South Central Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
South Central Bank, National Association 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South Central Bank, National Association 525 W Roosevelt Rd Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,642 |
| Total Mortgage Loan Application Amount | $107,763,000 |
| Average Mortgage Loan Application Amount | $67,593 |
| Highest Mortgage Loan Application Amount | $700,000 |
| Average Applicant Income | $64,781 |
| Highest Applicant Income | $832,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with South Central Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South Central Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down South Central Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South Central Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by South Central Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South Central Bank, National Association's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,174 | $ 53,803,000 | $ 45,000 | $ 67,000 |
| Cuyahoga County Ohio | 283 | $ 2,824,000 | $ 9,000 | $ 53,000 |
| Milwaukee County Wisconsin | 171 | $ 2,180,000 | $ 12,000 | $ 48,000 |
| Summit County Ohio | 145 | $ 1,486,000 | $ 10,000 | $ 53,000 |
| Lake County Indiana | 131 | $ 1,490,000 | $ 11,000 | $ 50,000 |
| Hamilton County Ohio | 105 | $ 1,078,000 | $ 10,000 | $ 53,000 |
| Franklin County Ohio | 102 | $ 892,000 | $ 8,000 | $ 50,000 |
| DuPage County Illinois | 87 | $ 4,308,000 | $ 49,000 | $ 75,000 |
| Will County Illinois | 84 | $ 3,458,000 | $ 41,000 | $ 73,000 |
| Stark County Ohio | 62 | $ 599,000 | $ 9,000 | $ 64,000 |
| Lorain County Ohio | 57 | $ 649,000 | $ 11,000 | $ 55,000 |
| St. Louis County Missouri | 56 | $ 558,000 | $ 9,000 | $ 61,000 |
| Lake County Illinois | 51 | $ 4,875,000 | $ 95,000 | $ 90,000 |
| Oakland County Michigan | 51 | $ 584,000 | $ 11,000 | $ 77,000 |
| Mahoning County Ohio | 51 | $ 518,000 | $ 10,000 | $ 53,000 |
| Racine County Wisconsin | 49 | $ 650,000 | $ 13,000 | $ 50,000 |
| Allen County Indiana | 48 | $ 487,000 | $ 10,000 | $ 44,000 |
| Kent County Michigan | 46 | $ 452,000 | $ 9,000 | $ 47,000 |
| Wayne County Michigan | 45 | $ 548,000 | $ 12,000 | $ 54,000 |
| Lucas County Ohio | 44 | $ 440,000 | $ 10,000 | $ 45,000 |
| Trumbull County Ohio | 44 | $ 388,000 | $ 8,000 | $ 51,000 |
| Sheboygan County Wisconsin | 43 | $ 546,000 | $ 12,000 | $ 55,000 |
| Marion County Indiana | 41 | $ 505,000 | $ 12,000 | $ 64,000 |
| Kane County Illinois | 39 | $ 1,116,000 | $ 28,000 | $ 68,000 |
| Macomb County Michigan | 37 | $ 551,000 | $ 14,000 | $ 73,000 |
| Lake County Ohio | 37 | $ 348,000 | $ 9,000 | $ 56,000 |
| Kenosha County Wisconsin | 36 | $ 912,000 | $ 25,000 | $ 76,000 |
| St. Joseph County Indiana | 35 | $ 381,000 | $ 10,000 | $ 55,000 |
| McHenry County Illinois | 34 | $ 1,168,000 | $ 34,000 | $ 67,000 |
| Portage County Ohio | 32 | $ 350,000 | $ 10,000 | $ 66,000 |
| Elkhart County Indiana | 30 | $ 336,000 | $ 11,000 | $ 67,000 |
| Waukesha County Wisconsin | 29 | $ 323,000 | $ 11,000 | $ 57,000 |
| Licking County Ohio | 28 | $ 239,000 | $ 8,000 | $ 51,000 |
| Medina County Ohio | 28 | $ 336,000 | $ 12,000 | $ 66,000 |
| Montgomery County Ohio | 28 | $ 294,000 | $ 10,000 | $ 59,000 |
| Berrien County Michigan | 27 | $ 275,000 | $ 10,000 | $ 50,000 |
| York County Pennsylvania | 27 | $ 399,000 | $ 14,000 | $ 60,000 |
| Richland County Ohio | 24 | $ 277,000 | $ 11,000 | $ 50,000 |
| Lancaster County Pennsylvania | 24 | $ 362,000 | $ 15,000 | $ 55,000 |
| Fond du Lac County Wisconsin | 22 | $ 332,000 | $ 15,000 | $ 43,000 |
| Genesee County Michigan | 20 | $ 195,000 | $ 9,000 | $ 50,000 |
| Ingham County Michigan | 19 | $ 159,000 | $ 8,000 | $ 52,000 |
| Monroe County Michigan | 19 | $ 223,000 | $ 11,000 | $ 65,000 |
| Muskegon County Michigan | 19 | $ 196,000 | $ 10,000 | $ 50,000 |
| Porter County Indiana | 18 | $ 192,000 | $ 10,000 | $ 69,000 |
| Butler County Ohio | 18 | $ 206,000 | $ 11,000 | $ 71,000 |
| Ashtabula County Ohio | 17 | $ 181,000 | $ 10,000 | $ 53,000 |
| Allen County Ohio | 16 | $ 160,000 | $ 10,000 | $ 55,000 |
| Washington County Wisconsin | 16 | $ 189,000 | $ 11,000 | $ 73,000 |
| Cobb County Georgia | 15 | $ 126,000 | $ 8,000 | $ 75,000 |
| Ottawa County Michigan | 15 | $ 138,000 | $ 9,000 | $ 47,000 |
| Wayne County Ohio | 15 | $ 171,000 | $ 11,000 | $ 53,000 |
| Dauphin County Pennsylvania | 15 | $ 244,000 | $ 16,000 | $ 71,000 |
| Dodge County Wisconsin | 15 | $ 209,000 | $ 13,000 | $ 45,000 |
| St. Louis City County Missouri | 14 | $ 141,000 | $ 10,000 | $ 51,000 |
| Fairfield County Ohio | 14 | $ 126,000 | $ 9,000 | $ 56,000 |
| Marion County Ohio | 14 | $ 145,000 | $ 10,000 | $ 56,000 |
| Eaton County Michigan | 13 | $ 128,000 | $ 9,000 | $ 51,000 |
| Delaware County Ohio | 13 | $ 157,000 | $ 12,000 | $ 68,000 |
| Huron County Ohio | 13 | $ 135,000 | $ 10,000 | $ 56,000 |
| Seneca County Ohio | 13 | $ 157,000 | $ 12,000 | $ 45,000 |
| Gwinnett County Georgia | 12 | $ 122,000 | $ 10,000 | $ 68,000 |
| Crawford County Ohio | 12 | $ 122,000 | $ 10,000 | $ 49,000 |
| Hancock County Ohio | 12 | $ 136,000 | $ 11,000 | $ 44,000 |
| DeKalb County Georgia | 11 | $ 102,000 | $ 9,000 | $ 48,000 |
| Fulton County Georgia | 11 | $ 114,000 | $ 10,000 | $ 61,000 |
| Madison County Illinois | 11 | $ 116,000 | $ 10,000 | $ 51,000 |
| DeKalb County Indiana | 11 | $ 97,000 | $ 8,000 | $ 48,000 |
| Kalamazoo County Michigan | 11 | $ 106,000 | $ 9,000 | $ 49,000 |
| St. Charles County Missouri | 11 | $ 113,000 | $ 10,000 | $ 67,000 |
| Geauga County Ohio | 11 | $ 105,000 | $ 9,000 | $ 64,000 |
| Muskingum County Ohio | 11 | $ 93,000 | $ 8,000 | $ 48,000 |
| Jefferson County Wisconsin | 11 | $ 120,000 | $ 10,000 | $ 67,000 |
| Ozaukee County Wisconsin | 11 | $ 141,000 | $ 12,000 | $ 60,000 |
| Wabash County Indiana | 10 | $ 97,000 | $ 9,000 | $ 42,000 |
| Kenton County Kentucky | 10 | $ 92,000 | $ 9,000 | $ 50,000 |
| Sandusky County Ohio | 10 | $ 127,000 | $ 12,000 | $ 57,000 |
| Allegheny County Pennsylvania | 10 | $ 134,000 | $ 13,000 | $ 60,000 |
| Kankakee County Illinois | 9 | $ 97,000 | $ 10,000 | $ 39,000 |
| Vermilion County Illinois | 9 | $ 91,000 | $ 10,000 | $ 48,000 |
| Lenawee County Michigan | 9 | $ 110,000 | $ 12,000 | $ 72,000 |
| Montcalm County Michigan | 9 | $ 84,000 | $ 9,000 | $ 43,000 |
| Boone County Kentucky | 8 | $ 104,000 | $ 13,000 | $ 55,000 |
| Bay County Michigan | 8 | $ 82,000 | $ 10,000 | $ 39,000 |
| Calhoun County Michigan | 8 | $ 85,000 | $ 10,000 | $ 54,000 |
| Clinton County Michigan | 8 | $ 99,000 | $ 12,000 | $ 46,000 |
| Ionia County Michigan | 8 | $ 67,000 | $ 8,000 | $ 52,000 |
| Washtenaw County Michigan | 8 | $ 115,000 | $ 14,000 | $ 67,000 |
| Columbiana County Ohio | 8 | $ 75,000 | $ 9,000 | $ 49,000 |
| Erie County Ohio | 8 | $ 103,000 | $ 12,000 | $ 73,000 |
| Warren County Ohio | 8 | $ 71,000 | $ 8,000 | $ 63,000 |
| Wood County Ohio | 8 | $ 99,000 | $ 12,000 | $ 61,000 |
| Adams County Pennsylvania | 8 | $ 154,000 | $ 19,000 | $ 61,000 |
| Cumberland County Pennsylvania | 8 | $ 158,000 | $ 19,000 | $ 55,000 |
| Cherokee County Georgia | 7 | $ 59,000 | $ 8,000 | $ 74,000 |
| LaSalle County Illinois | 7 | $ 84,000 | $ 12,000 | $ 52,000 |
| LaPorte County Indiana | 7 | $ 93,000 | $ 13,000 | $ 62,000 |
| Marshall County Indiana | 7 | $ 70,000 | $ 10,000 | $ 68,000 |
| Campbell County Kentucky | 7 | $ 87,000 | $ 12,000 | $ 55,000 |
| Allegan County Michigan | 7 | $ 72,000 | $ 10,000 | $ 58,000 |
| Jackson County Michigan | 7 | $ 71,000 | $ 10,000 | $ 51,000 |
| Newaygo County Michigan | 7 | $ 64,000 | $ 9,000 | $ 72,000 |
| Saginaw County Michigan | 7 | $ 66,000 | $ 9,000 | $ 51,000 |
| St. Joseph County Michigan | 7 | $ 67,000 | $ 9,000 | $ 54,000 |
| Ashland County Ohio | 7 | $ 80,000 | $ 11,000 | $ 33,000 |
| Clark County Ohio | 7 | $ 79,000 | $ 11,000 | $ 54,000 |
| Clermont County Ohio | 7 | $ 78,000 | $ 11,000 | $ 48,000 |
| Knox County Ohio | 7 | $ 78,000 | $ 11,000 | $ 62,000 |
| Franklin County Pennsylvania | 7 | $ 86,000 | $ 12,000 | $ 66,000 |
| Douglas County Georgia | 6 | $ 58,000 | $ 9,000 | $ 43,000 |
| Grundy County Illinois | 6 | $ 73,000 | $ 12,000 | $ 65,000 |
| Kosciusko County Indiana | 6 | $ 75,000 | $ 12,000 | $ 43,000 |
| Baltimore County Maryland | 6 | $ 185,000 | $ 30,000 | $ 63,000 |
| Franklin County Missouri | 6 | $ 58,000 | $ 9,000 | $ 55,000 |
| Pickaway County Ohio | 6 | $ 65,000 | $ 10,000 | $ 73,000 |
| Ross County Ohio | 6 | $ 49,000 | $ 8,000 | $ 62,000 |
| Union County Ohio | 6 | $ 55,000 | $ 9,000 | $ 81,000 |
| Dane County Wisconsin | 6 | $ 42,000 | $ 7,000 | $ 51,000 |
| Walworth County Wisconsin | 6 | $ 127,000 | $ 21,000 | $ 48,000 |
| Paulding County Georgia | 5 | $ 52,000 | $ 10,000 | $ 48,000 |
| Kendall County Illinois | 5 | $ 67,000 | $ 13,000 | $ 89,000 |
| Morgan County Indiana | 5 | $ 92,000 | $ 18,000 | $ 47,000 |
| Wells County Indiana | 5 | $ 57,000 | $ 11,000 | $ 35,000 |
| Van Buren County Michigan | 5 | $ 318,000 | $ 63,000 | $ 97,000 |
| Jefferson County Missouri | 5 | $ 49,000 | $ 9,000 | $ 42,000 |
| Fulton County Ohio | 5 | $ 63,000 | $ 12,000 | $ 87,000 |
| Logan County Ohio | 5 | $ 52,000 | $ 10,000 | $ 62,000 |
| Madison County Ohio | 5 | $ 53,000 | $ 10,000 | $ 61,000 |
| Lehigh County Pennsylvania | 5 | $ 84,000 | $ 16,000 | $ 50,000 |
| Montgomery County Pennsylvania | 5 | $ 113,000 | $ 22,000 | $ 66,000 |
| St. Clair County Illinois | 4 | $ 40,000 | $ 10,000 | $ 69,000 |
| Adams County Indiana | 4 | $ 41,000 | $ 10,000 | $ 47,000 |
| Madison County Indiana | 4 | $ 29,000 | $ 7,000 | $ 35,000 |
| Noble County Indiana | 4 | $ 36,000 | $ 9,000 | $ 48,000 |
| Whitley County Indiana | 4 | $ 32,000 | $ 8,000 | $ 80,000 |
| Livingston County Michigan | 4 | $ 50,000 | $ 12,000 | $ 65,000 |
| Midland County Michigan | 4 | $ 41,000 | $ 10,000 | $ 56,000 |
| Auglaize County Ohio | 4 | $ 27,000 | $ 6,000 | $ 35,000 |
| Fayette County Ohio | 4 | $ 33,000 | $ 8,000 | $ 53,000 |
| Holmes County Ohio | 4 | $ 43,000 | $ 10,000 | $ 33,000 |
| Perry County Ohio | 4 | $ 97,000 | $ 24,000 | $ 30,000 |
| Tuscarawas County Ohio | 4 | $ 40,000 | $ 10,000 | $ 49,000 |
| Wyandot County Ohio | 4 | $ 45,000 | $ 11,000 | $ 36,000 |
| New Castle County Delaware | 3 | $ 479,000 | $ 159,000 | $ 28,000 |
| Champaign County Illinois | 3 | $ 32,000 | $ 10,000 | $ 77,000 |
| Ford County Illinois | 3 | $ 37,000 | $ 12,000 | $ 53,000 |
| Iroquois County Illinois | 3 | $ 22,000 | $ 7,000 | $ 74,000 |
| Macoupin County Illinois | 3 | $ 32,000 | $ 10,000 | $ 36,000 |
| Howard County Indiana | 3 | $ 119,000 | $ 39,000 | $ 61,000 |
| Huntington County Indiana | 3 | $ 31,000 | $ 10,000 | $ 35,000 |
| Jasper County Indiana | 3 | $ 42,000 | $ 14,000 | $ 64,000 |
| Montgomery County Indiana | 3 | $ 44,000 | $ 14,000 | $ 64,000 |
| Steuben County Indiana | 3 | $ 33,000 | $ 11,000 | $ 25,000 |
| Jefferson County Kentucky | 3 | $ 153,000 | $ 51,000 | $ 33,000 |
| Howard County Maryland | 3 | $ 75,000 | $ 25,000 | $ 105,000 |
| Barry County Michigan | 3 | $ 28,000 | $ 9,000 | $ 63,000 |
| Mecosta County Michigan | 3 | $ 25,000 | $ 8,000 | $ 69,000 |
| Oceana County Michigan | 3 | $ 25,000 | $ 8,000 | $ 190,000 |
| Ramsey County Minnesota | 3 | $ 29,000 | $ 9,000 | $ 81,000 |
| Marion County Missouri | 3 | $ 26,000 | $ 8,000 | $ 35,000 |
| Champaign County Ohio | 3 | $ 35,000 | $ 11,000 | $ 81,000 |
| Coshocton County Ohio | 3 | $ 37,000 | $ 12,000 | $ 22,000 |
| Greene County Ohio | 3 | $ 27,000 | $ 9,000 | $ 60,000 |
| Hocking County Ohio | 3 | $ 28,000 | $ 9,000 | $ 30,000 |
| Morrow County Ohio | 3 | $ 22,000 | $ 7,000 | $ 54,000 |
| Ottawa County Ohio | 3 | $ 25,000 | $ 8,000 | $ 62,000 |
| Cambria County Pennsylvania | 3 | $ 60,000 | $ 20,000 | $ 36,000 |
| Lebanon County Pennsylvania | 3 | $ 55,000 | $ 18,000 | $ 68,000 |
| Northampton County Pennsylvania | 3 | $ 50,000 | $ 16,000 | $ 39,000 |
| Westmoreland County Pennsylvania | 3 | $ 56,000 | $ 18,000 | $ 40,000 |
| Rock County Wisconsin | 3 | $ 29,000 | $ 9,000 | $ 37,000 |
| Winnebago County Wisconsin | 3 | $ 31,000 | $ 10,000 | $ 55,000 |
| Henry County Georgia | 2 | $ 22,000 | $ 11,000 | $ 81,000 |
| Boone County Illinois | 2 | $ 47,000 | $ 23,000 | $ 94,000 |
| Livingston County Illinois | 2 | $ 42,000 | $ 21,000 | $ 62,000 |
| Macon County Illinois | 2 | $ 20,000 | $ 10,000 | $ 62,000 |
| Monroe County Illinois | 2 | $ 26,000 | $ 13,000 | $ 62,000 |
| Shelby County Illinois | 2 | $ 90,000 | $ 45,000 | $ 40,000 |
| Boone County Indiana | 2 | $ 28,000 | $ 14,000 | $ 62,000 |
| Clark County Indiana | 2 | $ 30,000 | $ 15,000 | $ 65,000 |
| Clinton County Indiana | 2 | $ 19,000 | $ 9,000 | $ 86,000 |
| Fountain County Indiana | 2 | $ 13,000 | $ 6,000 | $ 55,000 |
| Hamilton County Indiana | 2 | $ 29,000 | $ 14,000 | $ 51,000 |
| LaGrange County Indiana | 2 | $ 13,000 | $ 6,000 | $ 22,000 |
| Miami County Indiana | 2 | $ 11,000 | $ 5,000 | $ 38,000 |
| Monroe County Indiana | 2 | $ 13,000 | $ 6,000 | $ 50,000 |
| Putnam County Indiana | 2 | $ 10,000 | $ 5,000 | $ 37,000 |
| Tippecanoe County Indiana | 2 | $ 15,000 | $ 7,000 | $ 38,000 |
| Dorchester County Maryland | 2 | $ 52,000 | $ 26,000 | $ 119,000 |
| Branch County Michigan | 2 | $ 24,000 | $ 12,000 | $ 88,000 |
| Hillsdale County Michigan | 2 | $ 25,000 | $ 12,000 | $ 55,000 |
| Lapeer County Michigan | 2 | $ 17,000 | $ 8,000 | $ 19,000 |
| Shiawassee County Michigan | 2 | $ 21,000 | $ 10,000 | $ 40,000 |
| Tuscola County Michigan | 2 | $ 18,000 | $ 9,000 | $ 27,000 |
| Anoka County Minnesota | 2 | $ 199,000 | $ 99,000 | $ 58,000 |
| Hennepin County Minnesota | 2 | $ 10,000 | $ 5,000 | $ 83,000 |
| McLeod County Minnesota | 2 | $ 23,000 | $ 11,000 | $ 45,000 |
| Morrison County Minnesota | 2 | $ 16,000 | $ 8,000 | $ 55,000 |
| Olmsted County Minnesota | 2 | $ 10,000 | $ 5,000 | $ 63,000 |
| Winona County Minnesota | 2 | $ 12,000 | $ 6,000 | $ 52,000 |
| Defiance County Ohio | 2 | $ 18,000 | $ 9,000 | $ 41,000 |
| Mercer County Ohio | 2 | $ 26,000 | $ 13,000 | $ 20,000 |
| Paulding County Ohio | 2 | $ 18,000 | $ 9,000 | $ 31,000 |
| Shelby County Ohio | 2 | $ 15,000 | $ 7,000 | $ 46,000 |
| Williams County Ohio | 2 | $ 13,000 | $ 6,000 | $ 43,000 |
| Indiana County Pennsylvania | 2 | $ 34,000 | $ 17,000 | $ 32,000 |
| Perry County Pennsylvania | 2 | $ 49,000 | $ 24,000 | $ 82,000 |
| Washington County Pennsylvania | 2 | $ 25,000 | $ 12,000 | $ 31,000 |
| Maricopa County Arizona | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Los Angeles County California | 1 | $ 334,000 | $ 334,000 | $ 99,000 |
| San Diego County California | 1 | $ 500,000 | $ 500,000 | $ 108,000 |
| Palm Beach County Florida | 1 | $ 69,000 | $ 69,000 | $ 86,000 |
| Fayette County Georgia | 1 | $ 8,000 | $ 8,000 | $ 130,000 |
| Adams County Illinois | 1 | $ 9,000 | $ 9,000 | $ 29,000 |
| Bond County Illinois | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| DeKalb County Illinois | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Moultrie County Illinois | 1 | $ 100,000 | $ 100,000 | $ 186,000 |
| Piatt County Illinois | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Randolph County Illinois | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Schuyler County Illinois | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Bartholomew County Indiana | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Blackford County Indiana | 1 | $ 6,000 | $ 6,000 | $ 38,000 |
| Carroll County Indiana | 1 | $ 14,000 | $ 14,000 | $ 37,000 |
| Cass County Indiana | 1 | $ 7,000 | $ 7,000 | $ 73,000 |
| Dearborn County Indiana | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| Delaware County Indiana | 1 | $ 17,000 | $ 17,000 | $ 116,000 |
| Fayette County Indiana | 1 | $ 8,000 | $ 8,000 | $ 18,000 |
| Fulton County Indiana | 1 | $ 19,000 | $ 19,000 | $ 85,000 |
| Hendricks County Indiana | 1 | $ 12,000 | $ 12,000 | $ 27,000 |
| Henry County Indiana | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Jennings County Indiana | 1 | $ 11,000 | $ 11,000 | $ 46,000 |
| Newton County Indiana | 1 | $ 8,000 | $ 8,000 | $ 46,000 |
| Owen County Indiana | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
| Starke County Indiana | 1 | $ 9,000 | $ 9,000 | $ 82,000 |
| Tipton County Indiana | 1 | $ 7,000 | $ 7,000 | $ 82,000 |
| Union County Indiana | 1 | $ 16,000 | $ 16,000 | $ 26,000 |
| Vigo County Indiana | 1 | $ 87,000 | $ 87,000 | $ 91,000 |
| Warren County Indiana | 1 | $ 9,000 | $ 9,000 | $ 61,000 |
| Bracken County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 29,000 |
| Franklin County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Pendleton County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
| Baltimore City County Maryland | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Cecil County Maryland | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Harford County Maryland | 1 | $ 14,000 | $ 14,000 | $ 72,000 |
| Somerset County Maryland | 1 | $ 48,000 | $ 48,000 | $ 172,000 |
| Wicomico County Maryland | 1 | $ 27,000 | $ 27,000 | $ 46,000 |
| Cass County Michigan | 1 | $ 23,000 | $ 23,000 | $ 54,000 |
| Gladwin County Michigan | 1 | $ 11,000 | $ 11,000 | $ 44,000 |
| Gogebic County Michigan | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Gratiot County Michigan | 1 | $ 12,000 | $ 12,000 | $ 34,000 |
| Osceola County Michigan | 1 | $ 13,000 | $ 13,000 | $ 55,000 |
| St. Clair County Michigan | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Benton County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 60,000 |
| Dakota County Minnesota | 1 | $ 17,000 | $ 17,000 | $ 43,000 |
| Faribault County Minnesota | 1 | $ 11,000 | $ 11,000 | $ 12,000 |
| Freeborn County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 18,000 |
| Goodhue County Minnesota | 1 | $ 13,000 | $ 13,000 | $ 38,000 |
| Rice County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Todd County Minnesota | 1 | $ 13,000 | $ 13,000 | $ 26,000 |
| Waseca County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Lincoln County Missouri | 1 | $ 16,000 | $ 16,000 | $ 75,000 |
| Ralls County Missouri | 1 | $ 7,000 | $ 7,000 | $ 14,000 |
| Warren County Missouri | 1 | $ 19,000 | $ 19,000 | $ 86,000 |
| Monmouth County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Adams County Ohio | 1 | $ 3,000 | $ 3,000 | $ 41,000 |
| Darke County Ohio | 1 | $ 12,000 | $ 12,000 | $ 84,000 |
| Hardin County Ohio | 1 | $ 20,000 | $ 20,000 | $ 117,000 |
| Henry County Ohio | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Highland County Ohio | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Miami County Ohio | 1 | $ 11,000 | $ 11,000 | $ 83,000 |
| Putnam County Ohio | 1 | $ 8,000 | $ 8,000 | $ 84,000 |
| Armstrong County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 71,000 |
| Beaver County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 68,000 |
| Berks County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 131,000 |
| Chester County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 97,000 |
| Lawrence County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Luzerne County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 60,000 |
| Calumet County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 41,000 |
| Iron County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 141,000 |
| Outagamie County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,986 | $48,612,000 | $14,000 | $700,000 | $55,833 | $832,000 |
| Refinancing | 580 | $41,932,000 | $51,916 | $620,000 | $64,583 | $500,000 |
| Home Purchase | 76 | $17,219,000 | $171,500 | $600,000 | $78,500 | $552,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,178 | $74,845,000 | $74,125 | $620,000 | $63,187 | $832,000 |
| Black or African American | 830 | $12,519,000 | $14,700 | $335,000 | $61,800 | $282,000 |
| Hispanic | 293 | $7,644,000 | $14,400 | $450,000 | $54,700 | $552,000 |
| Not Provided | 259 | $7,419,000 | $16,000 | $700,000 | $48,222 | $270,000 |
| Asian | 57 | $4,561,000 | $60,333 | $350,000 | $85,777 | $190,000 |
| American Indian or Alaskan Native | 15 | $195,000 | $12,571 | $60,000 | $53,142 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $76,000 | $9,250 | $16,000 | $57,250 | $128,000 |
| Not applicable | 2 | $504,000 | $252,000 | $500,000 | $73,000 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,386 | $29,102,000 | $14,166 | $236,000 | $56,166 | $832,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,256 | $78,661,000 | $71,562 | $700,000 | $65,125 | $552,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,994 | $28,494,000 | $30,000 | $558,000 | $54,666 | $832,000 |
| Loan Originated | 1,551 | $54,743,000 | $79,500 | $700,000 | $65,062 | $500,000 |
| Application Approved But Not Accepted | 749 | $8,213,000 | $11,727 | $110,000 | $58,909 | $350,000 |
| Application Withdrawn By Applicant | 348 | $16,313,000 | $50,916 | $620,000 | $63,666 | $315,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,075 | $12,660,000 | $10,700 | $400,000 | $53,500 | $486,000 |
| Debt-To-Income Ratio | 590 | $6,956,000 | $10,900 | $194,000 | $45,900 | $832,000 |
| Collateral | 174 | $4,151,000 | $16,800 | $558,000 | $73,900 | $282,000 |
| Unverifiable Information | 87 | $1,007,000 | $10,666 | $40,000 | $58,333 | $264,000 |
| Other | 34 | $470,000 | $13,166 | $36,000 | $57,833 | $94,000 |
| Employment History | 16 | $669,000 | $34,714 | $450,000 | $74,714 | $552,000 |
| Mortgage Insurance Denied | 14 | $2,517,000 | $200,500 | $335,000 | $50,500 | $130,000 |
| Credit Application Incomplete | 4 | $64,000 | $17,000 | $20,000 | $64,500 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank, National Association's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South Central Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.