Scbt, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Scbt, Na 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Scbt, Na Po Box 1287 Orangeburg, SC 29116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,054 |
| Total Mortgage Loan Application Amount | $537,129,000 |
| Average Mortgage Loan Application Amount | $215,411 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $274,470 |
| Highest Applicant Income | $4,123,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Scbt, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Scbt, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Scbt, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Scbt, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Scbt, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Scbt, Na's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Beaufort County South Carolina | 472 | $ 139,741,000 | $ 296,000 | $ 126,000 |
| Orangeburg County South Carolina | 435 | $ 33,603,000 | $ 77,000 | $ 46,000 |
| Greenville County South Carolina | 379 | $ 95,674,000 | $ 252,000 | $ 174,000 |
| Richland County South Carolina | 215 | $ 37,653,000 | $ 175,000 | $ 116,000 |
| Florence County South Carolina | 177 | $ 21,053,000 | $ 118,000 | $ 80,000 |
| Horry County South Carolina | 173 | $ 28,130,000 | $ 162,000 | $ 75,000 |
| Dorchester County South Carolina | 153 | $ 13,241,000 | $ 86,000 | $ 55,000 |
| Jasper County South Carolina | 128 | $ 11,668,000 | $ 91,000 | $ 57,000 |
| Colleton County South Carolina | 120 | $ 15,023,000 | $ 125,000 | $ 71,000 |
| Lexington County South Carolina | 95 | $ 18,601,000 | $ 195,000 | $ 84,000 |
| Charleston County South Carolina | 68 | $ 20,869,000 | $ 306,000 | $ 90,000 |
| Berkeley County South Carolina | 60 | $ 7,699,000 | $ 128,000 | $ 53,000 |
| Clay County North Carolina | 42 | $ 6,420,000 | $ 152,000 | $ 49,000 |
| Calhoun County South Carolina | 42 | $ 3,582,000 | $ 85,000 | $ 55,000 |
| Anderson County South Carolina | 39 | $ 6,513,000 | $ 167,000 | $ 92,000 |
| Cleveland County North Carolina | 37 | $ 5,028,000 | $ 135,000 | $ 60,000 |
| Bamberg County South Carolina | 36 | $ 2,779,000 | $ 77,000 | $ 61,000 |
| Oconee County South Carolina | 33 | $ 8,227,000 | $ 249,000 | $ 192,000 |
| Kershaw County South Carolina | 30 | $ 4,598,000 | $ 153,000 | $ 86,000 |
| Spartanburg County South Carolina | 30 | $ 6,688,000 | $ 222,000 | $ 125,000 |
| Clarendon County South Carolina | 28 | $ 3,560,000 | $ 127,000 | $ 62,000 |
| Pickens County South Carolina | 27 | $ 5,221,000 | $ 193,000 | $ 185,000 |
| Georgetown County South Carolina | 25 | $ 7,545,000 | $ 301,000 | $ 141,000 |
| Darlington County South Carolina | 17 | $ 2,213,000 | $ 130,000 | $ 49,000 |
| Macon County North Carolina | 13 | $ 2,086,000 | $ 160,000 | $ 47,000 |
| Hart County Georgia | 12 | $ 1,418,000 | $ 118,000 | $ 72,000 |
| Columbus County North Carolina | 10 | $ 1,057,000 | $ 105,000 | $ 48,000 |
| Chatham County Georgia | 9 | $ 1,487,000 | $ 165,000 | $ 98,000 |
| Hampton County South Carolina | 9 | $ 331,000 | $ 36,000 | $ 35,000 |
| Aiken County South Carolina | 8 | $ 1,627,000 | $ 203,000 | $ 78,000 |
| Sumter County South Carolina | 8 | $ 801,000 | $ 100,000 | $ 67,000 |
| Gaston County North Carolina | 7 | $ 1,686,000 | $ 240,000 | $ 91,000 |
| Mecklenburg County North Carolina | 7 | $ 1,142,000 | $ 163,000 | $ 78,000 |
| Laurens County South Carolina | 6 | $ 417,000 | $ 69,000 | $ 94,000 |
| Fulton County Georgia | 5 | $ 1,390,000 | $ 278,000 | $ 562,000 |
| Gwinnett County Georgia | 5 | $ 964,000 | $ 192,000 | $ 84,000 |
| Towns County Georgia | 5 | $ 972,000 | $ 194,000 | $ 115,000 |
| York County South Carolina | 5 | $ 999,000 | $ 199,000 | $ 73,000 |
| Effingham County Georgia | 4 | $ 689,000 | $ 172,000 | $ 85,000 |
| Rutherford County North Carolina | 4 | $ 535,000 | $ 133,000 | $ 81,000 |
| Williamsburg County South Carolina | 4 | $ 254,000 | $ 63,000 | $ 49,000 |
| Elbert County Georgia | 3 | $ 314,000 | $ 104,000 | $ 77,000 |
| Richmond County Georgia | 3 | $ 347,000 | $ 115,000 | $ 60,000 |
| Haywood County North Carolina | 3 | $ 429,000 | $ 143,000 | $ 156,000 |
| Jackson County North Carolina | 3 | $ 748,000 | $ 249,000 | $ 173,000 |
| Cherokee County South Carolina | 3 | $ 430,000 | $ 143,000 | $ 101,000 |
| Greenwood County South Carolina | 3 | $ 374,000 | $ 124,000 | $ 88,000 |
| Marion County South Carolina | 3 | $ 238,000 | $ 79,000 | $ 43,000 |
| Newberry County South Carolina | 3 | $ 748,000 | $ 249,000 | $ 244,000 |
| Habersham County Georgia | 2 | $ 221,000 | $ 110,000 | $ 38,000 |
| Brunswick County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 60,000 |
| Buncombe County North Carolina | 2 | $ 1,325,000 | $ 662,000 | $ 82,000 |
| Cherokee County North Carolina | 2 | $ 173,000 | $ 86,000 | $ 92,000 |
| Henderson County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Abbeville County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 98,000 |
| Barnwell County South Carolina | 2 | $ 194,000 | $ 97,000 | $ 72,000 |
| Sevier County Tennessee | 2 | $ 960,000 | $ 480,000 | $ 296,000 |
| Roanoke City County Virginia | 2 | $ 404,000 | $ 202,000 | $ 237,000 |
| Martin County Florida | 1 | $ 58,000 | $ 58,000 | $ 15,000 |
| Orange County Florida | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Palm Beach County Florida | 1 | $ 350,000 | $ 350,000 | $ 171,000 |
| Bulloch County Georgia | 1 | $ 56,000 | $ 56,000 | $ 137,000 |
| Chattooga County Georgia | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Columbia County Georgia | 1 | $ 415,000 | $ 415,000 | $ 199,000 |
| DeKalb County Georgia | 1 | $ 350,000 | $ 350,000 | $ 82,000 |
| Franklin County Georgia | 1 | $ 334,000 | $ 334,000 | $ 190,000 |
| Glynn County Georgia | 1 | $ 164,000 | $ 164,000 | $ 34,000 |
| Liberty County Georgia | 1 | $ 236,000 | $ 236,000 | $ 180,000 |
| Rabun County Georgia | 1 | $ 374,000 | $ 374,000 | $ 135,000 |
| Stephens County Georgia | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Union County Georgia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Wilkes County Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Middlesex County Massachusetts | 1 | $ 800,000 | $ 800,000 | $ 2,404,000 |
| Essex County New Jersey | 1 | $ 42,000 | $ 42,000 | $ 514,000 |
| Cabarrus County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 114,000 |
| Graham County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 85,000 |
| Lincoln County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 124,000 |
| Mitchell County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Polk County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Lawrence County Ohio | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Allendale County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Chesterfield County South Carolina | 1 | $ 244,000 | $ 244,000 | $ 304,000 |
| Dillon County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Fairfield County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Lee County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Marlboro County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Knox County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 222,000 |
Mortgage Loan Application Detail Totals for Scbt, Na in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,545 | $278,186,000 | $211,285 | $2,500,000 | $121,285 | $4,123,000 |
| Refinancing | 1,271 | $242,832,000 | $289,000 | $1,420,000 | $518,714 | $3,934,000 |
| Home Improvement | 238 | $16,111,000 | $53,333 | $1,818,000 | $62,000 | $1,668,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,390 | $455,554,000 | $247,666 | $2,500,000 | $425,444 | $4,123,000 |
| Black or African American | 405 | $33,978,000 | $147,333 | $748,000 | $90,000 | $685,000 |
| Not Provided | 115 | $22,430,000 | $226,000 | $709,000 | $115,250 | $1,668,000 |
| Not applicable | 68 | $12,199,000 | $179,000 | $1,038,000 | $132,000 | $2,882,000 |
| Hispanic | 41 | $7,312,000 | $116,000 | $968,000 | $71,000 | $794,000 |
| Asian | 22 | $4,289,000 | $194,000 | $700,000 | $104,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,195,000 | $101,500 | $424,000 | $89,500 | $248,000 |
| American Indian or Alaskan Native | 4 | $172,000 | $43,000 | $80,000 | $43,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,017 | $531,132,000 | $254,666 | $2,500,000 | $428,888 | $4,123,000 |
| VA-guaranteed (Veterans Administration) | 25 | $3,507,000 | $158,500 | $285,000 | $53,500 | $165,000 |
| FHA-insured (Federal Housing Administration) | 9 | $770,000 | $85,000 | $158,000 | $31,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $1,720,000 | $573,000 | $1,350,000 | $258,000 | $588,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,503 | $459,642,000 | $262,625 | $2,500,000 | $457,625 | $4,123,000 |
| Application Denied By Financial Institution | 262 | $26,121,000 | $142,500 | $1,818,000 | $108,750 | $621,000 |
| Application Approved But Not Accepted | 130 | $26,128,000 | $207,333 | $1,200,000 | $95,333 | $800,000 |
| Application Withdrawn By Applicant | 104 | $17,902,000 | $164,333 | $560,000 | $47,333 | $406,000 |
| File Closed For Incompleteness | 55 | $7,336,000 | $133,000 | $1,050,000 | $56,000 | $230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 174 | $13,827,000 | $124,000 | $850,000 | $58,000 | $338,000 |
| Debt-To-Income Ratio | 62 | $8,502,000 | $120,500 | $1,818,000 | $53,500 | $621,000 |
| Employment History | 11 | $1,062,000 | $96,000 | $264,000 | $44,000 | $104,000 |
| Collateral | 6 | $853,000 | $142,000 | $365,000 | $87,000 | $240,000 |
| Other | 4 | $619,000 | $139,000 | $340,000 | $149,666 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,042,000 | $260,000 | $788,000 | $163,000 | $432,000 |
| Unverifiable Information | 1 | $216,000 | $216,000 | $216,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Scbt, Na's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Scbt, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.