Beneficial Financial I, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, Beneficial Financial I, Inc. of Mettawa, IL reported 37,538 mortgage applications totaling $6.6 billion. The average application was for $174,793, and applicants reported an average income of $66,014. 11% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (4,362), Phoenix-Mesa-Scottsdale, AZ (2,118) and Baltimore-Towson, MD (1,772) (applications in parentheses).

Mortgage Company & Address Beneficial Financial I, Inc.
26525 North Riverwoods Blvd.
Mettawa, IL 60045
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  
Total Number of Mortgage Applications 37,538
Total Mortgage Loan Application Amount $6,561,396,000
Average Mortgage Loan Application Amount $174,793
Highest Mortgage Loan Application Amount $4,800,000
Average Applicant Income $66,014
Highest Applicant Income $1,164,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beneficial Financial I, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Beneficial Financial I, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,819 $ 349,883,000 $ 192,349 $ 66,000
Clark, Nevada 1,303 $ 279,839,000 $ 214,765 $ 73,000
Shelby, Tennessee 1,140 $ 151,610,000 $ 132,991 $ 63,000
Wayne, Michigan 844 $ 111,175,000 $ 131,723 $ 59,000
Worcester, Massachusetts 707 $ 148,339,000 $ 209,814 $ 71,000
Gwinnett, Georgia 674 $ 122,918,000 $ 182,370 $ 69,000
Middlesex, Massachusetts 671 $ 181,788,000 $ 270,921 $ 85,000
Davidson, Tennessee 661 $ 91,592,000 $ 138,565 $ 57,000
DeKalb, Georgia 655 $ 102,608,000 $ 156,653 $ 66,000
Pima, Arizona 648 $ 98,428,000 $ 151,895 $ 57,000
Miami-Dade, Florida 648 $ 134,864,000 $ 208,123 $ 73,000
Broward, Florida 603 $ 129,689,000 $ 215,072 $ 75,000
Baltimore City, Maryland 586 $ 59,933,000 $ 102,274 $ 47,000
Duval, Florida 584 $ 83,188,000 $ 142,445 $ 59,000
Fulton, Georgia 545 $ 104,924,000 $ 192,521 $ 69,000
Hillsborough, Florida 518 $ 86,440,000 $ 166,872 $ 62,000
Pinellas, Florida 503 $ 83,126,000 $ 165,260 $ 60,000
Baltimore, Maryland 501 $ 83,083,000 $ 165,834 $ 62,000
Essex, Massachusetts 480 $ 128,935,000 $ 268,614 $ 81,000
Macomb, Michigan 477 $ 73,219,000 $ 153,498 $ 66,000
Hampden, Massachusetts 465 $ 73,636,000 $ 158,356 $ 62,000
Plymouth, Massachusetts 422 $ 104,306,000 $ 247,170 $ 81,000
Orange, Florida 421 $ 78,830,000 $ 187,244 $ 70,000
Cobb, Georgia 417 $ 73,422,000 $ 176,071 $ 72,000
Palm Beach, Florida 416 $ 94,067,000 $ 226,122 $ 76,000
Bristol, Massachusetts 409 $ 88,894,000 $ 217,344 $ 72,000
Knox, Tennessee 409 $ 52,549,000 $ 128,481 $ 56,000
Oakland, Michigan 391 $ 81,347,000 $ 208,048 $ 84,000
Polk, Florida 388 $ 54,104,000 $ 139,443 $ 54,000
Clayton, Georgia 356 $ 45,782,000 $ 128,601 $ 65,000
Hamilton, Tennessee 343 $ 41,247,000 $ 120,253 $ 56,000
Anne Arundel, Maryland 338 $ 70,807,000 $ 209,488 $ 70,000
Norfolk, Massachusetts 338 $ 97,909,000 $ 289,671 $ 89,000
Lee, Florida 309 $ 65,541,000 $ 212,106 $ 72,000
Brevard, Florida 308 $ 46,609,000 $ 151,327 $ 54,000
Volusia, Florida 305 $ 46,969,000 $ 153,996 $ 58,000
Pasco, Florida 301 $ 49,434,000 $ 164,232 $ 64,000
Pinal, Arizona 299 $ 50,055,000 $ 167,408 $ 63,000
Suffolk, Massachusetts 276 $ 86,395,000 $ 313,025 $ 87,000
Montgomery, Maryland 250 $ 61,810,000 $ 247,240 $ 84,000
Rutherford, Tennessee 246 $ 37,518,000 $ 152,512 $ 61,000
Genesee, Michigan 245 $ 31,765,000 $ 129,653 $ 61,000
Henry, Georgia 240 $ 38,774,000 $ 161,558 $ 70,000
Kent, Michigan 227 $ 31,393,000 $ 138,295 $ 57,000
Washoe, Nevada 219 $ 50,358,000 $ 229,945 $ 81,000
Fairfax, Virginia 215 $ 73,226,000 $ 340,586 $ 107,000
Paulding, Georgia 208 $ 30,804,000 $ 148,096 $ 64,000
Virginia Beach, Virginia 207 $ 37,726,000 $ 182,251 $ 68,000
Marion, Florida 203 $ 27,905,000 $ 137,463 $ 51,000
St. Lucie, Florida 191 $ 35,876,000 $ 187,832 $ 63,000
Mohave, Arizona 187 $ 28,053,000 $ 150,016 $ 53,000
Escambia, Florida 184 $ 23,103,000 $ 125,559 $ 53,000
Seminole, Florida 180 $ 31,672,000 $ 175,955 $ 71,000
Sarasota, Florida 176 $ 43,120,000 $ 245,000 $ 70,000
Osceola, Florida 175 $ 35,079,000 $ 200,451 $ 62,000
Lake, Florida 170 $ 28,745,000 $ 169,088 $ 58,000
Cherokee, Georgia 165 $ 29,688,000 $ 179,927 $ 80,000
Douglas, Georgia 164 $ 23,589,000 $ 143,835 $ 65,000
Sumner, Tennessee 164 $ 24,392,000 $ 148,731 $ 63,000
Montgomery, Tennessee 163 $ 19,015,000 $ 116,656 $ 52,000
Harford, Maryland 162 $ 24,733,000 $ 152,672 $ 67,000
Richmond, Georgia 156 $ 16,745,000 $ 107,339 $ 57,000
Newton, Georgia 152 $ 22,541,000 $ 148,296 $ 65,000
Manatee, Florida 151 $ 28,677,000 $ 189,913 $ 68,000
Washington, Maryland 151 $ 23,841,000 $ 157,887 $ 64,000
Hernando, Florida 149 $ 20,977,000 $ 140,785 $ 54,000
Barnstable, Massachusetts 147 $ 37,915,000 $ 257,925 $ 86,000
Clay, Florida 142 $ 20,373,000 $ 143,471 $ 57,000
Yavapai, Arizona 136 $ 23,810,000 $ 175,073 $ 66,000
Prince William, Virginia 136 $ 39,036,000 $ 287,029 $ 95,000
Chesterfield, Virginia 134 $ 21,717,000 $ 162,067 $ 69,000
Henrico, Virginia 134 $ 22,378,000 $ 167,000 $ 68,000
Yuma, Arizona 129 $ 18,584,000 $ 144,062 $ 54,000
Charles, Maryland 129 $ 28,815,000 $ 223,372 $ 82,000
Frederick, Maryland 128 $ 25,320,000 $ 197,812 $ 76,000
Coweta, Georgia 125 $ 18,618,000 $ 148,944 $ 59,000
New Haven, Connecticut 123 $ 20,404,000 $ 165,886 $ 64,000
Forsyth, Georgia 119 $ 22,140,000 $ 186,050 $ 81,000
Madison, Tennessee 116 $ 13,086,000 $ 112,810 $ 48,000
Allegany, Maryland 115 $ 9,997,000 $ 86,930 $ 45,000
Ingham, Michigan 112 $ 13,983,000 $ 124,848 $ 60,000
Sullivan, Tennessee 112 $ 12,853,000 $ 114,758 $ 49,000
Hartford, Connecticut 110 $ 17,128,000 $ 155,709 $ 66,000
Bradley, Tennessee 110 $ 13,615,000 $ 123,772 $ 48,000
Santa Rosa, Florida 108 $ 16,274,000 $ 150,685 $ 59,000
Hall, Georgia 108 $ 15,969,000 $ 147,861 $ 57,000
Wicomico, Maryland 104 $ 15,095,000 $ 145,144 $ 61,000
Cochise, Arizona 102 $ 13,483,000 $ 132,186 $ 62,000
Leon, Florida 99 $ 13,383,000 $ 135,181 $ 64,000
Sevier, Tennessee 98 $ 13,447,000 $ 137,214 $ 55,000
Wilson, Tennessee 98 $ 15,354,000 $ 156,673 $ 58,000
Charlotte, Florida 97 $ 18,763,000 $ 193,432 $ 66,000
Citrus, Florida 97 $ 12,392,000 $ 127,752 $ 54,000
Carroll, Maryland 97 $ 18,554,000 $ 191,278 $ 70,000
Okaloosa, Florida 96 $ 16,448,000 $ 171,333 $ 63,000
Washtenaw, Michigan 95 $ 18,549,000 $ 195,252 $ 80,000
Fairfield, Connecticut 94 $ 26,378,000 $ 280,617 $ 93,000
Norfolk, Virginia 94 $ 14,221,000 $ 151,287 $ 51,000
Barrow, Georgia 93 $ 12,862,000 $ 138,301 $ 62,000
Williamson, Tennessee 92 $ 23,503,000 $ 255,467 $ 79,000
Berkshire, Massachusetts 90 $ 12,789,000 $ 142,100 $ 63,000
Collier, Florida 88 $ 25,552,000 $ 290,363 $ 86,000
Bernalillo, New Mexico 86 $ 15,816,000 $ 183,906 $ 65,000
Cecil, Maryland 84 $ 13,992,000 $ 166,571 $ 78,000
Walton, Georgia 83 $ 12,167,000 $ 146,590 $ 69,000
Blount, Tennessee 83 $ 11,209,000 $ 135,048 $ 57,000
Hamblen, Tennessee 80 $ 9,268,000 $ 115,850 $ 53,000
Loudoun, Virginia 80 $ 23,252,000 $ 290,650 $ 108,000
Carroll, Georgia 79 $ 10,865,000 $ 137,531 $ 62,000
Flagler, Florida 78 $ 14,395,000 $ 184,551 $ 64,000
Rockdale, Georgia 77 $ 12,547,000 $ 162,948 $ 75,000
Hampshire, Massachusetts 77 $ 14,152,000 $ 183,792 $ 58,000
Robertson, Tennessee 77 $ 10,741,000 $ 139,493 $ 59,000
Calhoun, Michigan 76 $ 9,455,000 $ 124,407 $ 62,000
Bay, Florida 75 $ 10,650,000 $ 142,000 $ 59,000
Muskegon, Michigan 75 $ 8,358,000 $ 111,440 $ 46,000
Washington, Tennessee 75 $ 9,617,000 $ 128,226 $ 47,000
Coconino, Arizona 74 $ 14,065,000 $ 190,067 $ 72,000
Tipton, Tennessee 74 $ 9,623,000 $ 130,040 $ 60,000
St. Johns, Florida 72 $ 15,270,000 $ 212,083 $ 66,000
Alachua, Florida 70 $ 9,503,000 $ 135,757 $ 57,000
Chesapeake, Virginia 69 $ 12,769,000 $ 185,057 $ 67,000
Indian River, Florida 68 $ 12,158,000 $ 178,794 $ 69,000
Bartow, Georgia 68 $ 9,680,000 $ 142,352 $ 68,000
Navajo, Arizona 66 $ 7,836,000 $ 118,727 $ 63,000
Fayette, Georgia 64 $ 14,069,000 $ 219,828 $ 68,000
Howard, Maryland 64 $ 15,404,000 $ 240,687 $ 91,000
Kalamazoo, Michigan 64 $ 8,598,000 $ 134,343 $ 56,000
Maury, Tennessee 62 $ 8,501,000 $ 137,112 $ 65,000
McMinn, Tennessee 62 $ 6,692,000 $ 107,935 $ 53,000
Bibb, Georgia 61 $ 7,706,000 $ 126,327 $ 55,000
Richmond City, Virginia 60 $ 6,414,000 $ 106,900 $ 52,000
New London, Connecticut 59 $ 11,069,000 $ 187,610 $ 65,000
St. Mary's, Maryland 58 $ 10,044,000 $ 173,172 $ 70,000
Newport News, Virginia 58 $ 8,426,000 $ 145,275 $ 53,000
Berrien, Michigan 57 $ 7,444,000 $ 130,596 $ 63,000
Saginaw, Michigan 57 $ 6,329,000 $ 111,035 $ 50,000
Franklin, Massachusetts 56 $ 10,032,000 $ 179,142 $ 59,000
Livingston, Michigan 56 $ 11,753,000 $ 209,875 $ 81,000
Jefferson, Tennessee 56 $ 6,953,000 $ 124,160 $ 67,000
Greene, Tennessee 55 $ 6,117,000 $ 111,218 $ 46,000
Columbia, Georgia 54 $ 7,630,000 $ 141,296 $ 66,000
Anderson, Tennessee 54 $ 6,102,000 $ 113,000 $ 52,000
Monroe, Tennessee 54 $ 6,403,000 $ 118,574 $ 43,000
Hanover, Virginia 54 $ 10,195,000 $ 188,796 $ 68,000
Roane, Tennessee 52 $ 5,693,000 $ 109,480 $ 48,000
Ottawa, Michigan 51 $ 8,573,000 $ 168,098 $ 72,000
Putnam, Tennessee 51 $ 6,718,000 $ 131,725 $ 60,000
Highlands, Florida 50 $ 7,476,000 $ 149,520 $ 59,000
Calvert, Maryland 48 $ 9,780,000 $ 203,750 $ 69,000
Dickson, Tennessee 48 $ 6,142,000 $ 127,958 $ 51,000
Hampton, Virginia 48 $ 6,948,000 $ 144,750 $ 58,000
Portsmouth, Virginia 48 $ 6,706,000 $ 139,708 $ 51,000
Worcester, Maryland 47 $ 7,583,000 $ 161,340 $ 57,000
Eaton, Michigan 47 $ 7,200,000 $ 153,191 $ 60,000
Los Angeles, California 46 $ 13,546,000 $ 294,478 $ 91,000
Houston, Georgia 46 $ 6,000,000 $ 130,434 $ 63,000
Spalding, Georgia 46 $ 5,972,000 $ 129,826 $ 58,000
Loudon, Tennessee 46 $ 6,485,000 $ 140,978 $ 48,000
Bedford, Tennessee 45 $ 4,327,000 $ 96,155 $ 56,000
Hawkins, Tennessee 45 $ 4,342,000 $ 96,488 $ 54,000
Caroline, Maryland 43 $ 7,372,000 $ 171,441 $ 56,000
Carter, Tennessee 43 $ 4,948,000 $ 115,069 $ 48,000
Cumberland, Tennessee 43 $ 5,075,000 $ 118,023 $ 65,000
Spotsylvania, Virginia 43 $ 9,078,000 $ 211,116 $ 72,000
Stafford, Virginia 42 $ 10,735,000 $ 255,595 $ 92,000
Garrett, Maryland 41 $ 4,447,000 $ 108,463 $ 38,000
Gibson, Tennessee 41 $ 3,489,000 $ 85,097 $ 38,000
Campbell, Tennessee 40 $ 3,962,000 $ 99,050 $ 51,000
Putnam, Florida 39 $ 4,219,000 $ 108,179 $ 40,000
Muscogee, Georgia 39 $ 5,760,000 $ 147,692 $ 47,000
Fayette, Tennessee 38 $ 4,539,000 $ 119,447 $ 47,000
Chatham, Georgia 37 $ 6,134,000 $ 165,783 $ 65,000
Dyer, Tennessee 36 $ 3,356,000 $ 93,222 $ 42,000
Warren, Tennessee 36 $ 3,538,000 $ 98,277 $ 44,000
Martin, Florida 35 $ 8,130,000 $ 232,285 $ 71,000
Dorchester, Maryland 35 $ 4,834,000 $ 138,114 $ 54,000
Cheatham, Tennessee 35 $ 4,438,000 $ 126,800 $ 53,000
Litchfield, Connecticut 34 $ 6,744,000 $ 198,352 $ 68,000
Nassau, Florida 34 $ 5,813,000 $ 170,970 $ 87,000
Shiawassee, Michigan 34 $ 4,166,000 $ 122,529 $ 55,000
Rhea, Tennessee 34 $ 3,259,000 $ 95,852 $ 47,000
Jackson, Michigan 33 $ 4,629,000 $ 140,272 $ 50,000
Coffee, Tennessee 32 $ 3,863,000 $ 120,718 $ 52,000
Walton, Florida 31 $ 6,048,000 $ 195,096 $ 80,000
Giles, Tennessee 30 $ 3,060,000 $ 102,000 $ 49,000
Lawrence, Tennessee 29 $ 3,021,000 $ 104,172 $ 68,000
McNairy, Tennessee 29 $ 2,859,000 $ 98,586 $ 47,000
Gila, Arizona 28 $ 3,420,000 $ 122,142 $ 56,000
Windham, Connecticut 28 $ 4,344,000 $ 155,142 $ 54,000
Monroe, Michigan 28 $ 4,692,000 $ 167,571 $ 71,000
Franklin, Tennessee 28 $ 4,161,000 $ 148,607 $ 53,000
Hardeman, Tennessee 28 $ 3,275,000 $ 116,964 $ 51,000
Gordon, Georgia 27 $ 3,664,000 $ 135,703 $ 49,000
Bay, Michigan 27 $ 2,645,000 $ 97,962 $ 48,000
Carson City, Nevada 27 $ 5,532,000 $ 204,888 $ 65,000
Richland, South Carolina 27 $ 3,703,000 $ 137,148 $ 71,000
Marion, Tennessee 27 $ 2,719,000 $ 100,703 $ 46,000
Somerset, Maryland 26 $ 3,274,000 $ 125,923 $ 52,000
Talbot, Maryland 26 $ 4,467,000 $ 171,807 $ 61,000
Hardin, Tennessee 25 $ 2,614,000 $ 104,560 $ 44,000
Lincoln, Tennessee 25 $ 3,184,000 $ 127,360 $ 59,000
Marshall, Tennessee 25 $ 2,829,000 $ 113,160 $ 46,000
Queen Anne's, Maryland 24 $ 10,386,000 $ 432,750 $ 78,000
Riverside, California 23 $ 6,185,000 $ 268,913 $ 97,000
Monroe, Florida 23 $ 9,438,000 $ 410,347 $ 114,000
Sumter, Florida 23 $ 2,982,000 $ 129,652 $ 53,000
Effingham, Georgia 23 $ 3,602,000 $ 156,608 $ 57,000
Lyon, Nevada 23 $ 3,699,000 $ 160,826 $ 63,000
Santa Cruz, Arizona 22 $ 2,672,000 $ 121,454 $ 44,000
Clinton, Michigan 22 $ 3,771,000 $ 171,409 $ 65,000
Arlington, Virginia 22 $ 7,193,000 $ 326,954 $ 102,000
San Diego, California 21 $ 6,627,000 $ 315,571 $ 98,000
Allegan, Michigan 21 $ 3,140,000 $ 149,523 $ 58,000
Hillsdale, Michigan 21 $ 2,132,000 $ 101,523 $ 76,000
Claiborne, Tennessee 21 $ 2,078,000 $ 98,952 $ 43,000
Okeechobee, Florida 20 $ 3,094,000 $ 154,700 $ 71,000
Ionia, Michigan 20 $ 2,259,000 $ 112,950 $ 74,000
Grainger, Tennessee 20 $ 2,437,000 $ 121,850 $ 40,000
Weakley, Tennessee 20 $ 2,544,000 $ 127,200 $ 63,000
Culpeper, Virginia 20 $ 4,664,000 $ 233,200 $ 75,000
Orange, California 19 $ 5,152,000 $ 271,157 $ 102,000
San Bernardino, California 19 $ 5,172,000 $ 272,210 $ 73,000
Columbia, Florida 19 $ 2,274,000 $ 119,684 $ 72,000
Jackson, Florida 19 $ 1,995,000 $ 105,000 $ 90,000
Horry, South Carolina 19 $ 3,103,000 $ 163,315 $ 84,000
Cocke, Tennessee 19 $ 2,183,000 $ 114,894 $ 40,000
Middlesex, Connecticut 18 $ 3,248,000 $ 180,444 $ 77,000
Gadsden, Florida 18 $ 2,210,000 $ 122,777 $ 52,000
Cass, Michigan 18 $ 2,808,000 $ 156,000 $ 54,000
Santa Fe, New Mexico 18 $ 6,855,000 $ 380,833 $ 89,000
Henderson, Tennessee 18 $ 2,204,000 $ 122,444 $ 48,000
Fauquier, Virginia 18 $ 6,562,000 $ 364,555 $ 108,000
Sacramento, California 17 $ 4,052,000 $ 238,352 $ 81,000
Tolland, Connecticut 17 $ 2,969,000 $ 174,647 $ 87,000
Lauderdale, Tennessee 17 $ 1,548,000 $ 91,058 $ 59,000
Suffolk, Virginia 17 $ 2,452,000 $ 144,235 $ 69,000
Apache, Arizona 16 $ 1,952,000 $ 122,000 $ 72,000
Montcalm, Michigan 16 $ 1,569,000 $ 98,062 $ 43,000
Humphreys, Tennessee 16 $ 1,759,000 $ 109,937 $ 44,000
Union, Tennessee 16 $ 1,861,000 $ 116,312 $ 47,000
White, Tennessee 16 $ 1,682,000 $ 105,125 $ 46,000
Levy, Florida 15 $ 2,139,000 $ 142,600 $ 58,000
Wakulla, Florida 15 $ 2,008,000 $ 133,866 $ 41,000
Dougherty, Georgia 15 $ 1,690,000 $ 112,666 $ 63,000
St. Clair, Michigan 15 $ 2,183,000 $ 145,533 $ 54,000
Douglas, Nevada 15 $ 4,859,000 $ 323,933 $ 95,000
Dona Ana, New Mexico 15 $ 3,633,000 $ 242,200 $ 75,000
Henry, Tennessee 15 $ 1,807,000 $ 120,466 $ 47,000
Frederick, Virginia 15 $ 3,511,000 $ 234,066 $ 85,000
Manassas, Virginia 15 $ 2,879,000 $ 191,933 $ 63,000
Orange, Virginia 15 $ 3,005,000 $ 200,333 $ 62,000
Graham, Arizona 14 $ 1,441,000 $ 102,928 $ 47,000
Jackson, Georgia 14 $ 2,434,000 $ 173,857 $ 57,000
St. Joseph, Michigan 14 $ 1,729,000 $ 123,500 $ 61,000
Van Buren, Michigan 14 $ 1,908,000 $ 136,285 $ 51,000
Kent, Maryland 13 $ 3,024,000 $ 232,615 $ 72,000
Carroll, Tennessee 13 $ 1,201,000 $ 92,384 $ 46,000
Hickman, Tennessee 13 $ 1,491,000 $ 114,692 $ 60,000
Morgan, Tennessee 13 $ 1,138,000 $ 87,538 $ 35,000
York, Virginia 13 $ 2,275,000 $ 175,000 $ 54,000
Arapahoe, Colorado 12 $ 1,558,000 $ 129,833 $ 66,000
Hendry, Florida 12 $ 1,378,000 $ 114,833 $ 63,000
Haralson, Georgia 12 $ 1,383,000 $ 115,250 $ 47,000
Liberty, Georgia 12 $ 1,483,000 $ 123,583 $ 51,000
Barry, Michigan 12 $ 1,793,000 $ 149,416 $ 59,000
Berkeley, South Carolina 12 $ 1,506,000 $ 125,500 $ 84,000
Chester, Tennessee 12 $ 1,669,000 $ 139,083 $ 64,000
Crockett, Tennessee 12 $ 1,296,000 $ 108,000 $ 47,000
Lewis, Tennessee 12 $ 1,542,000 $ 128,500 $ 61,000
Unicoi, Tennessee 12 $ 1,362,000 $ 113,500 $ 44,000
Douglas, Colorado 11 $ 3,031,000 $ 275,545 $ 81,000
DeSoto, Florida 11 $ 1,326,000 $ 120,545 $ 53,000
Greenville, South Carolina 11 $ 1,140,000 $ 103,636 $ 54,000
Cannon, Tennessee 11 $ 1,616,000 $ 146,909 $ 51,000
Polk, Tennessee 11 $ 1,306,000 $ 118,727 $ 51,000
Adams, Colorado 10 $ 1,264,000 $ 126,400 $ 58,000
Denver, Colorado 10 $ 1,481,000 $ 148,100 $ 52,000
Branch, Michigan 10 $ 1,304,000 $ 130,400 $ 37,000
Johnson, Tennessee 10 $ 1,069,000 $ 106,900 $ 49,000
Smith, Tennessee 10 $ 1,181,000 $ 118,100 $ 43,000
Gulf, Florida 9 $ 1,491,000 $ 165,666 $ 73,000
Holmes, Florida 9 $ 1,110,000 $ 123,333 $ 92,000
Jefferson, Florida 9 $ 1,518,000 $ 168,666 $ 68,000
Suwannee, Florida 9 $ 1,037,000 $ 115,222 $ 50,000
Habersham, Georgia 9 $ 1,222,000 $ 135,777 $ 61,000
Troup, Georgia 9 $ 1,144,000 $ 127,111 $ 52,000
Nantucket, Massachusetts 9 $ 4,704,000 $ 522,666 $ 71,000
Nye, Nevada 9 $ 1,596,000 $ 177,333 $ 51,000
Benton, Tennessee 9 $ 1,036,000 $ 115,111 $ 53,000
Bledsoe, Tennessee 9 $ 962,000 $ 106,888 $ 47,000
Macon, Tennessee 9 $ 979,000 $ 108,777 $ 52,000
Sequatchie, Tennessee 9 $ 975,000 $ 108,333 $ 71,000
Trousdale, Tennessee 9 $ 970,000 $ 107,777 $ 44,000
Contra Costa, California 8 $ 2,850,000 $ 356,250 $ 79,000
Kern, California 8 $ 1,357,000 $ 169,625 $ 59,000
El Paso, Colorado 8 $ 1,274,000 $ 159,250 $ 70,000
Baker, Florida 8 $ 858,000 $ 107,250 $ 42,000
Beaufort, South Carolina 8 $ 1,676,000 $ 209,500 $ 80,000
Charleston, South Carolina 8 $ 1,145,000 $ 143,125 $ 64,000
Decatur, Tennessee 8 $ 910,000 $ 113,750 $ 56,000
Jackson, Tennessee 8 $ 812,000 $ 101,500 $ 35,000
Dawson, Georgia 7 $ 1,164,000 $ 166,285 $ 56,000
Bedford, Virginia 7 $ 1,253,000 $ 179,000 $ 121,000
Manassas Park, Virginia 7 $ 1,081,000 $ 154,428 $ 74,000
Jefferson, Colorado 6 $ 2,080,000 $ 346,666 $ 90,000
Washington, Florida 6 $ 566,000 $ 94,333 $ 35,000
Butts, Georgia 6 $ 699,000 $ 116,500 $ 37,000
Prince George's, Maryland 6 $ 808,000 $ 134,666 $ 70,000
Sandoval, New Mexico 6 $ 1,432,000 $ 238,666 $ 78,000
Houston, Tennessee 6 $ 416,000 $ 69,333 $ 38,000
Meigs, Tennessee 6 $ 585,000 $ 97,500 $ 42,000
Alameda, California 5 $ 2,441,000 $ 488,200 $ 120,000
San Joaquin, California 5 $ 1,740,000 $ 348,000 $ 98,000
Santa Barbara, California 5 $ 3,224,000 $ 644,800 $ 68,000
Franklin, Florida 5 $ 984,000 $ 196,800 $ 49,000
Taylor, Florida 5 $ 556,000 $ 111,200 $ 51,000
Glynn, Georgia 5 $ 889,000 $ 177,800 $ 71,000
Pickens, Georgia 5 $ 902,000 $ 180,400 $ 54,000
Mecosta, Michigan 5 $ 883,000 $ 176,600 $ 65,000
Oceana, Michigan 5 $ 619,000 $ 123,800 $ 36,000
Churchill, Nevada 5 $ 594,000 $ 118,800 $ 46,000
Elko, Nevada 5 $ 604,000 $ 120,800 $ 59,000
Alexandria, Virginia 5 $ 1,969,000 $ 393,800 $ 57,000
La Paz, Arizona 4 $ 1,358,000 $ 339,500 $ 76,000
El Dorado, California 4 $ 1,443,000 $ 360,750 $ 144,000
San Mateo, California 4 $ 1,897,000 $ 474,250 $ 63,000
Santa Clara, California 4 $ 1,743,000 $ 435,750 $ 132,000
Hardee, Florida 4 $ 624,000 $ 156,000 $ 57,000
Lee, Georgia 4 $ 573,000 $ 143,250 $ 56,000
Lowndes, Georgia 4 $ 502,000 $ 125,500 $ 33,000
Dukes, Massachusetts 4 $ 980,000 $ 245,000 $ 83,000
Newaygo, Michigan 4 $ 368,000 $ 92,000 $ 72,000
Chaves, New Mexico 4 $ 332,000 $ 83,000 $ 35,000
Multnomah, Oregon 4 $ 354,000 $ 88,500 $ 344,000
Fentress, Tennessee 4 $ 388,000 $ 97,000 $ 38,000
Grundy, Tennessee 4 $ 440,000 $ 110,000 $ 46,000
Hancock, Tennessee 4 $ 418,000 $ 104,500 $ 49,000
Lake, Tennessee 4 $ 344,000 $ 86,000 $ 42,000
Stewart, Tennessee 4 $ 452,000 $ 113,000 $ 49,000
Caroline, Virginia 4 $ 972,000 $ 243,000 $ 77,000
King George, Virginia 4 $ 1,009,000 $ 252,250 $ 101,000
Louisa, Virginia 4 $ 772,000 $ 193,000 $ 50,000
Lynchburg, Virginia 4 $ 517,000 $ 129,250 $ 50,000
Rappahannock, Virginia 4 $ 1,373,000 $ 343,250 $ 119,000
Warren, Virginia 4 $ 3,712,000 $ 928,000 $ 67,000
Washington, Virginia 4 $ 734,000 $ 183,500 $ 75,000
Fresno, California 3 $ 789,000 $ 263,000 $ 88,000
Kings, California 3 $ 417,000 $ 139,000 $ 68,000
Pueblo, Colorado 3 $ 308,000 $ 102,666 $ 34,000
Bradford, Florida 3 $ 277,000 $ 92,333 $ 49,000
Camden, Georgia 3 $ 554,000 $ 184,666 $ 54,000
Coffee, Georgia 3 $ 353,000 $ 117,666 $ 41,000
Lumpkin, Georgia 3 $ 449,000 $ 149,666 $ 88,000
Murray, Georgia 3 $ 234,000 $ 78,000 $ 42,000
Oconee, Georgia 3 $ 425,000 $ 141,666 $ 71,000
White, Georgia 3 $ 440,000 $ 146,666 $ 45,000
Jefferson, Louisiana 3 $ 271,000 $ 90,333 $ 53,000
Midland, Michigan 3 $ 263,000 $ 87,666 $ 33,000
Humboldt, Nevada 3 $ 545,000 $ 181,666 $ 83,000
Spartanburg, South Carolina 3 $ 311,000 $ 103,666 $ 51,000
Overton, Tennessee 3 $ 252,000 $ 84,000 $ 40,000
Wayne, Tennessee 3 $ 289,000 $ 96,333 $ 45,000
Greenlee, Arizona 2 $ 178,000 $ 89,000 $ 39,000
Butte, California 2 $ 331,000 $ 165,500 $ 44,000
Imperial, California 2 $ 375,000 $ 187,500 $ 63,000
Lake, California 2 $ 418,000 $ 209,000 $ 63,000
Madera, California 2 $ 744,000 $ 372,000 $ 70,000
Monterey, California 2 $ 602,000 $ 301,000 $ 57,000
Nevada, California 2 $ 179,000 $ 89,500 $ 67,000
Shasta, California 2 $ 499,000 $ 249,500 $ 92,000
Larimer, Colorado 2 $ 486,000 $ 243,000 $ 81,000
Weld, Colorado 2 $ 765,000 $ 382,500 $ 87,000
District of Columbia, District Of Columbia 2 $ 816,000 $ 408,000 $ 106,000
Dixie, Florida 2 $ 154,000 $ 77,000 $ 48,000
Hamilton, Florida 2 $ 137,000 $ 68,500 $ 42,000
Madison, Florida 2 $ 297,000 $ 148,500 $ 57,000
Union, Florida 2 $ 194,000 $ 97,000 $ 61,000
Bryan, Georgia 2 $ 310,000 $ 155,000 $ 42,000
Catoosa, Georgia 2 $ 253,000 $ 126,500 $ 37,000
Clarke, Georgia 2 $ 228,000 $ 114,000 $ 44,000
Floyd, Georgia 2 $ 322,000 $ 161,000 $ 36,000
Polk, Georgia 2 $ 321,000 $ 160,500 $ 70,000
Thomas, Georgia 2 $ 330,000 $ 165,000 $ 109,000
Worth, Georgia 2 $ 253,000 $ 126,500 $ 59,000
Hendricks, Indiana 2 $ 313,000 $ 156,500 $ 59,000
Mason, Michigan 2 $ 305,000 $ 152,500 $ 64,000
Sanilac, Michigan 2 $ 157,000 $ 78,500 $ 16,000
Ramsey, Minnesota 2 $ 316,000 $ 158,000 $ 458,000
Valencia, New Mexico 2 $ 440,000 $ 220,000 $ 100,000
Buncombe, North Carolina 2 $ 443,000 $ 221,500 $ 127,000
Mecklenburg, North Carolina 2 $ 155,000 $ 77,500 $ 67,000
Josephine, Oregon 2 $ 292,000 $ 146,000 $ 14,000
Anderson, South Carolina 2 $ 236,000 $ 118,000 $ 59,000
Florence, South Carolina 2 $ 189,000 $ 94,500 $ 62,000
Lancaster, South Carolina 2 $ 147,000 $ 73,500 $ 89,000
Lexington, South Carolina 2 $ 299,000 $ 149,500 $ 59,000
Haywood, Tennessee 2 $ 250,000 $ 125,000 $ 37,000
Moore, Tennessee 2 $ 177,000 $ 88,500 $ 40,000
Perry, Tennessee 2 $ 206,000 $ 103,000 $ 63,000
Salt Lake, Utah 2 $ 318,000 $ 159,000 $ 46,000
Albemarle, Virginia 2 $ 305,000 $ 152,500 $ 32,000
Botetourt, Virginia 2 $ 174,000 $ 87,000 $ 77,000
Fairfax City, Virginia 2 $ 672,000 $ 336,000 $ 112,000
James City, Virginia 2 $ 533,000 $ 266,500 $ 116,000
Staunton, Virginia 2 $ 228,000 $ 114,000 $ 34,000
Waynesboro, Virginia 2 $ 246,000 $ 123,000 $ 52,000
Humboldt, California 1 $ 288,000 $ 288,000 $ 87,000
Lassen, California 1 $ 108,000 $ 108,000 $ 78,000
Marin, California 1 $ 290,000 $ 290,000 $ 0
Mendocino, California 1 $ 70,000 $ 70,000 $ 82,000
Placer, California 1 $ 630,000 $ 630,000 $ 129,000
San Francisco, California 1 $ 666,000 $ 666,000 $ 161,000
San Luis Obispo, California 1 $ 64,000 $ 64,000 $ 82,000
Stanislaus, California 1 $ 374,000 $ 374,000 $ 120,000
Sutter, California 1 $ 123,000 $ 123,000 $ 30,000
Tulare, California 1 $ 330,000 $ 330,000 $ 58,000
Boulder, Colorado 1 $ 196,000 $ 196,000 $ 60,000
Fremont, Colorado 1 $ 214,000 $ 214,000 $ 48,000
Mesa, Colorado 1 $ 10,000 $ 10,000 $ 96,000
Teller, Colorado 1 $ 62,000 $ 62,000 $ 67,000
Kent, Delaware 1 $ 200,000 $ 200,000 $ 84,000
Calhoun, Florida 1 $ 91,000 $ 91,000 $ 43,000
Gilchrist, Florida 1 $ 89,000 $ 89,000 $ 112,000
Glades, Florida 1 $ 80,000 $ 80,000 $ 27,000
Banks, Georgia 1 $ 150,000 $ 150,000 $ 43,000
Burke, Georgia 1 $ 139,000 $ 139,000 $ 63,000
Chattooga, Georgia 1 $ 190,000 $ 190,000 $ 48,000
Crawford, Georgia 1 $ 20,000 $ 20,000 $ 48,000
Crisp, Georgia 1 $ 25,000 $ 25,000 $ 34,000
Decatur, Georgia 1 $ 190,000 $ 190,000 $ 41,000
Franklin, Georgia 1 $ 540,000 $ 540,000 $ 144,000
Harris, Georgia 1 $ 126,000 $ 126,000 $ 60,000
Jones, Georgia 1 $ 132,000 $ 132,000 $ 60,000
Madison, Georgia 1 $ 275,000 $ 275,000 $ 83,000
Meriwether, Georgia 1 $ 100,000 $ 100,000 $ 50,000
Pike, Georgia 1 $ 94,000 $ 94,000 $ 150,000
Putnam, Georgia 1 $ 196,000 $ 196,000 $ 53,000
Tattnall, Georgia 1 $ 119,000 $ 119,000 $ 42,000
Toombs, Georgia 1 $ 220,000 $ 220,000 $ 150,000
Whitfield, Georgia 1 $ 91,000 $ 91,000 $ 15,000
Ada, Idaho 1 $ 162,000 $ 162,000 $ 63,000
Madison, Indiana 1 $ 84,000 $ 84,000 $ 21,000
Marion, Indiana 1 $ 110,000 $ 110,000 $ 32,000
Monroe, Indiana 1 $ 79,000 $ 79,000 $ 31,000
Warrick, Indiana 1 $ 59,000 $ 59,000 $ 28,000
Ford, Kansas 1 $ 82,000 $ 82,000 $ 42,000
Whitley, Kentucky 1 $ 72,000 $ 72,000 $ 46,000
Ascension, Louisiana 1 $ 195,000 $ 195,000 $ 17,000
Bossier, Louisiana 1 $ 130,000 $ 130,000 $ 94,000
East Baton Rouge, Louisiana 1 $ 248,000 $ 248,000 $ 49,000
Livingston, Louisiana 1 $ 130,000 $ 130,000 $ 1,128,000
Orleans, Louisiana 1 $ 152,000 $ 152,000 $ 98,000
Ouachita, Louisiana 1 $ 131,000 $ 131,000 $ 74,000
Sabine, Louisiana 1 $ 68,000 $ 68,000 $ 51,000
St. Mary, Louisiana 1 $ 50,000 $ 50,000 $ 96,000
St. Tammany, Louisiana 1 $ 100,000 $ 100,000 $ 28,000
West Feliciana, Louisiana 1 $ 113,000 $ 113,000 $ 62,000
Aroostook, Maine 1 $ 80,000 $ 80,000 $ 26,000
Gladwin, Michigan 1 $ 153,000 $ 153,000 $ 75,000
Lapeer, Michigan 1 $ 151,000 $ 151,000 $ 45,000
Roscommon, Michigan 1 $ 51,000 $ 51,000 $ 30,000
Hennepin, Minnesota 1 $ 162,000 $ 162,000 $ 55,000
Pennington, Minnesota 1 $ 68,000 $ 68,000 $ 114,000
St. Francois, Missouri 1 $ 37,000 $ 37,000 $ 75,000
Douglas, Nebraska 1 $ 135,000 $ 135,000 $ 44,000
Saline, Nebraska 1 $ 131,000 $ 131,000 $ 57,000
Lander, Nevada 1 $ 85,000 $ 85,000 $ 53,000
Lincoln, Nevada 1 $ 82,000 $ 82,000 $ 40,000
Storey, Nevada 1 $ 245,000 $ 245,000 $ 60,000
Belknap, New Hampshire 1 $ 170,000 $ 170,000 $ 80,000
Carroll, New Hampshire 1 $ 210,000 $ 210,000 $ 216,000
Rockingham, New Hampshire 1 $ 224,000 $ 224,000 $ 53,000
Atlantic, New Jersey 1 $ 89,000 $ 89,000 $ 2,000
Passaic, New Jersey 1 $ 195,000 $ 195,000 $ 95,000
Somerset, New Jersey 1 $ 156,000 $ 156,000 $ 97,000
Socorro, New Mexico 1 $ 125,000 $ 125,000 $ 114,000
Bronx, New York 1 $ 226,000 $ 226,000 $ 420,000
Durham, North Carolina 1 $ 100,000 $ 100,000 $ 144,000
Forsyth, North Carolina 1 $ 425,000 $ 425,000 $ 129,000
Guilford, North Carolina 1 $ 305,000 $ 305,000 $ 79,000
Franklin, Ohio 1 $ 75,000 $ 75,000 $ 14,000
Medina, Ohio 1 $ 600,000 $ 600,000 $ 0
Summit, Ohio 1 $ 468,000 $ 468,000 $ 133,000
Oklahoma, Oklahoma 1 $ 51,000 $ 51,000 $ 52,000
Ottawa, Oklahoma 1 $ 90,000 $ 90,000 $ 11,000
Clackamas, Oregon 1 $ 217,000 $ 217,000 $ 72,000
Douglas, Oregon 1 $ 90,000 $ 90,000 $ 33,000
Grant, Oregon 1 $ 40,000 $ 40,000 $ 45,000
Washington, Oregon 1 $ 268,000 $ 268,000 $ 84,000
York, Pennsylvania 1 $ 324,000 $ 324,000 $ 54,000
Bristol, Rhode Island 1 $ 100,000 $ 100,000 $ 78,000
Newport, Rhode Island 1 $ 202,000 $ 202,000 $ 144,000
Providence, Rhode Island 1 $ 350,000 $ 350,000 $ 60,000
Dorchester, South Carolina 1 $ 79,000 $ 79,000 $ 61,000
Sumter, South Carolina 1 $ 504,000 $ 504,000 $ 93,000
Pickett, Tennessee 1 $ 90,000 $ 90,000 $ 26,000
Van Buren, Tennessee 1 $ 110,000 $ 110,000 $ 36,000
Aransas, Texas 1 $ 406,000 $ 406,000 $ 84,000
Tarrant, Texas 1 $ 101,000 $ 101,000 $ 116,000
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Mortgage Loan Application Detail Totals for Beneficial Financial I, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 37,516 $6,557,153,000 $174,000 $4,800,000 $66,000 $1,164,000
Home Purchase 22 $4,243,000 $192,000 $675,000 $91,000 $324,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,817 $4,147,823,000 $174,000 $4,800,000 $66,000 $500,000
Not Provided 7,525 $1,381,831,000 $183,000 $2,532,000 $67,000 $1,164,000
Black or African American 3,686 $533,659,000 $144,000 $1,422,000 $58,000 $499,000
Hispanic 1,992 $380,073,000 $190,000 $1,650,000 $65,000 $492,000
Asian 316 $74,594,000 $236,000 $2,753,000 $78,000 $360,000
Native Hawaiian or Other Pacific Islander 122 $26,593,000 $217,000 $624,000 $71,000 $311,000
American Indian or Alaskan Native 80 $16,823,000 $210,000 $666,000 $74,000 $406,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 37,538 $6,561,396,000 $174,000 $4,800,000 $66,000 $1,164,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 16,644 $3,008,164,000 $180,000 $4,800,000 $64,000 $1,164,000
Application Withdrawn By Applicant 15,515 $2,721,525,000 $175,000 $1,925,000 $69,000 $1,128,000
Loan Originated 4,201 $636,651,000 $151,000 $893,000 $61,000 $342,000
Application Approved But Not Accepted 1,178 $195,056,000 $165,000 $1,200,000 $67,000 $435,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Financial I, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Beneficial Financial I, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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