State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

State Department Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address State Department Federal Credit Union
1630 King Street
Alexandria, VA 22314
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 824
Total Mortgage Loan Application Amount $176,615,000
Average Mortgage Loan Application Amount $186,666
Highest Mortgage Loan Application Amount $1,020,000
Average Applicant Income $129,333
Highest Applicant Income $624,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2011.

Mortgage Loan Application Totals for State Department Federal Credit Union by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax County Virginia 151 $ 36,155,000 $ 239,000 $ 155,000
District of Columbia County District Of Columbia 121 $ 30,348,000 $ 250,000 $ 120,000
Arlington County Virginia 92 $ 27,396,000 $ 297,000 $ 161,000
Montgomery County Maryland 60 $ 11,956,000 $ 199,000 $ 140,000
Prince George's County Maryland 58 $ 9,434,000 $ 162,000 $ 101,000
Alexandria County Virginia 30 $ 6,634,000 $ 221,000 $ 125,000
Prince William County Virginia 23 $ 5,498,000 $ 239,000 $ 124,000
Loudoun County Virginia 11 $ 2,240,000 $ 203,000 $ 155,000
Broward County Florida 8 $ 1,025,000 $ 128,000 $ 128,000
Sussex County Delaware 7 $ 1,579,000 $ 225,000 $ 141,000
Clark County Nevada 7 $ 1,009,000 $ 144,000 $ 136,000
Fairfax City County Virginia 7 $ 1,715,000 $ 245,000 $ 95,000
Falls Church County Virginia 7 $ 1,976,000 $ 282,000 $ 158,000
Maricopa County Arizona 6 $ 757,000 $ 126,000 $ 111,000
Anne Arundel County Maryland 6 $ 1,434,000 $ 239,000 $ 104,000
Charles County Maryland 5 $ 1,345,000 $ 269,000 $ 129,000
Washington County Maryland 5 $ 917,000 $ 183,000 $ 77,000
Multnomah County Oregon 5 $ 779,000 $ 155,000 $ 86,000
Los Angeles County California 4 $ 846,000 $ 211,000 $ 144,000
Worcester County Maryland 4 $ 532,000 $ 133,000 $ 141,000
King County Washington 4 $ 1,104,000 $ 276,000 $ 122,000
Riverside County California 3 $ 733,000 $ 244,000 $ 153,000
San Diego County California 3 $ 667,000 $ 222,000 $ 127,000
Brevard County Florida 3 $ 355,000 $ 118,000 $ 84,000
Palm Beach County Florida 3 $ 366,000 $ 122,000 $ 138,000
Cook County Illinois 3 $ 760,000 $ 253,000 $ 109,000
Orleans County Louisiana 3 $ 263,000 $ 87,000 $ 66,000
Baltimore County Maryland 3 $ 1,120,000 $ 373,000 $ 126,000
Howard County Maryland 3 $ 372,000 $ 124,000 $ 108,000
St. Mary's County Maryland 3 $ 425,000 $ 141,000 $ 74,000
Wake County North Carolina 3 $ 375,000 $ 125,000 $ 96,000
San Bernardino County California 2 $ 83,000 $ 41,000 $ 62,000
Santa Clara County California 2 $ 499,000 $ 249,000 $ 220,000
Miami-Dade County Florida 2 $ 438,000 $ 219,000 $ 143,000
Pasco County Florida 2 $ 272,000 $ 136,000 $ 97,000
Pinellas County Florida 2 $ 277,000 $ 138,000 $ 76,000
Volusia County Florida 2 $ 230,000 $ 115,000 $ 95,000
East Baton Rouge County Louisiana 2 $ 105,000 $ 52,000 $ 122,000
Barnstable County Massachusetts 2 $ 509,000 $ 254,000 $ 146,000
Oakland County Michigan 2 $ 163,000 $ 81,000 $ 124,000
Strafford County New Hampshire 2 $ 327,000 $ 163,000 $ 107,000
Brunswick County North Carolina 2 $ 353,000 $ 176,000 $ 125,000
Cumberland County North Carolina 2 $ 122,000 $ 61,000 $ 90,000
Henderson County North Carolina 2 $ 210,000 $ 105,000 $ 38,000
Transylvania County North Carolina 2 $ 636,000 $ 318,000 $ 98,000
Beaufort County South Carolina 2 $ 427,000 $ 213,000 $ 221,000
Berkeley County South Carolina 2 $ 200,000 $ 100,000 $ 120,000
Albemarle County Virginia 2 $ 720,000 $ 360,000 $ 152,000
Culpeper County Virginia 2 $ 320,000 $ 160,000 $ 124,000
Norfolk County Virginia 2 $ 325,000 $ 162,000 $ 114,000
Roanoke City County Virginia 2 $ 175,000 $ 87,000 $ 120,000
Shenandoah County Virginia 2 $ 331,000 $ 165,000 $ 182,000
Spotsylvania County Virginia 2 $ 188,000 $ 94,000 $ 120,000
Kitsap County Washington 2 $ 355,000 $ 177,000 $ 63,000
Jefferson County West Virginia 2 $ 40,000 $ 20,000 $ 93,000
Talladega County Alabama 1 $ 120,000 $ 120,000 $ 181,000
Pima County Arizona 1 $ 160,000 $ 160,000 $ 77,000
Contra Costa County California 1 $ 575,000 $ 575,000 $ 248,000
Napa County California 1 $ 216,000 $ 216,000 $ 123,000
Nevada County California 1 $ 216,000 $ 216,000 $ 126,000
Orange County California 1 $ 316,000 $ 316,000 $ 106,000
Sacramento County California 1 $ 20,000 $ 20,000 $ 97,000
Solano County California 1 $ 352,000 $ 352,000 $ 220,000
Sonoma County California 1 $ 450,000 $ 450,000 $ 128,000
Ventura County California 1 $ 175,000 $ 175,000 $ 111,000
Arapahoe County Colorado 1 $ 184,000 $ 184,000 $ 120,000
Denver County Colorado 1 $ 483,000 $ 483,000 $ 237,000
Douglas County Colorado 1 $ 57,000 $ 57,000 $ 73,000
El Paso County Colorado 1 $ 70,000 $ 70,000 $ 86,000
Jefferson County Colorado 1 $ 93,000 $ 93,000 $ 156,000
Fairfield County Connecticut 1 $ 108,000 $ 108,000 $ 73,000
New Haven County Connecticut 1 $ 60,000 $ 60,000 $ 150,000
Collier County Florida 1 $ 280,000 $ 280,000 $ 80,000
Duval County Florida 1 $ 70,000 $ 70,000 $ 70,000
Escambia County Florida 1 $ 172,000 $ 172,000 $ 163,000
Hillsborough County Florida 1 $ 135,000 $ 135,000 $ 163,000
Lake County Florida 1 $ 140,000 $ 140,000 $ 93,000
Lee County Florida 1 $ 106,000 $ 106,000 $ 97,000
Leon County Florida 1 $ 238,000 $ 238,000 $ 116,000
Manatee County Florida 1 $ 225,000 $ 225,000 $ 48,000
Monroe County Florida 1 $ 225,000 $ 225,000 $ 105,000
Orange County Florida 1 $ 220,000 $ 220,000 $ 154,000
Seminole County Florida 1 $ 60,000 $ 60,000 $ 86,000
St. Lucie County Florida 1 $ 50,000 $ 50,000 $ 104,000
Cobb County Georgia 1 $ 85,000 $ 85,000 $ 58,000
DeKalb County Georgia 1 $ 131,000 $ 131,000 $ 34,000
Floyd County Georgia 1 $ 134,000 $ 134,000 $ 131,000
Fulton County Georgia 1 $ 118,000 $ 118,000 $ 88,000
Hawaii County Hawaii 1 $ 49,000 $ 49,000 $ 209,000
Ada County Idaho 1 $ 120,000 $ 120,000 $ 85,000
Fremont County Idaho 1 $ 300,000 $ 300,000 $ 266,000
Lake County Illinois 1 $ 50,000 $ 50,000 $ 155,000
Will County Illinois 1 $ 112,000 $ 112,000 $ 60,000
Clark County Indiana 1 $ 40,000 $ 40,000 $ 137,000
Hamilton County Indiana 1 $ 40,000 $ 40,000 $ 109,000
Lake County Indiana 1 $ 123,000 $ 123,000 $ 0
Wyandotte County Kansas 1 $ 200,000 $ 200,000 $ 48,000
Jefferson County Kentucky 1 $ 195,000 $ 195,000 $ 105,000
Warren County Kentucky 1 $ 130,000 $ 130,000 $ 166,000
Lafayette County Louisiana 1 $ 108,000 $ 108,000 $ 85,000
Livingston County Louisiana 1 $ 124,000 $ 124,000 $ 37,000
St. Tammany County Louisiana 1 $ 247,000 $ 247,000 $ 127,000
Cumberland County Maine 1 $ 236,000 $ 236,000 $ 139,000
Knox County Maine 1 $ 108,000 $ 108,000 $ 105,000
Baltimore City County Maryland 1 $ 117,000 $ 117,000 $ 108,000
Carroll County Maryland 1 $ 208,000 $ 208,000 $ 90,000
Frederick County Maryland 1 $ 25,000 $ 25,000 $ 127,000
Harford County Maryland 1 $ 204,000 $ 204,000 $ 86,000
Somerset County Maryland 1 $ 100,000 $ 100,000 $ 163,000
Talbot County Maryland 1 $ 288,000 $ 288,000 $ 55,000
Bristol County Massachusetts 1 $ 183,000 $ 183,000 $ 289,000
Dukes County Massachusetts 1 $ 313,000 $ 313,000 $ 318,000
Middlesex County Massachusetts 1 $ 160,000 $ 160,000 $ 126,000
Plymouth County Massachusetts 1 $ 50,000 $ 50,000 $ 83,000
Huron County Michigan 1 $ 50,000 $ 50,000 $ 110,000
Oscoda County Michigan 1 $ 80,000 $ 80,000 $ 117,000
Ottawa County Michigan 1 $ 207,000 $ 207,000 $ 64,000
Wayne County Michigan 1 $ 148,000 $ 148,000 $ 116,000
Hennepin County Minnesota 1 $ 250,000 $ 250,000 $ 147,000
Ramsey County Minnesota 1 $ 75,000 $ 75,000 $ 95,000
Clay County Missouri 1 $ 199,000 $ 199,000 $ 112,000
St. Louis County Missouri 1 $ 60,000 $ 60,000 $ 106,000
St. Louis City County Missouri 1 $ 161,000 $ 161,000 $ 76,000
Powell County Montana 1 $ 173,000 $ 173,000 $ 72,000
Douglas County Nebraska 1 $ 80,000 $ 80,000 $ 240,000
Lancaster County Nebraska 1 $ 50,000 $ 50,000 $ 75,000
Washoe County Nevada 1 $ 64,000 $ 64,000 $ 90,000
Rockingham County New Hampshire 1 $ 105,000 $ 105,000 $ 90,000
Somerset County New Jersey 1 $ 95,000 $ 95,000 $ 174,000
Santa Fe County New Mexico 1 $ 35,000 $ 35,000 $ 88,000
Erie County New York 1 $ 50,000 $ 50,000 $ 88,000
Halifax County North Carolina 1 $ 194,000 $ 194,000 $ 63,000
Nash County North Carolina 1 $ 251,000 $ 251,000 $ 56,000
Onslow County North Carolina 1 $ 188,000 $ 188,000 $ 88,000
Cuyahoga County Ohio 1 $ 46,000 $ 46,000 $ 20,000
Franklin County Ohio 1 $ 20,000 $ 20,000 $ 106,000
Carter County Oklahoma 1 $ 65,000 $ 65,000 $ 143,000
Coos County Oregon 1 $ 185,000 $ 185,000 $ 127,000
Lane County Oregon 1 $ 15,000 $ 15,000 $ 159,000
Beaver County Pennsylvania 1 $ 100,000 $ 100,000 $ 238,000
Cumberland County Pennsylvania 1 $ 45,000 $ 45,000 $ 131,000
Delaware County Pennsylvania 1 $ 50,000 $ 50,000 $ 138,000
Lackawanna County Pennsylvania 1 $ 30,000 $ 30,000 $ 181,000
Dorchester County South Carolina 1 $ 192,000 $ 192,000 $ 150,000
Hampton County South Carolina 1 $ 285,000 $ 285,000 $ 111,000
Horry County South Carolina 1 $ 82,000 $ 82,000 $ 109,000
Richland County South Carolina 1 $ 20,000 $ 20,000 $ 90,000
Brazoria County Texas 1 $ 159,000 $ 159,000 $ 123,000
Dallas County Texas 1 $ 129,000 $ 129,000 $ 185,000
Harris County Texas 1 $ 97,000 $ 97,000 $ 120,000
Tarrant County Texas 1 $ 16,000 $ 16,000 $ 71,000
Travis County Texas 1 $ 198,000 $ 198,000 $ 82,000
Washington County Texas 1 $ 101,000 $ 101,000 $ 100,000
Webb County Texas 1 $ 67,000 $ 67,000 $ 109,000
Williamson County Texas 1 $ 117,000 $ 117,000 $ 88,000
Salt Lake County Utah 1 $ 243,000 $ 243,000 $ 159,000
Chittenden County Vermont 1 $ 360,000 $ 360,000 $ 143,000
Augusta County Virginia 1 $ 200,000 $ 200,000 $ 156,000
Bedford County Virginia 1 $ 169,000 $ 169,000 $ 94,000
Charlottesville County Virginia 1 $ 224,000 $ 224,000 $ 90,000
Chesterfield County Virginia 1 $ 280,000 $ 280,000 $ 57,000
Clarke County Virginia 1 $ 100,000 $ 100,000 $ 107,000
Emporia County Virginia 1 $ 124,000 $ 124,000 $ 63,000
Fauquier County Virginia 1 $ 213,000 $ 213,000 $ 67,000
Fluvanna County Virginia 1 $ 325,000 $ 325,000 $ 130,000
Fredericksburg County Virginia 1 $ 205,000 $ 205,000 $ 100,000
Henrico County Virginia 1 $ 113,000 $ 113,000 $ 176,000
Manassas County Virginia 1 $ 314,000 $ 314,000 $ 155,000
Nelson County Virginia 1 $ 47,000 $ 47,000 $ 159,000
Stafford County Virginia 1 $ 100,000 $ 100,000 $ 74,000
Warren County Virginia 1 $ 130,000 $ 130,000 $ 83,000
Westmoreland County Virginia 1 $ 135,000 $ 135,000 $ 148,000
Winchester County Virginia 1 $ 229,000 $ 229,000 $ 139,000
Chelan County Washington 1 $ 306,000 $ 306,000 $ 76,000
Cowlitz County Washington 1 $ 146,000 $ 146,000 $ 81,000
Franklin County Washington 1 $ 125,000 $ 125,000 $ 93,000
Skagit County Washington 1 $ 100,000 $ 100,000 $ 151,000
Thurston County Washington 1 $ 253,000 $ 253,000 $ 59,000
Tucker County West Virginia 1 $ 296,000 $ 296,000 $ 109,000
Rock County Wisconsin 1 $ 50,000 $ 50,000 $ 232,000

Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 444 $114,890,000 $258,000 $1,020,000 $137,000 $624,000
Home Purchase 216 $49,988,000 $231,000 $960,000 $114,000 $301,000
Home Improvement 164 $11,737,000 $71,000 $360,000 $137,000 $395,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 421 $92,464,000 $219,000 $1,000,000 $128,000 $624,000
White 286 $61,261,000 $214,000 $1,020,000 $142,000 $516,000
Black or African American 77 $13,618,000 $176,000 $595,000 $109,000 $384,000
Asian 20 $4,466,000 $223,000 $570,000 $141,000 $272,000
Hispanic 17 $4,386,000 $258,000 $625,000 $107,000 $217,000
American Indian or Alaskan Native 2 $371,000 $185,000 $302,000 $147,000 $149,000
Native Hawaiian or Other Pacific Islander 1 $49,000 $49,000 $49,000 $209,000 $209,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 824 $176,615,000 $214,000 $1,020,000 $131,000 $624,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 463 $89,513,000 $193,000 $960,000 $133,000 $516,000
Application Withdrawn By Applicant 215 $55,419,000 $257,000 $1,000,000 $137,000 $624,000
Application Denied By Financial Institution 116 $24,219,000 $208,000 $1,020,000 $112,000 $429,000
File Closed For Incompleteness 22 $5,575,000 $253,000 $570,000 $111,000 $221,000
Application Approved But Not Accepted 8 $1,889,000 $236,000 $417,000 $173,000 $428,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 25 $6,599,000 $263,000 $607,000 $76,000 $163,000
Collateral 19 $5,299,000 $278,000 $993,000 $155,000 $396,000
Credit Application Incomplete 19 $4,912,000 $258,000 $595,000 $149,000 $429,000
Credit History 13 $3,153,000 $242,000 $435,000 $116,000 $176,000
Other 8 $1,969,000 $246,000 $1,020,000 $124,000 $360,000
Mortgage Insurance Denied 1 $285,000 $285,000 $285,000 $111,000 $111,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess State Department Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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