Southern Trust Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southern Trust Mortgage, Llc 150 Boush Street #400 Norfolk, VA 23510 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,957 |
| Total Mortgage Loan Application Amount | $910,595,000 |
| Average Mortgage Loan Application Amount | $247,333 |
| Highest Mortgage Loan Application Amount | $2,958,000 |
| Average Applicant Income | $150,333 |
| Highest Applicant Income | $1,462,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 334 | $ 122,387,000 | $ 366,000 | $ 145,000 |
| Virginia Beach County Virginia | 331 | $ 80,607,000 | $ 243,000 | $ 98,000 |
| Chesterfield County Virginia | 241 | $ 49,971,000 | $ 207,000 | $ 88,000 |
| Loudoun County Virginia | 195 | $ 72,415,000 | $ 371,000 | $ 160,000 |
| Anne Arundel County Maryland | 180 | $ 44,214,000 | $ 245,000 | $ 114,000 |
| Baltimore County Maryland | 176 | $ 36,194,000 | $ 205,000 | $ 97,000 |
| Chesapeake County Virginia | 122 | $ 22,296,000 | $ 182,000 | $ 90,000 |
| Howard County Maryland | 103 | $ 30,358,000 | $ 294,000 | $ 139,000 |
| Henrico County Virginia | 103 | $ 20,446,000 | $ 198,000 | $ 90,000 |
| Norfolk County Virginia | 103 | $ 15,618,000 | $ 151,000 | $ 65,000 |
| Charleston County South Carolina | 102 | $ 37,404,000 | $ 366,000 | $ 163,000 |
| Bedford County Virginia | 90 | $ 15,235,000 | $ 169,000 | $ 86,000 |
| Baltimore City County Maryland | 87 | $ 11,481,000 | $ 131,000 | $ 109,000 |
| Dinwiddie County Virginia | 67 | $ 9,261,000 | $ 138,000 | $ 57,000 |
| Lynchburg County Virginia | 65 | $ 6,963,000 | $ 107,000 | $ 44,000 |
| Richmond City County Virginia | 65 | $ 10,652,000 | $ 163,000 | $ 80,000 |
| Campbell County Virginia | 61 | $ 6,110,000 | $ 100,000 | $ 51,000 |
| Pulaski County Virginia | 51 | $ 6,255,000 | $ 122,000 | $ 45,000 |
| Portsmouth County Virginia | 48 | $ 5,020,000 | $ 104,000 | $ 71,000 |
| Suffolk County Virginia | 44 | $ 8,777,000 | $ 199,000 | $ 89,000 |
| Dare County North Carolina | 43 | $ 15,990,000 | $ 371,000 | $ 148,000 |
| Montgomery County Maryland | 41 | $ 13,411,000 | $ 327,000 | $ 147,000 |
| Fauquier County Virginia | 39 | $ 12,457,000 | $ 319,000 | $ 123,000 |
| Montgomery County Virginia | 38 | $ 6,283,000 | $ 165,000 | $ 75,000 |
| Colonial Heights County Virginia | 33 | $ 5,597,000 | $ 169,000 | $ 71,000 |
| Fairfax County Virginia | 33 | $ 10,608,000 | $ 321,000 | $ 164,000 |
| Newport News County Virginia | 33 | $ 5,735,000 | $ 173,000 | $ 76,000 |
| Carroll County Maryland | 29 | $ 10,845,000 | $ 373,000 | $ 134,000 |
| Prince George County Virginia | 26 | $ 4,507,000 | $ 173,000 | $ 72,000 |
| Currituck County North Carolina | 25 | $ 14,551,000 | $ 582,000 | $ 188,000 |
| Amherst County Virginia | 25 | $ 3,061,000 | $ 122,000 | $ 47,000 |
| Hampton County Virginia | 25 | $ 4,798,000 | $ 191,000 | $ 81,000 |
| Appomattox County Virginia | 24 | $ 2,314,000 | $ 96,000 | $ 41,000 |
| Roanoke City County Virginia | 24 | $ 2,781,000 | $ 115,000 | $ 62,000 |
| Greenville County South Carolina | 21 | $ 1,702,000 | $ 81,000 | $ 136,000 |
| Culpeper County Virginia | 21 | $ 3,602,000 | $ 171,000 | $ 84,000 |
| Hanover County Virginia | 21 | $ 4,555,000 | $ 216,000 | $ 89,000 |
| Prince William County Virginia | 21 | $ 4,693,000 | $ 223,000 | $ 212,000 |
| Berkeley County South Carolina | 20 | $ 4,073,000 | $ 203,000 | $ 88,000 |
| District of Columbia County District Of Columbia | 19 | $ 6,825,000 | $ 359,000 | $ 121,000 |
| Clarke County Virginia | 19 | $ 6,154,000 | $ 323,000 | $ 144,000 |
| Spotsylvania County Virginia | 19 | $ 5,924,000 | $ 311,000 | $ 122,000 |
| Queen Anne's County Maryland | 18 | $ 3,436,000 | $ 190,000 | $ 77,000 |
| Petersburg County Virginia | 18 | $ 1,599,000 | $ 88,000 | $ 59,000 |
| Frederick County Virginia | 17 | $ 3,434,000 | $ 202,000 | $ 83,000 |
| James City County Virginia | 17 | $ 4,658,000 | $ 274,000 | $ 79,000 |
| Roanoke County Virginia | 17 | $ 2,318,000 | $ 136,000 | $ 64,000 |
| Frederick County Maryland | 16 | $ 3,972,000 | $ 248,000 | $ 110,000 |
| Calvert County Maryland | 15 | $ 3,574,000 | $ 238,000 | $ 83,000 |
| Alamance County North Carolina | 15 | $ 2,588,000 | $ 172,000 | $ 117,000 |
| Accomack County Virginia | 15 | $ 2,112,000 | $ 140,000 | $ 70,000 |
| Guilford County North Carolina | 14 | $ 1,509,000 | $ 107,000 | $ 96,000 |
| Dorchester County South Carolina | 14 | $ 2,469,000 | $ 176,000 | $ 62,000 |
| Gloucester County Virginia | 13 | $ 2,362,000 | $ 181,000 | $ 61,000 |
| Hopewell County Virginia | 13 | $ 1,181,000 | $ 90,000 | $ 43,000 |
| Charles County Maryland | 12 | $ 2,965,000 | $ 247,000 | $ 73,000 |
| Wake County North Carolina | 12 | $ 1,993,000 | $ 166,000 | $ 171,000 |
| Horry County South Carolina | 12 | $ 2,315,000 | $ 192,000 | $ 110,000 |
| Franklin County Virginia | 12 | $ 1,762,000 | $ 146,000 | $ 50,000 |
| Warren County Virginia | 12 | $ 2,791,000 | $ 232,000 | $ 98,000 |
| Anderson County South Carolina | 11 | $ 745,000 | $ 67,000 | $ 68,000 |
| Floyd County Virginia | 11 | $ 1,237,000 | $ 112,000 | $ 53,000 |
| Louisa County Virginia | 11 | $ 2,636,000 | $ 239,000 | $ 95,000 |
| Middlesex County Virginia | 11 | $ 2,307,000 | $ 209,000 | $ 285,000 |
| Jefferson County West Virginia | 11 | $ 2,170,000 | $ 197,000 | $ 67,000 |
| Harford County Maryland | 10 | $ 1,916,000 | $ 191,000 | $ 88,000 |
| Wicomico County Maryland | 10 | $ 1,338,000 | $ 133,000 | $ 146,000 |
| New Hanover County North Carolina | 10 | $ 3,212,000 | $ 321,000 | $ 291,000 |
| Alexandria County Virginia | 10 | $ 4,111,000 | $ 411,000 | $ 241,000 |
| Amelia County Virginia | 10 | $ 1,371,000 | $ 137,000 | $ 57,000 |
| Bedford City County Virginia | 10 | $ 1,135,000 | $ 113,000 | $ 37,000 |
| Isle of Wight County Virginia | 10 | $ 2,166,000 | $ 216,000 | $ 94,000 |
| St. Mary's County Maryland | 9 | $ 1,564,000 | $ 173,000 | $ 168,000 |
| Durham County North Carolina | 9 | $ 1,194,000 | $ 132,000 | $ 47,000 |
| Randolph County North Carolina | 9 | $ 1,286,000 | $ 142,000 | $ 85,000 |
| Powhatan County Virginia | 9 | $ 1,982,000 | $ 220,000 | $ 70,000 |
| York County Virginia | 9 | $ 2,165,000 | $ 240,000 | $ 100,000 |
| Spartanburg County South Carolina | 8 | $ 586,000 | $ 73,000 | $ 70,000 |
| Goochland County Virginia | 8 | $ 1,832,000 | $ 229,000 | $ 84,000 |
| Orange County Virginia | 8 | $ 2,185,000 | $ 273,000 | $ 128,000 |
| Southampton County Virginia | 8 | $ 1,229,000 | $ 153,000 | $ 51,000 |
| Cumberland County North Carolina | 7 | $ 777,000 | $ 111,000 | $ 58,000 |
| Pasquotank County North Carolina | 7 | $ 1,071,000 | $ 153,000 | $ 88,000 |
| Northampton County Virginia | 7 | $ 1,008,000 | $ 144,000 | $ 64,000 |
| Shenandoah County Virginia | 7 | $ 1,124,000 | $ 160,000 | $ 75,000 |
| Caroline County Maryland | 6 | $ 812,000 | $ 135,000 | $ 71,000 |
| Hertford County North Carolina | 6 | $ 836,000 | $ 139,000 | $ 73,000 |
| Albemarle County Virginia | 6 | $ 1,858,000 | $ 309,000 | $ 71,000 |
| New Kent County Virginia | 6 | $ 1,509,000 | $ 251,000 | $ 112,000 |
| Surry County Virginia | 6 | $ 926,000 | $ 154,000 | $ 53,000 |
| Volusia County Florida | 5 | $ 900,000 | $ 180,000 | $ 48,000 |
| Mecklenburg County North Carolina | 5 | $ 557,000 | $ 111,000 | $ 53,000 |
| York County South Carolina | 5 | $ 852,000 | $ 170,000 | $ 55,000 |
| Franklin City County Virginia | 5 | $ 625,000 | $ 125,000 | $ 78,000 |
| King William County Virginia | 5 | $ 785,000 | $ 157,000 | $ 71,000 |
| Manassas County Virginia | 5 | $ 1,118,000 | $ 223,000 | $ 92,000 |
| Worcester County Maryland | 4 | $ 512,000 | $ 128,000 | $ 88,000 |
| Moore County North Carolina | 4 | $ 476,000 | $ 119,000 | $ 121,000 |
| York County Pennsylvania | 4 | $ 1,040,000 | $ 260,000 | $ 159,000 |
| Caroline County Virginia | 4 | $ 756,000 | $ 189,000 | $ 54,000 |
| Pittsylvania County Virginia | 4 | $ 423,000 | $ 105,000 | $ 64,000 |
| Radford County Virginia | 4 | $ 441,000 | $ 110,000 | $ 45,000 |
| Rockingham County Virginia | 4 | $ 563,000 | $ 140,000 | $ 153,000 |
| Salem County Virginia | 4 | $ 624,000 | $ 156,000 | $ 95,000 |
| Sussex County Virginia | 4 | $ 449,000 | $ 112,000 | $ 45,000 |
| Sussex County Delaware | 3 | $ 1,350,000 | $ 450,000 | $ 284,000 |
| Collier County Florida | 3 | $ 1,091,000 | $ 363,000 | $ 139,000 |
| Fulton County Georgia | 3 | $ 455,000 | $ 151,000 | $ 61,000 |
| Garrett County Maryland | 3 | $ 1,419,000 | $ 473,000 | $ 395,000 |
| Kent County Maryland | 3 | $ 732,000 | $ 244,000 | $ 182,000 |
| Talbot County Maryland | 3 | $ 1,465,000 | $ 488,000 | $ 188,000 |
| Camden County North Carolina | 3 | $ 639,000 | $ 213,000 | $ 41,000 |
| Caswell County North Carolina | 3 | $ 513,000 | $ 171,000 | $ 104,000 |
| Davie County North Carolina | 3 | $ 264,000 | $ 88,000 | $ 12,000 |
| Northampton County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 61,000 |
| Chester County Pennsylvania | 3 | $ 440,000 | $ 146,000 | $ 176,000 |
| Beaufort County South Carolina | 3 | $ 401,000 | $ 133,000 | $ 98,000 |
| Botetourt County Virginia | 3 | $ 380,000 | $ 126,000 | $ 57,000 |
| Greensville County Virginia | 3 | $ 321,000 | $ 107,000 | $ 38,000 |
| King and Queen County Virginia | 3 | $ 528,000 | $ 176,000 | $ 82,000 |
| Lancaster County Virginia | 3 | $ 963,000 | $ 321,000 | $ 95,000 |
| Mathews County Virginia | 3 | $ 1,543,000 | $ 514,000 | $ 625,000 |
| Nottoway County Virginia | 3 | $ 342,000 | $ 114,000 | $ 52,000 |
| Rappahannock County Virginia | 3 | $ 810,000 | $ 270,000 | $ 77,000 |
| Rockbridge County Virginia | 3 | $ 948,000 | $ 316,000 | $ 73,000 |
| Stafford County Virginia | 3 | $ 410,000 | $ 136,000 | $ 289,000 |
| Berkeley County West Virginia | 3 | $ 575,000 | $ 191,000 | $ 70,000 |
| Bay County Florida | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Flagler County Florida | 2 | $ 258,000 | $ 129,000 | $ 68,000 |
| Hillsborough County Florida | 2 | $ 347,000 | $ 173,000 | $ 737,000 |
| Lee County Florida | 2 | $ 591,000 | $ 295,000 | $ 63,000 |
| Orange County Florida | 2 | $ 547,000 | $ 273,000 | $ 52,000 |
| Palm Beach County Florida | 2 | $ 408,000 | $ 204,000 | $ 65,000 |
| Polk County Florida | 2 | $ 218,000 | $ 109,000 | $ 101,000 |
| DeKalb County Georgia | 2 | $ 206,000 | $ 103,000 | $ 71,000 |
| Cecil County Maryland | 2 | $ 214,000 | $ 107,000 | $ 98,000 |
| Carteret County North Carolina | 2 | $ 436,000 | $ 218,000 | $ 272,000 |
| Gaston County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 80,000 |
| McDowell County North Carolina | 2 | $ 123,000 | $ 61,000 | $ 71,000 |
| Orange County North Carolina | 2 | $ 826,000 | $ 413,000 | $ 225,000 |
| Yancey County North Carolina | 2 | $ 193,000 | $ 96,000 | $ 31,000 |
| Cambria County Pennsylvania | 2 | $ 336,000 | $ 168,000 | $ 94,000 |
| Newberry County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 63,000 |
| Oconee County South Carolina | 2 | $ 265,000 | $ 132,000 | $ 45,000 |
| Brunswick County Virginia | 2 | $ 299,000 | $ 149,000 | $ 78,000 |
| Carroll County Virginia | 2 | $ 138,000 | $ 69,000 | $ 30,000 |
| Cumberland County Virginia | 2 | $ 396,000 | $ 198,000 | $ 64,000 |
| Fluvanna County Virginia | 2 | $ 833,000 | $ 416,000 | $ 171,000 |
| Giles County Virginia | 2 | $ 224,000 | $ 112,000 | $ 52,000 |
| Nelson County Virginia | 2 | $ 235,000 | $ 117,000 | $ 18,000 |
| Prince Edward County Virginia | 2 | $ 404,000 | $ 202,000 | $ 129,000 |
| Williamsburg County Virginia | 2 | $ 625,000 | $ 312,000 | $ 118,000 |
| Winchester County Virginia | 2 | $ 301,000 | $ 150,000 | $ 44,000 |
| Wythe County Virginia | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Brevard County Florida | 1 | $ 136,000 | $ 136,000 | $ 111,000 |
| Duval County Florida | 1 | $ 264,000 | $ 264,000 | $ 45,000 |
| Martin County Florida | 1 | $ 188,000 | $ 188,000 | $ 540,000 |
| Miami-Dade County Florida | 1 | $ 251,000 | $ 251,000 | $ 284,000 |
| Seminole County Florida | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Camden County Georgia | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Oconee County Georgia | 1 | $ 181,000 | $ 181,000 | $ 61,000 |
| Ashe County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 24,000 |
| Catawba County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 107,000 |
| Davidson County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 114,000 |
| Forsyth County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 76,000 |
| Halifax County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 175,000 |
| Hyde County North Carolina | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 120,000 |
| Madison County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Mitchell County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Nash County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 363,000 |
| Pender County North Carolina | 1 | $ 498,000 | $ 498,000 | $ 180,000 |
| Perquimans County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Pitt County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Sampson County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Union County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 118,000 |
| Adams County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 173,000 |
| Northumberland County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 114,000 |
| Georgetown County South Carolina | 1 | $ 359,000 | $ 359,000 | $ 269,000 |
| Sumter County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 125,000 |
| Rutherford County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 136,000 |
| Williamson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Arlington County Virginia | 1 | $ 250,000 | $ 250,000 | $ 99,000 |
| Augusta County Virginia | 1 | $ 223,000 | $ 223,000 | $ 37,000 |
| Bland County Virginia | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Buckingham County Virginia | 1 | $ 159,000 | $ 159,000 | $ 77,000 |
| Charles City County Virginia | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Charlottesville County Virginia | 1 | $ 224,000 | $ 224,000 | $ 99,000 |
| Emporia County Virginia | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Essex County Virginia | 1 | $ 97,000 | $ 97,000 | $ 29,000 |
| Fairfax City County Virginia | 1 | $ 180,000 | $ 180,000 | $ 350,000 |
| Halifax County Virginia | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Henry County Virginia | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| King George County Virginia | 1 | $ 300,000 | $ 300,000 | $ 69,000 |
| Madison County Virginia | 1 | $ 166,000 | $ 166,000 | $ 92,000 |
| Northumberland County Virginia | 1 | $ 417,000 | $ 417,000 | $ 189,000 |
| Poquoson County Virginia | 1 | $ 158,000 | $ 158,000 | $ 83,000 |
| Scott County Virginia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Waynesboro County Virginia | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Westmoreland County Virginia | 1 | $ 131,000 | $ 131,000 | $ 32,000 |
| Hardy County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Morgan County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Nicholas County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 167,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Trust Mortgage, Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,367 | $536,540,000 | $226,000 | $1,983,000 | $102,000 | $1,462,000 |
| Refinancing | 1,582 | $371,800,000 | $235,000 | $2,958,000 | $109,000 | $1,229,000 |
| Home Improvement | 8 | $2,255,000 | $281,000 | $630,000 | $240,000 | $840,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,769 | $620,963,000 | $224,000 | $2,958,000 | $107,000 | $1,462,000 |
| Black or African American | 867 | $214,513,000 | $247,000 | $1,080,000 | $104,000 | $722,000 |
| Hispanic | 111 | $22,638,000 | $203,000 | $650,000 | $77,000 | $196,000 |
| Not Provided | 108 | $28,279,000 | $261,000 | $2,500,000 | $93,000 | $935,000 |
| Asian | 76 | $17,995,000 | $236,000 | $800,000 | $86,000 | $312,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,267,000 | $233,000 | $425,000 | $73,000 | $133,000 |
| American Indian or Alaskan Native | 12 | $2,940,000 | $245,000 | $560,000 | $134,000 | $372,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,316 | $802,391,000 | $241,000 | $2,958,000 | $113,000 | $1,462,000 |
| FHA-insured (Federal Housing Administration) | 464 | $69,256,000 | $149,000 | $366,000 | $58,000 | $1,082,000 |
| VA-guaranteed (Veterans Administration) | 177 | $38,948,000 | $220,000 | $417,000 | $65,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,210 | $729,907,000 | $227,000 | $1,983,000 | $105,000 | $1,462,000 |
| Application Approved But Not Accepted | 367 | $93,911,000 | $255,000 | $2,000,000 | $108,000 | $935,000 |
| Application Denied By Financial Institution | 261 | $58,168,000 | $222,000 | $2,958,000 | $101,000 | $770,000 |
| File Closed For Incompleteness | 119 | $28,609,000 | $240,000 | $1,300,000 | $86,000 | $500,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 137 | $34,042,000 | $248,000 | $2,958,000 | $116,000 | $770,000 |
| Credit History | 43 | $7,106,000 | $165,000 | $650,000 | $74,000 | $306,000 |
| Collateral | 27 | $6,413,000 | $237,000 | $2,500,000 | $101,000 | $271,000 |
| Debt-To-Income Ratio | 22 | $3,830,000 | $174,000 | $680,000 | $65,000 | $158,000 |
| Unverifiable Information | 15 | $3,787,000 | $252,000 | $950,000 | $90,000 | $613,000 |
| Employment History | 11 | $1,595,000 | $145,000 | $400,000 | $120,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,395,000 | $232,000 | $688,000 | $90,000 | $145,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.