South Central Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
South Central Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South Central Bank, National Association 525 W Roosevelt Rd Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,417 |
| Total Mortgage Loan Application Amount | $63,898,000 |
| Average Mortgage Loan Application Amount | $159,000 |
| Highest Mortgage Loan Application Amount | $1,440,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $2,146,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with South Central Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South Central Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down South Central Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South Central Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by South Central Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South Central Bank, National Association's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 504 | $ 35,306,000 | $ 70,000 | $ 82,000 |
| Milwaukee County Wisconsin | 100 | $ 1,724,000 | $ 17,000 | $ 65,000 |
| DuPage County Illinois | 37 | $ 1,566,000 | $ 42,000 | $ 93,000 |
| Waukesha County Wisconsin | 37 | $ 630,000 | $ 17,000 | $ 68,000 |
| Stark County Ohio | 35 | $ 404,000 | $ 11,000 | $ 45,000 |
| Wayne County Michigan | 25 | $ 368,000 | $ 14,000 | $ 67,000 |
| Will County Illinois | 24 | $ 3,081,000 | $ 128,000 | $ 77,000 |
| Racine County Wisconsin | 23 | $ 378,000 | $ 16,000 | $ 59,000 |
| Summit County Ohio | 22 | $ 274,000 | $ 12,000 | $ 67,000 |
| Kenosha County Wisconsin | 22 | $ 385,000 | $ 17,000 | $ 64,000 |
| Lake County Indiana | 21 | $ 457,000 | $ 21,000 | $ 58,000 |
| Lorain County Ohio | 21 | $ 206,000 | $ 9,000 | $ 53,000 |
| Sheboygan County Wisconsin | 21 | $ 316,000 | $ 15,000 | $ 57,000 |
| Washington County Wisconsin | 16 | $ 276,000 | $ 17,000 | $ 79,000 |
| Lake County Illinois | 15 | $ 3,905,000 | $ 260,000 | $ 230,000 |
| Oakland County Michigan | 14 | $ 251,000 | $ 17,000 | $ 109,000 |
| Jefferson County Kentucky | 13 | $ 252,000 | $ 19,000 | $ 75,000 |
| Cuyahoga County Ohio | 13 | $ 192,000 | $ 14,000 | $ 87,000 |
| Allegheny County Pennsylvania | 13 | $ 149,000 | $ 11,000 | $ 65,000 |
| St. Joseph County Indiana | 11 | $ 160,000 | $ 14,000 | $ 56,000 |
| Berrien County Michigan | 11 | $ 498,000 | $ 45,000 | $ 49,000 |
| Walworth County Wisconsin | 10 | $ 259,000 | $ 25,000 | $ 149,000 |
| Jackson County Missouri | 9 | $ 282,000 | $ 31,000 | $ 79,000 |
| Franklin County Ohio | 9 | $ 197,000 | $ 21,000 | $ 97,000 |
| Kane County Illinois | 8 | $ 579,000 | $ 72,000 | $ 96,000 |
| McHenry County Illinois | 8 | $ 395,000 | $ 49,000 | $ 96,000 |
| Macomb County Michigan | 8 | $ 128,000 | $ 16,000 | $ 66,000 |
| Westmoreland County Pennsylvania | 8 | $ 127,000 | $ 15,000 | $ 52,000 |
| Kendall County Illinois | 7 | $ 574,000 | $ 82,000 | $ 98,000 |
| LaPorte County Indiana | 7 | $ 126,000 | $ 18,000 | $ 51,000 |
| Washington County Pennsylvania | 7 | $ 80,000 | $ 11,000 | $ 69,000 |
| Dodge County Wisconsin | 7 | $ 99,000 | $ 14,000 | $ 37,000 |
| Sangamon County Illinois | 6 | $ 63,000 | $ 10,000 | $ 83,000 |
| Kosciusko County Indiana | 6 | $ 104,000 | $ 17,000 | $ 80,000 |
| Porter County Indiana | 6 | $ 206,000 | $ 34,000 | $ 87,000 |
| Prince George's County Maryland | 5 | $ 123,000 | $ 24,000 | $ 75,000 |
| Richland County Ohio | 5 | $ 26,000 | $ 5,000 | $ 46,000 |
| Berks County Pennsylvania | 5 | $ 91,000 | $ 18,000 | $ 50,000 |
| Lehigh County Pennsylvania | 5 | $ 157,000 | $ 31,000 | $ 66,000 |
| Dane County Wisconsin | 5 | $ 38,000 | $ 7,000 | $ 62,000 |
| Fond du Lac County Wisconsin | 5 | $ 107,000 | $ 21,000 | $ 49,000 |
| Grundy County Illinois | 4 | $ 385,000 | $ 96,000 | $ 106,000 |
| Elkhart County Indiana | 4 | $ 41,000 | $ 10,000 | $ 37,000 |
| Marshall County Indiana | 4 | $ 58,000 | $ 14,000 | $ 56,000 |
| Polk County Iowa | 4 | $ 72,000 | $ 18,000 | $ 159,000 |
| Warren County Iowa | 4 | $ 53,000 | $ 13,000 | $ 86,000 |
| Fayette County Kentucky | 4 | $ 59,000 | $ 14,000 | $ 73,000 |
| Livingston County Michigan | 4 | $ 53,000 | $ 13,000 | $ 94,000 |
| Boone County Missouri | 4 | $ 68,000 | $ 17,000 | $ 45,000 |
| Portage County Ohio | 4 | $ 51,000 | $ 12,000 | $ 73,000 |
| Fayette County Pennsylvania | 4 | $ 60,000 | $ 15,000 | $ 60,000 |
| Montgomery County Pennsylvania | 4 | $ 103,000 | $ 25,000 | $ 100,000 |
| Davidson County Tennessee | 4 | $ 48,000 | $ 12,000 | $ 48,000 |
| Jefferson County Wisconsin | 4 | $ 79,000 | $ 19,000 | $ 48,000 |
| Ozaukee County Wisconsin | 4 | $ 33,000 | $ 8,000 | $ 69,000 |
| Rock County Wisconsin | 4 | $ 51,000 | $ 12,000 | $ 110,000 |
| Kankakee County Illinois | 3 | $ 69,000 | $ 23,000 | $ 76,000 |
| Montgomery County Illinois | 3 | $ 25,000 | $ 8,000 | $ 58,000 |
| Winnebago County Illinois | 3 | $ 85,000 | $ 28,000 | $ 133,000 |
| Story County Iowa | 3 | $ 54,000 | $ 18,000 | $ 96,000 |
| Hardin County Kentucky | 3 | $ 67,000 | $ 22,000 | $ 68,000 |
| Kenton County Kentucky | 3 | $ 41,000 | $ 13,000 | $ 85,000 |
| Baltimore City County Maryland | 3 | $ 67,000 | $ 22,000 | $ 72,000 |
| Branch County Michigan | 3 | $ 48,000 | $ 16,000 | $ 34,000 |
| Calhoun County Michigan | 3 | $ 49,000 | $ 16,000 | $ 74,000 |
| Kent County Michigan | 3 | $ 41,000 | $ 13,000 | $ 40,000 |
| Lafayette County Missouri | 3 | $ 57,000 | $ 19,000 | $ 93,000 |
| Ray County Missouri | 3 | $ 95,000 | $ 31,000 | $ 88,000 |
| Butler County Ohio | 3 | $ 42,000 | $ 14,000 | $ 71,000 |
| Hamilton County Ohio | 3 | $ 38,000 | $ 12,000 | $ 74,000 |
| Medina County Ohio | 3 | $ 33,000 | $ 11,000 | $ 50,000 |
| Cumberland County Pennsylvania | 3 | $ 61,000 | $ 20,000 | $ 46,000 |
| Rutherford County Tennessee | 3 | $ 50,000 | $ 16,000 | $ 54,000 |
| Williamson County Tennessee | 3 | $ 86,000 | $ 28,000 | $ 107,000 |
| Prince William County Virginia | 3 | $ 46,000 | $ 15,000 | $ 125,000 |
| Los Angeles County California | 2 | $ 1,766,000 | $ 883,000 | $ 336,000 |
| Larimer County Colorado | 2 | $ 447,000 | $ 223,000 | $ 140,000 |
| Christian County Illinois | 2 | $ 19,000 | $ 9,000 | $ 54,000 |
| DeKalb County Illinois | 2 | $ 194,000 | $ 97,000 | $ 73,000 |
| Macon County Illinois | 2 | $ 17,000 | $ 8,000 | $ 57,000 |
| Hamilton County Iowa | 2 | $ 32,000 | $ 16,000 | $ 70,000 |
| Marion County Iowa | 2 | $ 28,000 | $ 14,000 | $ 53,000 |
| Johnson County Kansas | 2 | $ 34,000 | $ 17,000 | $ 85,000 |
| Jessamine County Kentucky | 2 | $ 25,000 | $ 12,000 | $ 136,000 |
| Nelson County Kentucky | 2 | $ 45,000 | $ 22,000 | $ 71,000 |
| Anne Arundel County Maryland | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
| Baltimore County Maryland | 2 | $ 25,000 | $ 12,000 | $ 53,000 |
| Cass County Michigan | 2 | $ 434,000 | $ 217,000 | $ 680,000 |
| Ottawa County Michigan | 2 | $ 18,000 | $ 9,000 | $ 57,000 |
| St. Joseph County Michigan | 2 | $ 35,000 | $ 17,000 | $ 49,000 |
| Clay County Missouri | 2 | $ 55,000 | $ 27,000 | $ 113,000 |
| Cole County Missouri | 2 | $ 12,000 | $ 6,000 | $ 79,000 |
| Clark County Nevada | 2 | $ 508,000 | $ 254,000 | $ 64,000 |
| Columbiana County Ohio | 2 | $ 18,000 | $ 9,000 | $ 45,000 |
| Erie County Ohio | 2 | $ 15,000 | $ 7,000 | $ 58,000 |
| Geauga County Ohio | 2 | $ 23,000 | $ 11,000 | $ 90,000 |
| Huron County Ohio | 2 | $ 10,000 | $ 5,000 | $ 32,000 |
| Ottawa County Ohio | 2 | $ 12,000 | $ 6,000 | $ 66,000 |
| Sandusky County Ohio | 2 | $ 10,000 | $ 5,000 | $ 37,000 |
| Wayne County Ohio | 2 | $ 11,000 | $ 5,000 | $ 64,000 |
| Beaver County Pennsylvania | 2 | $ 37,000 | $ 18,000 | $ 55,000 |
| Collin County Texas | 2 | $ 440,000 | $ 220,000 | $ 43,000 |
| Fairfax County Virginia | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| Polk County Wisconsin | 2 | $ 32,000 | $ 16,000 | $ 48,000 |
| Yavapai County Arizona | 1 | $ 126,000 | $ 126,000 | $ 120,000 |
| Riverside County California | 1 | $ 220,000 | $ 220,000 | $ 102,000 |
| Sacramento County California | 1 | $ 319,000 | $ 319,000 | $ 2,146,000 |
| New Castle County Delaware | 1 | $ 38,000 | $ 38,000 | $ 149,000 |
| Broward County Florida | 1 | $ 110,000 | $ 110,000 | $ 77,000 |
| Hall County Georgia | 1 | $ 4,000 | $ 4,000 | $ 48,000 |
| Lumpkin County Georgia | 1 | $ 4,000 | $ 4,000 | $ 44,000 |
| Clinton County Illinois | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| De Witt County Illinois | 1 | $ 8,000 | $ 8,000 | $ 49,000 |
| Douglas County Illinois | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Henry County Illinois | 1 | $ 17,000 | $ 17,000 | $ 34,000 |
| Jackson County Illinois | 1 | $ 5,000 | $ 5,000 | $ 6,000 |
| Lee County Illinois | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Macoupin County Illinois | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Madison County Illinois | 1 | $ 20,000 | $ 20,000 | $ 242,000 |
| Mason County Illinois | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Menard County Illinois | 1 | $ 4,000 | $ 4,000 | $ 47,000 |
| Pike County Illinois | 1 | $ 16,000 | $ 16,000 | $ 66,000 |
| Saline County Illinois | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Vermilion County Illinois | 1 | $ 17,000 | $ 17,000 | $ 79,000 |
| Boone County Indiana | 1 | $ 14,000 | $ 14,000 | $ 21,000 |
| Clark County Indiana | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| Dearborn County Indiana | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Hamilton County Indiana | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Howard County Indiana | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Marion County Indiana | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Pike County Indiana | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Starke County Indiana | 1 | $ 16,000 | $ 16,000 | $ 77,000 |
| Adair County Iowa | 1 | $ 42,000 | $ 42,000 | $ 75,000 |
| Boone County Iowa | 1 | $ 21,000 | $ 21,000 | $ 37,000 |
| Dallas County Iowa | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Franklin County Iowa | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Hardin County Iowa | 1 | $ 12,000 | $ 12,000 | $ 66,000 |
| Mahaska County Iowa | 1 | $ 7,000 | $ 7,000 | $ 149,000 |
| Marshall County Iowa | 1 | $ 27,000 | $ 27,000 | $ 90,000 |
| Poweshiek County Iowa | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
| Taylor County Iowa | 1 | $ 6,000 | $ 6,000 | $ 44,000 |
| Winneshiek County Iowa | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Greenwood County Kansas | 1 | $ 6,000 | $ 6,000 | $ 26,000 |
| Jackson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Lyon County Kansas | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Pottawatomie County Kansas | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Sedgwick County Kansas | 1 | $ 33,000 | $ 33,000 | $ 99,000 |
| Shawnee County Kansas | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Wyandotte County Kansas | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Bullitt County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 47,000 |
| Campbell County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 129,000 |
| Clark County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Franklin County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Meade County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 73,000 |
| Mercer County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Oldham County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Scott County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 80,000 |
| Carroll County Maryland | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Cecil County Maryland | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Charles County Maryland | 1 | $ 25,000 | $ 25,000 | $ 194,000 |
| Montgomery County Maryland | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| St. Mary's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Allegan County Michigan | 1 | $ 10,000 | $ 10,000 | $ 99,000 |
| Clinton County Michigan | 1 | $ 12,000 | $ 12,000 | $ 125,000 |
| Eaton County Michigan | 1 | $ 12,000 | $ 12,000 | $ 48,000 |
| Gogebic County Michigan | 1 | $ 143,000 | $ 143,000 | $ 98,000 |
| Hillsdale County Michigan | 1 | $ 16,000 | $ 16,000 | $ 64,000 |
| Ingham County Michigan | 1 | $ 15,000 | $ 15,000 | $ 138,000 |
| Ionia County Michigan | 1 | $ 8,000 | $ 8,000 | $ 89,000 |
| Jackson County Michigan | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Kalamazoo County Michigan | 1 | $ 17,000 | $ 17,000 | $ 18,000 |
| Monroe County Michigan | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Montcalm County Michigan | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| St. Clair County Michigan | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Van Buren County Michigan | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Washtenaw County Michigan | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Hennepin County Minnesota | 1 | $ 7,000 | $ 7,000 | $ 135,000 |
| Cass County Missouri | 1 | $ 7,000 | $ 7,000 | $ 58,000 |
| Cooper County Missouri | 1 | $ 6,000 | $ 6,000 | $ 70,000 |
| Johnson County Missouri | 1 | $ 28,000 | $ 28,000 | $ 95,000 |
| Miller County Missouri | 1 | $ 16,000 | $ 16,000 | $ 51,000 |
| Montgomery County Missouri | 1 | $ 36,000 | $ 36,000 | $ 61,000 |
| Platte County Missouri | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Randolph County Missouri | 1 | $ 7,000 | $ 7,000 | $ 31,000 |
| Stone County Missouri | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Ashland County Ohio | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Clark County Ohio | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| Hancock County Ohio | 1 | $ 4,000 | $ 4,000 | $ 20,000 |
| Licking County Ohio | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| Logan County Ohio | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
| Madison County Ohio | 1 | $ 8,000 | $ 8,000 | $ 54,000 |
| Union County Ohio | 1 | $ 27,000 | $ 27,000 | $ 84,000 |
| Chester County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Fulton County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 62,000 |
| Lackawanna County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 31,000 |
| Lebanon County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 55,000 |
| Northumberland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Perry County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Somerset County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 25,000 |
| Bedford County Tennessee | 1 | $ 11,000 | $ 11,000 | $ 49,000 |
| Montgomery County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 63,000 |
| Shelby County Tennessee | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Wilson County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 301,000 |
| Loudoun County Virginia | 1 | $ 29,000 | $ 29,000 | $ 160,000 |
| Roanoke County Virginia | 1 | $ 24,000 | $ 24,000 | $ 107,000 |
| Roanoke City County Virginia | 1 | $ 17,000 | $ 17,000 | $ 20,000 |
| Rockbridge County Virginia | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Spotsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Columbia County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 59,000 |
| Manitowoc County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
| Marathon County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,223 | $18,734,000 | $15,000 | $65,000 | $71,000 | $524,000 |
| Refinancing | 105 | $25,916,000 | $246,000 | $1,169,000 | $130,000 | $1,327,000 |
| Home Purchase | 89 | $19,248,000 | $216,000 | $1,440,000 | $128,000 | $2,146,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,057 | $51,051,000 | $48,000 | $1,440,000 | $83,000 | $2,146,000 |
| Black or African American | 208 | $4,754,000 | $22,000 | $323,000 | $58,000 | $192,000 |
| Hispanic | 114 | $4,062,000 | $35,000 | $343,000 | $73,000 | $229,000 |
| Asian | 35 | $3,998,000 | $114,000 | $395,000 | $78,000 | $258,000 |
| American Indian or Alaskan Native | 2 | $23,000 | $11,000 | $12,000 | $79,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $10,000 | $10,000 | $10,000 | $301,000 | $301,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,098 | $54,762,000 | $49,000 | $1,440,000 | $83,000 | $2,146,000 |
| FHA-insured (Federal Housing Administration) | 319 | $9,136,000 | $28,000 | $409,000 | $64,000 | $404,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 557 | $13,473,000 | $24,000 | $1,440,000 | $64,000 | $1,276,000 |
| Loan Originated | 461 | $33,550,000 | $72,000 | $843,000 | $94,000 | $1,327,000 |
| Application Withdrawn By Applicant | 202 | $7,270,000 | $35,000 | $1,169,000 | $76,000 | $410,000 |
| Application Approved But Not Accepted | 110 | $8,222,000 | $74,000 | $597,000 | $106,000 | $2,146,000 |
| File Closed For Incompleteness | 87 | $1,383,000 | $15,000 | $53,000 | $66,000 | $221,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 385 | $6,921,000 | $17,000 | $247,000 | $61,000 | $242,000 |
| Debt-To-Income Ratio | 140 | $3,520,000 | $25,000 | $237,000 | $64,000 | $524,000 |
| Collateral | 16 | $878,000 | $54,000 | $182,000 | $78,000 | $215,000 |
| Other | 10 | $320,000 | $32,000 | $197,000 | $64,000 | $152,000 |
| Unverifiable Information | 3 | $69,000 | $23,000 | $36,000 | $51,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,625,000 | $812,000 | $1,440,000 | $664,000 | $1,276,000 |
| Employment History | 1 | $140,000 | $140,000 | $140,000 | $39,000 | $39,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South Central Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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