Southpoint Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Southpoint Financial Services, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southpoint Financial Services, Inc. 5955 Shiloh Road East, Suite 200 Lawrenceville, GA 30005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 611 |
| Total Mortgage Loan Application Amount | $88,128,000 |
| Average Mortgage Loan Application Amount | $146,500 |
| Highest Mortgage Loan Application Amount | $742,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $391,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Southpoint Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southpoint Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Southpoint Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southpoint Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Southpoint Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southpoint Financial Services, Inc.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeSoto County Mississippi | 71 | $ 10,500,000 | $ 147,000 | $ 62,000 |
| Greenwood County South Carolina | 44 | $ 4,884,000 | $ 111,000 | $ 43,000 |
| Abbeville County South Carolina | 28 | $ 3,333,000 | $ 119,000 | $ 53,000 |
| DeKalb County Georgia | 27 | $ 3,449,000 | $ 127,000 | $ 58,000 |
| Cobb County Georgia | 25 | $ 5,609,000 | $ 224,000 | $ 73,000 |
| Fulton County Georgia | 24 | $ 3,266,000 | $ 136,000 | $ 57,000 |
| Gwinnett County Georgia | 22 | $ 3,345,000 | $ 152,000 | $ 62,000 |
| Orange County Florida | 14 | $ 1,882,000 | $ 134,000 | $ 44,000 |
| Santa Rosa County Florida | 12 | $ 2,080,000 | $ 173,000 | $ 78,000 |
| Hamilton County Tennessee | 12 | $ 1,658,000 | $ 138,000 | $ 49,000 |
| Osceola County Florida | 11 | $ 1,386,000 | $ 126,000 | $ 40,000 |
| Henry County Georgia | 11 | $ 1,584,000 | $ 144,000 | $ 50,000 |
| Mecklenburg County North Carolina | 11 | $ 1,759,000 | $ 159,000 | $ 71,000 |
| Orangeburg County South Carolina | 11 | $ 1,274,000 | $ 115,000 | $ 44,000 |
| Shelby County Tennessee | 10 | $ 2,238,000 | $ 223,000 | $ 109,000 |
| Sumner County Tennessee | 9 | $ 1,905,000 | $ 211,000 | $ 68,000 |
| Seminole County Florida | 7 | $ 944,000 | $ 134,000 | $ 54,000 |
| Douglas County Georgia | 7 | $ 1,243,000 | $ 177,000 | $ 69,000 |
| Paulding County Georgia | 7 | $ 807,000 | $ 115,000 | $ 54,000 |
| Greene County Tennessee | 7 | $ 626,000 | $ 89,000 | $ 40,000 |
| Cherokee County Georgia | 6 | $ 1,100,000 | $ 183,000 | $ 72,000 |
| Clayton County Georgia | 6 | $ 754,000 | $ 125,000 | $ 60,000 |
| Walker County Georgia | 6 | $ 664,000 | $ 110,000 | $ 58,000 |
| Florence County South Carolina | 6 | $ 670,000 | $ 111,000 | $ 30,000 |
| Rutherford County Tennessee | 6 | $ 782,000 | $ 130,000 | $ 48,000 |
| Pickens County Georgia | 5 | $ 672,000 | $ 134,000 | $ 44,000 |
| Anderson County South Carolina | 5 | $ 439,000 | $ 87,000 | $ 40,000 |
| Laurens County South Carolina | 5 | $ 570,000 | $ 114,000 | $ 61,000 |
| Davidson County Tennessee | 5 | $ 930,000 | $ 186,000 | $ 79,000 |
| McMinn County Tennessee | 5 | $ 819,000 | $ 163,000 | $ 81,000 |
| Putnam County Tennessee | 5 | $ 755,000 | $ 151,000 | $ 58,000 |
| Larimer County Colorado | 4 | $ 630,000 | $ 157,000 | $ 70,000 |
| Chatham County Georgia | 4 | $ 496,000 | $ 124,000 | $ 40,000 |
| Coweta County Georgia | 4 | $ 507,000 | $ 126,000 | $ 46,000 |
| Cumberland County North Carolina | 4 | $ 824,000 | $ 206,000 | $ 88,000 |
| Richland County South Carolina | 4 | $ 778,000 | $ 194,000 | $ 87,000 |
| Bell County Texas | 4 | $ 777,000 | $ 194,000 | $ 86,000 |
| Bexar County Texas | 4 | $ 346,000 | $ 86,000 | $ 33,000 |
| Shelby County Alabama | 3 | $ 379,000 | $ 126,000 | $ 43,000 |
| Hillsborough County Florida | 3 | $ 477,000 | $ 159,000 | $ 70,000 |
| Fayette County Georgia | 3 | $ 346,000 | $ 115,000 | $ 52,000 |
| Forsyth County Georgia | 3 | $ 578,000 | $ 192,000 | $ 88,000 |
| Houston County Georgia | 3 | $ 443,000 | $ 147,000 | $ 57,000 |
| Rockdale County Georgia | 3 | $ 530,000 | $ 176,000 | $ 50,000 |
| Walton County Georgia | 3 | $ 426,000 | $ 142,000 | $ 71,000 |
| Knox County Tennessee | 3 | $ 434,000 | $ 144,000 | $ 53,000 |
| Robertson County Tennessee | 3 | $ 500,000 | $ 166,000 | $ 56,000 |
| Wilson County Tennessee | 3 | $ 421,000 | $ 140,000 | $ 41,000 |
| Bowie County Texas | 3 | $ 381,000 | $ 127,000 | $ 55,000 |
| Harris County Texas | 3 | $ 345,000 | $ 115,000 | $ 55,000 |
| Tarrant County Texas | 3 | $ 679,000 | $ 226,000 | $ 183,000 |
| Mobile County Alabama | 2 | $ 259,000 | $ 129,000 | $ 49,000 |
| Montgomery County Alabama | 2 | $ 389,000 | $ 194,000 | $ 81,000 |
| Palm Beach County Florida | 2 | $ 216,000 | $ 108,000 | $ 77,000 |
| Bryan County Georgia | 2 | $ 468,000 | $ 234,000 | $ 100,000 |
| Dougherty County Georgia | 2 | $ 316,000 | $ 158,000 | $ 47,000 |
| Lowndes County Georgia | 2 | $ 264,000 | $ 132,000 | $ 57,000 |
| Muscogee County Georgia | 2 | $ 244,000 | $ 122,000 | $ 49,000 |
| Talbot County Georgia | 2 | $ 314,000 | $ 157,000 | $ 40,000 |
| Tate County Mississippi | 2 | $ 257,000 | $ 128,000 | $ 43,000 |
| Bladen County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 55,000 |
| Bamberg County South Carolina | 2 | $ 274,000 | $ 137,000 | $ 69,000 |
| Dorchester County South Carolina | 2 | $ 244,000 | $ 122,000 | $ 82,000 |
| Horry County South Carolina | 2 | $ 243,000 | $ 121,000 | $ 46,000 |
| Spartanburg County South Carolina | 2 | $ 231,000 | $ 115,000 | $ 33,000 |
| Anderson County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 88,000 |
| Grundy County Tennessee | 2 | $ 258,000 | $ 129,000 | $ 46,000 |
| Loudon County Tennessee | 2 | $ 156,000 | $ 78,000 | $ 44,000 |
| Monroe County Tennessee | 2 | $ 167,000 | $ 83,000 | $ 38,000 |
| Montgomery County Tennessee | 2 | $ 153,000 | $ 76,000 | $ 46,000 |
| Trousdale County Tennessee | 2 | $ 358,000 | $ 179,000 | $ 49,000 |
| Harrison County Texas | 2 | $ 343,000 | $ 171,000 | $ 67,000 |
| Travis County Texas | 2 | $ 280,000 | $ 140,000 | $ 91,000 |
| Baldwin County Alabama | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Coffee County Alabama | 1 | $ 281,000 | $ 281,000 | $ 110,000 |
| Elmore County Alabama | 1 | $ 227,000 | $ 227,000 | $ 90,000 |
| Jefferson County Alabama | 1 | $ 46,000 | $ 46,000 | $ 20,000 |
| Adams County Colorado | 1 | $ 270,000 | $ 270,000 | $ 106,000 |
| El Paso County Colorado | 1 | $ 198,000 | $ 198,000 | $ 84,000 |
| Pueblo County Colorado | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Duval County Florida | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Okaloosa County Florida | 1 | $ 221,000 | $ 221,000 | $ 79,000 |
| St. Lucie County Florida | 1 | $ 78,000 | $ 78,000 | $ 23,000 |
| Appling County Georgia | 1 | $ 274,000 | $ 274,000 | $ 79,000 |
| Bulloch County Georgia | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| Burke County Georgia | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Catoosa County Georgia | 1 | $ 171,000 | $ 171,000 | $ 76,000 |
| Charlton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Chattooga County Georgia | 1 | $ 194,000 | $ 194,000 | $ 69,000 |
| Crisp County Georgia | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Decatur County Georgia | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Dooly County Georgia | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Effingham County Georgia | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Floyd County Georgia | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Hall County Georgia | 1 | $ 176,000 | $ 176,000 | $ 86,000 |
| Jackson County Georgia | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Lamar County Georgia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Marion County Georgia | 1 | $ 227,000 | $ 227,000 | $ 116,000 |
| McIntosh County Georgia | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
| Polk County Georgia | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Randolph County Georgia | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Toombs County Georgia | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Wilcox County Georgia | 1 | $ 212,000 | $ 212,000 | $ 102,000 |
| Pulaski County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 28,000 |
| Benton County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 40,000 |
| Marshall County Mississippi | 1 | $ 212,000 | $ 212,000 | $ 59,000 |
| Cleveland County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 62,000 |
| Harnett County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Onslow County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Randolph County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Rowan County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Wake County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 110,000 |
| Wilkes County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Wilson County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 121,000 |
| Barnwell County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Calhoun County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| Clarendon County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 58,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| York County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Bradley County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 88,000 |
| Cheatham County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 70,000 |
| Franklin County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Hardin County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 76,000 |
| Houston County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Jackson County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 13,000 |
| Rhea County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 16,000 |
| Roane County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 80,000 |
| Sullivan County Tennessee | 1 | $ 221,000 | $ 221,000 | $ 92,000 |
| Dallas County Texas | 1 | $ 126,000 | $ 126,000 | $ 49,000 |
| Denton County Texas | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Fort Bend County Texas | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Galveston County Texas | 1 | $ 179,000 | $ 179,000 | $ 80,000 |
| Grayson County Texas | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Guadalupe County Texas | 1 | $ 87,000 | $ 87,000 | $ 78,000 |
| Hill County Texas | 1 | $ 202,000 | $ 202,000 | $ 98,000 |
| Jefferson County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lampasas County Texas | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Lubbock County Texas | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Medina County Texas | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Nueces County Texas | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Tom Green County Texas | 1 | $ 138,000 | $ 138,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Southpoint Financial Services, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 352 | $44,634,000 | $126,000 | $431,000 | $50,000 | $190,000 |
| Refinancing | 259 | $43,494,000 | $167,000 | $742,000 | $72,000 | $391,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 381 | $56,953,000 | $149,000 | $742,000 | $62,000 | $391,000 |
| Black or African American | 177 | $24,237,000 | $136,000 | $431,000 | $55,000 | $190,000 |
| Hispanic | 29 | $3,864,000 | $133,000 | $273,000 | $59,000 | $153,000 |
| Asian | 15 | $1,978,000 | $131,000 | $223,000 | $52,000 | $131,000 |
| Not Provided | 7 | $708,000 | $101,000 | $143,000 | $41,000 | $69,000 |
| American Indian or Alaskan Native | 1 | $112,000 | $112,000 | $112,000 | $53,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $276,000 | $276,000 | $276,000 | $115,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 296 | $39,717,000 | $134,000 | $437,000 | $54,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 163 | $25,820,000 | $158,000 | $431,000 | $67,000 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 97 | $11,096,000 | $114,000 | $250,000 | $39,000 | $95,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 55 | $11,495,000 | $209,000 | $742,000 | $102,000 | $391,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 557 | $78,831,000 | $141,000 | $437,000 | $59,000 | $391,000 |
| Application Withdrawn By Applicant | 27 | $4,872,000 | $180,000 | $660,000 | $63,000 | $224,000 |
| Application Denied By Financial Institution | 26 | $4,111,000 | $158,000 | $742,000 | $53,000 | $172,000 |
| Application Approved But Not Accepted | 1 | $314,000 | $314,000 | $314,000 | $100,000 | $100,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $1,265,000 | $158,000 | $375,000 | $67,000 | $113,000 |
| Debt-To-Income Ratio | 7 | $991,000 | $141,000 | $342,000 | $40,000 | $65,000 |
| Collateral | 5 | $1,301,000 | $260,000 | $742,000 | $83,000 | $172,000 |
| Other | 3 | $274,000 | $91,000 | $126,000 | $29,000 | $35,000 |
| Unverifiable Information | 1 | $121,000 | $121,000 | $121,000 | $26,000 | $26,000 |
| Credit Application Incomplete | 1 | $101,000 | $101,000 | $101,000 | $27,000 | $27,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southpoint Financial Services, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southpoint Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.