Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Simmons Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,648 |
| Total Mortgage Loan Application Amount | $1,145,820,000 |
| Average Mortgage Loan Application Amount | $163,400 |
| Highest Mortgage Loan Application Amount | $8,635,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $4,199,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 400 | $ 102,720,000 | $ 256,000 | $ 179,000 |
| Pulaski County Arkansas | 369 | $ 77,545,000 | $ 210,000 | $ 139,000 |
| Boone County Missouri | 188 | $ 26,300,000 | $ 139,000 | $ 145,000 |
| Craighead County Arkansas | 171 | $ 31,045,000 | $ 181,000 | $ 108,000 |
| Jefferson County Arkansas | 160 | $ 18,350,000 | $ 114,000 | $ 69,000 |
| Dallas County Texas | 139 | $ 36,755,000 | $ 264,000 | $ 126,000 |
| Tarrant County Texas | 135 | $ 31,335,000 | $ 232,000 | $ 131,000 |
| St. Louis County Missouri | 122 | $ 18,940,000 | $ 155,000 | $ 118,000 |
| Madison County Tennessee | 122 | $ 26,560,000 | $ 217,000 | $ 93,000 |
| Payne County Oklahoma | 114 | $ 22,490,000 | $ 197,000 | $ 136,000 |
| Saline County Arkansas | 111 | $ 20,635,000 | $ 185,000 | $ 98,000 |
| White County Arkansas | 104 | $ 19,000,000 | $ 182,000 | $ 106,000 |
| Faulkner County Arkansas | 102 | $ 22,170,000 | $ 217,000 | $ 119,000 |
| Oklahoma County Oklahoma | 102 | $ 27,010,000 | $ 264,000 | $ 188,000 |
| Weakley County Tennessee | 102 | $ 9,320,000 | $ 91,000 | $ 83,000 |
| Benton County Arkansas | 87 | $ 17,625,000 | $ 202,000 | $ 153,000 |
| Garland County Arkansas | 83 | $ 14,795,000 | $ 178,000 | $ 158,000 |
| Davidson County Tennessee | 83 | $ 29,085,000 | $ 350,000 | $ 213,000 |
| Washington County Arkansas | 78 | $ 18,140,000 | $ 232,000 | $ 187,000 |
| Greene County Missouri | 74 | $ 10,090,000 | $ 136,000 | $ 82,000 |
| Sumner County Tennessee | 72 | $ 16,080,000 | $ 223,000 | $ 142,000 |
| Dyer County Tennessee | 70 | $ 6,290,000 | $ 89,000 | $ 80,000 |
| Gibson County Tennessee | 67 | $ 9,705,000 | $ 144,000 | $ 100,000 |
| Greene County Arkansas | 64 | $ 9,740,000 | $ 152,000 | $ 88,000 |
| Sedgwick County Kansas | 64 | $ 12,030,000 | $ 187,000 | $ 134,000 |
| Taney County Missouri | 62 | $ 12,520,000 | $ 201,000 | $ 178,000 |
| Harris County Texas | 61 | $ 27,395,000 | $ 449,000 | $ 251,000 |
| Pope County Arkansas | 60 | $ 7,180,000 | $ 119,000 | $ 98,000 |
| Obion County Tennessee | 57 | $ 5,065,000 | $ 88,000 | $ 72,000 |
| Stone County Missouri | 56 | $ 10,330,000 | $ 184,000 | $ 140,000 |
| Grayson County Texas | 51 | $ 10,415,000 | $ 204,000 | $ 141,000 |
| Nueces County Texas | 50 | $ 14,450,000 | $ 289,000 | $ 241,000 |
| Texas County Missouri | 49 | $ 3,465,000 | $ 70,000 | $ 71,000 |
| Pettis County Missouri | 48 | $ 7,050,000 | $ 146,000 | $ 76,000 |
| Williamson County Tennessee | 45 | $ 19,265,000 | $ 428,000 | $ 230,000 |
| Howell County Missouri | 44 | $ 3,110,000 | $ 70,000 | $ 75,000 |
| McMinn County Tennessee | 43 | $ 6,575,000 | $ 152,000 | $ 90,000 |
| Union County Arkansas | 42 | $ 5,260,000 | $ 125,000 | $ 85,000 |
| Montgomery County Texas | 40 | $ 8,320,000 | $ 208,000 | $ 163,000 |
| Robertson County Tennessee | 38 | $ 6,990,000 | $ 183,000 | $ 117,000 |
| St. Charles County Missouri | 35 | $ 5,985,000 | $ 171,000 | $ 154,000 |
| Monroe County Tennessee | 34 | $ 4,290,000 | $ 126,000 | $ 73,000 |
| Christian County Missouri | 33 | $ 4,165,000 | $ 126,000 | $ 137,000 |
| Franklin County Arkansas | 32 | $ 3,230,000 | $ 100,000 | $ 84,000 |
| Van Buren County Arkansas | 32 | $ 2,200,000 | $ 68,000 | $ 87,000 |
| Lonoke County Arkansas | 31 | $ 4,305,000 | $ 138,000 | $ 91,000 |
| Bexar County Texas | 30 | $ 8,090,000 | $ 269,000 | $ 152,000 |
| Cedar County Missouri | 28 | $ 2,610,000 | $ 93,000 | $ 74,000 |
| Searcy County Arkansas | 26 | $ 2,940,000 | $ 113,000 | $ 70,000 |
| Desha County Arkansas | 25 | $ 2,235,000 | $ 89,000 | $ 91,000 |
| Denton County Texas | 25 | $ 12,875,000 | $ 515,000 | $ 239,000 |
| Hardeman County Tennessee | 24 | $ 2,400,000 | $ 100,000 | $ 57,000 |
| Henderson County Tennessee | 24 | $ 2,650,000 | $ 110,000 | $ 75,000 |
| Collin County Texas | 24 | $ 6,740,000 | $ 280,000 | $ 179,000 |
| Sebastian County Arkansas | 23 | $ 3,065,000 | $ 133,000 | $ 105,000 |
| DeSoto County Mississippi | 22 | $ 4,670,000 | $ 212,000 | $ 160,000 |
| St. Louis City County Missouri | 22 | $ 10,500,000 | $ 477,000 | $ 112,000 |
| Tipton County Tennessee | 22 | $ 2,600,000 | $ 118,000 | $ 123,000 |
| Henderson County Texas | 22 | $ 2,660,000 | $ 120,000 | $ 75,000 |
| Fayette County Tennessee | 20 | $ 5,700,000 | $ 285,000 | $ 251,000 |
| Rutherford County Tennessee | 20 | $ 6,160,000 | $ 308,000 | $ 136,000 |
| Travis County Texas | 20 | $ 9,880,000 | $ 494,000 | $ 429,000 |
| Stone County Arkansas | 19 | $ 1,975,000 | $ 103,000 | $ 79,000 |
| Crockett County Tennessee | 19 | $ 2,565,000 | $ 135,000 | $ 73,000 |
| Cleburne County Arkansas | 18 | $ 4,120,000 | $ 228,000 | $ 227,000 |
| Poinsett County Arkansas | 18 | $ 2,580,000 | $ 143,000 | $ 103,000 |
| Jackson County Missouri | 18 | $ 3,970,000 | $ 220,000 | $ 90,000 |
| Knox County Tennessee | 17 | $ 5,155,000 | $ 303,000 | $ 132,000 |
| Grant County Arkansas | 16 | $ 2,560,000 | $ 160,000 | $ 115,000 |
| Lawrence County Missouri | 16 | $ 1,190,000 | $ 74,000 | $ 53,000 |
| Chester County Tennessee | 16 | $ 1,990,000 | $ 124,000 | $ 90,000 |
| Webster County Missouri | 15 | $ 2,005,000 | $ 133,000 | $ 85,000 |
| Blount County Tennessee | 15 | $ 3,675,000 | $ 245,000 | $ 142,000 |
| Chicot County Arkansas | 14 | $ 1,130,000 | $ 80,000 | $ 98,000 |
| Dade County Missouri | 14 | $ 650,000 | $ 46,000 | $ 54,000 |
| Bryan County Oklahoma | 14 | $ 1,460,000 | $ 104,000 | $ 101,000 |
| Murray County Oklahoma | 14 | $ 890,000 | $ 63,000 | $ 167,000 |
| Tulsa County Oklahoma | 14 | $ 2,520,000 | $ 180,000 | $ 130,000 |
| Jasper County Missouri | 13 | $ 1,045,000 | $ 80,000 | $ 66,000 |
| Carter County Oklahoma | 13 | $ 1,935,000 | $ 148,000 | $ 151,000 |
| Haywood County Tennessee | 12 | $ 900,000 | $ 75,000 | $ 56,000 |
| Fort Bend County Texas | 12 | $ 5,160,000 | $ 430,000 | $ 356,000 |
| Drew County Arkansas | 11 | $ 1,565,000 | $ 142,000 | $ 153,000 |
| Fulton County Arkansas | 11 | $ 1,395,000 | $ 126,000 | $ 86,000 |
| Johnson County Arkansas | 11 | $ 1,525,000 | $ 138,000 | $ 92,000 |
| Cheatham County Tennessee | 11 | $ 2,385,000 | $ 216,000 | $ 181,000 |
| Palo Pinto County Texas | 11 | $ 2,525,000 | $ 229,000 | $ 108,000 |
| Ashley County Arkansas | 10 | $ 910,000 | $ 91,000 | $ 68,000 |
| Sharp County Arkansas | 10 | $ 790,000 | $ 79,000 | $ 126,000 |
| Cleveland County Oklahoma | 10 | $ 1,710,000 | $ 171,000 | $ 90,000 |
| Pontotoc County Oklahoma | 10 | $ 1,130,000 | $ 113,000 | $ 143,000 |
| Hamilton County Tennessee | 10 | $ 7,960,000 | $ 796,000 | $ 210,000 |
| Brazos County Texas | 10 | $ 2,770,000 | $ 277,000 | $ 127,000 |
| Johnson County Texas | 10 | $ 1,960,000 | $ 196,000 | $ 155,000 |
| Mississippi County Arkansas | 9 | $ 1,385,000 | $ 153,000 | $ 95,000 |
| Johnson County Kansas | 9 | $ 3,245,000 | $ 360,000 | $ 350,000 |
| Jefferson County Missouri | 9 | $ 1,775,000 | $ 197,000 | $ 130,000 |
| Oregon County Missouri | 9 | $ 655,000 | $ 72,000 | $ 47,000 |
| Shannon County Missouri | 9 | $ 655,000 | $ 72,000 | $ 52,000 |
| Wright County Missouri | 9 | $ 715,000 | $ 79,000 | $ 63,000 |
| Roane County Tennessee | 9 | $ 515,000 | $ 57,000 | $ 76,000 |
| Bee County Texas | 9 | $ 505,000 | $ 56,000 | $ 100,000 |
| Parker County Texas | 9 | $ 1,625,000 | $ 180,000 | $ 107,000 |
| Conway County Arkansas | 8 | $ 790,000 | $ 98,000 | $ 75,000 |
| Lincoln County Arkansas | 8 | $ 790,000 | $ 98,000 | $ 59,000 |
| Miller County Arkansas | 8 | $ 3,610,000 | $ 451,000 | $ 156,000 |
| Dallas County Missouri | 8 | $ 770,000 | $ 96,000 | $ 68,000 |
| Canadian County Oklahoma | 8 | $ 1,520,000 | $ 190,000 | $ 107,000 |
| Carroll County Tennessee | 8 | $ 400,000 | $ 50,000 | $ 70,000 |
| Sevier County Tennessee | 8 | $ 4,930,000 | $ 616,000 | $ 420,000 |
| Cleveland County Arkansas | 7 | $ 1,385,000 | $ 197,000 | $ 163,000 |
| Independence County Arkansas | 7 | $ 1,235,000 | $ 176,000 | $ 84,000 |
| Reno County Kansas | 7 | $ 415,000 | $ 59,000 | $ 68,000 |
| Polk County Missouri | 7 | $ 585,000 | $ 83,000 | $ 88,000 |
| Johnston County Oklahoma | 7 | $ 555,000 | $ 79,000 | $ 40,000 |
| Decatur County Tennessee | 7 | $ 635,000 | $ 90,000 | $ 81,000 |
| Comanche County Texas | 7 | $ 735,000 | $ 105,000 | $ 72,000 |
| San Patricio County Texas | 7 | $ 2,445,000 | $ 349,000 | $ 0 |
| Williamson County Texas | 7 | $ 2,725,000 | $ 389,000 | $ 72,000 |
| Perry County Arkansas | 6 | $ 570,000 | $ 95,000 | $ 63,000 |
| Callaway County Missouri | 6 | $ 560,000 | $ 93,000 | $ 88,000 |
| Garvin County Oklahoma | 6 | $ 1,090,000 | $ 181,000 | $ 148,000 |
| Dickson County Tennessee | 6 | $ 1,200,000 | $ 200,000 | $ 80,000 |
| Wilson County Tennessee | 6 | $ 1,510,000 | $ 251,000 | $ 117,000 |
| Cooke County Texas | 6 | $ 580,000 | $ 96,000 | $ 53,000 |
| Ellis County Texas | 6 | $ 6,490,000 | $ 1,081,000 | $ 90,000 |
| Clay County Arkansas | 5 | $ 955,000 | $ 191,000 | $ 28,000 |
| Crawford County Arkansas | 5 | $ 845,000 | $ 169,000 | $ 80,000 |
| Hot Spring County Arkansas | 5 | $ 275,000 | $ 55,000 | $ 61,000 |
| Lawrence County Arkansas | 5 | $ 375,000 | $ 75,000 | $ 67,000 |
| Yell County Arkansas | 5 | $ 255,000 | $ 51,000 | $ 70,000 |
| Madison County Illinois | 5 | $ 395,000 | $ 79,000 | $ 80,000 |
| Butler County Kansas | 5 | $ 1,125,000 | $ 225,000 | $ 294,000 |
| Wyandotte County Kansas | 5 | $ 685,000 | $ 137,000 | $ 224,000 |
| Barry County Missouri | 5 | $ 575,000 | $ 115,000 | $ 92,000 |
| Grady County Oklahoma | 5 | $ 465,000 | $ 93,000 | $ 80,000 |
| Pottawatomie County Oklahoma | 5 | $ 545,000 | $ 109,000 | $ 225,000 |
| Bradley County Tennessee | 5 | $ 1,635,000 | $ 327,000 | $ 64,000 |
| Loudon County Tennessee | 5 | $ 1,575,000 | $ 315,000 | $ 121,000 |
| Maury County Tennessee | 5 | $ 1,465,000 | $ 293,000 | $ 161,000 |
| McNairy County Tennessee | 5 | $ 985,000 | $ 197,000 | $ 73,000 |
| Montgomery County Tennessee | 5 | $ 1,465,000 | $ 293,000 | $ 111,000 |
| Guadalupe County Texas | 5 | $ 1,165,000 | $ 233,000 | $ 103,000 |
| Smith County Texas | 5 | $ 865,000 | $ 173,000 | $ 89,000 |
| Arkansas County Arkansas | 4 | $ 250,000 | $ 62,000 | $ 65,000 |
| Bradley County Arkansas | 4 | $ 240,000 | $ 60,000 | $ 53,000 |
| Izard County Arkansas | 4 | $ 830,000 | $ 207,000 | $ 82,000 |
| Logan County Arkansas | 4 | $ 200,000 | $ 50,000 | $ 126,000 |
| Madison County Arkansas | 4 | $ 970,000 | $ 242,000 | $ 130,000 |
| Howard County Missouri | 4 | $ 400,000 | $ 100,000 | $ 65,000 |
| Warren County Missouri | 4 | $ 500,000 | $ 125,000 | $ 61,000 |
| Clark County Nevada | 4 | $ 1,060,000 | $ 265,000 | $ 153,000 |
| Creek County Oklahoma | 4 | $ 610,000 | $ 152,000 | $ 99,000 |
| Galveston County Texas | 4 | $ 590,000 | $ 147,000 | $ 232,000 |
| Van Zandt County Texas | 4 | $ 330,000 | $ 82,000 | $ 68,000 |
| Columbia County Arkansas | 3 | $ 505,000 | $ 168,000 | $ 140,000 |
| Crittenden County Arkansas | 3 | $ 1,065,000 | $ 355,000 | $ 416,000 |
| Jackson County Arkansas | 3 | $ 225,000 | $ 75,000 | $ 44,000 |
| Marion County Arkansas | 3 | $ 475,000 | $ 158,000 | $ 129,000 |
| Ouachita County Arkansas | 3 | $ 195,000 | $ 65,000 | $ 82,000 |
| Miami-Dade County Florida | 3 | $ 695,000 | $ 231,000 | $ 166,000 |
| Walton County Florida | 3 | $ 9,075,000 | $ 3,025,000 | $ 1,394,000 |
| Fulton County Georgia | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Fulton County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 66,000 |
| Lafayette County Mississippi | 3 | $ 1,315,000 | $ 438,000 | $ 133,000 |
| Marshall County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 79,000 |
| Benton County Missouri | 3 | $ 275,000 | $ 91,000 | $ 41,000 |
| Cass County Missouri | 3 | $ 695,000 | $ 231,000 | $ 150,000 |
| Laclede County Missouri | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| Lincoln County Missouri | 3 | $ 275,000 | $ 91,000 | $ 94,000 |
| Newton County Missouri | 3 | $ 205,000 | $ 68,000 | $ 124,000 |
| Delaware County Oklahoma | 3 | $ 875,000 | $ 291,000 | $ 257,000 |
| Marshall County Oklahoma | 3 | $ 165,000 | $ 55,000 | $ 54,000 |
| Berkeley County South Carolina | 3 | $ 945,000 | $ 315,000 | $ 135,000 |
| Hardin County Tennessee | 3 | $ 765,000 | $ 255,000 | $ 137,000 |
| Henry County Tennessee | 3 | $ 485,000 | $ 161,000 | $ 42,000 |
| Hickman County Tennessee | 3 | $ 1,035,000 | $ 345,000 | $ 107,000 |
| Lake County Tennessee | 3 | $ 355,000 | $ 118,000 | $ 49,000 |
| Lauderdale County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 68,000 |
| Bastrop County Texas | 3 | $ 715,000 | $ 238,000 | $ 79,000 |
| Bowie County Texas | 3 | $ 735,000 | $ 245,000 | $ 222,000 |
| Kaufman County Texas | 3 | $ 805,000 | $ 268,000 | $ 70,000 |
| Kerr County Texas | 3 | $ 7,785,000 | $ 2,595,000 | $ 131,000 |
| Wise County Texas | 3 | $ 685,000 | $ 228,000 | $ 204,000 |
| Madison County Alabama | 2 | $ 990,000 | $ 495,000 | $ 152,000 |
| Maricopa County Arizona | 2 | $ 910,000 | $ 455,000 | $ 150,000 |
| Pinal County Arizona | 2 | $ 700,000 | $ 350,000 | $ 90,000 |
| Baxter County Arkansas | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Boone County Arkansas | 2 | $ 580,000 | $ 290,000 | $ 131,000 |
| Carroll County Arkansas | 2 | $ 60,000 | $ 30,000 | $ 58,000 |
| Howard County Arkansas | 2 | $ 370,000 | $ 185,000 | $ 173,000 |
| Los Angeles County California | 2 | $ 3,430,000 | $ 1,715,000 | $ 444,000 |
| Denver County Colorado | 2 | $ 1,080,000 | $ 540,000 | $ 291,000 |
| Manatee County Florida | 2 | $ 1,160,000 | $ 580,000 | $ 438,000 |
| Sarasota County Florida | 2 | $ 820,000 | $ 410,000 | $ 225,000 |
| Forsyth County Georgia | 2 | $ 780,000 | $ 390,000 | $ 233,000 |
| Champaign County Illinois | 2 | $ 720,000 | $ 360,000 | $ 283,000 |
| Jefferson County Louisiana | 2 | $ 460,000 | $ 230,000 | $ 145,000 |
| Hennepin County Minnesota | 2 | $ 1,040,000 | $ 520,000 | $ 147,000 |
| Lamar County Mississippi | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Cole County Missouri | 2 | $ 70,000 | $ 35,000 | $ 10,000 |
| Cooper County Missouri | 2 | $ 250,000 | $ 125,000 | $ 228,000 |
| Henry County Missouri | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Montgomery County Missouri | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Ozark County Missouri | 2 | $ 670,000 | $ 335,000 | $ 180,000 |
| Phelps County Missouri | 2 | $ 360,000 | $ 180,000 | $ 47,000 |
| Pike County Missouri | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Randolph County Missouri | 2 | $ 70,000 | $ 35,000 | $ 133,000 |
| Scott County Missouri | 2 | $ 100,000 | $ 50,000 | $ 120,000 |
| Vernon County Missouri | 2 | $ 360,000 | $ 180,000 | $ 92,000 |
| Washoe County Nevada | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Davie County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 79,000 |
| Cherokee County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 224,000 |
| Garfield County Oklahoma | 2 | $ 720,000 | $ 360,000 | $ 203,000 |
| Kay County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Le Flore County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Logan County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 108,000 |
| Love County Oklahoma | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| McCurtain County Oklahoma | 2 | $ 760,000 | $ 380,000 | $ 326,000 |
| Noble County Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 143,000 |
| Rogers County Oklahoma | 2 | $ 1,170,000 | $ 585,000 | $ 169,000 |
| Allegheny County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 639,000 |
| Greenville County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 143,000 |
| Anderson County Tennessee | 2 | $ 1,680,000 | $ 840,000 | $ 389,000 |
| Bedford County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 119,000 |
| Lincoln County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Meigs County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| Comal County Texas | 2 | $ 1,100,000 | $ 550,000 | $ 343,000 |
| Fannin County Texas | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Hunt County Texas | 2 | $ 470,000 | $ 235,000 | $ 72,000 |
| Jasper County Texas | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Lubbock County Texas | 2 | $ 520,000 | $ 260,000 | $ 76,000 |
| McLennan County Texas | 2 | $ 510,000 | $ 255,000 | $ 596,000 |
| Randall County Texas | 2 | $ 430,000 | $ 215,000 | $ 89,000 |
| Walker County Texas | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Frederick County Virginia | 2 | $ 550,000 | $ 275,000 | $ 205,000 |
| Baldwin County Alabama | 1 | $ 1,095,000 | $ 1,095,000 | $ 518,000 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Limestone County Alabama | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Shelby County Alabama | 1 | $ 455,000 | $ 455,000 | $ 166,000 |
| Hempstead County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Polk County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Randolph County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Adams County Colorado | 1 | $ 465,000 | $ 465,000 | $ 164,000 |
| Boulder County Colorado | 1 | $ 725,000 | $ 725,000 | $ 238,000 |
| Custer County Colorado | 1 | $ 155,000 | $ 155,000 | $ 306,000 |
| Eagle County Colorado | 1 | $ 1,445,000 | $ 1,445,000 | $ 859,000 |
| Larimer County Colorado | 1 | $ 545,000 | $ 545,000 | $ 138,000 |
| Mesa County Colorado | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Tolland County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| New Castle County Delaware | 1 | $ 565,000 | $ 565,000 | $ 210,000 |
| Bay County Florida | 1 | $ 615,000 | $ 615,000 | $ 587,000 |
| Broward County Florida | 1 | $ 275,000 | $ 275,000 | $ 41,000 |
| Charlotte County Florida | 1 | $ 725,000 | $ 725,000 | $ 200,000 |
| Clay County Florida | 1 | $ 375,000 | $ 375,000 | $ 126,000 |
| Collier County Florida | 1 | $ 205,000 | $ 205,000 | $ 494,000 |
| Duval County Florida | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Flagler County Florida | 1 | $ 655,000 | $ 655,000 | $ 148,000 |
| Hillsborough County Florida | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Orange County Florida | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Palm Beach County Florida | 1 | $ 275,000 | $ 275,000 | $ 952,000 |
| Pasco County Florida | 1 | $ 495,000 | $ 495,000 | $ 297,000 |
| Polk County Florida | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Santa Rosa County Florida | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Cherokee County Georgia | 1 | $ 545,000 | $ 545,000 | $ 93,000 |
| Cobb County Georgia | 1 | $ 1,195,000 | $ 1,195,000 | $ 453,000 |
| Columbia County Georgia | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Effingham County Georgia | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| Glynn County Georgia | 1 | $ 2,505,000 | $ 2,505,000 | $ 2,118,000 |
| Paulding County Georgia | 1 | $ 405,000 | $ 405,000 | $ 190,000 |
| Ada County Idaho | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Ogle County Illinois | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Sangamon County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Winnebago County Illinois | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Monroe County Indiana | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Black Hawk County Iowa | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Anderson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Cherokee County Kansas | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Cowley County Kansas | 1 | $ 165,000 | $ 165,000 | $ 186,000 |
| Geary County Kansas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Labette County Kansas | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Riley County Kansas | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Saline County Kansas | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Sumner County Kansas | 1 | $ 355,000 | $ 355,000 | $ 237,000 |
| Woodson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Graves County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Jessamine County Kentucky | 1 | $ 695,000 | $ 695,000 | $ 250,000 |
| Laurel County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| McCracken County Kentucky | 1 | $ 545,000 | $ 545,000 | $ 215,000 |
| Calcasieu County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| East Baton Rouge County Louisiana | 1 | $ 885,000 | $ 885,000 | $ 673,000 |
| Orleans County Louisiana | 1 | $ 425,000 | $ 425,000 | $ 601,000 |
| Tangipahoa County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Carroll County Maryland | 1 | $ 365,000 | $ 365,000 | $ 155,000 |
| Charles County Maryland | 1 | $ 525,000 | $ 525,000 | $ 255,000 |
| Prince George's County Maryland | 1 | $ 725,000 | $ 725,000 | $ 246,000 |
| Bristol County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Norfolk County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| Grand Traverse County Michigan | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| Kalamazoo County Michigan | 1 | $ 585,000 | $ 585,000 | $ 500,000 |
| Washtenaw County Michigan | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Sherburne County Minnesota | 1 | $ 575,000 | $ 575,000 | $ 196,000 |
| Alcorn County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Grenada County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Hinds County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Oktibbeha County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 442,000 |
| Panola County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Washington County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Adair County Missouri | 1 | $ 915,000 | $ 915,000 | $ 1,889,000 |
| Barton County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Camden County Missouri | 1 | $ 755,000 | $ 755,000 | $ 153,000 |
| Clay County Missouri | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Gasconade County Missouri | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hickory County Missouri | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Johnson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| McDonald County Missouri | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Moniteau County Missouri | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Platte County Missouri | 1 | $ 135,000 | $ 135,000 | $ 724,000 |
| Scotts Bluff County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Hudson County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 172,000 |
| Colfax County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Dona Ana County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Sandoval County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 109,000 |
| Torrance County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Queens County New York | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| Cabarrus County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 265,000 |
| Carteret County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Gaston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| New Hanover County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 186,000 |
| Cuyahoga County Ohio | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Jefferson County Ohio | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Licking County Ohio | 1 | $ 515,000 | $ 515,000 | $ 271,000 |
| Coal County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Jackson County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Mayes County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Muskogee County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 475,000 | $ 475,000 | $ 282,000 |
| Washington County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Klamath County Oregon | 1 | $ 265,000 | $ 265,000 | $ 462,000 |
| Providence County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Charleston County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Lancaster County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Richland County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Codington County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Campbell County Tennessee | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Giles County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 139,000 |
| Hamblen County Tennessee | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Marion County Tennessee | 1 | $ 705,000 | $ 705,000 | $ 268,000 |
| Marshall County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Morgan County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Overton County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 1,860,000 |
| Polk County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Sullivan County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| Warren County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 187,000 |
| Washington County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Bosque County Texas | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Brown County Texas | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Burleson County Texas | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Burnet County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Cherokee County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Coleman County Texas | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| DeWitt County Texas | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| El Paso County Texas | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Freestone County Texas | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| Hays County Texas | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Hidalgo County Texas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Jim Wells County Texas | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Kleberg County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Liberty County Texas | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| McMullen County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Upton County Texas | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Victoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Waller County Texas | 1 | $ 115,000 | $ 115,000 | $ 173,000 |
| Wilson County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Roanoke City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 568,000 |
| Jefferson County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 164,000 |
| Waukesha County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Simmons Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,893 | $793,285,000 | $274,000 | $8,635,000 | $137,000 | $4,199,000 |
| Home Improvement | 1,152 | $111,440,000 | $96,000 | $1,005,000 | $120,000 | $3,121,000 |
| Refinancing | 894 | $166,110,000 | $185,000 | $3,005,000 | $149,000 | $3,150,000 |
| Other Purpose | 555 | $47,635,000 | $85,000 | $2,505,000 | $117,000 | $2,118,000 |
| Cash-out Refinancing | 154 | $27,350,000 | $177,000 | $735,000 | $102,000 | $795,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,269 | $641,995,000 | $196,000 | $3,845,000 | $138,000 | $3,492,000 |
| Not Provided | 734 | $120,480,000 | $164,000 | $4,985,000 | $147,000 | $2,751,000 |
| Black or African American | 579 | $84,595,000 | $146,000 | $955,000 | $92,000 | $2,359,000 |
| Hispanic | 523 | $101,955,000 | $194,000 | $1,505,000 | $90,000 | $1,153,000 |
| Not applicable | 367 | $142,635,000 | $388,000 | $8,635,000 | $0 | $0 |
| Asian | 128 | $44,490,000 | $347,000 | $1,945,000 | $221,000 | $4,199,000 |
| American Indian or Alaskan Native | 28 | $4,870,000 | $173,000 | $585,000 | $95,000 | $689,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $855,000 | $171,000 | $375,000 | $160,000 | $562,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,083 | $1,030,255,000 | $202,000 | $8,635,000 | $139,000 | $4,199,000 |
| FHA-insured (Federal Housing Administration) | 421 | $86,205,000 | $204,000 | $725,000 | $75,000 | $302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $12,660,000 | $154,000 | $275,000 | $61,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 62 | $16,700,000 | $269,000 | $675,000 | $99,000 | $512,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,564 | $785,660,000 | $220,000 | $8,635,000 | $142,000 | $4,199,000 |
| Application Denied By Financial Institution | 1,111 | $150,715,000 | $135,000 | $2,815,000 | $93,000 | $2,118,000 |
| Application Withdrawn By Applicant | 878 | $198,540,000 | $226,000 | $6,605,000 | $145,000 | $2,963,000 |
| Application Approved But Not Accepted | 87 | $9,695,000 | $111,000 | $725,000 | $123,000 | $1,367,000 |
| Loan Purchased By The Institution | 5 | $785,000 | $157,000 | $315,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $425,000 | $141,000 | $205,000 | $59,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,537 | $995,105,000 | $219,000 | $8,635,000 | $142,000 | $4,199,000 |
| Debt-To-Income Ratio | 498 | $82,430,000 | $165,000 | $2,505,000 | $79,000 | $2,118,000 |
| Credit History | 377 | $34,225,000 | $90,000 | $1,305,000 | $86,000 | $1,500,000 |
| Collateral | 125 | $12,125,000 | $97,000 | $775,000 | $124,000 | $1,080,000 |
| Credit Application Incomplete | 55 | $9,945,000 | $180,000 | $595,000 | $141,000 | $952,000 |
| Other | 36 | $6,140,000 | $170,000 | $725,000 | $172,000 | $894,000 |
| Unverifiable Information | 10 | $1,770,000 | $177,000 | $635,000 | $120,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $3,760,000 | $626,000 | $2,815,000 | $76,000 | $114,000 |
| Employment History | 4 | $320,000 | $80,000 | $125,000 | $53,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.