | 4 | $ 624,000 | $ 156,000 | $ 58,000 |
| Vance County North Carolina | 4 | $ 541,000 | $ 135,000 | $ 62,000 |
| Washington County North Carolina | 4 | $ 437,000 | $ 109,000 | $ 35,000 |
| Cherokee County South Carolina | 4 | $ 387,000 | $ 96,000 | $ 63,000 |
| Marion County South Carolina | 4 | $ 316,000 | $ 79,000 | $ 39,000 |
| Hamblen County Tennessee | 4 | $ 911,000 | $ 227,000 | $ 120,000 |
| Lawrence County Tennessee | 4 | $ 594,000 | $ 148,000 | $ 59,000 |
| Alexandria County Virginia | 4 | $ 1,560,000 | $ 390,000 | $ 130,000 |
| Amherst County Virginia | 4 | $ 775,000 | $ 193,000 | $ 62,000 |
| Arlington County Virginia | 4 | $ 1,469,000 | $ 367,000 | $ 106,000 |
| Poquoson County Virginia | 4 | $ 761,000 | $ 190,000 | $ 139,000 |
| Rockbridge County Virginia | 4 | $ 1,003,000 | $ 250,000 | $ 168,000 |
| Stafford County Virginia | 4 | $ 984,000 | $ 246,000 | $ 108,000 |
| Warren County Virginia | 4 | $ 784,000 | $ 196,000 | $ 83,000 |
| Washington County Virginia | 4 | $ 406,000 | $ 101,000 | $ 42,000 |
| Waynesboro County Virginia | 4 | $ 733,000 | $ 183,000 | $ 85,000 |
| Henry County Alabama | 3 | $ 199,000 | $ 66,000 | $ 41,000 |
| Houston County Alabama | 3 | $ 428,000 | $ 142,000 | $ 6,000 |
| Lee County Alabama | 3 | $ 380,000 | $ 126,000 | $ 57,000 |
| Russell County Alabama | 3 | $ 265,000 | $ 88,000 | $ 73,000 |
| DeKalb County Georgia | 3 | $ 522,000 | $ 174,000 | $ 129,000 |
| Camden County North Carolina | 3 | $ 523,000 | $ 174,000 | $ 47,000 |
| Duplin County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 88,000 |
| Montgomery County North Carolina | 3 | $ 486,000 | $ 162,000 | $ 53,000 |
| Transylvania County North Carolina | 3 | $ 391,000 | $ 130,000 | $ 219,000 |
| Chesterfield County South Carolina | 3 | $ 193,000 | $ 64,000 | $ 51,000 |
| Davidson County Tennessee | 3 | $ 694,000 | $ 231,000 | $ 64,000 |
| Roane County Tennessee | 3 | $ 754,000 | $ 251,000 | $ 364,000 |
| Bristol County Virginia | 3 | $ 364,000 | $ 121,000 | $ 38,000 |
| Caroline County Virginia | 3 | $ 667,000 | $ 222,000 | $ 41,000 |
| Danville County Virginia | 3 | $ 189,000 | $ 63,000 | $ 69,000 |
| Dinwiddie County Virginia | 3 | $ 469,000 | $ 156,000 | $ 90,000 |
| Essex County Virginia | 3 | $ 333,000 | $ 111,000 | $ 39,000 |
| Fairfax City County Virginia | 3 | $ 1,012,000 | $ 337,000 | $ 96,000 |
| Lancaster County Virginia | 3 | $ 1,572,000 | $ 524,000 | $ 252,000 |
| Page County Virginia | 3 | $ 326,000 | $ 108,000 | $ 56,000 |
| Prince George County Virginia | 3 | $ 392,000 | $ 130,000 | $ 110,000 |
| Rockingham County Virginia | 3 | $ 395,000 | $ 131,000 | $ 113,000 |
| Smyth County Virginia | 3 | $ 359,000 | $ 119,000 | $ 68,000 |
| Spotsylvania County Virginia | 3 | $ 786,000 | $ 262,000 | $ 51,000 |
| Wood County West Virginia | 3 | $ 310,000 | $ 103,000 | $ 56,000 |
| Coffee County Alabama | 2 | $ 372,000 | $ 186,000 | $ 72,000 |
| Dale County Alabama | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Kent County Delaware | 2 | $ 449,000 | $ 224,000 | $ 67,000 |
| Broward County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 215,000 |
| Clay County Florida | 2 | $ 361,000 | $ 180,000 | $ 42,000 |
| Sarasota County Florida | 2 | $ 429,000 | $ 214,000 | $ 43,000 |
| Chatham County Georgia | 2 | $ 320,000 | $ 160,000 | $ 244,000 |
| Clayton County Georgia | 2 | $ 207,000 | $ 103,000 | $ 37,000 |
| Cobb County Georgia | 2 | $ 306,000 | $ 153,000 | $ 53,000 |
| Effingham County Georgia | 2 | $ 233,000 | $ 116,000 | $ 45,000 |
| Haralson County Georgia | 2 | $ 306,000 | $ 153,000 | $ 56,000 |
| Baltimore City County Maryland | 2 | $ 399,000 | $ 199,000 | $ 124,000 |
| Harford County Maryland | 2 | $ 708,000 | $ 354,000 | $ 136,000 |
| Washington County Maryland | 2 | $ 692,000 | $ 346,000 | $ 89,000 |
| Worcester County Maryland | 2 | $ 672,000 | $ 336,000 | $ 189,000 |
| Bertie County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 77,000 |
| Caswell County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 39,000 |
| Hyde County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 63,000 |
| Northampton County North Carolina | 2 | $ 607,000 | $ 303,000 | $ 13,000 |
| Yancey County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 21,000 |
| Abbeville County South Carolina | 2 | $ 315,000 | $ 157,000 | $ 97,000 |
| Aiken County South Carolina | 2 | $ 251,000 | $ 125,000 | $ 43,000 |
| Saluda County South Carolina | 2 | $ 339,000 | $ 169,000 | $ 67,000 |
| Sumter County South Carolina | 2 | $ 309,000 | $ 154,000 | $ 70,000 |
| Union County South Carolina | 2 | $ 241,000 | $ 120,000 | $ 99,000 |
| Cannon County Tennessee | 2 | $ 391,000 | $ 195,000 | $ 86,000 |
| Hamilton County Tennessee | 2 | $ 191,000 | $ 95,000 | $ 24,000 |
| Frederick County Virginia | 2 | $ 205,000 | $ 102,000 | $ 146,000 |
| Hopewell County Virginia | 2 | $ 180,000 | $ 90,000 | $ 199,000 |
| Isle of Wight County Virginia | 2 | $ 392,000 | $ 196,000 | $ 120,000 |
| Mathews County Virginia | 2 | $ 531,000 | $ 265,000 | $ 91,000 |
| Mecklenburg County Virginia | 2 | $ 757,000 | $ 378,000 | $ 198,000 |
| Middlesex County Virginia | 2 | $ 445,000 | $ 222,000 | $ 135,000 |
| Newport News County Virginia | 2 | $ 251,000 | $ 125,000 | $ 69,000 |
| Northumberland County Virginia | 2 | $ 232,000 | $ 116,000 | $ 190,000 |
| Nottoway County Virginia | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Prince Edward County Virginia | 2 | $ 188,000 | $ 94,000 | $ 69,000 |
| Pulaski County Virginia | 2 | $ 423,000 | $ 211,000 | $ 75,000 |
| Radford County Virginia | 2 | $ 143,000 | $ 71,000 | $ 53,000 |
| Staunton County Virginia | 2 | $ 172,000 | $ 86,000 | $ 32,000 |
| Winchester County Virginia | 2 | $ 599,000 | $ 299,000 | $ 138,000 |
| Wise County Virginia | 2 | $ 145,000 | $ 72,000 | $ 69,000 |
| Baldwin County Alabama | 1 | $ 71,000 | $ 71,000 | $ 18,000 |
| Cherokee County Alabama | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Etowah County Alabama | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Geneva County Alabama | 1 | $ 536,000 | $ 536,000 | $ 180,000 |
| Lauderdale County Alabama | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Collier County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 3,327,000 |
| Marion County Florida | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 408,000 | $ 408,000 | $ 720,000 |
| Osceola County Florida | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Santa Rosa County Florida | 1 | $ 121,000 | $ 121,000 | $ 112,000 |
| Bulloch County Georgia | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Butts County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Coweta County Georgia | 1 | $ 80,000 | $ 80,000 | $ 10,000 |
| Dade County Georgia | 1 | $ 104,000 | $ 104,000 | $ 120,000 |
| Dooly County Georgia | 1 | $ 70,000 | $ 70,000 | $ 15,000 |
| Fulton County Georgia | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Gordon County Georgia | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Greene County Georgia | 1 | $ 154,000 | $ 154,000 | $ 36,000 |
| Laurens County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Lee County Georgia | 1 | $ 194,000 | $ 194,000 | $ 88,000 |
| Long County Georgia | 1 | $ 181,000 | $ 181,000 | $ 70,000 |
| McIntosh County Georgia | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Morgan County Georgia | 1 | $ 180,000 | $ 180,000 | $ 225,000 |
| Muscogee County Georgia | 1 | $ 52,000 | $ 52,000 | $ 96,000 |
| Polk County Georgia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Putnam County Georgia | 1 | $ 131,000 | $ 131,000 | $ 93,000 |
| Spalding County Georgia | 1 | $ 110,000 | $ 110,000 | $ 19,000 |
| Towns County Georgia | 1 | $ 800,000 | $ 800,000 | $ 612,000 |
| Turner County Georgia | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Union County Georgia | 1 | $ 220,000 | $ 220,000 | $ 106,000 |
| Wayne County Georgia | 1 | $ 177,000 | $ 177,000 | $ 0 |
| White County Georgia | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Bullitt County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 39,000 |
| Lewis County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Scott County Kentucky | 1 | $ 358,000 | $ 358,000 | $ 152,000 |
| Penobscot County Maine | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Allegany County Maryland | 1 | $ 83,000 | $ 83,000 | $ 81,000 |
| Charles County Maryland | 1 | $ 370,000 | $ 370,000 | $ 91,000 |
| Dorchester County Maryland | 1 | $ 90,000 | $ 90,000 | $ 143,000 |
| Garrett County Maryland | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| St. Mary's County Maryland | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| DeSoto County Mississippi | 1 | $ 199,000 | $ 199,000 | $ 108,000 |
| Itawamba County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| Lee County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Graham County North Carolina | 1 | $ 861,000 | $ 861,000 | $ 357,000 |
| Madison County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 13,000 |
| Person County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 10,000 |
| Swain County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 192,000 |
| Warren County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 83,000 |
| Bamberg County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 71,000 |
| Barnwell County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Dorchester County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Fairfield County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
| Lancaster County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 178,000 |
| Marlboro County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| McCormick County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
| Orangeburg County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Williamsburg County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Claiborne County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Cocke County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 20,000 |
| Fayette County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Grainger County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Jefferson County Tennessee | 1 | $ 330,000 | $ 330,000 | $ 138,000 |
| Maury County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Montgomery County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Van Buren County Tennessee | 1 | $ 552,000 | $ 552,000 | $ 138,000 |
| Williamson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Wilson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Accomack County Virginia | 1 | $ 101,000 | $ 101,000 | $ 67,000 |
| Buchanan County Virginia | 1 | $ 156,000 | $ 156,000 | $ 43,000 |
| Buckingham County Virginia | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Buena Vista County Virginia | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Charles City County Virginia | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Clarke County Virginia | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Culpeper County Virginia | 1 | $ 208,000 | $ 208,000 | $ 75,000 |
| Dickenson County Virginia | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Fauquier County Virginia | 1 | $ 317,000 | $ 317,000 | $ 82,000 |
| Halifax County Virginia | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Hampton County Virginia | 1 | $ 66,000 | $ 66,000 | $ 7,000 |
| Harrisonburg County Virginia | 1 | $ 400,000 | $ 400,000 | $ 73,000 |
| King and Queen County Virginia | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Madison County Virginia | 1 | $ 208,000 | $ 208,000 | $ 80,000 |
| Nelson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 207,000 |
| Northampton County Virginia | 1 | $ 181,000 | $ 181,000 | $ 62,000 |
| Norton County Virginia | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Shenandoah County Virginia | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Westmoreland County Virginia | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Williamsburg County Virginia | 1 | $ 532,000 | $ 532,000 | $ 120,000 |
| Wythe County Virginia | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Berkeley County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Hampshire County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Sidus Financial, Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,660 | $756,759,000 | $206,000 | $91,224,000 | $82,000 | $8,000,000 |
| Home Purchase | 3,106 | $467,813,000 | $150,000 | $1,463,000 | $78,000 | $796,000 |
| Home Improvement | 34 | $4,357,000 | $128,000 | $350,000 | $39,000 | $160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,865 | $1,093,369,000 | $186,000 | $91,224,000 | $81,000 | $8,000,000 |
| Black or African American | 332 | $40,796,000 | $122,000 | $564,000 | $67,000 | $5,160,000 |
| Not Provided | 298 | $48,851,000 | $163,000 | $750,000 | $85,000 | $764,000 |
| Hispanic | 130 | $18,913,000 | $145,000 | $480,000 | $61,000 | $401,000 |
| American Indian or Alaskan Native | 125 | $17,400,000 | $139,000 | $564,000 | $56,000 | $205,000 |
| Asian | 40 | $8,454,000 | $211,000 | $492,000 | $76,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,050,000 | $116,000 | $169,000 | $60,000 | $150,000 |
| Not applicable | 1 | $96,000 | $96,000 | $96,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,220 | $1,034,731,000 | $166,000 | $3,000,000 | $82,000 | $5,023,000 |
| FHA-insured (Federal Housing Administration) | 461 | $177,259,000 | $384,000 | $91,224,000 | $58,000 | $8,000,000 |
| VA-guaranteed (Veterans Administration) | 80 | $12,559,000 | $156,000 | $380,000 | $59,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $4,380,000 | $112,000 | $194,000 | $41,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,331 | $984,832,000 | $184,000 | $91,224,000 | $82,000 | $8,000,000 |
| Application Denied By Financial Institution | 505 | $77,206,000 | $152,000 | $2,100,000 | $62,000 | $660,000 |
| Application Approved But Not Accepted | 448 | $76,820,000 | $171,000 | $1,000,000 | $81,000 | $3,967,000 |
| Application Withdrawn By Applicant | 436 | $76,382,000 | $175,000 | $3,000,000 | $78,000 | $1,144,000 |
| File Closed For Incompleteness | 80 | $13,689,000 | $171,000 | $1,125,000 | $82,000 | $398,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 181 | $22,795,000 | $125,000 | $750,000 | $47,000 | $464,000 |
| Debt-To-Income Ratio | 86 | $14,302,000 | $166,000 | $564,000 | $61,000 | $218,000 |
| Collateral | 53 | $9,592,000 | $180,000 | $1,350,000 | $93,000 | $660,000 |
| Other | 47 | $10,575,000 | $225,000 | $2,100,000 | $87,000 | $404,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $3,002,000 | $76,000 | $185,000 | $33,000 | $210,000 |
| Unverifiable Information | 6 | $1,133,000 | $188,000 | $332,000 | $99,000 | $210,000 |
| Credit Application Incomplete | 4 | $313,000 | $78,000 | $124,000 | $22,000 | $56,000 |
| Employment History | 4 | $649,000 | $162,000 | $228,000 | $51,000 | $85,000 |
| Mortgage Insurance Denied | 1 | $16,000 | $16,000 | $16,000 | $17,000 | $17,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sidus Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.