Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Simmons Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 8,476 |
| Total Mortgage Loan Application Amount | $1,594,860,000 |
| Average Mortgage Loan Application Amount | $152,800 |
| Highest Mortgage Loan Application Amount | $45,285,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $3,805,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 812 | $ 162,590,000 | $ 200,000 | $ 119,000 |
| Craighead County Arkansas | 305 | $ 49,625,000 | $ 162,000 | $ 166,000 |
| Greene County Missouri | 300 | $ 47,920,000 | $ 159,000 | $ 85,000 |
| Benton County Arkansas | 297 | $ 58,035,000 | $ 195,000 | $ 121,000 |
| Washington County Arkansas | 267 | $ 43,855,000 | $ 164,000 | $ 98,000 |
| Garland County Arkansas | 227 | $ 36,625,000 | $ 161,000 | $ 122,000 |
| Saline County Arkansas | 224 | $ 32,440,000 | $ 144,000 | $ 86,000 |
| White County Arkansas | 221 | $ 29,955,000 | $ 135,000 | $ 94,000 |
| Tarrant County Texas | 199 | $ 51,865,000 | $ 260,000 | $ 221,000 |
| Madison County Tennessee | 192 | $ 24,450,000 | $ 127,000 | $ 92,000 |
| Faulkner County Arkansas | 186 | $ 27,410,000 | $ 147,000 | $ 97,000 |
| Payne County Oklahoma | 179 | $ 29,535,000 | $ 165,000 | $ 122,000 |
| Gibson County Tennessee | 171 | $ 17,465,000 | $ 102,000 | $ 76,000 |
| Weakley County Tennessee | 163 | $ 12,555,000 | $ 77,000 | $ 87,000 |
| Shelby County Tennessee | 154 | $ 21,480,000 | $ 139,000 | $ 100,000 |
| Oklahoma County Oklahoma | 149 | $ 68,975,000 | $ 462,000 | $ 194,000 |
| Jefferson County Arkansas | 146 | $ 12,750,000 | $ 87,000 | $ 68,000 |
| Dyer County Tennessee | 142 | $ 13,400,000 | $ 94,000 | $ 78,000 |
| Taney County Missouri | 133 | $ 14,055,000 | $ 105,000 | $ 98,000 |
| Obion County Tennessee | 127 | $ 11,855,000 | $ 93,000 | $ 77,000 |
| Dallas County Texas | 125 | $ 44,955,000 | $ 359,000 | $ 189,000 |
| Davidson County Tennessee | 123 | $ 38,405,000 | $ 312,000 | $ 215,000 |
| Pope County Arkansas | 107 | $ 11,735,000 | $ 109,000 | $ 84,000 |
| Christian County Missouri | 103 | $ 14,285,000 | $ 138,000 | $ 79,000 |
| Stone County Missouri | 95 | $ 11,665,000 | $ 122,000 | $ 95,000 |
| Sumner County Tennessee | 88 | $ 11,530,000 | $ 131,000 | $ 112,000 |
| Jackson County Missouri | 86 | $ 11,440,000 | $ 133,000 | $ 69,000 |
| Pettis County Missouri | 84 | $ 8,970,000 | $ 106,000 | $ 78,000 |
| St. Louis County Missouri | 79 | $ 24,755,000 | $ 313,000 | $ 166,000 |
| Lonoke County Arkansas | 75 | $ 9,455,000 | $ 126,000 | $ 98,000 |
| Union County Arkansas | 74 | $ 9,750,000 | $ 131,000 | $ 130,000 |
| Johnson County Kansas | 73 | $ 12,075,000 | $ 165,000 | $ 84,000 |
| Sebastian County Arkansas | 69 | $ 12,955,000 | $ 187,000 | $ 78,000 |
| Williamson County Tennessee | 68 | $ 24,220,000 | $ 356,000 | $ 194,000 |
| Cedar County Missouri | 62 | $ 6,880,000 | $ 110,000 | $ 98,000 |
| Haywood County Tennessee | 58 | $ 5,450,000 | $ 93,000 | $ 78,000 |
| Franklin County Arkansas | 57 | $ 4,015,000 | $ 70,000 | $ 80,000 |
| Johnson County Arkansas | 57 | $ 5,245,000 | $ 92,000 | $ 87,000 |
| McMinn County Tennessee | 57 | $ 5,695,000 | $ 99,000 | $ 90,000 |
| Lawrence County Missouri | 55 | $ 4,265,000 | $ 77,000 | $ 56,000 |
| Searcy County Arkansas | 51 | $ 3,275,000 | $ 64,000 | $ 57,000 |
| Jasper County Missouri | 51 | $ 5,295,000 | $ 103,000 | $ 93,000 |
| Monroe County Tennessee | 51 | $ 4,955,000 | $ 97,000 | $ 135,000 |
| Dade County Missouri | 49 | $ 3,255,000 | $ 66,000 | $ 66,000 |
| Greene County Arkansas | 48 | $ 6,770,000 | $ 141,000 | $ 68,000 |
| Collin County Texas | 46 | $ 15,790,000 | $ 343,000 | $ 194,000 |
| Webster County Missouri | 42 | $ 4,540,000 | $ 108,000 | $ 67,000 |
| Stone County Arkansas | 39 | $ 2,765,000 | $ 70,000 | $ 62,000 |
| Blount County Tennessee | 39 | $ 6,355,000 | $ 162,000 | $ 98,000 |
| Travis County Texas | 39 | $ 14,115,000 | $ 361,000 | $ 181,000 |
| Sedgwick County Kansas | 38 | $ 8,450,000 | $ 222,000 | $ 191,000 |
| Drew County Arkansas | 37 | $ 3,785,000 | $ 102,000 | $ 87,000 |
| Tulsa County Oklahoma | 37 | $ 7,655,000 | $ 206,000 | $ 163,000 |
| Robertson County Tennessee | 37 | $ 7,035,000 | $ 190,000 | $ 121,000 |
| Denton County Texas | 37 | $ 10,955,000 | $ 296,000 | $ 229,000 |
| Van Buren County Arkansas | 35 | $ 2,775,000 | $ 79,000 | $ 116,000 |
| Wyandotte County Kansas | 35 | $ 3,725,000 | $ 106,000 | $ 47,000 |
| Newton County Missouri | 32 | $ 3,620,000 | $ 113,000 | $ 79,000 |
| Cheatham County Tennessee | 32 | $ 6,440,000 | $ 201,000 | $ 80,000 |
| Knox County Tennessee | 31 | $ 5,845,000 | $ 188,000 | $ 160,000 |
| Ashley County Arkansas | 30 | $ 2,450,000 | $ 81,000 | $ 87,000 |
| Hays County Texas | 29 | $ 9,785,000 | $ 337,000 | $ 206,000 |
| Henderson County Tennessee | 28 | $ 2,160,000 | $ 77,000 | $ 56,000 |
| Chicot County Arkansas | 27 | $ 1,885,000 | $ 69,000 | $ 66,000 |
| Crawford County Arkansas | 27 | $ 3,325,000 | $ 123,000 | $ 67,000 |
| Johnson County Texas | 27 | $ 4,585,000 | $ 169,000 | $ 79,000 |
| Poinsett County Arkansas | 26 | $ 2,840,000 | $ 109,000 | $ 211,000 |
| St. Louis City County Missouri | 26 | $ 10,850,000 | $ 417,000 | $ 191,000 |
| Oregon County Missouri | 25 | $ 2,405,000 | $ 96,000 | $ 67,000 |
| Crockett County Tennessee | 24 | $ 2,710,000 | $ 112,000 | $ 57,000 |
| Lincoln County Arkansas | 23 | $ 2,105,000 | $ 91,000 | $ 96,000 |
| DeSoto County Mississippi | 22 | $ 3,780,000 | $ 171,000 | $ 76,000 |
| Cleveland County Oklahoma | 21 | $ 3,335,000 | $ 158,000 | $ 94,000 |
| Harris County Texas | 21 | $ 10,315,000 | $ 491,000 | $ 279,000 |
| Cleburne County Arkansas | 19 | $ 2,555,000 | $ 134,000 | $ 97,000 |
| Desha County Arkansas | 19 | $ 1,145,000 | $ 60,000 | $ 95,000 |
| Dickson County Tennessee | 19 | $ 3,155,000 | $ 166,000 | $ 73,000 |
| Hardeman County Tennessee | 18 | $ 960,000 | $ 53,000 | $ 129,000 |
| Clay County Missouri | 17 | $ 3,415,000 | $ 200,000 | $ 88,000 |
| Tipton County Tennessee | 17 | $ 2,115,000 | $ 124,000 | $ 87,000 |
| Parker County Texas | 17 | $ 4,675,000 | $ 275,000 | $ 155,000 |
| Fulton County Arkansas | 15 | $ 815,000 | $ 54,000 | $ 69,000 |
| Canadian County Oklahoma | 15 | $ 3,075,000 | $ 205,000 | $ 228,000 |
| Roane County Tennessee | 15 | $ 1,665,000 | $ 111,000 | $ 84,000 |
| Rutherford County Tennessee | 15 | $ 3,475,000 | $ 231,000 | $ 103,000 |
| Maury County Tennessee | 14 | $ 3,280,000 | $ 234,000 | $ 100,000 |
| Hot Spring County Arkansas | 13 | $ 1,595,000 | $ 122,000 | $ 69,000 |
| Clark County Nevada | 13 | $ 5,845,000 | $ 449,000 | $ 229,000 |
| Lauderdale County Tennessee | 13 | $ 1,205,000 | $ 92,000 | $ 66,000 |
| Loudon County Tennessee | 13 | $ 2,515,000 | $ 193,000 | $ 90,000 |
| Grant County Arkansas | 12 | $ 1,890,000 | $ 157,000 | $ 79,000 |
| Perry County Arkansas | 12 | $ 1,770,000 | $ 147,000 | $ 93,000 |
| Yell County Arkansas | 12 | $ 1,250,000 | $ 104,000 | $ 71,000 |
| St. Charles County Missouri | 12 | $ 1,960,000 | $ 163,000 | $ 214,000 |
| Le Flore County Oklahoma | 12 | $ 1,380,000 | $ 115,000 | $ 63,000 |
| Conway County Arkansas | 11 | $ 1,515,000 | $ 137,000 | $ 79,000 |
| Haskell County Oklahoma | 11 | $ 1,095,000 | $ 99,000 | $ 58,000 |
| Henry County Tennessee | 11 | $ 1,025,000 | $ 93,000 | $ 96,000 |
| Maricopa County Arizona | 10 | $ 5,280,000 | $ 528,000 | $ 295,000 |
| Baxter County Arkansas | 10 | $ 1,370,000 | $ 137,000 | $ 195,000 |
| Cleveland County Arkansas | 10 | $ 1,150,000 | $ 115,000 | $ 124,000 |
| Barry County Missouri | 10 | $ 670,000 | $ 67,000 | $ 47,000 |
| Polk County Missouri | 10 | $ 1,010,000 | $ 101,000 | $ 73,000 |
| Anderson County Tennessee | 10 | $ 1,310,000 | $ 131,000 | $ 110,000 |
| Carroll County Tennessee | 10 | $ 1,170,000 | $ 117,000 | $ 89,000 |
| Fayette County Tennessee | 10 | $ 1,430,000 | $ 143,000 | $ 71,000 |
| Bexar County Texas | 10 | $ 2,610,000 | $ 261,000 | $ 192,000 |
| Williamson County Texas | 10 | $ 2,720,000 | $ 272,000 | $ 131,000 |
| Lawrence County Arkansas | 9 | $ 995,000 | $ 110,000 | $ 91,000 |
| Sharp County Arkansas | 9 | $ 295,000 | $ 32,000 | $ 45,000 |
| Butler County Kansas | 9 | $ 2,825,000 | $ 313,000 | $ 181,000 |
| Cass County Missouri | 9 | $ 2,265,000 | $ 251,000 | $ 84,000 |
| Montgomery County Tennessee | 9 | $ 1,565,000 | $ 173,000 | $ 53,000 |
| Wilson County Tennessee | 9 | $ 1,185,000 | $ 131,000 | $ 225,000 |
| Mississippi County Arkansas | 8 | $ 670,000 | $ 83,000 | $ 75,000 |
| Barton County Missouri | 8 | $ 430,000 | $ 53,000 | $ 76,000 |
| Sequoyah County Oklahoma | 8 | $ 2,440,000 | $ 305,000 | $ 82,000 |
| Logan County Arkansas | 7 | $ 555,000 | $ 79,000 | $ 69,000 |
| Denver County Colorado | 7 | $ 4,905,000 | $ 700,000 | $ 362,000 |
| Walton County Florida | 7 | $ 9,425,000 | $ 1,346,000 | $ 730,000 |
| Benton County Missouri | 7 | $ 815,000 | $ 116,000 | $ 65,000 |
| Logan County Oklahoma | 7 | $ 1,645,000 | $ 235,000 | $ 136,000 |
| Fort Bend County Texas | 7 | $ 2,675,000 | $ 382,000 | $ 299,000 |
| Lubbock County Texas | 7 | $ 1,315,000 | $ 187,000 | $ 105,000 |
| Boone County Arkansas | 6 | $ 540,000 | $ 90,000 | $ 82,000 |
| Carroll County Arkansas | 6 | $ 930,000 | $ 155,000 | $ 83,000 |
| Madison County Arkansas | 6 | $ 770,000 | $ 128,000 | $ 68,000 |
| Ouachita County Arkansas | 6 | $ 570,000 | $ 95,000 | $ 75,000 |
| Orange County California | 6 | $ 5,830,000 | $ 971,000 | $ 354,000 |
| San Diego County California | 6 | $ 3,890,000 | $ 648,000 | $ 337,000 |
| Saline County Kansas | 6 | $ 270,000 | $ 45,000 | $ 67,000 |
| Wagoner County Oklahoma | 6 | $ 1,100,000 | $ 183,000 | $ 115,000 |
| Chester County Tennessee | 6 | $ 630,000 | $ 105,000 | $ 59,000 |
| Hamilton County Tennessee | 6 | $ 1,110,000 | $ 185,000 | $ 633,000 |
| Lake County Tennessee | 6 | $ 450,000 | $ 75,000 | $ 58,000 |
| McNairy County Tennessee | 6 | $ 390,000 | $ 65,000 | $ 53,000 |
| Sevier County Tennessee | 6 | $ 9,620,000 | $ 1,603,000 | $ 74,000 |
| Ellis County Texas | 6 | $ 530,000 | $ 88,000 | $ 93,000 |
| Kaufman County Texas | 6 | $ 1,630,000 | $ 271,000 | $ 424,000 |
| Montgomery County Texas | 6 | $ 1,890,000 | $ 315,000 | $ 260,000 |
| Baldwin County Alabama | 5 | $ 1,545,000 | $ 309,000 | $ 141,000 |
| Pima County Arizona | 5 | $ 2,825,000 | $ 565,000 | $ 283,000 |
| Arapahoe County Colorado | 5 | $ 705,000 | $ 141,000 | $ 119,000 |
| Jefferson County Colorado | 5 | $ 2,405,000 | $ 481,000 | $ 218,000 |
| Larimer County Colorado | 5 | $ 2,345,000 | $ 469,000 | $ 275,000 |
| Okaloosa County Florida | 5 | $ 1,455,000 | $ 291,000 | $ 329,000 |
| Reno County Kansas | 5 | $ 305,000 | $ 61,000 | $ 67,000 |
| Morgan County Missouri | 5 | $ 675,000 | $ 135,000 | $ 224,000 |
| Vernon County Missouri | 5 | $ 605,000 | $ 121,000 | $ 47,000 |
| Wright County Missouri | 5 | $ 385,000 | $ 77,000 | $ 43,000 |
| Cherokee County Oklahoma | 5 | $ 1,055,000 | $ 211,000 | $ 134,000 |
| Muskogee County Oklahoma | 5 | $ 125,000 | $ 25,000 | $ 93,000 |
| Rogers County Oklahoma | 5 | $ 1,305,000 | $ 261,000 | $ 188,000 |
| Bastrop County Texas | 5 | $ 125,000 | $ 25,000 | $ 22,000 |
| Arkansas County Arkansas | 4 | $ 410,000 | $ 102,000 | $ 46,000 |
| Bradley County Arkansas | 4 | $ 360,000 | $ 90,000 | $ 42,000 |
| Lafayette County Arkansas | 4 | $ 930,000 | $ 232,000 | $ 203,000 |
| Randolph County Arkansas | 4 | $ 490,000 | $ 122,000 | $ 70,000 |
| Los Angeles County California | 4 | $ 3,100,000 | $ 775,000 | $ 644,000 |
| Douglas County Colorado | 4 | $ 1,380,000 | $ 345,000 | $ 283,000 |
| El Paso County Colorado | 4 | $ 1,140,000 | $ 285,000 | $ 392,000 |
| Leon County Florida | 4 | $ 1,830,000 | $ 457,000 | $ 58,000 |
| Jefferson County Missouri | 4 | $ 3,240,000 | $ 810,000 | $ 75,000 |
| Bernalillo County New Mexico | 4 | $ 1,320,000 | $ 330,000 | $ 105,000 |
| Creek County Oklahoma | 4 | $ 610,000 | $ 152,000 | $ 112,000 |
| Grady County Oklahoma | 4 | $ 430,000 | $ 107,000 | $ 92,000 |
| Decatur County Tennessee | 4 | $ 590,000 | $ 147,000 | $ 168,000 |
| Hickman County Tennessee | 4 | $ 1,080,000 | $ 270,000 | $ 149,000 |
| Meigs County Tennessee | 4 | $ 1,030,000 | $ 257,000 | $ 108,000 |
| El Paso County Texas | 4 | $ 1,650,000 | $ 412,000 | $ 324,000 |
| Llano County Texas | 4 | $ 1,670,000 | $ 417,000 | $ 226,000 |
| Nueces County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 156,000 |
| Rockwall County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 154,000 |
| Independence County Arkansas | 3 | $ 565,000 | $ 188,000 | $ 152,000 |
| Miller County Arkansas | 3 | $ 315,000 | $ 105,000 | $ 332,000 |
| Pike County Arkansas | 3 | $ 465,000 | $ 155,000 | $ 61,000 |
| Prairie County Arkansas | 3 | $ 245,000 | $ 81,000 | $ 110,000 |
| Riverside County California | 3 | $ 2,315,000 | $ 771,000 | $ 741,000 |
| Stanislaus County California | 3 | $ 1,505,000 | $ 501,000 | $ 329,000 |
| Lake County Colorado | 3 | $ 415,000 | $ 138,000 | $ 51,000 |
| Santa Rosa County Florida | 3 | $ 685,000 | $ 228,000 | $ 176,000 |
| Camden County Missouri | 3 | $ 285,000 | $ 95,000 | $ 96,000 |
| Clinton County Missouri | 3 | $ 175,000 | $ 58,000 | $ 189,000 |
| Hickory County Missouri | 3 | $ 315,000 | $ 105,000 | $ 59,000 |
| Howell County Missouri | 3 | $ 335,000 | $ 111,000 | $ 77,000 |
| Johnson County Missouri | 3 | $ 3,635,000 | $ 1,211,000 | $ 29,000 |
| Lafayette County Missouri | 3 | $ 285,000 | $ 95,000 | $ 127,000 |
| Pemiscot County Missouri | 3 | $ 205,000 | $ 68,000 | $ 70,000 |
| Delaware County Oklahoma | 3 | $ 535,000 | $ 178,000 | $ 183,000 |
| Noble County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 126,000 |
| Lincoln County Oregon | 3 | $ 1,365,000 | $ 455,000 | $ 151,000 |
| Multnomah County Oregon | 3 | $ 1,545,000 | $ 515,000 | $ 176,000 |
| Macon County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 97,000 |
| Galveston County Texas | 3 | $ 575,000 | $ 191,000 | $ 63,000 |
| Grayson County Texas | 3 | $ 725,000 | $ 241,000 | $ 124,000 |
| Albemarle County Virginia | 3 | $ 755,000 | $ 251,000 | $ 50,000 |
| Crittenden County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| Cross County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 206,000 |
| Hempstead County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 43,000 |
| Izard County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 28,000 |
| Lee County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Polk County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Fresno County California | 2 | $ 760,000 | $ 380,000 | $ 144,000 |
| San Bernardino County California | 2 | $ 1,110,000 | $ 555,000 | $ 312,000 |
| San Francisco County California | 2 | $ 2,230,000 | $ 1,115,000 | $ 776,000 |
| Pinellas County Florida | 2 | $ 410,000 | $ 205,000 | $ 297,000 |
| Sarasota County Florida | 2 | $ 500,000 | $ 250,000 | $ 205,000 |
| Fulton County Georgia | 2 | $ 1,170,000 | $ 585,000 | $ 154,000 |
| Crawford County Kansas | 2 | $ 150,000 | $ 75,000 | $ 25,000 |
| Douglas County Kansas | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Jefferson County Kansas | 2 | $ 250,000 | $ 125,000 | $ 43,000 |
| Riley County Kansas | 2 | $ 310,000 | $ 155,000 | $ 182,000 |
| Fulton County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| St. John the Baptist County Louisiana | 2 | $ 650,000 | $ 325,000 | $ 209,000 |
| Lowndes County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Dallas County Missouri | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Henry County Missouri | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Laclede County Missouri | 2 | $ 70,000 | $ 35,000 | $ 81,000 |
| Lincoln County Missouri | 2 | $ 740,000 | $ 370,000 | $ 278,000 |
| McDonald County Missouri | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Platte County Missouri | 2 | $ 240,000 | $ 120,000 | $ 35,000 |
| Dona Ana County New Mexico | 2 | $ 640,000 | $ 320,000 | $ 171,000 |
| McCurtain County Oklahoma | 2 | $ 570,000 | $ 285,000 | $ 232,000 |
| Osage County Oklahoma | 2 | $ 30,000 | $ 15,000 | $ 71,000 |
| Pawnee County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 164,000 |
| Pittsburg County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 294,000 |
| Benton County Oregon | 2 | $ 880,000 | $ 440,000 | $ 179,000 |
| Hood River County Oregon | 2 | $ 750,000 | $ 375,000 | $ 275,000 |
| Benton County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Bradley County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 695,000 |
| Brazoria County Texas | 2 | $ 630,000 | $ 315,000 | $ 106,000 |
| Burnet County Texas | 2 | $ 850,000 | $ 425,000 | $ 544,000 |
| Comal County Texas | 2 | $ 470,000 | $ 235,000 | $ 169,000 |
| Kendall County Texas | 2 | $ 750,000 | $ 375,000 | $ 266,000 |
| Midland County Texas | 2 | $ 960,000 | $ 480,000 | $ 285,000 |
| Smith County Texas | 2 | $ 500,000 | $ 250,000 | $ 218,000 |
| Tom Green County Texas | 2 | $ 830,000 | $ 415,000 | $ 307,000 |
| Spokane County Washington | 2 | $ 890,000 | $ 445,000 | $ 202,000 |
| Coffee County Alabama | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Marshall County Alabama | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Tuscaloosa County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cochise County Arizona | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Coconino County Arizona | 1 | $ 535,000 | $ 535,000 | $ 225,000 |
| Mohave County Arizona | 1 | $ 365,000 | $ 365,000 | $ 585,000 |
| Navajo County Arizona | 1 | $ 385,000 | $ 385,000 | $ 230,000 |
| Clark County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Clay County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Columbia County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Dallas County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Jackson County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Nevada County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Phillips County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Scott County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| St. Francis County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| El Dorado County California | 1 | $ 755,000 | $ 755,000 | $ 330,000 |
| Kern County California | 1 | $ 395,000 | $ 395,000 | $ 215,000 |
| San Joaquin County California | 1 | $ 575,000 | $ 575,000 | $ 575,000 |
| Santa Cruz County California | 1 | $ 1,195,000 | $ 1,195,000 | $ 331,000 |
| Ventura County California | 1 | $ 1,215,000 | $ 1,215,000 | $ 573,000 |
| Adams County Colorado | 1 | $ 435,000 | $ 435,000 | $ 225,000 |
| Broomfield County Colorado | 1 | $ 1,025,000 | $ 1,025,000 | $ 350,000 |
| Elbert County Colorado | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Hinsdale County Colorado | 1 | $ 235,000 | $ 235,000 | $ 457,000 |
| Mesa County Colorado | 1 | $ 525,000 | $ 525,000 | $ 170,000 |
| Teller County Colorado | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Weld County Colorado | 1 | $ 345,000 | $ 345,000 | $ 61,000 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 303,000 |
| Collier County Florida | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Indian River County Florida | 1 | $ 455,000 | $ 455,000 | $ 325,000 |
| Lake County Florida | 1 | $ 355,000 | $ 355,000 | $ 143,000 |
| Manatee County Florida | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Orange County Florida | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Palm Beach County Florida | 1 | $ 365,000 | $ 365,000 | $ 561,000 |
| Sumter County Florida | 1 | $ 595,000 | $ 595,000 | $ 878,000 |
| Gilmer County Georgia | 1 | $ 315,000 | $ 315,000 | $ 775,000 |
| Lincoln County Georgia | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Rockdale County Georgia | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Cook County Illinois | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Kane County Illinois | 1 | $ 585,000 | $ 585,000 | $ 255,000 |
| Knox County Illinois | 1 | $ 415,000 | $ 415,000 | $ 537,000 |
| Madison County Illinois | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Mason County Illinois | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Sangamon County Illinois | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Starke County Indiana | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Scott County Iowa | 1 | $ 375,000 | $ 375,000 | $ 285,000 |
| Cherokee County Kansas | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Coffey County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Calloway County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Graves County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Henderson County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Hickman County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Hopkins County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| De Soto County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| Lafayette County Louisiana | 1 | $ 45,285,000 | $ 45,285,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 280,000 |
| Ouachita County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 1,624,000 |
| West Carroll County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Plymouth County Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 357,000 |
| Monroe County Michigan | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Alcorn County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Attala County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Clay County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Harrison County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Lafayette County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Madison County Mississippi | 1 | $ 42,505,000 | $ 42,505,000 | $ 0 |
| Tishomingo County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Andrew County Missouri | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Bates County Missouri | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Cape Girardeau County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Carroll County Missouri | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Cole County Missouri | 1 | $ 285,000 | $ 285,000 | $ 198,000 |
| Crawford County Missouri | 1 | $ 105,000 | $ 105,000 | $ 263,000 |
| Douglas County Missouri | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Franklin County Missouri | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Phelps County Missouri | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Ripley County Missouri | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Saline County Missouri | 1 | $ 95,000 | $ 95,000 | $ 159,000 |
| Ste. Genevieve County Missouri | 1 | $ 185,000 | $ 185,000 | $ 149,000 |
| Stoddard County Missouri | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Douglas County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Gage County Nebraska | 1 | $ 555,000 | $ 555,000 | $ 221,000 |
| Lincoln County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 247,000 |
| Nuckolls County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 234,000 |
| Nye County Nevada | 1 | $ 455,000 | $ 455,000 | $ 395,000 |
| Lea County New Mexico | 1 | $ 8,205,000 | $ 8,205,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 254,000 |
| Santa Fe County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 335,000 |
| Westchester County New York | 1 | $ 255,000 | $ 255,000 | $ 260,000 |
| Mecklenburg County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Cass County North Dakota | 1 | $ 615,000 | $ 615,000 | $ 278,000 |
| Ward County North Dakota | 1 | $ 525,000 | $ 525,000 | $ 460,000 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Caddo County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Craig County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Garfield County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Harper County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Kay County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Lincoln County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 172,000 |
| Marshall County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 624,000 |
| McIntosh County Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 1,456,000 |
| Ottawa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Pontotoc County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Pottawatomie County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Clackamas County Oregon | 1 | $ 455,000 | $ 455,000 | $ 204,000 |
| Jackson County Oregon | 1 | $ 815,000 | $ 815,000 | $ 350,000 |
| Marion County Oregon | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| Yamhill County Oregon | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| Charleston County South Carolina | 1 | $ 1,255,000 | $ 1,255,000 | $ 1,038,000 |
| Richland County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Coffee County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Franklin County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 400,000 |
| Grundy County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Hamblen County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Houston County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Jefferson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 189,000 |
| Lawrence County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Marshall County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Morgan County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Putnam County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Rhea County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Warren County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| White County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Bell County Texas | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Bowie County Texas | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Brazos County Texas | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Cameron County Texas | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Erath County Texas | 1 | $ 705,000 | $ 705,000 | $ 109,000 |
| Frio County Texas | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Guadalupe County Texas | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Hale County Texas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Henderson County Texas | 1 | $ 255,000 | $ 255,000 | $ 177,000 |
| Hill County Texas | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Kerr County Texas | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Lamar County Texas | 1 | $ 6,805,000 | $ 6,805,000 | $ 0 |
| McCulloch County Texas | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| McLennan County Texas | 1 | $ 285,000 | $ 285,000 | $ 171,000 |
| Montague County Texas | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Robertson County Texas | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Waller County Texas | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Clallam County Washington | 1 | $ 315,000 | $ 315,000 | $ 274,000 |
| Clark County Washington | 1 | $ 665,000 | $ 665,000 | $ 361,000 |
| King County Washington | 1 | $ 905,000 | $ 905,000 | $ 354,000 |
| Kitsap County Washington | 1 | $ 535,000 | $ 535,000 | $ 373,000 |
| Skagit County Washington | 1 | $ 355,000 | $ 355,000 | $ 265,000 |
Mortgage Loan Application Detail Totals for Simmons Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,053 | $1,073,375,000 | $212,000 | $42,505,000 | $116,000 | $3,805,000 |
| Refinancing | 1,779 | $326,915,000 | $183,000 | $32,465,000 | $134,000 | $3,456,000 |
| Other Purpose | 609 | $40,575,000 | $66,000 | $455,000 | $104,000 | $1,271,000 |
| Home Improvement | 596 | $78,850,000 | $132,000 | $45,285,000 | $105,000 | $1,297,000 |
| Cash-out Refinancing | 439 | $75,145,000 | $171,000 | $1,355,000 | $106,000 | $1,356,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,120 | $1,000,560,000 | $163,000 | $6,235,000 | $118,000 | $3,805,000 |
| Not Provided | 890 | $153,590,000 | $172,000 | $2,005,000 | $155,000 | $3,456,000 |
| Black or African American | 434 | $51,240,000 | $118,000 | $1,305,000 | $67,000 | $1,584,000 |
| Hispanic | 424 | $54,680,000 | $128,000 | $825,000 | $62,000 | $529,000 |
| Not applicable | 393 | $289,255,000 | $736,000 | $45,285,000 | $213,000 | $1,200,000 |
| Asian | 144 | $29,530,000 | $205,000 | $635,000 | $151,000 | $1,532,000 |
| American Indian or Alaskan Native | 39 | $6,115,000 | $156,000 | $465,000 | $99,000 | $1,083,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,925,000 | $417,000 | $1,715,000 | $255,000 | $546,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,297 | $1,420,765,000 | $194,000 | $45,285,000 | $127,000 | $3,805,000 |
| FHA-insured (Federal Housing Administration) | 666 | $99,540,000 | $149,000 | $425,000 | $61,000 | $304,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 316 | $35,810,000 | $113,000 | $225,000 | $45,000 | $169,000 |
| VA-guaranteed (Veterans Administration) | 197 | $38,745,000 | $196,000 | $435,000 | $78,000 | $250,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,058 | $1,190,330,000 | $196,000 | $45,285,000 | $123,000 | $3,805,000 |
| Application Denied By Financial Institution | 901 | $91,645,000 | $101,000 | $1,355,000 | $71,000 | $1,264,000 |
| Application Approved But Not Accepted | 758 | $170,970,000 | $225,000 | $32,465,000 | $110,000 | $3,481,000 |
| Application Withdrawn By Applicant | 718 | $134,770,000 | $187,000 | $3,005,000 | $140,000 | $2,242,000 |
| Loan Purchased By The Institution | 39 | $5,455,000 | $139,000 | $245,000 | $53,000 | $135,000 |
| File Closed For Incompleteness | 2 | $1,690,000 | $845,000 | $1,305,000 | $1,067,000 | $1,584,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,575 | $1,503,215,000 | $198,000 | $45,285,000 | $123,000 | $3,805,000 |
| Credit History | 329 | $31,005,000 | $94,000 | $1,355,000 | $70,000 | $957,000 |
| Debt-To-Income Ratio | 308 | $34,080,000 | $110,000 | $1,115,000 | $56,000 | $377,000 |
| Collateral | 112 | $8,700,000 | $77,000 | $825,000 | $103,000 | $1,264,000 |
| Credit Application Incomplete | 74 | $7,290,000 | $98,000 | $645,000 | $85,000 | $540,000 |
| Other | 45 | $5,035,000 | $111,000 | $305,000 | $80,000 | $240,000 |
| Employment History | 21 | $3,445,000 | $164,000 | $425,000 | $61,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,540,000 | $256,000 | $805,000 | $144,000 | $400,000 |
| Unverifiable Information | 6 | $550,000 | $91,000 | $175,000 | $61,000 | $214,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.