Solstice Capital Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Solstice Capital Group, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Solstice Capital Group, Inc.
17461 Derian Ave. Suite 200
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  
Total Number of Mortgage Applications 81,193
Total Mortgage Loan Application Amount $12,903,555,000
Average Mortgage Loan Application Amount $156,096
Highest Mortgage Loan Application Amount $62,000,000
Average Applicant Income $77,134
Highest Applicant Income $9,840,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Solstice Capital Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Solstice Capital Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Solstice Capital Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Solstice Capital Group, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Solstice Capital Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Solstice Capital Group, Inc.'s mortgage activity for 2005.

Mortgage Loan Application Totals for Solstice Capital Group, Inc. by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-MARIETTA, GA 7,626 $ 1,283,582,000 $ 168,000 $ 114,000
PHOENIX-MESA-SCOTTSDALE, AZ 4,695 $ 719,617,000 $ 153,000 $ 72,000
LAS VEGAS-PARADISE, NV 3,544 $ 614,736,000 $ 173,000 $ 88,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3,348 $ 464,509,000 $ 138,000 $ 94,000
MEMPHIS, TN-MS-AR 3,171 $ 430,814,000 $ 135,000 $ 99,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 2,799 $ 403,539,000 $ 144,000 $ 78,000
DETROIT-LIVONIA-DEARBORN, MI 2,301 $ 342,481,000 $ 148,000 $ 90,000
ORLANDO, FL 2,204 $ 331,125,000 $ 150,000 $ 83,000
JACKSONVILLE, FL 2,121 $ 294,909,000 $ 139,000 $ 82,000
BALTIMORE-TOWSON, MD 1,940 $ 297,580,000 $ 153,000 $ 103,000
WARREN-FARMINGTON HILLS-TROY, MI 1,696 $ 350,974,000 $ 206,000 $ 125,000
BOSTON-QUINCY, MA 1,566 $ 394,836,000 $ 252,000 $ 136,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1,490 $ 252,845,000 $ 169,000 $ 84,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1,473 $ 224,070,000 $ 152,000 $ 89,000
MIAMI-MIAMI BEACH-KENDALL, FL 1,472 $ 235,591,000 $ 160,000 $ 95,000
TUCSON, AZ 1,331 $ 192,986,000 $ 144,000 $ 119,000
WORCESTER, MA 1,202 $ 218,573,000 $ 181,000 $ 90,000
ALBUQUERQUE, NM 1,199 $ 174,331,000 $ 145,000 $ 74,000
SPRINGFIELD, MA 1,172 $ 178,424,000 $ 152,000 $ 100,000
KNOXVILLE, TN 1,169 $ 161,547,000 $ 138,000 $ 74,000
NEW HAVEN-MILFORD, CT 1,117 $ 225,165,000 $ 201,000 $ 104,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 952 $ 165,655,000 $ 174,000 $ 102,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 936 $ 217,839,000 $ 232,000 $ 150,000
LAKELAND, FL 868 $ 113,493,000 $ 130,000 $ 63,000
GRAND RAPIDS-WYOMING, MI 788 $ 107,456,000 $ 136,000 $ 80,000
ESSEX COUNTY, MA 738 $ 166,341,000 $ 225,000 $ 157,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 707 $ 95,268,000 $ 134,000 $ 62,000
BRIDGEPORT-STAMFORD-NORWALK, CT 702 $ 152,523,000 $ 217,000 $ 129,000
CHATTANOOGA, TN-GA 682 $ 94,782,000 $ 138,000 $ 68,000
RENO-SPARKS, NV 681 $ 119,351,000 $ 175,000 $ 66,000
PENSACOLA-FERRY PASS-BRENT, FL 652 $ 85,403,000 $ 130,000 $ 50,000
SARASOTA-BRADENTON-VENICE, FL 633 $ 104,232,000 $ 164,000 $ 85,000
LANSING-EAST LANSING, MI 606 $ 83,868,000 $ 138,000 $ 68,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 580 $ 82,535,000 $ 142,000 $ 63,000
NEW ORLEANS-METAIRIE-KENNER, LA 558 $ 75,013,000 $ 134,000 $ 85,000
CAPE CORAL-FORT MYERS, FL 553 $ 82,397,000 $ 149,000 $ 84,000
OCALA, FL 517 $ 69,427,000 $ 134,000 $ 98,000
TALLAHASSEE, FL 480 $ 65,487,000 $ 136,000 $ 140,000
AUGUSTA-RICHMOND COUNTY, GA-SC 467 $ 62,427,000 $ 133,000 $ 89,000
PORT ST. LUCIE-FORT PIERCE, FL 411 $ 60,808,000 $ 147,000 $ 119,000
NORWICH-NEW LONDON, CT 357 $ 57,520,000 $ 161,000 $ 105,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 323 $ 67,334,000 $ 208,000 $ 160,000
KALAMAZOO-PORTAGE, MI 313 $ 43,336,000 $ 138,000 $ 72,000
BATON ROUGE, LA 270 $ 36,376,000 $ 134,000 $ 124,000
PRESCOTT, AZ 270 $ 37,136,000 $ 137,000 $ 80,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 267 $ 38,455,000 $ 144,000 $ 83,000
GAINESVILLE, GA 267 $ 39,256,000 $ 147,000 $ 69,000
GAINESVILLE, FL 257 $ 32,678,000 $ 127,000 $ 45,000
FLINT, MI 256 $ 35,357,000 $ 138,000 $ 57,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 254 $ 34,280,000 $ 134,000 $ 52,000
JOHNSON CITY, TN 241 $ 32,206,000 $ 133,000 $ 61,000
BARNSTABLE TOWN, MA 233 $ 51,220,000 $ 219,000 $ 140,000
PANAMA CITY-LYNN HAVEN, FL 222 $ 30,095,000 $ 135,000 $ 113,000
YUMA, AZ 222 $ 30,298,000 $ 136,000 $ 65,000
CLEVELAND, TN 219 $ 28,601,000 $ 130,000 $ 58,000
MUSKEGON-NORTON SHORES, MI 213 $ 26,641,000 $ 125,000 $ 54,000
BATTLE CREEK, MI 211 $ 26,653,000 $ 126,000 $ 88,000
MORRISTOWN, TN 197 $ 26,869,000 $ 136,000 $ 73,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 195 $ 25,071,000 $ 128,000 $ 104,000
PITTSFIELD, MA 194 $ 26,895,000 $ 138,000 $ 56,000
ANN ARBOR, MI 189 $ 29,176,000 $ 154,000 $ 108,000
NILES-BENTON HARBOR, MI 186 $ 24,998,000 $ 134,000 $ 66,000
HOLLAND-GRAND HAVEN, MI 176 $ 26,355,000 $ 149,000 $ 86,000
NAPLES-MARCO ISLAND, FL 169 $ 30,812,000 $ 182,000 $ 97,000
PUNTA GORDA, FL 157 $ 22,734,000 $ 144,000 $ 74,000
JACKSON, TN 154 $ 20,438,000 $ 132,000 $ 63,000
SANTA FE, NM 145 $ 30,521,000 $ 210,000 $ 98,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 125 $ 24,387,000 $ 195,000 $ 145,000
HAGERSTOWN-MARTINSBURG, MD-WV 119 $ 17,784,000 $ 149,000 $ 85,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 118 $ 19,160,000 $ 162,000 $ 117,000
SALISBURY, MD 115 $ 15,659,000 $ 136,000 $ 89,000
VERO BEACH, FL 115 $ 16,878,000 $ 146,000 $ 81,000
LAS CRUCES, NM 102 $ 14,707,000 $ 144,000 $ 66,000
BAY CITY, MI 93 $ 11,904,000 $ 128,000 $ 71,000
FLAGSTAFF, AZ 87 $ 14,720,000 $ 169,000 $ 105,000
CARSON CITY, NV 82 $ 12,855,000 $ 156,000 $ 46,000
CUMBERLAND, MD-WV 82 $ 10,037,000 $ 122,000 $ 58,000
HOUMA-BAYOU CANE-THIBODAUX, LA 78 $ 9,734,000 $ 124,000 $ 102,000
SANTA ANA-ANAHEIM-IRVINE, CA 75 $ 14,373,000 $ 191,000 $ 80,000
MONROE, MI 57 $ 7,699,000 $ 135,000 $ 75,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 57 $ 10,534,000 $ 184,000 $ 193,000
JACKSON, MI 54 $ 7,098,000 $ 131,000 $ 105,000
MACON, GA 43 $ 5,707,000 $ 132,000 $ 52,000
INDIANAPOLIS, IN 36 $ 4,491,000 $ 124,000 $ 158,000
WARNER ROBINS, GA 36 $ 5,049,000 $ 140,000 $ 102,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 33 $ 7,306,000 $ 221,000 $ 106,000
HINESVILLE-FORT STEWART, GA 31 $ 4,148,000 $ 133,000 $ 46,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 31 $ 4,669,000 $ 150,000 $ 92,000
FRESNO, CA 28 $ 4,469,000 $ 159,000 $ 175,000
OAKLAND-FREMONT-HAYWARD, CA 28 $ 5,933,000 $ 211,000 $ 70,000
SAVANNAH, GA 28 $ 3,690,000 $ 131,000 $ 83,000
BAKERSFIELD, CA 25 $ 3,712,000 $ 148,000 $ 50,000
LAFAYETTE, LA 21 $ 2,659,000 $ 126,000 $ 68,000
COLUMBUS, GA-AL 19 $ 2,542,000 $ 133,000 $ 54,000
MODESTO, CA 15 $ 2,330,000 $ 155,000 $ 123,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 15 $ 3,793,000 $ 252,000 $ 63,000
SHREVEPORT-BOSSIER CITY, LA 15 $ 1,795,000 $ 119,000 $ 35,000
STOCKTON, CA 15 $ 1,841,000 $ 122,000 $ 208,000
ATHENS-CLARKE COUNTY, GA 14 $ 1,891,000 $ 135,000 $ 53,000
VALLEJO-FAIRFIELD, CA 14 $ 3,211,000 $ 229,000 $ 155,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 12 $ 4,278,000 $ 356,000 $ 341,000
VISALIA-PORTERVILLE, CA 12 $ 1,976,000 $ 164,000 $ 53,000
EUGENE-SPRINGFIELD, OR 11 $ 1,301,000 $ 118,000 $ 145,000
CHICO, CA 10 $ 1,480,000 $ 148,000 $ 36,000
YUBA CITY, CA 10 $ 1,435,000 $ 143,000 $ 75,000
ALBANY, GA 9 $ 1,144,000 $ 127,000 $ 189,000
MEDFORD, OR 9 $ 1,574,000 $ 174,000 $ 42,000
OXNARD-THOUSAND OAKS-VENTURA, CA 9 $ 1,427,000 $ 158,000 $ 133,000
SALEM, OR 9 $ 1,239,000 $ 137,000 $ 103,000
GARY, IN 8 $ 1,540,000 $ 192,000 $ 79,000
DALTON, GA 7 $ 829,000 $ 118,000 $ 44,000
EL CENTRO, CA 7 $ 1,184,000 $ 169,000 $ 30,000
FARMINGTON, NM 7 $ 974,000 $ 139,000 $ 58,000
REDDING, CA 7 $ 966,000 $ 138,000 $ 97,000
SAN LUIS OBISPO-PASO ROBLES, CA 7 $ 1,793,000 $ 256,000 $ 50,000
HANFORD-CORCORAN, CA 6 $ 732,000 $ 122,000 $ 26,000
SANTA CRUZ-WATSONVILLE, CA 6 $ 1,731,000 $ 288,000 $ 141,000
VALDOSTA, GA 6 $ 770,000 $ 128,000 $ 172,000
MERCED, CA 5 $ 677,000 $ 135,000 $ 71,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 5 $ 822,000 $ 164,000 $ 53,000
SOUTH BEND-MISHAWAKA, IN-MI 5 $ 543,000 $ 108,000 $ 175,000
ANDERSON, IN 4 $ 440,000 $ 110,000 $ 47,000
CLARKSVILLE, TN-KY 4 $ 492,000 $ 123,000 $ 50,000
CORVALLIS, OR 4 $ 560,000 $ 140,000 $ 45,000
MADERA, CA 4 $ 478,000 $ 119,000 $ 126,000
SANTA ROSA-PETALUMA, CA 4 $ 1,840,000 $ 460,000 $ 136,000
FORT WAYNE, IN 3 $ 367,000 $ 122,000 $ 124,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3 $ 401,000 $ 133,000 $ 55,000
SALINAS, CA 3 $ 760,000 $ 253,000 $ 336,000
BEND, OR 2 $ 176,000 $ 88,000 $ 31,000
BOISE CITY-NAMPA, ID 2 $ 302,000 $ 151,000 $ 31,000
BOULDER, CO 2 $ 250,000 $ 125,000 $ 119,000
COLUMBUS, IN 2 $ 166,000 $ 83,000 $ 39,000
DENVER-AURORA, CO 2 $ 405,000 $ 202,000 $ 46,000
MICHIGAN CITY-LA PORTE, IN 2 $ 335,000 $ 167,000 $ 81,000
NAPA, CA 2 $ 216,000 $ 108,000 $ 70,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 2 $ 392,000 $ 196,000 $ 31,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 2 $ 880,000 $ 440,000 $ 115,000
ALEXANDRIA, LA 1 $ 60,000 $ 60,000 $ 492,000
BLOOMINGTON, IN 1 $ 56,000 $ 56,000 $ 41,000
BRUNSWICK, GA 1 $ 75,000 $ 75,000 $ 28,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1 $ 100,000 $ 100,000 $ 84,000
CHICAGO-NAPERVILLE-JOLIET, IL 1 $ 140,000 $ 140,000 $ 216,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1 $ 122,000 $ 122,000 $ 0
DULUTH, MN-WI 1 $ 157,000 $ 157,000 $ 22,000
HUNTSVILLE, AL 1 $ 140,000 $ 140,000 $ 18,000
KOKOMO, IN 1 $ 140,000 $ 140,000 $ 0
LAFAYETTE, IN 1 $ 140,000 $ 140,000 $ 144,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 1 $ 96,000 $ 96,000 $ 0
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 63,000 $ 63,000 $ 27,000
POCATELLO, ID 1 $ 20,000 $ 20,000 $ 34,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 225,000 $ 225,000 $ 64,000
PUEBLO, CO 1 $ 125,000 $ 125,000 $ 144,000
SALT LAKE CITY, UT 1 $ 300,000 $ 300,000 $ 60,000
SAN ANTONIO, TX 1 $ 121,000 $ 121,000 $ 73,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 140,000 $ 140,000 $ 0
SPARTANBURG, SC 1 $ 140,000 $ 140,000 $ 24,000
ST. GEORGE, UT 1 $ 70,000 $ 70,000 $ 78,000
TOLEDO, OH 1 $ 90,000 $ 90,000 $ 0
WILMINGTON, NC 1 $ 15,000 $ 15,000 $ 0

Mortgage Loan Application Detail Totals for Solstice Capital Group, Inc. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 78,701 $12,516,145,000 $151,525 $62,000,000 $67,550 $9,840,000
Home Purchase 2,492 $387,410,000 $171,333 $4,100,000 $109,083 $7,200,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 56,740 $8,933,416,000 $147,666 $62,000,000 $62,833 $9,840,000
White 21,436 $3,533,819,000 $164,714 $3,420,000 $91,464 $9,333,000
Black or African American 2,626 $362,009,000 $147,666 $1,600,000 $68,533 $3,000,000
Asian 195 $39,888,000 $202,538 $920,000 $109,769 $2,400,000
American Indian or Alaskan Native 77 $12,231,000 $178,615 $595,000 $73,692 $552,000
Hispanic 65 $10,982,000 $186,222 $549,000 $64,222 $146,000
Native Hawaiian or Other Pacific Islander 54 $11,210,000 $195,181 $648,000 $86,090 $732,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 81,193 $12,903,555,000 $151,325 $62,000,000 $69,250 $9,840,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 46,813 $7,493,845,000 $146,500 $62,000,000 $73,823 $9,600,000
Application Denied By Financial Institution 30,746 $4,843,936,000 $170,758 $32,925,000 $75,068 $9,840,000
Loan Originated 3,634 $565,774,000 $155,882 $797,000 $64,411 $420,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Solstice Capital Group, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Solstice Capital Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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