Southwest Airlines Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Southwest Airlines Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Airlines Federal Credit Union 2340 Shorecrest Dallas, TX 75235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 453 |
| Total Mortgage Loan Application Amount | $63,415,000 |
| Average Mortgage Loan Application Amount | $151,250 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $172,250 |
| Highest Applicant Income | $517,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Southwest Airlines Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Airlines Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Southwest Airlines Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Airlines Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Airlines Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Airlines Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 43 | $ 6,835,000 | $ 158,000 | $ 122,000 |
| Tarrant County Texas | 36 | $ 5,120,000 | $ 142,000 | $ 151,000 |
| Maricopa County Arizona | 30 | $ 3,460,000 | $ 115,000 | $ 143,000 |
| Denton County Texas | 24 | $ 2,930,000 | $ 122,000 | $ 145,000 |
| Collin County Texas | 16 | $ 2,230,000 | $ 139,000 | $ 149,000 |
| Harris County Texas | 13 | $ 1,855,000 | $ 142,000 | $ 91,000 |
| Clark County Nevada | 12 | $ 1,340,000 | $ 111,000 | $ 100,000 |
| Orange County Florida | 6 | $ 1,020,000 | $ 170,000 | $ 94,000 |
| Ellis County Texas | 6 | $ 1,390,000 | $ 231,000 | $ 129,000 |
| Brazoria County Texas | 5 | $ 545,000 | $ 109,000 | $ 97,000 |
| Wise County Texas | 5 | $ 655,000 | $ 131,000 | $ 119,000 |
| Brevard County Florida | 4 | $ 1,550,000 | $ 387,000 | $ 113,000 |
| Fayette County Georgia | 4 | $ 630,000 | $ 157,000 | $ 73,000 |
| Cook County Illinois | 4 | $ 400,000 | $ 100,000 | $ 110,000 |
| Galveston County Texas | 4 | $ 440,000 | $ 110,000 | $ 75,000 |
| Kaufman County Texas | 4 | $ 590,000 | $ 147,000 | $ 119,000 |
| Rockwall County Texas | 4 | $ 440,000 | $ 110,000 | $ 93,000 |
| Los Angeles County California | 3 | $ 355,000 | $ 118,000 | $ 98,000 |
| Adams County Colorado | 3 | $ 565,000 | $ 188,000 | $ 125,000 |
| Arapahoe County Colorado | 3 | $ 785,000 | $ 261,000 | $ 111,000 |
| Douglas County Colorado | 3 | $ 185,000 | $ 61,000 | $ 219,000 |
| Broward County Florida | 3 | $ 615,000 | $ 205,000 | $ 76,000 |
| Clayton County Georgia | 3 | $ 145,000 | $ 48,000 | $ 50,000 |
| DeKalb County Georgia | 3 | $ 275,000 | $ 91,000 | $ 87,000 |
| Fulton County Georgia | 3 | $ 385,000 | $ 128,000 | $ 117,000 |
| Gwinnett County Georgia | 3 | $ 415,000 | $ 138,000 | $ 102,000 |
| Henry County Georgia | 3 | $ 235,000 | $ 78,000 | $ 90,000 |
| Hennepin County Minnesota | 3 | $ 1,025,000 | $ 341,000 | $ 176,000 |
| Riverside County California | 2 | $ 390,000 | $ 195,000 | $ 156,000 |
| Sacramento County California | 2 | $ 590,000 | $ 295,000 | $ 313,000 |
| San Diego County California | 2 | $ 410,000 | $ 205,000 | $ 119,000 |
| Jefferson County Colorado | 2 | $ 630,000 | $ 315,000 | $ 73,000 |
| Lee County Florida | 2 | $ 80,000 | $ 40,000 | $ 143,000 |
| Meriwether County Georgia | 2 | $ 280,000 | $ 140,000 | $ 105,000 |
| Middlesex County Massachusetts | 2 | $ 540,000 | $ 270,000 | $ 298,000 |
| Wayne County Michigan | 2 | $ 220,000 | $ 110,000 | $ 81,000 |
| Washoe County Nevada | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Valencia County New Mexico | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Spartanburg County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Bexar County Texas | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Fort Bend County Texas | 2 | $ 100,000 | $ 50,000 | $ 120,000 |
| Grayson County Texas | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Montgomery County Texas | 2 | $ 330,000 | $ 165,000 | $ 211,000 |
| Travis County Texas | 2 | $ 850,000 | $ 425,000 | $ 128,000 |
| Jefferson County Alabama | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Gila County Arizona | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Lawrence County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 275,000 |
| Alameda County California | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| Amador County California | 1 | $ 35,000 | $ 35,000 | $ 141,000 |
| Contra Costa County California | 1 | $ 55,000 | $ 55,000 | $ 251,000 |
| Orange County California | 1 | $ 45,000 | $ 45,000 | $ 395,000 |
| Placer County California | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| San Benito County California | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Broomfield County Colorado | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Denver County Colorado | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Collier County Florida | 1 | $ 85,000 | $ 85,000 | $ 251,000 |
| Hillsborough County Florida | 1 | $ 55,000 | $ 55,000 | $ 426,000 |
| Lake County Florida | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Osceola County Florida | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Palm Beach County Florida | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Pinellas County Florida | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Cobb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Forsyth County Georgia | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Hall County Georgia | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Troup County Georgia | 1 | $ 215,000 | $ 215,000 | $ 322,000 |
| Bannock County Idaho | 1 | $ 25,000 | $ 25,000 | $ 143,000 |
| Kootenai County Idaho | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Shelby County Illinois | 1 | $ 255,000 | $ 255,000 | $ 301,000 |
| Will County Illinois | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Calcasieu County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Orleans County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Union County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Lincoln County Maine | 1 | $ 225,000 | $ 225,000 | $ 164,000 |
| Anne Arundel County Maryland | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Baltimore City County Maryland | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Suffolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Ingham County Michigan | 1 | $ 95,000 | $ 95,000 | $ 306,000 |
| Buchanan County Missouri | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Crawford County Missouri | 1 | $ 85,000 | $ 85,000 | $ 176,000 |
| St. Charles County Missouri | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Burlington County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Luna County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Suffolk County New York | 1 | $ 85,000 | $ 85,000 | $ 285,000 |
| New Hanover County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Transylvania County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Darke County Ohio | 1 | $ 35,000 | $ 35,000 | $ 304,000 |
| Delaware County Ohio | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Fairfield County Ohio | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Licking County Ohio | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Cleveland County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 218,000 |
| McCurtain County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 204,000 |
| Stephens County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Tulsa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Lebanon County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 253,000 |
| Greenville County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 114,000 |
| Richland County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Bradley County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Davidson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Robertson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 174,000 |
| Sumner County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 183,000 |
| Wilson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 314,000 |
| Bell County Texas | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Brazos County Texas | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Cameron County Texas | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Chambers County Texas | 1 | $ 145,000 | $ 145,000 | $ 413,000 |
| Comal County Texas | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Cooke County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hays County Texas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Llano County Texas | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Lubbock County Texas | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Nueces County Texas | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Parker County Texas | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Williamson County Texas | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Fairfax County Virginia | 1 | $ 75,000 | $ 75,000 | $ 326,000 |
| Richmond City County Virginia | 1 | $ 805,000 | $ 805,000 | $ 334,000 |
| Roanoke City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Douglas County Washington | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| King County Washington | 1 | $ 115,000 | $ 115,000 | $ 185,000 |
| Marion County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Kenosha County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 312,000 |
| Vilas County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 149,000 |
| Park County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 224,000 |
Mortgage Loan Application Detail Totals for Southwest Airlines Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 282 | $24,160,000 | $85,000 | $455,000 | $123,000 | $426,000 |
| Home Purchase | 118 | $27,430,000 | $232,000 | $805,000 | $121,000 | $438,000 |
| Refinancing | 50 | $11,660,000 | $233,000 | $805,000 | $169,000 | $413,000 |
| Home Improvement | 3 | $165,000 | $55,000 | $85,000 | $276,000 | $517,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 229 | $19,485,000 | $85,000 | $765,000 | $126,000 | $438,000 |
| White | 149 | $31,285,000 | $209,000 | $805,000 | $142,000 | $517,000 |
| Black or African American | 38 | $5,210,000 | $137,000 | $345,000 | $94,000 | $155,000 |
| Hispanic | 29 | $4,855,000 | $167,000 | $405,000 | $86,000 | $135,000 |
| American Indian or Alaskan Native | 2 | $720,000 | $360,000 | $465,000 | $120,000 | $167,000 |
| Asian | 2 | $910,000 | $455,000 | $645,000 | $246,000 | $390,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $85,000 | $85,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 453 | $63,415,000 | $139,000 | $805,000 | $127,000 | $517,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 325 | $51,245,000 | $157,000 | $805,000 | $133,000 | $517,000 |
| Application Denied By Financial Institution | 126 | $12,010,000 | $95,000 | $485,000 | $106,000 | $426,000 |
| Application Withdrawn By Applicant | 1 | $35,000 | $35,000 | $35,000 | $64,000 | $64,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $48,000 | $48,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 327 | $51,405,000 | $157,000 | $805,000 | $133,000 | $517,000 |
| Credit History | 61 | $6,215,000 | $101,000 | $335,000 | $97,000 | $312,000 |
| Debt-To-Income Ratio | 36 | $3,660,000 | $101,000 | $485,000 | $78,000 | $176,000 |
| Collateral | 23 | $1,465,000 | $63,000 | $405,000 | $152,000 | $426,000 |
| Other | 4 | $340,000 | $85,000 | $185,000 | $107,000 | $107,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 1 | $75,000 | $75,000 | $75,000 | $326,000 | $326,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Airlines Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Airlines Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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