South Central Bank, National Association Mortgage Lending & HMDA Data, 2009

In 2009, South Central Bank, National Association of Chicago, IL reported 5,286 mortgage applications totaling $157.9 million, down 32% from 2008. The average application was for $29,863, and applicants reported an average income of $67,160. 25% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,047), Milwaukee-Waukesha-West Allis, WI (313) and Cleveland-Elyria-Mentor, OH (311) (applications in parentheses).

Mortgage Company & Address South Central Bank, National Association
525 W Roosevelt Rd
Chicago, IL 60607
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,286
Total Mortgage Loan Application Amount $157,859,000
Average Mortgage Loan Application Amount $29,863
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $67,160
Highest Applicant Income $915,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South Central Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for South Central Bank, National Association by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 890 $ 72,874,000 $ 81,880 $ 74,000
Milwaukee, Wisconsin 212 $ 3,876,000 $ 18,283 $ 68,000
Cuyahoga, Ohio 193 $ 2,192,000 $ 11,357 $ 58,000
Wayne, Michigan 128 $ 1,347,000 $ 10,523 $ 64,000
Franklin, Ohio 106 $ 1,528,000 $ 14,415 $ 70,000
Summit, Ohio 93 $ 1,108,000 $ 11,913 $ 54,000
Lucas, Ohio 85 $ 989,000 $ 11,635 $ 47,000
Hamilton, Ohio 82 $ 1,197,000 $ 14,597 $ 55,000
Jackson, Missouri 75 $ 1,380,000 $ 18,400 $ 64,000
Lake, Indiana 74 $ 1,532,000 $ 20,702 $ 56,000
Oakland, Michigan 73 $ 843,000 $ 11,547 $ 76,000
Waukesha, Wisconsin 67 $ 1,418,000 $ 21,164 $ 86,000
Will, Illinois 65 $ 5,504,000 $ 84,676 $ 81,000
Macomb, Michigan 58 $ 669,000 $ 11,534 $ 60,000
Racine, Wisconsin 57 $ 1,080,000 $ 18,947 $ 65,000
Allegheny, Pennsylvania 55 $ 759,000 $ 13,800 $ 55,000
Lorain, Ohio 54 $ 664,000 $ 12,296 $ 54,000
Lake, Illinois 50 $ 6,233,000 $ 124,660 $ 108,000
Kent, Michigan 48 $ 523,000 $ 10,895 $ 55,000
Stark, Ohio 41 $ 479,000 $ 11,682 $ 55,000
Lake, Ohio 40 $ 472,000 $ 11,800 $ 62,000
Montgomery, Ohio 40 $ 593,000 $ 14,825 $ 53,000
St. Joseph, Indiana 39 $ 619,000 $ 15,871 $ 56,000
Prince George's, Maryland 39 $ 726,000 $ 18,615 $ 86,000
Dane, Wisconsin 39 $ 1,284,000 $ 32,923 $ 107,000
Jefferson, Kentucky 36 $ 611,000 $ 16,972 $ 50,000
Berrien, Michigan 36 $ 593,000 $ 16,472 $ 54,000
Kenosha, Wisconsin 35 $ 711,000 $ 20,314 $ 80,000
DuPage, Illinois 32 $ 1,875,000 $ 58,593 $ 98,000
Kalamazoo, Michigan 30 $ 396,000 $ 13,200 $ 49,000
Ottawa, Michigan 30 $ 372,000 $ 12,400 $ 50,000
Portage, Ohio 30 $ 325,000 $ 10,833 $ 55,000
York, Pennsylvania 30 $ 466,000 $ 15,533 $ 65,000
Sheboygan, Wisconsin 28 $ 471,000 $ 16,821 $ 67,000
Lenawee, Michigan 27 $ 385,000 $ 14,259 $ 52,000
Mahoning, Ohio 27 $ 373,000 $ 13,814 $ 57,000
Kane, Illinois 26 $ 777,000 $ 29,884 $ 105,000
Polk, Iowa 25 $ 354,000 $ 14,160 $ 82,000
Muskegon, Michigan 25 $ 282,000 $ 11,280 $ 46,000
Montgomery, Tennessee 25 $ 308,000 $ 12,320 $ 79,000
Fairfield, Ohio 24 $ 430,000 $ 17,916 $ 69,000
Washington, Wisconsin 24 $ 430,000 $ 17,916 $ 75,000
Monroe, Michigan 23 $ 262,000 $ 11,391 $ 49,000
Ingham, Michigan 22 $ 189,000 $ 8,590 $ 55,000
Washtenaw, Michigan 21 $ 255,000 $ 12,142 $ 51,000
Trumbull, Ohio 21 $ 254,000 $ 12,095 $ 46,000
Porter, Indiana 20 $ 591,000 $ 29,550 $ 51,000
Kenton, Kentucky 20 $ 265,000 $ 13,250 $ 48,000
Genesee, Michigan 20 $ 248,000 $ 12,400 $ 64,000
Sandusky, Ohio 19 $ 230,000 $ 12,105 $ 45,000
Westmoreland, Pennsylvania 19 $ 243,000 $ 12,789 $ 43,000
Dodge, Wisconsin 19 $ 312,000 $ 16,421 $ 56,000
McHenry, Illinois 18 $ 294,000 $ 16,333 $ 70,000
Allen, Indiana 18 $ 220,000 $ 12,222 $ 54,000
Boone, Missouri 18 $ 294,000 $ 16,333 $ 59,000
Butler, Ohio 18 $ 264,000 $ 14,666 $ 52,000
Medina, Ohio 18 $ 213,000 $ 11,833 $ 67,000
Chester, Pennsylvania 17 $ 225,000 $ 13,235 $ 83,000
Lancaster, Pennsylvania 17 $ 256,000 $ 15,058 $ 84,000
Monroe, Pennsylvania 17 $ 350,000 $ 20,588 $ 72,000
Cobb, Georgia 16 $ 174,000 $ 10,875 $ 67,000
Seneca, Ohio 16 $ 184,000 $ 11,500 $ 50,000
Wood, Ohio 16 $ 227,000 $ 14,187 $ 109,000
Beaver, Pennsylvania 16 $ 197,000 $ 12,312 $ 42,000
Cumberland, Pennsylvania 16 $ 249,000 $ 15,562 $ 69,000
Fairfax, Virginia 16 $ 427,000 $ 26,687 $ 145,000
Prince William, Virginia 16 $ 504,000 $ 31,500 $ 136,000
Jefferson, Wisconsin 16 $ 351,000 $ 21,937 $ 66,000
Fayette, Kentucky 15 $ 282,000 $ 18,800 $ 46,000
Saginaw, Michigan 15 $ 208,000 $ 13,866 $ 59,000
Clay, Missouri 15 $ 255,000 $ 17,000 $ 67,000
St. Louis, Missouri 15 $ 153,000 $ 10,200 $ 60,000
Licking, Ohio 15 $ 309,000 $ 20,600 $ 65,000
Fayette, Pennsylvania 15 $ 217,000 $ 14,466 $ 42,000
Allegan, Michigan 14 $ 196,000 $ 14,000 $ 54,000
Montgomery, Pennsylvania 14 $ 239,000 $ 17,071 $ 85,000
Philadelphia, Pennsylvania 14 $ 258,000 $ 18,428 $ 65,000
Marion, Indiana 13 $ 295,000 $ 22,692 $ 75,000
St. Joseph, Michigan 13 $ 192,000 $ 14,769 $ 56,000
Defiance, Ohio 13 $ 175,000 $ 13,461 $ 44,000
Huron, Ohio 13 $ 203,000 $ 15,615 $ 60,000
Berks, Pennsylvania 13 $ 208,000 $ 16,000 $ 72,000
Northampton, Pennsylvania 13 $ 205,000 $ 15,769 $ 84,000
DeKalb, Georgia 12 $ 138,000 $ 11,500 $ 64,000
Elkhart, Indiana 12 $ 209,000 $ 17,416 $ 49,000
Kosciusko, Indiana 12 $ 232,000 $ 19,333 $ 62,000
Barry, Michigan 12 $ 165,000 $ 13,750 $ 56,000
Calhoun, Michigan 12 $ 257,000 $ 21,416 $ 60,000
Cass, Michigan 12 $ 180,000 $ 15,000 $ 45,000
Clermont, Ohio 12 $ 234,000 $ 19,500 $ 62,000
Delaware, Ohio 12 $ 201,000 $ 16,750 $ 83,000
Erie, Ohio 12 $ 122,000 $ 10,166 $ 54,000
Shelby, Tennessee 12 $ 184,000 $ 15,333 $ 66,000
Madison, Illinois 11 $ 129,000 $ 11,727 $ 77,000
LaPorte, Indiana 11 $ 219,000 $ 19,909 $ 62,000
Livingston, Michigan 11 $ 126,000 $ 11,454 $ 68,000
Ashtabula, Ohio 11 $ 167,000 $ 15,181 $ 47,000
Columbiana, Ohio 11 $ 154,000 $ 14,000 $ 52,000
Williams, Ohio 11 $ 138,000 $ 12,545 $ 31,000
Bucks, Pennsylvania 11 $ 210,000 $ 19,090 $ 89,000
Davidson, Tennessee 11 $ 177,000 $ 16,090 $ 91,000
Fond du Lac, Wisconsin 11 $ 191,000 $ 17,363 $ 63,000
Gwinnett, Georgia 10 $ 113,000 $ 11,300 $ 82,000
Kendall, Illinois 10 $ 374,000 $ 37,400 $ 99,000
Van Buren, Michigan 10 $ 145,000 $ 14,500 $ 57,000
Cass, Missouri 10 $ 198,000 $ 19,800 $ 73,000
Crawford, Ohio 10 $ 121,000 $ 12,100 $ 40,000
Wayne, Ohio 10 $ 138,000 $ 13,800 $ 42,000
Mercer, Pennsylvania 10 $ 107,000 $ 10,700 $ 68,000
Washington, Pennsylvania 10 $ 130,000 $ 13,000 $ 65,000
Ozaukee, Wisconsin 10 $ 235,000 $ 23,500 $ 118,000
Rock, Wisconsin 10 $ 204,000 $ 20,400 $ 46,000
Walworth, Wisconsin 10 $ 197,000 $ 19,700 $ 61,000
Fulton, Georgia 9 $ 90,000 $ 10,000 $ 77,000
Anne Arundel, Maryland 9 $ 313,000 $ 34,777 $ 103,000
Charles, Maryland 9 $ 195,000 $ 21,666 $ 137,000
Eaton, Michigan 9 $ 141,000 $ 15,666 $ 60,000
St. Clair, Michigan 9 $ 235,000 $ 26,111 $ 65,000
Platte, Missouri 9 $ 191,000 $ 21,222 $ 59,000
Ottawa, Ohio 9 $ 160,000 $ 17,777 $ 63,000
Butler, Pennsylvania 9 $ 108,000 $ 12,000 $ 64,000
Luzerne, Pennsylvania 9 $ 194,000 $ 21,555 $ 75,000
Kankakee, Illinois 8 $ 167,000 $ 20,875 $ 84,000
Winnebago, Illinois 8 $ 115,000 $ 14,375 $ 46,000
Boone, Kentucky 8 $ 126,000 $ 15,750 $ 66,000
Frederick, Maryland 8 $ 198,000 $ 24,750 $ 96,000
Harford, Maryland 8 $ 211,000 $ 26,375 $ 89,000
Hillsdale, Michigan 8 $ 125,000 $ 15,625 $ 40,000
Jackson, Michigan 8 $ 90,000 $ 11,250 $ 53,000
Cole, Missouri 8 $ 83,000 $ 10,375 $ 77,000
Greene, Ohio 8 $ 160,000 $ 20,000 $ 62,000
Richland, Ohio 8 $ 92,000 $ 11,500 $ 49,000
Lehigh, Pennsylvania 8 $ 153,000 $ 19,125 $ 74,000
Rutherford, Tennessee 8 $ 82,000 $ 10,250 $ 56,000
Stafford, Virginia 8 $ 213,000 $ 26,625 $ 127,000
Rock Island, Illinois 7 $ 83,000 $ 11,857 $ 63,000
Cerro Gordo, Iowa 7 $ 105,000 $ 15,000 $ 49,000
Montgomery, Maryland 7 $ 196,000 $ 28,000 $ 168,000
Washington, Maryland 7 $ 157,000 $ 22,428 $ 76,000
Bay, Michigan 7 $ 75,000 $ 10,714 $ 36,000
Ionia, Michigan 7 $ 71,000 $ 10,142 $ 39,000
Mason, Michigan 7 $ 105,000 $ 15,000 $ 35,000
Johnson, Missouri 7 $ 142,000 $ 20,285 $ 65,000
Clark, Ohio 7 $ 115,000 $ 16,428 $ 47,000
Knox, Ohio 7 $ 86,000 $ 12,285 $ 69,000
Marion, Ohio 7 $ 106,000 $ 15,142 $ 44,000
Dauphin, Pennsylvania 7 $ 108,000 $ 15,428 $ 74,000
Williamson, Tennessee 7 $ 110,000 $ 15,714 $ 60,000
Loudoun, Virginia 7 $ 278,000 $ 39,714 $ 144,000
Howard, Indiana 6 $ 92,000 $ 15,333 $ 43,000
Marshall, Indiana 6 $ 106,000 $ 17,666 $ 76,000
Bullitt, Kentucky 6 $ 117,000 $ 19,500 $ 61,000
Howard, Maryland 6 $ 175,000 $ 29,166 $ 153,000
Branch, Michigan 6 $ 126,000 $ 21,000 $ 70,000
Newaygo, Michigan 6 $ 104,000 $ 17,333 $ 49,000
Shiawassee, Michigan 6 $ 109,000 $ 18,166 $ 124,000
Callaway, Missouri 6 $ 124,000 $ 20,666 $ 63,000
Fulton, Ohio 6 $ 76,000 $ 12,666 $ 58,000
Geauga, Ohio 6 $ 66,000 $ 11,000 $ 64,000
Hancock, Ohio 6 $ 70,000 $ 11,666 $ 51,000
Logan, Ohio 6 $ 97,000 $ 16,166 $ 64,000
Pickaway, Ohio 6 $ 118,000 $ 19,666 $ 77,000
Cambria, Pennsylvania 6 $ 76,000 $ 12,666 $ 39,000
Delaware, Pennsylvania 6 $ 171,000 $ 28,500 $ 68,000
Rockingham, Virginia 6 $ 156,000 $ 26,000 $ 69,000
Ogle, Illinois 5 $ 142,000 $ 28,400 $ 83,000
Sangamon, Illinois 5 $ 77,000 $ 15,400 $ 50,000
Cass, Indiana 5 $ 118,000 $ 23,600 $ 73,000
Pulaski, Indiana 5 $ 65,000 $ 13,000 $ 53,000
Starke, Indiana 5 $ 83,000 $ 16,600 $ 41,000
Dallas, Iowa 5 $ 61,000 $ 12,200 $ 79,000
Guthrie, Iowa 5 $ 81,000 $ 16,200 $ 73,000
Jasper, Iowa 5 $ 53,000 $ 10,600 $ 49,000
Campbell, Kentucky 5 $ 87,000 $ 17,400 $ 62,000
Baltimore, Maryland 5 $ 66,000 $ 13,200 $ 121,000
Baltimore City, Maryland 5 $ 112,000 $ 22,400 $ 80,000
Calvert, Maryland 5 $ 118,000 $ 23,600 $ 91,000
Clinton, Michigan 5 $ 76,000 $ 15,200 $ 48,000
Tuscola, Michigan 5 $ 104,000 $ 20,800 $ 67,000
Dakota, Minnesota 5 $ 58,000 $ 11,600 $ 82,000
Buchanan, Missouri 5 $ 79,000 $ 15,800 $ 32,000
St. Charles, Missouri 5 $ 87,000 $ 17,400 $ 79,000
Allen, Ohio 5 $ 123,000 $ 24,600 $ 46,000
Ashland, Ohio 5 $ 57,000 $ 11,400 $ 59,000
Hardin, Ohio 5 $ 62,000 $ 12,400 $ 40,000
Henry, Ohio 5 $ 89,000 $ 17,800 $ 64,000
Ross, Ohio 5 $ 84,000 $ 16,800 $ 66,000
Union, Ohio 5 $ 94,000 $ 18,800 $ 82,000
Warren, Ohio 5 $ 71,000 $ 14,200 $ 85,000
Wyandot, Ohio 5 $ 96,000 $ 19,200 $ 67,000
Grundy, Illinois 4 $ 247,000 $ 61,750 $ 68,000
Macoupin, Illinois 4 $ 46,000 $ 11,500 $ 48,000
Hendricks, Indiana 4 $ 83,000 $ 20,750 $ 64,000
Hancock, Iowa 4 $ 56,000 $ 14,000 $ 48,000
Marion, Iowa 4 $ 59,000 $ 14,750 $ 62,000
Story, Iowa 4 $ 45,000 $ 11,250 $ 120,000
Franklin, Kentucky 4 $ 88,000 $ 22,000 $ 66,000
Oldham, Kentucky 4 $ 61,000 $ 15,250 $ 116,000
Mecosta, Michigan 4 $ 81,000 $ 20,250 $ 46,000
Oceana, Michigan 4 $ 66,000 $ 16,500 $ 69,000
Sanilac, Michigan 4 $ 98,000 $ 24,500 $ 48,000
Hennepin, Minnesota 4 $ 63,000 $ 15,750 $ 61,000
Ramsey, Minnesota 4 $ 48,000 $ 12,000 $ 56,000
Cooper, Missouri 4 $ 47,000 $ 11,750 $ 53,000
Lafayette, Missouri 4 $ 77,000 $ 19,250 $ 60,000
Miami, Ohio 4 $ 50,000 $ 12,500 $ 43,000
Paulding, Ohio 4 $ 57,000 $ 14,250 $ 39,000
Armstrong, Pennsylvania 4 $ 50,000 $ 12,500 $ 43,000
Franklin, Pennsylvania 4 $ 81,000 $ 20,250 $ 96,000
Lawrence, Pennsylvania 4 $ 37,000 $ 9,250 $ 38,000
Sumner, Tennessee 4 $ 42,000 $ 10,500 $ 51,000
Albemarle, Virginia 4 $ 116,000 $ 29,000 $ 99,000
King George, Virginia 4 $ 158,000 $ 39,500 $ 134,000
Virginia Beach, Virginia 4 $ 53,000 $ 13,250 $ 45,000
Larimer, Colorado 3 $ 721,000 $ 240,333 $ 109,000
Douglas, Georgia 3 $ 35,000 $ 11,666 $ 67,000
Fayette, Georgia 3 $ 31,000 $ 10,333 $ 105,000
Paulding, Georgia 3 $ 42,000 $ 14,000 $ 32,000
Clinton, Illinois 3 $ 52,000 $ 17,333 $ 71,000
Fayette, Illinois 3 $ 46,000 $ 15,333 $ 70,000
LaSalle, Illinois 3 $ 37,000 $ 12,333 $ 54,000
McLean, Illinois 3 $ 28,000 $ 9,333 $ 80,000
Pike, Illinois 3 $ 30,000 $ 10,000 $ 101,000
St. Clair, Illinois 3 $ 26,000 $ 8,666 $ 82,000
Decatur, Indiana 3 $ 66,000 $ 22,000 $ 68,000
Grant, Indiana 3 $ 22,000 $ 7,333 $ 24,000
Hamilton, Indiana 3 $ 70,000 $ 23,333 $ 80,000
Hancock, Indiana 3 $ 62,000 $ 20,666 $ 56,000
Scott, Iowa 3 $ 54,000 $ 18,000 $ 49,000
Hardin, Kentucky 3 $ 65,000 $ 21,666 $ 55,000
Jessamine, Kentucky 3 $ 75,000 $ 25,000 $ 148,000
Scott, Kentucky 3 $ 50,000 $ 16,666 $ 55,000
Midland, Michigan 3 $ 45,000 $ 15,000 $ 54,000
Moniteau, Missouri 3 $ 42,000 $ 14,000 $ 46,000
Osage, Missouri 3 $ 42,000 $ 14,000 $ 46,000
Pettis, Missouri 3 $ 34,000 $ 11,333 $ 36,000
Ray, Missouri 3 $ 60,000 $ 20,000 $ 60,000
Auglaize, Ohio 3 $ 37,000 $ 12,333 $ 45,000
Champaign, Ohio 3 $ 39,000 $ 13,000 $ 72,000
Fayette, Ohio 3 $ 39,000 $ 13,000 $ 29,000
Hocking, Ohio 3 $ 69,000 $ 23,000 $ 114,000
Morrow, Ohio 3 $ 41,000 $ 13,666 $ 75,000
Shelby, Ohio 3 $ 42,000 $ 14,000 $ 52,000
Adams, Pennsylvania 3 $ 48,000 $ 16,000 $ 61,000
Carbon, Pennsylvania 3 $ 54,000 $ 18,000 $ 65,000
Erie, Pennsylvania 3 $ 50,000 $ 16,666 $ 69,000
Lebanon, Pennsylvania 3 $ 65,000 $ 21,666 $ 67,000
Pike, Pennsylvania 3 $ 50,000 $ 16,666 $ 67,000
Maury, Tennessee 3 $ 66,000 $ 22,000 $ 73,000
Wilson, Tennessee 3 $ 56,000 $ 18,666 $ 72,000
Arlington, Virginia 3 $ 50,000 $ 16,666 $ 127,000
Clarke, Virginia 3 $ 54,000 $ 18,000 $ 126,000
Culpeper, Virginia 3 $ 85,000 $ 28,333 $ 80,000
Frederick, Virginia 3 $ 71,000 $ 23,666 $ 69,000
Spotsylvania, Virginia 3 $ 82,000 $ 27,333 $ 124,000
Columbia, Wisconsin 3 $ 67,000 $ 22,333 $ 71,000
Winnebago, Wisconsin 3 $ 37,000 $ 12,333 $ 53,000
Palm Beach, Florida 2 $ 834,000 $ 417,000 $ 361,000
Bartow, Georgia 2 $ 16,000 $ 8,000 $ 99,000
Forsyth, Georgia 2 $ 19,000 $ 9,500 $ 48,000
Henry, Georgia 2 $ 23,000 $ 11,500 $ 64,000
Boone, Illinois 2 $ 28,000 $ 14,000 $ 45,000
Cass, Illinois 2 $ 20,000 $ 10,000 $ 40,000
De Witt, Illinois 2 $ 18,000 $ 9,000 $ 70,000
DeKalb, Illinois 2 $ 2,000 $ 1,000 $ 78,000
Franklin, Illinois 2 $ 45,000 $ 22,500 $ 69,000
Henry, Illinois 2 $ 50,000 $ 25,000 $ 70,000
Lee, Illinois 2 $ 27,000 $ 13,500 $ 47,000
Morgan, Illinois 2 $ 12,000 $ 6,000 $ 36,000
Tazewell, Illinois 2 $ 18,000 $ 9,000 $ 115,000
White, Illinois 2 $ 34,000 $ 17,000 $ 33,000
Clark, Indiana 2 $ 46,000 $ 23,000 $ 129,000
Clinton, Indiana 2 $ 48,000 $ 24,000 $ 42,000
Dearborn, Indiana 2 $ 23,000 $ 11,500 $ 62,000
Delaware, Indiana 2 $ 24,000 $ 12,000 $ 61,000
Fayette, Indiana 2 $ 25,000 $ 12,500 $ 64,000
Floyd, Indiana 2 $ 48,000 $ 24,000 $ 47,000
Jasper, Indiana 2 $ 41,000 $ 20,500 $ 106,000
Madison, Indiana 2 $ 19,000 $ 9,500 $ 39,000
Monroe, Indiana 2 $ 33,000 $ 16,500 $ 79,000
Noble, Indiana 2 $ 17,000 $ 8,500 $ 57,000
Rush, Indiana 2 $ 53,000 $ 26,500 $ 33,000
Wells, Indiana 2 $ 28,000 $ 14,000 $ 66,000
Whitley, Indiana 2 $ 25,000 $ 12,500 $ 26,000
Appanoose, Iowa 2 $ 31,000 $ 15,500 $ 64,000
Black Hawk, Iowa 2 $ 20,000 $ 10,000 $ 41,000
Boone, Iowa 2 $ 30,000 $ 15,000 $ 66,000
Hamilton, Iowa 2 $ 35,000 $ 17,500 $ 61,000
Lyon, Iowa 2 $ 32,000 $ 16,000 $ 39,000
Madison, Iowa 2 $ 22,000 $ 11,000 $ 59,000
Marshall, Iowa 2 $ 21,000 $ 10,500 $ 60,000
Poweshiek, Iowa 2 $ 35,000 $ 17,500 $ 38,000
Warren, Iowa 2 $ 30,000 $ 15,000 $ 82,000
Webster, Iowa 2 $ 18,000 $ 9,000 $ 48,000
Winnebago, Iowa 2 $ 48,000 $ 24,000 $ 95,000
Bourbon, Kentucky 2 $ 36,000 $ 18,000 $ 75,000
Harrison, Kentucky 2 $ 20,000 $ 10,000 $ 76,000
Madison, Kentucky 2 $ 46,000 $ 23,000 $ 62,000
Shelby, Kentucky 2 $ 39,000 $ 19,500 $ 36,000
Allegany, Maryland 2 $ 65,000 $ 32,500 $ 96,000
Cecil, Maryland 2 $ 64,000 $ 32,000 $ 171,000
Queen Anne's, Maryland 2 $ 52,000 $ 26,000 $ 69,000
Cheboygan, Michigan 2 $ 48,000 $ 24,000 $ 33,000
Gladwin, Michigan 2 $ 38,000 $ 19,000 $ 55,000
Gratiot, Michigan 2 $ 27,000 $ 13,500 $ 59,000
Huron, Michigan 2 $ 55,000 $ 27,500 $ 78,000
Isabella, Michigan 2 $ 22,000 $ 11,000 $ 60,000
Lapeer, Michigan 2 $ 55,000 $ 27,500 $ 83,000
Montcalm, Michigan 2 $ 16,000 $ 8,000 $ 16,000
Anoka, Minnesota 2 $ 18,000 $ 9,000 $ 85,000
Audrain, Missouri 2 $ 27,000 $ 13,500 $ 42,000
Chariton, Missouri 2 $ 39,000 $ 19,500 $ 72,000
Clinton, Missouri 2 $ 45,000 $ 22,500 $ 74,000
Franklin, Missouri 2 $ 41,000 $ 20,500 $ 55,000
Henry, Missouri 2 $ 48,000 $ 24,000 $ 92,000
Howard, Missouri 2 $ 30,000 $ 15,000 $ 34,000
Miller, Missouri 2 $ 42,000 $ 21,000 $ 42,000
Morgan, Missouri 2 $ 46,000 $ 23,000 $ 41,000
Ralls, Missouri 2 $ 40,000 $ 20,000 $ 44,000
Saline, Missouri 2 $ 27,000 $ 13,500 $ 81,000
Clinton, Ohio 2 $ 27,000 $ 13,500 $ 40,000
Coshocton, Ohio 2 $ 37,000 $ 18,500 $ 96,000
Darke, Ohio 2 $ 33,000 $ 16,500 $ 107,000
Jefferson, Ohio 2 $ 17,000 $ 8,500 $ 42,000
Madison, Ohio 2 $ 62,000 $ 31,000 $ 106,000
Pike, Ohio 2 $ 37,000 $ 18,500 $ 58,000
Putnam, Ohio 2 $ 22,000 $ 11,000 $ 68,000
Bedford, Pennsylvania 2 $ 19,000 $ 9,500 $ 80,000
Columbia, Pennsylvania 2 $ 49,000 $ 24,500 $ 44,000
Crawford, Pennsylvania 2 $ 50,000 $ 25,000 $ 35,000
Greene, Pennsylvania 2 $ 27,000 $ 13,500 $ 18,000
Indiana, Pennsylvania 2 $ 25,000 $ 12,500 $ 35,000
Lackawanna, Pennsylvania 2 $ 29,000 $ 14,500 $ 97,000
Schuylkill, Pennsylvania 2 $ 28,000 $ 14,000 $ 40,000
Lawrence, Tennessee 2 $ 26,000 $ 13,000 $ 44,000
Robertson, Tennessee 2 $ 32,000 $ 16,000 $ 47,000
Alexandria, Virginia 2 $ 40,000 $ 20,000 $ 121,000
Augusta, Virginia 2 $ 30,000 $ 15,000 $ 68,000
Campbell, Virginia 2 $ 54,000 $ 27,000 $ 65,000
Chesterfield, Virginia 2 $ 49,000 $ 24,500 $ 74,000
Fauquier, Virginia 2 $ 50,000 $ 25,000 $ 158,000
Hanover, Virginia 2 $ 63,000 $ 31,500 $ 96,000
Louisa, Virginia 2 $ 34,000 $ 17,000 $ 50,000
Staunton, Virginia 2 $ 37,000 $ 18,500 $ 70,000
Warren, Virginia 2 $ 65,000 $ 32,500 $ 86,000
Brown, Wisconsin 2 $ 56,000 $ 28,000 $ 119,000
Manitowoc, Wisconsin 2 $ 40,000 $ 20,000 $ 38,000
Waupaca, Wisconsin 2 $ 62,000 $ 31,000 $ 79,000
Maricopa, Arizona 1 $ 90,000 $ 90,000 $ 266,000
Pitkin, Colorado 1 $ 417,000 $ 417,000 $ 513,000
New Castle, Delaware 1 $ 16,000 $ 16,000 $ 74,000
Barrow, Georgia 1 $ 10,000 $ 10,000 $ 62,000
Carroll, Georgia 1 $ 7,000 $ 7,000 $ 48,000
Clayton, Georgia 1 $ 13,000 $ 13,000 $ 34,000
Hall, Georgia 1 $ 15,000 $ 15,000 $ 97,000
Rockdale, Georgia 1 $ 10,000 $ 10,000 $ 23,000
Walton, Georgia 1 $ 10,000 $ 10,000 $ 82,000
Maui, Hawaii 1 $ 250,000 $ 250,000 $ 103,000
Bond, Illinois 1 $ 13,000 $ 13,000 $ 128,000
Champaign, Illinois 1 $ 6,000 $ 6,000 $ 47,000
Christian, Illinois 1 $ 13,000 $ 13,000 $ 47,000
Coles, Illinois 1 $ 19,000 $ 19,000 $ 54,000
Crawford, Illinois 1 $ 11,000 $ 11,000 $ 16,000
Jackson, Illinois 1 $ 25,000 $ 25,000 $ 24,000
Jersey, Illinois 1 $ 14,000 $ 14,000 $ 66,000
Marion, Illinois 1 $ 15,000 $ 15,000 $ 22,000
Marshall, Illinois 1 $ 218,000 $ 218,000 $ 146,000
Peoria, Illinois 1 $ 6,000 $ 6,000 $ 85,000
Richland, Illinois 1 $ 14,000 $ 14,000 $ 57,000
Scott, Illinois 1 $ 8,000 $ 8,000 $ 58,000
Shelby, Illinois 1 $ 10,000 $ 10,000 $ 42,000
Stephenson, Illinois 1 $ 15,000 $ 15,000 $ 26,000
Union, Illinois 1 $ 33,000 $ 33,000 $ 49,000
Wayne, Illinois 1 $ 6,000 $ 6,000 $ 32,000
Whiteside, Illinois 1 $ 15,000 $ 15,000 $ 38,000
Williamson, Illinois 1 $ 10,000 $ 10,000 $ 15,000
Bartholomew, Indiana 1 $ 29,000 $ 29,000 $ 112,000
Blackford, Indiana 1 $ 17,000 $ 17,000 $ 52,000
Boone, Indiana 1 $ 24,000 $ 24,000 $ 126,000
Brown, Indiana 1 $ 35,000 $ 35,000 $ 68,000
DeKalb, Indiana 1 $ 9,000 $ 9,000 $ 22,000
Fulton, Indiana 1 $ 18,000 $ 18,000 $ 44,000
Greene, Indiana 1 $ 13,000 $ 13,000 $ 76,000
Harrison, Indiana 1 $ 25,000 $ 25,000 $ 85,000
Henry, Indiana 1 $ 14,000 $ 14,000 $ 25,000
Huntington, Indiana 1 $ 10,000 $ 10,000 $ 24,000
Jackson, Indiana 1 $ 15,000 $ 15,000 $ 49,000
Johnson, Indiana 1 $ 14,000 $ 14,000 $ 67,000
LaGrange, Indiana 1 $ 42,000 $ 42,000 $ 90,000
Montgomery, Indiana 1 $ 16,000 $ 16,000 $ 81,000
Orange, Indiana 1 $ 20,000 $ 20,000 $ 26,000
Perry, Indiana 1 $ 38,000 $ 38,000 $ 84,000
Putnam, Indiana 1 $ 19,000 $ 19,000 $ 50,000
Randolph, Indiana 1 $ 12,000 $ 12,000 $ 70,000
Ripley, Indiana 1 $ 13,000 $ 13,000 $ 38,000
Scott, Indiana 1 $ 20,000 $ 20,000 $ 27,000
Shelby, Indiana 1 $ 19,000 $ 19,000 $ 22,000
Vigo, Indiana 1 $ 8,000 $ 8,000 $ 11,000
Wabash, Indiana 1 $ 16,000 $ 16,000 $ 100,000
Warrick, Indiana 1 $ 21,000 $ 21,000 $ 42,000
Wayne, Indiana 1 $ 17,000 $ 17,000 $ 50,000
Adair, Iowa 1 $ 6,000 $ 6,000 $ 44,000
Audubon, Iowa 1 $ 11,000 $ 11,000 $ 30,000
Buena Vista, Iowa 1 $ 17,000 $ 17,000 $ 44,000
Butler, Iowa 1 $ 4,000 $ 4,000 $ 71,000
Calhoun, Iowa 1 $ 26,000 $ 26,000 $ 54,000
Carroll, Iowa 1 $ 19,000 $ 19,000 $ 56,000
Chickasaw, Iowa 1 $ 25,000 $ 25,000 $ 70,000
Clinton, Iowa 1 $ 14,000 $ 14,000 $ 102,000
Fayette, Iowa 1 $ 25,000 $ 25,000 $ 38,000
Floyd, Iowa 1 $ 27,000 $ 27,000 $ 40,000
Greene, Iowa 1 $ 10,000 $ 10,000 $ 84,000
Grundy, Iowa 1 $ 6,000 $ 6,000 $ 48,000
Lucas, Iowa 1 $ 25,000 $ 25,000 $ 60,000
Mahaska, Iowa 1 $ 18,000 $ 18,000 $ 41,000
Muscatine, Iowa 1 $ 25,000 $ 25,000 $ 65,000
Pocahontas, Iowa 1 $ 21,000 $ 21,000 $ 24,000
Ringgold, Iowa 1 $ 25,000 $ 25,000 $ 47,000
Wapello, Iowa 1 $ 19,000 $ 19,000 $ 67,000
Wayne, Iowa 1 $ 17,000 $ 17,000 $ 37,000
Wright, Iowa 1 $ 5,000 $ 5,000 $ 32,000
Boyle, Kentucky 1 $ 25,000 $ 25,000 $ 65,000
Bracken, Kentucky 1 $ 19,000 $ 19,000 $ 26,000
Christian, Kentucky 1 $ 13,000 $ 13,000 $ 81,000
Clark, Kentucky 1 $ 21,000 $ 21,000 $ 35,000
Daviess, Kentucky 1 $ 12,000 $ 12,000 $ 21,000
Hopkins, Kentucky 1 $ 23,000 $ 23,000 $ 70,000
Metcalfe, Kentucky 1 $ 13,000 $ 13,000 $ 38,000
Pendleton, Kentucky 1 $ 30,000 $ 30,000 $ 54,000
Carroll, Maryland 1 $ 30,000 $ 30,000 $ 126,000
St. Mary's, Maryland 1 $ 31,000 $ 31,000 $ 79,000
Worcester, Maryland 1 $ 6,000 $ 6,000 $ 71,000
Alcona, Michigan 1 $ 44,000 $ 44,000 $ 52,000
Antrim, Michigan 1 $ 14,000 $ 14,000 $ 33,000
Benzie, Michigan 1 $ 19,000 $ 19,000 $ 72,000
Crawford, Michigan 1 $ 5,000 $ 5,000 $ 18,000
Leelanau, Michigan 1 $ 15,000 $ 15,000 $ 44,000
Manistee, Michigan 1 $ 25,000 $ 25,000 $ 87,000
Missaukee, Michigan 1 $ 34,000 $ 34,000 $ 82,000
Montmorency, Michigan 1 $ 17,000 $ 17,000 $ 34,000
Otsego, Michigan 1 $ 16,000 $ 16,000 $ 35,000
Wexford, Michigan 1 $ 10,000 $ 10,000 $ 47,000
Blue Earth, Minnesota 1 $ 12,000 $ 12,000 $ 34,000
Freeborn, Minnesota 1 $ 7,000 $ 7,000 $ 46,000
Isanti, Minnesota 1 $ 15,000 $ 15,000 $ 117,000
Lyon, Minnesota 1 $ 12,000 $ 12,000 $ 57,000
Rice, Minnesota 1 $ 10,000 $ 10,000 $ 83,000
Waseca, Minnesota 1 $ 7,000 $ 7,000 $ 168,000
Washington, Minnesota 1 $ 10,000 $ 10,000 $ 62,000
Andrew, Missouri 1 $ 26,000 $ 26,000 $ 64,000
Bates, Missouri 1 $ 19,000 $ 19,000 $ 31,000
Caldwell, Missouri 1 $ 25,000 $ 25,000 $ 27,000
Camden, Missouri 1 $ 15,000 $ 15,000 $ 40,000
Carroll, Missouri 1 $ 24,000 $ 24,000 $ 91,000
Greene, Missouri 1 $ 5,000 $ 5,000 $ 119,000
Jefferson, Missouri 1 $ 23,000 $ 23,000 $ 44,000
Knox, Missouri 1 $ 12,000 $ 12,000 $ 58,000
Lawrence, Missouri 1 $ 41,000 $ 41,000 $ 24,000
Livingston, Missouri 1 $ 22,000 $ 22,000 $ 34,000
Maries, Missouri 1 $ 17,000 $ 17,000 $ 27,000
Monroe, Missouri 1 $ 12,000 $ 12,000 $ 34,000
Nodaway, Missouri 1 $ 49,000 $ 49,000 $ 115,000
Randolph, Missouri 1 $ 25,000 $ 25,000 $ 36,000
Shelby, Missouri 1 $ 9,000 $ 9,000 $ 98,000
St. Francois, Missouri 1 $ 16,000 $ 16,000 $ 46,000
St. Louis City, Missouri 1 $ 16,000 $ 16,000 $ 38,000
Warren, Missouri 1 $ 14,000 $ 14,000 $ 47,000
Madison, Montana 1 $ 417,000 $ 417,000 $ 645,000
Clark, Nevada 1 $ 260,000 $ 260,000 $ 63,000
Brown, Ohio 1 $ 14,000 $ 14,000 $ 60,000
Harrison, Ohio 1 $ 14,000 $ 14,000 $ 48,000
Mercer, Ohio 1 $ 13,000 $ 13,000 $ 50,000
Monroe, Ohio 1 $ 10,000 $ 10,000 $ 33,000
Muskingum, Ohio 1 $ 13,000 $ 13,000 $ 65,000
Tuscarawas, Ohio 1 $ 7,000 $ 7,000 $ 56,000
Washington, Ohio 1 $ 10,000 $ 10,000 $ 30,000
Bradford, Pennsylvania 1 $ 25,000 $ 25,000 $ 94,000
Lycoming, Pennsylvania 1 $ 10,000 $ 10,000 $ 46,000
Mifflin, Pennsylvania 1 $ 8,000 $ 8,000 $ 24,000
Montour, Pennsylvania 1 $ 7,000 $ 7,000 $ 14,000
Northumberland, Pennsylvania 1 $ 22,000 $ 22,000 $ 124,000
Venango, Pennsylvania 1 $ 13,000 $ 13,000 $ 152,000
Wayne, Pennsylvania 1 $ 24,000 $ 24,000 $ 78,000
Wyoming, Pennsylvania 1 $ 17,000 $ 17,000 $ 43,000
Hamblen, Tennessee 1 $ 29,000 $ 29,000 $ 110,000
Henry, Tennessee 1 $ 32,000 $ 32,000 $ 65,000
Marshall, Tennessee 1 $ 5,000 $ 5,000 $ 151,000
Stewart, Tennessee 1 $ 24,000 $ 24,000 $ 158,000
Van Buren, Tennessee 1 $ 10,000 $ 10,000 $ 51,000
Summit, Utah 1 $ 115,000 $ 115,000 $ 229,000
Amelia, Virginia 1 $ 17,000 $ 17,000 $ 62,000
Appomattox, Virginia 1 $ 24,000 $ 24,000 $ 32,000
Bedford, Virginia 1 $ 7,000 $ 7,000 $ 32,000
Buena Vista, Virginia 1 $ 38,000 $ 38,000 $ 50,000
Caroline, Virginia 1 $ 30,000 $ 30,000 $ 145,000
Fluvanna, Virginia 1 $ 10,000 $ 10,000 $ 20,000
Franklin, Virginia 1 $ 28,000 $ 28,000 $ 66,000
Gloucester, Virginia 1 $ 55,000 $ 55,000 $ 238,000
Greene, Virginia 1 $ 25,000 $ 25,000 $ 82,000
Harrisonburg, Virginia 1 $ 20,000 $ 20,000 $ 90,000
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Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 4,908 $75,461,000 $15,000 $76,000 $65,000 $758,000
Refinancing 282 $63,836,000 $226,000 $850,000 $98,000 $915,000
Home Purchase 96 $18,562,000 $193,000 $500,000 $87,000 $522,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,034 $119,255,000 $29,000 $850,000 $69,000 $915,000
Black or African American 906 $20,595,000 $22,000 $417,000 $62,000 $635,000
Hispanic 264 $12,095,000 $45,000 $444,000 $63,000 $235,000
Asian 58 $5,265,000 $90,000 $417,000 $84,000 $223,000
American Indian or Alaskan Native 21 $598,000 $28,000 $296,000 $62,000 $120,000
Native Hawaiian or Other Pacific Islander 3 $51,000 $17,000 $30,000 $72,000 $127,000
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,209 $121,682,000 $28,000 $850,000 $70,000 $915,000
FHA-insured (Federal Housing Administration) 1,077 $36,177,000 $33,000 $444,000 $59,000 $322,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,202 $39,185,000 $17,000 $850,000 $64,000 $635,000
Loan Originated 1,297 $74,979,000 $57,000 $500,000 $76,000 $915,000
Application Withdrawn By Applicant 827 $15,363,000 $18,000 $417,000 $67,000 $383,000
Application Approved But Not Accepted 636 $22,975,000 $36,000 $417,000 $67,000 $645,000
File Closed For Incompleteness 324 $5,357,000 $16,000 $300,000 $57,000 $758,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,132 $16,792,000 $14,000 $417,000 $63,000 $635,000
Debt-To-Income Ratio 911 $16,640,000 $18,000 $417,000 $62,000 $447,000
Collateral 91 $4,446,000 $48,000 $850,000 $106,000 $423,000
Other 50 $998,000 $19,000 $205,000 $60,000 $185,000
Unverifiable Information 11 $194,000 $17,000 $50,000 $50,000 $89,000
Employment History 7 $115,000 $16,000 $54,000 $53,000 $95,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank, National Association's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess South Central Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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