Southstar Funding, LLC Mortgage Lending & HMDA Data, 2004

In 2004, Southstar Funding, LLC of Atlanta, GA reported 60,728 mortgage applications totaling $8.0 billion, up 62% from 2003. The average application was for $132,233, and applicants reported an average income of $59,845. 53% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (8,321), Denver-Aurora, CO (2,128) and Cleveland-Elyria-Mentor, OH (1,736) (applications in parentheses).

Mortgage Company & Address Southstar Funding, LLC
400 Northrdige Road, Suite 1000
Atlanta, GA 30350
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 60,728
Total Mortgage Loan Application Amount $8,030,257,000
Average Mortgage Loan Application Amount $132,233
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $59,845
Highest Applicant Income $9,360,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstar Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southstar Funding, LLC by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 1,494 $ 233,913,000 $ 156,568 $ 65,000
DeKalb, Georgia 1,333 $ 172,033,000 $ 129,057 $ 68,000
Gwinnett, Georgia 1,187 $ 160,856,000 $ 135,514 $ 58,000
Cuyahoga, Ohio 1,097 $ 128,648,000 $ 117,272 $ 52,000
Mecklenburg, North Carolina 1,028 $ 129,179,000 $ 125,660 $ 68,000
Orange, Florida 903 $ 119,249,000 $ 132,058 $ 57,000
Cobb, Georgia 856 $ 125,756,000 $ 146,911 $ 62,000
Davidson, Tennessee 856 $ 99,937,000 $ 116,748 $ 58,000
Shelby, Tennessee 830 $ 89,465,000 $ 107,789 $ 65,000
Broward, Florida 758 $ 124,494,000 $ 164,240 $ 75,000
Palm Beach, Florida 691 $ 109,491,000 $ 158,452 $ 64,000
Miami-Dade, Florida 687 $ 108,761,000 $ 158,312 $ 67,000
Franklin, Ohio 685 $ 85,015,000 $ 124,109 $ 66,000
Maricopa, Arizona 656 $ 92,654,000 $ 141,240 $ 72,000
Clayton, Georgia 623 $ 64,483,000 $ 103,504 $ 49,000
El Paso, Colorado 588 $ 90,580,000 $ 154,047 $ 66,000
Prince George's, Maryland 576 $ 99,802,000 $ 173,267 $ 59,000
Cook, Illinois 566 $ 92,963,000 $ 164,245 $ 76,000
Harris, Texas 520 $ 60,116,000 $ 115,607 $ 83,000
Wayne, Michigan 513 $ 56,677,000 $ 110,481 $ 54,000
Arapahoe, Colorado 510 $ 94,359,000 $ 185,017 $ 70,000
Hillsborough, Florida 510 $ 61,546,000 $ 120,678 $ 52,000
Summit, Ohio 492 $ 70,787,000 $ 143,876 $ 66,000
Jefferson, Alabama 482 $ 49,676,000 $ 103,062 $ 54,000
Denver, Colorado 459 $ 72,102,000 $ 157,084 $ 69,000
Henry, Georgia 456 $ 62,161,000 $ 136,317 $ 57,000
Hamilton, Ohio 444 $ 58,877,000 $ 132,605 $ 58,000
Adams, Colorado 443 $ 66,604,000 $ 150,347 $ 61,000
Duval, Florida 413 $ 46,622,000 $ 112,886 $ 48,000
Lee, Florida 389 $ 54,859,000 $ 141,025 $ 64,000
Volusia, Florida 383 $ 40,442,000 $ 105,592 $ 52,000
Guilford, North Carolina 370 $ 41,139,000 $ 111,186 $ 46,000
Chatham, Georgia 365 $ 38,495,000 $ 105,465 $ 54,000
Bexar, Texas 354 $ 30,942,000 $ 87,406 $ 101,000
Jefferson, Colorado 344 $ 62,134,000 $ 180,622 $ 74,000
Charleston, South Carolina 331 $ 46,648,000 $ 140,930 $ 72,000
District of Columbia, District Of Columbia 324 $ 64,946,000 $ 200,450 $ 104,000
Hennepin, Minnesota 322 $ 52,068,000 $ 161,701 $ 65,000
Cherokee, Georgia 313 $ 43,973,000 $ 140,488 $ 68,000
Oakland, Michigan 305 $ 57,325,000 $ 187,950 $ 73,000
Osceola, Florida 304 $ 35,694,000 $ 117,414 $ 49,000
Douglas, Colorado 303 $ 67,846,000 $ 223,914 $ 96,000
Pinellas, Florida 300 $ 36,304,000 $ 121,013 $ 51,000
Seminole, Florida 298 $ 40,842,000 $ 137,053 $ 54,000
Douglas, Georgia 296 $ 37,873,000 $ 127,949 $ 50,000
Wake, North Carolina 296 $ 37,278,000 $ 125,939 $ 60,000
Dallas, Texas 270 $ 33,769,000 $ 125,070 $ 83,000
Forsyth, North Carolina 269 $ 30,802,000 $ 114,505 $ 53,000
Richland, South Carolina 254 $ 25,345,000 $ 99,783 $ 51,000
Rutherford, Tennessee 241 $ 26,923,000 $ 111,713 $ 54,000
Paulding, Georgia 240 $ 29,209,000 $ 121,704 $ 59,000
Butler, Ohio 238 $ 35,762,000 $ 150,260 $ 72,000
Lorain, Ohio 224 $ 32,912,000 $ 146,928 $ 50,000
St. Lucie, Florida 216 $ 27,648,000 $ 128,000 $ 55,000
DeSoto, Mississippi 216 $ 24,318,000 $ 112,583 $ 57,000
Sarasota, Florida 215 $ 31,099,000 $ 144,646 $ 63,000
Shelby, Alabama 212 $ 27,700,000 $ 130,660 $ 56,000
Montgomery, Maryland 210 $ 45,591,000 $ 217,100 $ 78,000
Fairfax, Virginia 210 $ 51,683,000 $ 246,109 $ 86,000
Montgomery, Ohio 209 $ 20,297,000 $ 97,114 $ 51,000
Stark, Ohio 209 $ 28,948,000 $ 138,507 $ 62,000
Polk, Florida 202 $ 19,422,000 $ 96,148 $ 57,000
Virginia Beach, Virginia 202 $ 28,168,000 $ 139,445 $ 64,000
Greenville, South Carolina 201 $ 25,115,000 $ 124,950 $ 60,000
Union, North Carolina 199 $ 28,096,000 $ 141,185 $ 62,000
Tarrant, Texas 199 $ 20,962,000 $ 105,336 $ 64,000
Pasco, Florida 194 $ 20,679,000 $ 106,592 $ 47,000
St. Louis, Missouri 191 $ 27,056,000 $ 141,654 $ 70,000
Forsyth, Georgia 186 $ 30,733,000 $ 165,231 $ 69,000
Weld, Colorado 181 $ 27,688,000 $ 152,972 $ 66,000
York, South Carolina 181 $ 23,435,000 $ 129,475 $ 50,000
Williamson, Tennessee 181 $ 35,708,000 $ 197,281 $ 89,000
Medina, Ohio 180 $ 25,990,000 $ 144,388 $ 64,000
Bibb, Georgia 179 $ 17,846,000 $ 99,698 $ 53,000
Coweta, Georgia 179 $ 22,364,000 $ 124,938 $ 51,000
Jefferson, Kentucky 176 $ 24,722,000 $ 140,465 $ 64,000
Sumner, Tennessee 170 $ 22,041,000 $ 129,652 $ 72,000
Rockdale, Georgia 169 $ 23,751,000 $ 140,538 $ 62,000
Newton, Georgia 166 $ 21,025,000 $ 126,656 $ 50,000
Beaufort, South Carolina 166 $ 22,242,000 $ 133,987 $ 69,000
Muscogee, Georgia 165 $ 15,045,000 $ 91,181 $ 43,000
Marion, Indiana 165 $ 17,987,000 $ 109,012 $ 53,000
Leon, Florida 164 $ 17,417,000 $ 106,201 $ 63,000
Lake, Ohio 161 $ 22,346,000 $ 138,795 $ 65,000
Warren, Ohio 161 $ 28,869,000 $ 179,310 $ 87,000
Gaston, North Carolina 160 $ 16,448,000 $ 102,800 $ 72,000
Collin, Texas 156 $ 19,715,000 $ 126,378 $ 76,000
Lake, Illinois 154 $ 28,574,000 $ 185,545 $ 76,000
Madison, Alabama 151 $ 14,790,000 $ 97,947 $ 40,000
Jackson, Missouri 151 $ 15,903,000 $ 105,317 $ 52,000
Dorchester, South Carolina 150 $ 15,225,000 $ 101,500 $ 57,000
Berkeley, South Carolina 148 $ 14,635,000 $ 98,885 $ 47,000
Delaware, Ohio 147 $ 26,989,000 $ 183,598 $ 97,000
Travis, Texas 147 $ 16,710,000 $ 113,673 $ 65,000
Prince William, Virginia 146 $ 29,465,000 $ 201,815 $ 69,000
St. Johns, Florida 145 $ 22,194,000 $ 153,062 $ 71,000
Ramsey, Minnesota 145 $ 21,752,000 $ 150,013 $ 56,000
Allegheny, Pennsylvania 144 $ 18,419,000 $ 127,909 $ 65,000
Manatee, Florida 142 $ 18,114,000 $ 127,563 $ 56,000
Kent, Michigan 137 $ 18,348,000 $ 133,927 $ 49,000
Mobile, Alabama 136 $ 14,265,000 $ 104,889 $ 42,000
Cabarrus, North Carolina 136 $ 16,150,000 $ 118,750 $ 49,000
Durham, North Carolina 134 $ 14,004,000 $ 104,507 $ 44,000
Knox, Tennessee 134 $ 15,148,000 $ 113,044 $ 48,000
Fayette, Georgia 131 $ 23,058,000 $ 176,015 $ 65,000
Iredell, North Carolina 129 $ 15,610,000 $ 121,007 $ 49,000
Horry, South Carolina 129 $ 12,938,000 $ 100,294 $ 52,000
Orleans, Louisiana 127 $ 18,507,000 $ 145,724 $ 83,000
Hall, Georgia 126 $ 18,294,000 $ 145,190 $ 54,000
Hartford, Connecticut 125 $ 15,715,000 $ 125,720 $ 65,000
Fairfield, Ohio 124 $ 19,101,000 $ 154,040 $ 80,000
Portage, Ohio 124 $ 17,810,000 $ 143,629 $ 55,000
Lake, Florida 123 $ 15,641,000 $ 127,162 $ 59,000
Fort Bend, Texas 121 $ 13,195,000 $ 109,049 $ 70,000
Macomb, Michigan 118 $ 18,107,000 $ 153,449 $ 62,000
Clermont, Ohio 118 $ 16,797,000 $ 142,347 $ 72,000
Baldwin, Alabama 116 $ 18,202,000 $ 156,913 $ 102,000
Riverside, California 116 $ 24,032,000 $ 207,172 $ 114,000
Carroll, Georgia 116 $ 12,712,000 $ 109,586 $ 43,000
Denton, Texas 116 $ 14,880,000 $ 128,275 $ 63,000
Baltimore, Maryland 115 $ 17,477,000 $ 151,973 $ 65,000
Anoka, Minnesota 114 $ 16,565,000 $ 145,307 $ 62,000
East Baton Rouge, Louisiana 113 $ 11,324,000 $ 100,212 $ 76,000
Baltimore City, Maryland 113 $ 10,998,000 $ 97,327 $ 53,000
Jefferson, Louisiana 112 $ 13,739,000 $ 122,669 $ 63,000
Barrow, Georgia 111 $ 11,217,000 $ 101,054 $ 40,000
Anne Arundel, Maryland 111 $ 23,090,000 $ 208,018 $ 68,000
Clarke, Georgia 110 $ 11,474,000 $ 104,309 $ 47,000
Walton, Georgia 110 $ 13,654,000 $ 124,127 $ 50,000
Spartanburg, South Carolina 110 $ 10,711,000 $ 97,372 $ 43,000
Los Angeles, California 109 $ 26,651,000 $ 244,504 $ 109,000
Jackson, Georgia 109 $ 13,066,000 $ 119,871 $ 57,000
Brevard, Florida 108 $ 12,927,000 $ 119,694 $ 44,000
Lexington, South Carolina 108 $ 12,291,000 $ 113,805 $ 54,000
Charlotte, Florida 106 $ 12,292,000 $ 115,962 $ 51,000
Charles, Maryland 105 $ 19,762,000 $ 188,209 $ 84,000
Worcester, Massachusetts 105 $ 17,225,000 $ 164,047 $ 56,000
Hamilton, Tennessee 104 $ 11,712,000 $ 112,615 $ 50,000
Larimer, Colorado 102 $ 15,138,000 $ 148,411 $ 56,000
Hinds, Mississippi 102 $ 8,521,000 $ 83,539 $ 51,000
Licking, Ohio 101 $ 13,321,000 $ 131,891 $ 65,000
Dakota, Minnesota 100 $ 17,105,000 $ 171,050 $ 72,000
Richmond, Georgia 99 $ 7,906,000 $ 79,858 $ 46,000
New Hanover, North Carolina 99 $ 11,862,000 $ 119,818 $ 53,000
Boulder, Colorado 98 $ 21,050,000 $ 214,795 $ 95,000
Davidson, North Carolina 97 $ 10,152,000 $ 104,659 $ 42,000
Lucas, Ohio 97 $ 12,401,000 $ 127,845 $ 73,000
Ingham, Michigan 96 $ 10,802,000 $ 112,520 $ 53,000
Wilson, Tennessee 95 $ 14,414,000 $ 151,726 $ 56,000
Spalding, Georgia 92 $ 8,651,000 $ 94,032 $ 41,000
DuPage, Illinois 92 $ 19,665,000 $ 213,750 $ 93,000
Loudoun, Virginia 92 $ 22,119,000 $ 240,423 $ 83,000
Genesee, Michigan 90 $ 9,268,000 $ 102,977 $ 55,000
Buncombe, North Carolina 89 $ 11,499,000 $ 129,202 $ 54,000
Rowan, North Carolina 89 $ 10,158,000 $ 114,134 $ 60,000
Montgomery, Alabama 88 $ 9,265,000 $ 105,284 $ 45,000
Collier, Florida 88 $ 17,247,000 $ 195,988 $ 161,000
Flagler, Florida 87 $ 11,949,000 $ 137,344 $ 82,000
Hamilton, Indiana 87 $ 15,710,000 $ 180,574 $ 63,000
Houston, Georgia 86 $ 8,118,000 $ 94,395 $ 46,000
Randolph, North Carolina 86 $ 9,084,000 $ 105,627 $ 36,000
Will, Illinois 85 $ 14,773,000 $ 173,800 $ 90,000
Hidalgo, Texas 85 $ 8,353,000 $ 98,270 $ 57,000
Chesapeake, Virginia 85 $ 12,165,000 $ 143,117 $ 65,000
Norfolk, Virginia 84 $ 9,350,000 $ 111,309 $ 53,000
San Diego, California 83 $ 20,026,000 $ 241,277 $ 104,000
Catawba, North Carolina 83 $ 10,595,000 $ 127,650 $ 40,000
Middlesex, Massachusetts 79 $ 17,299,000 $ 218,974 $ 94,000
Montgomery, Tennessee 79 $ 6,742,000 $ 85,341 $ 44,000
Effingham, Georgia 78 $ 9,687,000 $ 124,192 $ 52,000
Johnson, Kansas 77 $ 11,339,000 $ 147,259 $ 62,000
Alamance, North Carolina 77 $ 8,709,000 $ 113,103 $ 43,000
Tippecanoe, Indiana 76 $ 9,387,000 $ 123,513 $ 71,000
Galveston, Texas 76 $ 7,856,000 $ 103,368 $ 73,000
Williamson, Texas 76 $ 8,395,000 $ 110,460 $ 82,000
Kane, Illinois 74 $ 12,399,000 $ 167,554 $ 68,000
Geauga, Ohio 74 $ 15,145,000 $ 204,662 $ 77,000
Lee, Alabama 73 $ 6,306,000 $ 86,383 $ 41,000
Martin, Florida 71 $ 10,881,000 $ 153,253 $ 82,000
Bartow, Georgia 71 $ 6,894,000 $ 97,098 $ 44,000
Robertson, Tennessee 71 $ 7,151,000 $ 100,718 $ 45,000
Fayette, Kentucky 70 $ 8,196,000 $ 117,085 $ 57,000
Cameron, Texas 69 $ 5,787,000 $ 83,869 $ 48,000
Glynn, Georgia 68 $ 7,832,000 $ 115,176 $ 50,000
Okaloosa, Florida 67 $ 12,888,000 $ 192,358 $ 87,000
St. Louis City, Missouri 67 $ 7,273,000 $ 108,552 $ 49,000
Clark, Nevada 67 $ 10,789,000 $ 161,029 $ 87,000
Mahoning, Ohio 67 $ 8,154,000 $ 121,701 $ 50,000
St. Tammany, Louisiana 66 $ 8,263,000 $ 125,196 $ 56,000
Plymouth, Massachusetts 66 $ 13,984,000 $ 211,878 $ 62,000
Escambia, Florida 63 $ 6,989,000 $ 110,936 $ 66,000
Cleveland, North Carolina 63 $ 5,928,000 $ 94,095 $ 44,000
Chesterfield, Virginia 63 $ 8,221,000 $ 130,492 $ 61,000
Maury, Tennessee 62 $ 5,265,000 $ 84,919 $ 52,000
St. Clair, Alabama 61 $ 8,320,000 $ 136,393 $ 54,000
Cumberland, North Carolina 60 $ 5,798,000 $ 96,633 $ 50,000
Portsmouth, Virginia 60 $ 5,875,000 $ 97,916 $ 60,000
Marion, Florida 59 $ 5,231,000 $ 88,661 $ 36,000
Lake, Indiana 59 $ 5,046,000 $ 85,525 $ 41,000
St. Charles, Missouri 59 $ 8,958,000 $ 151,830 $ 65,000
New Haven, Connecticut 58 $ 8,009,000 $ 138,086 $ 151,000
Frederick, Maryland 58 $ 10,877,000 $ 187,534 $ 83,000
Columbia, Georgia 57 $ 7,846,000 $ 137,649 $ 57,000
Henderson, North Carolina 57 $ 9,696,000 $ 170,105 $ 84,000
Berkeley, West Virginia 57 $ 7,287,000 $ 127,842 $ 63,000
San Bernardino, California 56 $ 7,297,000 $ 130,303 $ 89,000
Pueblo, Colorado 56 $ 6,574,000 $ 117,392 $ 49,000
Allen, Indiana 56 $ 6,657,000 $ 118,875 $ 74,000
Greene, Ohio 56 $ 6,547,000 $ 116,910 $ 56,000
Bradley, Tennessee 56 $ 5,340,000 $ 95,357 $ 48,000
Liberty, Georgia 55 $ 3,877,000 $ 70,490 $ 37,000
Harrison, Mississippi 55 $ 4,492,000 $ 81,672 $ 36,000
Brazoria, Texas 55 $ 7,006,000 $ 127,381 $ 82,000
Montgomery, Texas 55 $ 7,872,000 $ 143,127 $ 101,000
Troup, Georgia 54 $ 4,723,000 $ 87,462 $ 37,000
Johnston, North Carolina 54 $ 5,531,000 $ 102,425 $ 35,000
Rockingham, North Carolina 54 $ 5,439,000 $ 100,722 $ 46,000
Trumbull, Ohio 54 $ 6,781,000 $ 125,574 $ 51,000
Rhea, Tennessee 54 $ 4,240,000 $ 78,518 $ 34,000
Kenton, Kentucky 53 $ 7,199,000 $ 135,830 $ 81,000
Tuscaloosa, Alabama 52 $ 5,795,000 $ 111,442 $ 44,000
St. Louis, Minnesota 52 $ 4,006,000 $ 77,038 $ 45,000
Anderson, South Carolina 52 $ 4,641,000 $ 89,250 $ 37,000
Sevier, Tennessee 52 $ 7,597,000 $ 146,096 $ 79,000
Howard, Maryland 51 $ 8,562,000 $ 167,882 $ 79,000
Washington, Minnesota 51 $ 9,227,000 $ 180,921 $ 71,000
Bay, Florida 50 $ 6,922,000 $ 138,440 $ 63,000
Hernando, Florida 50 $ 5,559,000 $ 111,180 $ 54,000
Suffolk, Massachusetts 50 $ 11,775,000 $ 235,500 $ 78,000
Clay, Florida 49 $ 5,323,000 $ 108,632 $ 39,000
Washtenaw, Michigan 49 $ 9,217,000 $ 188,102 $ 82,000
Floyd, Georgia 48 $ 4,749,000 $ 98,937 $ 46,000
Wayne, Ohio 48 $ 6,795,000 $ 141,562 $ 50,000
Madison, Tennessee 48 $ 4,384,000 $ 91,333 $ 51,000
Oconee, Georgia 47 $ 6,564,000 $ 139,659 $ 64,000
Clay, Missouri 47 $ 5,155,000 $ 109,680 $ 54,000
Lincoln, North Carolina 47 $ 5,500,000 $ 117,021 $ 42,000
Clark, Ohio 47 $ 5,139,000 $ 109,340 $ 38,000
Pinal, Arizona 46 $ 4,695,000 $ 102,065 $ 61,000
Montgomery, Pennsylvania 46 $ 8,814,000 $ 191,608 $ 75,000
Gordon, Georgia 45 $ 4,187,000 $ 93,044 $ 43,000
Ashtabula, Ohio 45 $ 5,059,000 $ 112,422 $ 45,000
Hampton, Virginia 45 $ 5,052,000 $ 112,266 $ 71,000
McHenry, Illinois 44 $ 7,056,000 $ 160,363 $ 66,000
Boone, Kentucky 44 $ 6,676,000 $ 151,727 $ 65,000
Livingston, Michigan 44 $ 8,499,000 $ 193,159 $ 69,000
Nueces, Texas 44 $ 4,846,000 $ 110,136 $ 51,000
Russell, Alabama 43 $ 3,670,000 $ 85,348 $ 43,000
Bulloch, Georgia 43 $ 4,350,000 $ 101,162 $ 47,000
Rankin, Mississippi 43 $ 4,527,000 $ 105,279 $ 63,000
Caldwell, North Carolina 43 $ 4,429,000 $ 103,000 $ 40,000
Chester, Pennsylvania 43 $ 8,444,000 $ 196,372 $ 71,000
Henrico, Virginia 43 $ 4,786,000 $ 111,302 $ 64,000
Houston, Alabama 42 $ 3,632,000 $ 86,476 $ 42,000
Morgan, Alabama 42 $ 3,438,000 $ 81,857 $ 53,000
Sacramento, California 42 $ 5,244,000 $ 124,857 $ 78,000
Bristol, Massachusetts 42 $ 8,390,000 $ 199,761 $ 83,000
Wright, Minnesota 42 $ 5,666,000 $ 134,904 $ 59,000
Stokes, North Carolina 42 $ 4,784,000 $ 113,904 $ 45,000
Philadelphia, Pennsylvania 42 $ 4,579,000 $ 109,023 $ 71,000
Stafford, Virginia 42 $ 7,086,000 $ 168,714 $ 88,000
King, Washington 42 $ 4,554,000 $ 108,428 $ 89,000
Bryan, Georgia 41 $ 6,316,000 $ 154,048 $ 81,000
Scott, Minnesota 41 $ 7,520,000 $ 183,414 $ 55,000
Miami, Ohio 41 $ 4,440,000 $ 108,292 $ 51,000
Orangeburg, South Carolina 41 $ 3,674,000 $ 89,609 $ 46,000
Cheatham, Tennessee 41 $ 4,011,000 $ 97,829 $ 40,000
Coffee, Georgia 40 $ 3,424,000 $ 85,600 $ 37,000
Ottawa, Michigan 40 $ 4,976,000 $ 124,400 $ 46,000
Stanly, North Carolina 40 $ 4,301,000 $ 107,525 $ 44,000
Delaware, Pennsylvania 39 $ 5,473,000 $ 140,333 $ 73,000
Santa Rosa, Florida 38 $ 4,925,000 $ 129,605 $ 98,000
St. Joseph, Indiana 38 $ 3,479,000 $ 91,552 $ 50,000
Wyandotte, Kansas 38 $ 3,249,000 $ 85,500 $ 46,000
Ascension, Louisiana 38 $ 4,488,000 $ 118,105 $ 61,000
Jackson, Michigan 38 $ 4,305,000 $ 113,289 $ 53,000
Tipton, Tennessee 38 $ 4,432,000 $ 116,631 $ 49,000
Walton, Florida 37 $ 10,534,000 $ 284,702 $ 101,000
Arlington, Virginia 37 $ 9,832,000 $ 265,729 $ 83,000
Elmore, Alabama 36 $ 3,598,000 $ 99,944 $ 43,000
Fairfield, Connecticut 36 $ 8,977,000 $ 249,361 $ 88,000
Sedgwick, Kansas 36 $ 2,684,000 $ 74,555 $ 53,000
Harford, Maryland 36 $ 5,365,000 $ 149,027 $ 75,000
Essex, Massachusetts 36 $ 9,467,000 $ 262,972 $ 87,000
Norfolk, Massachusetts 36 $ 7,308,000 $ 203,000 $ 92,000
Madison, Mississippi 36 $ 5,001,000 $ 138,916 $ 70,000
Brunswick, North Carolina 36 $ 4,555,000 $ 126,527 $ 52,000
Orange, North Carolina 36 $ 4,101,000 $ 113,916 $ 57,000
Wood, Ohio 36 $ 6,300,000 $ 175,000 $ 60,000
Aiken, South Carolina 36 $ 3,436,000 $ 95,444 $ 52,000
Camden, Georgia 35 $ 4,342,000 $ 124,057 $ 88,000
Lancaster, South Carolina 35 $ 3,152,000 $ 90,057 $ 129,000
Orange, California 34 $ 12,302,000 $ 361,823 $ 161,000
Nassau, Florida 34 $ 5,241,000 $ 154,147 $ 70,000
Madison, Kentucky 34 $ 3,663,000 $ 107,735 $ 56,000
Hampden, Massachusetts 34 $ 3,814,000 $ 112,176 $ 44,000
Berks, Pennsylvania 34 $ 4,162,000 $ 122,411 $ 55,000
Bucks, Pennsylvania 34 $ 6,910,000 $ 203,235 $ 81,000
Washington, Pennsylvania 34 $ 6,185,000 $ 181,911 $ 63,000
Sumter, South Carolina 34 $ 3,243,000 $ 95,382 $ 53,000
Frederick, Virginia 34 $ 4,774,000 $ 140,411 $ 55,000
Alachua, Florida 33 $ 3,791,000 $ 114,878 $ 55,000
Hudson, New Jersey 33 $ 6,984,000 $ 211,636 $ 75,000
Dougherty, Georgia 32 $ 2,813,000 $ 87,906 $ 41,000
Elkhart, Indiana 32 $ 2,779,000 $ 86,843 $ 45,000
Oldham, Kentucky 32 $ 6,366,000 $ 198,937 $ 106,000
Surry, North Carolina 32 $ 3,380,000 $ 105,625 $ 31,000
Richland, Ohio 32 $ 4,211,000 $ 131,593 $ 46,000
Scioto, Ohio 32 $ 2,445,000 $ 76,406 $ 34,000
Pima, Arizona 31 $ 3,882,000 $ 125,225 $ 62,000
Gadsden, Florida 31 $ 2,453,000 $ 79,129 $ 36,000
Butts, Georgia 31 $ 3,228,000 $ 104,129 $ 31,000
Polk, Georgia 31 $ 2,761,000 $ 89,064 $ 48,000
Northampton, Pennsylvania 31 $ 4,527,000 $ 146,032 $ 68,000
Newport News, Virginia 31 $ 3,921,000 $ 126,483 $ 59,000
Putnam, Florida 30 $ 2,461,000 $ 82,033 $ 47,000
Dawson, Georgia 30 $ 6,102,000 $ 203,400 $ 87,000
Habersham, Georgia 30 $ 3,609,000 $ 120,300 $ 45,000
Meriwether, Georgia 30 $ 2,706,000 $ 90,200 $ 27,000
Hendricks, Indiana 30 $ 4,135,000 $ 137,833 $ 49,000
Bullitt, Kentucky 30 $ 3,921,000 $ 130,700 $ 54,000
Jefferson, Missouri 30 $ 3,460,000 $ 115,333 $ 64,000
Erie, Ohio 30 $ 4,217,000 $ 140,566 $ 68,000
Tulsa, Oklahoma 30 $ 3,142,000 $ 104,733 $ 55,000
Georgetown, South Carolina 30 $ 3,522,000 $ 117,400 $ 52,000
Spotsylvania, Virginia 30 $ 5,073,000 $ 169,100 $ 84,000
New Castle, Delaware 29 $ 3,893,000 $ 134,241 $ 60,000
Highlands, Florida 29 $ 2,902,000 $ 100,068 $ 65,000
Eaton, Michigan 29 $ 4,062,000 $ 140,068 $ 53,000
Kalamazoo, Michigan 29 $ 3,764,000 $ 129,793 $ 91,000
Muskegon, Michigan 29 $ 2,589,000 $ 89,275 $ 38,000
Sherburne, Minnesota 29 $ 4,801,000 $ 165,551 $ 70,000
Cass, Missouri 29 $ 4,634,000 $ 159,793 $ 71,000
Burke, North Carolina 29 $ 2,500,000 $ 86,206 $ 31,000
Comal, Texas 29 $ 3,019,000 $ 104,103 $ 70,000
Richmond City, Virginia 29 $ 3,231,000 $ 111,413 $ 73,000
Barnstable, Massachusetts 28 $ 4,913,000 $ 175,464 $ 62,000
Monroe, Michigan 28 $ 3,872,000 $ 138,285 $ 55,000
Simpson, Mississippi 28 $ 2,111,000 $ 75,392 $ 36,000
Madison, Ohio 28 $ 3,592,000 $ 128,285 $ 55,000
Blount, Tennessee 28 $ 3,133,000 $ 111,892 $ 40,000
Pierce, Washington 28 $ 2,086,000 $ 74,500 $ 78,000
Limestone, Alabama 27 $ 2,158,000 $ 79,925 $ 34,000
Fresno, California 27 $ 4,562,000 $ 168,962 $ 66,000
Dearborn, Indiana 27 $ 3,596,000 $ 133,185 $ 65,000
Campbell, Kentucky 27 $ 3,363,000 $ 124,555 $ 66,000
Salt Lake, Utah 27 $ 3,062,000 $ 113,407 $ 257,000
Jefferson, West Virginia 27 $ 4,187,000 $ 155,074 $ 55,000
Milwaukee, Wisconsin 27 $ 2,518,000 $ 93,259 $ 57,000
Etowah, Alabama 26 $ 2,032,000 $ 78,153 $ 36,000
Haralson, Georgia 26 $ 2,895,000 $ 111,346 $ 45,000
Madison, Georgia 26 $ 2,472,000 $ 95,076 $ 45,000
Essex, New Jersey 26 $ 5,143,000 $ 197,807 $ 135,000
Moore, North Carolina 26 $ 3,023,000 $ 116,269 $ 71,000
Oklahoma, Oklahoma 26 $ 3,014,000 $ 115,923 $ 66,000
Florence, South Carolina 26 $ 2,160,000 $ 83,076 $ 35,000
Kershaw, South Carolina 26 $ 2,890,000 $ 111,153 $ 63,000
Pickens, South Carolina 26 $ 3,048,000 $ 117,230 $ 78,000
Dickson, Tennessee 26 $ 2,698,000 $ 103,769 $ 53,000
Citrus, Florida 25 $ 2,661,000 $ 106,440 $ 74,000
Walker, Georgia 25 $ 2,728,000 $ 109,120 $ 50,000
Hardin, Kentucky 25 $ 1,861,000 $ 74,440 $ 58,000
Jessamine, Kentucky 25 $ 2,522,000 $ 100,880 $ 45,000
Marshall, Mississippi 25 $ 2,845,000 $ 113,800 $ 58,000
Haywood, North Carolina 25 $ 3,528,000 $ 141,120 $ 54,000
Rutherford, North Carolina 25 $ 2,323,000 $ 92,920 $ 52,000
Columbiana, Ohio 25 $ 2,860,000 $ 114,400 $ 50,000
Westmoreland, Pennsylvania 25 $ 4,360,000 $ 174,400 $ 67,000
Mississippi, Arkansas 24 $ 1,692,000 $ 70,500 $ 32,000
Pulaski, Arkansas 24 $ 3,891,000 $ 162,125 $ 72,000
Kern, California 24 $ 2,116,000 $ 88,166 $ 62,000
Broomfield, Colorado 24 $ 4,921,000 $ 205,041 $ 73,000
Jackson, Mississippi 24 $ 1,985,000 $ 82,708 $ 45,000
Robeson, North Carolina 24 $ 2,401,000 $ 100,041 $ 36,000
Providence, Rhode Island 24 $ 3,882,000 $ 161,750 $ 51,000
Jasper, South Carolina 24 $ 2,804,000 $ 116,833 $ 42,000
Indian River, Florida 23 $ 3,133,000 $ 136,217 $ 105,000
Catoosa, Georgia 23 $ 2,219,000 $ 96,478 $ 63,000
Toombs, Georgia 23 $ 1,461,000 $ 63,521 $ 42,000
St. Clair, Illinois 23 $ 2,279,000 $ 99,086 $ 52,000
Livingston, Louisiana 23 $ 2,529,000 $ 109,956 $ 54,000
Calvert, Maryland 23 $ 5,286,000 $ 229,826 $ 83,000
Lee, Mississippi 23 $ 2,469,000 $ 107,347 $ 49,000
Washoe, Nevada 23 $ 3,268,000 $ 142,086 $ 74,000
Granville, North Carolina 23 $ 2,608,000 $ 113,391 $ 45,000
Wilkes, North Carolina 23 $ 2,595,000 $ 112,826 $ 32,000
Eagle, Colorado 22 $ 4,741,000 $ 215,500 $ 134,000
Madison, Illinois 22 $ 2,059,000 $ 93,590 $ 54,000
Delaware, Indiana 22 $ 1,372,000 $ 62,363 $ 49,000
Johnson, Indiana 22 $ 2,745,000 $ 124,772 $ 60,000
Leavenworth, Kansas 22 $ 2,970,000 $ 135,000 $ 60,000
Calcasieu, Louisiana 22 $ 1,457,000 $ 66,227 $ 36,000
Calhoun, Michigan 22 $ 2,577,000 $ 117,136 $ 62,000
Hillsborough, New Hampshire 22 $ 3,421,000 $ 155,500 $ 98,000
Cherokee, North Carolina 22 $ 2,195,000 $ 99,772 $ 64,000
Onslow, North Carolina 22 $ 2,298,000 $ 104,454 $ 54,000
Marion, Ohio 22 $ 1,844,000 $ 83,818 $ 66,000
Union, Ohio 22 $ 3,418,000 $ 155,363 $ 57,000
Beaver, Pennsylvania 22 $ 2,460,000 $ 111,818 $ 58,000
Lehigh, Pennsylvania 22 $ 2,834,000 $ 128,818 $ 48,000
Washington, Tennessee 22 $ 2,573,000 $ 116,954 $ 38,000
Guadalupe, Texas 22 $ 2,149,000 $ 97,681 $ 64,000
Suffolk, Virginia 22 $ 2,911,000 $ 132,318 $ 63,000
Park, Colorado 21 $ 3,182,000 $ 151,523 $ 73,000
Union, Georgia 21 $ 3,878,000 $ 184,666 $ 35,000
Berrien, Michigan 21 $ 2,289,000 $ 109,000 $ 53,000
Ocean, New Jersey 21 $ 4,060,000 $ 193,333 $ 70,000
Richmond, North Carolina 21 $ 2,162,000 $ 102,952 $ 47,000
Ashland, Ohio 21 $ 2,561,000 $ 121,952 $ 59,000
Ottawa, Ohio 21 $ 2,890,000 $ 137,619 $ 67,000
Fayette, Tennessee 21 $ 2,594,000 $ 123,523 $ 53,000
Smith, Tennessee 21 $ 1,573,000 $ 74,904 $ 32,000
Ellis, Texas 21 $ 2,457,000 $ 117,000 $ 70,000
Hays, Texas 21 $ 2,799,000 $ 133,285 $ 47,000
Alexandria, Virginia 21 $ 4,087,000 $ 194,619 $ 87,000
Marshall, Alabama 20 $ 2,064,000 $ 103,200 $ 31,000
Mesa, Colorado 20 $ 2,068,000 $ 103,400 $ 61,000
Teller, Colorado 20 $ 3,180,000 $ 159,000 $ 92,000
Monroe, Florida 20 $ 7,217,000 $ 360,850 $ 132,000
Fannin, Georgia 20 $ 3,704,000 $ 185,200 $ 57,000
Gilmer, Georgia 20 $ 2,366,000 $ 118,300 $ 71,000
Pickens, Georgia 20 $ 2,344,000 $ 117,200 $ 47,000
Pike, Georgia 20 $ 1,857,000 $ 92,850 $ 36,000
White, Georgia 20 $ 2,184,000 $ 109,200 $ 50,000
McLean, Illinois 20 $ 1,956,000 $ 97,800 $ 74,000
Caddo, Louisiana 20 $ 1,787,000 $ 89,350 $ 54,000
Allegany, Maryland 20 $ 1,715,000 $ 85,750 $ 37,000
Saginaw, Michigan 20 $ 1,803,000 $ 90,150 $ 57,000
Carver, Minnesota 20 $ 2,743,000 $ 137,150 $ 66,000
Tate, Mississippi 20 $ 1,968,000 $ 98,400 $ 47,000
Harnett, North Carolina 20 $ 3,086,000 $ 154,300 $ 55,000
Macon, North Carolina 20 $ 3,018,000 $ 150,900 $ 50,000
Huron, Ohio 20 $ 2,333,000 $ 116,650 $ 41,000
Tuscarawas, Ohio 20 $ 2,490,000 $ 124,500 $ 60,000
Monroe, Pennsylvania 20 $ 2,789,000 $ 139,450 $ 81,000
Coffee, Tennessee 20 $ 1,546,000 $ 77,300 $ 39,000
Kenosha, Wisconsin 20 $ 2,652,000 $ 132,600 $ 75,000
Lauderdale, Alabama 19 $ 1,556,000 $ 81,894 $ 37,000
Yavapai, Arizona 19 $ 2,716,000 $ 142,947 $ 65,000
Summit, Colorado 19 $ 5,864,000 $ 308,631 $ 155,000
Harris, Georgia 19 $ 2,584,000 $ 136,000 $ 58,000
Oglethorpe, Georgia 19 $ 1,942,000 $ 102,210 $ 58,000
Pulaski, Kentucky 19 $ 1,548,000 $ 81,473 $ 46,000
Lafayette, Louisiana 19 $ 1,515,000 $ 79,736 $ 63,000
Allegan, Michigan 19 $ 2,211,000 $ 116,368 $ 40,000
Isanti, Minnesota 19 $ 3,507,000 $ 184,578 $ 70,000
Coahoma, Mississippi 19 $ 1,145,000 $ 60,263 $ 55,000
Pearl River, Mississippi 19 $ 2,212,000 $ 116,421 $ 80,000
Monmouth, New Jersey 19 $ 4,716,000 $ 248,210 $ 76,000
Dona Ana, New Mexico 19 $ 1,872,000 $ 98,526 $ 42,000
McDowell, North Carolina 19 $ 1,426,000 $ 75,052 $ 29,000
Allen, Ohio 19 $ 1,964,000 $ 103,368 $ 66,000
Pickaway, Ohio 19 $ 2,461,000 $ 129,526 $ 47,000
Colleton, South Carolina 19 $ 1,776,000 $ 93,473 $ 43,000
Alameda, California 18 $ 3,290,000 $ 182,777 $ 151,000
Elbert, Colorado 18 $ 3,731,000 $ 207,277 $ 75,000
LaPorte, Indiana 18 $ 1,681,000 $ 93,388 $ 60,000
St. Bernard, Louisiana 18 $ 1,323,000 $ 73,500 $ 48,000
Lancaster, Nebraska 18 $ 1,956,000 $ 108,666 $ 47,000
Middlesex, New Jersey 18 $ 2,889,000 $ 160,500 $ 63,000
Pitt, North Carolina 18 $ 2,377,000 $ 132,055 $ 66,000
Watauga, North Carolina 18 $ 2,156,000 $ 119,777 $ 42,000
Lancaster, Pennsylvania 18 $ 2,521,000 $ 140,055 $ 65,000
Waukesha, Wisconsin 18 $ 2,605,000 $ 144,722 $ 66,000
St. Francis, Arkansas 17 $ 1,126,000 $ 66,235 $ 41,000
Garfield, Colorado 17 $ 2,044,000 $ 120,235 $ 76,000
Winnebago, Illinois 17 $ 2,228,000 $ 131,058 $ 59,000
Madison, Indiana 17 $ 1,722,000 $ 101,294 $ 49,000
St. Clair, Michigan 17 $ 2,661,000 $ 156,529 $ 54,000
St. Joseph, Michigan 17 $ 2,376,000 $ 139,764 $ 70,000
Chisago, Minnesota 17 $ 3,212,000 $ 188,941 $ 168,000
Franklin, North Carolina 17 $ 2,033,000 $ 119,588 $ 50,000
Montgomery, North Carolina 17 $ 1,576,000 $ 92,705 $ 21,000
Nash, North Carolina 17 $ 1,469,000 $ 86,411 $ 34,000
Hancock, Ohio 17 $ 1,628,000 $ 95,764 $ 52,000
Knox, Ohio 17 $ 2,055,000 $ 120,882 $ 55,000
Preble, Ohio 17 $ 2,085,000 $ 122,647 $ 49,000
Shelby, Ohio 17 $ 1,916,000 $ 112,705 $ 42,000
Cherokee, South Carolina 17 $ 1,338,000 $ 78,705 $ 26,000
Darlington, South Carolina 17 $ 1,326,000 $ 78,000 $ 42,000
Rockwall, Texas 17 $ 2,477,000 $ 145,705 $ 122,000
Yuma, Arizona 16 $ 1,754,000 $ 109,625 $ 121,000
Santa Clara, California 16 $ 3,127,000 $ 195,437 $ 105,000
Wakulla, Florida 16 $ 2,038,000 $ 127,375 $ 71,000
Banks, Georgia 16 $ 1,751,000 $ 109,437 $ 42,000
Elbert, Georgia 16 $ 1,011,000 $ 63,187 $ 44,000
Jasper, Georgia 16 $ 1,614,000 $ 100,875 $ 52,000
Laurens, Georgia 16 $ 1,276,000 $ 79,750 $ 50,000
Whitfield, Georgia 16 $ 1,617,000 $ 101,062 $ 51,000
Taylor, Kentucky 16 $ 1,155,000 $ 72,187 $ 47,000
Rapides, Louisiana 16 $ 1,516,000 $ 94,750 $ 60,000
St. Charles, Louisiana 16 $ 1,893,000 $ 118,312 $ 61,000
Olmsted, Minnesota 16 $ 1,782,000 $ 111,375 $ 47,000
Jones, Mississippi 16 $ 1,233,000 $ 77,062 $ 50,000
Franklin, Missouri 16 $ 1,875,000 $ 117,187 $ 57,000
Greene, Missouri 16 $ 1,509,000 $ 94,312 $ 52,000
Camden, New Jersey 16 $ 1,953,000 $ 122,062 $ 67,000
Union, New Jersey 16 $ 3,249,000 $ 203,062 $ 79,000
Bernalillo, New Mexico 16 $ 1,413,000 $ 88,312 $ 45,000
Chatham, North Carolina 16 $ 1,621,000 $ 101,312 $ 37,000
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Mortgage Loan Application Detail Totals for Southstar Funding, LLC in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 35,528 $4,140,208,000 $110,720 $2,542,000 $64,780 $9,360,000
Refinancing 25,200 $3,890,049,000 $166,562 $3,000,000 $70,000 $4,369,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 33,479 $4,621,726,000 $132,320 $3,000,000 $67,820 $4,369,000
Black or African American 13,309 $1,578,712,000 $118,837 $1,400,000 $63,279 $9,360,000
Not Provided 8,296 $1,094,022,000 $148,765 $1,500,000 $81,255 $1,227,000
Hispanic 4,361 $532,191,000 $108,930 $943,000 $59,953 $2,434,000
Asian 1,094 $179,031,000 $169,131 $2,542,000 $85,157 $657,000
American Indian or Alaskan Native 188 $24,515,000 $124,433 $770,000 $71,066 $1,019,000
Native Hawaiian or Other Pacific Islander 1 $60,000 $60,000 $60,000 $33,000 $33,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 60,728 $8,030,257,000 $128,520 $3,000,000 $66,900 $9,360,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 32,400 $4,220,865,000 $128,224 $1,531,000 $68,081 $9,360,000
Application Denied By Financial Institution 14,718 $1,995,218,000 $131,360 $3,000,000 $63,520 $2,915,000
File Closed For Incompleteness 10,592 $1,417,583,000 $130,469 $2,542,000 $64,428 $1,503,000
Application Approved But Not Accepted 3,018 $396,591,000 $147,065 $1,521,000 $87,000 $1,227,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstar Funding, LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southstar Funding, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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