Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Lending, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 62,980 |
Total Mortgage Loan Application Amount | $15,336,698,000 |
Average Mortgage Loan Application Amount | $230,000 |
Highest Mortgage Loan Application Amount | $1,943,000 |
Average Applicant Income | $90,000 |
Highest Applicant Income | $4,007,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Winona County Minnesota | 1 | $ 268,000 | $ 268,000 | $ 143,000 |
Harrison County Mississippi | 1 | $ 404,000 | $ 404,000 | $ 0 |
Callaway County Missouri | 1 | $ 218,000 | $ 218,000 | $ 0 |
Cass County Missouri | 1 | $ 113,000 | $ 113,000 | $ 85,000 |
Christian County Missouri | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
Crawford County Missouri | 1 | $ 193,000 | $ 193,000 | $ 0 |
Douglas County Missouri | 1 | $ 171,000 | $ 171,000 | $ 0 |
Franklin County Missouri | 1 | $ 134,000 | $ 134,000 | $ 0 |
Gasconade County Missouri | 1 | $ 166,000 | $ 166,000 | $ 0 |
Greene County Missouri | 1 | $ 177,000 | $ 177,000 | $ 0 |
Lincoln County Missouri | 1 | $ 127,000 | $ 127,000 | $ 0 |
Phelps County Missouri | 1 | $ 120,000 | $ 120,000 | $ 0 |
Chouteau County Montana | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
Glacier County Montana | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
Madison County Montana | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
Mineral County Montana | 1 | $ 48,000 | $ 48,000 | $ 141,000 |
Pondera County Montana | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
Dodge County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
Fillmore County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
Lancaster County Nebraska | 1 | $ 253,000 | $ 253,000 | $ 97,000 |
Seward County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
Churchill County Nevada | 1 | $ 122,000 | $ 122,000 | $ 0 |
Storey County Nevada | 1 | $ 277,000 | $ 277,000 | $ 108,000 |
Sullivan County New Hampshire | 1 | $ 244,000 | $ 244,000 | $ 61,000 |
Salem County New Jersey | 1 | $ 157,000 | $ 157,000 | $ 105,000 |
Cibola County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
Curry County New Mexico | 1 | $ 231,000 | $ 231,000 | $ 43,000 |
Sierra County New Mexico | 1 | $ 187,000 | $ 187,000 | $ 91,000 |
Avery County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 26,000 |
Cleveland County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 0 |
Craven County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
Cumberland County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
Currituck County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
Dare County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
Davie County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
Durham County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 136,000 |
Gaston County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 0 |
Halifax County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
Henderson County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
Orange County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 0 |
Clermont County Ohio | 1 | $ 170,000 | $ 170,000 | $ 40,000 |
Cuyahoga County Ohio | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
Delaware County Ohio | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
Hamilton County Ohio | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
Lucas County Ohio | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
Portage County Ohio | 1 | $ 83,000 | $ 83,000 | $ 75,000 |
Preble County Ohio | 1 | $ 107,000 | $ 107,000 | $ 0 |
Sandusky County Ohio | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
Trumbull County Ohio | 1 | $ 56,000 | $ 56,000 | $ 0 |
Union County Ohio | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
Warren County Ohio | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
Wood County Ohio | 1 | $ 197,000 | $ 197,000 | $ 50,000 |
Canadian County Oklahoma | 1 | $ 218,000 | $ 218,000 | $ 0 |
Creek County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 0 |
Custer County Oklahoma | 1 | $ 226,000 | $ 226,000 | $ 145,000 |
Garfield County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 0 |
Kay County Oklahoma | 1 | $ 299,000 | $ 299,000 | $ 0 |
McClain County Oklahoma | 1 | $ 221,000 | $ 221,000 | $ 58,000 |
Baker County Oregon | 1 | $ 61,000 | $ 61,000 | $ 54,000 |
Gilliam County Oregon | 1 | $ 303,000 | $ 303,000 | $ 166,000 |
Morrow County Oregon | 1 | $ 178,000 | $ 178,000 | $ 111,000 |
Clarion County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
Crawford County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 45,000 |
Erie County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
Indiana County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
Mercer County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
Montour County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 127,000 |
Pike County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
Tioga County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 0 |
Union County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
Abbeville County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
Bamberg County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
Edgefield County South Carolina | 1 | $ 194,000 | $ 194,000 | $ 104,000 |
Laurens County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
Marion County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
Orangeburg County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 86,000 |
Sumter County South Carolina | 1 | $ 288,000 | $ 288,000 | $ 145,000 |
Brown County South Dakota | 1 | $ 197,000 | $ 197,000 | $ 73,000 |
Hanson County South Dakota | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
Union County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
Anderson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 95,000 |
Carter County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
Cocke County Tennessee | 1 | $ 201,000 | $ 201,000 | $ 94,000 |
DeKalb County Tennessee | 1 | $ 310,000 | $ 310,000 | $ 159,000 |
Dickson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
Gibson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
Greene County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 0 |
Houston County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 69,000 |
Lauderdale County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 142,000 |
Madison County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
Marion County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
McMinn County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
Putnam County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 172,000 |
Rhea County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
Van Buren County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 44,000 |
Angelina County Texas | 1 | $ 92,000 | $ 92,000 | $ 99,000 |
Bandera County Texas | 1 | $ 173,000 | $ 173,000 | $ 168,000 |
Bee County Texas | 1 | $ 176,000 | $ 176,000 | $ 0 |
Bowie County Texas | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
Cameron County Texas | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
Cooke County Texas | 1 | $ 110,000 | $ 110,000 | $ 89,000 |
Coryell County Texas | 1 | $ 108,000 | $ 108,000 | $ 83,000 |
Delta County Texas | 1 | $ 174,000 | $ 174,000 | $ 109,000 |
Fayette County Texas | 1 | $ 260,000 | $ 260,000 | $ 182,000 |
Gregg County Texas | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
Hale County Texas | 1 | $ 344,000 | $ 344,000 | $ 0 |
Harrison County Texas | 1 | $ 349,000 | $ 349,000 | $ 148,000 |
Henderson County Texas | 1 | $ 238,000 | $ 238,000 | $ 107,000 |
Hunt County Texas | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
Hutchinson County Texas | 1 | $ 159,000 | $ 159,000 | $ 124,000 |
Jasper County Texas | 1 | $ 147,000 | $ 147,000 | $ 35,000 |
Johnson County Texas | 1 | $ 236,000 | $ 236,000 | $ 0 |
Lynn County Texas | 1 | $ 128,000 | $ 128,000 | $ 105,000 |
Matagorda County Texas | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
Maverick County Texas | 1 | $ 300,000 | $ 300,000 | $ 446,000 |
Medina County Texas | 1 | $ 279,000 | $ 279,000 | $ 121,000 |
Milam County Texas | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
Navarro County Texas | 1 | $ 135,000 | $ 135,000 | $ 164,000 |
Polk County Texas | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
San Jacinto County Texas | 1 | $ 308,000 | $ 308,000 | $ 138,000 |
Stephens County Texas | 1 | $ 141,000 | $ 141,000 | $ 0 |
Tom Green County Texas | 1 | $ 52,000 | $ 52,000 | $ 0 |
Trinity County Texas | 1 | $ 183,000 | $ 183,000 | $ 118,000 |
Walker County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
Wilson County Texas | 1 | $ 223,000 | $ 223,000 | $ 0 |
Wise County Texas | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
Wood County Texas | 1 | $ 136,000 | $ 136,000 | $ 109,000 |
Daggett County Utah | 1 | $ 173,000 | $ 173,000 | $ 63,000 |
Grand County Utah | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
Piute County Utah | 1 | $ 56,000 | $ 56,000 | $ 68,000 |
San Juan County Utah | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
Lamoille County Vermont | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
Orange County Vermont | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
Alleghany County Virginia | 1 | $ 192,000 | $ 192,000 | $ 192,000 |
Carroll County Virginia | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
Dickenson County Virginia | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
Emporia County Virginia | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
Franklin County Virginia | 1 | $ 285,000 | $ 285,000 | $ 172,000 |
Grayson County Virginia | 1 | $ 120,000 | $ 120,000 | $ 23,000 |
Hopewell County Virginia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
Isle of Wight County Virginia | 1 | $ 302,000 | $ 302,000 | $ 0 |
James City County Virginia | 1 | $ 221,000 | $ 221,000 | $ 150,000 |
King George County Virginia | 1 | $ 392,000 | $ 392,000 | $ 185,000 |
New Kent County Virginia | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
Patrick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
Pittsylvania County Virginia | 1 | $ 58,000 | $ 58,000 | $ 0 |
Roanoke City County Virginia | 1 | $ 122,000 | $ 122,000 | $ 30,000 |
Rockbridge County Virginia | 1 | $ 145,000 | $ 145,000 | $ 145,000 |
Russell County Virginia | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
Southampton County Virginia | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
Wise County Virginia | 1 | $ 188,000 | $ 188,000 | $ 62,000 |
Asotin County Washington | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
Pacific County Washington | 1 | $ 118,000 | $ 118,000 | $ 101,000 |
Mineral County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 0 |
Nicholas County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 0 |
Putnam County West Virginia | 1 | $ 147,000 | $ 147,000 | $ 36,000 |
Wood County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
Wyoming County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
Adams County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 83,000 |
Burnett County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 0 |
Calumet County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 100,000 |
Chippewa County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 139,000 |
Eau Claire County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 139,000 |
Marinette County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 104,000 |
St. Croix County Wisconsin | 1 | $ 413,000 | $ 413,000 | $ 0 |
Walworth County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
Washburn County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 84,000 |
Washington County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 121,000 |
Albany County Wyoming | 1 | $ 388,000 | $ 388,000 | $ 0 |
Campbell County Wyoming | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
Carbon County Wyoming | 1 | $ 140,000 | $ 140,000 | $ 144,000 |
Converse County Wyoming | 1 | $ 166,000 | $ 166,000 | $ 82,000 |
Hot Springs County Wyoming | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
Sheridan County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
Washakie County Wyoming | 1 | $ 253,000 | $ 253,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 40,863 | $10,494,295,000 | $256,000 | $1,705,000 | $92,000 | $4,007,000 |
Home Purchase | 21,450 | $4,698,521,000 | $219,000 | $1,943,000 | $84,000 | $2,844,000 |
Home Improvement | 667 | $143,882,000 | $215,000 | $630,000 | $94,000 | $1,849,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 40,041 | $9,681,409,000 | $241,000 | $1,768,000 | $97,000 | $3,600,000 |
Asian | 7,109 | $1,981,360,000 | $278,000 | $1,500,000 | $107,000 | $2,929,000 |
Hispanic | 6,525 | $1,407,617,000 | $215,000 | $1,351,000 | $66,000 | $1,656,000 |
Not Provided | 4,497 | $1,166,512,000 | $259,000 | $1,943,000 | $99,000 | $4,007,000 |
Not applicable | 3,247 | $741,637,000 | $228,000 | $891,000 | $0 | $0 |
Black or African American | 1,103 | $241,373,000 | $218,000 | $914,000 | $72,000 | $583,000 |
Native Hawaiian or Other Pacific Islander | 313 | $82,752,000 | $264,000 | $965,000 | $86,000 | $478,000 |
American Indian or Alaskan Native | 145 | $34,038,000 | $234,000 | $1,275,000 | $91,000 | $1,607,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 46,949 | $11,846,967,000 | $252,000 | $1,943,000 | $105,000 | $4,007,000 |
FHA-insured (Federal Housing Administration) | 13,053 | $2,864,873,000 | $219,000 | $939,000 | $43,000 | $838,000 |
VA-guaranteed (Veterans Administration) | 1,506 | $378,441,000 | $251,000 | $685,000 | $62,000 | $309,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,472 | $246,417,000 | $167,000 | $424,000 | $46,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 45,515 | $11,096,114,000 | $243,000 | $1,943,000 | $95,000 | $4,007,000 |
Application Approved But Not Accepted | 6,942 | $1,731,745,000 | $249,000 | $1,768,000 | $98,000 | $2,913,000 |
Application Denied By Financial Institution | 4,263 | $1,038,698,000 | $243,000 | $1,705,000 | $87,000 | $3,065,000 |
Loan Purchased By The Institution | 3,247 | $741,637,000 | $228,000 | $891,000 | $0 | $0 |
File Closed For Incompleteness | 2,153 | $517,386,000 | $240,000 | $1,395,000 | $84,000 | $2,247,000 |
Application Withdrawn By Applicant | 860 | $211,118,000 | $245,000 | $769,000 | $100,000 | $3,600,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 1,315 | $357,775,000 | $272,000 | $1,340,000 | $67,000 | $571,000 |
Other | 926 | $215,675,000 | $232,000 | $1,705,000 | $105,000 | $2,929,000 |
Collateral | 893 | $209,639,000 | $234,000 | $1,420,000 | $105,000 | $3,065,000 |
Credit History | 582 | $131,766,000 | $226,000 | $914,000 | $76,000 | $587,000 |
Unverifiable Information | 231 | $54,949,000 | $237,000 | $1,500,000 | $100,000 | $780,000 |
Credit Application Incomplete | 132 | $29,747,000 | $225,000 | $625,000 | $95,000 | $334,000 |
Employment History | 108 | $23,858,000 | $220,000 | $802,000 | $66,000 | $287,000 |
Insufficient Cash (Downpayment, Closing Cost) | 50 | $9,453,000 | $189,000 | $483,000 | $61,000 | $189,000 |
Mortgage Insurance Denied | 24 | $5,517,000 | $229,000 | $437,000 | $66,000 | $222,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.