Bell Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bell Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bell Bank 3100 13Th Ave S Fargo, ND 58103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,202 |
| Total Mortgage Loan Application Amount | $3,888,610,000 |
| Average Mortgage Loan Application Amount | $233,500 |
| Highest Mortgage Loan Application Amount | $40,405,000 |
| Average Applicant Income | $148,500 |
| Highest Applicant Income | $8,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bell Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bell Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bell Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bell Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bell Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bell Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,983 | $ 690,585,000 | $ 348,000 | $ 198,000 |
| Maricopa County Arizona | 1,337 | $ 513,365,000 | $ 383,000 | $ 196,000 |
| Ramsey County Minnesota | 640 | $ 181,090,000 | $ 282,000 | $ 133,000 |
| Dakota County Minnesota | 605 | $ 175,895,000 | $ 290,000 | $ 137,000 |
| Anoka County Minnesota | 537 | $ 145,855,000 | $ 271,000 | $ 125,000 |
| Cass County North Dakota | 526 | $ 117,010,000 | $ 222,000 | $ 163,000 |
| Washington County Minnesota | 503 | $ 164,115,000 | $ 326,000 | $ 171,000 |
| Clay County Minnesota | 232 | $ 30,680,000 | $ 132,000 | $ 108,000 |
| Scott County Minnesota | 225 | $ 73,105,000 | $ 324,000 | $ 179,000 |
| Dane County Wisconsin | 221 | $ 77,385,000 | $ 350,000 | $ 149,000 |
| Wright County Minnesota | 214 | $ 63,400,000 | $ 296,000 | $ 141,000 |
| Carver County Minnesota | 193 | $ 68,525,000 | $ 355,000 | $ 178,000 |
| Olmsted County Minnesota | 182 | $ 84,090,000 | $ 462,000 | $ 124,000 |
| Otter Tail County Minnesota | 179 | $ 36,495,000 | $ 203,000 | $ 194,000 |
| Pinal County Arizona | 160 | $ 44,390,000 | $ 277,000 | $ 121,000 |
| St. Louis County Minnesota | 156 | $ 57,800,000 | $ 370,000 | $ 194,000 |
| Johnson County Kansas | 147 | $ 59,875,000 | $ 407,000 | $ 161,000 |
| Becker County Minnesota | 140 | $ 24,860,000 | $ 177,000 | $ 153,000 |
| Milwaukee County Wisconsin | 131 | $ 27,095,000 | $ 206,000 | $ 99,000 |
| Sherburne County Minnesota | 115 | $ 31,005,000 | $ 269,000 | $ 126,000 |
| Douglas County Minnesota | 102 | $ 19,990,000 | $ 195,000 | $ 122,000 |
| St. Croix County Wisconsin | 96 | $ 28,160,000 | $ 293,000 | $ 149,000 |
| Jackson County Missouri | 93 | $ 25,685,000 | $ 276,000 | $ 117,000 |
| Chisago County Minnesota | 92 | $ 27,110,000 | $ 294,000 | $ 134,000 |
| Curry County New Mexico | 85 | $ 14,145,000 | $ 166,000 | $ 77,000 |
| Bernalillo County New Mexico | 80 | $ 28,080,000 | $ 351,000 | $ 196,000 |
| Highlands County Florida | 76 | $ 18,340,000 | $ 241,000 | $ 106,000 |
| Boone County Missouri | 76 | $ 26,000,000 | $ 342,000 | $ 146,000 |
| Pinellas County Florida | 72 | $ 28,380,000 | $ 394,000 | $ 186,000 |
| Davidson County Tennessee | 72 | $ 24,960,000 | $ 346,000 | $ 112,000 |
| Waukesha County Wisconsin | 71 | $ 23,815,000 | $ 335,000 | $ 155,000 |
| Richland County North Dakota | 61 | $ 6,045,000 | $ 99,000 | $ 99,000 |
| Orange County Florida | 60 | $ 41,600,000 | $ 693,000 | $ 319,000 |
| Washington County Wisconsin | 59 | $ 17,125,000 | $ 290,000 | $ 123,000 |
| Santa Fe County New Mexico | 55 | $ 25,245,000 | $ 459,000 | $ 150,000 |
| Rice County Minnesota | 54 | $ 14,240,000 | $ 263,000 | $ 119,000 |
| St. Louis County Missouri | 51 | $ 13,615,000 | $ 266,000 | $ 110,000 |
| Lee County Florida | 48 | $ 22,130,000 | $ 461,000 | $ 225,000 |
| Stearns County Minnesota | 46 | $ 12,150,000 | $ 264,000 | $ 118,000 |
| Isanti County Minnesota | 44 | $ 12,440,000 | $ 282,000 | $ 109,000 |
| Sheboygan County Wisconsin | 42 | $ 9,100,000 | $ 216,000 | $ 110,000 |
| Goodhue County Minnesota | 41 | $ 10,605,000 | $ 258,000 | $ 132,000 |
| Mower County Minnesota | 40 | $ 7,100,000 | $ 177,000 | $ 70,000 |
| Rock County Wisconsin | 40 | $ 10,790,000 | $ 269,000 | $ 99,000 |
| Hillsborough County Florida | 38 | $ 15,410,000 | $ 405,000 | $ 182,000 |
| Rutherford County Tennessee | 38 | $ 13,440,000 | $ 353,000 | $ 90,000 |
| Crow Wing County Minnesota | 34 | $ 13,160,000 | $ 387,000 | $ 228,000 |
| Sarasota County Florida | 30 | $ 12,060,000 | $ 402,000 | $ 251,000 |
| Pierce County Wisconsin | 30 | $ 7,640,000 | $ 254,000 | $ 142,000 |
| Polk County Wisconsin | 30 | $ 9,730,000 | $ 324,000 | $ 214,000 |
| Wilkin County Minnesota | 28 | $ 3,510,000 | $ 125,000 | $ 87,000 |
| Sandoval County New Mexico | 28 | $ 11,660,000 | $ 416,000 | $ 153,000 |
| St. Louis City County Missouri | 27 | $ 5,685,000 | $ 210,000 | $ 104,000 |
| Dodge County Minnesota | 26 | $ 5,790,000 | $ 222,000 | $ 97,000 |
| Walworth County Wisconsin | 26 | $ 7,670,000 | $ 295,000 | $ 158,000 |
| Wyandotte County Kansas | 24 | $ 5,190,000 | $ 216,000 | $ 95,000 |
| Fillmore County Minnesota | 24 | $ 5,780,000 | $ 240,000 | $ 135,000 |
| Seminole County Florida | 22 | $ 9,380,000 | $ 426,000 | $ 192,000 |
| Cass County Minnesota | 22 | $ 7,890,000 | $ 358,000 | $ 312,000 |
| McLeod County Minnesota | 22 | $ 5,170,000 | $ 235,000 | $ 107,000 |
| Leon County Florida | 21 | $ 5,315,000 | $ 253,000 | $ 103,000 |
| Polk County Florida | 21 | $ 5,945,000 | $ 283,000 | $ 114,000 |
| Shawnee County Kansas | 21 | $ 3,845,000 | $ 183,000 | $ 121,000 |
| Le Sueur County Minnesota | 21 | $ 5,155,000 | $ 245,000 | $ 122,000 |
| Mille Lacs County Minnesota | 21 | $ 5,425,000 | $ 258,000 | $ 184,000 |
| Duval County Florida | 20 | $ 8,520,000 | $ 426,000 | $ 171,000 |
| Cook County Illinois | 20 | $ 5,650,000 | $ 282,000 | $ 157,000 |
| Douglas County Wisconsin | 20 | $ 4,480,000 | $ 224,000 | $ 133,000 |
| Sauk County Wisconsin | 20 | $ 4,950,000 | $ 247,000 | $ 123,000 |
| Douglas County Kansas | 19 | $ 4,875,000 | $ 256,000 | $ 129,000 |
| Winona County Minnesota | 19 | $ 3,525,000 | $ 185,000 | $ 81,000 |
| Clay County Missouri | 19 | $ 5,335,000 | $ 280,000 | $ 125,000 |
| Yavapai County Arizona | 18 | $ 7,090,000 | $ 393,000 | $ 155,000 |
| St. Clair County Illinois | 18 | $ 3,350,000 | $ 186,000 | $ 94,000 |
| Carlton County Minnesota | 18 | $ 4,400,000 | $ 244,000 | $ 129,000 |
| Racine County Wisconsin | 18 | $ 4,530,000 | $ 251,000 | $ 97,000 |
| Navajo County Arizona | 17 | $ 6,765,000 | $ 397,000 | $ 169,000 |
| Pima County Arizona | 17 | $ 7,865,000 | $ 462,000 | $ 255,000 |
| Osceola County Florida | 17 | $ 7,135,000 | $ 419,000 | $ 275,000 |
| St. Charles County Missouri | 17 | $ 5,755,000 | $ 338,000 | $ 149,000 |
| Larimer County Colorado | 16 | $ 6,820,000 | $ 426,000 | $ 204,000 |
| Manatee County Florida | 16 | $ 10,070,000 | $ 629,000 | $ 327,000 |
| Palm Beach County Florida | 16 | $ 8,460,000 | $ 528,000 | $ 249,000 |
| Benton County Minnesota | 16 | $ 4,350,000 | $ 271,000 | $ 127,000 |
| Wabasha County Minnesota | 16 | $ 3,080,000 | $ 192,000 | $ 91,000 |
| Burnett County Wisconsin | 16 | $ 4,310,000 | $ 269,000 | $ 204,000 |
| Coconino County Arizona | 15 | $ 10,395,000 | $ 693,000 | $ 491,000 |
| Collier County Florida | 15 | $ 12,065,000 | $ 804,000 | $ 329,000 |
| Pasco County Florida | 15 | $ 5,215,000 | $ 347,000 | $ 123,000 |
| Cass County Missouri | 15 | $ 4,205,000 | $ 280,000 | $ 141,000 |
| Roosevelt County New Mexico | 14 | $ 2,780,000 | $ 198,000 | $ 84,000 |
| Williamson County Tennessee | 14 | $ 14,180,000 | $ 1,012,000 | $ 393,000 |
| Jefferson County Colorado | 13 | $ 6,485,000 | $ 498,000 | $ 169,000 |
| Charlotte County Florida | 13 | $ 4,195,000 | $ 322,000 | $ 151,000 |
| Clay County Florida | 13 | $ 6,085,000 | $ 468,000 | $ 156,000 |
| Pine County Minnesota | 13 | $ 3,315,000 | $ 255,000 | $ 115,000 |
| Platte County Missouri | 13 | $ 4,595,000 | $ 353,000 | $ 156,000 |
| Ozaukee County Wisconsin | 13 | $ 5,355,000 | $ 411,000 | $ 223,000 |
| St. Johns County Florida | 12 | $ 6,530,000 | $ 544,000 | $ 203,000 |
| Leavenworth County Kansas | 12 | $ 3,570,000 | $ 297,000 | $ 133,000 |
| Aitkin County Minnesota | 12 | $ 3,640,000 | $ 303,000 | $ 284,000 |
| Columbia County Wisconsin | 12 | $ 2,870,000 | $ 239,000 | $ 100,000 |
| Fond du Lac County Wisconsin | 12 | $ 1,830,000 | $ 152,000 | $ 85,000 |
| Arapahoe County Colorado | 11 | $ 6,805,000 | $ 618,000 | $ 159,000 |
| Denver County Colorado | 11 | $ 6,815,000 | $ 619,000 | $ 257,000 |
| Volusia County Florida | 11 | $ 3,325,000 | $ 302,000 | $ 122,000 |
| Hubbard County Minnesota | 11 | $ 2,185,000 | $ 198,000 | $ 164,000 |
| Kanabec County Minnesota | 11 | $ 1,715,000 | $ 155,000 | $ 111,000 |
| Montgomery County Tennessee | 11 | $ 3,125,000 | $ 284,000 | $ 88,000 |
| Brevard County Florida | 10 | $ 4,360,000 | $ 436,000 | $ 159,000 |
| Steele County Minnesota | 10 | $ 1,750,000 | $ 175,000 | $ 106,000 |
| Maury County Tennessee | 10 | $ 5,140,000 | $ 514,000 | $ 273,000 |
| Lake County Minnesota | 9 | $ 3,825,000 | $ 425,000 | $ 266,000 |
| Norman County Minnesota | 9 | $ 1,045,000 | $ 116,000 | $ 78,000 |
| Pope County Minnesota | 9 | $ 2,085,000 | $ 231,000 | $ 88,000 |
| Sibley County Minnesota | 9 | $ 1,905,000 | $ 211,000 | $ 109,000 |
| Jefferson County Missouri | 9 | $ 2,445,000 | $ 271,000 | $ 96,000 |
| Los Alamos County New Mexico | 9 | $ 4,775,000 | $ 530,000 | $ 211,000 |
| Robertson County Tennessee | 9 | $ 1,975,000 | $ 219,000 | $ 88,000 |
| Dodge County Wisconsin | 9 | $ 2,005,000 | $ 222,000 | $ 107,000 |
| Lake County Florida | 8 | $ 3,050,000 | $ 381,000 | $ 124,000 |
| Wakulla County Florida | 8 | $ 2,260,000 | $ 282,000 | $ 93,000 |
| Grant County Minnesota | 8 | $ 530,000 | $ 66,000 | $ 83,000 |
| Socorro County New Mexico | 8 | $ 1,160,000 | $ 145,000 | $ 65,000 |
| Wilson County Tennessee | 8 | $ 2,630,000 | $ 328,000 | $ 102,000 |
| Jefferson County Wisconsin | 8 | $ 1,390,000 | $ 173,000 | $ 71,000 |
| La Crosse County Wisconsin | 8 | $ 1,770,000 | $ 221,000 | $ 81,000 |
| Riverside County California | 7 | $ 4,355,000 | $ 622,000 | $ 372,000 |
| El Paso County Colorado | 7 | $ 2,725,000 | $ 389,000 | $ 143,000 |
| Weld County Colorado | 7 | $ 2,665,000 | $ 380,000 | $ 154,000 |
| Marion County Florida | 7 | $ 1,665,000 | $ 237,000 | $ 109,000 |
| Santa Rosa County Florida | 7 | $ 2,955,000 | $ 422,000 | $ 152,000 |
| Cook County Minnesota | 7 | $ 3,925,000 | $ 560,000 | $ 366,000 |
| Freeborn County Minnesota | 7 | $ 1,525,000 | $ 217,000 | $ 135,000 |
| Houston County Minnesota | 7 | $ 2,125,000 | $ 303,000 | $ 111,000 |
| Morrison County Minnesota | 7 | $ 895,000 | $ 127,000 | $ 97,000 |
| Todd County Minnesota | 7 | $ 785,000 | $ 112,000 | $ 106,000 |
| Douglas County Nebraska | 7 | $ 1,935,000 | $ 276,000 | $ 300,000 |
| Barron County Wisconsin | 7 | $ 1,955,000 | $ 279,000 | $ 201,000 |
| Buffalo County Wisconsin | 7 | $ 1,185,000 | $ 169,000 | $ 87,000 |
| Dunn County Wisconsin | 7 | $ 1,415,000 | $ 202,000 | $ 102,000 |
| Washburn County Wisconsin | 7 | $ 2,115,000 | $ 302,000 | $ 255,000 |
| Gila County Arizona | 6 | $ 2,890,000 | $ 481,000 | $ 246,000 |
| Adams County Colorado | 6 | $ 2,850,000 | $ 475,000 | $ 439,000 |
| Broomfield County Colorado | 6 | $ 3,810,000 | $ 635,000 | $ 224,000 |
| Nassau County Florida | 6 | $ 3,210,000 | $ 535,000 | $ 208,000 |
| Polk County Iowa | 6 | $ 1,370,000 | $ 228,000 | $ 121,000 |
| Miami County Kansas | 6 | $ 1,820,000 | $ 303,000 | $ 140,000 |
| Beltrami County Minnesota | 6 | $ 1,820,000 | $ 303,000 | $ 322,000 |
| Blue Earth County Minnesota | 6 | $ 1,280,000 | $ 213,000 | $ 130,000 |
| Itasca County Minnesota | 6 | $ 1,250,000 | $ 208,000 | $ 115,000 |
| Callaway County Missouri | 6 | $ 1,570,000 | $ 261,000 | $ 82,000 |
| Traill County North Dakota | 6 | $ 640,000 | $ 106,000 | $ 104,000 |
| Bedford County Tennessee | 6 | $ 1,450,000 | $ 241,000 | $ 97,000 |
| Shelby County Tennessee | 6 | $ 1,400,000 | $ 233,000 | $ 178,000 |
| Collin County Texas | 6 | $ 2,700,000 | $ 450,000 | $ 168,000 |
| Green County Wisconsin | 6 | $ 1,350,000 | $ 225,000 | $ 216,000 |
| Iowa County Wisconsin | 6 | $ 1,640,000 | $ 273,000 | $ 164,000 |
| Marquette County Wisconsin | 6 | $ 1,240,000 | $ 206,000 | $ 94,000 |
| Boulder County Colorado | 5 | $ 4,935,000 | $ 987,000 | $ 276,000 |
| Broward County Florida | 5 | $ 3,055,000 | $ 611,000 | $ 208,000 |
| Martin County Florida | 5 | $ 5,455,000 | $ 1,091,000 | $ 877,000 |
| Okeechobee County Florida | 5 | $ 1,555,000 | $ 311,000 | $ 92,000 |
| Cobb County Georgia | 5 | $ 2,245,000 | $ 449,000 | $ 147,000 |
| Dallas County Iowa | 5 | $ 1,965,000 | $ 393,000 | $ 213,000 |
| Meeker County Minnesota | 5 | $ 1,295,000 | $ 259,000 | $ 127,000 |
| Nicollet County Minnesota | 5 | $ 1,245,000 | $ 249,000 | $ 91,000 |
| Rio Arriba County New Mexico | 5 | $ 1,775,000 | $ 355,000 | $ 193,000 |
| Grand Forks County North Dakota | 5 | $ 775,000 | $ 155,000 | $ 143,000 |
| Cheatham County Tennessee | 5 | $ 1,285,000 | $ 257,000 | $ 164,000 |
| Fort Bend County Texas | 5 | $ 2,495,000 | $ 499,000 | $ 240,000 |
| Adams County Wisconsin | 5 | $ 695,000 | $ 139,000 | $ 71,000 |
| Kenosha County Wisconsin | 5 | $ 1,105,000 | $ 221,000 | $ 93,000 |
| Oneida County Wisconsin | 5 | $ 1,195,000 | $ 239,000 | $ 228,000 |
| Sawyer County Wisconsin | 5 | $ 1,985,000 | $ 397,000 | $ 197,000 |
| Yuma County Arizona | 4 | $ 1,050,000 | $ 262,000 | $ 159,000 |
| Benton County Arkansas | 4 | $ 1,790,000 | $ 447,000 | $ 215,000 |
| Douglas County Colorado | 4 | $ 1,270,000 | $ 317,000 | $ 167,000 |
| Gadsden County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 85,000 |
| Hernando County Florida | 4 | $ 1,140,000 | $ 285,000 | $ 167,000 |
| Lake County Illinois | 4 | $ 2,320,000 | $ 580,000 | $ 223,000 |
| Osage County Kansas | 4 | $ 650,000 | $ 162,000 | $ 69,000 |
| Wayne County Michigan | 4 | $ 830,000 | $ 207,000 | $ 93,000 |
| Kandiyohi County Minnesota | 4 | $ 1,630,000 | $ 407,000 | $ 230,000 |
| Polk County Minnesota | 4 | $ 1,430,000 | $ 357,000 | $ 386,000 |
| Camden County Missouri | 4 | $ 5,250,000 | $ 1,312,000 | $ 895,000 |
| Cole County Missouri | 4 | $ 1,280,000 | $ 320,000 | $ 213,000 |
| Valencia County New Mexico | 4 | $ 850,000 | $ 212,000 | $ 95,000 |
| Codington County South Dakota | 4 | $ 1,780,000 | $ 445,000 | $ 302,000 |
| Minnehaha County South Dakota | 4 | $ 3,210,000 | $ 802,000 | $ 842,000 |
| Dickson County Tennessee | 4 | $ 1,330,000 | $ 332,000 | $ 121,000 |
| Giles County Tennessee | 4 | $ 920,000 | $ 230,000 | $ 81,000 |
| Dallas County Texas | 4 | $ 1,880,000 | $ 470,000 | $ 210,000 |
| Harris County Texas | 4 | $ 1,940,000 | $ 485,000 | $ 278,000 |
| Williamson County Texas | 4 | $ 1,490,000 | $ 372,000 | $ 178,000 |
| Chippewa County Wisconsin | 4 | $ 1,280,000 | $ 320,000 | $ 125,000 |
| Grant County Wisconsin | 4 | $ 590,000 | $ 147,000 | $ 66,000 |
| Manitowoc County Wisconsin | 4 | $ 1,090,000 | $ 272,000 | $ 148,000 |
| Waushara County Wisconsin | 4 | $ 1,080,000 | $ 270,000 | $ 219,000 |
| Winnebago County Wisconsin | 4 | $ 860,000 | $ 215,000 | $ 54,000 |
| Baldwin County Alabama | 3 | $ 845,000 | $ 281,000 | $ 90,000 |
| Orange County California | 3 | $ 2,515,000 | $ 838,000 | $ 357,000 |
| San Diego County California | 3 | $ 1,425,000 | $ 475,000 | $ 382,000 |
| Mesa County Colorado | 3 | $ 705,000 | $ 235,000 | $ 146,000 |
| Park County Colorado | 3 | $ 1,155,000 | $ 385,000 | $ 185,000 |
| Citrus County Florida | 3 | $ 795,000 | $ 265,000 | $ 117,000 |
| Franklin County Florida | 3 | $ 1,885,000 | $ 628,000 | $ 176,000 |
| Miami-Dade County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 390,000 |
| Sumter County Florida | 3 | $ 795,000 | $ 265,000 | $ 92,000 |
| Bulloch County Georgia | 3 | $ 195,000 | $ 65,000 | $ 92,000 |
| Fulton County Georgia | 3 | $ 2,235,000 | $ 745,000 | $ 249,000 |
| DuPage County Illinois | 3 | $ 1,885,000 | $ 628,000 | $ 344,000 |
| Madison County Illinois | 3 | $ 1,745,000 | $ 581,000 | $ 355,000 |
| Linn County Iowa | 3 | $ 725,000 | $ 241,000 | $ 76,000 |
| Sedgwick County Kansas | 3 | $ 825,000 | $ 275,000 | $ 104,000 |
| Big Stone County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 78,000 |
| Renville County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 44,000 |
| Stevens County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 79,000 |
| Waseca County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 52,000 |
| Bates County Missouri | 3 | $ 435,000 | $ 145,000 | $ 61,000 |
| Franklin County Missouri | 3 | $ 635,000 | $ 211,000 | $ 76,000 |
| Greene County Missouri | 3 | $ 405,000 | $ 135,000 | $ 48,000 |
| Lincoln County Missouri | 3 | $ 675,000 | $ 225,000 | $ 69,000 |
| Ray County Missouri | 3 | $ 785,000 | $ 261,000 | $ 105,000 |
| Yellowstone County Montana | 3 | $ 1,245,000 | $ 415,000 | $ 145,000 |
| Dona Ana County New Mexico | 3 | $ 615,000 | $ 205,000 | $ 102,000 |
| Taos County New Mexico | 3 | $ 1,025,000 | $ 341,000 | $ 424,000 |
| Durham County North Carolina | 3 | $ 985,000 | $ 328,000 | $ 165,000 |
| Wake County North Carolina | 3 | $ 1,865,000 | $ 621,000 | $ 186,000 |
| Burleigh County North Dakota | 3 | $ 1,655,000 | $ 551,000 | $ 287,000 |
| Multnomah County Oregon | 3 | $ 585,000 | $ 195,000 | $ 98,000 |
| Hickman County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 75,000 |
| Lawrence County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 93,000 |
| Marshall County Tennessee | 3 | $ 1,475,000 | $ 491,000 | $ 170,000 |
| Sumner County Tennessee | 3 | $ 905,000 | $ 301,000 | $ 119,000 |
| Salt Lake County Utah | 3 | $ 825,000 | $ 275,000 | $ 88,000 |
| Henrico County Virginia | 3 | $ 1,695,000 | $ 565,000 | $ 154,000 |
| Ashland County Wisconsin | 3 | $ 395,000 | $ 131,000 | $ 153,000 |
| Bayfield County Wisconsin | 3 | $ 515,000 | $ 171,000 | $ 408,000 |
| Eau Claire County Wisconsin | 3 | $ 1,875,000 | $ 625,000 | $ 239,000 |
| Pepin County Wisconsin | 3 | $ 325,000 | $ 108,000 | $ 70,000 |
| Richland County Wisconsin | 3 | $ 595,000 | $ 198,000 | $ 89,000 |
| Shawano County Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 210,000 |
| Vilas County Wisconsin | 3 | $ 1,055,000 | $ 351,000 | $ 263,000 |
| Houston County Alabama | 2 | $ 490,000 | $ 245,000 | $ 38,000 |
| Cochise County Arizona | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| Santa Cruz County Arizona | 2 | $ 920,000 | $ 460,000 | $ 116,000 |
| Los Angeles County California | 2 | $ 4,920,000 | $ 2,460,000 | $ 1,125,000 |
| Placer County California | 2 | $ 1,080,000 | $ 540,000 | $ 231,000 |
| Ventura County California | 2 | $ 2,050,000 | $ 1,025,000 | $ 286,000 |
| District of Columbia County District Of Columbia | 2 | $ 2,110,000 | $ 1,055,000 | $ 1,011,000 |
| Baker County Florida | 2 | $ 1,430,000 | $ 715,000 | $ 189,000 |
| Bay County Florida | 2 | $ 650,000 | $ 325,000 | $ 65,000 |
| Escambia County Florida | 2 | $ 710,000 | $ 355,000 | $ 169,000 |
| Walton County Florida | 2 | $ 2,210,000 | $ 1,105,000 | $ 488,000 |
| Coweta County Georgia | 2 | $ 790,000 | $ 395,000 | $ 126,000 |
| Glynn County Georgia | 2 | $ 780,000 | $ 390,000 | $ 263,000 |
| Gwinnett County Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 160,000 |
| Lee County Georgia | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Ada County Idaho | 2 | $ 920,000 | $ 460,000 | $ 149,000 |
| Boone County Illinois | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Woodbury County Iowa | 2 | $ 630,000 | $ 315,000 | $ 137,000 |
| Atchison County Kansas | 2 | $ 360,000 | $ 180,000 | $ 55,000 |
| Linn County Kansas | 2 | $ 510,000 | $ 255,000 | $ 121,000 |
| Genesee County Michigan | 2 | $ 400,000 | $ 200,000 | $ 98,000 |
| Oakland County Michigan | 2 | $ 960,000 | $ 480,000 | $ 184,000 |
| Lyon County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Mahnomen County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 73,000 |
| Martin County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| Traverse County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Yellow Medicine County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Howard County Missouri | 2 | $ 810,000 | $ 405,000 | $ 109,000 |
| Ralls County Missouri | 2 | $ 400,000 | $ 200,000 | $ 71,000 |
| Randolph County Missouri | 2 | $ 160,000 | $ 80,000 | $ 35,000 |
| Gallatin County Montana | 2 | $ 1,010,000 | $ 505,000 | $ 185,000 |
| San Miguel County New Mexico | 2 | $ 780,000 | $ 390,000 | $ 154,000 |
| Brunswick County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 166,000 |
| Pitt County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 90,000 |
| Bottineau County North Dakota | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| Horry County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 169,000 |
| Spartanburg County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| Lincoln County South Dakota | 2 | $ 600,000 | $ 300,000 | $ 174,000 |
| Pennington County South Dakota | 2 | $ 710,000 | $ 355,000 | $ 111,000 |
| Fentress County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Hamilton County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 159,000 |
| Houston County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Loudon County Tennessee | 2 | $ 1,790,000 | $ 895,000 | $ 83,000 |
| Macon County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Monroe County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Brazoria County Texas | 2 | $ 740,000 | $ 370,000 | $ 148,000 |
| Denton County Texas | 2 | $ 860,000 | $ 430,000 | $ 215,000 |
| Hays County Texas | 2 | $ 660,000 | $ 330,000 | $ 128,000 |
| Nueces County Texas | 2 | $ 780,000 | $ 390,000 | $ 133,000 |
| Tarrant County Texas | 2 | $ 850,000 | $ 425,000 | $ 310,000 |
| Fairfax County Virginia | 2 | $ 840,000 | $ 420,000 | $ 149,000 |
| Norfolk County Virginia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Roanoke City County Virginia | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Brown County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Calumet County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Juneau County Wisconsin | 2 | $ 1,270,000 | $ 635,000 | $ 247,000 |
| Marathon County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Rusk County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 278,000 |
| Lee County Alabama | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Apache County Arizona | 1 | $ 25,000 | $ 25,000 | $ 158,000 |
| Graham County Arizona | 1 | $ 245,000 | $ 245,000 | $ 240,000 |
| Mohave County Arizona | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Cleburne County Arkansas | 1 | $ 495,000 | $ 495,000 | $ 230,000 |
| Crawford County Arkansas | 1 | $ 445,000 | $ 445,000 | $ 300,000 |
| Fulton County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Garland County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 152,000 |
| Pope County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 183,000 |
| Washington County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 250,000 |
| Alameda County California | 1 | $ 1,155,000 | $ 1,155,000 | $ 1,430,000 |
| Kings County California | 1 | $ 405,000 | $ 405,000 | $ 285,000 |
| Madera County California | 1 | $ 505,000 | $ 505,000 | $ 155,000 |
| San Bernardino County California | 1 | $ 545,000 | $ 545,000 | $ 185,000 |
| Santa Cruz County California | 1 | $ 465,000 | $ 465,000 | $ 175,000 |
| Archuleta County Colorado | 1 | $ 395,000 | $ 395,000 | $ 157,000 |
| Eagle County Colorado | 1 | $ 1,445,000 | $ 1,445,000 | $ 613,000 |
| Elbert County Colorado | 1 | $ 565,000 | $ 565,000 | $ 92,000 |
| Fremont County Colorado | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Grand County Colorado | 1 | $ 365,000 | $ 365,000 | $ 279,000 |
| La Plata County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Routt County Colorado | 1 | $ 1,125,000 | $ 1,125,000 | $ 355,000 |
| Summit County Colorado | 1 | $ 1,195,000 | $ 1,195,000 | $ 855,000 |
| Bradford County Florida | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Hardee County Florida | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Hendry County Florida | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Indian River County Florida | 1 | $ 455,000 | $ 455,000 | $ 82,000 |
| Monroe County Florida | 1 | $ 875,000 | $ 875,000 | $ 232,000 |
| Putnam County Florida | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Bryan County Georgia | 1 | $ 425,000 | $ 425,000 | $ 208,000 |
| Chatham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Clayton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| Columbia County Georgia | 1 | $ 615,000 | $ 615,000 | $ 259,000 |
| DeKalb County Georgia | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Effingham County Georgia | 1 | $ 445,000 | $ 445,000 | $ 119,000 |
| Fannin County Georgia | 1 | $ 495,000 | $ 495,000 | $ 234,000 |
| Forsyth County Georgia | 1 | $ 555,000 | $ 555,000 | $ 273,000 |
| Gilmer County Georgia | 1 | $ 465,000 | $ 465,000 | $ 763,000 |
| Grady County Georgia | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Habersham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Hall County Georgia | 1 | $ 475,000 | $ 475,000 | $ 243,000 |
| Richmond County Georgia | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Walker County Georgia | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Jefferson County Idaho | 1 | $ 445,000 | $ 445,000 | $ 122,000 |
| Kootenai County Idaho | 1 | $ 1,035,000 | $ 1,035,000 | $ 4,375,000 |
| Adams County Illinois | 1 | $ 85,000 | $ 85,000 | $ 234,000 |
| Calhoun County Illinois | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Kane County Illinois | 1 | $ 725,000 | $ 725,000 | $ 401,000 |
| LaSalle County Illinois | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| McHenry County Illinois | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Monroe County Illinois | 1 | $ 425,000 | $ 425,000 | $ 171,000 |
| Stephenson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Wayne County Illinois | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Winnebago County Illinois | 1 | $ 235,000 | $ 235,000 | $ 169,000 |
| Allen County Indiana | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Lake County Indiana | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Lawrence County Indiana | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Allamakee County Iowa | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Black Hawk County Iowa | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| Bremer County Iowa | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Cedar County Iowa | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Cerro Gordo County Iowa | 1 | $ 1,635,000 | $ 1,635,000 | $ 2,520,000 |
| Guthrie County Iowa | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Hancock County Iowa | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Osceola County Iowa | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Tama County Iowa | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Washington County Iowa | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Winneshiek County Iowa | 1 | $ 195,000 | $ 195,000 | $ 238,000 |
| Franklin County Kansas | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Jefferson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Montgomery County Kansas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Nemaha County Kansas | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Neosho County Kansas | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Simpson County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Warren County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 211,000 |
| Calhoun County Michigan | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Dickinson County Michigan | 1 | $ 195,000 | $ 195,000 | $ 199,000 |
| Gogebic County Michigan | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Iron County Michigan | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Kent County Michigan | 1 | $ 725,000 | $ 725,000 | $ 294,000 |
| Macomb County Michigan | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Washtenaw County Michigan | 1 | $ 495,000 | $ 495,000 | $ 255,000 |
| Chippewa County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 406,000 |
| Cottonwood County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Faribault County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Lac qui Parle County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Marshall County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Pennington County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Rock County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Swift County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Harrison County Mississippi | 1 | $ 405,000 | $ 405,000 | $ 277,000 |
| Hinds County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 219,000 |
| Lafayette County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 253,000 |
| Clinton County Missouri | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Daviess County Missouri | 1 | $ 465,000 | $ 465,000 | $ 435,000 |
| Gasconade County Missouri | 1 | $ 275,000 | $ 275,000 | $ 500,000 |
| Lafayette County Missouri | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Monroe County Missouri | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Morgan County Missouri | 1 | $ 295,000 | $ 295,000 | $ 372,000 |
| Pettis County Missouri | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Pulaski County Missouri | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Saline County Missouri | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| St. Francois County Missouri | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Ste. Genevieve County Missouri | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Taney County Missouri | 1 | $ 345,000 | $ 345,000 | $ 345,000 |
| Warren County Missouri | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Webster County Missouri | 1 | $ 405,000 | $ 405,000 | $ 190,000 |
| Lewis and Clark County Montana | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Ravalli County Montana | 1 | $ 405,000 | $ 405,000 | $ 454,000 |
| Rosebud County Montana | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Buffalo County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 265,000 |
| Keith County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Lancaster County Nebraska | 1 | $ 395,000 | $ 395,000 | $ 114,000 |
| Quay County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Sierra County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Buncombe County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Cabarrus County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 171,000 |
| Catawba County North Carolina | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Craven County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Cumberland County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 93,000 |
| Haywood County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 694,000 |
| Lenoir County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Mecklenburg County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Pender County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Richmond County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Yadkin County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Barnes County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 134,000 |
| Dickey County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
| Divide County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Griggs County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Mercer County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Morton County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Steele County North Dakota | 1 | $ 515,000 | $ 515,000 | $ 372,000 |
| Stutsman County North Dakota | 1 | $ 665,000 | $ 665,000 | $ 1,010,000 |
| Richland County Ohio | 1 | $ 2,945,000 | $ 2,945,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 312,000 |
| Tulsa County Oklahoma | 1 | $ 435,000 | $ 435,000 | $ 109,000 |
| Clackamas County Oregon | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Columbia County Oregon | 1 | $ 515,000 | $ 515,000 | $ 94,000 |
| Lane County Oregon | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Marion County Oregon | 1 | $ 475,000 | $ 475,000 | $ 134,000 |
| Washington County Oregon | 1 | $ 165,000 | $ 165,000 | $ 246,000 |
| Chester County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 293,000 |
| Beaufort County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 400,000 |
| Edgefield County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 103,000 |
| Georgetown County South Carolina | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Lexington County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 213,000 |
| Richland County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 223,000 |
| Brookings County South Dakota | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Sully County South Dakota | 1 | $ 1,415,000 | $ 1,415,000 | $ 1,837,000 |
| Blount County Tennessee | 1 | $ 815,000 | $ 815,000 | $ 302,000 |
| Coffee County Tennessee | 1 | $ 705,000 | $ 705,000 | $ 147,000 |
| Cumberland County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 197,000 |
| Greene County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Grundy County Tennessee | 1 | $ 705,000 | $ 705,000 | $ 265,000 |
| Hardin County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 179,000 |
| Humphreys County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 98,000 |
| Jefferson County Tennessee | 1 | $ 905,000 | $ 905,000 | $ 502,000 |
| Knox County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 117,000 |
| Overton County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 86,000 |
| Perry County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Sequatchie County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 150,000 |
| Sevier County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Smith County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Warren County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 205,000 |
| Angelina County Texas | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Bell County Texas | 1 | $ 835,000 | $ 835,000 | $ 323,000 |
| Comal County Texas | 1 | $ 205,000 | $ 205,000 | $ 387,000 |
| Ellis County Texas | 1 | $ 955,000 | $ 955,000 | $ 1,250,000 |
| Galveston County Texas | 1 | $ 605,000 | $ 605,000 | $ 377,000 |
| Grayson County Texas | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Hidalgo County Texas | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Midland County Texas | 1 | $ 365,000 | $ 365,000 | $ 245,000 |
| Montgomery County Texas | 1 | $ 375,000 | $ 375,000 | $ 249,000 |
| Potter County Texas | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Upshur County Texas | 1 | $ 455,000 | $ 455,000 | $ 218,000 |
| Van Zandt County Texas | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Washington County Texas | 1 | $ 275,000 | $ 275,000 | $ 256,000 |
| Wood County Texas | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Franklin County Virginia | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Galax County Virginia | 1 | $ 425,000 | $ 425,000 | $ 394,000 |
| Montgomery County Virginia | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Rockingham County Virginia | 1 | $ 335,000 | $ 335,000 | $ 646,000 |
| Stafford County Virginia | 1 | $ 645,000 | $ 645,000 | $ 152,000 |
| Clallam County Washington | 1 | $ 635,000 | $ 635,000 | $ 201,000 |
| Clark County Washington | 1 | $ 655,000 | $ 655,000 | $ 308,000 |
| King County Washington | 1 | $ 595,000 | $ 595,000 | $ 118,000 |
| Okanogan County Washington | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| Pierce County Washington | 1 | $ 535,000 | $ 535,000 | $ 187,000 |
| Snohomish County Washington | 1 | $ 575,000 | $ 575,000 | $ 182,000 |
| Thurston County Washington | 1 | $ 465,000 | $ 465,000 | $ 194,000 |
| Walla Walla County Washington | 1 | $ 385,000 | $ 385,000 | $ 107,000 |
| Yakima County Washington | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Clark County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Door County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 212,000 |
| Forest County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Green Lake County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Bell Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,140 | $3,326,350,000 | $363,000 | $40,405,000 | $158,000 | $5,231,000 |
| Home Improvement | 1,120 | $117,210,000 | $104,000 | $1,005,000 | $169,000 | $2,640,000 |
| Other Purpose | 1,060 | $190,410,000 | $179,000 | $3,875,000 | $188,000 | $2,019,000 |
| Refinancing | 598 | $176,190,000 | $294,000 | $11,005,000 | $207,000 | $8,900,000 |
| Cash-out Refinancing | 282 | $78,080,000 | $276,000 | $2,505,000 | $145,000 | $4,911,000 |
| Not Applicable | 2 | $370,000 | $185,000 | $355,000 | $24,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,747 | $2,681,225,000 | $306,000 | $5,005,000 | $167,000 | $8,900,000 |
| Not Provided | 1,244 | $427,500,000 | $343,000 | $2,765,000 | $192,000 | $4,911,000 |
| Hispanic | 775 | $224,235,000 | $289,000 | $5,005,000 | $118,000 | $2,399,000 |
| Black or African American | 524 | $145,390,000 | $277,000 | $1,685,000 | $122,000 | $1,442,000 |
| Asian | 519 | $176,635,000 | $340,000 | $2,795,000 | $151,000 | $1,259,000 |
| Not applicable | 224 | $183,030,000 | $817,000 | $40,405,000 | $0 | $0 |
| American Indian or Alaskan Native | 84 | $21,360,000 | $254,000 | $1,235,000 | $115,000 | $366,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,990,000 | $248,000 | $645,000 | $133,000 | $406,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,936 | $3,488,830,000 | $319,000 | $40,405,000 | $171,000 | $8,900,000 |
| FHA-insured (Federal Housing Administration) | 820 | $236,750,000 | $288,000 | $625,000 | $96,000 | $897,000 |
| VA-guaranteed (Veterans Administration) | 414 | $154,760,000 | $373,000 | $1,245,000 | $123,000 | $710,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $8,270,000 | $258,000 | $515,000 | $87,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,877 | $3,146,205,000 | $318,000 | $40,405,000 | $166,000 | $8,900,000 |
| Application Withdrawn By Applicant | 1,538 | $541,880,000 | $352,000 | $2,505,000 | $169,000 | $4,911,000 |
| Application Denied By Financial Institution | 695 | $161,045,000 | $231,000 | $2,475,000 | $116,000 | $2,640,000 |
| Application Approved But Not Accepted | 66 | $31,450,000 | $476,000 | $11,255,000 | $158,000 | $641,000 |
| Loan Purchased By The Institution | 23 | $7,395,000 | $321,000 | $1,005,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $635,000 | $211,000 | $295,000 | $74,000 | $88,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,507 | $3,727,565,000 | $323,000 | $40,405,000 | $167,000 | $8,900,000 |
| Debt-To-Income Ratio | 302 | $74,780,000 | $247,000 | $2,295,000 | $94,000 | $494,000 |
| Collateral | 174 | $37,910,000 | $217,000 | $1,845,000 | $142,000 | $617,000 |
| Credit History | 127 | $18,715,000 | $147,000 | $625,000 | $116,000 | $2,640,000 |
| Credit Application Incomplete | 26 | $10,640,000 | $409,000 | $1,005,000 | $217,000 | $912,000 |
| Other | 26 | $6,960,000 | $267,000 | $755,000 | $78,000 | $292,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $5,140,000 | $285,000 | $805,000 | $120,000 | $315,000 |
| Employment History | 14 | $6,020,000 | $430,000 | $2,475,000 | $128,000 | $562,000 |
| Unverifiable Information | 8 | $880,000 | $110,000 | $475,000 | $119,000 | $372,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bell Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bell Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.