Southstate Bank, National Association Mortgage Lending & HMDA Data, 2019
In 2019, Southstate Bank, National Association of Winter Haven, FL reported 10,750 mortgage applications totaling $2.4 billion. The average application was for $222,666, and applicants reported an average income of $133,663. 76% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,618), Tampa-St. Petersburg-Clearwater, FL (949) and Orlando-Kissimmee-Sanford, FL (769) (applications in parentheses).
| Mortgage Company & Address | Southstate Bank, National Association 1101 1st Street South Winter Haven, FL 33880 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 10,750 |
| Total Mortgage Loan Application Amount | $2,393,670,000 |
| Average Mortgage Loan Application Amount | $222,666 |
| Highest Mortgage Loan Application Amount | $19,405,000 |
| Average Applicant Income | $133,663 |
| Highest Applicant Income | $4,894,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstate Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk, Florida | 767 | $ 86,895,000 | $ 113,292 | $ 106,000 |
| Fulton, Georgia | 473 | $ 197,605,000 | $ 417,769 | $ 242,000 |
| Hillsborough, Florida | 446 | $ 80,300,000 | $ 180,044 | $ 112,000 |
| Baldwin, Alabama | 329 | $ 97,065,000 | $ 295,030 | $ 181,000 |
| St. Lucie, Florida | 326 | $ 57,820,000 | $ 177,361 | $ 96,000 |
| Indian River, Florida | 317 | $ 73,655,000 | $ 232,350 | $ 156,000 |
| Volusia, Florida | 311 | $ 38,005,000 | $ 122,202 | $ 102,000 |
| Madison, Alabama | 307 | $ 94,325,000 | $ 307,247 | $ 154,000 |
| St. Johns, Florida | 261 | $ 63,555,000 | $ 243,505 | $ 158,000 |
| DeKalb, Georgia | 258 | $ 95,650,000 | $ 370,736 | $ 176,000 |
| Osceola, Florida | 249 | $ 36,555,000 | $ 146,807 | $ 91,000 |
| Lee, Alabama | 245 | $ 58,535,000 | $ 238,918 | $ 127,000 |
| Cobb, Georgia | 239 | $ 64,765,000 | $ 270,983 | $ 146,000 |
| Sarasota, Florida | 232 | $ 60,360,000 | $ 260,172 | $ 165,000 |
| Manatee, Florida | 231 | $ 40,455,000 | $ 175,129 | $ 119,000 |
| Pinellas, Florida | 223 | $ 43,045,000 | $ 193,026 | $ 128,000 |
| Orange, Florida | 220 | $ 34,020,000 | $ 154,636 | $ 133,000 |
| Pasco, Florida | 219 | $ 27,985,000 | $ 127,785 | $ 73,000 |
| Gwinnett, Georgia | 214 | $ 52,040,000 | $ 243,177 | $ 104,000 |
| Marion, Florida | 210 | $ 47,250,000 | $ 225,000 | $ 102,000 |
| Lake, Florida | 209 | $ 20,465,000 | $ 97,918 | $ 83,000 |
| Floyd, Georgia | 175 | $ 33,495,000 | $ 191,400 | $ 98,000 |
| Chatham, Georgia | 169 | $ 40,425,000 | $ 239,201 | $ 123,000 |
| Columbia, Georgia | 155 | $ 37,085,000 | $ 239,258 | $ 104,000 |
| Miami-Dade, Florida | 154 | $ 36,780,000 | $ 238,831 | $ 240,000 |
| Martin, Florida | 139 | $ 41,985,000 | $ 302,050 | $ 168,000 |
| Jefferson, Alabama | 125 | $ 40,805,000 | $ 326,440 | $ 224,000 |
| Broward, Florida | 122 | $ 49,330,000 | $ 404,344 | $ 169,000 |
| Monroe, Florida | 116 | $ 35,320,000 | $ 304,482 | $ 187,000 |
| Putnam, Florida | 112 | $ 16,320,000 | $ 145,714 | $ 75,000 |
| Highlands, Florida | 109 | $ 8,125,000 | $ 74,541 | $ 69,000 |
| Okeechobee, Florida | 109 | $ 16,455,000 | $ 150,963 | $ 85,000 |
| Duval, Florida | 102 | $ 26,510,000 | $ 259,901 | $ 208,000 |
| Brevard, Florida | 97 | $ 24,215,000 | $ 249,639 | $ 128,000 |
| Palm Beach, Florida | 97 | $ 26,265,000 | $ 270,773 | $ 211,000 |
| Troup, Georgia | 96 | $ 14,920,000 | $ 155,416 | $ 146,000 |
| Seminole, Florida | 91 | $ 15,195,000 | $ 166,978 | $ 167,000 |
| Bibb, Georgia | 86 | $ 15,610,000 | $ 181,511 | $ 107,000 |
| Richmond, Georgia | 80 | $ 12,880,000 | $ 161,000 | $ 76,000 |
| Coweta, Georgia | 79 | $ 20,605,000 | $ 260,822 | $ 114,000 |
| Escambia, Florida | 69 | $ 21,905,000 | $ 317,463 | $ 233,000 |
| Limestone, Alabama | 65 | $ 21,545,000 | $ 331,461 | $ 151,000 |
| Flagler, Florida | 65 | $ 12,735,000 | $ 195,923 | $ 127,000 |
| Cherokee, Georgia | 64 | $ 16,400,000 | $ 256,250 | $ 118,000 |
| Hernando, Florida | 61 | $ 10,935,000 | $ 179,262 | $ 84,000 |
| Laurens, Georgia | 59 | $ 9,295,000 | $ 157,542 | $ 75,000 |
| Lee, Florida | 58 | $ 6,520,000 | $ 112,413 | $ 116,000 |
| Sumter, Florida | 54 | $ 6,970,000 | $ 129,074 | $ 94,000 |
| Anderson, South Carolina | 54 | $ 8,590,000 | $ 159,074 | $ 74,000 |
| Alachua, Florida | 52 | $ 10,130,000 | $ 194,807 | $ 197,000 |
| Whitfield, Georgia | 51 | $ 8,625,000 | $ 169,117 | $ 78,000 |
| Carroll, Georgia | 47 | $ 9,635,000 | $ 205,000 | $ 106,000 |
| Gordon, Georgia | 45 | $ 6,605,000 | $ 146,777 | $ 68,000 |
| Bryan, Georgia | 43 | $ 10,325,000 | $ 240,116 | $ 89,000 |
| Charlotte, Florida | 42 | $ 4,820,000 | $ 114,761 | $ 114,000 |
| Citrus, Florida | 42 | $ 9,120,000 | $ 217,142 | $ 133,000 |
| Houston, Georgia | 41 | $ 11,195,000 | $ 273,048 | $ 80,000 |
| Aiken, South Carolina | 38 | $ 7,580,000 | $ 199,473 | $ 85,000 |
| Chambers, Alabama | 37 | $ 3,335,000 | $ 90,135 | $ 51,000 |
| Forsyth, Georgia | 35 | $ 10,535,000 | $ 301,000 | $ 123,000 |
| Shelby, Alabama | 33 | $ 8,945,000 | $ 271,060 | $ 173,000 |
| Fayette, Georgia | 32 | $ 8,910,000 | $ 278,437 | $ 138,000 |
| Henry, Georgia | 31 | $ 7,765,000 | $ 250,483 | $ 130,000 |
| Paulding, Georgia | 24 | $ 4,480,000 | $ 186,666 | $ 74,000 |
| Clayton, Georgia | 23 | $ 4,205,000 | $ 182,826 | $ 72,000 |
| Effingham, Georgia | 22 | $ 4,280,000 | $ 194,545 | $ 90,000 |
| Hall, Georgia | 22 | $ 5,350,000 | $ 243,181 | $ 99,000 |
| Bartow, Georgia | 21 | $ 5,605,000 | $ 266,904 | $ 126,000 |
| Tift, Georgia | 21 | $ 3,475,000 | $ 165,476 | $ 78,000 |
| Tallapoosa, Alabama | 20 | $ 4,920,000 | $ 246,000 | $ 147,000 |
| Monroe, Georgia | 20 | $ 5,610,000 | $ 280,500 | $ 166,000 |
| Jones, Georgia | 19 | $ 3,555,000 | $ 187,105 | $ 71,000 |
| Liberty, Georgia | 19 | $ 2,775,000 | $ 146,052 | $ 79,000 |
| Pitt, North Carolina | 19 | $ 3,695,000 | $ 194,473 | $ 95,000 |
| Clay, Florida | 18 | $ 3,270,000 | $ 181,666 | $ 104,000 |
| Hendry, Florida | 18 | $ 1,350,000 | $ 75,000 | $ 63,000 |
| Santa Rosa, Florida | 18 | $ 2,720,000 | $ 151,111 | $ 65,000 |
| Douglas, Georgia | 17 | $ 3,755,000 | $ 220,882 | $ 115,000 |
| Nassau, Florida | 16 | $ 5,750,000 | $ 359,375 | $ 156,000 |
| Bulloch, Georgia | 16 | $ 2,710,000 | $ 169,375 | $ 63,000 |
| Crisp, Georgia | 14 | $ 2,310,000 | $ 165,000 | $ 142,000 |
| Muscogee, Georgia | 14 | $ 2,540,000 | $ 181,428 | $ 100,000 |
| Craven, North Carolina | 14 | $ 2,430,000 | $ 173,571 | $ 96,000 |
| Franklin, North Carolina | 14 | $ 2,880,000 | $ 205,714 | $ 106,000 |
| Marshall, Alabama | 13 | $ 3,735,000 | $ 287,307 | $ 185,000 |
| Morgan, Alabama | 13 | $ 2,555,000 | $ 196,538 | $ 127,000 |
| Randolph, Alabama | 13 | $ 3,485,000 | $ 268,076 | $ 156,000 |
| Orangeburg, South Carolina | 13 | $ 1,865,000 | $ 143,461 | $ 62,000 |
| Collier, Florida | 12 | $ 4,090,000 | $ 340,833 | $ 182,000 |
| Harris, Georgia | 12 | $ 1,750,000 | $ 145,833 | $ 69,000 |
| Heard, Georgia | 12 | $ 3,200,000 | $ 266,666 | $ 114,000 |
| Lowndes, Georgia | 12 | $ 2,060,000 | $ 171,666 | $ 109,000 |
| Edgefield, South Carolina | 12 | $ 3,120,000 | $ 260,000 | $ 107,000 |
| Baldwin, Georgia | 11 | $ 2,545,000 | $ 231,363 | $ 231,000 |
| Jackson, Georgia | 11 | $ 3,035,000 | $ 275,909 | $ 114,000 |
| Granville, North Carolina | 11 | $ 1,985,000 | $ 180,454 | $ 113,000 |
| Wake, North Carolina | 11 | $ 2,095,000 | $ 190,454 | $ 119,000 |
| Glynn, Georgia | 10 | $ 2,640,000 | $ 264,000 | $ 138,000 |
| Murray, Georgia | 10 | $ 1,470,000 | $ 147,000 | $ 67,000 |
| Bay, Florida | 9 | $ 2,155,000 | $ 239,444 | $ 154,000 |
| Peach, Georgia | 9 | $ 1,435,000 | $ 159,444 | $ 61,000 |
| Macon, North Carolina | 9 | $ 5,355,000 | $ 595,000 | $ 276,000 |
| Wayne, North Carolina | 9 | $ 1,915,000 | $ 212,777 | $ 161,000 |
| Mobile, Alabama | 8 | $ 3,100,000 | $ 387,500 | $ 155,000 |
| Glades, Florida | 8 | $ 1,170,000 | $ 146,250 | $ 77,000 |
| Clarke, Georgia | 8 | $ 1,500,000 | $ 187,500 | $ 218,000 |
| Polk, Georgia | 8 | $ 1,210,000 | $ 151,250 | $ 59,000 |
| Jackson, Alabama | 7 | $ 2,005,000 | $ 286,428 | $ 119,000 |
| Levy, Florida | 7 | $ 1,555,000 | $ 222,142 | $ 231,000 |
| Walton, Florida | 7 | $ 4,165,000 | $ 595,000 | $ 301,000 |
| Barrow, Georgia | 7 | $ 1,725,000 | $ 246,428 | $ 116,000 |
| Fannin, Georgia | 7 | $ 2,475,000 | $ 353,571 | $ 226,000 |
| Clay, Alabama | 6 | $ 1,020,000 | $ 170,000 | $ 95,000 |
| Montgomery, Alabama | 6 | $ 1,010,000 | $ 168,333 | $ 83,000 |
| Camden, Georgia | 6 | $ 1,970,000 | $ 328,333 | $ 152,000 |
| Chattooga, Georgia | 6 | $ 940,000 | $ 156,666 | $ 65,000 |
| Colquitt, Georgia | 6 | $ 1,190,000 | $ 198,333 | $ 99,000 |
| Dawson, Georgia | 6 | $ 1,580,000 | $ 263,333 | $ 210,000 |
| McDuffie, Georgia | 6 | $ 1,090,000 | $ 181,666 | $ 70,000 |
| Oconee, Georgia | 6 | $ 2,450,000 | $ 408,333 | $ 151,000 |
| Worth, Georgia | 6 | $ 1,510,000 | $ 251,666 | $ 213,000 |
| Pike, Alabama | 5 | $ 1,225,000 | $ 245,000 | $ 97,000 |
| Tuscaloosa, Alabama | 5 | $ 1,115,000 | $ 223,000 | $ 155,000 |
| Leon, Florida | 5 | $ 735,000 | $ 147,000 | $ 106,000 |
| Catoosa, Georgia | 5 | $ 1,355,000 | $ 271,000 | $ 86,000 |
| Crawford, Georgia | 5 | $ 1,195,000 | $ 239,000 | $ 102,000 |
| Haralson, Georgia | 5 | $ 1,075,000 | $ 215,000 | $ 91,000 |
| Lincoln, Georgia | 5 | $ 1,115,000 | $ 223,000 | $ 120,000 |
| Lumpkin, Georgia | 5 | $ 1,035,000 | $ 207,000 | $ 99,000 |
| Meriwether, Georgia | 5 | $ 1,405,000 | $ 281,000 | $ 116,000 |
| Jackson, North Carolina | 5 | $ 1,555,000 | $ 311,000 | $ 1,019,000 |
| Greenville, South Carolina | 5 | $ 1,865,000 | $ 373,000 | $ 286,000 |
| Cherokee, Alabama | 4 | $ 510,000 | $ 127,500 | $ 109,000 |
| Dale, Alabama | 4 | $ 560,000 | $ 140,000 | $ 122,000 |
| Gilchrist, Florida | 4 | $ 520,000 | $ 130,000 | $ 57,000 |
| Hardee, Florida | 4 | $ 810,000 | $ 202,500 | $ 117,000 |
| Bleckley, Georgia | 4 | $ 350,000 | $ 87,500 | $ 46,000 |
| Burke, Georgia | 4 | $ 870,000 | $ 217,500 | $ 86,000 |
| Gilmer, Georgia | 4 | $ 1,300,000 | $ 325,000 | $ 170,000 |
| Hart, Georgia | 4 | $ 1,360,000 | $ 340,000 | $ 236,000 |
| Johnson, Georgia | 4 | $ 340,000 | $ 85,000 | $ 36,000 |
| Newton, Georgia | 4 | $ 930,000 | $ 232,500 | $ 73,000 |
| Spalding, Georgia | 4 | $ 1,130,000 | $ 282,500 | $ 108,000 |
| Telfair, Georgia | 4 | $ 410,000 | $ 102,500 | $ 67,000 |
| Turner, Georgia | 4 | $ 620,000 | $ 155,000 | $ 83,000 |
| Lenoir, North Carolina | 4 | $ 510,000 | $ 127,500 | $ 73,000 |
| Beaufort, South Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 206,000 |
| Lexington, South Carolina | 4 | $ 790,000 | $ 197,500 | $ 93,000 |
| Oconee, South Carolina | 4 | $ 520,000 | $ 130,000 | $ 102,000 |
| Lincoln, Tennessee | 4 | $ 940,000 | $ 235,000 | $ 92,000 |
| Williamson, Tennessee | 4 | $ 1,540,000 | $ 385,000 | $ 202,000 |
| Coffee, Alabama | 3 | $ 645,000 | $ 215,000 | $ 56,000 |
| Russell, Alabama | 3 | $ 445,000 | $ 148,333 | $ 57,000 |
| Dixie, Florida | 3 | $ 355,000 | $ 118,333 | $ 162,000 |
| Holmes, Florida | 3 | $ 145,000 | $ 48,333 | $ 64,000 |
| Okaloosa, Florida | 3 | $ 995,000 | $ 331,666 | $ 128,000 |
| Butts, Georgia | 3 | $ 505,000 | $ 168,333 | $ 73,000 |
| Dodge, Georgia | 3 | $ 545,000 | $ 181,666 | $ 105,000 |
| Greene, Georgia | 3 | $ 1,925,000 | $ 641,666 | $ 381,000 |
| Habersham, Georgia | 3 | $ 545,000 | $ 181,666 | $ 63,000 |
| Lamar, Georgia | 3 | $ 665,000 | $ 221,666 | $ 142,000 |
| Lee, Georgia | 3 | $ 705,000 | $ 235,000 | $ 152,000 |
| Morgan, Georgia | 3 | $ 755,000 | $ 251,666 | $ 265,000 |
| Rabun, Georgia | 3 | $ 985,000 | $ 328,333 | $ 364,000 |
| Walton, Georgia | 3 | $ 1,015,000 | $ 338,333 | $ 399,000 |
| Wayne, Georgia | 3 | $ 465,000 | $ 155,000 | $ 61,000 |
| Bristol, Massachusetts | 3 | $ 715,000 | $ 238,333 | $ 94,000 |
| Brunswick, North Carolina | 3 | $ 555,000 | $ 185,000 | $ 152,000 |
| Johnston, North Carolina | 3 | $ 585,000 | $ 195,000 | $ 95,000 |
| Greenwood, South Carolina | 3 | $ 575,000 | $ 191,666 | $ 50,000 |
| Pickens, South Carolina | 3 | $ 445,000 | $ 148,333 | $ 112,000 |
| Shelby, Tennessee | 3 | $ 1,225,000 | $ 408,333 | $ 287,000 |
| Collin, Texas | 3 | $ 995,000 | $ 331,666 | $ 179,000 |
| Barbour, Alabama | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Cleburne, Alabama | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Cullman, Alabama | 2 | $ 770,000 | $ 385,000 | $ 400,000 |
| Elmore, Alabama | 2 | $ 540,000 | $ 270,000 | $ 186,000 |
| Lauderdale, Alabama | 2 | $ 1,000,000 | $ 500,000 | $ 167,000 |
| Macon, Alabama | 2 | $ 780,000 | $ 390,000 | $ 172,000 |
| Los Angeles, California | 2 | $ 800,000 | $ 400,000 | $ 121,000 |
| Douglas, Colorado | 2 | $ 650,000 | $ 325,000 | $ 99,000 |
| Windham, Connecticut | 2 | $ 350,000 | $ 175,000 | $ 101,000 |
| Baker, Florida | 2 | $ 680,000 | $ 340,000 | $ 192,000 |
| Cook, Georgia | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Dooly, Georgia | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| Dougherty, Georgia | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Jeff Davis, Georgia | 2 | $ 400,000 | $ 200,000 | $ 32,000 |
| Pickens, Georgia | 2 | $ 340,000 | $ 170,000 | $ 129,000 |
| Putnam, Georgia | 2 | $ 780,000 | $ 390,000 | $ 186,000 |
| Rockdale, Georgia | 2 | $ 170,000 | $ 85,000 | $ 12,000 |
| Tattnall, Georgia | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Taylor, Georgia | 2 | $ 300,000 | $ 150,000 | $ 162,000 |
| Towns, Georgia | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Treutlen, Georgia | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Walker, Georgia | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| Wilkinson, Georgia | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| St. Mary's, Maryland | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Norfolk, Massachusetts | 2 | $ 930,000 | $ 465,000 | $ 217,000 |
| Santa Fe, New Mexico | 2 | $ 840,000 | $ 420,000 | $ 222,000 |
| Durham, North Carolina | 2 | $ 530,000 | $ 265,000 | $ 65,000 |
| Mecklenburg, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 142,000 |
| New Hanover, North Carolina | 2 | $ 350,000 | $ 175,000 | $ 145,000 |
| Rutherford, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Vance, North Carolina | 2 | $ 630,000 | $ 315,000 | $ 115,000 |
| Charleston, South Carolina | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Darlington, South Carolina | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| Florence, South Carolina | 2 | $ 320,000 | $ 160,000 | $ 25,000 |
| Richland, South Carolina | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Spartanburg, South Carolina | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| York, South Carolina | 2 | $ 560,000 | $ 280,000 | $ 82,000 |
| Davidson, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 96,000 |
| Sumner, Tennessee | 2 | $ 440,000 | $ 220,000 | $ 187,000 |
| Wilson, Tennessee | 2 | $ 600,000 | $ 300,000 | $ 50,000 |
| Fairfax, Virginia | 2 | $ 700,000 | $ 350,000 | $ 88,000 |
| Autauga, Alabama | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Butler, Alabama | 1 | $ 115,000 | $ 115,000 | $ 1,000,000 |
| Calhoun, Alabama | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Colbert, Alabama | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| DeKalb, Alabama | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Escambia, Alabama | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Henry, Alabama | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Houston, Alabama | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Lawrence, Alabama | 1 | $ 425,000 | $ 425,000 | $ 420,000 |
| Pickens, Alabama | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Winston, Alabama | 1 | $ 625,000 | $ 625,000 | $ 610,000 |
| Maricopa, Arizona | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Pinal, Arizona | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Arkansas, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Benton, Arkansas | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Madison, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Monterey, California | 1 | $ 495,000 | $ 495,000 | $ 244,000 |
| Boulder, Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Denver, Colorado | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Eagle, Colorado | 1 | $ 1,475,000 | $ 1,475,000 | $ 1,462,000 |
| El Paso, Colorado | 1 | $ 715,000 | $ 715,000 | $ 1,320,000 |
| Larimer, Colorado | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Pitkin, Colorado | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Weld, Colorado | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Fairfield, Connecticut | 1 | $ 765,000 | $ 765,000 | $ 359,000 |
| Bradford, Florida | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Columbia, Florida | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| DeSoto, Florida | 1 | $ 405,000 | $ 405,000 | $ 355,000 |
| Gulf, Florida | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Hamilton, Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lafayette, Florida | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Union, Florida | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Bacon, Georgia | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Berrien, Georgia | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Candler, Georgia | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Coffee, Georgia | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Dade, Georgia | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Early, Georgia | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Franklin, Georgia | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Glascock, Georgia | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Jasper, Georgia | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Jefferson, Georgia | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Long, Georgia | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Oglethorpe, Georgia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Pike, Georgia | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Pulaski, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Stephens, Georgia | 1 | $ 265,000 | $ 265,000 | $ 502,000 |
| Sumter, Georgia | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Terrell, Georgia | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Thomas, Georgia | 1 | $ 85,000 | $ 85,000 | $ 342,000 |
| Twiggs, Georgia | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Union, Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ware, Georgia | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| White, Georgia | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Wilcox, Georgia | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Cook, Illinois | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Marion, Indiana | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Monroe, Indiana | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Lafourche, Louisiana | 1 | $ 385,000 | $ 385,000 | $ 258,000 |
| Plaquemines, Louisiana | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Cumberland, Maine | 1 | $ 205,000 | $ 205,000 | $ 800,000 |
| Charles, Maryland | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Prince George's, Maryland | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Essex, Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 154,000 |
| Middlesex, Massachusetts | 1 | $ 615,000 | $ 615,000 | $ 470,000 |
| Plymouth, Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 197,000 |
| Suffolk, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Clinton, Michigan | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Ingham, Michigan | 1 | $ 145,000 | $ 145,000 | $ 252,000 |
| Wayne, Michigan | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Hennepin, Minnesota | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Scott, Minnesota | 1 | $ 355,000 | $ 355,000 | $ 279,000 |
| Calhoun, Mississippi | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Clay, Mississippi | 1 | $ 645,000 | $ 645,000 | $ 360,000 |
| Madison, Mississippi | 1 | $ 255,000 | $ 255,000 | $ 224,000 |
| Clark, Nevada | 1 | $ 395,000 | $ 395,000 | $ 60,000 |
| Hillsborough, New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Strafford, New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Bergen, New Jersey | 1 | $ 655,000 | $ 655,000 | $ 295,000 |
| Essex, New Jersey | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| Monmouth, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 213,000 |
| Oneida, New York | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Suffolk, New York | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Avery, North Carolina | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Carteret, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 218,000 |
| Forsyth, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Gaston, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Greene, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Haywood, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Moore, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Nash, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Onslow, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 855,000 |
| Pamlico, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 203,000 |
| Transylvania, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Union, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Warren, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Wilson, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Franklin, Ohio | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Greene, Ohio | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Jackson, Oregon | 1 | $ 385,000 | $ 385,000 | $ 1,338,000 |
| Providence, Rhode Island | 1 | $ 465,000 | $ 465,000 | $ 308,000 |
| Washington, Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Abbeville, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Bamberg, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Calhoun, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Dorchester, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Lancaster, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| McCormick, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Sumter, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Williamsburg, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Coffee, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Knox, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Marion, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Maury, Tennessee | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Rhea, Tennessee | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
| Sevier, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Galveston, Texas | 1 | $ 205,000 | $ 205,000 | $ 325,000 |
| Fauquier, Virginia | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Loudoun, Virginia | 1 | $ 495,000 | $ 495,000 | $ 137,000 |
| Mecklenburg, Virginia | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Patrick, Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Prince William, Virginia | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Pulaski, Virginia | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| King, Washington | 1 | $ 725,000 | $ 725,000 | $ 250,000 |
| Pend Oreille, Washington | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Brown, Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 1,000,000 |
Mortgage Loan Application Detail Totals for Southstate Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,340 | $1,461,540,000 | $230,000 | $19,405,000 | $124,000 | $4,381,000 |
| Refinancing | 1,564 | $472,640,000 | $302,000 | $17,105,000 | $160,000 | $2,459,000 |
| Other Purpose | 1,199 | $150,905,000 | $125,000 | $2,505,000 | $152,000 | $4,894,000 |
| Cash-out Refinancing | 824 | $207,440,000 | $251,000 | $5,175,000 | $136,000 | $3,365,000 |
| Home Improvement | 823 | $101,145,000 | $122,000 | $10,005,000 | $129,000 | $954,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,072 | $1,718,610,000 | $212,000 | $5,175,000 | $137,000 | $4,894,000 |
| Hispanic | 783 | $123,305,000 | $157,000 | $1,995,000 | $105,000 | $3,084,000 |
| Black or African American | 598 | $125,050,000 | $209,000 | $1,755,000 | $101,000 | $1,297,000 |
| Not Provided | 574 | $144,580,000 | $251,000 | $1,315,000 | $162,000 | $2,850,000 |
| Asian | 399 | $105,085,000 | $263,000 | $3,005,000 | $122,000 | $1,003,000 |
| Not applicable | 261 | $162,835,000 | $623,000 | $19,405,000 | $0 | $0 |
| American Indian or Alaskan Native | 36 | $7,710,000 | $214,000 | $675,000 | $98,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,510,000 | $209,000 | $495,000 | $127,000 | $302,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,424 | $2,108,450,000 | $223,000 | $19,405,000 | $141,000 | $4,894,000 |
| FHA-insured (Federal Housing Administration) | 754 | $144,730,000 | $191,000 | $415,000 | $68,000 | $606,000 |
| VA-guaranteed (Veterans Administration) | 454 | $124,140,000 | $273,000 | $1,105,000 | $96,000 | $550,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $16,350,000 | $138,000 | $365,000 | $51,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,206 | $1,899,360,000 | $231,000 | $17,105,000 | $141,000 | $4,894,000 |
| Application Denied By Financial Institution | 1,264 | $191,650,000 | $151,000 | $3,005,000 | $88,000 | $1,051,000 |
| Application Withdrawn By Applicant | 1,083 | $269,175,000 | $248,000 | $19,405,000 | $134,000 | $3,044,000 |
| Application Approved But Not Accepted | 176 | $30,330,000 | $172,000 | $3,755,000 | $127,000 | $1,086,000 |
| File Closed For Incompleteness | 21 | $3,155,000 | $150,000 | $565,000 | $91,000 | $282,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,486 | $2,202,020,000 | $232,000 | $19,405,000 | $140,000 | $4,894,000 |
| Debt-To-Income Ratio | 685 | $81,355,000 | $118,000 | $2,345,000 | $63,000 | $411,000 |
| Credit History | 194 | $21,630,000 | $111,000 | $1,005,000 | $87,000 | $678,000 |
| Collateral | 181 | $42,585,000 | $235,000 | $1,285,000 | $149,000 | $915,000 |
| Credit Application Incomplete | 113 | $29,605,000 | $261,000 | $1,345,000 | $144,000 | $1,051,000 |
| Other | 35 | $5,345,000 | $152,000 | $335,000 | $94,000 | $468,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $7,010,000 | $250,000 | $3,005,000 | $88,000 | $700,000 |
| Unverifiable Information | 16 | $1,620,000 | $101,000 | $225,000 | $73,000 | $165,000 |
| Employment History | 12 | $2,500,000 | $208,000 | $705,000 | $107,000 | $550,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstate Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southstate Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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