Sidus Financial, LLC Mortgage Lending & HMDA Data, 2008

In 2008, Sidus Financial, LLC of Greenville, NC reported 7,462 mortgage applications totaling $1.4 billion, up 12% from 2007. The average application was for $181,321, and applicants reported an average income of $78,197. 74% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Portland-South Portland-Biddeford, ME (276), Hickory-Lenoir-Morganton, NC (270) and Winston-Salem, NC (223) (applications in parentheses).

Mortgage Company & Address Sidus Financial, LLC
1905 Turnbury Drive
Greenville, NC 27858
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,462
Total Mortgage Loan Application Amount $1,353,019,000
Average Mortgage Loan Application Amount $181,321
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $78,197
Highest Applicant Income $5,099,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sidus Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sidus Financial, LLC by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hillsborough, New Hampshire 176 $ 39,164,000 $ 222,522 $ 85,000
Cumberland, Maine 172 $ 35,879,000 $ 208,598 $ 77,000
Catawba, North Carolina 160 $ 24,588,000 $ 153,675 $ 63,000
Middlesex, Massachusetts 151 $ 40,102,000 $ 265,576 $ 148,000
Pitt, North Carolina 150 $ 22,733,000 $ 151,553 $ 78,000
Rockingham, New Hampshire 149 $ 34,416,000 $ 230,979 $ 79,000
Forsyth, North Carolina 138 $ 20,170,000 $ 146,159 $ 63,000
Pickens, South Carolina 135 $ 18,518,000 $ 137,170 $ 62,000
Iredell, North Carolina 131 $ 22,231,000 $ 169,702 $ 88,000
Ashe, North Carolina 123 $ 23,498,000 $ 191,040 $ 85,000
Watauga, North Carolina 121 $ 24,352,000 $ 201,256 $ 91,000
Essex, Massachusetts 117 $ 26,989,000 $ 230,675 $ 75,000
Surry, North Carolina 116 $ 15,314,000 $ 132,017 $ 65,000
Anderson, South Carolina 108 $ 19,586,000 $ 181,351 $ 69,000
Wake, North Carolina 105 $ 20,239,000 $ 192,752 $ 81,000
Worcester, Massachusetts 102 $ 22,605,000 $ 221,617 $ 72,000
Randolph, North Carolina 99 $ 12,988,000 $ 131,191 $ 57,000
Carteret, North Carolina 94 $ 20,142,000 $ 214,276 $ 111,000
York, Maine 93 $ 17,852,000 $ 191,956 $ 69,000
Lexington, South Carolina 84 $ 13,696,000 $ 163,047 $ 95,000
Wilkes, North Carolina 83 $ 10,145,000 $ 122,228 $ 58,000
Caldwell, North Carolina 81 $ 10,751,000 $ 132,728 $ 67,000
Davidson, North Carolina 81 $ 9,703,000 $ 119,790 $ 50,000
Guilford, North Carolina 81 $ 10,181,000 $ 125,691 $ 49,000
Norfolk, Massachusetts 74 $ 20,080,000 $ 271,351 $ 95,000
Plymouth, Massachusetts 74 $ 18,232,000 $ 246,378 $ 87,000
Robeson, North Carolina 74 $ 8,743,000 $ 118,148 $ 58,000
Fairfax, Virginia 72 $ 23,146,000 $ 321,472 $ 128,000
Richland, South Carolina 70 $ 12,820,000 $ 183,142 $ 99,000
Franklin, Virginia 70 $ 13,353,000 $ 190,757 $ 70,000
Brunswick, North Carolina 67 $ 13,202,000 $ 197,044 $ 79,000
Bedford, Virginia 66 $ 14,162,000 $ 214,575 $ 83,000
Lynchburg, Virginia 66 $ 9,400,000 $ 142,424 $ 75,000
Greenville, South Carolina 64 $ 10,445,000 $ 163,203 $ 110,000
Suffolk, Massachusetts 62 $ 16,755,000 $ 270,241 $ 89,000
Mecklenburg, North Carolina 62 $ 12,606,000 $ 203,322 $ 115,000
Wayne, North Carolina 61 $ 9,050,000 $ 148,360 $ 62,000
Penobscot, Maine 59 $ 7,734,000 $ 131,084 $ 56,000
Johnston, North Carolina 59 $ 8,617,000 $ 146,050 $ 76,000
New Hanover, North Carolina 59 $ 11,782,000 $ 199,694 $ 95,000
Oconee, South Carolina 58 $ 9,191,000 $ 158,465 $ 73,000
Chesterfield, Virginia 58 $ 12,445,000 $ 214,568 $ 100,000
Horry, South Carolina 56 $ 10,258,000 $ 183,178 $ 98,000
Roanoke, Virginia 56 $ 10,948,000 $ 195,500 $ 95,000
Bartow, Georgia 55 $ 9,954,000 $ 180,981 $ 80,000
Merrimack, New Hampshire 55 $ 10,819,000 $ 196,709 $ 70,000
Wilson, North Carolina 53 $ 6,889,000 $ 129,981 $ 63,000
Henrico, Virginia 53 $ 12,491,000 $ 235,679 $ 105,000
Yadkin, North Carolina 52 $ 5,891,000 $ 113,288 $ 59,000
Harnett, North Carolina 49 $ 7,079,000 $ 144,469 $ 86,000
Lincoln, North Carolina 49 $ 10,013,000 $ 204,346 $ 83,000
Montgomery, Maryland 48 $ 14,876,000 $ 309,916 $ 126,000
Macon, North Carolina 48 $ 10,068,000 $ 209,750 $ 92,000
Onslow, North Carolina 48 $ 8,868,000 $ 184,750 $ 97,000
Clay, North Carolina 47 $ 8,327,000 $ 177,170 $ 87,000
Avery, North Carolina 46 $ 7,708,000 $ 167,565 $ 60,000
Androscoggin, Maine 44 $ 6,682,000 $ 151,863 $ 59,000
Alamance, North Carolina 44 $ 6,958,000 $ 158,136 $ 66,000
Henry, Virginia 43 $ 4,826,000 $ 112,232 $ 54,000
Nash, North Carolina 42 $ 6,612,000 $ 157,428 $ 85,000
Charleston, South Carolina 41 $ 8,515,000 $ 207,682 $ 102,000
Greenwood, South Carolina 41 $ 5,356,000 $ 130,634 $ 57,000
Moore, North Carolina 40 $ 8,815,000 $ 220,375 $ 77,000
Richmond City, Virginia 40 $ 8,878,000 $ 221,950 $ 93,000
Bristol, Massachusetts 38 $ 8,436,000 $ 222,000 $ 68,000
Strafford, New Hampshire 38 $ 7,656,000 $ 201,473 $ 83,000
Campbell, Virginia 38 $ 6,426,000 $ 169,105 $ 65,000
Tazewell, Virginia 36 $ 3,922,000 $ 108,944 $ 50,000
Virginia Beach, Virginia 34 $ 9,527,000 $ 280,205 $ 120,000
Cherokee, North Carolina 33 $ 5,605,000 $ 169,848 $ 70,000
Amherst, Virginia 33 $ 5,029,000 $ 152,393 $ 67,000
Rowan, North Carolina 32 $ 4,351,000 $ 135,968 $ 60,000
Pender, North Carolina 29 $ 8,201,000 $ 282,793 $ 97,000
Chatham, Georgia 27 $ 4,208,000 $ 155,851 $ 71,000
Hancock, Maine 27 $ 3,968,000 $ 146,962 $ 45,000
Pamlico, North Carolina 27 $ 4,974,000 $ 184,222 $ 98,000
Rockingham, North Carolina 27 $ 2,814,000 $ 104,222 $ 47,000
Belknap, New Hampshire 26 $ 5,616,000 $ 216,000 $ 72,000
Gaston, North Carolina 26 $ 2,937,000 $ 112,961 $ 39,000
Buncombe, North Carolina 25 $ 5,174,000 $ 206,960 $ 57,000
Stanly, North Carolina 25 $ 2,987,000 $ 119,480 $ 54,000
Beaufort, South Carolina 25 $ 5,682,000 $ 227,280 $ 93,000
Kershaw, South Carolina 25 $ 4,020,000 $ 160,800 $ 69,000
Botetourt, Virginia 25 $ 5,321,000 $ 212,840 $ 84,000
Windham, Connecticut 24 $ 4,417,000 $ 184,041 $ 62,000
Kennebec, Maine 24 $ 3,585,000 $ 149,375 $ 52,000
Lee, North Carolina 24 $ 2,726,000 $ 113,583 $ 42,000
Hanover, Virginia 24 $ 5,489,000 $ 228,708 $ 103,000
Hampden, Massachusetts 22 $ 4,469,000 $ 203,136 $ 70,000
Davie, North Carolina 22 $ 4,849,000 $ 220,409 $ 108,000
Albemarle, Virginia 22 $ 5,226,000 $ 237,545 $ 92,000
Carroll, Virginia 22 $ 3,120,000 $ 141,818 $ 60,000
Roanoke City, Virginia 22 $ 2,893,000 $ 131,500 $ 67,000
Columbus, North Carolina 21 $ 2,920,000 $ 139,047 $ 67,000
Spartanburg, South Carolina 21 $ 3,246,000 $ 154,571 $ 73,000
Lawrence, Tennessee 21 $ 2,378,000 $ 113,238 $ 48,000
McMinn, Tennessee 21 $ 2,941,000 $ 140,047 $ 62,000
Augusta, Virginia 21 $ 4,191,000 $ 199,571 $ 73,000
Cleveland, North Carolina 20 $ 1,741,000 $ 87,050 $ 35,000
Durham, North Carolina 20 $ 3,952,000 $ 197,600 $ 98,000
Barnstable, Massachusetts 19 $ 4,403,000 $ 231,736 $ 108,000
Alexander, North Carolina 19 $ 2,531,000 $ 133,210 $ 52,000
Lenoir, North Carolina 19 $ 2,713,000 $ 142,789 $ 82,000
Berkeley, South Carolina 19 $ 3,273,000 $ 172,263 $ 68,000
Dorchester, South Carolina 18 $ 2,771,000 $ 153,944 $ 54,000
Prince William, Virginia 18 $ 4,797,000 $ 266,500 $ 106,000
Craven, North Carolina 17 $ 2,126,000 $ 125,058 $ 60,000
Suffolk, Virginia 17 $ 3,566,000 $ 209,764 $ 87,000
Franklin, Maine 16 $ 1,925,000 $ 120,312 $ 50,000
Oxford, Maine 16 $ 2,350,000 $ 146,875 $ 43,000
Blount, Tennessee 16 $ 4,738,000 $ 296,125 $ 133,000
Hartford, Connecticut 15 $ 2,709,000 $ 180,600 $ 69,000
Tattnall, Georgia 15 $ 1,854,000 $ 123,600 $ 53,000
Alleghany, North Carolina 15 $ 2,728,000 $ 181,866 $ 84,000
Cabarrus, North Carolina 15 $ 2,762,000 $ 184,133 $ 58,000
Edgecombe, North Carolina 15 $ 1,449,000 $ 96,600 $ 48,000
Granville, North Carolina 15 $ 2,193,000 $ 146,200 $ 60,000
Darlington, South Carolina 14 $ 1,446,000 $ 103,285 $ 50,000
Cumberland, North Carolina 13 $ 1,761,000 $ 135,461 $ 49,000
Greene, Tennessee 13 $ 1,578,000 $ 121,384 $ 49,000
Washington, Tennessee 13 $ 2,411,000 $ 185,461 $ 86,000
Prince George's, Maryland 12 $ 3,513,000 $ 292,750 $ 120,000
Dare, North Carolina 12 $ 3,755,000 $ 312,916 $ 102,000
Newberry, South Carolina 12 $ 1,602,000 $ 133,500 $ 72,000
Chittenden, Vermont 12 $ 2,538,000 $ 211,500 $ 72,000
Rabun, Georgia 11 $ 2,034,000 $ 184,909 $ 95,000
Sagadahoc, Maine 11 $ 2,304,000 $ 209,454 $ 72,000
Waldo, Maine 11 $ 1,699,000 $ 154,454 $ 53,000
Howard, Maryland 11 $ 4,146,000 $ 376,909 $ 138,000
Carroll, New Hampshire 11 $ 1,547,000 $ 140,636 $ 63,000
Halifax, North Carolina 11 $ 2,055,000 $ 186,818 $ 100,000
Henderson, North Carolina 11 $ 1,538,000 $ 139,818 $ 35,000
Stokes, North Carolina 11 $ 1,554,000 $ 141,272 $ 44,000
Chesapeake, Virginia 11 $ 3,074,000 $ 279,454 $ 135,000
Grayson, Virginia 11 $ 1,254,000 $ 114,000 $ 56,000
Patrick, Virginia 11 $ 1,076,000 $ 97,818 $ 51,000
Somerset, Maine 10 $ 948,000 $ 94,800 $ 37,000
Cheshire, New Hampshire 10 $ 1,901,000 $ 190,100 $ 59,000
Burke, North Carolina 10 $ 1,333,000 $ 133,300 $ 74,000
Chatham, North Carolina 10 $ 1,445,000 $ 144,500 $ 55,000
Franklin, North Carolina 10 $ 1,479,000 $ 147,900 $ 65,000
Orange, North Carolina 10 $ 2,133,000 $ 213,300 $ 140,000
Rutherford, North Carolina 10 $ 937,000 $ 93,700 $ 26,000
Union, North Carolina 10 $ 1,269,000 $ 126,900 $ 37,000
Appomattox, Virginia 10 $ 1,561,000 $ 156,100 $ 51,000
Loudoun, Virginia 10 $ 3,606,000 $ 360,600 $ 119,000
Whitley, Kentucky 9 $ 1,220,000 $ 135,555 $ 83,000
Piscataquis, Maine 9 $ 747,000 $ 83,000 $ 41,000
Beaufort, North Carolina 9 $ 1,412,000 $ 156,888 $ 70,000
Caswell, North Carolina 9 $ 1,039,000 $ 115,444 $ 44,000
Washington, Vermont 9 $ 1,387,000 $ 154,111 $ 67,000
Arlington, Virginia 9 $ 2,363,000 $ 262,555 $ 100,000
Pittsylvania, Virginia 9 $ 1,238,000 $ 137,555 $ 60,000
Powhatan, Virginia 9 $ 1,799,000 $ 199,888 $ 95,000
Wise, Virginia 9 $ 1,169,000 $ 129,888 $ 64,000
New Haven, Connecticut 8 $ 1,754,000 $ 219,250 $ 79,000
Effingham, Georgia 8 $ 1,776,000 $ 222,000 $ 85,000
Jackson, North Carolina 8 $ 1,576,000 $ 197,000 $ 71,000
Richmond, North Carolina 8 $ 1,362,000 $ 170,250 $ 66,000
Scotland, North Carolina 8 $ 777,000 $ 97,125 $ 48,000
Georgetown, South Carolina 8 $ 1,996,000 $ 249,500 $ 86,000
Marion, South Carolina 8 $ 675,000 $ 84,375 $ 34,000
Sumner, Tennessee 8 $ 1,496,000 $ 187,000 $ 86,000
Alexandria, Virginia 8 $ 2,535,000 $ 316,875 $ 113,000
Lee, Virginia 8 $ 951,000 $ 118,875 $ 84,000
Mecklenburg, Virginia 8 $ 1,150,000 $ 143,750 $ 98,000
Walker, Georgia 7 $ 1,215,000 $ 173,571 $ 104,000
Carter, Kentucky 7 $ 701,000 $ 100,142 $ 48,000
Lincoln, Maine 7 $ 1,457,000 $ 208,142 $ 107,000
Franklin, Massachusetts 7 $ 1,472,000 $ 210,285 $ 66,000
Grafton, New Hampshire 7 $ 1,196,000 $ 170,857 $ 71,000
Bladen, North Carolina 7 $ 643,000 $ 91,857 $ 32,000
Martin, North Carolina 7 $ 776,000 $ 110,857 $ 63,000
Northampton, North Carolina 7 $ 1,277,000 $ 182,428 $ 65,000
Pasquotank, North Carolina 7 $ 913,000 $ 130,428 $ 20,000
Carter, Tennessee 7 $ 922,000 $ 131,714 $ 47,000
Sullivan, Tennessee 7 $ 1,077,000 $ 153,857 $ 69,000
Dickenson, Virginia 7 $ 776,000 $ 110,857 $ 73,000
Goochland, Virginia 7 $ 2,294,000 $ 327,714 $ 133,000
Martinsville, Virginia 7 $ 666,000 $ 95,142 $ 74,000
Union, Georgia 6 $ 1,381,000 $ 230,166 $ 94,000
Coos, New Hampshire 6 $ 543,000 $ 90,500 $ 36,000
Hoke, North Carolina 6 $ 548,000 $ 91,333 $ 58,000
Person, North Carolina 6 $ 1,020,000 $ 170,000 $ 74,000
Sampson, North Carolina 6 $ 994,000 $ 165,666 $ 46,000
Florence, South Carolina 6 $ 765,000 $ 127,500 $ 61,000
Johnson, Tennessee 6 $ 744,000 $ 124,000 $ 44,000
Maury, Tennessee 6 $ 576,000 $ 96,000 $ 32,000
Montgomery, Tennessee 6 $ 917,000 $ 152,833 $ 50,000
Franklin, Vermont 6 $ 1,190,000 $ 198,333 $ 67,000
Buchanan, Virginia 6 $ 733,000 $ 122,166 $ 58,000
Galax, Virginia 6 $ 431,000 $ 71,833 $ 52,000
Norfolk, Virginia 6 $ 1,304,000 $ 217,333 $ 88,000
Russell, Virginia 6 $ 741,000 $ 123,500 $ 45,000
Salem, Virginia 6 $ 1,153,000 $ 192,166 $ 103,000
Cobb, Georgia 5 $ 850,000 $ 170,000 $ 83,000
Glynn, Georgia 5 $ 1,037,000 $ 207,400 $ 85,000
Paulding, Georgia 5 $ 605,000 $ 121,000 $ 50,000
Aroostook, Maine 5 $ 680,000 $ 136,000 $ 61,000
Washington, Maine 5 $ 633,000 $ 126,600 $ 77,000
Haywood, North Carolina 5 $ 703,000 $ 140,600 $ 48,000
Montgomery, North Carolina 5 $ 689,000 $ 137,800 $ 91,000
York, South Carolina 5 $ 1,110,000 $ 222,000 $ 103,000
Knox, Tennessee 5 $ 862,000 $ 172,400 $ 79,000
Rutherford, Tennessee 5 $ 1,075,000 $ 215,000 $ 74,000
New London, Connecticut 4 $ 667,000 $ 166,750 $ 54,000
Gilmer, Georgia 4 $ 847,000 $ 211,750 $ 121,000
Habersham, Georgia 4 $ 586,000 $ 146,500 $ 79,000
Henry, Georgia 4 $ 434,000 $ 108,500 $ 57,000
Newton, Georgia 4 $ 571,000 $ 142,750 $ 72,000
Towns, Georgia 4 $ 857,000 $ 214,250 $ 80,000
Baltimore, Maryland 4 $ 767,000 $ 191,750 $ 88,000
Carroll, Maryland 4 $ 967,000 $ 241,750 $ 72,000
Frederick, Maryland 4 $ 1,027,000 $ 256,750 $ 119,000
Hampshire, Massachusetts 4 $ 837,000 $ 209,250 $ 50,000
Lee, Mississippi 4 $ 444,000 $ 111,000 $ 44,000
Sullivan, New Hampshire 4 $ 726,000 $ 181,500 $ 72,000
Gates, North Carolina 4 $ 464,000 $ 116,000 $ 34,000
Vance, North Carolina 4 $ 1,078,000 $ 269,500 $ 171,000
Providence, Rhode Island 4 $ 781,000 $ 195,250 $ 54,000
Abbeville, South Carolina 4 $ 334,000 $ 83,500 $ 72,000
Aiken, South Carolina 4 $ 375,000 $ 93,750 $ 67,000
Laurens, South Carolina 4 $ 587,000 $ 146,750 $ 75,000
Sevier, Tennessee 4 $ 747,000 $ 186,750 $ 100,000
Williamson, Tennessee 4 $ 1,437,000 $ 359,250 $ 129,000
Orange, Vermont 4 $ 425,000 $ 106,250 $ 36,000
Amelia, Virginia 4 $ 877,000 $ 219,250 $ 83,000
Bedford City, Virginia 4 $ 505,000 $ 126,250 $ 38,000
Charlottesville, Virginia 4 $ 899,000 $ 224,750 $ 118,000
Floyd, Virginia 4 $ 576,000 $ 144,000 $ 73,000
King William, Virginia 4 $ 522,000 $ 130,500 $ 80,000
Rockbridge, Virginia 4 $ 1,206,000 $ 301,500 $ 116,000
Staunton, Virginia 4 $ 411,000 $ 102,750 $ 42,000
York, Virginia 4 $ 1,030,000 $ 257,500 $ 103,000
Fairfield, Connecticut 3 $ 673,000 $ 224,333 $ 107,000
Sumter, Florida 3 $ 918,000 $ 306,000 $ 133,000
Wakulla, Florida 3 $ 482,000 $ 160,666 $ 48,000
Bryan, Georgia 3 $ 788,000 $ 262,666 $ 76,000
Bulloch, Georgia 3 $ 410,000 $ 136,666 $ 34,000
Cherokee, Georgia 3 $ 645,000 $ 215,000 $ 61,000
Lowndes, Georgia 3 $ 308,000 $ 102,666 $ 41,000
Whitfield, Georgia 3 $ 857,000 $ 285,666 $ 124,000
Anne Arundel, Maryland 3 $ 844,000 $ 281,333 $ 83,000
Duplin, North Carolina 3 $ 355,000 $ 118,333 $ 66,000
Greene, North Carolina 3 $ 211,000 $ 70,333 $ 35,000
Perquimans, North Carolina 3 $ 503,000 $ 167,666 $ 29,000
Swain, North Carolina 3 $ 1,044,000 $ 348,000 $ 148,000
Dillon, South Carolina 3 $ 260,000 $ 86,666 $ 34,000
Williamsburg, South Carolina 3 $ 338,000 $ 112,666 $ 54,000
Jefferson, Tennessee 3 $ 800,000 $ 266,666 $ 139,000
Meigs, Tennessee 3 $ 429,000 $ 143,000 $ 73,000
Monroe, Tennessee 3 $ 484,000 $ 161,333 $ 62,000
Bristol, Virginia 3 $ 511,000 $ 170,333 $ 95,000
Brunswick, Virginia 3 $ 325,000 $ 108,333 $ 44,000
Fauquier, Virginia 3 $ 862,000 $ 287,333 $ 92,000
Hampton, Virginia 3 $ 388,000 $ 129,333 $ 46,000
Montgomery, Virginia 3 $ 408,000 $ 136,000 $ 81,000
Nelson, Virginia 3 $ 718,000 $ 239,333 $ 54,000
Newport News, Virginia 3 $ 507,000 $ 169,000 $ 73,000
Northumberland, Virginia 3 $ 453,000 $ 151,000 $ 84,000
Southampton, Virginia 3 $ 461,000 $ 153,666 $ 70,000
Washington, Virginia 3 $ 801,000 $ 267,000 $ 100,000
Baldwin, Alabama 2 $ 596,000 $ 298,000 $ 62,000
Litchfield, Connecticut 2 $ 531,000 $ 265,500 $ 84,000
Alachua, Florida 2 $ 831,000 $ 415,500 $ 124,000
Clay, Florida 2 $ 359,000 $ 179,500 $ 118,000
Gilchrist, Florida 2 $ 462,000 $ 231,000 $ 94,000
Camden, Georgia 2 $ 272,000 $ 136,000 $ 37,000
DeKalb, Georgia 2 $ 385,000 $ 192,500 $ 87,000
Dougherty, Georgia 2 $ 143,000 $ 71,500 $ 33,000
Douglas, Georgia 2 $ 214,000 $ 107,000 $ 40,000
Floyd, Georgia 2 $ 214,000 $ 107,000 $ 48,000
Fulton, Georgia 2 $ 1,635,000 $ 817,500 $ 294,000
Gwinnett, Georgia 2 $ 300,000 $ 150,000 $ 56,000
Jones, Georgia 2 $ 299,000 $ 149,500 $ 59,000
Long, Georgia 2 $ 257,000 $ 128,500 $ 14,000
Madison, Georgia 2 $ 246,000 $ 123,000 $ 49,000
Wayne, Georgia 2 $ 298,000 $ 149,000 $ 52,000
Laurel, Kentucky 2 $ 272,000 $ 136,000 $ 75,000
Knox, Maine 2 $ 345,000 $ 172,500 $ 40,000
Baltimore City, Maryland 2 $ 512,000 $ 256,000 $ 105,000
Harford, Maryland 2 $ 550,000 $ 275,000 $ 103,000
Worcester, Maryland 2 $ 588,000 $ 294,000 $ 171,000
Anson, North Carolina 2 $ 378,000 $ 189,000 $ 78,000
Currituck, North Carolina 2 $ 499,000 $ 249,500 $ 81,000
Graham, North Carolina 2 $ 192,000 $ 96,000 $ 48,000
Jones, North Carolina 2 $ 257,000 $ 128,500 $ 42,000
Madison, North Carolina 2 $ 385,000 $ 192,500 $ 68,000
Mitchell, North Carolina 2 $ 257,000 $ 128,500 $ 42,000
Polk, North Carolina 2 $ 449,000 $ 224,500 $ 116,000
Washington, North Carolina 2 $ 153,000 $ 76,500 $ 25,000
Yancey, North Carolina 2 $ 183,000 $ 91,500 $ 11,000
Chesterfield, South Carolina 2 $ 289,000 $ 144,500 $ 51,000
Hampton, South Carolina 2 $ 152,000 $ 76,000 $ 67,000
Marlboro, South Carolina 2 $ 115,000 $ 57,500 $ 105,000
Saluda, South Carolina 2 $ 146,000 $ 73,000 $ 54,000
Anderson, Tennessee 2 $ 225,000 $ 112,500 $ 138,000
Hamblen, Tennessee 2 $ 230,000 $ 115,000 $ 77,000
Hawkins, Tennessee 2 $ 194,000 $ 97,000 $ 74,000
Hickman, Tennessee 2 $ 286,000 $ 143,000 $ 34,000
Loudon, Tennessee 2 $ 666,000 $ 333,000 $ 104,000
Roane, Tennessee 2 $ 655,000 $ 327,500 $ 124,000
Robertson, Tennessee 2 $ 310,000 $ 155,000 $ 55,000
Unicoi, Tennessee 2 $ 434,000 $ 217,000 $ 108,000
Lamoille, Vermont 2 $ 206,000 $ 103,000 $ 47,000
Buena Vista, Virginia 2 $ 268,000 $ 134,000 $ 51,000
Caroline, Virginia 2 $ 315,000 $ 157,500 $ 95,000
Charlotte, Virginia 2 $ 210,000 $ 105,000 $ 59,000
Danville, Virginia 2 $ 259,000 $ 129,500 $ 78,000
Dinwiddie, Virginia 2 $ 576,000 $ 288,000 $ 81,000
Fairfax City, Virginia 2 $ 640,000 $ 320,000 $ 145,000
Fluvanna, Virginia 2 $ 424,000 $ 212,000 $ 59,000
Frederick, Virginia 2 $ 365,000 $ 182,500 $ 98,000
Halifax, Virginia 2 $ 230,000 $ 115,000 $ 41,000
Isle of Wight, Virginia 2 $ 537,000 $ 268,500 $ 55,000
James City, Virginia 2 $ 489,000 $ 244,500 $ 175,000
Lancaster, Virginia 2 $ 435,000 $ 217,500 $ 90,000
Lexington, Virginia 2 $ 342,000 $ 171,000 $ 63,000
Manassas, Virginia 2 $ 480,000 $ 240,000 $ 97,000
New Kent, Virginia 2 $ 367,000 $ 183,500 $ 55,000
Nottoway, Virginia 2 $ 184,000 $ 92,000 $ 93,000
Prince George, Virginia 2 $ 439,000 $ 219,500 $ 118,000
Pulaski, Virginia 2 $ 344,000 $ 172,000 $ 77,000
Rockingham, Virginia 2 $ 403,000 $ 201,500 $ 119,000
Smyth, Virginia 2 $ 90,000 $ 45,000 $ 120,000
Stafford, Virginia 2 $ 592,000 $ 296,000 $ 92,000
Waynesboro, Virginia 2 $ 278,000 $ 139,000 $ 38,000
Barbour, Alabama 1 $ 178,000 $ 178,000 $ 53,000
Cherokee, Alabama 1 $ 125,000 $ 125,000 $ 111,000
Houston, Alabama 1 $ 234,000 $ 234,000 $ 65,000
Limestone, Alabama 1 $ 61,000 $ 61,000 $ 40,000
Shelby, Alabama 1 $ 232,000 $ 232,000 $ 62,000
Izard, Arkansas 1 $ 300,000 $ 300,000 $ 162,000
Middlesex, Connecticut 1 $ 204,000 $ 204,000 $ 67,000
Tolland, Connecticut 1 $ 243,000 $ 243,000 $ 162,000
Kent, Delaware 1 $ 140,000 $ 140,000 $ 94,000
Bay, Florida 1 $ 93,000 $ 93,000 $ 33,000
Franklin, Florida 1 $ 87,000 $ 87,000 $ 36,000
Lee, Florida 1 $ 116,000 $ 116,000 $ 84,000
Liberty, Florida 1 $ 70,000 $ 70,000 $ 0
Martin, Florida 1 $ 100,000 $ 100,000 $ 166,000
Pasco, Florida 1 $ 206,000 $ 206,000 $ 90,000
Pinellas, Florida 1 $ 121,000 $ 121,000 $ 10,000
Seminole, Florida 1 $ 204,000 $ 204,000 $ 147,000
Union, Florida 1 $ 240,000 $ 240,000 $ 68,000
Volusia, Florida 1 $ 118,000 $ 118,000 $ 37,000
Bacon, Georgia 1 $ 39,000 $ 39,000 $ 41,000
Brantley, Georgia 1 $ 124,000 $ 124,000 $ 126,000
Catoosa, Georgia 1 $ 417,000 $ 417,000 $ 237,000
Coweta, Georgia 1 $ 129,000 $ 129,000 $ 52,000
Crisp, Georgia 1 $ 40,000 $ 40,000 $ 10,000
Fannin, Georgia 1 $ 285,000 $ 285,000 $ 177,000
Fayette, Georgia 1 $ 342,000 $ 342,000 $ 25,000
Hall, Georgia 1 $ 100,000 $ 100,000 $ 226,000
Jeff Davis, Georgia 1 $ 55,000 $ 55,000 $ 91,000
Lee, Georgia 1 $ 131,000 $ 131,000 $ 66,000
Liberty, Georgia 1 $ 82,000 $ 82,000 $ 43,000
Lumpkin, Georgia 1 $ 149,000 $ 149,000 $ 41,000
McIntosh, Georgia 1 $ 147,000 $ 147,000 $ 39,000
Meriwether, Georgia 1 $ 129,000 $ 129,000 $ 36,000
Pierce, Georgia 1 $ 88,000 $ 88,000 $ 29,000
Richmond, Georgia 1 $ 77,000 $ 77,000 $ 34,000
Thomas, Georgia 1 $ 45,000 $ 45,000 $ 30,000
Tift, Georgia 1 $ 102,000 $ 102,000 $ 54,000
Wilcox, Georgia 1 $ 97,000 $ 97,000 $ 29,000
Knox, Kentucky 1 $ 47,000 $ 47,000 $ 95,000
Scott, Kentucky 1 $ 204,000 $ 204,000 $ 107,000
Cecil, Maryland 1 $ 300,000 $ 300,000 $ 111,000
Dorchester, Maryland 1 $ 225,000 $ 225,000 $ 185,000
St. Mary's, Maryland 1 $ 417,000 $ 417,000 $ 194,000
Washington, Maryland 1 $ 250,000 $ 250,000 $ 136,000
Hertford, North Carolina 1 $ 42,000 $ 42,000 $ 11,000
Hyde, North Carolina 1 $ 160,000 $ 160,000 $ 43,000
Transylvania, North Carolina 1 $ 160,000 $ 160,000 $ 99,000
Warren, North Carolina 1 $ 200,000 $ 200,000 $ 106,000
Kent, Rhode Island 1 $ 243,000 $ 243,000 $ 55,000
Washington, Rhode Island 1 $ 128,000 $ 128,000 $ 67,000
Calhoun, South Carolina 1 $ 250,000 $ 250,000 $ 98,000
Cherokee, South Carolina 1 $ 59,000 $ 59,000 $ 16,000
Clarendon, South Carolina 1 $ 98,000 $ 98,000 $ 99,000
Edgefield, South Carolina 1 $ 104,000 $ 104,000 $ 108,000
Lee, South Carolina 1 $ 56,000 $ 56,000 $ 34,000
Orangeburg, South Carolina 1 $ 214,000 $ 214,000 $ 56,000
Clay, Tennessee 1 $ 318,000 $ 318,000 $ 240,000
Cocke, Tennessee 1 $ 115,000 $ 115,000 $ 109,000
Cumberland, Tennessee 1 $ 208,000 $ 208,000 $ 54,000
Davidson, Tennessee 1 $ 225,000 $ 225,000 $ 92,000
Giles, Tennessee 1 $ 136,000 $ 136,000 $ 43,000
Grainger, Tennessee 1 $ 146,000 $ 146,000 $ 56,000
Hamilton, Tennessee 1 $ 260,000 $ 260,000 $ 149,000
Macon, Tennessee 1 $ 81,000 $ 81,000 $ 0
Marion, Tennessee 1 $ 130,000 $ 130,000 $ 90,000
Overton, Tennessee 1 $ 165,000 $ 165,000 $ 50,000
Shelby, Tennessee 1 $ 170,000 $ 170,000 $ 59,000
Smith, Tennessee 1 $ 132,000 $ 132,000 $ 35,000
Wilson, Tennessee 1 $ 156,000 $ 156,000 $ 55,000
Addison, Vermont 1 $ 204,000 $ 204,000 $ 48,000
Bennington, Vermont 1 $ 99,000 $ 99,000 $ 29,000
Caledonia, Vermont 1 $ 155,000 $ 155,000 $ 47,000
Rutland, Vermont 1 $ 300,000 $ 300,000 $ 49,000
Windsor, Vermont 1 $ 208,000 $ 208,000 $ 83,000
Accomack, Virginia 1 $ 130,000 $ 130,000 $ 322,000
Buckingham, Virginia 1 $ 166,000 $ 166,000 $ 39,000
Craig, Virginia 1 $ 364,000 $ 364,000 $ 204,000
Culpeper, Virginia 1 $ 230,000 $ 230,000 $ 89,000
Cumberland, Virginia 1 $ 158,000 $ 158,000 $ 120,000
Falls Church, Virginia 1 $ 417,000 $ 417,000 $ 120,000
Franklin City, Virginia 1 $ 102,000 $ 102,000 $ 37,000
Harrisonburg, Virginia 1 $ 125,000 $ 125,000 $ 157,000
Hopewell, Virginia 1 $ 117,000 $ 117,000 $ 48,000
King George, Virginia 1 $ 228,000 $ 228,000 $ 62,000
Lunenburg, Virginia 1 $ 60,000 $ 60,000 $ 16,000
Madison, Virginia 1 $ 152,000 $ 152,000 $ 37,000
Manassas Park, Virginia 1 $ 100,000 $ 100,000 $ 43,000
Mathews, Virginia 1 $ 417,000 $ 417,000 $ 345,000
Northampton, Virginia 1 $ 417,000 $ 417,000 $ 652,000
Poquoson, Virginia 1 $ 195,000 $ 195,000 $ 31,000
Portsmouth, Virginia 1 $ 233,000 $ 233,000 $ 83,000
Radford, Virginia 1 $ 70,000 $ 70,000 $ 25,000
Richmond, Virginia 1 $ 329,000 $ 329,000 $ 40,000
Spotsylvania, Virginia 1 $ 215,000 $ 215,000 $ 59,000
Surry, Virginia 1 $ 306,000 $ 306,000 $ 111,000
Westmoreland, Virginia 1 $ 360,000 $ 360,000 $ 121,000
Monroe, West Virginia 1 $ 200,000 $ 200,000 $ 33,000

Mortgage Loan Application Detail Totals for Sidus Financial, LLC in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,918 $757,425,000 $193,000 $1,500,000 $82,000 $5,099,000
Home Purchase 3,537 $594,463,000 $168,000 $1,178,000 $74,000 $4,156,000
Home Improvement 7 $1,131,000 $161,000 $292,000 $71,000 $123,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,357 $1,161,258,000 $182,000 $1,500,000 $79,000 $5,099,000
Not Provided 380 $72,908,000 $191,000 $746,000 $83,000 $682,000
Black or African American 368 $51,311,000 $139,000 $480,000 $55,000 $561,000
Hispanic 187 $32,482,000 $173,000 $443,000 $60,000 $218,000
Asian 75 $19,442,000 $259,000 $417,000 $104,000 $260,000
American Indian or Alaskan Native 65 $8,770,000 $134,000 $417,000 $68,000 $288,000
Native Hawaiian or Other Pacific Islander 22 $4,734,000 $215,000 $464,000 $87,000 $297,000
Not applicable 8 $2,114,000 $264,000 $400,000 $122,000 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,855 $937,792,000 $193,000 $1,500,000 $91,000 $5,099,000
FHA-insured (Federal Housing Administration) 1,765 $292,974,000 $165,000 $639,000 $57,000 $613,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 607 $79,224,000 $130,000 $377,000 $43,000 $175,000
VA-guaranteed (Veterans Administration) 235 $43,029,000 $183,000 $417,000 $62,000 $210,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,543 $1,006,573,000 $181,000 $1,178,000 $79,000 $5,099,000
Application Denied By Financial Institution 805 $144,518,000 $179,000 $1,307,000 $75,000 $4,156,000
Application Withdrawn By Applicant 730 $130,297,000 $178,000 $1,500,000 $74,000 $468,000
Application Approved But Not Accepted 375 $69,660,000 $185,000 $1,463,000 $83,000 $627,000
File Closed For Incompleteness 8 $1,787,000 $223,000 $320,000 $40,000 $70,000
Loan Purchased By The Institution 1 $184,000 $184,000 $184,000 $47,000 $47,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 237 $47,131,000 $198,000 $746,000 $58,000 $463,000
Collateral 184 $33,683,000 $183,000 $1,307,000 $107,000 $4,156,000
Credit History 137 $20,347,000 $148,000 $417,000 $66,000 $338,000
Other 79 $12,694,000 $160,000 $417,000 $68,000 $365,000
Employment History 35 $5,904,000 $168,000 $377,000 $58,000 $298,000
Mortgage Insurance Denied 14 $2,937,000 $209,000 $376,000 $79,000 $191,000
Unverifiable Information 6 $1,371,000 $228,000 $400,000 $66,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,243,000 $248,000 $371,000 $62,000 $121,000
Credit Application Incomplete 4 $748,000 $187,000 $251,000 $69,000 $87,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sidus Financial, LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sidus Financial, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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