Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Santander Bank, N.A. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,768 |
| Total Mortgage Loan Application Amount | $5,259,650,000 |
| Average Mortgage Loan Application Amount | $634,666 |
| Highest Mortgage Loan Application Amount | $126,000,000 |
| Average Applicant Income | $138,666 |
| Highest Applicant Income | $8,806,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 987 | $ 440,398,000 | $ 446,000 | $ 163,000 |
| Essex County Massachusetts | 606 | $ 248,027,000 | $ 409,000 | $ 112,000 |
| Norfolk County Massachusetts | 563 | $ 237,458,000 | $ 421,000 | $ 148,000 |
| Suffolk County Massachusetts | 503 | $ 193,434,000 | $ 384,000 | $ 124,000 |
| Worcester County Massachusetts | 480 | $ 119,235,000 | $ 248,000 | $ 109,000 |
| Monmouth County New Jersey | 439 | $ 171,822,000 | $ 391,000 | $ 164,000 |
| Bristol County Massachusetts | 424 | $ 89,511,000 | $ 211,000 | $ 91,000 |
| Kings County New York | 393 | $ 270,970,000 | $ 689,000 | $ 161,000 |
| Providence County Rhode Island | 390 | $ 69,638,000 | $ 178,000 | $ 89,000 |
| Berks County Pennsylvania | 363 | $ 49,026,000 | $ 135,000 | $ 80,000 |
| Plymouth County Massachusetts | 360 | $ 104,930,000 | $ 291,000 | $ 119,000 |
| Montgomery County Pennsylvania | 358 | $ 109,699,000 | $ 306,000 | $ 147,000 |
| Ocean County New Jersey | 352 | $ 111,016,000 | $ 315,000 | $ 114,000 |
| Richmond County New York | 334 | $ 121,286,000 | $ 363,000 | $ 123,000 |
| Queens County New York | 302 | $ 207,062,000 | $ 685,000 | $ 145,000 |
| Philadelphia County Pennsylvania | 297 | $ 77,634,000 | $ 261,000 | $ 92,000 |
| Middlesex County New Jersey | 291 | $ 75,617,000 | $ 259,000 | $ 101,000 |
| Hartford County Connecticut | 250 | $ 62,812,000 | $ 251,000 | $ 119,000 |
| Barnstable County Massachusetts | 233 | $ 66,399,000 | $ 284,000 | $ 162,000 |
| Nassau County New York | 223 | $ 108,664,000 | $ 487,000 | $ 198,000 |
| Chester County Pennsylvania | 220 | $ 84,192,000 | $ 382,000 | $ 185,000 |
| Bucks County Pennsylvania | 211 | $ 71,904,000 | $ 340,000 | $ 187,000 |
| Union County New Jersey | 195 | $ 65,316,000 | $ 334,000 | $ 119,000 |
| Essex County New Jersey | 184 | $ 151,343,000 | $ 822,000 | $ 143,000 |
| York County Pennsylvania | 178 | $ 21,904,000 | $ 123,000 | $ 78,000 |
| Hudson County New Jersey | 163 | $ 73,709,000 | $ 452,000 | $ 146,000 |
| Bergen County New Jersey | 157 | $ 115,494,000 | $ 735,000 | $ 174,000 |
| New York County New York | 153 | $ 163,117,000 | $ 1,066,000 | $ 255,000 |
| New Castle County Delaware | 138 | $ 38,705,000 | $ 280,000 | $ 127,000 |
| Suffolk County New York | 136 | $ 59,344,000 | $ 436,000 | $ 216,000 |
| Delaware County Pennsylvania | 136 | $ 39,102,000 | $ 287,000 | $ 148,000 |
| Morris County New Jersey | 134 | $ 54,101,000 | $ 403,000 | $ 173,000 |
| Westchester County New York | 133 | $ 62,512,000 | $ 470,000 | $ 216,000 |
| Kent County Rhode Island | 133 | $ 30,526,000 | $ 229,000 | $ 112,000 |
| Lancaster County Pennsylvania | 123 | $ 43,226,000 | $ 351,000 | $ 95,000 |
| Saratoga County New York | 120 | $ 28,225,000 | $ 235,000 | $ 104,000 |
| Fairfield County Connecticut | 117 | $ 74,497,000 | $ 636,000 | $ 264,000 |
| Rockingham County New Hampshire | 104 | $ 32,572,000 | $ 313,000 | $ 175,000 |
| Mercer County New Jersey | 102 | $ 25,849,000 | $ 253,000 | $ 129,000 |
| Somerset County New Jersey | 101 | $ 40,749,000 | $ 403,000 | $ 184,000 |
| Lycoming County Pennsylvania | 100 | $ 12,702,000 | $ 127,000 | $ 73,000 |
| Hillsborough County New Hampshire | 85 | $ 22,655,000 | $ 266,000 | $ 116,000 |
| Burlington County New Jersey | 85 | $ 29,948,000 | $ 352,000 | $ 120,000 |
| Washington County Rhode Island | 80 | $ 26,497,000 | $ 331,000 | $ 225,000 |
| Schuylkill County Pennsylvania | 76 | $ 8,341,000 | $ 109,000 | $ 71,000 |
| Albany County New York | 75 | $ 15,969,000 | $ 212,000 | $ 128,000 |
| Northampton County Pennsylvania | 74 | $ 12,400,000 | $ 167,000 | $ 101,000 |
| Cumberland County Pennsylvania | 67 | $ 8,904,000 | $ 132,000 | $ 60,000 |
| Camden County New Jersey | 63 | $ 13,090,000 | $ 207,000 | $ 88,000 |
| New Haven County Connecticut | 59 | $ 31,649,000 | $ 536,000 | $ 78,000 |
| Bristol County Rhode Island | 58 | $ 18,061,000 | $ 311,000 | $ 158,000 |
| Erie County New York | 56 | $ 9,670,000 | $ 172,000 | $ 92,000 |
| Newport County Rhode Island | 55 | $ 18,888,000 | $ 343,000 | $ 166,000 |
| Bronx County New York | 52 | $ 77,957,000 | $ 1,499,000 | $ 112,000 |
| Dukes County Massachusetts | 51 | $ 29,512,000 | $ 578,000 | $ 250,000 |
| Hampden County Massachusetts | 46 | $ 13,311,000 | $ 289,000 | $ 73,000 |
| Passaic County New Jersey | 46 | $ 11,967,000 | $ 260,000 | $ 97,000 |
| Lehigh County Pennsylvania | 46 | $ 8,778,000 | $ 190,000 | $ 120,000 |
| Sussex County New Jersey | 42 | $ 8,024,000 | $ 191,000 | $ 92,000 |
| Dauphin County Pennsylvania | 42 | $ 5,899,000 | $ 140,000 | $ 87,000 |
| Anne Arundel County Maryland | 39 | $ 23,385,000 | $ 599,000 | $ 248,000 |
| Montgomery County Maryland | 39 | $ 24,690,000 | $ 633,000 | $ 249,000 |
| Rockland County New York | 39 | $ 18,557,000 | $ 475,000 | $ 281,000 |
| Clinton County Pennsylvania | 39 | $ 4,222,000 | $ 108,000 | $ 58,000 |
| Lebanon County Pennsylvania | 39 | $ 5,110,000 | $ 131,000 | $ 114,000 |
| Schenectady County New York | 37 | $ 6,048,000 | $ 163,000 | $ 95,000 |
| Cape May County New Jersey | 36 | $ 17,063,000 | $ 473,000 | $ 341,000 |
| Atlantic County New Jersey | 32 | $ 8,148,000 | $ 254,000 | $ 231,000 |
| Gloucester County New Jersey | 31 | $ 5,115,000 | $ 165,000 | $ 77,000 |
| Northumberland County Pennsylvania | 29 | $ 3,683,000 | $ 127,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 27 | $ 144,542,000 | $ 5,353,000 | $ 239,000 |
| Cook County Illinois | 26 | $ 4,427,000 | $ 170,000 | $ 109,000 |
| Rensselaer County New York | 26 | $ 5,235,000 | $ 201,000 | $ 113,000 |
| Middlesex County Connecticut | 25 | $ 5,646,000 | $ 225,000 | $ 125,000 |
| York County Maine | 25 | $ 8,105,000 | $ 324,000 | $ 239,000 |
| Baltimore County Maryland | 23 | $ 21,668,000 | $ 942,000 | $ 211,000 |
| Tolland County Connecticut | 21 | $ 4,447,000 | $ 211,000 | $ 123,000 |
| Hunterdon County New Jersey | 20 | $ 5,809,000 | $ 290,000 | $ 149,000 |
| Litchfield County Connecticut | 19 | $ 2,905,000 | $ 152,000 | $ 100,000 |
| Centre County Pennsylvania | 19 | $ 2,906,000 | $ 152,000 | $ 75,000 |
| Sussex County Delaware | 18 | $ 7,801,000 | $ 433,000 | $ 245,000 |
| Carroll County New Hampshire | 18 | $ 6,206,000 | $ 344,000 | $ 383,000 |
| Merrimack County New Hampshire | 18 | $ 3,708,000 | $ 206,000 | $ 105,000 |
| Monroe County Pennsylvania | 18 | $ 3,148,000 | $ 174,000 | $ 157,000 |
| Berkshire County Massachusetts | 15 | $ 3,361,000 | $ 224,000 | $ 199,000 |
| Cumberland County Maine | 14 | $ 5,104,000 | $ 364,000 | $ 173,000 |
| Orange County New York | 14 | $ 3,367,000 | $ 240,000 | $ 116,000 |
| Windham County Connecticut | 13 | $ 1,833,000 | $ 141,000 | $ 68,000 |
| Palm Beach County Florida | 13 | $ 9,007,000 | $ 692,000 | $ 327,000 |
| Monroe County New York | 13 | $ 1,829,000 | $ 140,000 | $ 104,000 |
| Union County Pennsylvania | 13 | $ 1,847,000 | $ 142,000 | $ 90,000 |
| Fairfax County Virginia | 13 | $ 10,679,000 | $ 821,000 | $ 277,000 |
| New London County Connecticut | 12 | $ 3,524,000 | $ 293,000 | $ 116,000 |
| Dutchess County New York | 12 | $ 2,696,000 | $ 224,000 | $ 135,000 |
| Niagara County New York | 12 | $ 1,281,000 | $ 106,000 | $ 73,000 |
| Carbon County Pennsylvania | 12 | $ 1,583,000 | $ 131,000 | $ 78,000 |
| Luzerne County Pennsylvania | 12 | $ 1,518,000 | $ 126,000 | $ 64,000 |
| Howard County Maryland | 11 | $ 5,747,000 | $ 522,000 | $ 277,000 |
| Grafton County New Hampshire | 10 | $ 2,534,000 | $ 253,000 | $ 481,000 |
| Warren County New Jersey | 10 | $ 2,055,000 | $ 205,000 | $ 108,000 |
| Fulton County New York | 10 | $ 1,491,000 | $ 149,000 | $ 67,000 |
| Montour County Pennsylvania | 9 | $ 1,161,000 | $ 129,000 | $ 100,000 |
| Arlington County Virginia | 9 | $ 6,474,000 | $ 719,000 | $ 268,000 |
| Miami-Dade County Florida | 8 | $ 3,620,000 | $ 452,000 | $ 29,000 |
| Nantucket County Massachusetts | 8 | $ 4,930,000 | $ 616,000 | $ 349,000 |
| Warren County New York | 8 | $ 1,895,000 | $ 236,000 | $ 168,000 |
| Adams County Pennsylvania | 8 | $ 908,000 | $ 113,000 | $ 69,000 |
| Pike County Pennsylvania | 8 | $ 1,312,000 | $ 164,000 | $ 116,000 |
| Loudoun County Virginia | 8 | $ 4,678,000 | $ 584,000 | $ 220,000 |
| Collier County Florida | 7 | $ 2,171,000 | $ 310,000 | $ 400,000 |
| Cheshire County New Hampshire | 7 | $ 998,000 | $ 142,000 | $ 90,000 |
| Ulster County New York | 7 | $ 1,116,000 | $ 159,000 | $ 99,000 |
| Columbia County Pennsylvania | 7 | $ 1,071,000 | $ 153,000 | $ 76,000 |
| Lee County Florida | 6 | $ 994,000 | $ 165,000 | $ 96,000 |
| Sarasota County Florida | 6 | $ 4,166,000 | $ 694,000 | $ 795,000 |
| Prince George's County Maryland | 6 | $ 35,384,000 | $ 5,897,000 | $ 109,000 |
| Worcester County Maryland | 6 | $ 2,268,000 | $ 378,000 | $ 292,000 |
| Hampshire County Massachusetts | 6 | $ 1,631,000 | $ 271,000 | $ 182,000 |
| Belknap County New Hampshire | 6 | $ 3,211,000 | $ 535,000 | $ 203,000 |
| Strafford County New Hampshire | 6 | $ 1,870,000 | $ 311,000 | $ 115,000 |
| Salem County New Jersey | 6 | $ 788,000 | $ 131,000 | $ 58,000 |
| Franklin County Pennsylvania | 6 | $ 797,000 | $ 132,000 | $ 89,000 |
| Baltimore City County Maryland | 5 | $ 3,039,000 | $ 607,000 | $ 260,000 |
| Harford County Maryland | 5 | $ 25,170,000 | $ 5,034,000 | $ 63,000 |
| Blair County Pennsylvania | 5 | $ 594,000 | $ 118,000 | $ 70,000 |
| Broward County Florida | 4 | $ 1,085,000 | $ 271,000 | $ 50,000 |
| Orange County Florida | 4 | $ 668,000 | $ 167,000 | $ 124,000 |
| DuPage County Illinois | 4 | $ 761,000 | $ 190,000 | $ 119,000 |
| Cecil County Maryland | 4 | $ 1,616,000 | $ 404,000 | $ 133,000 |
| Queen Anne's County Maryland | 4 | $ 2,096,000 | $ 524,000 | $ 295,000 |
| Forsyth County North Carolina | 4 | $ 550,000 | $ 137,000 | $ 58,000 |
| Perry County Pennsylvania | 4 | $ 602,000 | $ 150,000 | $ 41,000 |
| Pinellas County Florida | 3 | $ 645,000 | $ 215,000 | $ 92,000 |
| Kane County Illinois | 3 | $ 524,000 | $ 174,000 | $ 91,000 |
| Will County Illinois | 3 | $ 305,000 | $ 101,000 | $ 50,000 |
| Kennebec County Maine | 3 | $ 439,000 | $ 146,000 | $ 138,000 |
| Waldo County Maine | 3 | $ 500,000 | $ 166,000 | $ 105,000 |
| Frederick County Maryland | 3 | $ 1,867,000 | $ 622,000 | $ 156,000 |
| Oakland County Michigan | 3 | $ 335,000 | $ 111,000 | $ 67,000 |
| Sullivan County New Hampshire | 3 | $ 1,245,000 | $ 415,000 | $ 187,000 |
| Columbia County New York | 3 | $ 641,000 | $ 213,000 | $ 140,000 |
| Essex County New York | 3 | $ 503,000 | $ 167,000 | $ 84,000 |
| Greene County New York | 3 | $ 408,000 | $ 136,000 | $ 132,000 |
| Putnam County New York | 3 | $ 802,000 | $ 267,000 | $ 140,000 |
| Davidson County North Carolina | 3 | $ 344,000 | $ 114,000 | $ 78,000 |
| Sullivan County Pennsylvania | 3 | $ 501,000 | $ 167,000 | $ 107,000 |
| Charleston County South Carolina | 3 | $ 465,000 | $ 155,000 | $ 68,000 |
| Chittenden County Vermont | 3 | $ 892,000 | $ 297,000 | $ 133,000 |
| Baldwin County Alabama | 2 | $ 265,000 | $ 132,000 | $ 61,000 |
| Maricopa County Arizona | 2 | $ 669,000 | $ 334,000 | $ 250,000 |
| Alameda County California | 2 | $ 643,000 | $ 321,000 | $ 45,000 |
| Brevard County Florida | 2 | $ 310,000 | $ 155,000 | $ 81,000 |
| Flagler County Florida | 2 | $ 513,000 | $ 256,000 | $ 133,000 |
| Lake County Florida | 2 | $ 362,000 | $ 181,000 | $ 52,000 |
| Marion County Florida | 2 | $ 226,000 | $ 113,000 | $ 91,000 |
| Seminole County Florida | 2 | $ 235,000 | $ 117,000 | $ 76,000 |
| McHenry County Illinois | 2 | $ 345,000 | $ 172,000 | $ 76,000 |
| Franklin County Maine | 2 | $ 462,000 | $ 231,000 | $ 268,000 |
| Hancock County Maine | 2 | $ 533,000 | $ 266,000 | $ 154,000 |
| Oxford County Maine | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Kent County Maryland | 2 | $ 833,000 | $ 416,000 | $ 280,000 |
| Jackson County Missouri | 2 | $ 136,000 | $ 68,000 | $ 60,000 |
| Chautauqua County New York | 2 | $ 88,000 | $ 44,000 | $ 30,000 |
| Onondaga County New York | 2 | $ 1,134,000 | $ 567,000 | $ 284,000 |
| Ontario County New York | 2 | $ 423,000 | $ 211,000 | $ 285,000 |
| Oswego County New York | 2 | $ 107,000 | $ 53,000 | $ 75,000 |
| Schoharie County New York | 2 | $ 372,000 | $ 186,000 | $ 117,000 |
| Alamance County North Carolina | 2 | $ 191,000 | $ 95,000 | $ 35,000 |
| Mecklenburg County North Carolina | 2 | $ 11,000,000 | $ 5,500,000 | $ 0 |
| Franklin County Ohio | 2 | $ 184,000 | $ 92,000 | $ 64,000 |
| Stark County Ohio | 2 | $ 248,000 | $ 124,000 | $ 69,000 |
| Bradford County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 63,000 |
| Cambria County Pennsylvania | 2 | $ 238,000 | $ 119,000 | $ 96,000 |
| Mifflin County Pennsylvania | 2 | $ 296,000 | $ 148,000 | $ 58,000 |
| Washington County Pennsylvania | 2 | $ 654,000 | $ 327,000 | $ 337,000 |
| Westmoreland County Pennsylvania | 2 | $ 233,000 | $ 116,000 | $ 107,000 |
| Horry County South Carolina | 2 | $ 184,000 | $ 92,000 | $ 218,000 |
| Franklin County Vermont | 2 | $ 248,000 | $ 124,000 | $ 87,000 |
| Lamoille County Vermont | 2 | $ 400,000 | $ 200,000 | $ 71,000 |
| Rutland County Vermont | 2 | $ 195,000 | $ 97,000 | $ 310,000 |
| Washington County Vermont | 2 | $ 298,000 | $ 149,000 | $ 223,000 |
| Windham County Vermont | 2 | $ 214,000 | $ 107,000 | $ 46,000 |
| Contra Costa County California | 1 | $ 324,000 | $ 324,000 | $ 101,000 |
| Los Angeles County California | 1 | $ 543,000 | $ 543,000 | $ 104,000 |
| Riverside County California | 1 | $ 179,000 | $ 179,000 | $ 171,000 |
| San Diego County California | 1 | $ 171,000 | $ 171,000 | $ 67,000 |
| San Joaquin County California | 1 | $ 258,000 | $ 258,000 | $ 155,000 |
| Santa Clara County California | 1 | $ 241,000 | $ 241,000 | $ 148,000 |
| Solano County California | 1 | $ 207,000 | $ 207,000 | $ 136,000 |
| Arapahoe County Colorado | 1 | $ 141,000 | $ 141,000 | $ 43,000 |
| Denver County Colorado | 1 | $ 432,000 | $ 432,000 | $ 312,000 |
| Lake County Colorado | 1 | $ 206,000 | $ 206,000 | $ 301,000 |
| Larimer County Colorado | 1 | $ 208,000 | $ 208,000 | $ 134,000 |
| Charlotte County Florida | 1 | $ 232,000 | $ 232,000 | $ 142,000 |
| Duval County Florida | 1 | $ 424,000 | $ 424,000 | $ 335,000 |
| Hernando County Florida | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Manatee County Florida | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Martin County Florida | 1 | $ 74,000 | $ 74,000 | $ 69,000 |
| Osceola County Florida | 1 | $ 194,000 | $ 194,000 | $ 165,000 |
| Pasco County Florida | 1 | $ 187,000 | $ 187,000 | $ 315,000 |
| St. Lucie County Florida | 1 | $ 134,000 | $ 134,000 | $ 137,000 |
| Volusia County Florida | 1 | $ 146,000 | $ 146,000 | $ 140,000 |
| Bryan County Georgia | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Clayton County Georgia | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Cobb County Georgia | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Effingham County Georgia | 1 | $ 132,000 | $ 132,000 | $ 104,000 |
| Fulton County Georgia | 1 | $ 13,500,000 | $ 13,500,000 | $ 0 |
| Newton County Georgia | 1 | $ 88,000 | $ 88,000 | $ 94,000 |
| Kankakee County Illinois | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| LaSalle County Illinois | 1 | $ 113,000 | $ 113,000 | $ 75,000 |
| Jay County Indiana | 1 | $ 67,000 | $ 67,000 | $ 113,000 |
| Marion County Indiana | 1 | $ 131,000 | $ 131,000 | $ 23,000 |
| Warrick County Indiana | 1 | $ 173,000 | $ 173,000 | $ 94,000 |
| Calcasieu County Louisiana | 1 | $ 6,250,000 | $ 6,250,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 8,750,000 | $ 8,750,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 141,000 | $ 141,000 | $ 127,000 |
| Lincoln County Maine | 1 | $ 424,000 | $ 424,000 | $ 270,000 |
| Penobscot County Maine | 1 | $ 231,000 | $ 231,000 | $ 86,000 |
| Piscataquis County Maine | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Charles County Maryland | 1 | $ 192,000 | $ 192,000 | $ 113,000 |
| Garrett County Maryland | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| St. Mary's County Maryland | 1 | $ 4,900,000 | $ 4,900,000 | $ 0 |
| Washington County Maryland | 1 | $ 117,000 | $ 117,000 | $ 151,000 |
| Franklin County Massachusetts | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Emmet County Michigan | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Kent County Michigan | 1 | $ 12,000,000 | $ 12,000,000 | $ 0 |
| Macomb County Michigan | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Chisago County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 64,000 |
| Greene County Missouri | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Reynolds County Missouri | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| St. Charles County Missouri | 1 | $ 184,000 | $ 184,000 | $ 100,000 |
| St. Louis County Missouri | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Clark County Nevada | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
| Coos County New Hampshire | 1 | $ 107,000 | $ 107,000 | $ 58,000 |
| Cumberland County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 59,000 |
| Cattaraugus County New York | 1 | $ 78,000 | $ 78,000 | $ 92,000 |
| Cayuga County New York | 1 | $ 177,000 | $ 177,000 | $ 98,000 |
| Chemung County New York | 1 | $ 212,000 | $ 212,000 | $ 53,000 |
| Delaware County New York | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Herkimer County New York | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Jefferson County New York | 1 | $ 290,000 | $ 290,000 | $ 242,000 |
| Montgomery County New York | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Oneida County New York | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Schuyler County New York | 1 | $ 300,000 | $ 300,000 | $ 300,000 |
| Sullivan County New York | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Washington County New York | 1 | $ 250,000 | $ 250,000 | $ 197,000 |
| Wyoming County New York | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Brunswick County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| Catawba County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Dare County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Durham County North Carolina | 1 | $ 7,600,000 | $ 7,600,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 28,000 |
| Guilford County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 33,000 |
| Henderson County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 70,000 |
| Jackson County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 75,000 |
| Nash County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 56,000 |
| Rockingham County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| Greene County Ohio | 1 | $ 31,000 | $ 31,000 | $ 57,000 |
| Montgomery County Ohio | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Clackamas County Oregon | 1 | $ 296,000 | $ 296,000 | $ 370,000 |
| Allegheny County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 137,000 |
| Bedford County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Huntingdon County Pennsylvania | 1 | $ 380,000 | $ 380,000 | $ 240,000 |
| Juniata County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 163,000 |
| Lackawanna County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Potter County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 78,000 |
| Tioga County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Wayne County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Aiken County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 500,000 |
| Anderson County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Berkeley County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 87,000 |
| Hamilton County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 52,000 |
| McMinn County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Caledonia County Vermont | 1 | $ 220,000 | $ 220,000 | $ 175,000 |
| Orange County Vermont | 1 | $ 90,000 | $ 90,000 | $ 16,000 |
| Windsor County Vermont | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Alexandria County Virginia | 1 | $ 7,250,000 | $ 7,250,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 920,000 | $ 920,000 | $ 494,000 |
| Newport News County Virginia | 1 | $ 138,000 | $ 138,000 | $ 87,000 |
| Prince William County Virginia | 1 | $ 574,000 | $ 574,000 | $ 283,000 |
| Roanoke City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Virginia Beach County Virginia | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Berkeley County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Ohio County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,803 | $3,000,121,000 | $384,000 | $56,250,000 | $143,000 | $3,828,000 |
| Refinancing | 5,509 | $1,707,294,000 | $309,000 | $34,000,000 | $128,000 | $3,399,000 |
| Home Improvement | 456 | $552,235,000 | $1,211,000 | $126,000,000 | $145,000 | $8,806,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,080 | $2,974,442,000 | $327,000 | $5,500,000 | $151,000 | $8,806,000 |
| Asian | 1,351 | $544,267,000 | $402,000 | $2,000,000 | $144,000 | $1,229,000 |
| Hispanic | 1,203 | $300,794,000 | $250,000 | $2,200,000 | $83,000 | $1,423,000 |
| Not Provided | 927 | $257,146,000 | $277,000 | $1,785,000 | $127,000 | $3,828,000 |
| Black or African American | 659 | $176,303,000 | $267,000 | $2,000,000 | $90,000 | $873,000 |
| Not applicable | 441 | $969,070,000 | $2,197,000 | $126,000,000 | $53,000 | $350,000 |
| American Indian or Alaskan Native | 65 | $24,172,000 | $371,000 | $1,500,000 | $167,000 | $1,166,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $13,456,000 | $320,000 | $878,000 | $141,000 | $572,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,188 | $5,117,024,000 | $388,000 | $126,000,000 | $140,000 | $8,806,000 |
| FHA-insured (Federal Housing Administration) | 529 | $129,486,000 | $244,000 | $668,000 | $74,000 | $282,000 |
| VA-guaranteed (Veterans Administration) | 51 | $13,140,000 | $257,000 | $598,000 | $83,000 | $223,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,568 | $4,048,911,000 | $383,000 | $126,000,000 | $143,000 | $8,806,000 |
| Application Denied By Financial Institution | 1,466 | $533,411,000 | $363,000 | $50,000,000 | $112,000 | $2,984,000 |
| Application Withdrawn By Applicant | 869 | $424,170,000 | $488,000 | $15,500,000 | $149,000 | $2,984,000 |
| Loan Purchased By The Institution | 334 | $63,726,000 | $190,000 | $557,000 | $71,000 | $350,000 |
| Application Approved But Not Accepted | 255 | $106,285,000 | $416,000 | $5,460,000 | $127,000 | $991,000 |
| Preapproval Denied by Financial Institution | 142 | $34,971,000 | $246,000 | $1,300,000 | $69,000 | $717,000 |
| File Closed For Incompleteness | 134 | $48,176,000 | $359,000 | $1,785,000 | $165,000 | $1,287,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 513 | $165,867,000 | $323,000 | $1,500,000 | $76,000 | $500,000 |
| Collateral | 394 | $121,712,000 | $308,000 | $4,500,000 | $125,000 | $1,329,000 |
| Credit Application Incomplete | 268 | $83,779,000 | $312,000 | $3,754,000 | $121,000 | $1,473,000 |
| Credit History | 140 | $97,245,000 | $694,000 | $50,000,000 | $110,000 | $970,000 |
| Other | 139 | $50,712,000 | $364,000 | $7,250,000 | $120,000 | $640,000 |
| Unverifiable Information | 76 | $25,965,000 | $341,000 | $1,800,000 | $122,000 | $1,358,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 58 | $17,626,000 | $303,000 | $1,040,000 | $159,000 | $2,984,000 |
| Employment History | 19 | $5,262,000 | $276,000 | $737,000 | $92,000 | $263,000 |
| Mortgage Insurance Denied | 1 | $214,000 | $214,000 | $214,000 | $44,000 | $44,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.