Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Simmons Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,648 |
| Total Mortgage Loan Application Amount | $1,145,820,000 |
| Average Mortgage Loan Application Amount | $163,400 |
| Highest Mortgage Loan Application Amount | $8,635,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $4,199,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,659 | $ 230,535,000 | $ 242,062 | $ 159,687 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 635 | $ 127,785,000 | $ 201,000 | $ 125,000 |
| MEMPHIS, TN-MS-AR | 470 | $ 117,090,000 | $ 268,666 | $ 248,333 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 286 | $ 84,140,000 | $ 294,000 | $ 173,000 |
| JACKSON, TN | 224 | $ 40,820,000 | $ 182,000 | $ 93,000 |
| ST. LOUIS, MO-IL | 201 | $ 38,695,000 | $ 157,000 | $ 101,500 |
| DALLAS-PLANO-IRVING, TX | 199 | $ 64,135,000 | $ 322,000 | $ 143,000 |
| COLUMBIA, MO | 194 | $ 26,950,000 | $ 138,000 | $ 145,000 |
| JONESBORO, AR | 189 | $ 33,625,000 | $ 177,000 | $ 108,000 |
| PINE BLUFF, AR | 175 | $ 20,525,000 | $ 117,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 169 | $ 36,735,000 | $ 217,000 | $ 169,000 |
| FORT WORTH-ARLINGTON, TX | 157 | $ 35,605,000 | $ 226,000 | $ 132,000 |
| SPRINGFIELD, MO | 137 | $ 17,615,000 | $ 128,000 | $ 95,000 |
| OKLAHOMA CITY, OK | 127 | $ 31,015,000 | $ 244,000 | $ 171,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 119 | $ 41,805,000 | $ 351,000 | $ 232,000 |
| HOT SPRINGS, AR | 83 | $ 14,795,000 | $ 178,000 | $ 158,000 |
| WICHITA, KS | 70 | $ 13,510,000 | $ 193,000 | $ 147,000 |
| FORT SMITH, AR-OK | 60 | $ 7,140,000 | $ 119,000 | $ 91,000 |
| CORPUS CHRISTI, TX | 57 | $ 16,895,000 | $ 296,000 | $ 241,000 |
| SHERMAN-DENISON, TX | 51 | $ 10,415,000 | $ 204,000 | $ 141,000 |
| KNOXVILLE, TN | 50 | $ 14,100,000 | $ 282,000 | $ 134,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 38 | $ 10,420,000 | $ 274,000 | $ 157,000 |
| KANSAS CITY, MO-KS | 37 | $ 8,785,000 | $ 245,500 | $ 217,500 |
| AUSTIN-ROUND ROCK, TX | 31 | $ 13,525,000 | $ 436,000 | $ 315,000 |
| TULSA, OK | 21 | $ 4,775,000 | $ 227,000 | $ 136,000 |
| JOPLIN, MO | 16 | $ 1,250,000 | $ 78,000 | $ 78,000 |
| CHATTANOOGA, TN-GA | 11 | $ 8,665,000 | $ 787,000 | $ 218,000 |
| COLLEGE STATION-BRYAN, TX | 11 | $ 2,915,000 | $ 265,000 | $ 133,000 |
| TEXARKANA, TX-AR | 11 | $ 4,345,000 | $ 348,000 | $ 189,000 |
| JEFFERSON CITY, MO | 9 | $ 875,000 | $ 97,000 | $ 69,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 8 | $ 3,510,000 | $ 438,000 | $ 172,000 |
| CLEVELAND, TN | 6 | $ 1,750,000 | $ 291,000 | $ 78,000 |
| CLARKSVILLE, TN-KY | 5 | $ 1,465,000 | $ 293,000 | $ 111,000 |
| TYLER, TX | 5 | $ 865,000 | $ 173,000 | $ 89,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 1,310,000 | $ 327,000 | $ 145,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4 | $ 1,060,000 | $ 265,000 | $ 153,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 1,980,000 | $ 495,000 | $ 367,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4 | $ 1,610,000 | $ 402,000 | $ 120,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 3 | $ 1,325,000 | $ 425,000 | $ 123,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 9,075,000 | $ 3,025,000 | $ 1,394,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 1,545,000 | $ 515,000 | $ 248,000 |
| HUNTSVILLE, AL | 3 | $ 1,065,000 | $ 355,000 | $ 146,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 695,000 | $ 231,000 | $ 166,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 1,615,000 | $ 538,000 | $ 163,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 885,000 | $ 295,000 | $ 297,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 1,575,000 | $ 475,000 | $ 207,000 |
| ALBUQUERQUE, NM | 2 | $ 780,000 | $ 390,000 | $ 91,000 |
| AMARILLO, TX | 2 | $ 430,000 | $ 215,000 | $ 89,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 540,000 | $ 270,000 | $ 134,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 720,000 | $ 360,000 | $ 283,000 |
| ENID, OK | 2 | $ 720,000 | $ 360,000 | $ 203,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 640,000 | $ 320,000 | $ 143,000 |
| HATTIESBURG, MS | 2 | $ 470,000 | $ 235,000 | $ 0 |
| JACKSONVILLE, FL | 2 | $ 660,000 | $ 330,000 | $ 153,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 980,000 | $ 490,000 | $ 154,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 3,430,000 | $ 1,715,000 | $ 444,000 |
| LUBBOCK, TX | 2 | $ 520,000 | $ 260,000 | $ 76,000 |
| MANHATTAN, KS | 2 | $ 530,000 | $ 265,000 | $ 64,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2 | $ 1,090,000 | $ 545,000 | $ 172,000 |
| PITTSBURGH, PA | 2 | $ 590,000 | $ 295,000 | $ 639,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 530,000 | $ 265,000 | $ 129,000 |
| RENO, NV | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 860,000 | $ 430,000 | $ 197,000 |
| WACO, TX | 2 | $ 510,000 | $ 255,000 | $ 596,000 |
| WINCHESTER, VA-WV | 2 | $ 550,000 | $ 275,000 | $ 205,000 |
| WINSTON-SALEM, NC | 2 | $ 560,000 | $ 280,000 | $ 79,000 |
| ANN ARBOR, MI | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| ASHEVILLE, NC | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 365,000 | $ 365,000 | $ 155,000 |
| BATON ROUGE, LA | 1 | $ 885,000 | $ 885,000 | $ 673,000 |
| BLOOMINGTON, IN | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| BOISE CITY, ID | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| BOSTON, MA | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| BOULDER, CO | 1 | $ 725,000 | $ 725,000 | $ 238,000 |
| BRUNSWICK, GA | 1 | $ 2,505,000 | $ 2,505,000 | $ 2,118,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| COLUMBIA, SC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| COLUMBUS, OH | 1 | $ 515,000 | $ 515,000 | $ 271,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 1,095,000 | $ 1,095,000 | $ 518,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 655,000 | $ 655,000 | $ 148,000 |
| EL PASO, TX | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| FORT COLLINS, CO | 1 | $ 545,000 | $ 545,000 | $ 138,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 275,000 | $ 275,000 | $ 41,000 |
| GRAND JUNCTION, CO | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| HAMMOND, LA | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| JACKSON, MS | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| JOHNSON CITY, TN | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 585,000 | $ 585,000 | $ 500,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| LAKE CHARLES, LA | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| LAS CRUCES, NM | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| MORRISTOWN, TN | 1 | $ 945,000 | $ 945,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 205,000 | $ 205,000 | $ 494,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| PANAMA CITY, FL | 1 | $ 615,000 | $ 615,000 | $ 587,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| PUNTA GORDA, FL | 1 | $ 725,000 | $ 725,000 | $ 200,000 |
| RICHMOND, VA | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| ROANOKE, VA | 1 | $ 115,000 | $ 115,000 | $ 568,000 |
| ROCKFORD, IL | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| SAVANNAH, GA | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| SPRINGFIELD, IL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| VICTORIA, TX | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 275,000 | $ 275,000 | $ 952,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 565,000 | $ 565,000 | $ 210,000 |
| WILMINGTON, NC | 1 | $ 385,000 | $ 385,000 | $ 186,000 |
Mortgage Loan Application Detail Totals for Simmons Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,893 | $793,285,000 | $274,000 | $8,635,000 | $137,000 | $4,199,000 |
| Home Improvement | 1,152 | $111,440,000 | $96,000 | $1,005,000 | $120,000 | $3,121,000 |
| Refinancing | 894 | $166,110,000 | $185,000 | $3,005,000 | $149,000 | $3,150,000 |
| Other Purpose | 555 | $47,635,000 | $85,000 | $2,505,000 | $117,000 | $2,118,000 |
| Cash-out Refinancing | 154 | $27,350,000 | $177,000 | $735,000 | $102,000 | $795,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,269 | $641,995,000 | $196,000 | $3,845,000 | $138,000 | $3,492,000 |
| Not Provided | 734 | $120,480,000 | $164,000 | $4,985,000 | $147,000 | $2,751,000 |
| Black or African American | 579 | $84,595,000 | $146,000 | $955,000 | $92,000 | $2,359,000 |
| Hispanic | 523 | $101,955,000 | $194,000 | $1,505,000 | $90,000 | $1,153,000 |
| Not applicable | 367 | $142,635,000 | $388,000 | $8,635,000 | $0 | $0 |
| Asian | 128 | $44,490,000 | $347,000 | $1,945,000 | $221,000 | $4,199,000 |
| American Indian or Alaskan Native | 28 | $4,870,000 | $173,000 | $585,000 | $95,000 | $689,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $855,000 | $171,000 | $375,000 | $160,000 | $562,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,083 | $1,030,255,000 | $202,000 | $8,635,000 | $139,000 | $4,199,000 |
| FHA-insured (Federal Housing Administration) | 421 | $86,205,000 | $204,000 | $725,000 | $75,000 | $302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $12,660,000 | $154,000 | $275,000 | $61,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 62 | $16,700,000 | $269,000 | $675,000 | $99,000 | $512,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,564 | $785,660,000 | $220,000 | $8,635,000 | $142,000 | $4,199,000 |
| Application Denied By Financial Institution | 1,111 | $150,715,000 | $135,000 | $2,815,000 | $93,000 | $2,118,000 |
| Application Withdrawn By Applicant | 878 | $198,540,000 | $226,000 | $6,605,000 | $145,000 | $2,963,000 |
| Application Approved But Not Accepted | 87 | $9,695,000 | $111,000 | $725,000 | $123,000 | $1,367,000 |
| Loan Purchased By The Institution | 5 | $785,000 | $157,000 | $315,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $425,000 | $141,000 | $205,000 | $59,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,537 | $995,105,000 | $219,000 | $8,635,000 | $142,000 | $4,199,000 |
| Debt-To-Income Ratio | 498 | $82,430,000 | $165,000 | $2,505,000 | $79,000 | $2,118,000 |
| Credit History | 377 | $34,225,000 | $90,000 | $1,305,000 | $86,000 | $1,500,000 |
| Collateral | 125 | $12,125,000 | $97,000 | $775,000 | $124,000 | $1,080,000 |
| Credit Application Incomplete | 55 | $9,945,000 | $180,000 | $595,000 | $141,000 | $952,000 |
| Other | 36 | $6,140,000 | $170,000 | $725,000 | $172,000 | $894,000 |
| Unverifiable Information | 10 | $1,770,000 | $177,000 | $635,000 | $120,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $3,760,000 | $626,000 | $2,815,000 | $76,000 | $114,000 |
| Employment History | 4 | $320,000 | $80,000 | $125,000 | $53,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.