Southstate Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Southstate Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southstate Bank, National Association 1101 1St Street South Winter Haven, FL 33880 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 10,750 |
| Total Mortgage Loan Application Amount | $2,393,670,000 |
| Average Mortgage Loan Application Amount | $206,000 |
| Highest Mortgage Loan Application Amount | $19,405,000 |
| Average Applicant Income | $140,200 |
| Highest Applicant Income | $4,894,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Southstate Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southstate Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Southstate Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southstate Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Southstate Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southstate Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Florida | 767 | $ 86,895,000 | $ 113,000 | $ 106,000 |
| Fulton County Georgia | 473 | $ 197,605,000 | $ 417,000 | $ 242,000 |
| Hillsborough County Florida | 446 | $ 80,300,000 | $ 180,000 | $ 112,000 |
| Baldwin County Alabama | 329 | $ 97,065,000 | $ 295,000 | $ 181,000 |
| St. Lucie County Florida | 326 | $ 57,820,000 | $ 177,000 | $ 96,000 |
| Indian River County Florida | 317 | $ 73,655,000 | $ 232,000 | $ 156,000 |
| Volusia County Florida | 311 | $ 38,005,000 | $ 122,000 | $ 102,000 |
| Madison County Alabama | 307 | $ 94,325,000 | $ 307,000 | $ 154,000 |
| St. Johns County Florida | 261 | $ 63,555,000 | $ 243,000 | $ 158,000 |
| DeKalb County Georgia | 258 | $ 95,650,000 | $ 370,000 | $ 176,000 |
| Osceola County Florida | 249 | $ 36,555,000 | $ 146,000 | $ 91,000 |
| Lee County Alabama | 245 | $ 58,535,000 | $ 238,000 | $ 127,000 |
| Cobb County Georgia | 239 | $ 64,765,000 | $ 270,000 | $ 146,000 |
| Sarasota County Florida | 232 | $ 60,360,000 | $ 260,000 | $ 165,000 |
| Manatee County Florida | 231 | $ 40,455,000 | $ 175,000 | $ 119,000 |
| Pinellas County Florida | 223 | $ 43,045,000 | $ 193,000 | $ 128,000 |
| Orange County Florida | 220 | $ 34,020,000 | $ 154,000 | $ 133,000 |
| Pasco County Florida | 219 | $ 27,985,000 | $ 127,000 | $ 73,000 |
| Gwinnett County Georgia | 214 | $ 52,040,000 | $ 243,000 | $ 104,000 |
| Marion County Florida | 210 | $ 47,250,000 | $ 225,000 | $ 102,000 |
| Lake County Florida | 209 | $ 20,465,000 | $ 97,000 | $ 83,000 |
| Floyd County Georgia | 175 | $ 33,495,000 | $ 191,000 | $ 98,000 |
| Chatham County Georgia | 169 | $ 40,425,000 | $ 239,000 | $ 123,000 |
| Columbia County Georgia | 155 | $ 37,085,000 | $ 239,000 | $ 104,000 |
| Miami-Dade County Florida | 154 | $ 36,780,000 | $ 238,000 | $ 240,000 |
| Martin County Florida | 139 | $ 41,985,000 | $ 302,000 | $ 168,000 |
| Jefferson County Alabama | 125 | $ 40,805,000 | $ 326,000 | $ 224,000 |
| Broward County Florida | 122 | $ 49,330,000 | $ 404,000 | $ 169,000 |
| Monroe County Florida | 116 | $ 35,320,000 | $ 304,000 | $ 187,000 |
| Putnam County Florida | 112 | $ 16,320,000 | $ 145,000 | $ 75,000 |
| Highlands County Florida | 109 | $ 8,125,000 | $ 74,000 | $ 69,000 |
| Okeechobee County Florida | 109 | $ 16,455,000 | $ 150,000 | $ 85,000 |
| Duval County Florida | 102 | $ 26,510,000 | $ 259,000 | $ 208,000 |
| Brevard County Florida | 97 | $ 24,215,000 | $ 249,000 | $ 128,000 |
| Palm Beach County Florida | 97 | $ 26,265,000 | $ 270,000 | $ 211,000 |
| Troup County Georgia | 96 | $ 14,920,000 | $ 155,000 | $ 146,000 |
| Seminole County Florida | 91 | $ 15,195,000 | $ 166,000 | $ 167,000 |
| Bibb County Georgia | 86 | $ 15,610,000 | $ 181,000 | $ 107,000 |
| Richmond County Georgia | 80 | $ 12,880,000 | $ 161,000 | $ 76,000 |
| Coweta County Georgia | 79 | $ 20,605,000 | $ 260,000 | $ 114,000 |
| Escambia County Florida | 69 | $ 21,905,000 | $ 317,000 | $ 233,000 |
| Limestone County Alabama | 65 | $ 21,545,000 | $ 331,000 | $ 151,000 |
| Flagler County Florida | 65 | $ 12,735,000 | $ 195,000 | $ 127,000 |
| Cherokee County Georgia | 64 | $ 16,400,000 | $ 256,000 | $ 118,000 |
| Hernando County Florida | 61 | $ 10,935,000 | $ 179,000 | $ 84,000 |
| Laurens County Georgia | 59 | $ 9,295,000 | $ 157,000 | $ 75,000 |
| Lee County Florida | 58 | $ 6,520,000 | $ 112,000 | $ 116,000 |
| Sumter County Florida | 54 | $ 6,970,000 | $ 129,000 | $ 94,000 |
| Anderson County South Carolina | 54 | $ 8,590,000 | $ 159,000 | $ 74,000 |
| Alachua County Florida | 52 | $ 10,130,000 | $ 194,000 | $ 197,000 |
| Whitfield County Georgia | 51 | $ 8,625,000 | $ 169,000 | $ 78,000 |
| Carroll County Georgia | 47 | $ 9,635,000 | $ 205,000 | $ 106,000 |
| Gordon County Georgia | 45 | $ 6,605,000 | $ 146,000 | $ 68,000 |
| Bryan County Georgia | 43 | $ 10,325,000 | $ 240,000 | $ 89,000 |
| Charlotte County Florida | 42 | $ 4,820,000 | $ 114,000 | $ 114,000 |
| Citrus County Florida | 42 | $ 9,120,000 | $ 217,000 | $ 133,000 |
| Houston County Georgia | 41 | $ 11,195,000 | $ 273,000 | $ 80,000 |
| Aiken County South Carolina | 38 | $ 7,580,000 | $ 199,000 | $ 85,000 |
| Chambers County Alabama | 37 | $ 3,335,000 | $ 90,000 | $ 51,000 |
| Forsyth County Georgia | 35 | $ 10,535,000 | $ 301,000 | $ 123,000 |
| Shelby County Alabama | 33 | $ 8,945,000 | $ 271,000 | $ 173,000 |
| Fayette County Georgia | 32 | $ 8,910,000 | $ 278,000 | $ 138,000 |
| Henry County Georgia | 31 | $ 7,765,000 | $ 250,000 | $ 130,000 |
| Paulding County Georgia | 24 | $ 4,480,000 | $ 186,000 | $ 74,000 |
| Clayton County Georgia | 23 | $ 4,205,000 | $ 182,000 | $ 72,000 |
| Effingham County Georgia | 22 | $ 4,280,000 | $ 194,000 | $ 90,000 |
| Hall County Georgia | 22 | $ 5,350,000 | $ 243,000 | $ 99,000 |
| Bartow County Georgia | 21 | $ 5,605,000 | $ 266,000 | $ 126,000 |
| Tift County Georgia | 21 | $ 3,475,000 | $ 165,000 | $ 78,000 |
| Tallapoosa County Alabama | 20 | $ 4,920,000 | $ 246,000 | $ 147,000 |
| Monroe County Georgia | 20 | $ 5,610,000 | $ 280,000 | $ 166,000 |
| Jones County Georgia | 19 | $ 3,555,000 | $ 187,000 | $ 71,000 |
| Liberty County Georgia | 19 | $ 2,775,000 | $ 146,000 | $ 79,000 |
| Pitt County North Carolina | 19 | $ 3,695,000 | $ 194,000 | $ 95,000 |
| Clay County Florida | 18 | $ 3,270,000 | $ 181,000 | $ 104,000 |
| Hendry County Florida | 18 | $ 1,350,000 | $ 75,000 | $ 63,000 |
| Santa Rosa County Florida | 18 | $ 2,720,000 | $ 151,000 | $ 65,000 |
| Douglas County Georgia | 17 | $ 3,755,000 | $ 220,000 | $ 115,000 |
| Nassau County Florida | 16 | $ 5,750,000 | $ 359,000 | $ 156,000 |
| Bulloch County Georgia | 16 | $ 2,710,000 | $ 169,000 | $ 63,000 |
| Crisp County Georgia | 14 | $ 2,310,000 | $ 165,000 | $ 142,000 |
| Muscogee County Georgia | 14 | $ 2,540,000 | $ 181,000 | $ 100,000 |
| Craven County North Carolina | 14 | $ 2,430,000 | $ 173,000 | $ 96,000 |
| Franklin County North Carolina | 14 | $ 2,880,000 | $ 205,000 | $ 106,000 |
| Marshall County Alabama | 13 | $ 3,735,000 | $ 287,000 | $ 185,000 |
| Morgan County Alabama | 13 | $ 2,555,000 | $ 196,000 | $ 127,000 |
| Randolph County Alabama | 13 | $ 3,485,000 | $ 268,000 | $ 156,000 |
| Orangeburg County South Carolina | 13 | $ 1,865,000 | $ 143,000 | $ 62,000 |
| Collier County Florida | 12 | $ 4,090,000 | $ 340,000 | $ 182,000 |
| Harris County Georgia | 12 | $ 1,750,000 | $ 145,000 | $ 69,000 |
| Heard County Georgia | 12 | $ 3,200,000 | $ 266,000 | $ 114,000 |
| Lowndes County Georgia | 12 | $ 2,060,000 | $ 171,000 | $ 109,000 |
| Edgefield County South Carolina | 12 | $ 3,120,000 | $ 260,000 | $ 107,000 |
| Baldwin County Georgia | 11 | $ 2,545,000 | $ 231,000 | $ 231,000 |
| Jackson County Georgia | 11 | $ 3,035,000 | $ 275,000 | $ 114,000 |
| Granville County North Carolina | 11 | $ 1,985,000 | $ 180,000 | $ 113,000 |
| Wake County North Carolina | 11 | $ 2,095,000 | $ 190,000 | $ 119,000 |
| Glynn County Georgia | 10 | $ 2,640,000 | $ 264,000 | $ 138,000 |
| Murray County Georgia | 10 | $ 1,470,000 | $ 147,000 | $ 67,000 |
| Bay County Florida | 9 | $ 2,155,000 | $ 239,000 | $ 154,000 |
| Peach County Georgia | 9 | $ 1,435,000 | $ 159,000 | $ 61,000 |
| Macon County North Carolina | 9 | $ 5,355,000 | $ 595,000 | $ 276,000 |
| Wayne County North Carolina | 9 | $ 1,915,000 | $ 212,000 | $ 161,000 |
| Mobile County Alabama | 8 | $ 3,100,000 | $ 387,000 | $ 155,000 |
| Glades County Florida | 8 | $ 1,170,000 | $ 146,000 | $ 77,000 |
| Clarke County Georgia | 8 | $ 1,500,000 | $ 187,000 | $ 218,000 |
| Polk County Georgia | 8 | $ 1,210,000 | $ 151,000 | $ 59,000 |
| Jackson County Alabama | 7 | $ 2,005,000 | $ 286,000 | $ 119,000 |
| Levy County Florida | 7 | $ 1,555,000 | $ 222,000 | $ 231,000 |
| Walton County Florida | 7 | $ 4,165,000 | $ 595,000 | $ 301,000 |
| Barrow County Georgia | 7 | $ 1,725,000 | $ 246,000 | $ 116,000 |
| Fannin County Georgia | 7 | $ 2,475,000 | $ 353,000 | $ 226,000 |
| Clay County Alabama | 6 | $ 1,020,000 | $ 170,000 | $ 95,000 |
| Montgomery County Alabama | 6 | $ 1,010,000 | $ 168,000 | $ 83,000 |
| Camden County Georgia | 6 | $ 1,970,000 | $ 328,000 | $ 152,000 |
| Chattooga County Georgia | 6 | $ 940,000 | $ 156,000 | $ 65,000 |
| Colquitt County Georgia | 6 | $ 1,190,000 | $ 198,000 | $ 99,000 |
| Dawson County Georgia | 6 | $ 1,580,000 | $ 263,000 | $ 210,000 |
| McDuffie County Georgia | 6 | $ 1,090,000 | $ 181,000 | $ 70,000 |
| Oconee County Georgia | 6 | $ 2,450,000 | $ 408,000 | $ 151,000 |
| Worth County Georgia | 6 | $ 1,510,000 | $ 251,000 | $ 213,000 |
| Pike County Alabama | 5 | $ 1,225,000 | $ 245,000 | $ 97,000 |
| Tuscaloosa County Alabama | 5 | $ 1,115,000 | $ 223,000 | $ 155,000 |
| Leon County Florida | 5 | $ 735,000 | $ 147,000 | $ 106,000 |
| Catoosa County Georgia | 5 | $ 1,355,000 | $ 271,000 | $ 86,000 |
| Crawford County Georgia | 5 | $ 1,195,000 | $ 239,000 | $ 102,000 |
| Haralson County Georgia | 5 | $ 1,075,000 | $ 215,000 | $ 91,000 |
| Lincoln County Georgia | 5 | $ 1,115,000 | $ 223,000 | $ 120,000 |
| Lumpkin County Georgia | 5 | $ 1,035,000 | $ 207,000 | $ 99,000 |
| Meriwether County Georgia | 5 | $ 1,405,000 | $ 281,000 | $ 116,000 |
| Jackson County North Carolina | 5 | $ 1,555,000 | $ 311,000 | $ 1,019,000 |
| Greenville County South Carolina | 5 | $ 1,865,000 | $ 373,000 | $ 286,000 |
| Cherokee County Alabama | 4 | $ 510,000 | $ 127,000 | $ 109,000 |
| Dale County Alabama | 4 | $ 560,000 | $ 140,000 | $ 122,000 |
| Gilchrist County Florida | 4 | $ 520,000 | $ 130,000 | $ 57,000 |
| Hardee County Florida | 4 | $ 810,000 | $ 202,000 | $ 117,000 |
| Bleckley County Georgia | 4 | $ 350,000 | $ 87,000 | $ 46,000 |
| Burke County Georgia | 4 | $ 870,000 | $ 217,000 | $ 86,000 |
| Gilmer County Georgia | 4 | $ 1,300,000 | $ 325,000 | $ 170,000 |
| Hart County Georgia | 4 | $ 1,360,000 | $ 340,000 | $ 236,000 |
| Johnson County Georgia | 4 | $ 340,000 | $ 85,000 | $ 36,000 |
| Newton County Georgia | 4 | $ 930,000 | $ 232,000 | $ 73,000 |
| Spalding County Georgia | 4 | $ 1,130,000 | $ 282,000 | $ 108,000 |
| Telfair County Georgia | 4 | $ 410,000 | $ 102,000 | $ 67,000 |
| Turner County Georgia | 4 | $ 620,000 | $ 155,000 | $ 83,000 |
| Lenoir County North Carolina | 4 | $ 510,000 | $ 127,000 | $ 73,000 |
| Beaufort County South Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 206,000 |
| Lexington County South Carolina | 4 | $ 790,000 | $ 197,000 | $ 93,000 |
| Oconee County South Carolina | 4 | $ 520,000 | $ 130,000 | $ 102,000 |
| Lincoln County Tennessee | 4 | $ 940,000 | $ 235,000 | $ 92,000 |
| Williamson County Tennessee | 4 | $ 1,540,000 | $ 385,000 | $ 202,000 |
| Coffee County Alabama | 3 | $ 645,000 | $ 215,000 | $ 56,000 |
| Russell County Alabama | 3 | $ 445,000 | $ 148,000 | $ 57,000 |
| Dixie County Florida | 3 | $ 355,000 | $ 118,000 | $ 162,000 |
| Holmes County Florida | 3 | $ 145,000 | $ 48,000 | $ 64,000 |
| Okaloosa County Florida | 3 | $ 995,000 | $ 331,000 | $ 128,000 |
| Butts County Georgia | 3 | $ 505,000 | $ 168,000 | $ 73,000 |
| Dodge County Georgia | 3 | $ 545,000 | $ 181,000 | $ 105,000 |
| Greene County Georgia | 3 | $ 1,925,000 | $ 641,000 | $ 381,000 |
| Habersham County Georgia | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| Lamar County Georgia | 3 | $ 665,000 | $ 221,000 | $ 142,000 |
| Lee County Georgia | 3 | $ 705,000 | $ 235,000 | $ 152,000 |
| Morgan County Georgia | 3 | $ 755,000 | $ 251,000 | $ 265,000 |
| Rabun County Georgia | 3 | $ 985,000 | $ 328,000 | $ 364,000 |
| Walton County Georgia | 3 | $ 1,015,000 | $ 338,000 | $ 399,000 |
| Wayne County Georgia | 3 | $ 465,000 | $ 155,000 | $ 61,000 |
| Bristol County Massachusetts | 3 | $ 715,000 | $ 238,000 | $ 94,000 |
| Brunswick County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 152,000 |
| Johnston County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 95,000 |
| Greenwood County South Carolina | 3 | $ 575,000 | $ 191,000 | $ 50,000 |
| Pickens County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 112,000 |
| Shelby County Tennessee | 3 | $ 1,225,000 | $ 408,000 | $ 287,000 |
| Collin County Texas | 3 | $ 995,000 | $ 331,000 | $ 179,000 |
| Barbour County Alabama | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Cleburne County Alabama | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Cullman County Alabama | 2 | $ 770,000 | $ 385,000 | $ 400,000 |
| Elmore County Alabama | 2 | $ 540,000 | $ 270,000 | $ 186,000 |
| Lauderdale County Alabama | 2 | $ 1,000,000 | $ 500,000 | $ 167,000 |
| Macon County Alabama | 2 | $ 780,000 | $ 390,000 | $ 172,000 |
| Los Angeles County California | 2 | $ 800,000 | $ 400,000 | $ 121,000 |
| Douglas County Colorado | 2 | $ 650,000 | $ 325,000 | $ 99,000 |
| Windham County Connecticut | 2 | $ 350,000 | $ 175,000 | $ 101,000 |
| Baker County Florida | 2 | $ 680,000 | $ 340,000 | $ 192,000 |
| Cook County Georgia | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Dooly County Georgia | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| Dougherty County Georgia | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Jeff Davis County Georgia | 2 | $ 400,000 | $ 200,000 | $ 32,000 |
| Pickens County Georgia | 2 | $ 340,000 | $ 170,000 | $ 129,000 |
| Putnam County Georgia | 2 | $ 780,000 | $ 390,000 | $ 186,000 |
| Rockdale County Georgia | 2 | $ 170,000 | $ 85,000 | $ 12,000 |
| Tattnall County Georgia | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Taylor County Georgia | 2 | $ 300,000 | $ 150,000 | $ 162,000 |
| Towns County Georgia | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Treutlen County Georgia | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Walker County Georgia | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| Wilkinson County Georgia | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| St. Mary's County Maryland | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 930,000 | $ 465,000 | $ 217,000 |
| Santa Fe County New Mexico | 2 | $ 840,000 | $ 420,000 | $ 222,000 |
| Durham County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 65,000 |
| Mecklenburg County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 142,000 |
| New Hanover County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 145,000 |
| Rutherford County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Vance County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 115,000 |
| Charleston County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Darlington County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| Florence County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 25,000 |
| Richland County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Spartanburg County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| York County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 82,000 |
| Davidson County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 96,000 |
| Sumner County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 187,000 |
| Wilson County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 50,000 |
| Fairfax County Virginia | 2 | $ 700,000 | $ 350,000 | $ 88,000 |
| Autauga County Alabama | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Butler County Alabama | 1 | $ 115,000 | $ 115,000 | $ 1,000,000 |
| Calhoun County Alabama | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Colbert County Alabama | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| DeKalb County Alabama | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Escambia County Alabama | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Henry County Alabama | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Houston County Alabama | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Lawrence County Alabama | 1 | $ 425,000 | $ 425,000 | $ 420,000 |
| Pickens County Alabama | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Winston County Alabama | 1 | $ 625,000 | $ 625,000 | $ 610,000 |
| Maricopa County Arizona | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Pinal County Arizona | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Arkansas County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Benton County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Madison County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Monterey County California | 1 | $ 495,000 | $ 495,000 | $ 244,000 |
| Boulder County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Denver County Colorado | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Eagle County Colorado | 1 | $ 1,475,000 | $ 1,475,000 | $ 1,462,000 |
| El Paso County Colorado | 1 | $ 715,000 | $ 715,000 | $ 1,320,000 |
| Larimer County Colorado | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Pitkin County Colorado | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Weld County Colorado | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Fairfield County Connecticut | 1 | $ 765,000 | $ 765,000 | $ 359,000 |
| Bradford County Florida | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Columbia County Florida | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| DeSoto County Florida | 1 | $ 405,000 | $ 405,000 | $ 355,000 |
| Gulf County Florida | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Hamilton County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lafayette County Florida | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Union County Florida | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Bacon County Georgia | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Berrien County Georgia | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Candler County Georgia | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Coffee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Dade County Georgia | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Early County Georgia | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Franklin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Glascock County Georgia | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Jasper County Georgia | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Jefferson County Georgia | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Long County Georgia | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Oglethorpe County Georgia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Pike County Georgia | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Pulaski County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Stephens County Georgia | 1 | $ 265,000 | $ 265,000 | $ 502,000 |
| Sumter County Georgia | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Terrell County Georgia | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Thomas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 342,000 |
| Twiggs County Georgia | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Union County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ware County Georgia | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| White County Georgia | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Wilcox County Georgia | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Cook County Illinois | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Marion County Indiana | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Monroe County Indiana | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Lafourche County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 258,000 |
| Plaquemines County Louisiana | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Cumberland County Maine | 1 | $ 205,000 | $ 205,000 | $ 800,000 |
| Charles County Maryland | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Prince George's County Maryland | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Essex County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 154,000 |
| Middlesex County Massachusetts | 1 | $ 615,000 | $ 615,000 | $ 470,000 |
| Plymouth County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 197,000 |
| Suffolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Clinton County Michigan | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Ingham County Michigan | 1 | $ 145,000 | $ 145,000 | $ 252,000 |
| Wayne County Michigan | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Hennepin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Scott County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 279,000 |
| Calhoun County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Clay County Mississippi | 1 | $ 645,000 | $ 645,000 | $ 360,000 |
| Madison County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 224,000 |
| Clark County Nevada | 1 | $ 395,000 | $ 395,000 | $ 60,000 |
| Hillsborough County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Strafford County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Bergen County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 295,000 |
| Essex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| Monmouth County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 213,000 |
| Oneida County New York | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Suffolk County New York | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Avery County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Carteret County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 218,000 |
| Forsyth County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Gaston County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Greene County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Haywood County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Moore County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Nash County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Onslow County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 855,000 |
| Pamlico County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 203,000 |
| Transylvania County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Union County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Warren County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Wilson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Franklin County Ohio | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Greene County Ohio | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Jackson County Oregon | 1 | $ 385,000 | $ 385,000 | $ 1,338,000 |
| Providence County Rhode Island | 1 | $ 465,000 | $ 465,000 | $ 308,000 |
| Washington County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Abbeville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Bamberg County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Dorchester County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Lancaster County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| McCormick County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Sumter County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Williamsburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Coffee County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Marion County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Maury County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Rhea County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
| Sevier County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Galveston County Texas | 1 | $ 205,000 | $ 205,000 | $ 325,000 |
| Fauquier County Virginia | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Loudoun County Virginia | 1 | $ 495,000 | $ 495,000 | $ 137,000 |
| Mecklenburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Patrick County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Prince William County Virginia | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Pulaski County Virginia | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| King County Washington | 1 | $ 725,000 | $ 725,000 | $ 250,000 |
| Pend Oreille County Washington | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Brown County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 1,000,000 |
Mortgage Loan Application Detail Totals for Southstate Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,340 | $1,461,540,000 | $230,000 | $19,405,000 | $124,000 | $4,381,000 |
| Refinancing | 1,564 | $472,640,000 | $302,000 | $17,105,000 | $160,000 | $2,459,000 |
| Other Purpose | 1,199 | $150,905,000 | $125,000 | $2,505,000 | $152,000 | $4,894,000 |
| Cash-out Refinancing | 824 | $207,440,000 | $251,000 | $5,175,000 | $136,000 | $3,365,000 |
| Home Improvement | 823 | $101,145,000 | $122,000 | $10,005,000 | $129,000 | $954,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,072 | $1,718,610,000 | $212,000 | $5,175,000 | $137,000 | $4,894,000 |
| Hispanic | 783 | $123,305,000 | $157,000 | $1,995,000 | $105,000 | $3,084,000 |
| Black or African American | 598 | $125,050,000 | $209,000 | $1,755,000 | $101,000 | $1,297,000 |
| Not Provided | 574 | $144,580,000 | $251,000 | $1,315,000 | $162,000 | $2,850,000 |
| Asian | 399 | $105,085,000 | $263,000 | $3,005,000 | $122,000 | $1,003,000 |
| Not applicable | 261 | $162,835,000 | $623,000 | $19,405,000 | $0 | $0 |
| American Indian or Alaskan Native | 36 | $7,710,000 | $214,000 | $675,000 | $98,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,510,000 | $209,000 | $495,000 | $127,000 | $302,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,424 | $2,108,450,000 | $223,000 | $19,405,000 | $141,000 | $4,894,000 |
| FHA-insured (Federal Housing Administration) | 754 | $144,730,000 | $191,000 | $415,000 | $68,000 | $606,000 |
| VA-guaranteed (Veterans Administration) | 454 | $124,140,000 | $273,000 | $1,105,000 | $96,000 | $550,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $16,350,000 | $138,000 | $365,000 | $51,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,206 | $1,899,360,000 | $231,000 | $17,105,000 | $141,000 | $4,894,000 |
| Application Denied By Financial Institution | 1,264 | $191,650,000 | $151,000 | $3,005,000 | $88,000 | $1,051,000 |
| Application Withdrawn By Applicant | 1,083 | $269,175,000 | $248,000 | $19,405,000 | $134,000 | $3,044,000 |
| Application Approved But Not Accepted | 176 | $30,330,000 | $172,000 | $3,755,000 | $127,000 | $1,086,000 |
| File Closed For Incompleteness | 21 | $3,155,000 | $150,000 | $565,000 | $91,000 | $282,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,486 | $2,202,020,000 | $232,000 | $19,405,000 | $140,000 | $4,894,000 |
| Debt-To-Income Ratio | 685 | $81,355,000 | $118,000 | $2,345,000 | $63,000 | $411,000 |
| Credit History | 194 | $21,630,000 | $111,000 | $1,005,000 | $87,000 | $678,000 |
| Collateral | 181 | $42,585,000 | $235,000 | $1,285,000 | $149,000 | $915,000 |
| Credit Application Incomplete | 113 | $29,605,000 | $261,000 | $1,345,000 | $144,000 | $1,051,000 |
| Other | 35 | $5,345,000 | $152,000 | $335,000 | $94,000 | $468,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $7,010,000 | $250,000 | $3,005,000 | $88,000 | $700,000 |
| Unverifiable Information | 16 | $1,620,000 | $101,000 | $225,000 | $73,000 | $165,000 |
| Employment History | 12 | $2,500,000 | $208,000 | $705,000 | $107,000 | $550,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstate Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southstate Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.