Beneficial Financial I, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Beneficial Financial I, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beneficial Financial I, Inc. 26525 North Riverwoods Blvd. Mettawa, IL 60045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 211 |
| Total Mortgage Loan Application Amount | $26,762,000 |
| Average Mortgage Loan Application Amount | $115,500 |
| Highest Mortgage Loan Application Amount | $343,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $212,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Beneficial Financial I, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beneficial Financial I, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Beneficial Financial I, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beneficial Financial I, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Beneficial Financial I, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beneficial Financial I, Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 4 | $ 307,000 | $ 76,000 | $ 39,000 |
| San Bernardino County California | 3 | $ 444,000 | $ 148,000 | $ 52,000 |
| Lake County Indiana | 3 | $ 404,000 | $ 134,000 | $ 100,000 |
| Cumberland County North Carolina | 3 | $ 287,000 | $ 95,000 | $ 55,000 |
| Forsyth County North Carolina | 3 | $ 333,000 | $ 111,000 | $ 71,000 |
| Franklin County Ohio | 3 | $ 370,000 | $ 123,000 | $ 51,000 |
| Tulsa County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 65,000 |
| Davidson County Tennessee | 3 | $ 677,000 | $ 225,000 | $ 92,000 |
| Chesterfield County Virginia | 3 | $ 426,000 | $ 142,000 | $ 42,000 |
| Madison County Alabama | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
| Kent County Delaware | 2 | $ 324,000 | $ 162,000 | $ 42,000 |
| Orange County Florida | 2 | $ 237,000 | $ 118,000 | $ 45,000 |
| Fulton County Georgia | 2 | $ 561,000 | $ 280,000 | $ 185,000 |
| Ada County Idaho | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| St. Joseph County Indiana | 2 | $ 179,000 | $ 89,000 | $ 66,000 |
| Sedgwick County Kansas | 2 | $ 287,000 | $ 143,000 | $ 81,000 |
| Orleans County Louisiana | 2 | $ 189,000 | $ 94,000 | $ 67,000 |
| Baltimore City County Maryland | 2 | $ 228,000 | $ 114,000 | $ 47,000 |
| Cabarrus County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 63,000 |
| Durham County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 61,000 |
| Mecklenburg County North Carolina | 2 | $ 298,000 | $ 149,000 | $ 85,000 |
| Onslow County North Carolina | 2 | $ 368,000 | $ 184,000 | $ 40,000 |
| Wake County North Carolina | 2 | $ 299,000 | $ 149,000 | $ 77,000 |
| Oklahoma County Oklahoma | 2 | $ 124,000 | $ 62,000 | $ 67,000 |
| Aiken County South Carolina | 2 | $ 144,000 | $ 72,000 | $ 58,000 |
| Charleston County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Lexington County South Carolina | 2 | $ 234,000 | $ 117,000 | $ 77,000 |
| Richland County South Carolina | 2 | $ 337,000 | $ 168,000 | $ 42,000 |
| Fall River County South Dakota | 2 | $ 273,000 | $ 136,000 | $ 79,000 |
| Knox County Tennessee | 2 | $ 266,000 | $ 133,000 | $ 64,000 |
| Salt Lake County Utah | 2 | $ 493,000 | $ 246,000 | $ 76,000 |
| Clark County Washington | 2 | $ 474,000 | $ 237,000 | $ 92,000 |
| Snohomish County Washington | 2 | $ 558,000 | $ 279,000 | $ 95,000 |
| Natrona County Wyoming | 2 | $ 178,000 | $ 89,000 | $ 42,000 |
| Elmore County Alabama | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Henry County Alabama | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Mobile County Alabama | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Apache County Arizona | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Maricopa County Arizona | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Mohave County Arizona | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Pinal County Arizona | 1 | $ 320,000 | $ 320,000 | $ 164,000 |
| Douglas County Colorado | 1 | $ 187,000 | $ 187,000 | $ 92,000 |
| El Paso County Colorado | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Jefferson County Colorado | 1 | $ 217,000 | $ 217,000 | $ 151,000 |
| Lake County Colorado | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
| Larimer County Colorado | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| New Haven County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Tolland County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| New Castle County Delaware | 1 | $ 128,000 | $ 128,000 | $ 27,000 |
| Hillsborough County Florida | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Leon County Florida | 1 | $ 216,000 | $ 216,000 | $ 87,000 |
| Miami-Dade County Florida | 1 | $ 154,000 | $ 154,000 | $ 103,000 |
| Nassau County Florida | 1 | $ 76,000 | $ 76,000 | $ 66,000 |
| Pinellas County Florida | 1 | $ 212,000 | $ 212,000 | $ 99,000 |
| Union County Florida | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
| Camden County Georgia | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Decatur County Georgia | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| DeKalb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 212,000 |
| Liberty County Georgia | 1 | $ 189,000 | $ 189,000 | $ 106,000 |
| Lowndes County Georgia | 1 | $ 101,000 | $ 101,000 | $ 86,000 |
| Pickens County Georgia | 1 | $ 142,000 | $ 142,000 | $ 81,000 |
| Screven County Georgia | 1 | $ 71,000 | $ 71,000 | $ 90,000 |
| Stephens County Georgia | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Jerome County Idaho | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Delaware County Indiana | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Gibson County Indiana | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Hamilton County Indiana | 1 | $ 144,000 | $ 144,000 | $ 86,000 |
| Madison County Indiana | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Appanoose County Iowa | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Clinton County Iowa | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| Mills County Iowa | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
| Polk County Iowa | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Shawnee County Kansas | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Jefferson County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 98,000 |
| Kenton County Kentucky | 1 | $ 227,000 | $ 227,000 | $ 120,000 |
| Letcher County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| McCracken County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Acadia County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 94,000 |
| Calcasieu County Louisiana | 1 | $ 177,000 | $ 177,000 | $ 110,000 |
| Jefferson Davis County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Lafayette County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Lincoln County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Ouachita County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| St. Helena County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| St. Tammany County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 165,000 |
| Vernon County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Washington County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Franklin County Maine | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Oxford County Maine | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Allegan County Michigan | 1 | $ 101,000 | $ 101,000 | $ 73,000 |
| Lapeer County Michigan | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Muskegon County Michigan | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Beltrami County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 53,000 |
| Chisago County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Ramsey County Minnesota | 1 | $ 227,000 | $ 227,000 | $ 114,000 |
| Pearl River County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Boone County Missouri | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Cass County Missouri | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Cedar County Missouri | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Jackson County Missouri | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Jasper County Missouri | 1 | $ 63,000 | $ 63,000 | $ 51,000 |
| Newton County Missouri | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| St. Louis County Missouri | 1 | $ 117,000 | $ 117,000 | $ 55,000 |
| Silver Bow County Montana | 1 | $ 218,000 | $ 218,000 | $ 73,000 |
| Platte County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 76,000 |
| Sarpy County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 131,000 |
| Scotts Bluff County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Bernalillo County New Mexico | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Eddy County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Buncombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Caldwell County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Caswell County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 57,000 |
| Cleveland County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Davidson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Granville County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Guilford County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Iredell County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Lee County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 68,000 |
| Lincoln County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 137,000 |
| Macon County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 83,000 |
| Martin County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 49,000 |
| Orange County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 96,000 |
| Pitt County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Polk County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Stokes County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| Transylvania County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| Allen County Ohio | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Athens County Ohio | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Butler County Ohio | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Fairfield County Ohio | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Lawrence County Ohio | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Logan County Ohio | 1 | $ 119,000 | $ 119,000 | $ 86,000 |
| Mercer County Ohio | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Shelby County Ohio | 1 | $ 184,000 | $ 184,000 | $ 101,000 |
| Summit County Ohio | 1 | $ 127,000 | $ 127,000 | $ 119,000 |
| Cleveland County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 136,000 |
| Garvin County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| McIntosh County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Muskogee County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Baker County Oregon | 1 | $ 56,000 | $ 56,000 | $ 55,000 |
| Abbeville County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Dillon County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Greenville County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Horry County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Spartanburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Hughes County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Bedford County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Claiborne County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Hardin County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Hawkins County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| McMinn County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| Tipton County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Bell County Texas | 1 | $ 83,000 | $ 83,000 | $ 77,000 |
| Collin County Texas | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Travis County Texas | 1 | $ 134,000 | $ 134,000 | $ 110,000 |
| Van Zandt County Texas | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Box Elder County Utah | 1 | $ 147,000 | $ 147,000 | $ 95,000 |
| Carbon County Utah | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Utah County Utah | 1 | $ 126,000 | $ 126,000 | $ 23,000 |
| Weber County Utah | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Amherst County Virginia | 1 | $ 146,000 | $ 146,000 | $ 64,000 |
| Hampton County Virginia | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Portsmouth County Virginia | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Roanoke City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Tazewell County Virginia | 1 | $ 122,000 | $ 122,000 | $ 98,000 |
| Asotin County Washington | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Klickitat County Washington | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Beneficial Financial I, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 207 | $26,343,000 | $127,000 | $343,000 | $65,000 | $212,000 |
| Home Improvement | 4 | $419,000 | $104,000 | $125,000 | $45,000 | $53,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 132 | $17,238,000 | $130,000 | $343,000 | $66,000 | $177,000 |
| Black or African American | 51 | $6,254,000 | $122,000 | $318,000 | $64,000 | $212,000 |
| Not Provided | 14 | $1,505,000 | $107,000 | $201,000 | $56,000 | $119,000 |
| Hispanic | 9 | $1,241,000 | $137,000 | $200,000 | $64,000 | $110,000 |
| American Indian or Alaskan Native | 4 | $399,000 | $99,000 | $130,000 | $64,000 | $112,000 |
| Not applicable | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 204 | $25,888,000 | $126,000 | $343,000 | $64,000 | $212,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7 | $874,000 | $124,000 | $243,000 | $73,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67 | $7,954,000 | $118,000 | $281,000 | $63,000 | $137,000 |
| Application Denied By Financial Institution | 63 | $8,871,000 | $140,000 | $320,000 | $73,000 | $212,000 |
| Application Withdrawn By Applicant | 59 | $7,244,000 | $122,000 | $343,000 | $61,000 | $177,000 |
| Application Approved But Not Accepted | 21 | $2,568,000 | $122,000 | $292,000 | $55,000 | $101,000 |
| Loan Purchased By The Institution | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Financial I, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beneficial Financial I, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.