Southwest Airlines Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Southwest Airlines Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Airlines Federal Credit Union 2340 Shorecrest Dallas, TX 75235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 570 |
| Total Mortgage Loan Application Amount | $71,674,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $640,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $2,738,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Southwest Airlines Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Airlines Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Southwest Airlines Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Airlines Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Airlines Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Airlines Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 69 | $ 9,196,000 | $ 133,000 | $ 115,000 |
| Maricopa County Arizona | 42 | $ 5,581,000 | $ 132,000 | $ 98,000 |
| Denton County Texas | 42 | $ 5,038,000 | $ 119,000 | $ 156,000 |
| Tarrant County Texas | 42 | $ 4,273,000 | $ 101,000 | $ 128,000 |
| Harris County Texas | 39 | $ 4,127,000 | $ 105,000 | $ 108,000 |
| Collin County Texas | 17 | $ 1,741,000 | $ 102,000 | $ 164,000 |
| Clark County Nevada | 12 | $ 1,847,000 | $ 153,000 | $ 111,000 |
| Orange County Florida | 11 | $ 1,966,000 | $ 178,000 | $ 244,000 |
| Ellis County Texas | 9 | $ 1,436,000 | $ 159,000 | $ 126,000 |
| Cook County Illinois | 8 | $ 608,000 | $ 76,000 | $ 100,000 |
| Brazoria County Texas | 8 | $ 1,036,000 | $ 129,000 | $ 150,000 |
| Montgomery County Texas | 8 | $ 1,347,000 | $ 168,000 | $ 185,000 |
| Galveston County Texas | 7 | $ 1,390,000 | $ 198,000 | $ 97,000 |
| Brevard County Florida | 6 | $ 645,000 | $ 107,000 | $ 116,000 |
| Gwinnett County Georgia | 6 | $ 497,000 | $ 82,000 | $ 123,000 |
| Bernalillo County New Mexico | 5 | $ 229,000 | $ 45,000 | $ 99,000 |
| Bexar County Texas | 5 | $ 240,000 | $ 48,000 | $ 72,000 |
| Van Zandt County Texas | 5 | $ 326,000 | $ 65,000 | $ 629,000 |
| Pinal County Arizona | 4 | $ 222,000 | $ 55,000 | $ 52,000 |
| Los Angeles County California | 4 | $ 470,000 | $ 117,000 | $ 162,000 |
| Osceola County Florida | 4 | $ 401,000 | $ 100,000 | $ 72,000 |
| Volusia County Florida | 4 | $ 1,404,000 | $ 351,000 | $ 128,000 |
| Cobb County Georgia | 4 | $ 351,000 | $ 87,000 | $ 99,000 |
| Fayette County Georgia | 4 | $ 889,000 | $ 222,000 | $ 181,000 |
| Fulton County Georgia | 4 | $ 258,000 | $ 64,000 | $ 133,000 |
| Davidson County Tennessee | 4 | $ 254,000 | $ 63,000 | $ 184,000 |
| Grayson County Texas | 4 | $ 610,000 | $ 152,000 | $ 104,000 |
| Smith County Texas | 4 | $ 225,000 | $ 56,000 | $ 50,000 |
| Riverside County California | 3 | $ 380,000 | $ 126,000 | $ 72,000 |
| Douglas County Colorado | 3 | $ 605,000 | $ 201,000 | $ 227,000 |
| District of Columbia County District Of Columbia | 3 | $ 869,000 | $ 289,000 | $ 109,000 |
| Broward County Florida | 3 | $ 330,000 | $ 110,000 | $ 80,000 |
| DeKalb County Georgia | 3 | $ 433,000 | $ 144,000 | $ 225,000 |
| Henry County Georgia | 3 | $ 284,000 | $ 94,000 | $ 70,000 |
| Ada County Idaho | 3 | $ 505,000 | $ 168,000 | $ 163,000 |
| Sedgwick County Kansas | 3 | $ 204,000 | $ 68,000 | $ 55,000 |
| Orleans County Louisiana | 3 | $ 220,000 | $ 73,000 | $ 108,000 |
| Rutherford County Tennessee | 3 | $ 915,000 | $ 305,000 | $ 182,000 |
| Fort Bend County Texas | 3 | $ 423,000 | $ 141,000 | $ 88,000 |
| Kaufman County Texas | 3 | $ 660,000 | $ 220,000 | $ 116,000 |
| Nueces County Texas | 3 | $ 409,000 | $ 136,000 | $ 76,000 |
| Travis County Texas | 3 | $ 449,000 | $ 149,000 | $ 184,000 |
| Garland County Arkansas | 2 | $ 171,000 | $ 85,000 | $ 67,000 |
| Alameda County California | 2 | $ 388,000 | $ 194,000 | $ 162,000 |
| Adams County Colorado | 2 | $ 299,000 | $ 149,000 | $ 52,000 |
| Arapahoe County Colorado | 2 | $ 227,000 | $ 113,000 | $ 119,000 |
| Denver County Colorado | 2 | $ 140,000 | $ 70,000 | $ 161,000 |
| El Paso County Colorado | 2 | $ 119,000 | $ 59,000 | $ 259,000 |
| Hillsborough County Florida | 2 | $ 139,000 | $ 69,000 | $ 125,000 |
| Lee County Florida | 2 | $ 496,000 | $ 248,000 | $ 200,000 |
| Miami-Dade County Florida | 2 | $ 290,000 | $ 145,000 | $ 126,000 |
| Palm Beach County Florida | 2 | $ 528,000 | $ 264,000 | $ 141,000 |
| Pasco County Florida | 2 | $ 205,000 | $ 102,000 | $ 53,000 |
| Seminole County Florida | 2 | $ 347,000 | $ 173,000 | $ 104,000 |
| Cherokee County Georgia | 2 | $ 95,000 | $ 47,000 | $ 170,000 |
| Clayton County Georgia | 2 | $ 253,000 | $ 126,000 | $ 52,000 |
| Douglas County Georgia | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Gilmer County Georgia | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
| Will County Illinois | 2 | $ 327,000 | $ 163,000 | $ 102,000 |
| Baltimore County Maryland | 2 | $ 170,000 | $ 85,000 | $ 171,000 |
| Washoe County Nevada | 2 | $ 110,000 | $ 55,000 | $ 248,000 |
| Oklahoma County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| Hunt County Texas | 2 | $ 147,000 | $ 73,000 | $ 123,000 |
| Parker County Texas | 2 | $ 359,000 | $ 179,000 | $ 272,000 |
| Rockwall County Texas | 2 | $ 350,000 | $ 175,000 | $ 151,000 |
| Salt Lake County Utah | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| Cherokee County Alabama | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Jefferson County Alabama | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| Yavapai County Arizona | 1 | $ 107,000 | $ 107,000 | $ 99,000 |
| Franklin County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| Pulaski County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 426,000 |
| El Dorado County California | 1 | $ 100,000 | $ 100,000 | $ 268,000 |
| Merced County California | 1 | $ 50,000 | $ 50,000 | $ 160,000 |
| Monterey County California | 1 | $ 50,000 | $ 50,000 | $ 281,000 |
| Nevada County California | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Orange County California | 1 | $ 375,000 | $ 375,000 | $ 177,000 |
| San Bernardino County California | 1 | $ 15,000 | $ 15,000 | $ 138,000 |
| Santa Clara County California | 1 | $ 424,000 | $ 424,000 | $ 106,000 |
| Solano County California | 1 | $ 267,000 | $ 267,000 | $ 99,000 |
| Sutter County California | 1 | $ 214,000 | $ 214,000 | $ 72,000 |
| Boulder County Colorado | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Weld County Colorado | 1 | $ 108,000 | $ 108,000 | $ 206,000 |
| Hernando County Florida | 1 | $ 37,000 | $ 37,000 | $ 80,000 |
| Leon County Florida | 1 | $ 72,000 | $ 72,000 | $ 300,000 |
| Pinellas County Florida | 1 | $ 314,000 | $ 314,000 | $ 172,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Coweta County Georgia | 1 | $ 237,000 | $ 237,000 | $ 180,000 |
| Forsyth County Georgia | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Paulding County Georgia | 1 | $ 37,000 | $ 37,000 | $ 110,000 |
| Towns County Georgia | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Troup County Georgia | 1 | $ 40,000 | $ 40,000 | $ 193,000 |
| Johnson County Kansas | 1 | $ 512,000 | $ 512,000 | $ 355,000 |
| Barren County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 66,000 |
| Boone County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Kenton County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 102,000 |
| St. Tammany County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Anne Arundel County Maryland | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Essex County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Suffolk County Massachusetts | 1 | $ 226,000 | $ 226,000 | $ 53,000 |
| Eaton County Michigan | 1 | $ 124,000 | $ 124,000 | $ 193,000 |
| Macomb County Michigan | 1 | $ 216,000 | $ 216,000 | $ 63,000 |
| Ogemaw County Michigan | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Ottawa County Michigan | 1 | $ 369,000 | $ 369,000 | $ 150,000 |
| Van Buren County Michigan | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Dakota County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 118,000 |
| DeSoto County Mississippi | 1 | $ 304,000 | $ 304,000 | $ 106,000 |
| Crawford County Missouri | 1 | $ 40,000 | $ 40,000 | $ 148,000 |
| Platte County Missouri | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Belknap County New Hampshire | 1 | $ 130,000 | $ 130,000 | $ 300,000 |
| Lincoln County New Mexico | 1 | $ 54,000 | $ 54,000 | $ 101,000 |
| Otero County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Queens County New York | 1 | $ 190,000 | $ 190,000 | $ 36,000 |
| Forsyth County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 194,000 |
| Franklin County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Macon County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 169,000 |
| Mecklenburg County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 226,000 |
| New Hanover County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Orange County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Rockingham County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Delaware County Ohio | 1 | $ 80,000 | $ 80,000 | $ 192,000 |
| Jefferson County Ohio | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Stark County Ohio | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
| Summit County Ohio | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Lincoln County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| McClain County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 147,000 |
| McCurtain County Oklahoma | 1 | $ 243,000 | $ 243,000 | $ 204,000 |
| Deschutes County Oregon | 1 | $ 50,000 | $ 50,000 | $ 203,000 |
| Jackson County Oregon | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Multnomah County Oregon | 1 | $ 297,000 | $ 297,000 | $ 72,000 |
| Delaware County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Lancaster County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Philadelphia County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 89,000 |
| York County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 248,000 |
| Maury County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 53,000 |
| Moore County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 95,000 |
| Morgan County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Wilson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Brazos County Texas | 1 | $ 136,000 | $ 136,000 | $ 69,000 |
| Burnet County Texas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Chambers County Texas | 1 | $ 45,000 | $ 45,000 | $ 217,000 |
| Cherokee County Texas | 1 | $ 375,000 | $ 375,000 | $ 184,000 |
| Comal County Texas | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Cooke County Texas | 1 | $ 75,000 | $ 75,000 | $ 184,000 |
| Delta County Texas | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| El Paso County Texas | 1 | $ 70,000 | $ 70,000 | $ 93,000 |
| Freestone County Texas | 1 | $ 43,000 | $ 43,000 | $ 221,000 |
| Garza County Texas | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Gillespie County Texas | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| Hays County Texas | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Henderson County Texas | 1 | $ 181,000 | $ 181,000 | $ 128,000 |
| Johnson County Texas | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Lubbock County Texas | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| Medina County Texas | 1 | $ 326,000 | $ 326,000 | $ 230,000 |
| Palo Pinto County Texas | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Polk County Texas | 1 | $ 50,000 | $ 50,000 | $ 242,000 |
| Red River County Texas | 1 | $ 132,000 | $ 132,000 | $ 154,000 |
| Wharton County Texas | 1 | $ 59,000 | $ 59,000 | $ 74,000 |
| Wilson County Texas | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Wise County Texas | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| Young County Texas | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Davis County Utah | 1 | $ 70,000 | $ 70,000 | $ 90,000 |
| Spokane County Washington | 1 | $ 333,000 | $ 333,000 | $ 98,000 |
| Brown County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Milwaukee County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Lincoln County Wyoming | 1 | $ 110,000 | $ 110,000 | $ 304,000 |
Mortgage Loan Application Detail Totals for Southwest Airlines Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 338 | $33,205,000 | $98,000 | $640,000 | $132,000 | $2,738,000 |
| Home Purchase | 146 | $29,120,000 | $199,000 | $544,000 | $127,000 | $1,440,000 |
| Home Improvement | 86 | $9,349,000 | $108,000 | $409,000 | $125,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 298 | $41,696,000 | $139,000 | $640,000 | $135,000 | $1,440,000 |
| Not Provided | 158 | $15,751,000 | $99,000 | $480,000 | $144,000 | $2,738,000 |
| Hispanic | 60 | $7,217,000 | $120,000 | $424,000 | $93,000 | $430,000 |
| Black or African American | 42 | $4,900,000 | $116,000 | $295,000 | $95,000 | $373,000 |
| American Indian or Alaskan Native | 6 | $1,165,000 | $194,000 | $314,000 | $131,000 | $172,000 |
| Asian | 3 | $200,000 | $66,000 | $90,000 | $100,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $745,000 | $248,000 | $340,000 | $93,000 | $124,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 570 | $71,674,000 | $125,000 | $640,000 | $130,000 | $2,738,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 307 | $39,047,000 | $127,000 | $544,000 | $136,000 | $1,440,000 |
| Application Denied By Financial Institution | 151 | $16,590,000 | $109,000 | $500,000 | $120,000 | $2,738,000 |
| File Closed For Incompleteness | 104 | $14,463,000 | $139,000 | $640,000 | $127,000 | $425,000 |
| Application Withdrawn By Applicant | 8 | $1,574,000 | $196,000 | $395,000 | $119,000 | $225,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 54 | $6,747,000 | $124,000 | $424,000 | $72,000 | $215,000 |
| Collateral | 46 | $4,338,000 | $94,000 | $417,000 | $174,000 | $2,738,000 |
| Credit History | 46 | $4,744,000 | $103,000 | $500,000 | $121,000 | $430,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $378,000 | $126,000 | $193,000 | $54,000 | $81,000 |
| Unverifiable Information | 1 | $343,000 | $343,000 | $343,000 | $60,000 | $60,000 |
| Employment History | 1 | $40,000 | $40,000 | $40,000 | $426,000 | $426,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Airlines Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Airlines Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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