Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Santander Bank, N.A. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,615 |
| Total Mortgage Loan Application Amount | $5,319,792,000 |
| Average Mortgage Loan Application Amount | $521,000 |
| Highest Mortgage Loan Application Amount | $51,400,000 |
| Average Applicant Income | $135,666 |
| Highest Applicant Income | $5,835,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 1,446 | $ 568,256,000 | $ 392,000 | $ 162,000 |
| Norfolk County Massachusetts | 783 | $ 297,067,000 | $ 379,000 | $ 164,000 |
| Essex County Massachusetts | 726 | $ 230,194,000 | $ 317,000 | $ 124,000 |
| Providence County Rhode Island | 570 | $ 108,958,000 | $ 191,000 | $ 85,000 |
| Worcester County Massachusetts | 512 | $ 124,822,000 | $ 243,000 | $ 114,000 |
| Suffolk County Massachusetts | 510 | $ 192,577,000 | $ 377,000 | $ 122,000 |
| Plymouth County Massachusetts | 482 | $ 140,189,000 | $ 290,000 | $ 142,000 |
| Monmouth County New Jersey | 461 | $ 181,718,000 | $ 394,000 | $ 167,000 |
| Bristol County Massachusetts | 449 | $ 97,359,000 | $ 216,000 | $ 100,000 |
| Montgomery County Pennsylvania | 391 | $ 168,576,000 | $ 431,000 | $ 205,000 |
| Berks County Pennsylvania | 382 | $ 57,721,000 | $ 151,000 | $ 87,000 |
| Kings County New York | 380 | $ 238,843,000 | $ 628,000 | $ 147,000 |
| Richmond County New York | 362 | $ 119,616,000 | $ 330,000 | $ 115,000 |
| Ocean County New Jersey | 358 | $ 89,495,000 | $ 249,000 | $ 130,000 |
| Barnstable County Massachusetts | 355 | $ 103,804,000 | $ 292,000 | $ 185,000 |
| Philadelphia County Pennsylvania | 342 | $ 96,489,000 | $ 282,000 | $ 94,000 |
| Middlesex County New Jersey | 310 | $ 77,645,000 | $ 250,000 | $ 113,000 |
| Hartford County Connecticut | 251 | $ 56,146,000 | $ 223,000 | $ 107,000 |
| Queens County New York | 245 | $ 97,370,000 | $ 397,000 | $ 111,000 |
| Chester County Pennsylvania | 243 | $ 87,748,000 | $ 361,000 | $ 195,000 |
| Bergen County New Jersey | 217 | $ 96,147,000 | $ 443,000 | $ 193,000 |
| Nassau County New York | 216 | $ 89,590,000 | $ 414,000 | $ 158,000 |
| Bucks County Pennsylvania | 216 | $ 96,190,000 | $ 445,000 | $ 151,000 |
| Kent County Rhode Island | 201 | $ 45,982,000 | $ 228,000 | $ 119,000 |
| Union County New Jersey | 199 | $ 67,584,000 | $ 339,000 | $ 137,000 |
| Morris County New Jersey | 182 | $ 68,496,000 | $ 376,000 | $ 164,000 |
| Delaware County Pennsylvania | 170 | $ 61,502,000 | $ 361,000 | $ 211,000 |
| Rockingham County New Hampshire | 158 | $ 45,178,000 | $ 285,000 | $ 156,000 |
| Hudson County New Jersey | 153 | $ 61,683,000 | $ 403,000 | $ 154,000 |
| Fairfield County Connecticut | 148 | $ 73,983,000 | $ 499,000 | $ 234,000 |
| New York County New York | 148 | $ 118,777,000 | $ 802,000 | $ 283,000 |
| Essex County New Jersey | 146 | $ 62,405,000 | $ 427,000 | $ 195,000 |
| Suffolk County New York | 143 | $ 53,893,000 | $ 376,000 | $ 186,000 |
| Lancaster County Pennsylvania | 142 | $ 22,863,000 | $ 161,000 | $ 83,000 |
| Lycoming County Pennsylvania | 126 | $ 16,994,000 | $ 134,000 | $ 71,000 |
| Washington County Rhode Island | 122 | $ 34,093,000 | $ 279,000 | $ 157,000 |
| Mercer County New Jersey | 121 | $ 33,464,000 | $ 276,000 | $ 151,000 |
| Westchester County New York | 120 | $ 49,917,000 | $ 415,000 | $ 163,000 |
| Hillsborough County New Hampshire | 114 | $ 27,764,000 | $ 243,000 | $ 107,000 |
| Somerset County New Jersey | 113 | $ 42,849,000 | $ 379,000 | $ 185,000 |
| Saratoga County New York | 105 | $ 26,577,000 | $ 253,000 | $ 129,000 |
| Schuylkill County Pennsylvania | 100 | $ 11,061,000 | $ 110,000 | $ 65,000 |
| Burlington County New Jersey | 98 | $ 24,163,000 | $ 246,000 | $ 124,000 |
| Albany County New York | 95 | $ 17,556,000 | $ 184,000 | $ 113,000 |
| York County Pennsylvania | 94 | $ 12,015,000 | $ 127,000 | $ 82,000 |
| Northampton County Pennsylvania | 91 | $ 14,121,000 | $ 155,000 | $ 90,000 |
| New Castle County Delaware | 87 | $ 44,506,000 | $ 511,000 | $ 153,000 |
| New Haven County Connecticut | 86 | $ 31,778,000 | $ 369,000 | $ 98,000 |
| Bristol County Rhode Island | 81 | $ 24,505,000 | $ 302,000 | $ 137,000 |
| Lehigh County Pennsylvania | 76 | $ 12,181,000 | $ 160,000 | $ 91,000 |
| Dukes County Massachusetts | 75 | $ 30,611,000 | $ 408,000 | $ 194,000 |
| Newport County Rhode Island | 68 | $ 23,856,000 | $ 350,000 | $ 204,000 |
| Camden County New Jersey | 59 | $ 26,710,000 | $ 452,000 | $ 117,000 |
| Cumberland County Pennsylvania | 57 | $ 7,798,000 | $ 136,000 | $ 73,000 |
| Erie County New York | 55 | $ 9,031,000 | $ 164,000 | $ 99,000 |
| Dauphin County Pennsylvania | 55 | $ 8,594,000 | $ 156,000 | $ 83,000 |
| Passaic County New Jersey | 53 | $ 16,799,000 | $ 316,000 | $ 122,000 |
| Cape May County New Jersey | 51 | $ 24,170,000 | $ 473,000 | $ 388,000 |
| Schenectady County New York | 49 | $ 9,935,000 | $ 202,000 | $ 105,000 |
| Hampden County Massachusetts | 44 | $ 24,630,000 | $ 559,000 | $ 84,000 |
| Lebanon County Pennsylvania | 44 | $ 5,708,000 | $ 129,000 | $ 77,000 |
| Bronx County New York | 39 | $ 15,402,000 | $ 394,000 | $ 82,000 |
| Rensselaer County New York | 36 | $ 6,901,000 | $ 191,000 | $ 100,000 |
| Clinton County Pennsylvania | 36 | $ 4,675,000 | $ 129,000 | $ 69,000 |
| Litchfield County Connecticut | 35 | $ 6,522,000 | $ 186,000 | $ 98,000 |
| York County Maine | 33 | $ 11,875,000 | $ 359,000 | $ 265,000 |
| Berkshire County Massachusetts | 33 | $ 9,365,000 | $ 283,000 | $ 156,000 |
| Atlantic County New Jersey | 33 | $ 9,131,000 | $ 276,000 | $ 334,000 |
| Northumberland County Pennsylvania | 31 | $ 4,485,000 | $ 144,000 | $ 73,000 |
| Hunterdon County New Jersey | 29 | $ 10,021,000 | $ 345,000 | $ 167,000 |
| Gloucester County New Jersey | 28 | $ 4,964,000 | $ 177,000 | $ 111,000 |
| Sussex County New Jersey | 27 | $ 5,271,000 | $ 195,000 | $ 132,000 |
| Middlesex County Connecticut | 25 | $ 5,266,000 | $ 210,000 | $ 86,000 |
| Baltimore County Maryland | 24 | $ 43,045,000 | $ 1,793,000 | $ 235,000 |
| Merrimack County New Hampshire | 23 | $ 5,352,000 | $ 232,000 | $ 120,000 |
| Rockland County New York | 23 | $ 9,838,000 | $ 427,000 | $ 170,000 |
| Union County Pennsylvania | 22 | $ 3,483,000 | $ 158,000 | $ 91,000 |
| Baltimore City County Maryland | 21 | $ 23,233,000 | $ 1,106,000 | $ 210,000 |
| Montgomery County Maryland | 21 | $ 23,875,000 | $ 1,136,000 | $ 266,000 |
| Sussex County Delaware | 20 | $ 10,297,000 | $ 514,000 | $ 274,000 |
| Cumberland County Maine | 19 | $ 8,057,000 | $ 424,000 | $ 290,000 |
| Belknap County New Hampshire | 17 | $ 5,298,000 | $ 311,000 | $ 229,000 |
| Centre County Pennsylvania | 17 | $ 2,799,000 | $ 164,000 | $ 104,000 |
| Tolland County Connecticut | 16 | $ 3,120,000 | $ 195,000 | $ 85,000 |
| Howard County Maryland | 15 | $ 8,499,000 | $ 566,000 | $ 220,000 |
| Carroll County New Hampshire | 14 | $ 3,497,000 | $ 249,000 | $ 205,000 |
| District of Columbia County District Of Columbia | 13 | $ 80,800,000 | $ 6,215,000 | $ 260,000 |
| Cook County Illinois | 13 | $ 2,034,000 | $ 156,000 | $ 80,000 |
| Warren County New Jersey | 13 | $ 2,589,000 | $ 199,000 | $ 86,000 |
| Windham County Connecticut | 12 | $ 2,014,000 | $ 167,000 | $ 79,000 |
| Anne Arundel County Maryland | 12 | $ 6,609,000 | $ 550,000 | $ 310,000 |
| Hampshire County Massachusetts | 12 | $ 3,313,000 | $ 276,000 | $ 180,000 |
| Grafton County New Hampshire | 12 | $ 2,567,000 | $ 213,000 | $ 224,000 |
| Strafford County New Hampshire | 12 | $ 2,801,000 | $ 233,000 | $ 187,000 |
| Dutchess County New York | 12 | $ 14,775,000 | $ 1,231,000 | $ 98,000 |
| Luzerne County Pennsylvania | 12 | $ 1,538,000 | $ 128,000 | $ 67,000 |
| Miami-Dade County Florida | 11 | $ 24,762,000 | $ 2,251,000 | $ 55,000 |
| Orange County New York | 11 | $ 3,627,000 | $ 329,000 | $ 86,000 |
| Monroe County Pennsylvania | 11 | $ 1,376,000 | $ 125,000 | $ 148,000 |
| Montour County Pennsylvania | 11 | $ 2,161,000 | $ 196,000 | $ 105,000 |
| New London County Connecticut | 10 | $ 2,699,000 | $ 269,000 | $ 314,000 |
| Monroe County New York | 10 | $ 3,305,000 | $ 330,000 | $ 199,000 |
| Pike County Pennsylvania | 10 | $ 1,147,000 | $ 114,000 | $ 119,000 |
| Fairfax County Virginia | 10 | $ 7,271,000 | $ 727,000 | $ 214,000 |
| Palm Beach County Florida | 9 | $ 5,212,000 | $ 579,000 | $ 189,000 |
| Nantucket County Massachusetts | 9 | $ 4,921,000 | $ 546,000 | $ 289,000 |
| Kent County Delaware | 8 | $ 1,657,000 | $ 207,000 | $ 112,000 |
| Putnam County New York | 8 | $ 2,246,000 | $ 280,000 | $ 136,000 |
| Columbia County Pennsylvania | 8 | $ 1,098,000 | $ 137,000 | $ 69,000 |
| Fulton County New York | 7 | $ 1,256,000 | $ 179,000 | $ 215,000 |
| Washington County New York | 7 | $ 894,000 | $ 127,000 | $ 75,000 |
| Wayne County Pennsylvania | 7 | $ 1,104,000 | $ 157,000 | $ 181,000 |
| Contra Costa County California | 6 | $ 1,566,000 | $ 261,000 | $ 78,000 |
| Lee County Florida | 6 | $ 1,971,000 | $ 328,000 | $ 317,000 |
| Cecil County Maryland | 6 | $ 1,504,000 | $ 250,000 | $ 82,000 |
| Worcester County Maryland | 6 | $ 1,261,000 | $ 210,000 | $ 182,000 |
| Greene County New York | 6 | $ 826,000 | $ 137,000 | $ 145,000 |
| Adams County Pennsylvania | 6 | $ 1,038,000 | $ 173,000 | $ 94,000 |
| Collier County Florida | 5 | $ 1,024,000 | $ 204,000 | $ 106,000 |
| Sarasota County Florida | 5 | $ 1,253,000 | $ 250,000 | $ 197,000 |
| Columbia County New York | 5 | $ 1,918,000 | $ 383,000 | $ 278,000 |
| Niagara County New York | 5 | $ 685,000 | $ 137,000 | $ 105,000 |
| Ulster County New York | 5 | $ 935,000 | $ 187,000 | $ 72,000 |
| Warren County New York | 5 | $ 1,266,000 | $ 253,000 | $ 161,000 |
| Mecklenburg County North Carolina | 5 | $ 28,278,000 | $ 5,655,000 | $ 63,000 |
| Alameda County California | 4 | $ 1,505,000 | $ 376,000 | $ 85,000 |
| Broward County Florida | 4 | $ 875,000 | $ 218,000 | $ 86,000 |
| Hancock County Maine | 4 | $ 2,318,000 | $ 579,000 | $ 458,000 |
| Carroll County Maryland | 4 | $ 1,404,000 | $ 351,000 | $ 120,000 |
| Cumberland County New Jersey | 4 | $ 13,058,000 | $ 3,264,000 | $ 33,000 |
| Otsego County New York | 4 | $ 593,000 | $ 148,000 | $ 130,000 |
| Sullivan County New York | 4 | $ 585,000 | $ 146,000 | $ 132,000 |
| Carbon County Pennsylvania | 4 | $ 457,000 | $ 114,000 | $ 122,000 |
| Chittenden County Vermont | 4 | $ 1,102,000 | $ 275,000 | $ 119,000 |
| Windham County Vermont | 4 | $ 850,000 | $ 212,000 | $ 163,000 |
| Arlington County Virginia | 4 | $ 3,303,000 | $ 825,000 | $ 458,000 |
| Loudoun County Virginia | 4 | $ 2,566,000 | $ 641,000 | $ 382,000 |
| Osceola County Florida | 3 | $ 298,000 | $ 99,000 | $ 104,000 |
| Volusia County Florida | 3 | $ 480,000 | $ 160,000 | $ 100,000 |
| Kane County Illinois | 3 | $ 500,000 | $ 166,000 | $ 113,000 |
| Will County Illinois | 3 | $ 564,000 | $ 188,000 | $ 96,000 |
| Lincoln County Maine | 3 | $ 828,000 | $ 276,000 | $ 204,000 |
| Talbot County Maryland | 3 | $ 1,403,000 | $ 467,000 | $ 300,000 |
| Oakland County Michigan | 3 | $ 362,000 | $ 120,000 | $ 77,000 |
| Cheshire County New Hampshire | 3 | $ 314,000 | $ 104,000 | $ 36,000 |
| Coos County New Hampshire | 3 | $ 251,000 | $ 83,000 | $ 128,000 |
| Delaware County New York | 3 | $ 635,000 | $ 211,000 | $ 167,000 |
| Schoharie County New York | 3 | $ 441,000 | $ 147,000 | $ 76,000 |
| Randolph County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 28,000 |
| Perry County Pennsylvania | 3 | $ 433,000 | $ 144,000 | $ 80,000 |
| San Joaquin County California | 2 | $ 554,000 | $ 277,000 | $ 70,000 |
| Lake County Colorado | 2 | $ 440,000 | $ 220,000 | $ 297,000 |
| Hillsborough County Florida | 2 | $ 455,000 | $ 227,000 | $ 94,000 |
| Indian River County Florida | 2 | $ 269,000 | $ 134,000 | $ 131,000 |
| Orange County Florida | 2 | $ 408,000 | $ 204,000 | $ 72,000 |
| DuPage County Illinois | 2 | $ 372,000 | $ 186,000 | $ 109,000 |
| St. Joseph County Indiana | 2 | $ 122,000 | $ 61,000 | $ 20,000 |
| Kennebec County Maine | 2 | $ 353,000 | $ 176,000 | $ 120,000 |
| Knox County Maine | 2 | $ 1,174,000 | $ 587,000 | $ 169,000 |
| Oxford County Maine | 2 | $ 279,000 | $ 139,000 | $ 95,000 |
| Dorchester County Maryland | 2 | $ 6,500,000 | $ 3,250,000 | $ 236,000 |
| Frederick County Maryland | 2 | $ 349,000 | $ 174,000 | $ 83,000 |
| Prince George's County Maryland | 2 | $ 225,000 | $ 112,000 | $ 76,000 |
| Queen Anne's County Maryland | 2 | $ 538,000 | $ 269,000 | $ 188,000 |
| Washington County Maryland | 2 | $ 424,000 | $ 212,000 | $ 54,000 |
| Franklin County Massachusetts | 2 | $ 425,000 | $ 212,000 | $ 159,000 |
| Macomb County Michigan | 2 | $ 231,000 | $ 115,000 | $ 38,000 |
| Sullivan County New Hampshire | 2 | $ 409,000 | $ 204,000 | $ 57,000 |
| Salem County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Essex County New York | 2 | $ 612,000 | $ 306,000 | $ 216,000 |
| Montgomery County New York | 2 | $ 442,000 | $ 221,000 | $ 127,000 |
| Onondaga County New York | 2 | $ 472,000 | $ 236,000 | $ 106,000 |
| Durham County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 177,000 |
| Lucas County Ohio | 2 | $ 350,000 | $ 175,000 | $ 66,000 |
| Allegheny County Pennsylvania | 2 | $ 7,835,000 | $ 3,917,000 | $ 126,000 |
| Clearfield County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Franklin County Pennsylvania | 2 | $ 544,000 | $ 272,000 | $ 90,000 |
| Lackawanna County Pennsylvania | 2 | $ 176,000 | $ 88,000 | $ 136,000 |
| Westmoreland County Pennsylvania | 2 | $ 407,000 | $ 203,000 | $ 104,000 |
| Dallas County Texas | 2 | $ 917,000 | $ 458,000 | $ 0 |
| Addison County Vermont | 2 | $ 386,000 | $ 193,000 | $ 51,000 |
| Bennington County Vermont | 2 | $ 409,000 | $ 204,000 | $ 133,000 |
| Rutland County Vermont | 2 | $ 160,000 | $ 80,000 | $ 217,000 |
| Alexandria County Virginia | 2 | $ 1,107,000 | $ 553,000 | $ 318,000 |
| Elmore County Alabama | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Monterey County California | 1 | $ 278,000 | $ 278,000 | $ 100,000 |
| San Diego County California | 1 | $ 270,000 | $ 270,000 | $ 200,000 |
| San Mateo County California | 1 | $ 248,000 | $ 248,000 | $ 19,000 |
| Eagle County Colorado | 1 | $ 417,000 | $ 417,000 | $ 744,000 |
| Grand County Colorado | 1 | $ 198,000 | $ 198,000 | $ 308,000 |
| Summit County Colorado | 1 | $ 254,000 | $ 254,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 300,000 | $ 300,000 | $ 322,000 |
| Clay County Florida | 1 | $ 200,000 | $ 200,000 | $ 145,000 |
| Duval County Florida | 1 | $ 4,220,000 | $ 4,220,000 | $ 0 |
| Escambia County Florida | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Flagler County Florida | 1 | $ 650,000 | $ 650,000 | $ 657,000 |
| Lake County Florida | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Martin County Florida | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Pasco County Florida | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| St. Lucie County Florida | 1 | $ 417,000 | $ 417,000 | $ 1,125,000 |
| DeKalb County Georgia | 1 | $ 67,000 | $ 67,000 | $ 11,000 |
| Henry County Georgia | 1 | $ 114,000 | $ 114,000 | $ 119,000 |
| Pike County Georgia | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Grundy County Illinois | 1 | $ 221,000 | $ 221,000 | $ 142,000 |
| Lake County Illinois | 1 | $ 129,000 | $ 129,000 | $ 79,000 |
| McHenry County Illinois | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Allen County Indiana | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Lake County Indiana | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Marion County Indiana | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Marshall County Indiana | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Pulaski County Indiana | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| Shelby County Indiana | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Vanderburgh County Indiana | 1 | $ 159,000 | $ 159,000 | $ 130,000 |
| Bourbon County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 9,000 |
| Androscoggin County Maine | 1 | $ 608,000 | $ 608,000 | $ 1,176,000 |
| Aroostook County Maine | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Franklin County Maine | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Penobscot County Maine | 1 | $ 203,000 | $ 203,000 | $ 65,000 |
| Waldo County Maine | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Washington County Maine | 1 | $ 264,000 | $ 264,000 | $ 56,000 |
| Caroline County Maryland | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Garrett County Maryland | 1 | $ 574,000 | $ 574,000 | $ 697,000 |
| Harford County Maryland | 1 | $ 242,000 | $ 242,000 | $ 35,000 |
| Kent County Maryland | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Calhoun County Michigan | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| St. Clair County Michigan | 1 | $ 157,000 | $ 157,000 | $ 75,000 |
| Washtenaw County Michigan | 1 | $ 103,000 | $ 103,000 | $ 110,000 |
| Wayne County Michigan | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Aitkin County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Dakota County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 54,000 |
| Cass County Missouri | 1 | $ 123,000 | $ 123,000 | $ 59,000 |
| Jackson County Missouri | 1 | $ 37,000 | $ 37,000 | $ 18,000 |
| St. Francois County Missouri | 1 | $ 63,000 | $ 63,000 | $ 89,000 |
| St. Louis County Missouri | 1 | $ 211,000 | $ 211,000 | $ 120,000 |
| Allegany County New York | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Genesee County New York | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Jefferson County New York | 1 | $ 203,000 | $ 203,000 | $ 97,000 |
| Oneida County New York | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Ontario County New York | 1 | $ 344,000 | $ 344,000 | $ 162,000 |
| Seneca County New York | 1 | $ 404,000 | $ 404,000 | $ 185,000 |
| Tompkins County New York | 1 | $ 147,000 | $ 147,000 | $ 128,000 |
| Wayne County New York | 1 | $ 304,000 | $ 304,000 | $ 166,000 |
| Alamance County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 10,000 |
| Brunswick County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 290,000 |
| Cabarrus County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 673,000 |
| Dare County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 487,000 |
| Davidson County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Granville County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Guilford County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Johnston County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 85,000 |
| Wake County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Butler County Ohio | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Delaware County Ohio | 1 | $ 351,000 | $ 351,000 | $ 159,000 |
| Erie County Ohio | 1 | $ 53,000 | $ 53,000 | $ 58,000 |
| Montgomery County Ohio | 1 | $ 89,000 | $ 89,000 | $ 44,000 |
| Stark County Ohio | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Blair County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 107,000 |
| Butler County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Cambria County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Erie County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Juniata County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Mifflin County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Snyder County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Susquehanna County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 100,000 |
| Horry County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Collin County Texas | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Harris County Texas | 1 | $ 8,000,000 | $ 8,000,000 | $ 0 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 1,125,000 |
| Utah County Utah | 1 | $ 363,000 | $ 363,000 | $ 105,000 |
| Caledonia County Vermont | 1 | $ 220,000 | $ 220,000 | $ 175,000 |
| Lamoille County Vermont | 1 | $ 329,000 | $ 329,000 | $ 118,000 |
| Washington County Vermont | 1 | $ 275,000 | $ 275,000 | $ 361,000 |
| Windsor County Vermont | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Culpeper County Virginia | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Falls Church County Virginia | 1 | $ 751,000 | $ 751,000 | $ 206,000 |
| Franklin County Virginia | 1 | $ 211,000 | $ 211,000 | $ 43,000 |
| James City County Virginia | 1 | $ 268,000 | $ 268,000 | $ 63,000 |
| Northampton County Virginia | 1 | $ 203,000 | $ 203,000 | $ 168,000 |
| Prince William County Virginia | 1 | $ 582,000 | $ 582,000 | $ 218,000 |
| Richmond City County Virginia | 1 | $ 5,794,000 | $ 5,794,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Stafford County Virginia | 1 | $ 248,000 | $ 248,000 | $ 133,000 |
| Suffolk County Virginia | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,453 | $2,591,607,000 | $306,000 | $19,500,000 | $145,000 | $4,839,000 |
| Home Purchase | 6,684 | $2,290,803,000 | $342,000 | $51,400,000 | $138,000 | $4,504,000 |
| Home Improvement | 478 | $437,382,000 | $915,000 | $36,000,000 | $124,000 | $5,835,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,772 | $3,306,761,000 | $306,000 | $4,000,000 | $153,000 | $4,504,000 |
| Asian | 1,486 | $534,660,000 | $359,000 | $2,500,000 | $150,000 | $3,525,000 |
| Hispanic | 1,095 | $245,993,000 | $224,000 | $1,500,000 | $73,000 | $1,149,000 |
| Not Provided | 1,001 | $311,048,000 | $310,000 | $1,855,000 | $161,000 | $5,835,000 |
| Black or African American | 599 | $150,002,000 | $250,000 | $2,000,000 | $92,000 | $1,408,000 |
| Not applicable | 583 | $747,001,000 | $1,281,000 | $51,400,000 | $52,000 | $422,000 |
| American Indian or Alaskan Native | 43 | $12,231,000 | $284,000 | $747,000 | $117,000 | $450,000 |
| Native Hawaiin or Other Pacific Islander | 36 | $12,096,000 | $336,000 | $1,354,000 | $123,000 | $645,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,896 | $5,141,671,000 | $345,000 | $51,400,000 | $145,000 | $5,835,000 |
| FHA-insured (Federal Housing Administration) | 659 | $163,881,000 | $248,000 | $741,000 | $71,000 | $244,000 |
| VA-guaranteed (Veterans Administration) | 60 | $14,240,000 | $237,000 | $412,000 | $79,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,076 | $4,169,466,000 | $345,000 | $51,400,000 | $148,000 | $5,835,000 |
| Application Denied By Financial Institution | 1,692 | $558,348,000 | $329,000 | $32,000,000 | $112,000 | $2,139,000 |
| Application Withdrawn By Applicant | 936 | $333,900,000 | $356,000 | $19,300,000 | $150,000 | $2,243,000 |
| Loan Purchased By The Institution | 420 | $91,305,000 | $217,000 | $801,000 | $72,000 | $422,000 |
| Application Approved But Not Accepted | 212 | $86,742,000 | $409,000 | $11,450,000 | $135,000 | $1,986,000 |
| Preapproval Denied by Financial Institution | 146 | $37,368,000 | $255,000 | $1,500,000 | $75,000 | $450,000 |
| File Closed For Incompleteness | 133 | $42,663,000 | $320,000 | $1,300,000 | $126,000 | $1,165,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 604 | $207,678,000 | $343,000 | $32,000,000 | $130,000 | $1,674,000 |
| Debt-To-Income Ratio | 562 | $177,436,000 | $315,000 | $2,000,000 | $75,000 | $652,000 |
| Credit Application Incomplete | 249 | $73,028,000 | $293,000 | $2,000,000 | $113,000 | $1,226,000 |
| Credit History | 158 | $51,351,000 | $325,000 | $2,398,000 | $109,000 | $1,507,000 |
| Other | 114 | $38,874,000 | $341,000 | $1,400,000 | $168,000 | $2,139,000 |
| Unverifiable Information | 76 | $26,725,000 | $351,000 | $4,000,000 | $113,000 | $1,027,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 48 | $12,847,000 | $267,000 | $1,000,000 | $107,000 | $548,000 |
| Employment History | 27 | $7,777,000 | $288,000 | $788,000 | $81,000 | $186,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.