Southwest Airlines Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Southwest Airlines Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Airlines Federal Credit Union 2340 Shorecrest Dallas, TX 75235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 507 |
| Total Mortgage Loan Application Amount | $61,235,000 |
| Average Mortgage Loan Application Amount | $137,600 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $147,200 |
| Highest Applicant Income | $617,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Southwest Airlines Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Airlines Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Southwest Airlines Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Airlines Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Airlines Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Airlines Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 53 | $ 5,285,000 | $ 99,000 | $ 149,000 |
| Dallas County Texas | 46 | $ 7,280,000 | $ 158,000 | $ 182,000 |
| Tarrant County Texas | 31 | $ 3,245,000 | $ 104,000 | $ 165,000 |
| Denton County Texas | 28 | $ 3,700,000 | $ 132,000 | $ 201,000 |
| Clark County Nevada | 18 | $ 2,070,000 | $ 115,000 | $ 143,000 |
| Collin County Texas | 16 | $ 2,280,000 | $ 142,000 | $ 189,000 |
| Harris County Texas | 16 | $ 1,430,000 | $ 89,000 | $ 86,000 |
| Cook County Illinois | 13 | $ 675,000 | $ 51,000 | $ 104,000 |
| Kaufman County Texas | 10 | $ 2,260,000 | $ 226,000 | $ 120,000 |
| Hillsborough County Florida | 9 | $ 1,005,000 | $ 111,000 | $ 105,000 |
| Broward County Florida | 8 | $ 930,000 | $ 116,000 | $ 114,000 |
| Orange County Florida | 7 | $ 985,000 | $ 140,000 | $ 105,000 |
| Brazoria County Texas | 7 | $ 955,000 | $ 136,000 | $ 170,000 |
| Cobb County Georgia | 6 | $ 390,000 | $ 65,000 | $ 115,000 |
| Ellis County Texas | 6 | $ 820,000 | $ 136,000 | $ 153,000 |
| Rockwall County Texas | 6 | $ 520,000 | $ 86,000 | $ 188,000 |
| Pinal County Arizona | 5 | $ 525,000 | $ 105,000 | $ 115,000 |
| Adams County Colorado | 5 | $ 285,000 | $ 57,000 | $ 86,000 |
| Palm Beach County Florida | 5 | $ 575,000 | $ 115,000 | $ 253,000 |
| Will County Illinois | 5 | $ 875,000 | $ 175,000 | $ 180,000 |
| Galveston County Texas | 5 | $ 785,000 | $ 157,000 | $ 242,000 |
| Denver County Colorado | 4 | $ 430,000 | $ 107,000 | $ 115,000 |
| Douglas County Colorado | 4 | $ 640,000 | $ 160,000 | $ 201,000 |
| Cherokee County Georgia | 4 | $ 300,000 | $ 75,000 | $ 161,000 |
| Fulton County Georgia | 4 | $ 350,000 | $ 87,000 | $ 68,000 |
| Henry County Georgia | 4 | $ 410,000 | $ 102,000 | $ 106,000 |
| Dakota County Minnesota | 4 | $ 220,000 | $ 55,000 | $ 223,000 |
| Los Angeles County California | 3 | $ 665,000 | $ 221,000 | $ 236,000 |
| El Paso County Colorado | 3 | $ 395,000 | $ 131,000 | $ 292,000 |
| Pasco County Florida | 3 | $ 405,000 | $ 135,000 | $ 107,000 |
| Baltimore County Maryland | 3 | $ 125,000 | $ 41,000 | $ 138,000 |
| Davidson County Tennessee | 3 | $ 255,000 | $ 85,000 | $ 91,000 |
| Montgomery County Texas | 3 | $ 615,000 | $ 205,000 | $ 162,000 |
| Parker County Texas | 3 | $ 385,000 | $ 128,000 | $ 222,000 |
| Spokane County Washington | 3 | $ 455,000 | $ 151,000 | $ 152,000 |
| Garland County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 229,000 |
| Riverside County California | 2 | $ 190,000 | $ 95,000 | $ 103,000 |
| San Bernardino County California | 2 | $ 120,000 | $ 60,000 | $ 155,000 |
| San Diego County California | 2 | $ 260,000 | $ 130,000 | $ 242,000 |
| San Joaquin County California | 2 | $ 80,000 | $ 40,000 | $ 114,000 |
| Jefferson County Colorado | 2 | $ 200,000 | $ 100,000 | $ 162,000 |
| Brevard County Florida | 2 | $ 310,000 | $ 155,000 | $ 195,000 |
| Lee County Florida | 2 | $ 180,000 | $ 90,000 | $ 245,000 |
| Miami-Dade County Florida | 2 | $ 70,000 | $ 35,000 | $ 108,000 |
| Okaloosa County Florida | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Osceola County Florida | 2 | $ 70,000 | $ 35,000 | $ 74,000 |
| DeKalb County Georgia | 2 | $ 110,000 | $ 55,000 | $ 92,000 |
| Hall County Georgia | 2 | $ 170,000 | $ 85,000 | $ 214,000 |
| Kendall County Illinois | 2 | $ 60,000 | $ 30,000 | $ 224,000 |
| Baltimore City County Maryland | 2 | $ 140,000 | $ 70,000 | $ 106,000 |
| Wayne County Michigan | 2 | $ 240,000 | $ 120,000 | $ 82,000 |
| Washoe County Nevada | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Bernalillo County New Mexico | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Montgomery County Ohio | 2 | $ 580,000 | $ 290,000 | $ 160,000 |
| Montgomery County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Sumner County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 305,000 |
| Bexar County Texas | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| El Paso County Texas | 2 | $ 50,000 | $ 25,000 | $ 96,000 |
| Fort Bend County Texas | 2 | $ 510,000 | $ 255,000 | $ 135,000 |
| Travis County Texas | 2 | $ 60,000 | $ 30,000 | $ 110,000 |
| Williamson County Texas | 2 | $ 600,000 | $ 300,000 | $ 156,000 |
| Davis County Utah | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Clark County Washington | 2 | $ 150,000 | $ 75,000 | $ 105,000 |
| Baldwin County Alabama | 1 | $ 85,000 | $ 85,000 | $ 141,000 |
| Mohave County Arizona | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Pima County Arizona | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Clark County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Alameda County California | 1 | $ 55,000 | $ 55,000 | $ 343,000 |
| Contra Costa County California | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Orange County California | 1 | $ 105,000 | $ 105,000 | $ 294,000 |
| Sonoma County California | 1 | $ 465,000 | $ 465,000 | $ 77,000 |
| Yolo County California | 1 | $ 195,000 | $ 195,000 | $ 290,000 |
| Arapahoe County Colorado | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| Larimer County Colorado | 1 | $ 85,000 | $ 85,000 | $ 264,000 |
| Weld County Colorado | 1 | $ 65,000 | $ 65,000 | $ 155,000 |
| New Haven County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Bay County Florida | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Columbia County Florida | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Duval County Florida | 1 | $ 105,000 | $ 105,000 | $ 348,000 |
| Lake County Florida | 1 | $ 155,000 | $ 155,000 | $ 232,000 |
| Manatee County Florida | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Martin County Florida | 1 | $ 35,000 | $ 35,000 | $ 176,000 |
| Monroe County Florida | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Polk County Florida | 1 | $ 265,000 | $ 265,000 | $ 30,000 |
| Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 584,000 |
| Volusia County Florida | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Walton County Florida | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Clayton County Georgia | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 365,000 |
| Forsyth County Georgia | 1 | $ 165,000 | $ 165,000 | $ 278,000 |
| Paulding County Georgia | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Pike County Georgia | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Rockdale County Georgia | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Maui County Hawaii | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Ada County Idaho | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Boone County Illinois | 1 | $ 115,000 | $ 115,000 | $ 397,000 |
| Pike County Illinois | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Clark County Indiana | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Hendricks County Indiana | 1 | $ 55,000 | $ 55,000 | $ 174,000 |
| Johnson County Indiana | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Lake County Indiana | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Spencer County Indiana | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Wapello County Iowa | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Wyandotte County Kansas | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Barren County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Fayette County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Sabine County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 296,000 |
| Anne Arundel County Maryland | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| Carroll County Maryland | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Dorchester County Maryland | 1 | $ 35,000 | $ 35,000 | $ 113,000 |
| Harford County Maryland | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Worcester County Maryland | 1 | $ 105,000 | $ 105,000 | $ 274,000 |
| Essex County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Hampden County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Macomb County Michigan | 1 | $ 65,000 | $ 65,000 | $ 158,000 |
| Olmsted County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 336,000 |
| Grenada County Mississippi | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 585,000 | $ 585,000 | $ 429,000 |
| Clay County Missouri | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Jackson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Platte County Missouri | 1 | $ 95,000 | $ 95,000 | $ 161,000 |
| Rockingham County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 425,000 |
| Santa Fe County New Mexico | 1 | $ 445,000 | $ 445,000 | $ 384,000 |
| Taos County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Erie County New York | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Monroe County New York | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Suffolk County New York | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Wayne County New York | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Davidson County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 116,000 |
| Wake County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 215,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Hamilton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 285,000 |
| Licking County Ohio | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Love County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Rogers County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Washington County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Allegheny County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 267,000 |
| Lancaster County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Newport County Rhode Island | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Providence County Rhode Island | 1 | $ 75,000 | $ 75,000 | $ 151,000 |
| Lexington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Robertson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Williamson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 335,000 |
| Aransas County Texas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Burnet County Texas | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Grimes County Texas | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Guadalupe County Texas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Henderson County Texas | 1 | $ 215,000 | $ 215,000 | $ 242,000 |
| Johnson County Texas | 1 | $ 55,000 | $ 55,000 | $ 131,000 |
| Kendall County Texas | 1 | $ 25,000 | $ 25,000 | $ 165,000 |
| Liberty County Texas | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Montague County Texas | 1 | $ 555,000 | $ 555,000 | $ 209,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Wichita County Texas | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Wise County Texas | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Hampton County Virginia | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Whatcom County Washington | 1 | $ 285,000 | $ 285,000 | $ 411,000 |
| Jefferson County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
| Kenosha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 254,000 |
| Waukesha County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Southwest Airlines Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 317 | $27,995,000 | $88,000 | $355,000 | $152,000 | $617,000 |
| Home Improvement | 77 | $6,955,000 | $90,000 | $285,000 | $162,000 | $425,000 |
| Home Purchase | 67 | $21,125,000 | $315,000 | $715,000 | $180,000 | $574,000 |
| Refinancing | 43 | $4,915,000 | $114,000 | $505,000 | $115,000 | $397,000 |
| Other Purpose | 3 | $245,000 | $81,000 | $105,000 | $127,000 | $161,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 373 | $32,615,000 | $87,000 | $715,000 | $155,000 | $584,000 |
| White | 81 | $20,115,000 | $248,000 | $585,000 | $171,000 | $617,000 |
| Hispanic | 23 | $3,525,000 | $153,000 | $465,000 | $124,000 | $267,000 |
| Black or African American | 21 | $2,965,000 | $141,000 | $355,000 | $110,000 | $206,000 |
| Asian | 4 | $1,080,000 | $270,000 | $615,000 | $173,000 | $355,000 |
| American Indian or Alaskan Native | 2 | $450,000 | $225,000 | $425,000 | $106,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 507 | $61,235,000 | $120,000 | $715,000 | $155,000 | $617,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 378 | $48,220,000 | $127,000 | $715,000 | $171,000 | $617,000 |
| Application Denied By Financial Institution | 128 | $12,970,000 | $101,000 | $485,000 | $108,000 | $499,000 |
| Application Withdrawn By Applicant | 1 | $45,000 | $45,000 | $45,000 | $122,000 | $122,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 379 | $48,265,000 | $127,000 | $715,000 | $170,000 | $617,000 |
| Debt-To-Income Ratio | 54 | $6,080,000 | $112,000 | $485,000 | $93,000 | $499,000 |
| Credit History | 39 | $3,485,000 | $89,000 | $355,000 | $105,000 | $231,000 |
| Collateral | 32 | $3,150,000 | $98,000 | $365,000 | $141,000 | $302,000 |
| Employment History | 2 | $150,000 | $75,000 | $95,000 | $54,000 | $72,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $120,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Airlines Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Airlines Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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