Southwest Funding, Lp 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Funding, Lp 13150 Coit Road Ste 100 Dallas, TX 75240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,615 |
| Total Mortgage Loan Application Amount | $293,855,000 |
| Average Mortgage Loan Application Amount | $188,666 |
| Highest Mortgage Loan Application Amount | $795,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $1,308,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Southwest Funding, Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Funding, Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Southwest Funding, Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Funding, Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Funding, Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Funding, Lp's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 109 | $ 18,935,000 | $ 173,000 | $ 80,000 |
| Bexar County Texas | 95 | $ 15,695,000 | $ 165,000 | $ 67,000 |
| Jefferson County Louisiana | 80 | $ 14,200,000 | $ 177,000 | $ 60,000 |
| Tuscaloosa County Alabama | 72 | $ 12,240,000 | $ 170,000 | $ 60,000 |
| Webb County Texas | 59 | $ 11,285,000 | $ 191,000 | $ 68,000 |
| Tarrant County Texas | 55 | $ 11,475,000 | $ 208,000 | $ 87,000 |
| Williamson County Texas | 53 | $ 12,065,000 | $ 227,000 | $ 99,000 |
| Shelby County Tennessee | 51 | $ 7,765,000 | $ 152,000 | $ 55,000 |
| Bernalillo County New Mexico | 49 | $ 10,935,000 | $ 223,000 | $ 87,000 |
| El Paso County Texas | 48 | $ 6,480,000 | $ 135,000 | $ 62,000 |
| Lea County New Mexico | 46 | $ 8,610,000 | $ 187,000 | $ 83,000 |
| Palm Beach County Florida | 38 | $ 7,980,000 | $ 210,000 | $ 53,000 |
| Orleans County Louisiana | 34 | $ 5,890,000 | $ 173,000 | $ 61,000 |
| Burnet County Texas | 33 | $ 7,005,000 | $ 212,000 | $ 81,000 |
| Denton County Texas | 30 | $ 8,050,000 | $ 268,000 | $ 121,000 |
| Travis County Texas | 29 | $ 6,965,000 | $ 240,000 | $ 108,000 |
| Collin County Texas | 23 | $ 6,135,000 | $ 266,000 | $ 106,000 |
| Jefferson County Alabama | 21 | $ 3,355,000 | $ 159,000 | $ 61,000 |
| Crittenden County Arkansas | 20 | $ 3,070,000 | $ 153,000 | $ 45,000 |
| Ellis County Texas | 18 | $ 4,510,000 | $ 250,000 | $ 87,000 |
| St. John the Baptist County Louisiana | 15 | $ 2,375,000 | $ 158,000 | $ 58,000 |
| Sandoval County New Mexico | 15 | $ 3,805,000 | $ 253,000 | $ 146,000 |
| Hamilton County Tennessee | 14 | $ 2,440,000 | $ 174,000 | $ 70,000 |
| Harris County Texas | 14 | $ 2,740,000 | $ 195,000 | $ 85,000 |
| St. Tammany County Louisiana | 13 | $ 1,985,000 | $ 152,000 | $ 60,000 |
| Knox County Tennessee | 13 | $ 1,885,000 | $ 145,000 | $ 60,000 |
| Midland County Texas | 13 | $ 2,855,000 | $ 219,000 | $ 77,000 |
| Ector County Texas | 12 | $ 2,460,000 | $ 205,000 | $ 95,000 |
| Roane County Tennessee | 11 | $ 1,455,000 | $ 132,000 | $ 43,000 |
| Bell County Texas | 11 | $ 1,715,000 | $ 155,000 | $ 63,000 |
| Shelby County Alabama | 10 | $ 2,100,000 | $ 210,000 | $ 72,000 |
| Tangipahoa County Louisiana | 10 | $ 1,800,000 | $ 180,000 | $ 72,000 |
| Davidson County Tennessee | 10 | $ 2,170,000 | $ 217,000 | $ 59,000 |
| Ouachita County Louisiana | 9 | $ 2,625,000 | $ 291,000 | $ 103,000 |
| St. Bernard County Louisiana | 9 | $ 1,445,000 | $ 160,000 | $ 63,000 |
| DeSoto County Mississippi | 9 | $ 1,845,000 | $ 205,000 | $ 77,000 |
| Marion County Indiana | 8 | $ 990,000 | $ 123,000 | $ 45,000 |
| Rutherford County Tennessee | 8 | $ 1,890,000 | $ 236,000 | $ 75,000 |
| Kaufman County Texas | 8 | $ 1,720,000 | $ 215,000 | $ 80,000 |
| Blount County Tennessee | 7 | $ 1,585,000 | $ 226,000 | $ 82,000 |
| Cheatham County Tennessee | 7 | $ 1,495,000 | $ 213,000 | $ 82,000 |
| St. Charles County Louisiana | 6 | $ 1,150,000 | $ 191,000 | $ 79,000 |
| Bradley County Tennessee | 6 | $ 790,000 | $ 131,000 | $ 46,000 |
| Coffee County Tennessee | 6 | $ 850,000 | $ 141,000 | $ 48,000 |
| Montgomery County Tennessee | 6 | $ 980,000 | $ 163,000 | $ 50,000 |
| Guadalupe County Texas | 6 | $ 1,250,000 | $ 208,000 | $ 89,000 |
| Lampasas County Texas | 6 | $ 960,000 | $ 160,000 | $ 61,000 |
| Rockwall County Texas | 6 | $ 1,450,000 | $ 241,000 | $ 122,000 |
| Val Verde County Texas | 6 | $ 770,000 | $ 128,000 | $ 45,000 |
| Orange County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 53,000 |
| Valencia County New Mexico | 5 | $ 765,000 | $ 153,000 | $ 59,000 |
| Anderson County Tennessee | 5 | $ 695,000 | $ 139,000 | $ 60,000 |
| Claiborne County Tennessee | 5 | $ 485,000 | $ 97,000 | $ 36,000 |
| Cocke County Tennessee | 5 | $ 735,000 | $ 147,000 | $ 54,000 |
| Maury County Tennessee | 5 | $ 855,000 | $ 171,000 | $ 59,000 |
| Sevier County Tennessee | 5 | $ 775,000 | $ 155,000 | $ 50,000 |
| Sumner County Tennessee | 5 | $ 755,000 | $ 151,000 | $ 57,000 |
| Hays County Texas | 5 | $ 1,015,000 | $ 203,000 | $ 90,000 |
| Parker County Texas | 5 | $ 1,275,000 | $ 255,000 | $ 113,000 |
| Hale County Alabama | 4 | $ 540,000 | $ 135,000 | $ 46,000 |
| Jefferson County Kentucky | 4 | $ 620,000 | $ 155,000 | $ 67,000 |
| Caddo County Louisiana | 4 | $ 450,000 | $ 112,000 | $ 64,000 |
| East Baton Rouge County Louisiana | 4 | $ 530,000 | $ 132,000 | $ 64,000 |
| Eddy County New Mexico | 4 | $ 980,000 | $ 245,000 | $ 115,000 |
| Marion County Tennessee | 4 | $ 500,000 | $ 125,000 | $ 181,000 |
| McMinn County Tennessee | 4 | $ 580,000 | $ 145,000 | $ 65,000 |
| Obion County Tennessee | 4 | $ 410,000 | $ 102,000 | $ 53,000 |
| Sullivan County Tennessee | 4 | $ 360,000 | $ 90,000 | $ 46,000 |
| Montgomery County Texas | 4 | $ 890,000 | $ 222,000 | $ 134,000 |
| Nueces County Texas | 4 | $ 840,000 | $ 210,000 | $ 76,000 |
| Calhoun County Alabama | 3 | $ 495,000 | $ 165,000 | $ 55,000 |
| Mobile County Alabama | 3 | $ 485,000 | $ 161,000 | $ 55,000 |
| Marion County Florida | 3 | $ 635,000 | $ 211,000 | $ 58,000 |
| Hopkins County Kentucky | 3 | $ 275,000 | $ 91,000 | $ 27,000 |
| Warren County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 38,000 |
| Macomb County Michigan | 3 | $ 355,000 | $ 118,000 | $ 37,000 |
| Oakland County Michigan | 3 | $ 615,000 | $ 205,000 | $ 57,000 |
| Wayne County Michigan | 3 | $ 315,000 | $ 105,000 | $ 34,000 |
| Spartanburg County South Carolina | 3 | $ 385,000 | $ 128,000 | $ 43,000 |
| Carroll County Tennessee | 3 | $ 335,000 | $ 111,000 | $ 59,000 |
| Dickson County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 58,000 |
| Loudon County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 55,000 |
| Monroe County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 48,000 |
| Smith County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 50,000 |
| Warren County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 50,000 |
| Llano County Texas | 3 | $ 585,000 | $ 195,000 | $ 103,000 |
| McLennan County Texas | 3 | $ 595,000 | $ 198,000 | $ 101,000 |
| Wise County Texas | 3 | $ 875,000 | $ 291,000 | $ 106,000 |
| El Paso County Colorado | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Osceola County Florida | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Allen County Indiana | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Elkhart County Indiana | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Hamilton County Indiana | 2 | $ 630,000 | $ 315,000 | $ 124,000 |
| St. Joseph County Indiana | 2 | $ 160,000 | $ 80,000 | $ 27,000 |
| Adair County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 28,000 |
| Casey County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 34,000 |
| Christian County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 19,000 |
| Graves County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Kenton County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 23,000 |
| Meade County Kentucky | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Simpson County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 31,000 |
| Ascension County Louisiana | 2 | $ 510,000 | $ 255,000 | $ 52,000 |
| Lafayette County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| St. James County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 158,000 |
| St. Landry County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Genesee County Michigan | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Colfax County New Mexico | 2 | $ 600,000 | $ 300,000 | $ 1,244,000 |
| Dona Ana County New Mexico | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Santa Fe County New Mexico | 2 | $ 480,000 | $ 240,000 | $ 159,000 |
| Anderson County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Campbell County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 34,000 |
| Fentress County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Gibson County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Greene County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Henderson County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 45,000 |
| Henry County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 40,000 |
| Macon County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Madison County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Rhea County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Trousdale County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| Williamson County Tennessee | 2 | $ 800,000 | $ 400,000 | $ 158,000 |
| Anderson County Texas | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Bastrop County Texas | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Caldwell County Texas | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
| Comal County Texas | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Galveston County Texas | 2 | $ 630,000 | $ 315,000 | $ 126,000 |
| Gregg County Texas | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Rusk County Texas | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Taylor County Texas | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Baldwin County Alabama | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
| Colbert County Alabama | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Escambia County Alabama | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Marengo County Alabama | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| St. Clair County Alabama | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Columbia County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Craighead County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Faulkner County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Pulaski County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| St. Francis County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Arapahoe County Colorado | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Garfield County Colorado | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| Montrose County Colorado | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Pueblo County Colorado | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Teller County Colorado | 1 | $ 455,000 | $ 455,000 | $ 124,000 |
| Weld County Colorado | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Broward County Florida | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Escambia County Florida | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Lee County Florida | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Okaloosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 14,000 |
| Pasco County Florida | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| St. Lucie County Florida | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Boone County Indiana | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Floyd County Indiana | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Fulton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 13,000 |
| Hancock County Indiana | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Huntington County Indiana | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| LaGrange County Indiana | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Madison County Indiana | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Morgan County Indiana | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Wells County Indiana | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Allen County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Ballard County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Boone County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Boyd County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Calloway County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Carlisle County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Daviess County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Franklin County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Garrard County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Green County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Hardin County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Henry County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Jessamine County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Laurel County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Logan County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Madison County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Marion County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Montgomery County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Nelson County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Oldham County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Powell County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Pulaski County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Taylor County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Todd County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Washington County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Wayne County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Whitley County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Beauregard County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Franklin County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Iberia County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Lafourche County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Livingston County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| St. Mary County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Branch County Michigan | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Calhoun County Michigan | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Cass County Michigan | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Kalamazoo County Michigan | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Lapeer County Michigan | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Manistee County Michigan | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Saginaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| St. Clair County Michigan | 1 | $ 395,000 | $ 395,000 | $ 69,000 |
| Tuscola County Michigan | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Washtenaw County Michigan | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Lafayette County Missouri | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Curry County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Cuyahoga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Muskingum County Ohio | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Comanche County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 237,000 |
| Chesterfield County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Greenville County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Lancaster County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Laurens County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Lexington County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Bedford County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Benton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Crockett County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| DeKalb County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Dyer County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Fayette County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Franklin County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Hamblen County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Hawkins County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Humphreys County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Jefferson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Lawrence County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Marshall County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Putnam County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Robertson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Unicoi County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Washington County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Angelina County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Brazoria County Texas | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Brazos County Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Brown County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Colorado County Texas | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Erath County Texas | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Fort Bend County Texas | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Gray County Texas | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Grayson County Texas | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Hardin County Texas | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Henderson County Texas | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Hopkins County Texas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Hunt County Texas | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Johnson County Texas | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Liberty County Texas | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Navarro County Texas | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Pecos County Texas | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Red River County Texas | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Refugio County Texas | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Somervell County Texas | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Titus County Texas | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Tom Green County Texas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Upshur County Texas | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Wilson County Texas | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,430 | $258,790,000 | $180,000 | $755,000 | $72,000 | $1,308,000 |
| Cash-out Refinancing | 114 | $20,190,000 | $177,000 | $465,000 | $71,000 | $218,000 |
| Refinancing | 71 | $14,875,000 | $209,000 | $795,000 | $99,000 | $528,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 645 | $123,155,000 | $190,000 | $795,000 | $84,000 | $1,308,000 |
| Hispanic | 502 | $87,420,000 | $174,000 | $455,000 | $70,000 | $528,000 |
| Black or African American | 398 | $69,910,000 | $175,000 | $445,000 | $60,000 | $210,000 |
| Asian | 28 | $5,660,000 | $202,000 | $455,000 | $91,000 | $345,000 |
| Not Provided | 25 | $4,555,000 | $182,000 | $655,000 | $75,000 | $304,000 |
| Not applicable | 9 | $1,965,000 | $218,000 | $425,000 | $96,000 | $297,000 |
| American Indian or Alaskan Native | 6 | $870,000 | $145,000 | $225,000 | $48,000 | $64,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $320,000 | $160,000 | $175,000 | $68,000 | $77,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 918 | $152,470,000 | $166,000 | $465,000 | $60,000 | $237,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 510 | $107,970,000 | $211,000 | $795,000 | $101,000 | $1,308,000 |
| VA-guaranteed (Veterans Administration) | 102 | $21,200,000 | $207,000 | $465,000 | $74,000 | $205,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $12,215,000 | $143,000 | $395,000 | $51,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,395 | $256,195,000 | $183,000 | $755,000 | $75,000 | $1,308,000 |
| File Closed For Incompleteness | 106 | $18,350,000 | $173,000 | $465,000 | $61,000 | $358,000 |
| Application Withdrawn By Applicant | 57 | $8,745,000 | $153,000 | $345,000 | $63,000 | $528,000 |
| Application Denied By Financial Institution | 35 | $6,355,000 | $181,000 | $795,000 | $58,000 | $291,000 |
| Application Approved But Not Accepted | 22 | $4,210,000 | $191,000 | $655,000 | $68,000 | $304,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,580 | $287,500,000 | $181,000 | $755,000 | $74,000 | $1,308,000 |
| Debt-To-Income Ratio | 8 | $2,050,000 | $256,000 | $795,000 | $63,000 | $291,000 |
| Other | 6 | $940,000 | $156,000 | $225,000 | $71,000 | $122,000 |
| Collateral | 5 | $1,035,000 | $207,000 | $285,000 | $75,000 | $93,000 |
| Credit History | 5 | $735,000 | $147,000 | $175,000 | $51,000 | $83,000 |
| Employment History | 4 | $400,000 | $100,000 | $115,000 | $20,000 | $30,000 |
| Unverifiable Information | 3 | $615,000 | $205,000 | $325,000 | $62,000 | $84,000 |
| Credit Application Incomplete | 2 | $310,000 | $155,000 | $235,000 | $55,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $270,000 | $135,000 | $135,000 | $52,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Funding, Lp's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Funding, Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.