Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,716 |
| Total Mortgage Loan Application Amount | $991,692,000 |
| Average Mortgage Loan Application Amount | $361,333 |
| Highest Mortgage Loan Application Amount | $1,659,000 |
| Average Applicant Income | $155,333 |
| Highest Applicant Income | $2,404,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 1,345 | $ 507,766,000 | $ 377,000 | $ 158,000 |
| Alameda County California | 190 | $ 68,138,000 | $ 358,000 | $ 159,000 |
| San Mateo County California | 123 | $ 57,289,000 | $ 465,000 | $ 196,000 |
| Contra Costa County California | 69 | $ 27,894,000 | $ 404,000 | $ 195,000 |
| Santa Cruz County California | 64 | $ 20,466,000 | $ 319,000 | $ 145,000 |
| San Francisco County California | 45 | $ 20,969,000 | $ 465,000 | $ 208,000 |
| Los Angeles County California | 27 | $ 10,705,000 | $ 396,000 | $ 157,000 |
| Orange County California | 21 | $ 7,713,000 | $ 367,000 | $ 191,000 |
| El Dorado County California | 18 | $ 5,150,000 | $ 286,000 | $ 154,000 |
| San Joaquin County California | 18 | $ 4,211,000 | $ 233,000 | $ 132,000 |
| Placer County California | 16 | $ 3,755,000 | $ 234,000 | $ 114,000 |
| Sacramento County California | 16 | $ 2,975,000 | $ 185,000 | $ 167,000 |
| San Diego County California | 16 | $ 5,923,000 | $ 370,000 | $ 152,000 |
| San Benito County California | 13 | $ 4,448,000 | $ 342,000 | $ 124,000 |
| Nevada County California | 12 | $ 3,292,000 | $ 274,000 | $ 146,000 |
| Douglas County Colorado | 12 | $ 2,931,000 | $ 244,000 | $ 153,000 |
| Monterey County California | 11 | $ 3,523,000 | $ 320,000 | $ 151,000 |
| Sonoma County California | 11 | $ 4,031,000 | $ 366,000 | $ 162,000 |
| San Luis Obispo County California | 9 | $ 2,128,000 | $ 236,000 | $ 128,000 |
| Butte County California | 7 | $ 1,290,000 | $ 184,000 | $ 66,000 |
| Stanislaus County California | 7 | $ 702,000 | $ 100,000 | $ 92,000 |
| Arapahoe County Colorado | 7 | $ 1,507,000 | $ 215,000 | $ 114,000 |
| King County Washington | 7 | $ 2,504,000 | $ 357,000 | $ 135,000 |
| Calaveras County California | 6 | $ 772,000 | $ 128,000 | $ 124,000 |
| Riverside County California | 6 | $ 1,488,000 | $ 248,000 | $ 123,000 |
| Santa Barbara County California | 6 | $ 2,233,000 | $ 372,000 | $ 193,000 |
| Tuolumne County California | 6 | $ 1,195,000 | $ 199,000 | $ 240,000 |
| Travis County Texas | 6 | $ 1,263,000 | $ 210,000 | $ 116,000 |
| Spokane County Washington | 6 | $ 930,000 | $ 155,000 | $ 89,000 |
| Maricopa County Arizona | 5 | $ 702,000 | $ 140,000 | $ 118,000 |
| Fresno County California | 5 | $ 1,457,000 | $ 291,000 | $ 138,000 |
| Honolulu County Hawaii | 5 | $ 1,180,000 | $ 236,000 | $ 220,000 |
| Clark County Nevada | 5 | $ 544,000 | $ 108,000 | $ 169,000 |
| Washington County Oregon | 5 | $ 1,253,000 | $ 250,000 | $ 159,000 |
| Ventura County California | 4 | $ 1,142,000 | $ 285,000 | $ 220,000 |
| Washoe County Nevada | 4 | $ 759,000 | $ 189,000 | $ 84,000 |
| Jackson County Oregon | 4 | $ 634,000 | $ 158,000 | $ 138,000 |
| Williamson County Texas | 4 | $ 368,000 | $ 92,000 | $ 79,000 |
| Kitsap County Washington | 4 | $ 1,499,000 | $ 374,000 | $ 127,000 |
| Amador County California | 3 | $ 262,000 | $ 87,000 | $ 128,000 |
| Marin County California | 3 | $ 1,668,000 | $ 556,000 | $ 210,000 |
| Boulder County Colorado | 3 | $ 926,000 | $ 308,000 | $ 101,000 |
| El Paso County Colorado | 3 | $ 616,000 | $ 205,000 | $ 128,000 |
| Jefferson County Colorado | 3 | $ 855,000 | $ 285,000 | $ 153,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,501,000 | $ 500,000 | $ 159,000 |
| Hawaii County Hawaii | 3 | $ 498,000 | $ 166,000 | $ 95,000 |
| Ada County Idaho | 3 | $ 300,000 | $ 100,000 | $ 188,000 |
| Dona Ana County New Mexico | 3 | $ 408,000 | $ 136,000 | $ 151,000 |
| Bucks County Pennsylvania | 3 | $ 809,000 | $ 269,000 | $ 140,000 |
| Tarrant County Texas | 3 | $ 876,000 | $ 292,000 | $ 149,000 |
| Salt Lake County Utah | 3 | $ 610,000 | $ 203,000 | $ 97,000 |
| Fairfax County Virginia | 3 | $ 1,268,000 | $ 422,000 | $ 172,000 |
| Napa County California | 2 | $ 294,000 | $ 147,000 | $ 56,000 |
| Solano County California | 2 | $ 298,000 | $ 149,000 | $ 92,000 |
| Yolo County California | 2 | $ 281,000 | $ 140,000 | $ 221,000 |
| Denver County Colorado | 2 | $ 621,000 | $ 310,000 | $ 102,000 |
| Larimer County Colorado | 2 | $ 492,000 | $ 246,000 | $ 184,000 |
| Brevard County Florida | 2 | $ 328,000 | $ 164,000 | $ 168,000 |
| Kauai County Hawaii | 2 | $ 341,000 | $ 170,000 | $ 198,000 |
| Cook County Illinois | 2 | $ 344,000 | $ 172,000 | $ 112,000 |
| Montgomery County Maryland | 2 | $ 262,000 | $ 131,000 | $ 104,000 |
| Curry County New Mexico | 2 | $ 122,000 | $ 61,000 | $ 161,000 |
| Canadian County Oklahoma | 2 | $ 218,000 | $ 109,000 | $ 244,000 |
| Dallas County Texas | 2 | $ 615,000 | $ 307,000 | $ 155,000 |
| Denton County Texas | 2 | $ 538,000 | $ 269,000 | $ 99,000 |
| Hays County Texas | 2 | $ 254,000 | $ 127,000 | $ 137,000 |
| Loudoun County Virginia | 2 | $ 972,000 | $ 486,000 | $ 138,000 |
| Virginia Beach County Virginia | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
| Clark County Washington | 2 | $ 414,000 | $ 207,000 | $ 54,000 |
| Madison County Alabama | 1 | $ 220,000 | $ 220,000 | $ 49,000 |
| Pima County Arizona | 1 | $ 204,000 | $ 204,000 | $ 91,000 |
| Santa Cruz County Arizona | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Pulaski County Arkansas | 1 | $ 182,000 | $ 182,000 | $ 114,000 |
| Kern County California | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| Kings County California | 1 | $ 320,000 | $ 320,000 | $ 125,000 |
| Madera County California | 1 | $ 132,000 | $ 132,000 | $ 68,000 |
| Merced County California | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Modoc County California | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Shasta County California | 1 | $ 169,000 | $ 169,000 | $ 39,000 |
| Adams County Colorado | 1 | $ 190,000 | $ 190,000 | $ 134,000 |
| Elbert County Colorado | 1 | $ 182,000 | $ 182,000 | $ 60,000 |
| Teller County Colorado | 1 | $ 263,000 | $ 263,000 | $ 117,000 |
| Hillsborough County Florida | 1 | $ 84,000 | $ 84,000 | $ 184,000 |
| Palm Beach County Florida | 1 | $ 360,000 | $ 360,000 | $ 175,000 |
| Pinellas County Florida | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Seminole County Florida | 1 | $ 150,000 | $ 150,000 | $ 133,000 |
| Volusia County Florida | 1 | $ 117,000 | $ 117,000 | $ 86,000 |
| Camden County Georgia | 1 | $ 247,000 | $ 247,000 | $ 161,000 |
| Cobb County Georgia | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Dade County Georgia | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| Bonner County Idaho | 1 | $ 280,000 | $ 280,000 | $ 50,000 |
| Kootenai County Idaho | 1 | $ 272,000 | $ 272,000 | $ 93,000 |
| Polk County Iowa | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Anne Arundel County Maryland | 1 | $ 456,000 | $ 456,000 | $ 105,000 |
| Howard County Maryland | 1 | $ 155,000 | $ 155,000 | $ 215,000 |
| Middlesex County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 271,000 |
| Allegan County Michigan | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Kent County Michigan | 1 | $ 144,000 | $ 144,000 | $ 121,000 |
| Keweenaw County Michigan | 1 | $ 231,000 | $ 231,000 | $ 123,000 |
| Macomb County Michigan | 1 | $ 69,000 | $ 69,000 | $ 464,000 |
| Ravalli County Montana | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Carson City County Nevada | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Douglas County Nevada | 1 | $ 69,000 | $ 69,000 | $ 225,000 |
| Nye County Nevada | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Storey County Nevada | 1 | $ 115,000 | $ 115,000 | $ 170,000 |
| Grafton County New Hampshire | 1 | $ 350,000 | $ 350,000 | $ 264,000 |
| Burlington County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Morris County New Jersey | 1 | $ 390,000 | $ 390,000 | $ 153,000 |
| Bernalillo County New Mexico | 1 | $ 194,000 | $ 194,000 | $ 244,000 |
| Kings County New York | 1 | $ 244,000 | $ 244,000 | $ 121,000 |
| Forsyth County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 89,000 |
| Montgomery County Ohio | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Beckham County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Oklahoma County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 164,000 |
| Clackamas County Oregon | 1 | $ 175,000 | $ 175,000 | $ 212,000 |
| Hood River County Oregon | 1 | $ 203,000 | $ 203,000 | $ 108,000 |
| Butler County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
| Montgomery County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 219,000 |
| Loudon County Tennessee | 1 | $ 695,000 | $ 695,000 | $ 167,000 |
| Bexar County Texas | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Collin County Texas | 1 | $ 188,000 | $ 188,000 | $ 137,000 |
| Fort Bend County Texas | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Galveston County Texas | 1 | $ 251,000 | $ 251,000 | $ 138,000 |
| Smith County Texas | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| Cache County Utah | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Davis County Utah | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Summit County Utah | 1 | $ 350,000 | $ 350,000 | $ 66,000 |
| Alexandria County Virginia | 1 | $ 367,000 | $ 367,000 | $ 145,000 |
| Fairfax City County Virginia | 1 | $ 412,000 | $ 412,000 | $ 169,000 |
| King George County Virginia | 1 | $ 238,000 | $ 238,000 | $ 221,000 |
| Clallam County Washington | 1 | $ 252,000 | $ 252,000 | $ 279,000 |
| Klickitat County Washington | 1 | $ 403,000 | $ 403,000 | $ 125,000 |
| Pierce County Washington | 1 | $ 245,000 | $ 245,000 | $ 182,000 |
| Kanawha County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star One Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,882 | $672,281,000 | $357,000 | $1,659,000 | $160,000 | $1,127,000 |
| Home Purchase | 767 | $296,530,000 | $386,000 | $1,225,000 | $152,000 | $2,404,000 |
| Home Improvement | 67 | $22,881,000 | $341,000 | $1,000,000 | $154,000 | $650,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,235 | $427,208,000 | $345,000 | $1,659,000 | $153,000 | $1,023,000 |
| Not Provided | 811 | $299,141,000 | $368,000 | $1,400,000 | $160,000 | $659,000 |
| Asian | 510 | $215,942,000 | $423,000 | $1,033,000 | $173,000 | $2,404,000 |
| Hispanic | 113 | $35,506,000 | $314,000 | $1,000,000 | $130,000 | $343,000 |
| Black or African American | 25 | $6,857,000 | $274,000 | $528,000 | $127,000 | $264,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,011,000 | $334,000 | $613,000 | $137,000 | $206,000 |
| American Indian or Alaskan Native | 10 | $3,027,000 | $302,000 | $800,000 | $182,000 | $366,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,716 | $991,692,000 | $365,000 | $1,659,000 | $158,000 | $2,404,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,430 | $501,988,000 | $351,000 | $1,400,000 | $160,000 | $1,127,000 |
| Application Denied By Financial Institution | 486 | $173,770,000 | $357,000 | $1,659,000 | $144,000 | $1,023,000 |
| Preapproval Approved but not Accepted | 292 | $120,385,000 | $412,000 | $1,225,000 | $168,000 | $2,404,000 |
| Application Approved But Not Accepted | 266 | $103,313,000 | $388,000 | $1,033,000 | $173,000 | $659,000 |
| Preapproval Denied by Financial Institution | 149 | $55,107,000 | $369,000 | $1,000,000 | $118,000 | $758,000 |
| File Closed For Incompleteness | 73 | $30,278,000 | $414,000 | $1,000,000 | $171,000 | $638,000 |
| Application Withdrawn By Applicant | 20 | $6,851,000 | $342,000 | $844,000 | $155,000 | $260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 204 | $73,074,000 | $358,000 | $1,174,000 | $91,000 | $301,000 |
| Credit Application Incomplete | 126 | $49,304,000 | $391,000 | $1,659,000 | $175,000 | $775,000 |
| Collateral | 86 | $33,741,000 | $392,000 | $1,000,000 | $178,000 | $600,000 |
| Credit History | 76 | $25,274,000 | $332,000 | $900,000 | $157,000 | $758,000 |
| Other | 74 | $24,080,000 | $325,000 | $990,000 | $167,000 | $1,023,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $9,569,000 | $308,000 | $650,000 | $106,000 | $432,000 |
| Employment History | 20 | $6,081,000 | $304,000 | $800,000 | $79,000 | $168,000 |
| Unverifiable Information | 5 | $1,617,000 | $323,000 | $550,000 | $130,000 | $169,000 |
| Mortgage Insurance Denied | 1 | $730,000 | $730,000 | $730,000 | $377,000 | $377,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.