Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Santander Bank, N.A. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 33,125 |
| Total Mortgage Loan Application Amount | $8,742,870,000 |
| Average Mortgage Loan Application Amount | $219,333 |
| Highest Mortgage Loan Application Amount | $26,700,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 3,824 | $ 1,118,787,000 | $ 292,000 | $ 141,000 |
| Norfolk County Massachusetts | 1,985 | $ 598,154,000 | $ 301,000 | $ 149,000 |
| Essex County Massachusetts | 1,418 | $ 364,227,000 | $ 256,000 | $ 125,000 |
| Bristol County Massachusetts | 1,175 | $ 221,445,000 | $ 188,000 | $ 91,000 |
| Worcester County Massachusetts | 1,133 | $ 235,974,000 | $ 208,000 | $ 114,000 |
| Suffolk County Massachusetts | 1,064 | $ 271,785,000 | $ 255,000 | $ 112,000 |
| Plymouth County Massachusetts | 1,058 | $ 250,887,000 | $ 237,000 | $ 117,000 |
| Providence County Rhode Island | 915 | $ 166,835,000 | $ 182,000 | $ 103,000 |
| Berks County Pennsylvania | 886 | $ 121,957,000 | $ 137,000 | $ 77,000 |
| Montgomery County Pennsylvania | 868 | $ 251,320,000 | $ 289,000 | $ 126,000 |
| Monmouth County New Jersey | 853 | $ 242,309,000 | $ 284,000 | $ 134,000 |
| Philadelphia County Pennsylvania | 841 | $ 190,929,000 | $ 227,000 | $ 79,000 |
| Hartford County Connecticut | 795 | $ 184,734,000 | $ 232,000 | $ 103,000 |
| Barnstable County Massachusetts | 696 | $ 175,971,000 | $ 252,000 | $ 154,000 |
| Ocean County New Jersey | 630 | $ 124,794,000 | $ 198,000 | $ 114,000 |
| Middlesex County New Jersey | 568 | $ 116,554,000 | $ 205,000 | $ 101,000 |
| Bucks County Pennsylvania | 567 | $ 141,492,000 | $ 249,000 | $ 133,000 |
| Chester County Pennsylvania | 506 | $ 144,237,000 | $ 285,000 | $ 140,000 |
| Lancaster County Pennsylvania | 502 | $ 74,525,000 | $ 148,000 | $ 79,000 |
| Delaware County Pennsylvania | 490 | $ 133,521,000 | $ 272,000 | $ 123,000 |
| Kings County New York | 486 | $ 224,242,000 | $ 461,000 | $ 123,000 |
| York County Pennsylvania | 439 | $ 58,338,000 | $ 132,000 | $ 75,000 |
| Richmond County New York | 431 | $ 112,708,000 | $ 261,000 | $ 102,000 |
| Fairfield County Connecticut | 408 | $ 157,477,000 | $ 385,000 | $ 200,000 |
| Rockingham County New Hampshire | 378 | $ 79,210,000 | $ 209,000 | $ 111,000 |
| Kent County Rhode Island | 353 | $ 65,284,000 | $ 184,000 | $ 106,000 |
| Union County New Jersey | 339 | $ 90,859,000 | $ 268,000 | $ 106,000 |
| Lycoming County Pennsylvania | 329 | $ 38,487,000 | $ 116,000 | $ 74,000 |
| Essex County New Jersey | 316 | $ 91,847,000 | $ 290,000 | $ 132,000 |
| New Haven County Connecticut | 307 | $ 78,464,000 | $ 255,000 | $ 106,000 |
| Queens County New York | 306 | $ 104,344,000 | $ 340,000 | $ 100,000 |
| New York County New York | 296 | $ 191,249,000 | $ 646,000 | $ 202,000 |
| Dukes County Massachusetts | 292 | $ 104,285,000 | $ 357,000 | $ 244,000 |
| Morris County New Jersey | 290 | $ 124,300,000 | $ 428,000 | $ 127,000 |
| Bergen County New Jersey | 281 | $ 104,464,000 | $ 371,000 | $ 186,000 |
| Hillsborough County New Hampshire | 275 | $ 55,265,000 | $ 200,000 | $ 123,000 |
| Cumberland County Pennsylvania | 257 | $ 45,571,000 | $ 177,000 | $ 102,000 |
| Hudson County New Jersey | 244 | $ 104,129,000 | $ 426,000 | $ 144,000 |
| Mercer County New Jersey | 237 | $ 57,550,000 | $ 242,000 | $ 140,000 |
| Washington County Rhode Island | 233 | $ 54,542,000 | $ 234,000 | $ 134,000 |
| Schuylkill County Pennsylvania | 194 | $ 22,745,000 | $ 117,000 | $ 72,000 |
| Dauphin County Pennsylvania | 187 | $ 30,574,000 | $ 163,000 | $ 106,000 |
| Nassau County New York | 173 | $ 76,956,000 | $ 444,000 | $ 164,000 |
| Hampden County Massachusetts | 170 | $ 26,858,000 | $ 157,000 | $ 77,000 |
| Burlington County New Jersey | 160 | $ 55,042,000 | $ 344,000 | $ 117,000 |
| Northampton County Pennsylvania | 159 | $ 26,063,000 | $ 163,000 | $ 101,000 |
| Nantucket County Massachusetts | 153 | $ 64,883,000 | $ 424,000 | $ 180,000 |
| Lehigh County Pennsylvania | 152 | $ 29,606,000 | $ 194,000 | $ 79,000 |
| Somerset County New Jersey | 146 | $ 45,960,000 | $ 314,000 | $ 161,000 |
| New Castle County Delaware | 139 | $ 29,736,000 | $ 213,000 | $ 92,000 |
| Lebanon County Pennsylvania | 138 | $ 20,441,000 | $ 148,000 | $ 72,000 |
| Newport County Rhode Island | 132 | $ 34,468,000 | $ 261,000 | $ 166,000 |
| Bronx County New York | 118 | $ 183,282,000 | $ 1,553,000 | $ 29,000 |
| Cape May County New Jersey | 117 | $ 37,558,000 | $ 321,000 | $ 262,000 |
| Saratoga County New York | 111 | $ 22,726,000 | $ 204,000 | $ 104,000 |
| Bristol County Rhode Island | 111 | $ 27,957,000 | $ 251,000 | $ 134,000 |
| Albany County New York | 108 | $ 18,972,000 | $ 175,000 | $ 100,000 |
| Sussex County New Jersey | 104 | $ 19,955,000 | $ 191,000 | $ 103,000 |
| Middlesex County Connecticut | 99 | $ 22,325,000 | $ 225,000 | $ 123,000 |
| Westchester County New York | 96 | $ 52,200,000 | $ 543,000 | $ 150,000 |
| Cook County Illinois | 89 | $ 17,474,000 | $ 196,000 | $ 110,000 |
| Suffolk County New York | 88 | $ 27,891,000 | $ 316,000 | $ 158,000 |
| Camden County New Jersey | 81 | $ 19,971,000 | $ 246,000 | $ 117,000 |
| Atlantic County New Jersey | 80 | $ 40,663,000 | $ 508,000 | $ 271,000 |
| Clinton County Pennsylvania | 80 | $ 7,451,000 | $ 93,000 | $ 59,000 |
| Tolland County Connecticut | 73 | $ 13,677,000 | $ 187,000 | $ 95,000 |
| Montgomery County Maryland | 73 | $ 30,101,000 | $ 412,000 | $ 176,000 |
| Baltimore County Maryland | 70 | $ 25,010,000 | $ 357,000 | $ 137,000 |
| Passaic County New Jersey | 68 | $ 26,146,000 | $ 384,000 | $ 98,000 |
| Merrimack County New Hampshire | 65 | $ 15,774,000 | $ 242,000 | $ 110,000 |
| Centre County Pennsylvania | 65 | $ 13,617,000 | $ 209,000 | $ 86,000 |
| Erie County New York | 57 | $ 7,892,000 | $ 138,000 | $ 109,000 |
| Berkshire County Massachusetts | 53 | $ 14,246,000 | $ 268,000 | $ 195,000 |
| Litchfield County Connecticut | 52 | $ 10,294,000 | $ 197,000 | $ 145,000 |
| Hampshire County Massachusetts | 52 | $ 9,891,000 | $ 190,000 | $ 117,000 |
| Union County Pennsylvania | 48 | $ 6,895,000 | $ 143,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 47 | $ 43,726,000 | $ 930,000 | $ 169,000 |
| Rensselaer County New York | 47 | $ 7,438,000 | $ 158,000 | $ 97,000 |
| Gloucester County New Jersey | 45 | $ 7,362,000 | $ 163,000 | $ 102,000 |
| Hunterdon County New Jersey | 43 | $ 11,917,000 | $ 277,000 | $ 149,000 |
| Sussex County Delaware | 42 | $ 10,107,000 | $ 240,000 | $ 174,000 |
| Northumberland County Pennsylvania | 42 | $ 5,389,000 | $ 128,000 | $ 66,000 |
| York County Maine | 39 | $ 8,555,000 | $ 219,000 | $ 118,000 |
| Schenectady County New York | 39 | $ 6,889,000 | $ 176,000 | $ 98,000 |
| New London County Connecticut | 38 | $ 8,434,000 | $ 221,000 | $ 106,000 |
| Howard County Maryland | 38 | $ 13,565,000 | $ 356,000 | $ 162,000 |
| Carroll County New Hampshire | 37 | $ 8,862,000 | $ 239,000 | $ 195,000 |
| Windham County Connecticut | 35 | $ 6,750,000 | $ 192,000 | $ 141,000 |
| Will County Illinois | 35 | $ 6,844,000 | $ 195,000 | $ 83,000 |
| Anne Arundel County Maryland | 34 | $ 13,537,000 | $ 398,000 | $ 179,000 |
| Cumberland County Maine | 33 | $ 9,301,000 | $ 281,000 | $ 170,000 |
| Adams County Pennsylvania | 33 | $ 4,464,000 | $ 135,000 | $ 73,000 |
| Harford County Maryland | 30 | $ 6,218,000 | $ 207,000 | $ 83,000 |
| Warren County New York | 30 | $ 5,180,000 | $ 172,000 | $ 85,000 |
| Strafford County New Hampshire | 29 | $ 6,007,000 | $ 207,000 | $ 121,000 |
| Monroe County Pennsylvania | 27 | $ 2,901,000 | $ 107,000 | $ 112,000 |
| Belknap County New Hampshire | 26 | $ 6,789,000 | $ 261,000 | $ 199,000 |
| Grafton County New Hampshire | 24 | $ 5,707,000 | $ 237,000 | $ 275,000 |
| Allegheny County Pennsylvania | 24 | $ 3,891,000 | $ 162,000 | $ 96,000 |
| Rockland County New York | 23 | $ 7,351,000 | $ 319,000 | $ 138,000 |
| Luzerne County Pennsylvania | 22 | $ 8,529,000 | $ 387,000 | $ 82,000 |
| Oakland County Michigan | 21 | $ 4,142,000 | $ 197,000 | $ 94,000 |
| DuPage County Illinois | 19 | $ 3,703,000 | $ 194,000 | $ 104,000 |
| Carbon County Pennsylvania | 19 | $ 2,057,000 | $ 108,000 | $ 116,000 |
| Perry County Pennsylvania | 19 | $ 2,814,000 | $ 148,000 | $ 63,000 |
| Franklin County Pennsylvania | 18 | $ 3,893,000 | $ 216,000 | $ 90,000 |
| Kane County Illinois | 17 | $ 3,643,000 | $ 214,000 | $ 85,000 |
| Cecil County Maryland | 17 | $ 3,659,000 | $ 215,000 | $ 94,000 |
| Frederick County Maryland | 16 | $ 3,667,000 | $ 229,000 | $ 144,000 |
| Prince George's County Maryland | 16 | $ 10,673,000 | $ 667,000 | $ 88,000 |
| Washington County Maryland | 16 | $ 1,871,000 | $ 116,000 | $ 55,000 |
| Columbia County Pennsylvania | 16 | $ 2,694,000 | $ 168,000 | $ 71,000 |
| Dutchess County New York | 15 | $ 3,911,000 | $ 260,000 | $ 114,000 |
| Fulton County New York | 15 | $ 1,620,000 | $ 108,000 | $ 85,000 |
| Lake County Indiana | 13 | $ 2,408,000 | $ 185,000 | $ 92,000 |
| Baltimore City County Maryland | 13 | $ 16,879,000 | $ 1,298,000 | $ 200,000 |
| Carroll County Maryland | 13 | $ 3,465,000 | $ 266,000 | $ 104,000 |
| Worcester County Maryland | 13 | $ 2,921,000 | $ 224,000 | $ 135,000 |
| Warren County New Jersey | 13 | $ 11,662,000 | $ 897,000 | $ 181,000 |
| Broward County Florida | 11 | $ 3,853,000 | $ 350,000 | $ 262,000 |
| Ulster County New York | 11 | $ 1,644,000 | $ 149,000 | $ 105,000 |
| Lackawanna County Pennsylvania | 11 | $ 1,070,000 | $ 97,000 | $ 74,000 |
| Contra Costa County California | 10 | $ 3,007,000 | $ 300,000 | $ 102,000 |
| McHenry County Illinois | 10 | $ 2,136,000 | $ 213,000 | $ 104,000 |
| Sullivan County New Hampshire | 10 | $ 2,047,000 | $ 204,000 | $ 167,000 |
| Greene County New York | 10 | $ 1,552,000 | $ 155,000 | $ 138,000 |
| Washington County New York | 10 | $ 1,330,000 | $ 133,000 | $ 93,000 |
| Montour County Pennsylvania | 10 | $ 751,000 | $ 75,000 | $ 77,000 |
| Macomb County Michigan | 9 | $ 1,146,000 | $ 127,000 | $ 65,000 |
| Salem County New Jersey | 9 | $ 1,972,000 | $ 219,000 | $ 117,000 |
| Chautauqua County New York | 9 | $ 1,222,000 | $ 135,000 | $ 106,000 |
| Columbia County New York | 9 | $ 2,146,000 | $ 238,000 | $ 122,000 |
| Chittenden County Vermont | 9 | $ 1,486,000 | $ 165,000 | $ 50,000 |
| Windham County Vermont | 9 | $ 1,887,000 | $ 209,000 | $ 172,000 |
| Kent County Delaware | 8 | $ 17,249,000 | $ 2,156,000 | $ 67,000 |
| Orange County Florida | 8 | $ 1,611,000 | $ 201,000 | $ 76,000 |
| Palm Beach County Florida | 8 | $ 2,653,000 | $ 331,000 | $ 230,000 |
| Cheshire County New Hampshire | 8 | $ 2,051,000 | $ 256,000 | $ 152,000 |
| Lake County Illinois | 7 | $ 1,658,000 | $ 236,000 | $ 75,000 |
| Oxford County Maine | 7 | $ 1,984,000 | $ 283,000 | $ 264,000 |
| Orange County New York | 7 | $ 1,269,000 | $ 181,000 | $ 92,000 |
| Windsor County Vermont | 7 | $ 1,990,000 | $ 284,000 | $ 318,000 |
| Kendall County Illinois | 6 | $ 1,355,000 | $ 225,000 | $ 119,000 |
| St. Mary's County Maryland | 6 | $ 1,834,000 | $ 305,000 | $ 130,000 |
| St. Louis County Missouri | 6 | $ 1,135,000 | $ 189,000 | $ 92,000 |
| Monroe County New York | 6 | $ 724,000 | $ 120,000 | $ 95,000 |
| Montgomery County New York | 6 | $ 582,000 | $ 97,000 | $ 61,000 |
| Putnam County New York | 6 | $ 1,569,000 | $ 261,000 | $ 155,000 |
| Pike County Pennsylvania | 6 | $ 854,000 | $ 142,000 | $ 151,000 |
| Wayne County Pennsylvania | 6 | $ 1,773,000 | $ 295,000 | $ 216,000 |
| Brevard County Florida | 5 | $ 1,157,000 | $ 231,000 | $ 131,000 |
| Miami-Dade County Florida | 5 | $ 1,547,000 | $ 309,000 | $ 105,000 |
| Hamilton County Indiana | 5 | $ 1,254,000 | $ 250,000 | $ 95,000 |
| Franklin County Massachusetts | 5 | $ 873,000 | $ 174,000 | $ 202,000 |
| Wayne County Michigan | 5 | $ 837,000 | $ 167,000 | $ 82,000 |
| Jackson County Missouri | 5 | $ 701,000 | $ 140,000 | $ 75,000 |
| St. Charles County Missouri | 5 | $ 1,005,000 | $ 201,000 | $ 89,000 |
| Essex County New York | 5 | $ 526,000 | $ 105,000 | $ 59,000 |
| Alameda County California | 4 | $ 1,243,000 | $ 310,000 | $ 130,000 |
| Solano County California | 4 | $ 1,008,000 | $ 252,000 | $ 56,000 |
| Collier County Florida | 4 | $ 1,233,000 | $ 308,000 | $ 273,000 |
| Lee County Florida | 4 | $ 781,000 | $ 195,000 | $ 127,000 |
| Sarasota County Florida | 4 | $ 1,154,000 | $ 288,000 | $ 188,000 |
| Volusia County Florida | 4 | $ 689,000 | $ 172,000 | $ 94,000 |
| Marion County Indiana | 4 | $ 491,000 | $ 122,000 | $ 86,000 |
| Vanderburgh County Indiana | 4 | $ 1,044,000 | $ 261,000 | $ 120,000 |
| Hancock County Maine | 4 | $ 1,070,000 | $ 267,000 | $ 501,000 |
| Garrett County Maryland | 4 | $ 675,000 | $ 168,000 | $ 64,000 |
| Oneida County New York | 4 | $ 478,000 | $ 119,000 | $ 88,000 |
| Sullivan County New York | 4 | $ 431,000 | $ 107,000 | $ 167,000 |
| Durham County North Carolina | 4 | $ 687,000 | $ 171,000 | $ 166,000 |
| Guilford County North Carolina | 4 | $ 445,000 | $ 111,000 | $ 55,000 |
| Potter County Pennsylvania | 4 | $ 354,000 | $ 88,000 | $ 67,000 |
| Washington County Pennsylvania | 4 | $ 922,000 | $ 230,000 | $ 115,000 |
| Westmoreland County Pennsylvania | 4 | $ 563,000 | $ 140,000 | $ 70,000 |
| Fairfax County Virginia | 4 | $ 19,530,000 | $ 4,882,000 | $ 80,000 |
| Spotsylvania County Virginia | 4 | $ 925,000 | $ 231,000 | $ 64,000 |
| Elmore County Alabama | 3 | $ 396,000 | $ 132,000 | $ 67,000 |
| Shasta County California | 3 | $ 684,000 | $ 228,000 | $ 121,000 |
| Duval County Florida | 3 | $ 478,000 | $ 159,000 | $ 79,000 |
| Hillsborough County Florida | 3 | $ 858,000 | $ 286,000 | $ 72,000 |
| Martin County Florida | 3 | $ 937,000 | $ 312,000 | $ 245,000 |
| St. Lucie County Florida | 3 | $ 459,000 | $ 153,000 | $ 145,000 |
| Cobb County Georgia | 3 | $ 451,000 | $ 150,000 | $ 112,000 |
| Fulton County Georgia | 3 | $ 579,000 | $ 193,000 | $ 128,000 |
| Allen County Indiana | 3 | $ 421,000 | $ 140,000 | $ 109,000 |
| Hendricks County Indiana | 3 | $ 514,000 | $ 171,000 | $ 117,000 |
| Johnson County Kansas | 3 | $ 461,000 | $ 153,000 | $ 92,000 |
| Kennebec County Maine | 3 | $ 1,091,000 | $ 363,000 | $ 256,000 |
| Lincoln County Maine | 3 | $ 993,000 | $ 331,000 | $ 148,000 |
| Waldo County Maine | 3 | $ 594,000 | $ 198,000 | $ 150,000 |
| Charles County Maryland | 3 | $ 528,000 | $ 176,000 | $ 70,000 |
| Livingston County Michigan | 3 | $ 566,000 | $ 188,000 | $ 100,000 |
| Jefferson County Missouri | 3 | $ 324,000 | $ 108,000 | $ 37,000 |
| Cumberland County New Jersey | 3 | $ 627,000 | $ 209,000 | $ 56,000 |
| Clinton County New York | 3 | $ 588,000 | $ 196,000 | $ 32,000 |
| Niagara County New York | 3 | $ 358,000 | $ 119,000 | $ 92,000 |
| Onondaga County New York | 3 | $ 244,000 | $ 81,000 | $ 100,000 |
| Otsego County New York | 3 | $ 513,000 | $ 171,000 | $ 130,000 |
| Brunswick County North Carolina | 3 | $ 299,000 | $ 99,000 | $ 264,000 |
| Buncombe County North Carolina | 3 | $ 337,000 | $ 112,000 | $ 43,000 |
| Mecklenburg County North Carolina | 3 | $ 449,000 | $ 149,000 | $ 81,000 |
| Blair County Pennsylvania | 3 | $ 459,000 | $ 153,000 | $ 85,000 |
| Sullivan County Pennsylvania | 3 | $ 596,000 | $ 198,000 | $ 294,000 |
| Caledonia County Vermont | 3 | $ 353,000 | $ 117,000 | $ 74,000 |
| Franklin County Vermont | 3 | $ 623,000 | $ 207,000 | $ 68,000 |
| Washington County Vermont | 3 | $ 913,000 | $ 304,000 | $ 111,000 |
| Arlington County Virginia | 3 | $ 27,118,000 | $ 9,039,000 | $ 65,000 |
| Jefferson County Alabama | 2 | $ 306,000 | $ 153,000 | $ 67,000 |
| Limestone County Alabama | 2 | $ 394,000 | $ 197,000 | $ 112,000 |
| Montgomery County Alabama | 2 | $ 728,000 | $ 364,000 | $ 238,000 |
| Shelby County Alabama | 2 | $ 315,000 | $ 157,000 | $ 65,000 |
| Maricopa County Arizona | 2 | $ 321,000 | $ 160,000 | $ 46,000 |
| Calaveras County California | 2 | $ 627,000 | $ 313,000 | $ 60,000 |
| Los Angeles County California | 2 | $ 1,281,000 | $ 640,000 | $ 342,000 |
| Riverside County California | 2 | $ 519,000 | $ 259,000 | $ 429,000 |
| San Joaquin County California | 2 | $ 533,000 | $ 266,000 | $ 71,000 |
| Arapahoe County Colorado | 2 | $ 345,000 | $ 172,000 | $ 138,000 |
| Charlotte County Florida | 2 | $ 510,000 | $ 255,000 | $ 116,000 |
| Hernando County Florida | 2 | $ 356,000 | $ 178,000 | $ 120,000 |
| Lake County Florida | 2 | $ 387,000 | $ 193,000 | $ 47,000 |
| Osceola County Florida | 2 | $ 323,000 | $ 161,000 | $ 200,000 |
| Pinellas County Florida | 2 | $ 220,000 | $ 110,000 | $ 85,000 |
| Seminole County Florida | 2 | $ 297,000 | $ 148,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 307,000 | $ 153,000 | $ 112,000 |
| DeKalb County Illinois | 2 | $ 432,000 | $ 216,000 | $ 57,000 |
| Winnebago County Illinois | 2 | $ 411,000 | $ 205,000 | $ 118,000 |
| Noble County Indiana | 2 | $ 247,000 | $ 123,000 | $ 51,000 |
| Porter County Indiana | 2 | $ 377,000 | $ 188,000 | $ 113,000 |
| Warrick County Indiana | 2 | $ 346,000 | $ 173,000 | $ 90,000 |
| Androscoggin County Maine | 2 | $ 275,000 | $ 137,000 | $ 48,000 |
| Somerset County Maine | 2 | $ 270,000 | $ 135,000 | $ 241,000 |
| Washington County Maine | 2 | $ 220,000 | $ 110,000 | $ 69,000 |
| Calvert County Maryland | 2 | $ 322,000 | $ 161,000 | $ 31,000 |
| Kent County Maryland | 2 | $ 470,000 | $ 235,000 | $ 126,000 |
| Talbot County Maryland | 2 | $ 1,617,000 | $ 808,000 | $ 408,000 |
| Washtenaw County Michigan | 2 | $ 296,000 | $ 148,000 | $ 72,000 |
| Ravalli County Montana | 2 | $ 348,000 | $ 174,000 | $ 75,000 |
| Coos County New Hampshire | 2 | $ 149,000 | $ 74,000 | $ 162,000 |
| Cayuga County New York | 2 | $ 324,000 | $ 162,000 | $ 155,000 |
| Chenango County New York | 2 | $ 326,000 | $ 163,000 | $ 132,000 |
| Genesee County New York | 2 | $ 141,000 | $ 70,000 | $ 82,000 |
| Herkimer County New York | 2 | $ 168,000 | $ 84,000 | $ 43,000 |
| Madison County New York | 2 | $ 281,000 | $ 140,000 | $ 96,000 |
| Oswego County New York | 2 | $ 174,000 | $ 87,000 | $ 82,000 |
| Schoharie County New York | 2 | $ 230,000 | $ 115,000 | $ 127,000 |
| Cabarrus County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 29,000 |
| Forsyth County North Carolina | 2 | $ 217,000 | $ 108,000 | $ 52,000 |
| Granville County North Carolina | 2 | $ 516,000 | $ 258,000 | $ 82,000 |
| Transylvania County North Carolina | 2 | $ 542,000 | $ 271,000 | $ 128,000 |
| Lucas County Ohio | 2 | $ 224,000 | $ 112,000 | $ 72,000 |
| Stark County Ohio | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Armstrong County Pennsylvania | 2 | $ 197,000 | $ 98,000 | $ 98,000 |
| Beaver County Pennsylvania | 2 | $ 213,000 | $ 106,000 | $ 90,000 |
| Bedford County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 45,000 |
| Bradford County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 52,000 |
| Clearfield County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Juniata County Pennsylvania | 2 | $ 156,000 | $ 78,000 | $ 67,000 |
| McKean County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 68,000 |
| Susquehanna County Pennsylvania | 2 | $ 298,000 | $ 149,000 | $ 190,000 |
| Tioga County Pennsylvania | 2 | $ 263,000 | $ 131,000 | $ 78,000 |
| Charleston County South Carolina | 2 | $ 373,000 | $ 186,000 | $ 60,000 |
| Shelby County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 150,000 |
| Tipton County Tennessee | 2 | $ 325,000 | $ 162,000 | $ 72,000 |
| Addison County Vermont | 2 | $ 267,000 | $ 133,000 | $ 80,000 |
| Bennington County Vermont | 2 | $ 289,000 | $ 144,000 | $ 34,000 |
| Lamoille County Vermont | 2 | $ 1,393,000 | $ 696,000 | $ 517,000 |
| Orange County Vermont | 2 | $ 534,000 | $ 267,000 | $ 55,000 |
| Chesterfield County Virginia | 2 | $ 438,000 | $ 219,000 | $ 87,000 |
| Culpeper County Virginia | 2 | $ 408,000 | $ 204,000 | $ 49,000 |
| Henrico County Virginia | 2 | $ 478,000 | $ 239,000 | $ 121,000 |
| Loudoun County Virginia | 2 | $ 769,000 | $ 384,000 | $ 190,000 |
| Prince William County Virginia | 2 | $ 613,000 | $ 306,000 | $ 90,000 |
| King County Washington | 2 | $ 477,000 | $ 238,000 | $ 154,000 |
| Baldwin County Alabama | 1 | $ 311,000 | $ 311,000 | $ 102,000 |
| Madison County Alabama | 1 | $ 253,000 | $ 253,000 | $ 102,000 |
| Coconino County Arizona | 1 | $ 336,000 | $ 336,000 | $ 60,000 |
| Navajo County Arizona | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Yavapai County Arizona | 1 | $ 256,000 | $ 256,000 | $ 711,000 |
| Amador County California | 1 | $ 350,000 | $ 350,000 | $ 167,000 |
| Mono County California | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Placer County California | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Sacramento County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| San Diego County California | 1 | $ 327,000 | $ 327,000 | $ 90,000 |
| Santa Clara County California | 1 | $ 333,000 | $ 333,000 | $ 74,000 |
| Ventura County California | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
| Denver County Colorado | 1 | $ 166,000 | $ 166,000 | $ 14,000 |
| Douglas County Colorado | 1 | $ 182,000 | $ 182,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 174,000 | $ 174,000 | $ 80,000 |
| Columbia County Florida | 1 | $ 142,000 | $ 142,000 | $ 66,000 |
| Leon County Florida | 1 | $ 94,000 | $ 94,000 | $ 76,000 |
| Manatee County Florida | 1 | $ 180,000 | $ 180,000 | $ 251,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Monroe County Florida | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Pasco County Florida | 1 | $ 116,000 | $ 116,000 | $ 113,000 |
| Santa Rosa County Florida | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Bartow County Georgia | 1 | $ 111,000 | $ 111,000 | $ 47,000 |
| Bulloch County Georgia | 1 | $ 71,000 | $ 71,000 | $ 152,000 |
| Effingham County Georgia | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Forsyth County Georgia | 1 | $ 634,000 | $ 634,000 | $ 195,000 |
| Hart County Georgia | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Jackson County Georgia | 1 | $ 131,000 | $ 131,000 | $ 88,000 |
| Rockdale County Georgia | 1 | $ 172,000 | $ 172,000 | $ 99,000 |
| Canyon County Idaho | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Teton County Idaho | 1 | $ 290,000 | $ 290,000 | $ 65,000 |
| Boone County Illinois | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Grundy County Illinois | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
| St. Clair County Illinois | 1 | $ 238,000 | $ 238,000 | $ 125,000 |
| Stephenson County Illinois | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| Boone County Indiana | 1 | $ 86,000 | $ 86,000 | $ 150,000 |
| Cass County Indiana | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| Delaware County Indiana | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Franklin County Indiana | 1 | $ 138,000 | $ 138,000 | $ 21,000 |
| LaPorte County Indiana | 1 | $ 149,000 | $ 149,000 | $ 73,000 |
| Monroe County Indiana | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| Montgomery County Indiana | 1 | $ 59,000 | $ 59,000 | $ 10,000 |
| St. Joseph County Indiana | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Tippecanoe County Indiana | 1 | $ 118,000 | $ 118,000 | $ 95,000 |
| Whitley County Indiana | 1 | $ 153,000 | $ 153,000 | $ 70,000 |
| Sedgwick County Kansas | 1 | $ 218,000 | $ 218,000 | $ 134,000 |
| Wyandotte County Kansas | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Allegany County Maryland | 1 | $ 143,000 | $ 143,000 | $ 27,000 |
| Queen Anne's County Maryland | 1 | $ 289,000 | $ 289,000 | $ 106,000 |
| Somerset County Maryland | 1 | $ 260,000 | $ 260,000 | $ 168,000 |
| Antrim County Michigan | 1 | $ 86,000 | $ 86,000 | $ 107,000 |
| Cheboygan County Michigan | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Genesee County Michigan | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Gladwin County Michigan | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Kent County Michigan | 1 | $ 118,000 | $ 118,000 | $ 117,000 |
| Lapeer County Michigan | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Hennepin County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 124,000 |
| Ramsey County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Callaway County Missouri | 1 | $ 113,000 | $ 113,000 | $ 94,000 |
| Camden County Missouri | 1 | $ 145,000 | $ 145,000 | $ 242,000 |
| Cass County Missouri | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Clay County Missouri | 1 | $ 131,000 | $ 131,000 | $ 71,000 |
| Johnson County Missouri | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| Lincoln County Missouri | 1 | $ 202,000 | $ 202,000 | $ 103,000 |
| Webster County Missouri | 1 | $ 126,000 | $ 126,000 | $ 101,000 |
| Gage County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Clark County Nevada | 1 | $ 290,000 | $ 290,000 | $ 68,000 |
| Delaware County New York | 1 | $ 106,000 | $ 106,000 | $ 93,000 |
| Lewis County New York | 1 | $ 156,000 | $ 156,000 | $ 600,000 |
| Orleans County New York | 1 | $ 136,000 | $ 136,000 | $ 93,000 |
| Tompkins County New York | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Wyoming County New York | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Alamance County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 67,000 |
| Catawba County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Cleveland County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Columbus County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Davidson County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 62,000 |
| Davie County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Gaston County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
| Harnett County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Iredell County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 100,000 |
| Jackson County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 619,000 |
| Johnston County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Lincoln County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Union County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Butler County Ohio | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Clermont County Ohio | 1 | $ 224,000 | $ 224,000 | $ 157,000 |
| Coshocton County Ohio | 1 | $ 81,000 | $ 81,000 | $ 110,000 |
| Cuyahoga County Ohio | 1 | $ 242,000 | $ 242,000 | $ 216,000 |
| Franklin County Ohio | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Hamilton County Ohio | 1 | $ 157,000 | $ 157,000 | $ 25,000 |
| Hancock County Ohio | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Wayne County Ohio | 1 | $ 120,000 | $ 120,000 | $ 112,000 |
| Clackamas County Oregon | 1 | $ 247,000 | $ 247,000 | $ 116,000 |
| Cambria County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Crawford County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 188,000 |
| Erie County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
| Fayette County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 95,000 |
| Fulton County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Huntingdon County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 137,000 |
| Lawrence County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Mifflin County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Snyder County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 235,000 |
| Wyoming County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 82,000 |
| Beaufort County South Carolina | 1 | $ 328,000 | $ 328,000 | $ 359,000 |
| Berkeley County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 71,000 |
| Horry County South Carolina | 1 | $ 289,000 | $ 289,000 | $ 125,000 |
| Rutherford County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 49,000 |
| Salt Lake County Utah | 1 | $ 380,000 | $ 380,000 | $ 120,000 |
| Utah County Utah | 1 | $ 231,000 | $ 231,000 | $ 160,000 |
| Essex County Vermont | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Rutland County Vermont | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Alexandria County Virginia | 1 | $ 400,000 | $ 400,000 | $ 450,000 |
| Bedford City County Virginia | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Hanover County Virginia | 1 | $ 184,000 | $ 184,000 | $ 133,000 |
| Louisa County Virginia | 1 | $ 127,000 | $ 127,000 | $ 139,000 |
| Stafford County Virginia | 1 | $ 243,000 | $ 243,000 | $ 22,000 |
| Kitsap County Washington | 1 | $ 179,000 | $ 179,000 | $ 172,000 |
| Pierce County Washington | 1 | $ 158,000 | $ 158,000 | $ 128,000 |
| Snohomish County Washington | 1 | $ 148,000 | $ 148,000 | $ 125,000 |
| Jefferson County West Virginia | 1 | $ 296,000 | $ 296,000 | $ 89,000 |
| Kenosha County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Milwaukee County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 25,471 | $6,860,113,000 | $269,000 | $26,700,000 | $126,000 | $9,999,000 |
| Home Purchase | 6,542 | $1,745,411,000 | $266,000 | $18,825,000 | $113,000 | $2,186,000 |
| Home Improvement | 1,112 | $137,346,000 | $123,000 | $10,500,000 | $90,000 | $2,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26,219 | $6,295,741,000 | $240,000 | $18,825,000 | $128,000 | $9,999,000 |
| Asian | 2,067 | $557,205,000 | $269,000 | $3,000,000 | $129,000 | $2,505,000 |
| Not Provided | 1,813 | $436,567,000 | $240,000 | $1,800,000 | $126,000 | $1,823,000 |
| Hispanic | 1,396 | $256,970,000 | $184,000 | $1,500,000 | $79,000 | $1,000,000 |
| Black or African American | 1,058 | $177,600,000 | $167,000 | $1,000,000 | $80,000 | $864,000 |
| Not applicable | 387 | $974,900,000 | $2,519,000 | $26,700,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 101 | $20,986,000 | $207,000 | $816,000 | $83,000 | $362,000 |
| American Indian or Alaskan Native | 84 | $22,901,000 | $272,000 | $757,000 | $113,000 | $650,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,992 | $8,531,439,000 | $266,000 | $26,700,000 | $125,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,054 | $195,969,000 | $185,000 | $620,000 | $63,000 | $293,000 |
| VA-guaranteed (Veterans Administration) | 74 | $14,721,000 | $198,000 | $417,000 | $69,000 | $203,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $741,000 | $148,000 | $218,000 | $44,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,590 | $6,189,218,000 | $251,000 | $26,700,000 | $124,000 | $9,999,000 |
| Application Denied By Financial Institution | 5,301 | $1,256,413,000 | $237,000 | $18,500,000 | $105,000 | $4,636,000 |
| Application Approved But Not Accepted | 1,166 | $341,272,000 | $292,000 | $10,500,000 | $143,000 | $1,823,000 |
| Loan Purchased By The Institution | 1,111 | $630,835,000 | $567,000 | $8,554,000 | $165,000 | $2,505,000 |
| Application Withdrawn By Applicant | 792 | $270,262,000 | $341,000 | $18,825,000 | $112,000 | $1,446,000 |
| Preapproval Denied by Financial Institution | 123 | $23,931,000 | $194,000 | $1,200,000 | $70,000 | $713,000 |
| File Closed For Incompleteness | 42 | $30,939,000 | $736,000 | $10,400,000 | $65,000 | $517,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,837 | $472,965,000 | $257,000 | $18,500,000 | $112,000 | $2,076,000 |
| Credit Application Incomplete | 1,185 | $284,354,000 | $239,000 | $1,800,000 | $121,000 | $1,798,000 |
| Debt-To-Income Ratio | 970 | $230,301,000 | $237,000 | $1,540,000 | $70,000 | $1,363,000 |
| Other | 618 | $132,051,000 | $213,000 | $16,000,000 | $109,000 | $2,000,000 |
| Credit History | 475 | $83,368,000 | $175,000 | $7,800,000 | $86,000 | $881,000 |
| Unverifiable Information | 212 | $47,775,000 | $225,000 | $1,385,000 | $124,000 | $4,636,000 |
| Employment History | 66 | $13,323,000 | $201,000 | $520,000 | $78,000 | $297,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $15,152,000 | $275,000 | $1,490,000 | $124,000 | $777,000 |
| Mortgage Insurance Denied | 6 | $1,055,000 | $175,000 | $255,000 | $86,000 | $176,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.