Silicon Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Silicon Valley Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Silicon Valley Bank 3003 Tasman Drive Santa Clara, CA 95054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,095 |
| Total Mortgage Loan Application Amount | $1,622,875,000 |
| Average Mortgage Loan Application Amount | $2,432,000 |
| Highest Mortgage Loan Application Amount | $20,255,000 |
| Average Applicant Income | $772,600 |
| Highest Applicant Income | $7,221,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Silicon Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silicon Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Silicon Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silicon Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Silicon Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silicon Valley Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 111 | $ 216,835,000 | $ 1,953,000 | $ 677,000 |
| San Mateo County California | 95 | $ 233,345,000 | $ 2,456,000 | $ 1,082,000 |
| Santa Clara County California | 95 | $ 150,665,000 | $ 1,585,000 | $ 1,020,000 |
| Los Angeles County California | 74 | $ 128,810,000 | $ 1,740,000 | $ 703,000 |
| Maricopa County Arizona | 53 | $ 24,535,000 | $ 462,000 | $ 341,000 |
| Alameda County California | 52 | $ 49,130,000 | $ 944,000 | $ 538,000 |
| Marin County California | 29 | $ 53,835,000 | $ 1,856,000 | $ 917,000 |
| Middlesex County Massachusetts | 26 | $ 25,450,000 | $ 978,000 | $ 780,000 |
| Contra Costa County California | 25 | $ 33,305,000 | $ 1,332,000 | $ 660,000 |
| Travis County Texas | 23 | $ 18,165,000 | $ 789,000 | $ 399,000 |
| King County Washington | 22 | $ 29,520,000 | $ 1,341,000 | $ 399,000 |
| San Diego County California | 18 | $ 20,290,000 | $ 1,127,000 | $ 645,000 |
| Suffolk County Massachusetts | 15 | $ 28,955,000 | $ 1,930,000 | $ 1,029,000 |
| New York County New York | 15 | $ 27,415,000 | $ 1,827,000 | $ 1,358,000 |
| Salt Lake County Utah | 14 | $ 7,500,000 | $ 535,000 | $ 1,193,000 |
| Denver County Colorado | 13 | $ 8,105,000 | $ 623,000 | $ 326,000 |
| Kings County New York | 12 | $ 18,100,000 | $ 1,508,000 | $ 603,000 |
| Orange County California | 9 | $ 11,805,000 | $ 1,311,000 | $ 755,000 |
| Napa County California | 8 | $ 20,940,000 | $ 2,617,000 | $ 979,000 |
| Placer County California | 8 | $ 7,470,000 | $ 933,000 | $ 1,036,000 |
| Boulder County Colorado | 8 | $ 8,100,000 | $ 1,012,000 | $ 982,000 |
| Fairfield County Connecticut | 8 | $ 13,480,000 | $ 1,685,000 | $ 895,000 |
| Fulton County Georgia | 8 | $ 8,090,000 | $ 1,011,000 | $ 482,000 |
| Norfolk County Massachusetts | 8 | $ 7,810,000 | $ 976,000 | $ 458,000 |
| Miami-Dade County Florida | 7 | $ 15,745,000 | $ 2,249,000 | $ 806,000 |
| Cook County Illinois | 7 | $ 8,765,000 | $ 1,252,000 | $ 1,404,000 |
| Clark County Nevada | 7 | $ 4,365,000 | $ 623,000 | $ 437,000 |
| Summit County Utah | 7 | $ 12,845,000 | $ 1,835,000 | $ 918,000 |
| Pierce County Washington | 7 | $ 3,985,000 | $ 569,000 | $ 913,000 |
| District of Columbia County District Of Columbia | 6 | $ 10,120,000 | $ 1,686,000 | $ 550,000 |
| Palm Beach County Florida | 6 | $ 43,930,000 | $ 7,321,000 | $ 760,000 |
| Essex County Massachusetts | 6 | $ 2,760,000 | $ 460,000 | $ 291,000 |
| Westchester County New York | 6 | $ 8,050,000 | $ 1,341,000 | $ 457,000 |
| Sonoma County California | 5 | $ 7,685,000 | $ 1,537,000 | $ 895,000 |
| Montgomery County Maryland | 5 | $ 9,865,000 | $ 1,973,000 | $ 912,000 |
| Franklin County Ohio | 5 | $ 3,945,000 | $ 789,000 | $ 879,000 |
| Riverside County California | 4 | $ 1,880,000 | $ 470,000 | $ 827,000 |
| Santa Cruz County California | 4 | $ 3,740,000 | $ 935,000 | $ 815,000 |
| Arapahoe County Colorado | 4 | $ 2,960,000 | $ 740,000 | $ 387,000 |
| DeKalb County Georgia | 4 | $ 2,680,000 | $ 670,000 | $ 68,000 |
| Suffolk County New York | 4 | $ 6,810,000 | $ 1,702,000 | $ 545,000 |
| Wake County North Carolina | 4 | $ 2,260,000 | $ 565,000 | $ 202,000 |
| Multnomah County Oregon | 4 | $ 3,500,000 | $ 875,000 | $ 637,000 |
| Dallas County Texas | 4 | $ 3,700,000 | $ 925,000 | $ 473,000 |
| Utah County Utah | 4 | $ 2,970,000 | $ 742,000 | $ 410,000 |
| San Joaquin County California | 3 | $ 1,635,000 | $ 545,000 | $ 0 |
| Douglas County Colorado | 3 | $ 3,745,000 | $ 1,248,000 | $ 265,000 |
| Jefferson County Colorado | 3 | $ 1,845,000 | $ 615,000 | $ 200,000 |
| Hillsborough County Florida | 3 | $ 3,205,000 | $ 1,068,000 | $ 760,000 |
| Denton County Texas | 3 | $ 1,365,000 | $ 455,000 | $ 254,000 |
| Harris County Texas | 3 | $ 1,505,000 | $ 501,000 | $ 248,000 |
| Alpine County California | 2 | $ 1,650,000 | $ 825,000 | $ 1,062,000 |
| Eagle County Colorado | 2 | $ 3,000,000 | $ 1,500,000 | $ 335,000 |
| Duval County Florida | 2 | $ 200,000 | $ 100,000 | $ 300,000 |
| Orange County Florida | 2 | $ 830,000 | $ 415,000 | $ 467,000 |
| Chatham County Georgia | 2 | $ 610,000 | $ 305,000 | $ 2,520,000 |
| Boone County Kentucky | 2 | $ 950,000 | $ 475,000 | $ 225,000 |
| Orleans County Louisiana | 2 | $ 1,790,000 | $ 895,000 | $ 390,000 |
| Howard County Maryland | 2 | $ 1,480,000 | $ 740,000 | $ 350,000 |
| Barnstable County Massachusetts | 2 | $ 3,920,000 | $ 1,960,000 | $ 2,175,000 |
| Berkshire County Massachusetts | 2 | $ 1,150,000 | $ 575,000 | $ 2,336,000 |
| Hennepin County Minnesota | 2 | $ 1,140,000 | $ 570,000 | $ 300,000 |
| Gallatin County Montana | 2 | $ 4,800,000 | $ 2,400,000 | $ 2,520,000 |
| Delaware County New York | 2 | $ 540,000 | $ 270,000 | $ 493,000 |
| Putnam County New York | 2 | $ 1,120,000 | $ 560,000 | $ 372,000 |
| Sullivan County New York | 2 | $ 1,980,000 | $ 990,000 | $ 225,000 |
| Mecklenburg County North Carolina | 2 | $ 3,010,000 | $ 1,505,000 | $ 1,025,000 |
| Philadelphia County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 611,000 |
| Arlington County Virginia | 2 | $ 1,460,000 | $ 730,000 | $ 357,000 |
| Calaveras County California | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,069,000 |
| Kern County California | 1 | $ 1,025,000 | $ 1,025,000 | $ 740,000 |
| Mendocino County California | 1 | $ 395,000 | $ 395,000 | $ 324,000 |
| Monterey County California | 1 | $ 1,025,000 | $ 1,025,000 | $ 332,000 |
| Nevada County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 2,496,000 |
| Stanislaus County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Adams County Colorado | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Larimer County Colorado | 1 | $ 485,000 | $ 485,000 | $ 366,000 |
| Pitkin County Colorado | 1 | $ 4,005,000 | $ 4,005,000 | $ 2,723,000 |
| Routt County Colorado | 1 | $ 785,000 | $ 785,000 | $ 274,000 |
| Collier County Florida | 1 | $ 675,000 | $ 675,000 | $ 550,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 230,000 |
| Indian River County Florida | 1 | $ 1,615,000 | $ 1,615,000 | $ 2,124,000 |
| Monroe County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 4,608,000 |
| Hawaii County Hawaii | 1 | $ 12,005,000 | $ 12,005,000 | $ 6,391,000 |
| Maui County Hawaii | 1 | $ 605,000 | $ 605,000 | $ 272,000 |
| Blaine County Idaho | 1 | $ 1,505,000 | $ 1,505,000 | $ 410,000 |
| Bonner County Idaho | 1 | $ 655,000 | $ 655,000 | $ 3,927,000 |
| Boone County Indiana | 1 | $ 755,000 | $ 755,000 | $ 267,000 |
| Fayette County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 162,000 |
| Anne Arundel County Maryland | 1 | $ 1,725,000 | $ 1,725,000 | $ 1,106,000 |
| Baltimore County Maryland | 1 | $ 1,785,000 | $ 1,785,000 | $ 1,023,000 |
| Baltimore City County Maryland | 1 | $ 625,000 | $ 625,000 | $ 563,000 |
| Dukes County Massachusetts | 1 | $ 1,705,000 | $ 1,705,000 | $ 1,142,000 |
| Nantucket County Massachusetts | 1 | $ 1,105,000 | $ 1,105,000 | $ 320,000 |
| Plymouth County Massachusetts | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Oakland County Michigan | 1 | $ 1,015,000 | $ 1,015,000 | $ 413,000 |
| Wayne County Michigan | 1 | $ 445,000 | $ 445,000 | $ 437,000 |
| Dakota County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Webster County Missouri | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Flathead County Montana | 1 | $ 5,555,000 | $ 5,555,000 | $ 0 |
| Washoe County Nevada | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 645,000 | $ 645,000 | $ 229,000 |
| Bergen County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Essex County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 242,000 |
| Hudson County New Jersey | 1 | $ 1,655,000 | $ 1,655,000 | $ 500,000 |
| Somerset County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 180,000 |
| Columbia County New York | 1 | $ 1,025,000 | $ 1,025,000 | $ 811,000 |
| Nassau County New York | 1 | $ 1,345,000 | $ 1,345,000 | $ 890,000 |
| Queens County New York | 1 | $ 675,000 | $ 675,000 | $ 240,000 |
| Saratoga County New York | 1 | $ 465,000 | $ 465,000 | $ 100,000 |
| Ulster County New York | 1 | $ 895,000 | $ 895,000 | $ 678,000 |
| Brunswick County North Carolina | 1 | $ 915,000 | $ 915,000 | $ 540,000 |
| Forsyth County North Carolina | 1 | $ 925,000 | $ 925,000 | $ 436,000 |
| Lane County Oregon | 1 | $ 985,000 | $ 985,000 | $ 384,000 |
| Washington County Oregon | 1 | $ 535,000 | $ 535,000 | $ 420,000 |
| Bucks County Pennsylvania | 1 | $ 675,000 | $ 675,000 | $ 1,300,000 |
| Newport County Rhode Island | 1 | $ 805,000 | $ 805,000 | $ 488,000 |
| Davidson County Tennessee | 1 | $ 1,445,000 | $ 1,445,000 | $ 200,000 |
| Weber County Utah | 1 | $ 1,085,000 | $ 1,085,000 | $ 1,008,000 |
| Addison County Vermont | 1 | $ 155,000 | $ 155,000 | $ 230,000 |
| Lamoille County Vermont | 1 | $ 705,000 | $ 705,000 | $ 775,000 |
| Washington County Vermont | 1 | $ 965,000 | $ 965,000 | $ 800,000 |
| Augusta County Virginia | 1 | $ 335,000 | $ 335,000 | $ 1,150,000 |
| Fairfax County Virginia | 1 | $ 1,215,000 | $ 1,215,000 | $ 224,000 |
| Clark County Washington | 1 | $ 465,000 | $ 465,000 | $ 735,000 |
| Walla Walla County Washington | 1 | $ 755,000 | $ 755,000 | $ 364,000 |
Mortgage Loan Application Detail Totals for Silicon Valley Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 536 | $850,220,000 | $1,586,000 | $20,255,000 | $638,000 | $4,612,000 |
| Refinancing | 258 | $310,640,000 | $1,204,000 | $11,505,000 | $812,000 | $4,927,000 |
| Cash-out Refinancing | 217 | $319,875,000 | $1,474,000 | $8,005,000 | $957,000 | $7,221,000 |
| Other Purpose | 81 | $123,005,000 | $1,518,000 | $12,005,000 | $949,000 | $6,391,000 |
| Home Improvement | 3 | $19,135,000 | $6,378,000 | $15,165,000 | $507,000 | $791,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 514 | $700,740,000 | $1,363,000 | $10,005,000 | $688,000 | $7,221,000 |
| Not Provided | 297 | $506,415,000 | $1,705,000 | $20,255,000 | $881,000 | $6,391,000 |
| Asian | 161 | $183,165,000 | $1,137,000 | $5,005,000 | $634,000 | $2,310,000 |
| Not applicable | 60 | $153,700,000 | $2,561,000 | $20,255,000 | $0 | $0 |
| Hispanic | 41 | $48,695,000 | $1,187,000 | $9,405,000 | $906,000 | $3,577,000 |
| Black or African American | 13 | $12,615,000 | $970,000 | $2,425,000 | $341,000 | $654,000 |
| American Indian or Alaskan Native | 3 | $2,745,000 | $915,000 | $2,005,000 | $1,730,000 | $4,608,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $725,000 | $725,000 | $725,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,095 | $1,622,875,000 | $1,482,000 | $20,255,000 | $764,000 | $7,221,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 814 | $1,155,530,000 | $1,419,000 | $20,255,000 | $771,000 | $6,391,000 |
| Preapproval Approved but not Accepted | 138 | $245,280,000 | $1,777,000 | $20,255,000 | $617,000 | $3,049,000 |
| Application Withdrawn By Applicant | 76 | $120,550,000 | $1,586,000 | $8,005,000 | $956,000 | $4,608,000 |
| Application Approved But Not Accepted | 29 | $40,185,000 | $1,385,000 | $3,005,000 | $521,000 | $1,137,000 |
| File Closed For Incompleteness | 26 | $47,320,000 | $1,820,000 | $8,255,000 | $1,133,000 | $7,221,000 |
| Application Denied By Financial Institution | 12 | $14,010,000 | $1,167,000 | $2,805,000 | $285,000 | $630,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,083 | $1,608,865,000 | $1,485,000 | $20,255,000 | $772,000 | $7,221,000 |
| Credit History | 5 | $6,195,000 | $1,239,000 | $2,805,000 | $340,000 | $630,000 |
| Debt-To-Income Ratio | 5 | $6,395,000 | $1,279,000 | $2,405,000 | $265,000 | $375,000 |
| Other | 1 | $905,000 | $905,000 | $905,000 | $149,000 | $149,000 |
| Collateral | 1 | $515,000 | $515,000 | $515,000 | $246,000 | $246,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Silicon Valley Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Silicon Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.