Stearns Lending, Llc
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Lending, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Stearns Lending, Llc
4 Hutton Centre, 10Th Floor
Santa Ana, CA 92707
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 62,980
Total Mortgage Loan Application Amount $15,336,698,000
Average Mortgage Loan Application Amount $230,000
Highest Mortgage Loan Application Amount $1,943,000
Average Applicant Income $90,000
Highest Applicant Income $4,007,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Stearns Lending, Llc by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Winona County Minnesota 1 $ 268,000 $ 268,000 $ 143,000
Harrison County Mississippi 1 $ 404,000 $ 404,000 $ 0
Callaway County Missouri 1 $ 218,000 $ 218,000 $ 0
Cass County Missouri 1 $ 113,000 $ 113,000 $ 85,000
Christian County Missouri 1 $ 157,000 $ 157,000 $ 86,000
Crawford County Missouri 1 $ 193,000 $ 193,000 $ 0
Douglas County Missouri 1 $ 171,000 $ 171,000 $ 0
Franklin County Missouri 1 $ 134,000 $ 134,000 $ 0
Gasconade County Missouri 1 $ 166,000 $ 166,000 $ 0
Greene County Missouri 1 $ 177,000 $ 177,000 $ 0
Lincoln County Missouri 1 $ 127,000 $ 127,000 $ 0
Phelps County Missouri 1 $ 120,000 $ 120,000 $ 0
Chouteau County Montana 1 $ 140,000 $ 140,000 $ 43,000
Glacier County Montana 1 $ 74,000 $ 74,000 $ 47,000
Madison County Montana 1 $ 170,000 $ 170,000 $ 43,000
Mineral County Montana 1 $ 48,000 $ 48,000 $ 141,000
Pondera County Montana 1 $ 40,000 $ 40,000 $ 64,000
Dodge County Nebraska 1 $ 60,000 $ 60,000 $ 96,000
Fillmore County Nebraska 1 $ 70,000 $ 70,000 $ 23,000
Lancaster County Nebraska 1 $ 253,000 $ 253,000 $ 97,000
Seward County Nebraska 1 $ 85,000 $ 85,000 $ 43,000
Churchill County Nevada 1 $ 122,000 $ 122,000 $ 0
Storey County Nevada 1 $ 277,000 $ 277,000 $ 108,000
Sullivan County New Hampshire 1 $ 244,000 $ 244,000 $ 61,000
Salem County New Jersey 1 $ 157,000 $ 157,000 $ 105,000
Cibola County New Mexico 1 $ 240,000 $ 240,000 $ 72,000
Curry County New Mexico 1 $ 231,000 $ 231,000 $ 43,000
Sierra County New Mexico 1 $ 187,000 $ 187,000 $ 91,000
Avery County North Carolina 1 $ 57,000 $ 57,000 $ 26,000
Cleveland County North Carolina 1 $ 214,000 $ 214,000 $ 0
Craven County North Carolina 1 $ 195,000 $ 195,000 $ 75,000
Cumberland County North Carolina 1 $ 180,000 $ 180,000 $ 63,000
Currituck County North Carolina 1 $ 155,000 $ 155,000 $ 0
Dare County North Carolina 1 $ 95,000 $ 95,000 $ 94,000
Davie County North Carolina 1 $ 112,000 $ 112,000 $ 0
Durham County North Carolina 1 $ 216,000 $ 216,000 $ 136,000
Gaston County North Carolina 1 $ 107,000 $ 107,000 $ 0
Halifax County North Carolina 1 $ 70,000 $ 70,000 $ 0
Henderson County North Carolina 1 $ 193,000 $ 193,000 $ 0
Orange County North Carolina 1 $ 288,000 $ 288,000 $ 0
Clermont County Ohio 1 $ 170,000 $ 170,000 $ 40,000
Cuyahoga County Ohio 1 $ 124,000 $ 124,000 $ 49,000
Delaware County Ohio 1 $ 75,000 $ 75,000 $ 117,000
Hamilton County Ohio 1 $ 93,000 $ 93,000 $ 38,000
Lucas County Ohio 1 $ 84,000 $ 84,000 $ 22,000
Portage County Ohio 1 $ 83,000 $ 83,000 $ 75,000
Preble County Ohio 1 $ 107,000 $ 107,000 $ 0
Sandusky County Ohio 1 $ 94,000 $ 94,000 $ 28,000
Trumbull County Ohio 1 $ 56,000 $ 56,000 $ 0
Union County Ohio 1 $ 76,000 $ 76,000 $ 38,000
Warren County Ohio 1 $ 100,000 $ 100,000 $ 35,000
Wood County Ohio 1 $ 197,000 $ 197,000 $ 50,000
Canadian County Oklahoma 1 $ 218,000 $ 218,000 $ 0
Creek County Oklahoma 1 $ 80,000 $ 80,000 $ 0
Custer County Oklahoma 1 $ 226,000 $ 226,000 $ 145,000
Garfield County Oklahoma 1 $ 96,000 $ 96,000 $ 0
Kay County Oklahoma 1 $ 299,000 $ 299,000 $ 0
McClain County Oklahoma 1 $ 221,000 $ 221,000 $ 58,000
Baker County Oregon 1 $ 61,000 $ 61,000 $ 54,000
Gilliam County Oregon 1 $ 303,000 $ 303,000 $ 166,000
Morrow County Oregon 1 $ 178,000 $ 178,000 $ 111,000
Clarion County Pennsylvania 1 $ 285,000 $ 285,000 $ 88,000
Crawford County Pennsylvania 1 $ 141,000 $ 141,000 $ 45,000
Erie County Pennsylvania 1 $ 116,000 $ 116,000 $ 53,000
Indiana County Pennsylvania 1 $ 85,000 $ 85,000 $ 56,000
Mercer County Pennsylvania 1 $ 132,000 $ 132,000 $ 48,000
Montour County Pennsylvania 1 $ 210,000 $ 210,000 $ 127,000
Pike County Pennsylvania 1 $ 78,000 $ 78,000 $ 47,000
Tioga County Pennsylvania 1 $ 112,000 $ 112,000 $ 0
Union County Pennsylvania 1 $ 110,000 $ 110,000 $ 54,000
Abbeville County South Carolina 1 $ 92,000 $ 92,000 $ 37,000
Bamberg County South Carolina 1 $ 76,000 $ 76,000 $ 0
Edgefield County South Carolina 1 $ 194,000 $ 194,000 $ 104,000
Laurens County South Carolina 1 $ 180,000 $ 180,000 $ 0
Marion County South Carolina 1 $ 190,000 $ 190,000 $ 62,000
Orangeburg County South Carolina 1 $ 68,000 $ 68,000 $ 86,000
Sumter County South Carolina 1 $ 288,000 $ 288,000 $ 145,000
Brown County South Dakota 1 $ 197,000 $ 197,000 $ 73,000
Hanson County South Dakota 1 $ 93,000 $ 93,000 $ 50,000
Union County South Dakota 1 $ 95,000 $ 95,000 $ 38,000
Anderson County Tennessee 1 $ 64,000 $ 64,000 $ 95,000
Carter County Tennessee 1 $ 122,000 $ 122,000 $ 45,000
Cocke County Tennessee 1 $ 201,000 $ 201,000 $ 94,000
DeKalb County Tennessee 1 $ 310,000 $ 310,000 $ 159,000
Dickson County Tennessee 1 $ 107,000 $ 107,000 $ 37,000
Gibson County Tennessee 1 $ 50,000 $ 50,000 $ 65,000
Greene County Tennessee 1 $ 252,000 $ 252,000 $ 0
Houston County Tennessee 1 $ 230,000 $ 230,000 $ 69,000
Lauderdale County Tennessee 1 $ 140,000 $ 140,000 $ 142,000
Madison County Tennessee 1 $ 147,000 $ 147,000 $ 72,000
Marion County Tennessee 1 $ 95,000 $ 95,000 $ 39,000
McMinn County Tennessee 1 $ 129,000 $ 129,000 $ 66,000
Putnam County Tennessee 1 $ 90,000 $ 90,000 $ 172,000
Rhea County Tennessee 1 $ 125,000 $ 125,000 $ 0
Van Buren County Tennessee 1 $ 179,000 $ 179,000 $ 44,000
Angelina County Texas 1 $ 92,000 $ 92,000 $ 99,000
Bandera County Texas 1 $ 173,000 $ 173,000 $ 168,000
Bee County Texas 1 $ 176,000 $ 176,000 $ 0
Bowie County Texas 1 $ 89,000 $ 89,000 $ 43,000
Cameron County Texas 1 $ 200,000 $ 200,000 $ 81,000
Cooke County Texas 1 $ 110,000 $ 110,000 $ 89,000
Coryell County Texas 1 $ 108,000 $ 108,000 $ 83,000
Delta County Texas 1 $ 174,000 $ 174,000 $ 109,000
Fayette County Texas 1 $ 260,000 $ 260,000 $ 182,000
Gregg County Texas 1 $ 148,000 $ 148,000 $ 60,000
Hale County Texas 1 $ 344,000 $ 344,000 $ 0
Harrison County Texas 1 $ 349,000 $ 349,000 $ 148,000
Henderson County Texas 1 $ 238,000 $ 238,000 $ 107,000
Hunt County Texas 1 $ 100,000 $ 100,000 $ 80,000
Hutchinson County Texas 1 $ 159,000 $ 159,000 $ 124,000
Jasper County Texas 1 $ 147,000 $ 147,000 $ 35,000
Johnson County Texas 1 $ 236,000 $ 236,000 $ 0
Lynn County Texas 1 $ 128,000 $ 128,000 $ 105,000
Matagorda County Texas 1 $ 150,000 $ 150,000 $ 72,000
Maverick County Texas 1 $ 300,000 $ 300,000 $ 446,000
Medina County Texas 1 $ 279,000 $ 279,000 $ 121,000
Milam County Texas 1 $ 135,000 $ 135,000 $ 130,000
Navarro County Texas 1 $ 135,000 $ 135,000 $ 164,000
Polk County Texas 1 $ 120,000 $ 120,000 $ 100,000
San Jacinto County Texas 1 $ 308,000 $ 308,000 $ 138,000
Stephens County Texas 1 $ 141,000 $ 141,000 $ 0
Tom Green County Texas 1 $ 52,000 $ 52,000 $ 0
Trinity County Texas 1 $ 183,000 $ 183,000 $ 118,000
Walker County Texas 1 $ 131,000 $ 131,000 $ 0
Wilson County Texas 1 $ 223,000 $ 223,000 $ 0
Wise County Texas 1 $ 140,000 $ 140,000 $ 94,000
Wood County Texas 1 $ 136,000 $ 136,000 $ 109,000
Daggett County Utah 1 $ 173,000 $ 173,000 $ 63,000
Grand County Utah 1 $ 320,000 $ 320,000 $ 102,000
Piute County Utah 1 $ 56,000 $ 56,000 $ 68,000
San Juan County Utah 1 $ 245,000 $ 245,000 $ 81,000
Lamoille County Vermont 1 $ 120,000 $ 120,000 $ 42,000
Orange County Vermont 1 $ 250,000 $ 250,000 $ 93,000
Alleghany County Virginia 1 $ 192,000 $ 192,000 $ 192,000
Carroll County Virginia 1 $ 116,000 $ 116,000 $ 43,000
Dickenson County Virginia 1 $ 94,000 $ 94,000 $ 33,000
Emporia County Virginia 1 $ 126,000 $ 126,000 $ 40,000
Franklin County Virginia 1 $ 285,000 $ 285,000 $ 172,000
Grayson County Virginia 1 $ 120,000 $ 120,000 $ 23,000
Hopewell County Virginia 1 $ 145,000 $ 145,000 $ 60,000
Isle of Wight County Virginia 1 $ 302,000 $ 302,000 $ 0
James City County Virginia 1 $ 221,000 $ 221,000 $ 150,000
King George County Virginia 1 $ 392,000 $ 392,000 $ 185,000
New Kent County Virginia 1 $ 161,000 $ 161,000 $ 106,000
Patrick County Virginia 1 $ 55,000 $ 55,000 $ 33,000
Pittsylvania County Virginia 1 $ 58,000 $ 58,000 $ 0
Roanoke City County Virginia 1 $ 122,000 $ 122,000 $ 30,000
Rockbridge County Virginia 1 $ 145,000 $ 145,000 $ 145,000
Russell County Virginia 1 $ 94,000 $ 94,000 $ 43,000
Southampton County Virginia 1 $ 188,000 $ 188,000 $ 66,000
Wise County Virginia 1 $ 188,000 $ 188,000 $ 62,000
Asotin County Washington 1 $ 60,000 $ 60,000 $ 18,000
Pacific County Washington 1 $ 118,000 $ 118,000 $ 101,000
Mineral County West Virginia 1 $ 128,000 $ 128,000 $ 0
Nicholas County West Virginia 1 $ 122,000 $ 122,000 $ 0
Putnam County West Virginia 1 $ 147,000 $ 147,000 $ 36,000
Wood County West Virginia 1 $ 130,000 $ 130,000 $ 40,000
Wyoming County West Virginia 1 $ 56,000 $ 56,000 $ 25,000
Adams County Wisconsin 1 $ 52,000 $ 52,000 $ 83,000
Burnett County Wisconsin 1 $ 142,000 $ 142,000 $ 0
Calumet County Wisconsin 1 $ 160,000 $ 160,000 $ 100,000
Chippewa County Wisconsin 1 $ 300,000 $ 300,000 $ 139,000
Eau Claire County Wisconsin 1 $ 163,000 $ 163,000 $ 139,000
Marinette County Wisconsin 1 $ 106,000 $ 106,000 $ 104,000
St. Croix County Wisconsin 1 $ 413,000 $ 413,000 $ 0
Walworth County Wisconsin 1 $ 92,000 $ 92,000 $ 36,000
Washburn County Wisconsin 1 $ 119,000 $ 119,000 $ 84,000
Washington County Wisconsin 1 $ 248,000 $ 248,000 $ 121,000
Albany County Wyoming 1 $ 388,000 $ 388,000 $ 0
Campbell County Wyoming 1 $ 173,000 $ 173,000 $ 60,000
Carbon County Wyoming 1 $ 140,000 $ 140,000 $ 144,000
Converse County Wyoming 1 $ 166,000 $ 166,000 $ 82,000
Hot Springs County Wyoming 1 $ 162,000 $ 162,000 $ 65,000
Sheridan County Wyoming 1 $ 155,000 $ 155,000 $ 72,000
Washakie County Wyoming 1 $ 253,000 $ 253,000 $ 0
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 40,863 $10,494,295,000 $256,000 $1,705,000 $92,000 $4,007,000
Home Purchase 21,450 $4,698,521,000 $219,000 $1,943,000 $84,000 $2,844,000
Home Improvement 667 $143,882,000 $215,000 $630,000 $94,000 $1,849,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 40,041 $9,681,409,000 $241,000 $1,768,000 $97,000 $3,600,000
Asian 7,109 $1,981,360,000 $278,000 $1,500,000 $107,000 $2,929,000
Hispanic 6,525 $1,407,617,000 $215,000 $1,351,000 $66,000 $1,656,000
Not Provided 4,497 $1,166,512,000 $259,000 $1,943,000 $99,000 $4,007,000
Not applicable 3,247 $741,637,000 $228,000 $891,000 $0 $0
Black or African American 1,103 $241,373,000 $218,000 $914,000 $72,000 $583,000
Native Hawaiian or Other Pacific Islander 313 $82,752,000 $264,000 $965,000 $86,000 $478,000
American Indian or Alaskan Native 145 $34,038,000 $234,000 $1,275,000 $91,000 $1,607,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 46,949 $11,846,967,000 $252,000 $1,943,000 $105,000 $4,007,000
FHA-insured (Federal Housing Administration) 13,053 $2,864,873,000 $219,000 $939,000 $43,000 $838,000
VA-guaranteed (Veterans Administration) 1,506 $378,441,000 $251,000 $685,000 $62,000 $309,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,472 $246,417,000 $167,000 $424,000 $46,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 45,515 $11,096,114,000 $243,000 $1,943,000 $95,000 $4,007,000
Application Approved But Not Accepted 6,942 $1,731,745,000 $249,000 $1,768,000 $98,000 $2,913,000
Application Denied By Financial Institution 4,263 $1,038,698,000 $243,000 $1,705,000 $87,000 $3,065,000
Loan Purchased By The Institution 3,247 $741,637,000 $228,000 $891,000 $0 $0
File Closed For Incompleteness 2,153 $517,386,000 $240,000 $1,395,000 $84,000 $2,247,000
Application Withdrawn By Applicant 860 $211,118,000 $245,000 $769,000 $100,000 $3,600,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,315 $357,775,000 $272,000 $1,340,000 $67,000 $571,000
Other 926 $215,675,000 $232,000 $1,705,000 $105,000 $2,929,000
Collateral 893 $209,639,000 $234,000 $1,420,000 $105,000 $3,065,000
Credit History 582 $131,766,000 $226,000 $914,000 $76,000 $587,000
Unverifiable Information 231 $54,949,000 $237,000 $1,500,000 $100,000 $780,000
Credit Application Incomplete 132 $29,747,000 $225,000 $625,000 $95,000 $334,000
Employment History 108 $23,858,000 $220,000 $802,000 $66,000 $287,000
Insufficient Cash (Downpayment, Closing Cost) 50 $9,453,000 $189,000 $483,000 $61,000 $189,000
Mortgage Insurance Denied 24 $5,517,000 $229,000 $437,000 $66,000 $222,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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