Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Santander Bank, N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,498 |
| Total Mortgage Loan Application Amount | $5,964,576,000 |
| Average Mortgage Loan Application Amount | $440,333 |
| Highest Mortgage Loan Application Amount | $49,522,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $4,937,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 1,266 | $ 443,495,000 | $ 350,000 | $ 142,000 |
| Essex County Massachusetts | 655 | $ 241,121,000 | $ 368,000 | $ 110,000 |
| Norfolk County Massachusetts | 639 | $ 221,490,000 | $ 346,000 | $ 133,000 |
| Kings County New York | 564 | $ 305,866,000 | $ 542,000 | $ 90,000 |
| Providence County Rhode Island | 523 | $ 90,407,000 | $ 172,000 | $ 78,000 |
| Bristol County Massachusetts | 507 | $ 109,578,000 | $ 216,000 | $ 94,000 |
| Suffolk County Massachusetts | 486 | $ 168,936,000 | $ 347,000 | $ 125,000 |
| Plymouth County Massachusetts | 455 | $ 120,342,000 | $ 264,000 | $ 110,000 |
| Monmouth County New Jersey | 396 | $ 127,346,000 | $ 321,000 | $ 161,000 |
| Worcester County Massachusetts | 375 | $ 96,936,000 | $ 258,000 | $ 109,000 |
| Berks County Pennsylvania | 351 | $ 55,955,000 | $ 159,000 | $ 84,000 |
| Richmond County New York | 344 | $ 107,970,000 | $ 313,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 330 | $ 117,325,000 | $ 355,000 | $ 81,000 |
| Ocean County New Jersey | 329 | $ 71,117,000 | $ 216,000 | $ 100,000 |
| Queens County New York | 324 | $ 203,303,000 | $ 627,000 | $ 82,000 |
| Montgomery County Pennsylvania | 305 | $ 97,758,000 | $ 320,000 | $ 166,000 |
| New York County New York | 284 | $ 353,649,000 | $ 1,245,000 | $ 143,000 |
| Hartford County Connecticut | 281 | $ 64,712,000 | $ 230,000 | $ 97,000 |
| Barnstable County Massachusetts | 281 | $ 76,856,000 | $ 273,000 | $ 144,000 |
| Middlesex County New Jersey | 270 | $ 102,173,000 | $ 378,000 | $ 124,000 |
| Essex County New Jersey | 219 | $ 80,130,000 | $ 365,000 | $ 118,000 |
| Chester County Pennsylvania | 210 | $ 70,414,000 | $ 335,000 | $ 158,000 |
| Bergen County New Jersey | 197 | $ 99,624,000 | $ 505,000 | $ 159,000 |
| Union County New Jersey | 197 | $ 75,965,000 | $ 385,000 | $ 117,000 |
| Hudson County New Jersey | 196 | $ 98,163,000 | $ 500,000 | $ 131,000 |
| Bucks County Pennsylvania | 177 | $ 103,510,000 | $ 584,000 | $ 169,000 |
| Delaware County Pennsylvania | 169 | $ 43,859,000 | $ 259,000 | $ 121,000 |
| Nassau County New York | 159 | $ 94,346,000 | $ 593,000 | $ 146,000 |
| Rockingham County New Hampshire | 156 | $ 39,664,000 | $ 254,000 | $ 113,000 |
| Fairfield County Connecticut | 155 | $ 61,657,000 | $ 397,000 | $ 189,000 |
| Lancaster County Pennsylvania | 151 | $ 25,822,000 | $ 171,000 | $ 77,000 |
| Westchester County New York | 149 | $ 68,891,000 | $ 462,000 | $ 129,000 |
| York County Pennsylvania | 147 | $ 20,351,000 | $ 138,000 | $ 73,000 |
| Lycoming County Pennsylvania | 146 | $ 22,706,000 | $ 155,000 | $ 71,000 |
| Kent County Rhode Island | 142 | $ 36,711,000 | $ 258,000 | $ 107,000 |
| Morris County New Jersey | 136 | $ 105,393,000 | $ 774,000 | $ 147,000 |
| Mercer County New Jersey | 133 | $ 31,134,000 | $ 234,000 | $ 115,000 |
| Hillsborough County New Hampshire | 130 | $ 33,882,000 | $ 260,000 | $ 117,000 |
| Somerset County New Jersey | 123 | $ 54,380,000 | $ 442,000 | $ 167,000 |
| Schuylkill County Pennsylvania | 116 | $ 9,626,000 | $ 82,000 | $ 56,000 |
| Washington County Rhode Island | 115 | $ 32,554,000 | $ 283,000 | $ 157,000 |
| New Haven County Connecticut | 108 | $ 34,126,000 | $ 315,000 | $ 127,000 |
| Albany County New York | 103 | $ 20,821,000 | $ 202,000 | $ 103,000 |
| New Castle County Delaware | 100 | $ 30,540,000 | $ 305,000 | $ 172,000 |
| Cumberland County Pennsylvania | 94 | $ 16,277,000 | $ 173,000 | $ 89,000 |
| Dauphin County Pennsylvania | 94 | $ 23,446,000 | $ 249,000 | $ 79,000 |
| Burlington County New Jersey | 93 | $ 24,521,000 | $ 263,000 | $ 121,000 |
| Suffolk County New York | 90 | $ 37,828,000 | $ 420,000 | $ 171,000 |
| Northampton County Pennsylvania | 89 | $ 29,361,000 | $ 329,000 | $ 83,000 |
| Saratoga County New York | 88 | $ 21,039,000 | $ 239,000 | $ 112,000 |
| Lebanon County Pennsylvania | 80 | $ 10,270,000 | $ 128,000 | $ 66,000 |
| Lehigh County Pennsylvania | 71 | $ 24,637,000 | $ 347,000 | $ 95,000 |
| Bristol County Rhode Island | 68 | $ 20,956,000 | $ 308,000 | $ 159,000 |
| Camden County New Jersey | 66 | $ 42,468,000 | $ 643,000 | $ 105,000 |
| Passaic County New Jersey | 63 | $ 18,154,000 | $ 288,000 | $ 101,000 |
| Bronx County New York | 62 | $ 61,899,000 | $ 998,000 | $ 46,000 |
| Dukes County Massachusetts | 60 | $ 23,642,000 | $ 394,000 | $ 168,000 |
| Newport County Rhode Island | 58 | $ 19,489,000 | $ 336,000 | $ 275,000 |
| Cape May County New Jersey | 56 | $ 23,864,000 | $ 426,000 | $ 357,000 |
| Los Angeles County California | 52 | $ 117,367,000 | $ 2,257,000 | $ 30,000 |
| Erie County New York | 52 | $ 7,602,000 | $ 146,000 | $ 86,000 |
| Hampden County Massachusetts | 46 | $ 8,777,000 | $ 190,000 | $ 75,000 |
| Miami-Dade County Florida | 42 | $ 24,826,000 | $ 591,000 | $ 24,000 |
| Cook County Illinois | 42 | $ 49,650,000 | $ 1,182,000 | $ 29,000 |
| Schenectady County New York | 42 | $ 7,909,000 | $ 188,000 | $ 92,000 |
| Clinton County Pennsylvania | 41 | $ 4,331,000 | $ 105,000 | $ 70,000 |
| Sussex County New Jersey | 35 | $ 15,168,000 | $ 433,000 | $ 79,000 |
| Montgomery County Maryland | 34 | $ 36,013,000 | $ 1,059,000 | $ 324,000 |
| Hunterdon County New Jersey | 34 | $ 10,572,000 | $ 310,000 | $ 128,000 |
| Northumberland County Pennsylvania | 33 | $ 3,443,000 | $ 104,000 | $ 71,000 |
| Rensselaer County New York | 32 | $ 11,439,000 | $ 357,000 | $ 94,000 |
| Atlantic County New Jersey | 31 | $ 7,703,000 | $ 248,000 | $ 219,000 |
| Gloucester County New Jersey | 30 | $ 28,922,000 | $ 964,000 | $ 115,000 |
| Litchfield County Connecticut | 28 | $ 5,790,000 | $ 206,000 | $ 144,000 |
| York County Maine | 27 | $ 7,688,000 | $ 284,000 | $ 277,000 |
| Baltimore County Maryland | 26 | $ 8,477,000 | $ 326,000 | $ 152,000 |
| Centre County Pennsylvania | 26 | $ 5,723,000 | $ 220,000 | $ 105,000 |
| Anne Arundel County Maryland | 25 | $ 32,510,000 | $ 1,300,000 | $ 277,000 |
| Berkshire County Massachusetts | 25 | $ 7,196,000 | $ 287,000 | $ 232,000 |
| Merrimack County New Hampshire | 25 | $ 5,115,000 | $ 204,000 | $ 74,000 |
| Middlesex County Connecticut | 24 | $ 6,724,000 | $ 280,000 | $ 109,000 |
| Sussex County Delaware | 24 | $ 10,988,000 | $ 457,000 | $ 392,000 |
| Baltimore City County Maryland | 22 | $ 55,386,000 | $ 2,517,000 | $ 76,000 |
| Orange County New York | 22 | $ 15,709,000 | $ 714,000 | $ 99,000 |
| Rockland County New York | 22 | $ 11,967,000 | $ 543,000 | $ 106,000 |
| Carroll County New Hampshire | 19 | $ 3,695,000 | $ 194,000 | $ 208,000 |
| Union County Pennsylvania | 19 | $ 2,446,000 | $ 128,000 | $ 82,000 |
| Tolland County Connecticut | 16 | $ 1,880,000 | $ 117,000 | $ 71,000 |
| Monroe County Pennsylvania | 15 | $ 2,531,000 | $ 168,000 | $ 139,000 |
| Warren County New Jersey | 14 | $ 2,790,000 | $ 199,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 13 | $ 18,551,000 | $ 1,427,000 | $ 156,000 |
| Cumberland County Maine | 13 | $ 9,498,000 | $ 730,000 | $ 142,000 |
| Windham County Connecticut | 12 | $ 1,844,000 | $ 153,000 | $ 140,000 |
| Howard County Maryland | 12 | $ 7,566,000 | $ 630,000 | $ 323,000 |
| Hampshire County Massachusetts | 11 | $ 1,853,000 | $ 168,000 | $ 94,000 |
| Strafford County New Hampshire | 11 | $ 2,489,000 | $ 226,000 | $ 123,000 |
| Putnam County New York | 11 | $ 3,603,000 | $ 327,000 | $ 152,000 |
| Warren County New York | 11 | $ 2,749,000 | $ 249,000 | $ 117,000 |
| Loudoun County Virginia | 11 | $ 5,014,000 | $ 455,000 | $ 233,000 |
| Prince George's County Maryland | 10 | $ 79,171,000 | $ 7,917,000 | $ 39,000 |
| Belknap County New Hampshire | 10 | $ 5,451,000 | $ 545,000 | $ 131,000 |
| Palm Beach County Florida | 9 | $ 3,062,000 | $ 340,000 | $ 276,000 |
| Will County Illinois | 9 | $ 6,275,000 | $ 697,000 | $ 64,000 |
| Nantucket County Massachusetts | 9 | $ 5,332,000 | $ 592,000 | $ 204,000 |
| Luzerne County Pennsylvania | 9 | $ 1,625,000 | $ 180,000 | $ 88,000 |
| Windham County Vermont | 9 | $ 2,637,000 | $ 293,000 | $ 276,000 |
| New London County Connecticut | 8 | $ 1,558,000 | $ 194,000 | $ 100,000 |
| Broward County Florida | 8 | $ 5,672,000 | $ 709,000 | $ 100,000 |
| Oxford County Maine | 8 | $ 1,485,000 | $ 185,000 | $ 220,000 |
| Grafton County New Hampshire | 8 | $ 2,167,000 | $ 270,000 | $ 297,000 |
| Dutchess County New York | 8 | $ 1,765,000 | $ 220,000 | $ 171,000 |
| Carroll County Maryland | 7 | $ 2,294,000 | $ 327,000 | $ 136,000 |
| Monroe County New York | 7 | $ 1,540,000 | $ 220,000 | $ 153,000 |
| Perry County Pennsylvania | 7 | $ 1,395,000 | $ 199,000 | $ 64,000 |
| Fairfax County Virginia | 7 | $ 6,688,000 | $ 955,000 | $ 206,000 |
| Orange County California | 6 | $ 15,346,000 | $ 2,557,000 | $ 0 |
| Collier County Florida | 6 | $ 1,577,000 | $ 262,000 | $ 307,000 |
| Lee County Florida | 6 | $ 1,714,000 | $ 285,000 | $ 294,000 |
| Frederick County Maryland | 6 | $ 11,190,000 | $ 1,865,000 | $ 39,000 |
| Fulton County New York | 6 | $ 1,065,000 | $ 177,000 | $ 101,000 |
| Carbon County Pennsylvania | 6 | $ 696,000 | $ 116,000 | $ 118,000 |
| Franklin County Pennsylvania | 6 | $ 608,000 | $ 101,000 | $ 64,000 |
| Snyder County Pennsylvania | 6 | $ 887,000 | $ 147,000 | $ 74,000 |
| San Diego County California | 5 | $ 10,474,000 | $ 2,094,000 | $ 33,000 |
| Worcester County Maryland | 5 | $ 1,508,000 | $ 301,000 | $ 333,000 |
| Niagara County New York | 5 | $ 879,000 | $ 175,000 | $ 111,000 |
| Onondaga County New York | 5 | $ 552,000 | $ 110,000 | $ 75,000 |
| Otsego County New York | 5 | $ 5,871,000 | $ 1,174,000 | $ 124,000 |
| Tompkins County New York | 5 | $ 58,120,000 | $ 11,624,000 | $ 0 |
| Ulster County New York | 5 | $ 940,000 | $ 188,000 | $ 136,000 |
| Allegheny County Pennsylvania | 5 | $ 5,954,000 | $ 1,190,000 | $ 57,000 |
| Montour County Pennsylvania | 5 | $ 706,000 | $ 141,000 | $ 58,000 |
| Sullivan County Pennsylvania | 5 | $ 1,094,000 | $ 218,000 | $ 90,000 |
| Chittenden County Vermont | 5 | $ 1,125,000 | $ 225,000 | $ 123,000 |
| Kent County Delaware | 4 | $ 611,000 | $ 152,000 | $ 95,000 |
| Pinellas County Florida | 4 | $ 6,287,000 | $ 1,571,000 | $ 16,000 |
| Androscoggin County Maine | 4 | $ 7,248,000 | $ 1,812,000 | $ 304,000 |
| Cecil County Maryland | 4 | $ 1,456,000 | $ 364,000 | $ 169,000 |
| Harford County Maryland | 4 | $ 953,000 | $ 238,000 | $ 91,000 |
| Cheshire County New Hampshire | 4 | $ 872,000 | $ 218,000 | $ 177,000 |
| Sullivan County New Hampshire | 4 | $ 1,141,000 | $ 285,000 | $ 164,000 |
| Salem County New Jersey | 4 | $ 818,000 | $ 204,000 | $ 61,000 |
| Oneida County New York | 4 | $ 236,000 | $ 59,000 | $ 58,000 |
| Buncombe County North Carolina | 4 | $ 523,000 | $ 130,000 | $ 51,000 |
| Mecklenburg County North Carolina | 4 | $ 5,436,000 | $ 1,359,000 | $ 55,000 |
| Hamilton County Ohio | 4 | $ 426,000 | $ 106,000 | $ 81,000 |
| Huntingdon County Pennsylvania | 4 | $ 458,000 | $ 114,000 | $ 73,000 |
| Lackawanna County Pennsylvania | 4 | $ 808,000 | $ 202,000 | $ 141,000 |
| Wayne County Pennsylvania | 4 | $ 987,000 | $ 246,000 | $ 196,000 |
| Bennington County Vermont | 4 | $ 1,163,000 | $ 290,000 | $ 262,000 |
| Brevard County Florida | 3 | $ 2,285,000 | $ 761,000 | $ 156,000 |
| Flagler County Florida | 3 | $ 243,000 | $ 81,000 | $ 110,000 |
| DuPage County Illinois | 3 | $ 508,000 | $ 169,000 | $ 73,000 |
| Kane County Illinois | 3 | $ 689,000 | $ 229,000 | $ 132,000 |
| Elkhart County Indiana | 3 | $ 221,000 | $ 73,000 | $ 39,000 |
| St. Joseph County Indiana | 3 | $ 195,000 | $ 65,000 | $ 27,000 |
| Penobscot County Maine | 3 | $ 564,000 | $ 188,000 | $ 41,000 |
| Garrett County Maryland | 3 | $ 450,000 | $ 150,000 | $ 17,000 |
| Washington County Maryland | 3 | $ 358,000 | $ 119,000 | $ 51,000 |
| Oakland County Michigan | 3 | $ 368,000 | $ 122,000 | $ 37,000 |
| St. Louis County Missouri | 3 | $ 317,000 | $ 105,000 | $ 71,000 |
| Coos County New Hampshire | 3 | $ 603,000 | $ 201,000 | $ 103,000 |
| Columbia County New York | 3 | $ 913,000 | $ 304,000 | $ 117,000 |
| Greene County New York | 3 | $ 436,000 | $ 145,000 | $ 216,000 |
| Hamilton County New York | 3 | $ 486,000 | $ 162,000 | $ 209,000 |
| Schoharie County New York | 3 | $ 295,000 | $ 98,000 | $ 65,000 |
| Washington County New York | 3 | $ 267,000 | $ 89,000 | $ 52,000 |
| Davidson County North Carolina | 3 | $ 289,000 | $ 96,000 | $ 50,000 |
| Durham County North Carolina | 3 | $ 7,754,000 | $ 2,584,000 | $ 188,000 |
| Forsyth County North Carolina | 3 | $ 358,000 | $ 119,000 | $ 52,000 |
| Guilford County North Carolina | 3 | $ 316,000 | $ 105,000 | $ 53,000 |
| Wake County North Carolina | 3 | $ 316,000 | $ 105,000 | $ 33,000 |
| Adams County Pennsylvania | 3 | $ 292,000 | $ 97,000 | $ 60,000 |
| Columbia County Pennsylvania | 3 | $ 409,000 | $ 136,000 | $ 77,000 |
| Pike County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 166,000 |
| Arlington County Virginia | 3 | $ 2,098,000 | $ 699,000 | $ 279,000 |
| Richmond City County Virginia | 3 | $ 15,000,000 | $ 5,000,000 | $ 0 |
| Fresno County California | 2 | $ 3,870,000 | $ 1,935,000 | $ 63,000 |
| Alachua County Florida | 2 | $ 191,000 | $ 95,000 | $ 78,000 |
| Osceola County Florida | 2 | $ 372,000 | $ 186,000 | $ 54,000 |
| Seminole County Florida | 2 | $ 3,365,000 | $ 1,682,000 | $ 0 |
| Hendricks County Indiana | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Jasper County Indiana | 2 | $ 272,000 | $ 136,000 | $ 51,000 |
| Lake County Indiana | 2 | $ 157,000 | $ 78,000 | $ 30,000 |
| Marion County Indiana | 2 | $ 65,000 | $ 32,000 | $ 28,000 |
| Monroe County Indiana | 2 | $ 204,000 | $ 102,000 | $ 37,000 |
| Lincoln County Maine | 2 | $ 342,000 | $ 171,000 | $ 119,000 |
| Caroline County Maryland | 2 | $ 209,000 | $ 104,000 | $ 25,000 |
| Talbot County Maryland | 2 | $ 1,307,000 | $ 653,000 | $ 1,554,000 |
| Franklin County Missouri | 2 | $ 231,000 | $ 115,000 | $ 109,000 |
| Cumberland County New Jersey | 2 | $ 729,000 | $ 364,000 | $ 0 |
| Broome County New York | 2 | $ 288,000 | $ 144,000 | $ 99,000 |
| Cattaraugus County New York | 2 | $ 196,000 | $ 98,000 | $ 75,000 |
| Clinton County New York | 2 | $ 368,000 | $ 184,000 | $ 262,000 |
| Essex County New York | 2 | $ 1,610,000 | $ 805,000 | $ 604,000 |
| Herkimer County New York | 2 | $ 306,000 | $ 153,000 | $ 162,000 |
| Jefferson County New York | 2 | $ 729,000 | $ 364,000 | $ 168,000 |
| Ontario County New York | 2 | $ 486,000 | $ 243,000 | $ 211,000 |
| Rockingham County North Carolina | 2 | $ 167,000 | $ 83,000 | $ 34,000 |
| Cuyahoga County Ohio | 2 | $ 132,000 | $ 66,000 | $ 54,000 |
| Greene County Ohio | 2 | $ 121,000 | $ 60,000 | $ 47,000 |
| Armstrong County Pennsylvania | 2 | $ 331,000 | $ 165,000 | $ 108,000 |
| Mifflin County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 95,000 |
| Washington County Pennsylvania | 2 | $ 343,000 | $ 171,000 | $ 438,000 |
| Davidson County Tennessee | 2 | $ 43,463,000 | $ 21,731,000 | $ 0 |
| Dallas County Texas | 2 | $ 1,622,000 | $ 811,000 | $ 0 |
| Tarrant County Texas | 2 | $ 751,000 | $ 375,000 | $ 0 |
| Orleans County Vermont | 2 | $ 262,000 | $ 131,000 | $ 120,000 |
| Rutland County Vermont | 2 | $ 232,000 | $ 116,000 | $ 222,000 |
| Washington County Vermont | 2 | $ 630,000 | $ 315,000 | $ 363,000 |
| Virginia Beach County Virginia | 2 | $ 3,740,000 | $ 1,870,000 | $ 1,055,000 |
| King County Washington | 2 | $ 987,000 | $ 493,000 | $ 202,000 |
| Milwaukee County Wisconsin | 2 | $ 24,343,000 | $ 12,171,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
| Talladega County Alabama | 1 | $ 53,000 | $ 53,000 | $ 49,000 |
| Contra Costa County California | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| San Mateo County California | 1 | $ 750,000 | $ 750,000 | $ 214,000 |
| Stanislaus County California | 1 | $ 258,000 | $ 258,000 | $ 138,000 |
| Lake County Colorado | 1 | $ 234,000 | $ 234,000 | $ 322,000 |
| Duval County Florida | 1 | $ 2,651,000 | $ 2,651,000 | $ 0 |
| Hernando County Florida | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Hillsborough County Florida | 1 | $ 931,000 | $ 931,000 | $ 0 |
| Indian River County Florida | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| Lake County Florida | 1 | $ 4,544,000 | $ 4,544,000 | $ 0 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Manatee County Florida | 1 | $ 266,000 | $ 266,000 | $ 132,000 |
| Monroe County Florida | 1 | $ 488,000 | $ 488,000 | $ 250,000 |
| Orange County Florida | 1 | $ 257,000 | $ 257,000 | $ 26,000 |
| Pasco County Florida | 1 | $ 2,129,000 | $ 2,129,000 | $ 0 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 229,000 |
| St. Lucie County Florida | 1 | $ 150,000 | $ 150,000 | $ 112,000 |
| Sumter County Florida | 1 | $ 190,000 | $ 190,000 | $ 105,000 |
| Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 17,000 |
| Cobb County Georgia | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
| Colquitt County Georgia | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Effingham County Georgia | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Fannin County Georgia | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
| Fulton County Georgia | 1 | $ 241,000 | $ 241,000 | $ 172,000 |
| Grundy County Illinois | 1 | $ 2,911,000 | $ 2,911,000 | $ 0 |
| Kendall County Illinois | 1 | $ 224,000 | $ 224,000 | $ 1,200,000 |
| McHenry County Illinois | 1 | $ 553,000 | $ 553,000 | $ 0 |
| Allen County Indiana | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
| Hamilton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Noble County Indiana | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Vanderburgh County Indiana | 1 | $ 77,000 | $ 77,000 | $ 117,000 |
| Johnson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Jefferson County Kentucky | 1 | $ 1,829,000 | $ 1,829,000 | $ 0 |
| Pike County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Franklin County Maine | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Hancock County Maine | 1 | $ 131,000 | $ 131,000 | $ 170,000 |
| Kennebec County Maine | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Sagadahoc County Maine | 1 | $ 205,000 | $ 205,000 | $ 249,000 |
| Somerset County Maine | 1 | $ 138,000 | $ 138,000 | $ 190,000 |
| Queen Anne's County Maryland | 1 | $ 759,000 | $ 759,000 | $ 553,000 |
| Wicomico County Maryland | 1 | $ 81,000 | $ 81,000 | $ 142,000 |
| Benzie County Michigan | 1 | $ 134,000 | $ 134,000 | $ 30,000 |
| Macomb County Michigan | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| Ramsey County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Jefferson County Missouri | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Valencia County New Mexico | 1 | $ 127,000 | $ 127,000 | $ 285,000 |
| Chautauqua County New York | 1 | $ 13,000 | $ 13,000 | $ 94,000 |
| Delaware County New York | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Franklin County New York | 1 | $ 363,000 | $ 363,000 | $ 658,000 |
| Genesee County New York | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
| Montgomery County New York | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Seneca County New York | 1 | $ 98,000 | $ 98,000 | $ 129,000 |
| St. Lawrence County New York | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Steuben County New York | 1 | $ 118,000 | $ 118,000 | $ 133,000 |
| Sullivan County New York | 1 | $ 66,000 | $ 66,000 | $ 114,000 |
| Tioga County New York | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Wyoming County New York | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Cabarrus County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 19,000 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Caswell County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Catawba County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| Cleveland County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Hoke County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Lincoln County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Moore County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 299,000 |
| New Hanover County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Polk County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
| Randolph County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Stokes County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Union County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 94,000 |
| Watauga County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Butler County Ohio | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Clermont County Ohio | 1 | $ 41,000 | $ 41,000 | $ 55,000 |
| Erie County Ohio | 1 | $ 53,000 | $ 53,000 | $ 67,000 |
| Franklin County Ohio | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
| Lake County Ohio | 1 | $ 128,000 | $ 128,000 | $ 83,000 |
| Stark County Ohio | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
| Summit County Ohio | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Tulsa County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
| Bedford County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Bradford County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 179,000 |
| Butler County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 106,000 |
| Cambria County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 47,000 |
| Elk County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Juniata County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 16,000 |
| Mercer County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Somerset County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Berkeley County South Carolina | 1 | $ 333,000 | $ 333,000 | $ 199,000 |
| Fairfield County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 264,000 |
| Pickens County South Carolina | 1 | $ 6,100,000 | $ 6,100,000 | $ 0 |
| York County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Bradley County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Hamilton County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Harris County Texas | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Travis County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Addison County Vermont | 1 | $ 180,000 | $ 180,000 | $ 117,000 |
| Windsor County Vermont | 1 | $ 259,000 | $ 259,000 | $ 215,000 |
| Accomack County Virginia | 1 | $ 168,000 | $ 168,000 | $ 169,000 |
| Alexandria County Virginia | 1 | $ 974,000 | $ 974,000 | $ 208,000 |
| Fairfax City County Virginia | 1 | $ 182,000 | $ 182,000 | $ 74,000 |
| Henrico County Virginia | 1 | $ 206,000 | $ 206,000 | $ 108,000 |
| Newport News County Virginia | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 4,750,000 | $ 4,750,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 7,250,000 | $ 7,250,000 | $ 0 |
| Prince William County Virginia | 1 | $ 633,000 | $ 633,000 | $ 211,000 |
| Roanoke County Virginia | 1 | $ 277,000 | $ 277,000 | $ 110,000 |
| Stafford County Virginia | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Suffolk County Virginia | 1 | $ 22,750,000 | $ 22,750,000 | $ 0 |
| Kitsap County Washington | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| Pendleton County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,268 | $3,259,550,000 | $394,000 | $49,522,000 | $119,000 | $4,937,000 |
| Home Purchase | 6,668 | $2,384,336,000 | $357,000 | $44,625,000 | $123,000 | $2,775,000 |
| Home Improvement | 562 | $320,690,000 | $570,000 | $41,668,000 | $100,000 | $1,223,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,678 | $2,930,347,000 | $274,000 | $3,850,000 | $134,000 | $4,937,000 |
| Asian | 1,386 | $466,125,000 | $336,000 | $6,000,000 | $139,000 | $2,775,000 |
| Hispanic | 1,131 | $253,222,000 | $223,000 | $1,900,000 | $70,000 | $1,194,000 |
| Not applicable | 821 | $1,945,136,000 | $2,369,000 | $49,522,000 | $0 | $0 |
| Not Provided | 726 | $206,892,000 | $284,000 | $2,063,000 | $129,000 | $928,000 |
| Black or African American | 679 | $141,234,000 | $208,000 | $1,540,000 | $77,000 | $541,000 |
| American Indian or Alaskan Native | 40 | $11,296,000 | $282,000 | $860,000 | $84,000 | $315,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $10,324,000 | $279,000 | $580,000 | $95,000 | $437,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,704 | $5,789,344,000 | $393,000 | $49,522,000 | $123,000 | $4,937,000 |
| FHA-insured (Federal Housing Administration) | 730 | $161,832,000 | $221,000 | $587,000 | $67,000 | $560,000 |
| VA-guaranteed (Veterans Administration) | 64 | $13,400,000 | $209,000 | $417,000 | $74,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,009 | $3,582,134,000 | $325,000 | $49,522,000 | $131,000 | $4,937,000 |
| Application Denied By Financial Institution | 2,248 | $574,968,000 | $255,000 | $27,000,000 | $98,000 | $3,500,000 |
| Application Withdrawn By Applicant | 992 | $324,827,000 | $327,000 | $5,800,000 | $127,000 | $2,763,000 |
| Loan Purchased By The Institution | 654 | $1,282,321,000 | $1,960,000 | $30,695,000 | $11,000 | $411,000 |
| Application Approved But Not Accepted | 265 | $119,038,000 | $449,000 | $22,000,000 | $135,000 | $2,613,000 |
| Preapproval Denied by Financial Institution | 171 | $36,287,000 | $212,000 | $1,500,000 | $69,000 | $812,000 |
| File Closed For Incompleteness | 159 | $45,001,000 | $283,000 | $1,490,000 | $121,000 | $1,061,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 676 | $194,497,000 | $287,000 | $27,000,000 | $120,000 | $2,775,000 |
| Debt-To-Income Ratio | 646 | $167,275,000 | $258,000 | $1,450,000 | $62,000 | $341,000 |
| Credit Application Incomplete | 506 | $117,733,000 | $232,000 | $1,870,000 | $116,000 | $1,200,000 |
| Credit History | 224 | $46,959,000 | $209,000 | $4,150,000 | $66,000 | $288,000 |
| Other | 166 | $39,130,000 | $235,000 | $1,490,000 | $110,000 | $1,058,000 |
| Unverifiable Information | 112 | $27,626,000 | $246,000 | $1,075,000 | $110,000 | $3,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $12,771,000 | $228,000 | $840,000 | $83,000 | $337,000 |
| Employment History | 32 | $4,964,000 | $155,000 | $499,000 | $56,000 | $344,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.