South Central Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
South Central Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South Central Bank, National Association 525 W Roosevelt Rd Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,328 |
| Total Mortgage Loan Application Amount | $61,774,000 |
| Average Mortgage Loan Application Amount | $189,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $595,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with South Central Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South Central Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down South Central Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South Central Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by South Central Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South Central Bank, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 496 | $ 36,065,000 | $ 72,000 | $ 86,000 |
| Milwaukee County Wisconsin | 84 | $ 1,452,000 | $ 17,000 | $ 69,000 |
| Allegheny County Pennsylvania | 49 | $ 856,000 | $ 17,000 | $ 62,000 |
| Will County Illinois | 31 | $ 3,301,000 | $ 106,000 | $ 100,000 |
| Racine County Wisconsin | 30 | $ 524,000 | $ 17,000 | $ 59,000 |
| Summit County Ohio | 29 | $ 389,000 | $ 13,000 | $ 60,000 |
| Lake County Illinois | 26 | $ 4,971,000 | $ 191,000 | $ 142,000 |
| Waukesha County Wisconsin | 24 | $ 455,000 | $ 18,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 22 | $ 387,000 | $ 17,000 | $ 52,000 |
| Cuyahoga County Ohio | 21 | $ 273,000 | $ 13,000 | $ 72,000 |
| Baltimore City County Maryland | 20 | $ 299,000 | $ 14,000 | $ 51,000 |
| Stark County Ohio | 20 | $ 250,000 | $ 12,000 | $ 36,000 |
| DuPage County Illinois | 19 | $ 1,533,000 | $ 80,000 | $ 93,000 |
| Lake County Indiana | 17 | $ 650,000 | $ 38,000 | $ 73,000 |
| Ozaukee County Wisconsin | 13 | $ 221,000 | $ 17,000 | $ 87,000 |
| Sheboygan County Wisconsin | 13 | $ 314,000 | $ 24,000 | $ 64,000 |
| Kenosha County Wisconsin | 12 | $ 307,000 | $ 25,000 | $ 60,000 |
| Jefferson County Kentucky | 11 | $ 291,000 | $ 26,000 | $ 85,000 |
| Medina County Ohio | 11 | $ 177,000 | $ 16,000 | $ 77,000 |
| Beaver County Pennsylvania | 11 | $ 144,000 | $ 13,000 | $ 33,000 |
| Washington County Pennsylvania | 11 | $ 203,000 | $ 18,000 | $ 58,000 |
| Dodge County Wisconsin | 10 | $ 164,000 | $ 16,000 | $ 56,000 |
| Jackson County Missouri | 9 | $ 209,000 | $ 23,000 | $ 80,000 |
| Marion County Indiana | 8 | $ 142,000 | $ 17,000 | $ 38,000 |
| Dane County Wisconsin | 8 | $ 98,000 | $ 12,000 | $ 65,000 |
| Fond du Lac County Wisconsin | 8 | $ 168,000 | $ 21,000 | $ 60,000 |
| Washington County Wisconsin | 8 | $ 137,000 | $ 17,000 | $ 61,000 |
| Baltimore County Maryland | 7 | $ 81,000 | $ 11,000 | $ 75,000 |
| Portage County Ohio | 7 | $ 105,000 | $ 15,000 | $ 66,000 |
| Jefferson County Wisconsin | 7 | $ 113,000 | $ 16,000 | $ 63,000 |
| Allen County Indiana | 6 | $ 82,000 | $ 13,000 | $ 36,000 |
| Lake County Ohio | 6 | $ 76,000 | $ 12,000 | $ 74,000 |
| Walworth County Wisconsin | 6 | $ 45,000 | $ 7,000 | $ 58,000 |
| Winnebago County Illinois | 5 | $ 23,000 | $ 4,000 | $ 93,000 |
| Delaware County Indiana | 5 | $ 74,000 | $ 14,000 | $ 56,000 |
| St. Joseph County Indiana | 5 | $ 54,000 | $ 10,000 | $ 35,000 |
| Scott County Kentucky | 5 | $ 124,000 | $ 24,000 | $ 88,000 |
| Erie County Ohio | 5 | $ 61,000 | $ 12,000 | $ 30,000 |
| Hamilton County Ohio | 5 | $ 59,000 | $ 11,000 | $ 87,000 |
| Lorain County Ohio | 5 | $ 68,000 | $ 13,000 | $ 59,000 |
| Kendall County Illinois | 4 | $ 761,000 | $ 190,000 | $ 90,000 |
| McHenry County Illinois | 4 | $ 90,000 | $ 22,000 | $ 102,000 |
| Polk County Iowa | 4 | $ 55,000 | $ 13,000 | $ 99,000 |
| Story County Iowa | 4 | $ 75,000 | $ 18,000 | $ 86,000 |
| Johnson County Kansas | 4 | $ 99,000 | $ 24,000 | $ 139,000 |
| Boone County Kentucky | 4 | $ 114,000 | $ 28,000 | $ 154,000 |
| Fayette County Kentucky | 4 | $ 54,000 | $ 13,000 | $ 86,000 |
| Kent County Michigan | 4 | $ 57,000 | $ 14,000 | $ 83,000 |
| Saginaw County Michigan | 4 | $ 61,000 | $ 15,000 | $ 52,000 |
| Clay County Missouri | 4 | $ 100,000 | $ 25,000 | $ 143,000 |
| Franklin County Ohio | 4 | $ 92,000 | $ 23,000 | $ 84,000 |
| Fayette County Pennsylvania | 4 | $ 54,000 | $ 13,000 | $ 76,000 |
| Boone County Illinois | 3 | $ 21,000 | $ 7,000 | $ 158,000 |
| Grundy County Illinois | 3 | $ 235,000 | $ 78,000 | $ 92,000 |
| Kane County Illinois | 3 | $ 228,000 | $ 76,000 | $ 43,000 |
| Knox County Indiana | 3 | $ 30,000 | $ 10,000 | $ 28,000 |
| Porter County Indiana | 3 | $ 448,000 | $ 149,000 | $ 235,000 |
| Wapello County Iowa | 3 | $ 27,000 | $ 9,000 | $ 59,000 |
| Ottawa County Michigan | 3 | $ 52,000 | $ 17,000 | $ 46,000 |
| Indiana County Pennsylvania | 3 | $ 71,000 | $ 23,000 | $ 39,000 |
| Columbia County Wisconsin | 3 | $ 38,000 | $ 12,000 | $ 57,000 |
| Cass County Illinois | 2 | $ 21,000 | $ 10,000 | $ 30,000 |
| Kankakee County Illinois | 2 | $ 39,000 | $ 19,000 | $ 73,000 |
| Macon County Illinois | 2 | $ 15,000 | $ 7,000 | $ 31,000 |
| Peoria County Illinois | 2 | $ 8,000 | $ 4,000 | $ 94,000 |
| Whiteside County Illinois | 2 | $ 25,000 | $ 12,000 | $ 94,000 |
| DeKalb County Indiana | 2 | $ 23,000 | $ 11,000 | $ 64,000 |
| Hendricks County Indiana | 2 | $ 23,000 | $ 11,000 | $ 95,000 |
| Jay County Indiana | 2 | $ 26,000 | $ 13,000 | $ 56,000 |
| Kosciusko County Indiana | 2 | $ 25,000 | $ 12,000 | $ 40,000 |
| LaPorte County Indiana | 2 | $ 34,000 | $ 17,000 | $ 49,000 |
| Noble County Indiana | 2 | $ 33,000 | $ 16,000 | $ 76,000 |
| Vanderburgh County Indiana | 2 | $ 8,000 | $ 4,000 | $ 43,000 |
| Vigo County Indiana | 2 | $ 17,000 | $ 8,000 | $ 17,000 |
| Wabash County Indiana | 2 | $ 29,000 | $ 14,000 | $ 43,000 |
| Appanoose County Iowa | 2 | $ 41,000 | $ 20,000 | $ 48,000 |
| Marion County Iowa | 2 | $ 47,000 | $ 23,000 | $ 90,000 |
| Warren County Iowa | 2 | $ 19,000 | $ 9,000 | $ 75,000 |
| Shawnee County Kansas | 2 | $ 59,000 | $ 29,000 | $ 64,000 |
| Wyandotte County Kansas | 2 | $ 32,000 | $ 16,000 | $ 69,000 |
| Montgomery County Kentucky | 2 | $ 49,000 | $ 24,000 | $ 80,000 |
| Nelson County Kentucky | 2 | $ 40,000 | $ 20,000 | $ 83,000 |
| Berrien County Michigan | 2 | $ 391,000 | $ 195,000 | $ 291,000 |
| Muskegon County Michigan | 2 | $ 31,000 | $ 15,000 | $ 73,000 |
| Cass County Missouri | 2 | $ 47,000 | $ 23,000 | $ 67,000 |
| Geauga County Ohio | 2 | $ 21,000 | $ 10,000 | $ 87,000 |
| Licking County Ohio | 2 | $ 36,000 | $ 18,000 | $ 183,000 |
| Wayne County Ohio | 2 | $ 34,000 | $ 17,000 | $ 57,000 |
| Dunn County Wisconsin | 2 | $ 43,000 | $ 21,000 | $ 119,000 |
| Outagamie County Wisconsin | 2 | $ 44,000 | $ 22,000 | $ 109,000 |
| Rock County Wisconsin | 2 | $ 55,000 | $ 27,000 | $ 73,000 |
| Maricopa County Arizona | 1 | $ 383,000 | $ 383,000 | $ 105,000 |
| Volusia County Florida | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Adams County Illinois | 1 | $ 12,000 | $ 12,000 | $ 118,000 |
| Champaign County Illinois | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Christian County Illinois | 1 | $ 40,000 | $ 40,000 | $ 89,000 |
| Coles County Illinois | 1 | $ 4,000 | $ 4,000 | $ 18,000 |
| DeKalb County Illinois | 1 | $ 23,000 | $ 23,000 | $ 143,000 |
| Hancock County Illinois | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Jersey County Illinois | 1 | $ 18,000 | $ 18,000 | $ 38,000 |
| Knox County Illinois | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| LaSalle County Illinois | 1 | $ 11,000 | $ 11,000 | $ 25,000 |
| Madison County Illinois | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Marshall County Illinois | 1 | $ 21,000 | $ 21,000 | $ 38,000 |
| Ogle County Illinois | 1 | $ 3,000 | $ 3,000 | $ 89,000 |
| Randolph County Illinois | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Rock Island County Illinois | 1 | $ 21,000 | $ 21,000 | $ 46,000 |
| Tazewell County Illinois | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Washington County Illinois | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Williamson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Adams County Indiana | 1 | $ 16,000 | $ 16,000 | $ 53,000 |
| Carroll County Indiana | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Decatur County Indiana | 1 | $ 12,000 | $ 12,000 | $ 60,000 |
| Elkhart County Indiana | 1 | $ 19,000 | $ 19,000 | $ 111,000 |
| Fayette County Indiana | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Fountain County Indiana | 1 | $ 9,000 | $ 9,000 | $ 109,000 |
| Gibson County Indiana | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Greene County Indiana | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Hamilton County Indiana | 1 | $ 9,000 | $ 9,000 | $ 100,000 |
| Howard County Indiana | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Huntington County Indiana | 1 | $ 23,000 | $ 23,000 | $ 46,000 |
| Jasper County Indiana | 1 | $ 45,000 | $ 45,000 | $ 174,000 |
| Madison County Indiana | 1 | $ 39,000 | $ 39,000 | $ 75,000 |
| Marshall County Indiana | 1 | $ 17,000 | $ 17,000 | $ 52,000 |
| Monroe County Indiana | 1 | $ 4,000 | $ 4,000 | $ 91,000 |
| Newton County Indiana | 1 | $ 54,000 | $ 54,000 | $ 150,000 |
| Putnam County Indiana | 1 | $ 4,000 | $ 4,000 | $ 19,000 |
| Randolph County Indiana | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Steuben County Indiana | 1 | $ 7,000 | $ 7,000 | $ 28,000 |
| Wayne County Indiana | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Wells County Indiana | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Whitley County Indiana | 1 | $ 18,000 | $ 18,000 | $ 47,000 |
| Audubon County Iowa | 1 | $ 9,000 | $ 9,000 | $ 102,000 |
| Cass County Iowa | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Dallas County Iowa | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Jasper County Iowa | 1 | $ 8,000 | $ 8,000 | $ 57,000 |
| Madison County Iowa | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Mahaska County Iowa | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Marshall County Iowa | 1 | $ 18,000 | $ 18,000 | $ 89,000 |
| Union County Iowa | 1 | $ 31,000 | $ 31,000 | $ 39,000 |
| Douglas County Kansas | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Leavenworth County Kansas | 1 | $ 30,000 | $ 30,000 | $ 95,000 |
| Sedgwick County Kansas | 1 | $ 34,000 | $ 34,000 | $ 103,000 |
| Anderson County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 35,000 |
| Campbell County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Kenton County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 50,000 |
| Madison County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 83,000 |
| Shelby County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 55,000 |
| Spencer County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Anne Arundel County Maryland | 1 | $ 13,000 | $ 13,000 | $ 65,000 |
| Barry County Michigan | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Bay County Michigan | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Branch County Michigan | 1 | $ 18,000 | $ 18,000 | $ 52,000 |
| Calhoun County Michigan | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Genesee County Michigan | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| Hillsdale County Michigan | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Ingham County Michigan | 1 | $ 21,000 | $ 21,000 | $ 35,000 |
| Isabella County Michigan | 1 | $ 10,000 | $ 10,000 | $ 178,000 |
| Livingston County Michigan | 1 | $ 49,000 | $ 49,000 | $ 116,000 |
| Macomb County Michigan | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Oakland County Michigan | 1 | $ 4,000 | $ 4,000 | $ 86,000 |
| Wayne County Michigan | 1 | $ 41,000 | $ 41,000 | $ 83,000 |
| Hennepin County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Washington County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Lafayette County Missouri | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Platte County Missouri | 1 | $ 34,000 | $ 34,000 | $ 118,000 |
| Saline County Missouri | 1 | $ 32,000 | $ 32,000 | $ 30,000 |
| Carteret County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 489,000 |
| Butler County Ohio | 1 | $ 6,000 | $ 6,000 | $ 120,000 |
| Columbiana County Ohio | 1 | $ 9,000 | $ 9,000 | $ 47,000 |
| Madison County Ohio | 1 | $ 21,000 | $ 21,000 | $ 78,000 |
| Van Wert County Ohio | 1 | $ 12,000 | $ 12,000 | $ 64,000 |
| Armstrong County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 46,000 |
| Butler County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 57,000 |
| Lancaster County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 42,000 |
| Venango County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 25,000 |
| York County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 122,000 |
| Wilson County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Adams County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Ashland County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| Eau Claire County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 114,000 |
| Grant County Wisconsin | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
| Manitowoc County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 123,000 |
| Monroe County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 67,000 |
| Polk County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| St. Croix County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Taylor County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Trempealeau County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Winnebago County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,177 | $19,985,000 | $16,000 | $78,000 | $71,000 | $250,000 |
| Refinancing | 98 | $27,278,000 | $278,000 | $1,500,000 | $128,000 | $595,000 |
| Home Purchase | 53 | $14,511,000 | $273,000 | $696,000 | $129,000 | $545,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 824 | $47,886,000 | $58,000 | $1,500,000 | $82,000 | $595,000 |
| Black or African American | 342 | $6,267,000 | $18,000 | $375,000 | $66,000 | $545,000 |
| Hispanic | 99 | $3,294,000 | $33,000 | $375,000 | $76,000 | $202,000 |
| Not Provided | 31 | $562,000 | $18,000 | $75,000 | $87,000 | $207,000 |
| Asian | 24 | $3,062,000 | $127,000 | $696,000 | $86,000 | $517,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $291,000 | $58,000 | $208,000 | $80,000 | $153,000 |
| American Indian or Alaskan Native | 3 | $412,000 | $137,000 | $366,000 | $116,000 | $170,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,014 | $54,097,000 | $53,000 | $1,500,000 | $81,000 | $595,000 |
| FHA-insured (Federal Housing Administration) | 311 | $6,768,000 | $21,000 | $365,000 | $69,000 | $228,000 |
| VA-guaranteed (Veterans Administration) | 3 | $909,000 | $303,000 | $415,000 | $84,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 555 | $11,958,000 | $21,000 | $586,000 | $63,000 | $250,000 |
| Loan Originated | 441 | $35,189,000 | $79,000 | $662,000 | $92,000 | $595,000 |
| File Closed For Incompleteness | 215 | $5,304,000 | $24,000 | $680,000 | $79,000 | $248,000 |
| Application Withdrawn By Applicant | 69 | $5,504,000 | $79,000 | $1,500,000 | $89,000 | $517,000 |
| Application Approved But Not Accepted | 48 | $3,819,000 | $79,000 | $424,000 | $95,000 | $574,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 405 | $6,939,000 | $17,000 | $200,000 | $61,000 | $218,000 |
| Debt-To-Income Ratio | 132 | $4,266,000 | $32,000 | $586,000 | $67,000 | $250,000 |
| Collateral | 10 | $510,000 | $51,000 | $312,000 | $66,000 | $134,000 |
| Employment History | 4 | $121,000 | $30,000 | $75,000 | $67,000 | $90,000 |
| Other | 2 | $75,000 | $37,000 | $50,000 | $90,000 | $107,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $228,000 | $228,000 |
| Mortgage Insurance Denied | 1 | $22,000 | $22,000 | $22,000 | $125,000 | $125,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South Central Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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