South Central Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
South Central Bank, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South Central Bank, National Association 525 W Roosevelt Rd Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,483 |
| Total Mortgage Loan Application Amount | $86,573,000 |
| Average Mortgage Loan Application Amount | $168,333 |
| Highest Mortgage Loan Application Amount | $982,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $1,172,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with South Central Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South Central Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down South Central Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South Central Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by South Central Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South Central Bank, National Association's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 481 | $ 36,616,000 | $ 76,000 | $ 86,000 |
| Milwaukee County Wisconsin | 109 | $ 1,842,000 | $ 16,000 | $ 63,000 |
| Hamilton County Ohio | 83 | $ 1,089,000 | $ 13,000 | $ 60,000 |
| Oakland County Michigan | 58 | $ 977,000 | $ 16,000 | $ 80,000 |
| Franklin County Ohio | 50 | $ 776,000 | $ 15,000 | $ 74,000 |
| Cuyahoga County Ohio | 46 | $ 633,000 | $ 13,000 | $ 67,000 |
| Allegheny County Pennsylvania | 45 | $ 659,000 | $ 14,000 | $ 66,000 |
| Macomb County Michigan | 44 | $ 640,000 | $ 14,000 | $ 69,000 |
| Wayne County Michigan | 44 | $ 620,000 | $ 14,000 | $ 72,000 |
| Stark County Ohio | 38 | $ 418,000 | $ 11,000 | $ 54,000 |
| Summit County Ohio | 34 | $ 415,000 | $ 12,000 | $ 62,000 |
| Lake County Illinois | 31 | $ 7,350,000 | $ 237,000 | $ 156,000 |
| DuPage County Illinois | 30 | $ 2,785,000 | $ 92,000 | $ 113,000 |
| Montgomery County Ohio | 30 | $ 390,000 | $ 13,000 | $ 65,000 |
| Jackson County Missouri | 28 | $ 508,000 | $ 18,000 | $ 74,000 |
| Waukesha County Wisconsin | 28 | $ 463,000 | $ 16,000 | $ 76,000 |
| Genesee County Michigan | 27 | $ 297,000 | $ 11,000 | $ 63,000 |
| Lake County Indiana | 24 | $ 599,000 | $ 24,000 | $ 61,000 |
| Kent County Michigan | 24 | $ 266,000 | $ 11,000 | $ 55,000 |
| Will County Illinois | 22 | $ 3,466,000 | $ 157,000 | $ 83,000 |
| Prince George's County Maryland | 22 | $ 528,000 | $ 24,000 | $ 93,000 |
| Polk County Iowa | 20 | $ 296,000 | $ 14,000 | $ 84,000 |
| Fayette County Kentucky | 20 | $ 323,000 | $ 16,000 | $ 64,000 |
| Kenton County Kentucky | 20 | $ 316,000 | $ 15,000 | $ 59,000 |
| Fayette County Pennsylvania | 20 | $ 296,000 | $ 14,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 19 | $ 315,000 | $ 16,000 | $ 56,000 |
| St. Joseph County Indiana | 17 | $ 246,000 | $ 14,000 | $ 57,000 |
| Kenosha County Wisconsin | 17 | $ 652,000 | $ 38,000 | $ 88,000 |
| Jefferson County Kentucky | 14 | $ 229,000 | $ 16,000 | $ 69,000 |
| Ingham County Michigan | 13 | $ 120,000 | $ 9,000 | $ 58,000 |
| Monroe County Michigan | 13 | $ 165,000 | $ 12,000 | $ 60,000 |
| Washtenaw County Michigan | 13 | $ 168,000 | $ 12,000 | $ 86,000 |
| Butler County Ohio | 13 | $ 192,000 | $ 14,000 | $ 57,000 |
| Fairfield County Ohio | 13 | $ 218,000 | $ 16,000 | $ 79,000 |
| Licking County Ohio | 13 | $ 202,000 | $ 15,000 | $ 79,000 |
| Berrien County Michigan | 12 | $ 252,000 | $ 21,000 | $ 54,000 |
| Saginaw County Michigan | 12 | $ 164,000 | $ 13,000 | $ 49,000 |
| Clay County Missouri | 12 | $ 225,000 | $ 18,000 | $ 82,000 |
| Montgomery County Tennessee | 12 | $ 143,000 | $ 11,000 | $ 84,000 |
| Fairfax County Virginia | 12 | $ 293,000 | $ 24,000 | $ 152,000 |
| Boone County Kentucky | 11 | $ 172,000 | $ 15,000 | $ 79,000 |
| Hardin County Kentucky | 11 | $ 190,000 | $ 17,000 | $ 65,000 |
| Lancaster County Pennsylvania | 11 | $ 192,000 | $ 17,000 | $ 83,000 |
| York County Pennsylvania | 11 | $ 134,000 | $ 12,000 | $ 64,000 |
| Rutherford County Tennessee | 11 | $ 122,000 | $ 11,000 | $ 61,000 |
| Ozaukee County Wisconsin | 11 | $ 173,000 | $ 15,000 | $ 72,000 |
| Racine County Wisconsin | 11 | $ 212,000 | $ 19,000 | $ 78,000 |
| Sheboygan County Wisconsin | 11 | $ 193,000 | $ 17,000 | $ 62,000 |
| Livingston County Michigan | 10 | $ 186,000 | $ 18,000 | $ 72,000 |
| Lake County Ohio | 10 | $ 124,000 | $ 12,000 | $ 66,000 |
| Portage County Ohio | 10 | $ 139,000 | $ 13,000 | $ 61,000 |
| Washington County Pennsylvania | 10 | $ 114,000 | $ 11,000 | $ 72,000 |
| Dodge County Wisconsin | 10 | $ 173,000 | $ 17,000 | $ 50,000 |
| Elkhart County Indiana | 9 | $ 160,000 | $ 17,000 | $ 41,000 |
| Porter County Indiana | 9 | $ 156,000 | $ 17,000 | $ 73,000 |
| Boone County Missouri | 9 | $ 100,000 | $ 11,000 | $ 70,000 |
| Lorain County Ohio | 9 | $ 134,000 | $ 14,000 | $ 70,000 |
| Lucas County Ohio | 9 | $ 120,000 | $ 13,000 | $ 42,000 |
| Williamson County Tennessee | 9 | $ 127,000 | $ 14,000 | $ 74,000 |
| Macoupin County Illinois | 8 | $ 66,000 | $ 8,000 | $ 52,000 |
| Anne Arundel County Maryland | 8 | $ 200,000 | $ 25,000 | $ 103,000 |
| Richland County Ohio | 8 | $ 114,000 | $ 14,000 | $ 59,000 |
| Dauphin County Pennsylvania | 8 | $ 121,000 | $ 15,000 | $ 74,000 |
| Davidson County Tennessee | 8 | $ 75,000 | $ 9,000 | $ 84,000 |
| Prince William County Virginia | 8 | $ 197,000 | $ 24,000 | $ 138,000 |
| Jefferson County Wisconsin | 8 | $ 106,000 | $ 13,000 | $ 53,000 |
| Walworth County Wisconsin | 8 | $ 114,000 | $ 14,000 | $ 48,000 |
| Washington County Wisconsin | 8 | $ 142,000 | $ 17,000 | $ 57,000 |
| Dearborn County Indiana | 7 | $ 148,000 | $ 21,000 | $ 60,000 |
| LaPorte County Indiana | 7 | $ 453,000 | $ 64,000 | $ 120,000 |
| Clark County Ohio | 7 | $ 90,000 | $ 12,000 | $ 55,000 |
| Chester County Pennsylvania | 7 | $ 163,000 | $ 23,000 | $ 93,000 |
| Cumberland County Pennsylvania | 7 | $ 94,000 | $ 13,000 | $ 72,000 |
| Winnebago County Illinois | 6 | $ 76,000 | $ 12,000 | $ 40,000 |
| Hillsdale County Michigan | 6 | $ 87,000 | $ 14,000 | $ 36,000 |
| Lapeer County Michigan | 6 | $ 82,000 | $ 13,000 | $ 52,000 |
| Lenawee County Michigan | 6 | $ 79,000 | $ 13,000 | $ 50,000 |
| Ottawa County Michigan | 6 | $ 53,000 | $ 8,000 | $ 33,000 |
| Cole County Missouri | 6 | $ 75,000 | $ 12,000 | $ 55,000 |
| Johnson County Missouri | 6 | $ 119,000 | $ 19,000 | $ 60,000 |
| Platte County Missouri | 6 | $ 147,000 | $ 24,000 | $ 80,000 |
| Delaware County Ohio | 6 | $ 113,000 | $ 18,000 | $ 91,000 |
| Trumbull County Ohio | 6 | $ 65,000 | $ 10,000 | $ 34,000 |
| Warren County Ohio | 6 | $ 75,000 | $ 12,000 | $ 64,000 |
| Wayne County Ohio | 6 | $ 84,000 | $ 14,000 | $ 43,000 |
| Lehigh County Pennsylvania | 6 | $ 105,000 | $ 17,000 | $ 82,000 |
| Wilson County Tennessee | 6 | $ 87,000 | $ 14,000 | $ 86,000 |
| Clark County Indiana | 5 | $ 88,000 | $ 17,000 | $ 43,000 |
| Kosciusko County Indiana | 5 | $ 71,000 | $ 14,000 | $ 69,000 |
| Scott County Kentucky | 5 | $ 60,000 | $ 12,000 | $ 98,000 |
| Baltimore County Maryland | 5 | $ 90,000 | $ 18,000 | $ 89,000 |
| Frederick County Maryland | 5 | $ 138,000 | $ 27,000 | $ 139,000 |
| Bay County Michigan | 5 | $ 63,000 | $ 12,000 | $ 43,000 |
| Muskegon County Michigan | 5 | $ 81,000 | $ 16,000 | $ 63,000 |
| Champaign County Ohio | 5 | $ 73,000 | $ 14,000 | $ 35,000 |
| Clermont County Ohio | 5 | $ 74,000 | $ 14,000 | $ 65,000 |
| Berks County Pennsylvania | 5 | $ 68,000 | $ 13,000 | $ 122,000 |
| Butler County Pennsylvania | 5 | $ 66,000 | $ 13,000 | $ 41,000 |
| Spotsylvania County Virginia | 5 | $ 102,000 | $ 20,000 | $ 132,000 |
| Stafford County Virginia | 5 | $ 83,000 | $ 16,000 | $ 110,000 |
| Rock County Wisconsin | 5 | $ 80,000 | $ 16,000 | $ 61,000 |
| Los Angeles County California | 4 | $ 2,188,000 | $ 547,000 | $ 335,000 |
| Kane County Illinois | 4 | $ 251,000 | $ 62,000 | $ 76,000 |
| McHenry County Illinois | 4 | $ 94,000 | $ 23,000 | $ 112,000 |
| Marshall County Indiana | 4 | $ 40,000 | $ 10,000 | $ 44,000 |
| Marshall County Iowa | 4 | $ 86,000 | $ 21,000 | $ 66,000 |
| Story County Iowa | 4 | $ 58,000 | $ 14,000 | $ 84,000 |
| Campbell County Kentucky | 4 | $ 54,000 | $ 13,000 | $ 58,000 |
| Baltimore City County Maryland | 4 | $ 88,000 | $ 22,000 | $ 69,000 |
| Montgomery County Maryland | 4 | $ 84,000 | $ 21,000 | $ 103,000 |
| Barry County Michigan | 4 | $ 74,000 | $ 18,000 | $ 66,000 |
| Calhoun County Michigan | 4 | $ 65,000 | $ 16,000 | $ 31,000 |
| Ionia County Michigan | 4 | $ 34,000 | $ 8,000 | $ 36,000 |
| Kalamazoo County Michigan | 4 | $ 49,000 | $ 12,000 | $ 37,000 |
| Shiawassee County Michigan | 4 | $ 53,000 | $ 13,000 | $ 67,000 |
| St. Joseph County Michigan | 4 | $ 57,000 | $ 14,000 | $ 32,000 |
| Cass County Missouri | 4 | $ 82,000 | $ 20,000 | $ 73,000 |
| Huron County Ohio | 4 | $ 108,000 | $ 27,000 | $ 99,000 |
| Madison County Ohio | 4 | $ 52,000 | $ 13,000 | $ 65,000 |
| Mahoning County Ohio | 4 | $ 46,000 | $ 11,000 | $ 53,000 |
| Marion County Ohio | 4 | $ 94,000 | $ 23,000 | $ 93,000 |
| Medina County Ohio | 4 | $ 72,000 | $ 18,000 | $ 63,000 |
| Williams County Ohio | 4 | $ 68,000 | $ 17,000 | $ 42,000 |
| Wood County Ohio | 4 | $ 47,000 | $ 11,000 | $ 73,000 |
| Beaver County Pennsylvania | 4 | $ 49,000 | $ 12,000 | $ 50,000 |
| Shelby County Tennessee | 4 | $ 89,000 | $ 22,000 | $ 130,000 |
| Dane County Wisconsin | 4 | $ 50,000 | $ 12,000 | $ 72,000 |
| Fond du Lac County Wisconsin | 4 | $ 66,000 | $ 16,000 | $ 39,000 |
| Outagamie County Wisconsin | 4 | $ 54,000 | $ 13,000 | $ 50,000 |
| Kendall County Illinois | 3 | $ 175,000 | $ 58,000 | $ 126,000 |
| Ogle County Illinois | 3 | $ 25,000 | $ 8,000 | $ 55,000 |
| Allen County Indiana | 3 | $ 32,000 | $ 10,000 | $ 44,000 |
| Floyd County Indiana | 3 | $ 56,000 | $ 18,000 | $ 54,000 |
| Marion County Indiana | 3 | $ 38,000 | $ 12,000 | $ 38,000 |
| Clark County Kentucky | 3 | $ 34,000 | $ 11,000 | $ 45,000 |
| Carroll County Maryland | 3 | $ 79,000 | $ 26,000 | $ 59,000 |
| Charles County Maryland | 3 | $ 93,000 | $ 31,000 | $ 84,000 |
| Howard County Maryland | 3 | $ 109,000 | $ 36,000 | $ 145,000 |
| Washington County Maryland | 3 | $ 66,000 | $ 22,000 | $ 89,000 |
| Cass County Michigan | 3 | $ 44,000 | $ 14,000 | $ 41,000 |
| Eaton County Michigan | 3 | $ 46,000 | $ 15,000 | $ 94,000 |
| Isabella County Michigan | 3 | $ 61,000 | $ 20,000 | $ 91,000 |
| Van Buren County Michigan | 3 | $ 32,000 | $ 10,000 | $ 41,000 |
| Henry County Missouri | 3 | $ 79,000 | $ 26,000 | $ 101,000 |
| Lafayette County Missouri | 3 | $ 52,000 | $ 17,000 | $ 104,000 |
| Saline County Missouri | 3 | $ 50,000 | $ 16,000 | $ 45,000 |
| Allen County Ohio | 3 | $ 39,000 | $ 13,000 | $ 60,000 |
| Hancock County Ohio | 3 | $ 45,000 | $ 15,000 | $ 62,000 |
| Logan County Ohio | 3 | $ 32,000 | $ 10,000 | $ 71,000 |
| Miami County Ohio | 3 | $ 43,000 | $ 14,000 | $ 41,000 |
| Pickaway County Ohio | 3 | $ 52,000 | $ 17,000 | $ 50,000 |
| Seneca County Ohio | 3 | $ 58,000 | $ 19,000 | $ 37,000 |
| Union County Ohio | 3 | $ 73,000 | $ 24,000 | $ 84,000 |
| Armstrong County Pennsylvania | 3 | $ 80,000 | $ 26,000 | $ 51,000 |
| Montgomery County Pennsylvania | 3 | $ 43,000 | $ 14,000 | $ 43,000 |
| Northampton County Pennsylvania | 3 | $ 46,000 | $ 15,000 | $ 103,000 |
| Sumner County Tennessee | 3 | $ 129,000 | $ 43,000 | $ 62,000 |
| King George County Virginia | 3 | $ 94,000 | $ 31,000 | $ 118,000 |
| Brown County Wisconsin | 3 | $ 54,000 | $ 18,000 | $ 83,000 |
| Pima County Arizona | 2 | $ 497,000 | $ 248,000 | $ 650,000 |
| Orange County California | 2 | $ 941,000 | $ 470,000 | $ 238,000 |
| Christian County Illinois | 2 | $ 24,000 | $ 12,000 | $ 78,000 |
| Macon County Illinois | 2 | $ 22,000 | $ 11,000 | $ 63,000 |
| Montgomery County Illinois | 2 | $ 21,000 | $ 10,000 | $ 54,000 |
| Whiteside County Illinois | 2 | $ 25,000 | $ 12,000 | $ 47,000 |
| DeKalb County Indiana | 2 | $ 21,000 | $ 10,000 | $ 76,000 |
| Fulton County Indiana | 2 | $ 23,000 | $ 11,000 | $ 57,000 |
| Noble County Indiana | 2 | $ 20,000 | $ 10,000 | $ 30,000 |
| Clarke County Iowa | 2 | $ 21,000 | $ 10,000 | $ 82,000 |
| Dallas County Iowa | 2 | $ 32,000 | $ 16,000 | $ 135,000 |
| Henry County Iowa | 2 | $ 34,000 | $ 17,000 | $ 36,000 |
| Madison County Iowa | 2 | $ 29,000 | $ 14,000 | $ 77,000 |
| Scott County Iowa | 2 | $ 33,000 | $ 16,000 | $ 49,000 |
| Harrison County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 122,000 |
| Madison County Kentucky | 2 | $ 14,000 | $ 7,000 | $ 43,000 |
| Spencer County Kentucky | 2 | $ 32,000 | $ 16,000 | $ 45,000 |
| Harford County Maryland | 2 | $ 35,000 | $ 17,000 | $ 82,000 |
| Clinton County Michigan | 2 | $ 21,000 | $ 10,000 | $ 82,000 |
| Midland County Michigan | 2 | $ 24,000 | $ 12,000 | $ 90,000 |
| St. Clair County Michigan | 2 | $ 56,000 | $ 28,000 | $ 102,000 |
| Fillmore County Minnesota | 2 | $ 33,000 | $ 16,000 | $ 53,000 |
| Audrain County Missouri | 2 | $ 36,000 | $ 18,000 | $ 80,000 |
| Callaway County Missouri | 2 | $ 17,000 | $ 8,000 | $ 69,000 |
| Howard County Missouri | 2 | $ 33,000 | $ 16,000 | $ 44,000 |
| Macon County Missouri | 2 | $ 52,000 | $ 26,000 | $ 75,000 |
| Miller County Missouri | 2 | $ 39,000 | $ 19,000 | $ 74,000 |
| Monroe County Missouri | 2 | $ 24,000 | $ 12,000 | $ 40,000 |
| Nodaway County Missouri | 2 | $ 44,000 | $ 22,000 | $ 82,000 |
| Pettis County Missouri | 2 | $ 32,000 | $ 16,000 | $ 43,000 |
| Fayette County Ohio | 2 | $ 34,000 | $ 17,000 | $ 46,000 |
| Geauga County Ohio | 2 | $ 28,000 | $ 14,000 | $ 50,000 |
| Greene County Ohio | 2 | $ 36,000 | $ 18,000 | $ 83,000 |
| Hocking County Ohio | 2 | $ 31,000 | $ 15,000 | $ 46,000 |
| Ottawa County Ohio | 2 | $ 48,000 | $ 24,000 | $ 64,000 |
| Perry County Ohio | 2 | $ 42,000 | $ 21,000 | $ 55,000 |
| Preble County Ohio | 2 | $ 16,000 | $ 8,000 | $ 44,000 |
| Ross County Ohio | 2 | $ 21,000 | $ 10,000 | $ 69,000 |
| Sandusky County Ohio | 2 | $ 29,000 | $ 14,000 | $ 30,000 |
| Wyandot County Ohio | 2 | $ 64,000 | $ 32,000 | $ 96,000 |
| Adams County Pennsylvania | 2 | $ 24,000 | $ 12,000 | $ 48,000 |
| Cambria County Pennsylvania | 2 | $ 32,000 | $ 16,000 | $ 44,000 |
| Crawford County Pennsylvania | 2 | $ 27,000 | $ 13,000 | $ 43,000 |
| Franklin County Pennsylvania | 2 | $ 45,000 | $ 22,000 | $ 71,000 |
| Venango County Pennsylvania | 2 | $ 22,000 | $ 11,000 | $ 51,000 |
| Wayne County Pennsylvania | 2 | $ 14,000 | $ 7,000 | $ 40,000 |
| Putnam County Tennessee | 2 | $ 18,000 | $ 9,000 | $ 84,000 |
| Augusta County Virginia | 2 | $ 75,000 | $ 37,000 | $ 68,000 |
| Fauquier County Virginia | 2 | $ 75,000 | $ 37,000 | $ 131,000 |
| Franklin County Virginia | 2 | $ 56,000 | $ 28,000 | $ 141,000 |
| Loudoun County Virginia | 2 | $ 51,000 | $ 25,000 | $ 204,000 |
| Warren County Virginia | 2 | $ 72,000 | $ 36,000 | $ 104,000 |
| Calumet County Wisconsin | 2 | $ 66,000 | $ 33,000 | $ 157,000 |
| Larimer County Colorado | 1 | $ 228,000 | $ 228,000 | $ 118,000 |
| Pitkin County Colorado | 1 | $ 409,000 | $ 409,000 | $ 435,000 |
| Douglas County Georgia | 1 | $ 6,000 | $ 6,000 | $ 79,000 |
| Bureau County Illinois | 1 | $ 12,000 | $ 12,000 | $ 49,000 |
| DeKalb County Illinois | 1 | $ 7,000 | $ 7,000 | $ 39,000 |
| Fulton County Illinois | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Grundy County Illinois | 1 | $ 16,000 | $ 16,000 | $ 115,000 |
| Kankakee County Illinois | 1 | $ 30,000 | $ 30,000 | $ 125,000 |
| Knox County Illinois | 1 | $ 28,000 | $ 28,000 | $ 68,000 |
| Madison County Illinois | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Marion County Illinois | 1 | $ 14,000 | $ 14,000 | $ 56,000 |
| McDonough County Illinois | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| McLean County Illinois | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Pike County Illinois | 1 | $ 8,000 | $ 8,000 | $ 34,000 |
| Sangamon County Illinois | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
| Boone County Indiana | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Clinton County Indiana | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Dubois County Indiana | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
| Henry County Indiana | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Huntington County Indiana | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
| Jasper County Indiana | 1 | $ 13,000 | $ 13,000 | $ 47,000 |
| Miami County Indiana | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Newton County Indiana | 1 | $ 14,000 | $ 14,000 | $ 34,000 |
| Pike County Indiana | 1 | $ 14,000 | $ 14,000 | $ 18,000 |
| Starke County Indiana | 1 | $ 18,000 | $ 18,000 | $ 94,000 |
| Vigo County Indiana | 1 | $ 28,000 | $ 28,000 | $ 50,000 |
| Wabash County Indiana | 1 | $ 9,000 | $ 9,000 | $ 8,000 |
| Washington County Indiana | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Whitley County Indiana | 1 | $ 8,000 | $ 8,000 | $ 65,000 |
| Appanoose County Iowa | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Cerro Gordo County Iowa | 1 | $ 7,000 | $ 7,000 | $ 40,000 |
| Clinton County Iowa | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Hamilton County Iowa | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Iowa County Iowa | 1 | $ 5,000 | $ 5,000 | $ 98,000 |
| Jasper County Iowa | 1 | $ 18,000 | $ 18,000 | $ 62,000 |
| Johnson County Iowa | 1 | $ 16,000 | $ 16,000 | $ 56,000 |
| Kossuth County Iowa | 1 | $ 16,000 | $ 16,000 | $ 55,000 |
| Mitchell County Iowa | 1 | $ 6,000 | $ 6,000 | $ 37,000 |
| Monroe County Iowa | 1 | $ 17,000 | $ 17,000 | $ 113,000 |
| Wapello County Iowa | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Warren County Iowa | 1 | $ 16,000 | $ 16,000 | $ 93,000 |
| Worth County Iowa | 1 | $ 6,000 | $ 6,000 | $ 73,000 |
| Wright County Iowa | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Barren County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 86,000 |
| Bullitt County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Franklin County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 56,000 |
| Garrard County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Grant County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 147,000 |
| Henry County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Marion County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 176,000 |
| Montgomery County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 114,000 |
| Nelson County Kentucky | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
| Oldham County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 90,000 |
| Pendleton County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 31,000 |
| Perry County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Rowan County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Woodford County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 72,000 |
| Cecil County Maryland | 1 | $ 24,000 | $ 24,000 | $ 85,000 |
| St. Mary's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Allegan County Michigan | 1 | $ 13,000 | $ 13,000 | $ 58,000 |
| Cheboygan County Michigan | 1 | $ 21,000 | $ 21,000 | $ 77,000 |
| Clare County Michigan | 1 | $ 13,000 | $ 13,000 | $ 88,000 |
| Gladwin County Michigan | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Gratiot County Michigan | 1 | $ 11,000 | $ 11,000 | $ 33,000 |
| Jackson County Michigan | 1 | $ 18,000 | $ 18,000 | $ 77,000 |
| Mason County Michigan | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Montcalm County Michigan | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Sanilac County Michigan | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Tuscola County Michigan | 1 | $ 11,000 | $ 11,000 | $ 44,000 |
| Freeborn County Minnesota | 1 | $ 9,000 | $ 9,000 | $ 75,000 |
| Olmsted County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Winona County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 68,000 |
| Adair County Missouri | 1 | $ 19,000 | $ 19,000 | $ 46,000 |
| Andrew County Missouri | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Benton County Missouri | 1 | $ 28,000 | $ 28,000 | $ 60,000 |
| Buchanan County Missouri | 1 | $ 28,000 | $ 28,000 | $ 188,000 |
| Caldwell County Missouri | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Chariton County Missouri | 1 | $ 11,000 | $ 11,000 | $ 75,000 |
| Cooper County Missouri | 1 | $ 17,000 | $ 17,000 | $ 58,000 |
| Franklin County Missouri | 1 | $ 16,000 | $ 16,000 | $ 24,000 |
| Jefferson County Missouri | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Linn County Missouri | 1 | $ 12,000 | $ 12,000 | $ 25,000 |
| Mercer County Missouri | 1 | $ 19,000 | $ 19,000 | $ 62,000 |
| St. Charles County Missouri | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Flathead County Montana | 1 | $ 298,000 | $ 298,000 | $ 1,172,000 |
| Clark County Nevada | 1 | $ 256,000 | $ 256,000 | $ 67,000 |
| Durham County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 112,000 |
| Adams County Ohio | 1 | $ 13,000 | $ 13,000 | $ 51,000 |
| Ashtabula County Ohio | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Auglaize County Ohio | 1 | $ 17,000 | $ 17,000 | $ 87,000 |
| Brown County Ohio | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Clinton County Ohio | 1 | $ 22,000 | $ 22,000 | $ 95,000 |
| Columbiana County Ohio | 1 | $ 25,000 | $ 25,000 | $ 163,000 |
| Coshocton County Ohio | 1 | $ 7,000 | $ 7,000 | $ 82,000 |
| Darke County Ohio | 1 | $ 23,000 | $ 23,000 | $ 56,000 |
| Defiance County Ohio | 1 | $ 20,000 | $ 20,000 | $ 104,000 |
| Guernsey County Ohio | 1 | $ 22,000 | $ 22,000 | $ 91,000 |
| Hardin County Ohio | 1 | $ 17,000 | $ 17,000 | $ 55,000 |
| Henry County Ohio | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Highland County Ohio | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| Mercer County Ohio | 1 | $ 13,000 | $ 13,000 | $ 131,000 |
| Morrow County Ohio | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Muskingum County Ohio | 1 | $ 9,000 | $ 9,000 | $ 37,000 |
| Putnam County Ohio | 1 | $ 18,000 | $ 18,000 | $ 63,000 |
| Scioto County Ohio | 1 | $ 11,000 | $ 11,000 | $ 154,000 |
| Shelby County Ohio | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Van Wert County Ohio | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Bucks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Carbon County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Delaware County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 36,000 |
| Huntingdon County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 45,000 |
| Lackawanna County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 46,000 |
| Luzerne County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Mercer County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 80,000 |
| Schuylkill County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 34,000 |
| Somerset County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Cheatham County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 89,000 |
| Madison County Tennessee | 1 | $ 9,000 | $ 9,000 | $ 31,000 |
| Tipton County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 66,000 |
| Amherst County Virginia | 1 | $ 24,000 | $ 24,000 | $ 66,000 |
| Arlington County Virginia | 1 | $ 31,000 | $ 31,000 | $ 207,000 |
| Bedford County Virginia | 1 | $ 21,000 | $ 21,000 | $ 30,000 |
| Clarke County Virginia | 1 | $ 10,000 | $ 10,000 | $ 107,000 |
| Fairfax City County Virginia | 1 | $ 22,000 | $ 22,000 | $ 97,000 |
| Frederick County Virginia | 1 | $ 13,000 | $ 13,000 | $ 36,000 |
| Petersburg County Virginia | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Richmond County Virginia | 1 | $ 42,000 | $ 42,000 | $ 169,000 |
| Roanoke City County Virginia | 1 | $ 23,000 | $ 23,000 | $ 55,000 |
| Rockingham County Virginia | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Shenandoah County Virginia | 1 | $ 26,000 | $ 26,000 | $ 87,000 |
| Wythe County Virginia | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Buffalo County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 19,000 |
| Grant County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| Kewaunee County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 64,000 |
| Manitowoc County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 16,000 |
| Monroe County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Shawano County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 51,000 |
| Trempealeau County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Waupaca County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,285 | $35,261,000 | $15,000 | $100,000 | $69,000 | $343,000 |
| Refinancing | 143 | $39,466,000 | $275,000 | $982,000 | $161,000 | $1,172,000 |
| Home Purchase | 55 | $11,846,000 | $215,000 | $607,000 | $99,000 | $525,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,993 | $70,926,000 | $35,000 | $982,000 | $77,000 | $1,172,000 |
| Black or African American | 323 | $6,521,000 | $20,000 | $274,000 | $63,000 | $300,000 |
| Hispanic | 115 | $4,404,000 | $38,000 | $292,000 | $71,000 | $246,000 |
| Asian | 41 | $4,554,000 | $111,000 | $656,000 | $104,000 | $482,000 |
| American Indian or Alaskan Native | 9 | $134,000 | $14,000 | $24,000 | $78,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $34,000 | $17,000 | $20,000 | $110,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,999 | $76,072,000 | $38,000 | $982,000 | $78,000 | $1,172,000 |
| FHA-insured (Federal Housing Administration) | 484 | $10,501,000 | $21,000 | $369,000 | $64,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 895 | $19,345,000 | $21,000 | $820,000 | $68,000 | $482,000 |
| Loan Originated | 697 | $43,299,000 | $62,000 | $982,000 | $92,000 | $1,172,000 |
| Application Withdrawn By Applicant | 427 | $8,329,000 | $19,000 | $900,000 | $70,000 | $419,000 |
| Application Approved But Not Accepted | 325 | $13,066,000 | $40,000 | $417,000 | $74,000 | $523,000 |
| File Closed For Incompleteness | 139 | $2,534,000 | $18,000 | $250,000 | $57,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 506 | $7,674,000 | $15,000 | $288,000 | $67,000 | $276,000 |
| Debt-To-Income Ratio | 349 | $7,404,000 | $21,000 | $318,000 | $64,000 | $343,000 |
| Collateral | 16 | $2,508,000 | $156,000 | $820,000 | $166,000 | $482,000 |
| Other | 15 | $910,000 | $60,000 | $273,000 | $99,000 | $250,000 |
| Unverifiable Information | 5 | $71,000 | $14,000 | $18,000 | $64,000 | $99,000 |
| Employment History | 3 | $48,000 | $16,000 | $19,000 | $56,000 | $78,000 |
| Credit Application Incomplete | 1 | $730,000 | $730,000 | $730,000 | $192,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South Central Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.