Stearns Lending, LLC Mortgage Lending & HMDA Data, 2012
In 2012, Stearns Lending, LLC of Santa Ana, CA reported 62,980 mortgage applications totaling $15.3 billion, up 83% from 2011. The average application was for $243,516, and applicants reported an average income of $89,296. 72% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,948), San Jose-Sunnyvale-Santa Clara, CA (3,257) and Santa Rosa-Petaluma, CA (3,142) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 62,980 |
| Total Mortgage Loan Application Amount | $15,336,698,000 |
| Average Mortgage Loan Application Amount | $243,516 |
| Highest Mortgage Loan Application Amount | $1,943,000 |
| Average Applicant Income | $89,296 |
| Highest Applicant Income | $4,007,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 4,948 | $ 1,542,933,000 | $ 311,829 | $ 101,000 |
| Santa Clara, California | 3,144 | $ 1,112,823,000 | $ 353,951 | $ 126,000 |
| Sonoma, California | 3,142 | $ 879,663,000 | $ 279,969 | $ 101,000 |
| Orange, California | 2,832 | $ 985,689,000 | $ 348,054 | $ 123,000 |
| Salt Lake, Utah | 2,408 | $ 512,921,000 | $ 213,007 | $ 76,000 |
| Maricopa, Arizona | 1,942 | $ 356,638,000 | $ 183,644 | $ 77,000 |
| Alameda, California | 1,561 | $ 487,296,000 | $ 312,169 | $ 105,000 |
| San Diego, California | 1,555 | $ 484,061,000 | $ 311,293 | $ 101,000 |
| Clark, Nevada | 1,478 | $ 235,789,000 | $ 159,532 | $ 68,000 |
| Cook, Illinois | 1,324 | $ 259,350,000 | $ 195,883 | $ 79,000 |
| Riverside, California | 1,177 | $ 262,684,000 | $ 223,180 | $ 84,000 |
| Contra Costa, California | 1,175 | $ 351,154,000 | $ 298,854 | $ 106,000 |
| San Mateo, California | 994 | $ 361,726,000 | $ 363,909 | $ 102,000 |
| San Bernardino, California | 949 | $ 205,166,000 | $ 216,191 | $ 78,000 |
| Utah, Utah | 949 | $ 191,643,000 | $ 201,942 | $ 73,000 |
| Sacramento, California | 892 | $ 170,300,000 | $ 190,919 | $ 86,000 |
| Lane, Oregon | 742 | $ 140,603,000 | $ 189,491 | $ 67,000 |
| Denver, Colorado | 689 | $ 142,749,000 | $ 207,182 | $ 77,000 |
| Davis, Utah | 658 | $ 132,840,000 | $ 201,884 | $ 66,000 |
| Bernalillo, New Mexico | 623 | $ 116,456,000 | $ 186,927 | $ 83,000 |
| Arapahoe, Colorado | 615 | $ 124,016,000 | $ 201,652 | $ 61,000 |
| Ventura, California | 611 | $ 191,130,000 | $ 312,815 | $ 105,000 |
| San Joaquin, California | 597 | $ 112,439,000 | $ 188,340 | $ 72,000 |
| Stanislaus, California | 587 | $ 90,201,000 | $ 153,664 | $ 53,000 |
| Jefferson, Colorado | 567 | $ 126,140,000 | $ 222,469 | $ 76,000 |
| San Francisco, California | 549 | $ 219,284,000 | $ 399,424 | $ 127,000 |
| Monterey, California | 508 | $ 118,087,000 | $ 232,454 | $ 72,000 |
| Weber, Utah | 464 | $ 77,180,000 | $ 166,336 | $ 56,000 |
| Providence, Rhode Island | 458 | $ 88,640,000 | $ 193,537 | $ 85,000 |
| Douglas, Colorado | 434 | $ 113,476,000 | $ 261,465 | $ 79,000 |
| Middlesex, Massachusetts | 431 | $ 125,610,000 | $ 291,438 | $ 109,000 |
| Washington, Utah | 415 | $ 74,219,000 | $ 178,840 | $ 76,000 |
| Adams, Colorado | 392 | $ 69,222,000 | $ 176,586 | $ 50,000 |
| Placer, California | 390 | $ 99,336,000 | $ 254,707 | $ 105,000 |
| Bristol, Massachusetts | 386 | $ 85,096,000 | $ 220,455 | $ 85,000 |
| DuPage, Illinois | 382 | $ 78,487,000 | $ 205,463 | $ 82,000 |
| Fresno, California | 365 | $ 67,427,000 | $ 184,731 | $ 80,000 |
| Santa Cruz, California | 365 | $ 125,870,000 | $ 344,849 | $ 109,000 |
| Multnomah, Oregon | 328 | $ 73,000,000 | $ 222,560 | $ 92,000 |
| Marin, California | 314 | $ 118,130,000 | $ 376,210 | $ 132,000 |
| Washington, Oregon | 304 | $ 68,050,000 | $ 223,848 | $ 85,000 |
| Solano, California | 288 | $ 64,335,000 | $ 223,385 | $ 80,000 |
| Marion, Oregon | 286 | $ 48,608,000 | $ 169,958 | $ 66,000 |
| El Paso, Colorado | 264 | $ 53,950,000 | $ 204,356 | $ 74,000 |
| Harris, Texas | 258 | $ 46,466,000 | $ 180,100 | $ 93,000 |
| King, Washington | 258 | $ 73,157,000 | $ 283,554 | $ 105,000 |
| Norfolk, Massachusetts | 257 | $ 70,947,000 | $ 276,058 | $ 109,000 |
| Fairfax, Virginia | 244 | $ 75,567,000 | $ 309,700 | $ 110,000 |
| Ada, Idaho | 238 | $ 41,699,000 | $ 175,205 | $ 75,000 |
| Plymouth, Massachusetts | 238 | $ 59,018,000 | $ 247,974 | $ 94,000 |
| Essex, Massachusetts | 224 | $ 59,605,000 | $ 266,093 | $ 100,000 |
| Clackamas, Oregon | 209 | $ 48,159,000 | $ 230,425 | $ 75,000 |
| Yavapai, Arizona | 206 | $ 34,313,000 | $ 166,567 | $ 63,000 |
| San Juan, New Mexico | 199 | $ 36,829,000 | $ 185,070 | $ 80,000 |
| Will, Illinois | 196 | $ 38,671,000 | $ 197,301 | $ 68,000 |
| Cache, Utah | 191 | $ 35,015,000 | $ 183,324 | $ 62,000 |
| Boulder, Colorado | 188 | $ 47,113,000 | $ 250,601 | $ 94,000 |
| Napa, California | 186 | $ 56,876,000 | $ 305,784 | $ 91,000 |
| Weld, Colorado | 176 | $ 31,547,000 | $ 179,244 | $ 64,000 |
| Bristol, Rhode Island | 176 | $ 40,184,000 | $ 228,318 | $ 92,000 |
| El Dorado, California | 171 | $ 45,037,000 | $ 263,374 | $ 110,000 |
| Kent, Rhode Island | 171 | $ 34,742,000 | $ 203,169 | $ 88,000 |
| Snohomish, Washington | 170 | $ 39,930,000 | $ 234,882 | $ 80,000 |
| Kern, California | 168 | $ 25,017,000 | $ 148,910 | $ 115,000 |
| Douglas, Oregon | 164 | $ 28,403,000 | $ 173,189 | $ 66,000 |
| Worcester, Massachusetts | 160 | $ 36,880,000 | $ 230,500 | $ 101,000 |
| Lake, Illinois | 157 | $ 37,599,000 | $ 239,484 | $ 124,000 |
| Pima, Arizona | 154 | $ 24,889,000 | $ 161,616 | $ 67,000 |
| San Luis Obispo, California | 153 | $ 46,885,000 | $ 306,437 | $ 83,000 |
| Kane, Illinois | 153 | $ 30,218,000 | $ 197,503 | $ 83,000 |
| Tooele, Utah | 153 | $ 28,639,000 | $ 187,183 | $ 59,000 |
| Pinal, Arizona | 147 | $ 21,326,000 | $ 145,074 | $ 84,000 |
| Collin, Texas | 147 | $ 27,851,000 | $ 189,462 | $ 109,000 |
| Dallas, Texas | 147 | $ 20,890,000 | $ 142,108 | $ 102,000 |
| Mohave, Arizona | 146 | $ 20,499,000 | $ 140,404 | $ 57,000 |
| Barnstable, Massachusetts | 141 | $ 36,217,000 | $ 256,858 | $ 111,000 |
| St. Joseph, Indiana | 137 | $ 28,919,000 | $ 211,087 | $ 141,000 |
| Washington, Rhode Island | 136 | $ 31,797,000 | $ 233,801 | $ 94,000 |
| Sandoval, New Mexico | 134 | $ 28,491,000 | $ 212,619 | $ 80,000 |
| Jefferson, Kentucky | 131 | $ 23,179,000 | $ 176,938 | $ 95,000 |
| Suffolk, Massachusetts | 128 | $ 34,490,000 | $ 269,453 | $ 90,000 |
| Hennepin, Minnesota | 125 | $ 25,187,000 | $ 201,496 | $ 74,000 |
| Larimer, Colorado | 124 | $ 26,439,000 | $ 213,217 | $ 96,000 |
| Clark, Washington | 124 | $ 26,562,000 | $ 214,209 | $ 65,000 |
| Montgomery, Maryland | 121 | $ 38,309,000 | $ 316,603 | $ 118,000 |
| New Haven, Connecticut | 118 | $ 23,234,000 | $ 196,898 | $ 89,000 |
| Spokane, Washington | 117 | $ 22,322,000 | $ 190,786 | $ 87,000 |
| San Benito, California | 113 | $ 29,892,000 | $ 264,530 | $ 80,000 |
| Allegheny, Pennsylvania | 113 | $ 18,850,000 | $ 166,814 | $ 96,000 |
| Prince William, Virginia | 113 | $ 24,084,000 | $ 213,132 | $ 57,000 |
| Yolo, California | 109 | $ 23,906,000 | $ 219,321 | $ 92,000 |
| Lackawanna, Pennsylvania | 109 | $ 16,831,000 | $ 154,412 | $ 65,000 |
| Fort Bend, Texas | 108 | $ 21,400,000 | $ 198,148 | $ 107,000 |
| Nevada, California | 106 | $ 26,101,000 | $ 246,235 | $ 114,000 |
| Santa Barbara, California | 106 | $ 35,817,000 | $ 337,896 | $ 116,000 |
| Tarrant, Texas | 105 | $ 16,558,000 | $ 157,695 | $ 111,000 |
| Lake, California | 104 | $ 16,184,000 | $ 155,615 | $ 72,000 |
| Imperial, California | 103 | $ 12,022,000 | $ 116,718 | $ 70,000 |
| Santa Fe, New Mexico | 98 | $ 22,438,000 | $ 228,959 | $ 94,000 |
| Mendocino, California | 97 | $ 21,768,000 | $ 224,412 | $ 86,000 |
| Missoula, Montana | 97 | $ 20,928,000 | $ 215,752 | $ 95,000 |
| Travis, Texas | 96 | $ 20,294,000 | $ 211,395 | $ 129,000 |
| Merced, California | 94 | $ 13,912,000 | $ 148,000 | $ 63,000 |
| Box Elder, Utah | 91 | $ 13,733,000 | $ 150,912 | $ 49,000 |
| Polk, Oregon | 90 | $ 16,754,000 | $ 186,155 | $ 69,000 |
| Madera, California | 89 | $ 13,836,000 | $ 155,460 | $ 67,000 |
| Luzerne, Pennsylvania | 89 | $ 12,198,000 | $ 137,056 | $ 66,000 |
| Loudoun, Virginia | 86 | $ 23,907,000 | $ 277,988 | $ 90,000 |
| Canyon, Idaho | 85 | $ 11,860,000 | $ 139,529 | $ 39,000 |
| Denton, Texas | 85 | $ 15,402,000 | $ 181,200 | $ 90,000 |
| Tuolumne, California | 82 | $ 14,773,000 | $ 180,158 | $ 63,000 |
| Coconino, Arizona | 81 | $ 19,125,000 | $ 236,111 | $ 179,000 |
| Prince George's, Maryland | 81 | $ 16,204,000 | $ 200,049 | $ 75,000 |
| Summit, Utah | 80 | $ 26,548,000 | $ 331,850 | $ 162,000 |
| Hillsborough, New Hampshire | 78 | $ 15,975,000 | $ 204,807 | $ 89,000 |
| Kootenai, Idaho | 77 | $ 13,878,000 | $ 180,233 | $ 63,000 |
| Fairfield, Connecticut | 76 | $ 19,397,000 | $ 255,223 | $ 91,000 |
| Deschutes, Oregon | 76 | $ 15,148,000 | $ 199,315 | $ 114,000 |
| Mesa, Colorado | 75 | $ 15,981,000 | $ 213,080 | $ 81,000 |
| Chester, Pennsylvania | 74 | $ 19,250,000 | $ 260,135 | $ 116,000 |
| Calaveras, California | 73 | $ 13,612,000 | $ 186,465 | $ 104,000 |
| Hillsborough, Florida | 71 | $ 13,378,000 | $ 188,422 | $ 116,000 |
| Bonneville, Idaho | 71 | $ 10,861,000 | $ 152,971 | $ 61,000 |
| Porter, Indiana | 71 | $ 13,468,000 | $ 189,690 | $ 81,000 |
| Klamath, Oregon | 71 | $ 10,710,000 | $ 150,845 | $ 79,000 |
| District of Columbia, District Of Columbia | 68 | $ 22,911,000 | $ 336,926 | $ 130,000 |
| Rockingham, New Hampshire | 68 | $ 14,925,000 | $ 219,485 | $ 94,000 |
| Lincoln, New Mexico | 68 | $ 12,357,000 | $ 181,720 | $ 107,000 |
| McHenry, Illinois | 67 | $ 13,412,000 | $ 200,179 | $ 75,000 |
| Franklin, Idaho | 66 | $ 10,809,000 | $ 163,772 | $ 62,000 |
| Worcester, Maryland | 66 | $ 14,583,000 | $ 220,954 | $ 117,000 |
| Broward, Florida | 64 | $ 13,096,000 | $ 204,625 | $ 107,000 |
| Baltimore, Maryland | 64 | $ 14,690,000 | $ 229,531 | $ 79,000 |
| Jackson, Oregon | 64 | $ 11,435,000 | $ 178,671 | $ 113,000 |
| Jefferson, Alabama | 63 | $ 10,934,000 | $ 173,555 | $ 8,000 |
| Tulare, California | 63 | $ 10,739,000 | $ 170,460 | $ 61,000 |
| Pierce, Washington | 61 | $ 13,202,000 | $ 216,426 | $ 58,000 |
| Pinellas, Florida | 60 | $ 11,086,000 | $ 184,766 | $ 88,000 |
| Winnebago, Illinois | 60 | $ 7,625,000 | $ 127,083 | $ 63,000 |
| Delaware, Pennsylvania | 59 | $ 13,433,000 | $ 227,677 | $ 107,000 |
| Montgomery, Pennsylvania | 58 | $ 13,600,000 | $ 234,482 | $ 95,000 |
| Bucks, Pennsylvania | 57 | $ 13,573,000 | $ 238,122 | $ 95,000 |
| New Castle, Delaware | 56 | $ 11,296,000 | $ 201,714 | $ 74,000 |
| Bannock, Idaho | 56 | $ 9,700,000 | $ 173,214 | $ 58,000 |
| Linn, Oregon | 56 | $ 9,028,000 | $ 161,214 | $ 70,000 |
| La Plata, Colorado | 55 | $ 14,817,000 | $ 269,400 | $ 94,000 |
| Charleston, South Carolina | 55 | $ 14,268,000 | $ 259,418 | $ 99,000 |
| Anne Arundel, Maryland | 54 | $ 14,929,000 | $ 276,462 | $ 99,000 |
| Newport, Rhode Island | 53 | $ 13,877,000 | $ 261,830 | $ 113,000 |
| Philadelphia, Pennsylvania | 52 | $ 12,342,000 | $ 237,346 | $ 93,000 |
| Wasatch, Utah | 52 | $ 11,065,000 | $ 212,788 | $ 105,000 |
| Shelby, Alabama | 51 | $ 10,531,000 | $ 206,490 | $ 11,000 |
| Hartford, Connecticut | 51 | $ 10,901,000 | $ 213,745 | $ 81,000 |
| Valencia, New Mexico | 51 | $ 8,444,000 | $ 165,568 | $ 65,000 |
| Flathead, Montana | 49 | $ 9,115,000 | $ 186,020 | $ 60,000 |
| Montgomery, Texas | 49 | $ 10,174,000 | $ 207,632 | $ 107,000 |
| Harford, Maryland | 48 | $ 10,740,000 | $ 223,750 | $ 77,000 |
| Lehigh, Pennsylvania | 47 | $ 8,001,000 | $ 170,234 | $ 78,000 |
| Williamson, Texas | 47 | $ 8,319,000 | $ 177,000 | $ 102,000 |
| Sanders, Montana | 46 | $ 7,075,000 | $ 153,804 | $ 61,000 |
| Douglas, Nebraska | 46 | $ 7,623,000 | $ 165,717 | $ 60,000 |
| Hamilton, Tennessee | 46 | $ 7,081,000 | $ 153,934 | $ 60,000 |
| Kitsap, Washington | 46 | $ 11,531,000 | $ 250,673 | $ 92,000 |
| Fulton, Georgia | 45 | $ 11,856,000 | $ 263,466 | $ 113,000 |
| Tuscaloosa, Alabama | 43 | $ 7,999,000 | $ 186,023 | $ 5,000 |
| Bexar, Texas | 43 | $ 7,840,000 | $ 182,325 | $ 88,000 |
| Pueblo, Colorado | 42 | $ 7,635,000 | $ 181,785 | $ 37,000 |
| Lee, Florida | 42 | $ 6,383,000 | $ 151,976 | $ 87,000 |
| Butte, California | 41 | $ 8,410,000 | $ 205,121 | $ 71,000 |
| Miami-Dade, Florida | 41 | $ 8,347,000 | $ 203,585 | $ 103,000 |
| Pasco, Florida | 41 | $ 6,017,000 | $ 146,756 | $ 81,000 |
| Dakota, Minnesota | 41 | $ 8,618,000 | $ 210,195 | $ 88,000 |
| Fremont, Colorado | 40 | $ 6,095,000 | $ 152,375 | $ 57,000 |
| Clark, Indiana | 40 | $ 6,968,000 | $ 174,200 | $ 72,000 |
| Lake, Indiana | 40 | $ 6,736,000 | $ 168,400 | $ 58,000 |
| Columbia, Oregon | 40 | $ 6,868,000 | $ 171,700 | $ 48,000 |
| Yamhill, Oregon | 40 | $ 8,383,000 | $ 209,575 | $ 79,000 |
| Monroe, Pennsylvania | 40 | $ 5,923,000 | $ 148,075 | $ 66,000 |
| Ramsey, Minnesota | 39 | $ 7,283,000 | $ 186,743 | $ 81,000 |
| Anoka, Minnesota | 38 | $ 6,634,000 | $ 174,578 | $ 62,000 |
| Ravalli, Montana | 38 | $ 6,966,000 | $ 183,315 | $ 71,000 |
| Sussex, Delaware | 37 | $ 8,169,000 | $ 220,783 | $ 63,000 |
| Orange, Florida | 37 | $ 6,042,000 | $ 163,297 | $ 101,000 |
| Gwinnett, Georgia | 37 | $ 6,789,000 | $ 183,486 | $ 73,000 |
| Brazoria, Texas | 37 | $ 6,084,000 | $ 164,432 | $ 118,000 |
| Summit, Colorado | 36 | $ 9,747,000 | $ 270,750 | $ 149,000 |
| Cascade, Montana | 36 | $ 6,851,000 | $ 190,305 | $ 68,000 |
| Josephine, Oregon | 36 | $ 5,679,000 | $ 157,750 | $ 71,000 |
| Windham, Connecticut | 35 | $ 6,076,000 | $ 173,600 | $ 76,000 |
| Kendall, Illinois | 35 | $ 5,898,000 | $ 168,514 | $ 60,000 |
| Washoe, Nevada | 35 | $ 7,004,000 | $ 200,114 | $ 78,000 |
| Shasta, California | 34 | $ 7,206,000 | $ 211,941 | $ 73,000 |
| Park, Colorado | 34 | $ 7,411,000 | $ 217,970 | $ 95,000 |
| York, Maine | 34 | $ 7,049,000 | $ 207,323 | $ 102,000 |
| Broomfield, Colorado | 33 | $ 7,945,000 | $ 240,757 | $ 81,000 |
| Elbert, Colorado | 33 | $ 8,492,000 | $ 257,333 | $ 72,000 |
| Montezuma, Colorado | 33 | $ 6,233,000 | $ 188,878 | $ 61,000 |
| Bonner, Idaho | 33 | $ 6,578,000 | $ 199,333 | $ 68,000 |
| Scott, Minnesota | 33 | $ 6,408,000 | $ 194,181 | $ 72,000 |
| St. Clair, Alabama | 32 | $ 5,488,000 | $ 171,500 | $ 0 |
| Cobb, Georgia | 32 | $ 7,575,000 | $ 236,718 | $ 100,000 |
| Nye, Nevada | 32 | $ 4,046,000 | $ 126,437 | $ 69,000 |
| Benton, Oregon | 32 | $ 7,463,000 | $ 233,218 | $ 93,000 |
| Centre, Pennsylvania | 32 | $ 6,293,000 | $ 196,656 | $ 93,000 |
| Knox, Tennessee | 32 | $ 5,860,000 | $ 183,125 | $ 66,000 |
| Arlington, Virginia | 32 | $ 10,794,000 | $ 337,312 | $ 111,000 |
| Frederick, Maryland | 31 | $ 7,487,000 | $ 241,516 | $ 87,000 |
| Smyth, Virginia | 31 | $ 3,186,000 | $ 102,774 | $ 49,000 |
| Burlington, New Jersey | 30 | $ 6,927,000 | $ 230,900 | $ 73,000 |
| Minnehaha, South Dakota | 30 | $ 3,520,000 | $ 117,333 | $ 44,000 |
| Morgan, Utah | 30 | $ 7,131,000 | $ 237,700 | $ 70,000 |
| Grant, Washington | 30 | $ 5,321,000 | $ 177,366 | $ 79,000 |
| Hamilton, Indiana | 29 | $ 6,313,000 | $ 217,689 | $ 90,000 |
| Rutherford, Tennessee | 29 | $ 4,473,000 | $ 154,241 | $ 36,000 |
| Grand, Colorado | 28 | $ 6,345,000 | $ 226,607 | $ 119,000 |
| Sarasota, Florida | 28 | $ 4,886,000 | $ 174,500 | $ 70,000 |
| Floyd, Indiana | 28 | $ 4,285,000 | $ 153,035 | $ 71,000 |
| Howard, Maryland | 28 | $ 9,180,000 | $ 327,857 | $ 111,000 |
| Northampton, Pennsylvania | 28 | $ 5,569,000 | $ 198,892 | $ 69,000 |
| Osceola, Florida | 27 | $ 3,047,000 | $ 112,851 | $ 56,000 |
| Palm Beach, Florida | 27 | $ 6,401,000 | $ 237,074 | $ 114,000 |
| Marion, Indiana | 27 | $ 3,985,000 | $ 147,592 | $ 88,000 |
| Island, Washington | 27 | $ 6,968,000 | $ 258,074 | $ 67,000 |
| New London, Connecticut | 26 | $ 5,317,000 | $ 204,500 | $ 66,000 |
| Blaine, Idaho | 26 | $ 4,959,000 | $ 190,730 | $ 66,000 |
| Iron, Utah | 26 | $ 4,410,000 | $ 169,615 | $ 60,000 |
| Carroll, Maryland | 25 | $ 6,124,000 | $ 244,960 | $ 60,000 |
| Ocean, New Jersey | 25 | $ 5,691,000 | $ 227,640 | $ 76,000 |
| York, Pennsylvania | 25 | $ 4,020,000 | $ 160,800 | $ 66,000 |
| Garfield, Colorado | 24 | $ 5,950,000 | $ 247,916 | $ 78,000 |
| Bingham, Idaho | 24 | $ 4,023,000 | $ 167,625 | $ 70,000 |
| Jefferson, Idaho | 24 | $ 4,403,000 | $ 183,458 | $ 51,000 |
| Twin Falls, Idaho | 24 | $ 3,603,000 | $ 150,125 | $ 57,000 |
| Cumberland, Maine | 24 | $ 5,177,000 | $ 215,708 | $ 82,000 |
| Strafford, New Hampshire | 24 | $ 4,404,000 | $ 183,500 | $ 73,000 |
| Cumberland, Pennsylvania | 24 | $ 4,746,000 | $ 197,750 | $ 97,000 |
| El Paso, Texas | 24 | $ 3,134,000 | $ 130,583 | $ 82,000 |
| Yuba, California | 23 | $ 3,995,000 | $ 173,695 | $ 57,000 |
| DeKalb, Georgia | 23 | $ 5,779,000 | $ 251,260 | $ 83,000 |
| Dukes, Massachusetts | 23 | $ 7,599,000 | $ 330,391 | $ 105,000 |
| Wright, Minnesota | 23 | $ 4,312,000 | $ 187,478 | $ 87,000 |
| Merrimack, New Hampshire | 23 | $ 4,801,000 | $ 208,739 | $ 79,000 |
| Sutter, California | 22 | $ 3,636,000 | $ 165,272 | $ 83,000 |
| Manatee, Florida | 22 | $ 4,307,000 | $ 195,772 | $ 72,000 |
| Oldham, Kentucky | 22 | $ 5,174,000 | $ 235,181 | $ 136,000 |
| Washington, Minnesota | 22 | $ 4,429,000 | $ 201,318 | $ 80,000 |
| Bergen, New Jersey | 22 | $ 6,861,000 | $ 311,863 | $ 118,000 |
| Morris, New Jersey | 22 | $ 7,342,000 | $ 333,727 | $ 109,000 |
| Virginia Beach, Virginia | 22 | $ 6,215,000 | $ 282,500 | $ 29,000 |
| Washington, Virginia | 22 | $ 3,415,000 | $ 155,227 | $ 54,000 |
| Shelby, Tennessee | 21 | $ 3,747,000 | $ 178,428 | $ 80,000 |
| Sevier, Utah | 21 | $ 4,340,000 | $ 206,666 | $ 89,000 |
| Uintah, Utah | 21 | $ 4,001,000 | $ 190,523 | $ 99,000 |
| Henrico, Virginia | 21 | $ 5,159,000 | $ 245,666 | $ 63,000 |
| Thurston, Washington | 21 | $ 3,994,000 | $ 190,190 | $ 51,000 |
| Amador, California | 20 | $ 4,015,000 | $ 200,750 | $ 89,000 |
| Eagle, Colorado | 20 | $ 7,357,000 | $ 367,850 | $ 300,000 |
| Stephenson, Illinois | 20 | $ 2,623,000 | $ 131,150 | $ 81,000 |
| Stearns, Minnesota | 20 | $ 3,431,000 | $ 171,550 | $ 51,000 |
| Davidson, Tennessee | 20 | $ 4,201,000 | $ 210,050 | $ 70,000 |
| Clallam, Washington | 20 | $ 3,628,000 | $ 181,400 | $ 54,000 |
| Navajo, Arizona | 19 | $ 2,620,000 | $ 137,894 | $ 62,000 |
| Middlesex, Connecticut | 19 | $ 4,423,000 | $ 232,789 | $ 112,000 |
| Allen, Indiana | 19 | $ 1,955,000 | $ 102,894 | $ 33,000 |
| Hudson, New Jersey | 19 | $ 6,205,000 | $ 326,578 | $ 155,000 |
| Middlesex, New Jersey | 19 | $ 4,753,000 | $ 250,157 | $ 89,000 |
| Schuylkill, Pennsylvania | 19 | $ 2,100,000 | $ 110,526 | $ 61,000 |
| Westmoreland, Pennsylvania | 19 | $ 3,952,000 | $ 208,000 | $ 106,000 |
| Sanpete, Utah | 19 | $ 3,039,000 | $ 159,947 | $ 61,000 |
| Teller, Colorado | 18 | $ 3,947,000 | $ 219,277 | $ 77,000 |
| Teton, Idaho | 18 | $ 2,710,000 | $ 150,555 | $ 73,000 |
| East Baton Rouge, Louisiana | 18 | $ 3,974,000 | $ 220,777 | $ 18,000 |
| Essex, New Jersey | 18 | $ 5,085,000 | $ 282,500 | $ 88,000 |
| Monmouth, New Jersey | 18 | $ 5,186,000 | $ 288,111 | $ 89,000 |
| Dona Ana, New Mexico | 18 | $ 2,319,000 | $ 128,833 | $ 97,000 |
| Franklin, Ohio | 18 | $ 3,321,000 | $ 184,500 | $ 158,000 |
| Alexandria, Virginia | 18 | $ 5,332,000 | $ 296,222 | $ 85,000 |
| Chesapeake, Virginia | 18 | $ 3,836,000 | $ 213,111 | $ 52,000 |
| Yakima, Washington | 18 | $ 3,333,000 | $ 185,166 | $ 59,000 |
| Humboldt, California | 17 | $ 3,323,000 | $ 195,470 | $ 85,000 |
| Mono, California | 17 | $ 4,599,000 | $ 270,529 | $ 209,000 |
| Bullitt, Kentucky | 17 | $ 2,708,000 | $ 159,294 | $ 68,000 |
| Yellowstone, Montana | 17 | $ 2,629,000 | $ 154,647 | $ 63,000 |
| Douglas, Nevada | 17 | $ 3,383,000 | $ 199,000 | $ 82,000 |
| Lexington, South Carolina | 17 | $ 3,007,000 | $ 176,882 | $ 74,000 |
| Duchesne, Utah | 17 | $ 3,128,000 | $ 184,000 | $ 73,000 |
| Tolland, Connecticut | 16 | $ 3,229,000 | $ 201,812 | $ 70,000 |
| Forsyth, Georgia | 16 | $ 3,889,000 | $ 243,062 | $ 100,000 |
| Sarpy, Nebraska | 16 | $ 2,132,000 | $ 133,250 | $ 59,000 |
| Berks, Pennsylvania | 16 | $ 1,792,000 | $ 112,000 | $ 56,000 |
| Manassas, Virginia | 16 | $ 3,038,000 | $ 189,875 | $ 66,000 |
| Benton, Arkansas | 15 | $ 2,802,000 | $ 186,800 | $ 87,000 |
| DeKalb, Illinois | 15 | $ 1,897,000 | $ 126,466 | $ 47,000 |
| Elkhart, Indiana | 15 | $ 2,898,000 | $ 193,200 | $ 89,000 |
| Olmsted, Minnesota | 15 | $ 2,567,000 | $ 171,133 | $ 47,000 |
| Passaic, New Jersey | 15 | $ 3,257,000 | $ 217,133 | $ 64,000 |
| Millard, Utah | 15 | $ 1,991,000 | $ 132,733 | $ 53,000 |
| Lincoln, Washington | 15 | $ 2,114,000 | $ 140,933 | $ 81,000 |
| Plumas, California | 14 | $ 3,100,000 | $ 221,428 | $ 203,000 |
| Litchfield, Connecticut | 14 | $ 2,971,000 | $ 212,214 | $ 74,000 |
| LaSalle, Illinois | 14 | $ 2,110,000 | $ 150,714 | $ 65,000 |
| Baltimore City, Maryland | 14 | $ 3,195,000 | $ 228,214 | $ 82,000 |
| Chaves, New Mexico | 14 | $ 1,804,000 | $ 128,857 | $ 59,000 |
| Lincoln, Oregon | 14 | $ 2,933,000 | $ 209,500 | $ 96,000 |
| Lancaster, Pennsylvania | 14 | $ 2,564,000 | $ 183,142 | $ 74,000 |
| Albemarle, Virginia | 14 | $ 3,203,000 | $ 228,785 | $ 85,000 |
| Chelan, Washington | 14 | $ 3,157,000 | $ 225,500 | $ 109,000 |
| Raleigh, West Virginia | 14 | $ 1,968,000 | $ 140,571 | $ 76,000 |
| Park, Wyoming | 14 | $ 2,312,000 | $ 165,142 | $ 65,000 |
| Kings, California | 13 | $ 2,732,000 | $ 210,153 | $ 85,000 |
| Pitkin, Colorado | 13 | $ 4,194,000 | $ 322,615 | $ 105,000 |
| Marion, Florida | 13 | $ 1,246,000 | $ 95,846 | $ 36,000 |
| Seminole, Florida | 13 | $ 2,115,000 | $ 162,692 | $ 62,000 |
| Volusia, Florida | 13 | $ 1,225,000 | $ 94,230 | $ 41,000 |
| Clarke, Georgia | 13 | $ 1,843,000 | $ 141,769 | $ 77,000 |
| Madison, Idaho | 13 | $ 1,862,000 | $ 143,230 | $ 40,000 |
| Hampden, Massachusetts | 13 | $ 2,627,000 | $ 202,076 | $ 75,000 |
| Camden, New Jersey | 13 | $ 2,168,000 | $ 166,769 | $ 74,000 |
| Gloucester, New Jersey | 13 | $ 2,716,000 | $ 208,923 | $ 59,000 |
| Union, New Jersey | 13 | $ 2,419,000 | $ 186,076 | $ 69,000 |
| Los Alamos, New Mexico | 13 | $ 3,332,000 | $ 256,307 | $ 62,000 |
| Taos, New Mexico | 13 | $ 2,288,000 | $ 176,000 | $ 76,000 |
| Wasco, Oregon | 13 | $ 2,157,000 | $ 165,923 | $ 70,000 |
| Horry, South Carolina | 13 | $ 2,483,000 | $ 191,000 | $ 77,000 |
| Galveston, Texas | 13 | $ 2,020,000 | $ 155,384 | $ 96,000 |
| Rich, Utah | 13 | $ 2,441,000 | $ 187,769 | $ 129,000 |
| Stafford, Virginia | 13 | $ 3,218,000 | $ 247,538 | $ 44,000 |
| Stevens, Washington | 13 | $ 1,641,000 | $ 126,230 | $ 52,000 |
| Whitman, Washington | 13 | $ 2,731,000 | $ 210,076 | $ 91,000 |
| Faulkner, Arkansas | 12 | $ 1,651,000 | $ 137,583 | $ 18,000 |
| Pulaski, Arkansas | 12 | $ 1,930,000 | $ 160,833 | $ 0 |
| Clear Creek, Colorado | 12 | $ 2,841,000 | $ 236,750 | $ 58,000 |
| Cecil, Maryland | 12 | $ 2,373,000 | $ 197,750 | $ 60,000 |
| Nantucket, Massachusetts | 12 | $ 5,412,000 | $ 451,000 | $ 188,000 |
| Sherburne, Minnesota | 12 | $ 1,713,000 | $ 142,750 | $ 130,000 |
| Clatsop, Oregon | 12 | $ 2,559,000 | $ 213,250 | $ 85,000 |
| Chesterfield, Virginia | 12 | $ 2,122,000 | $ 176,833 | $ 83,000 |
| Gila, Arizona | 11 | $ 2,408,000 | $ 218,909 | $ 65,000 |
| Baxter, Arkansas | 11 | $ 1,688,000 | $ 153,454 | $ 66,000 |
| Flagler, Florida | 11 | $ 1,472,000 | $ 133,818 | $ 68,000 |
| Hall, Georgia | 11 | $ 1,954,000 | $ 177,636 | $ 47,000 |
| LaPorte, Indiana | 11 | $ 1,987,000 | $ 180,636 | $ 40,000 |
| St. Tammany, Louisiana | 11 | $ 2,236,000 | $ 203,272 | $ 18,000 |
| Wicomico, Maryland | 11 | $ 1,652,000 | $ 150,181 | $ 86,000 |
| Carver, Minnesota | 11 | $ 2,718,000 | $ 247,090 | $ 106,000 |
| Belknap, New Hampshire | 11 | $ 2,339,000 | $ 212,636 | $ 122,000 |
| Mercer, New Jersey | 11 | $ 1,860,000 | $ 169,090 | $ 75,000 |
| Beaufort, South Carolina | 11 | $ 3,168,000 | $ 288,000 | $ 243,000 |
| York, South Carolina | 11 | $ 2,173,000 | $ 197,545 | $ 54,000 |
| Williamson, Tennessee | 11 | $ 2,512,000 | $ 228,363 | $ 30,000 |
| Kane, Utah | 11 | $ 2,170,000 | $ 197,272 | $ 139,000 |
| Benton, Washington | 11 | $ 1,858,000 | $ 168,909 | $ 80,000 |
| Whatcom, Washington | 11 | $ 2,459,000 | $ 223,545 | $ 58,000 |
| Chaffee, Colorado | 10 | $ 2,189,000 | $ 218,900 | $ 68,000 |
| Cherokee, Georgia | 10 | $ 2,003,000 | $ 200,300 | $ 89,000 |
| Oconee, Georgia | 10 | $ 1,620,000 | $ 162,000 | $ 91,000 |
| Fayette, Kentucky | 10 | $ 1,591,000 | $ 159,100 | $ 112,000 |
| Somerset, New Jersey | 10 | $ 4,389,000 | $ 438,900 | $ 200,000 |
| Coos, Oregon | 10 | $ 1,921,000 | $ 192,100 | $ 62,000 |
| Carbon, Pennsylvania | 10 | $ 1,213,000 | $ 121,300 | $ 40,000 |
| Washington, Pennsylvania | 10 | $ 2,180,000 | $ 218,000 | $ 91,000 |
| Richland, South Carolina | 10 | $ 1,917,000 | $ 191,700 | $ 54,000 |
| Parker, Texas | 10 | $ 2,364,000 | $ 236,400 | $ 97,000 |
| Chittenden, Vermont | 10 | $ 2,108,000 | $ 210,800 | $ 72,000 |
| Bristol, Virginia | 10 | $ 872,000 | $ 87,200 | $ 32,000 |
| Lynchburg, Virginia | 10 | $ 1,081,000 | $ 108,100 | $ 42,000 |
| Randolph, West Virginia | 10 | $ 1,135,000 | $ 113,500 | $ 43,000 |
| Cochise, Arizona | 9 | $ 1,659,000 | $ 184,333 | $ 74,000 |
| Tehama, California | 9 | $ 1,316,000 | $ 146,222 | $ 50,000 |
| Lake, Florida | 9 | $ 1,273,000 | $ 141,444 | $ 57,000 |
| Jefferson, Louisiana | 9 | $ 1,821,000 | $ 202,333 | $ 15,000 |
| Washington, Maryland | 9 | $ 1,590,000 | $ 176,666 | $ 60,000 |
| Isanti, Minnesota | 9 | $ 1,118,000 | $ 124,222 | $ 25,000 |
| Jefferson, Missouri | 9 | $ 1,322,000 | $ 146,888 | $ 0 |
| Grafton, New Hampshire | 9 | $ 1,962,000 | $ 218,000 | $ 110,000 |
| Atlantic, New Jersey | 9 | $ 1,857,000 | $ 206,333 | $ 72,000 |
| Cleveland, Oklahoma | 9 | $ 1,700,000 | $ 188,888 | $ 94,000 |
| Oklahoma, Oklahoma | 9 | $ 1,736,000 | $ 192,888 | $ 20,000 |
| Hood River, Oregon | 9 | $ 1,844,000 | $ 204,888 | $ 82,000 |
| Malheur, Oregon | 9 | $ 1,335,000 | $ 148,333 | $ 15,000 |
| Dauphin, Pennsylvania | 9 | $ 1,637,000 | $ 181,888 | $ 55,000 |
| Perry, Pennsylvania | 9 | $ 1,116,000 | $ 124,000 | $ 68,000 |
| Robertson, Tennessee | 9 | $ 1,382,000 | $ 153,555 | $ 59,000 |
| Frederick, Virginia | 9 | $ 1,594,000 | $ 177,111 | $ 77,000 |
| Norfolk, Virginia | 9 | $ 1,686,000 | $ 187,333 | $ 73,000 |
| Cowlitz, Washington | 9 | $ 1,707,000 | $ 189,666 | $ 38,000 |
| Siskiyou, California | 8 | $ 1,132,000 | $ 141,500 | $ 60,000 |
| Custer, Colorado | 8 | $ 1,369,000 | $ 171,125 | $ 66,000 |
| Gilpin, Colorado | 8 | $ 1,744,000 | $ 218,000 | $ 52,000 |
| Polk, Florida | 8 | $ 1,297,000 | $ 162,125 | $ 68,000 |
| Gem, Idaho | 8 | $ 1,443,000 | $ 180,375 | $ 50,000 |
| Boone, Illinois | 8 | $ 1,232,000 | $ 154,000 | $ 21,000 |
| Hendricks, Indiana | 8 | $ 1,116,000 | $ 139,500 | $ 74,000 |
| Calloway, Kentucky | 8 | $ 925,000 | $ 115,625 | $ 71,000 |
| Allegany, Maryland | 8 | $ 822,000 | $ 102,750 | $ 0 |
| Cass, Michigan | 8 | $ 2,383,000 | $ 297,875 | $ 276,000 |
| Benton, Minnesota | 8 | $ 1,468,000 | $ 183,500 | $ 61,000 |
| Gallatin, Montana | 8 | $ 1,705,000 | $ 213,125 | $ 69,000 |
| Park, Montana | 8 | $ 1,418,000 | $ 177,250 | $ 64,000 |
| Carson City, Nevada | 8 | $ 1,591,000 | $ 198,875 | $ 90,000 |
| Torrance, New Mexico | 8 | $ 1,089,000 | $ 136,125 | $ 57,000 |
| Curry, Oregon | 8 | $ 2,154,000 | $ 269,250 | $ 104,000 |
| Beaver, Pennsylvania | 8 | $ 997,000 | $ 124,625 | $ 108,000 |
| Butler, Pennsylvania | 8 | $ 2,070,000 | $ 258,750 | $ 94,000 |
| Dorchester, South Carolina | 8 | $ 2,107,000 | $ 263,375 | $ 83,000 |
| Monroe, Tennessee | 8 | $ 1,339,000 | $ 167,375 | $ 46,000 |
| Midland, Texas | 8 | $ 2,313,000 | $ 289,125 | $ 54,000 |
| Juab, Utah | 8 | $ 1,424,000 | $ 178,000 | $ 70,000 |
| Fauquier, Virginia | 8 | $ 2,397,000 | $ 299,625 | $ 93,000 |
| Hampton, Virginia | 8 | $ 1,284,000 | $ 160,500 | $ 59,000 |
| Hanover, Virginia | 8 | $ 1,508,000 | $ 188,500 | $ 78,000 |
| Manassas Park, Virginia | 8 | $ 1,292,000 | $ 161,500 | $ 45,000 |
| Richmond City, Virginia | 8 | $ 1,587,000 | $ 198,375 | $ 114,000 |
| Spotsylvania, Virginia | 8 | $ 2,004,000 | $ 250,500 | $ 54,000 |
| Uinta, Wyoming | 8 | $ 1,484,000 | $ 185,500 | $ 23,000 |
| Madison, Alabama | 7 | $ 1,534,000 | $ 219,142 | $ 73,000 |
| Saline, Arkansas | 7 | $ 1,194,000 | $ 170,571 | $ 45,000 |
| Delta, Colorado | 7 | $ 876,000 | $ 125,142 | $ 31,000 |
| Montrose, Colorado | 7 | $ 1,523,000 | $ 217,571 | $ 66,000 |
| Leon, Florida | 7 | $ 740,000 | $ 105,714 | $ 76,000 |
| Jackson, Georgia | 7 | $ 1,178,000 | $ 168,285 | $ 75,000 |
| Payette, Idaho | 7 | $ 972,000 | $ 138,857 | $ 35,000 |
| Grundy, Illinois | 7 | $ 1,111,000 | $ 158,714 | $ 45,000 |
| Polk, Iowa | 7 | $ 945,000 | $ 135,000 | $ 52,000 |
| Jefferson Davis, Louisiana | 7 | $ 909,000 | $ 129,857 | $ 0 |
| Queen Anne's, Maryland | 7 | $ 1,620,000 | $ 231,428 | $ 72,000 |
| Berrien, Michigan | 7 | $ 1,983,000 | $ 283,285 | $ 203,000 |
| Meeker, Minnesota | 7 | $ 699,000 | $ 99,857 | $ 38,000 |
| Lake, Montana | 7 | $ 1,825,000 | $ 260,714 | $ 78,000 |
| Lewis and Clark, Montana | 7 | $ 1,701,000 | $ 243,000 | $ 65,000 |
| Cape May, New Jersey | 7 | $ 1,861,000 | $ 265,857 | $ 88,000 |
| Sussex, New Jersey | 7 | $ 2,085,000 | $ 297,857 | $ 125,000 |
| Tillamook, Oregon | 7 | $ 1,308,000 | $ 186,857 | $ 110,000 |
| Wayne, Pennsylvania | 7 | $ 945,000 | $ 135,000 | $ 47,000 |
| Berkeley, South Carolina | 7 | $ 1,648,000 | $ 235,428 | $ 74,000 |
| Wilson, Tennessee | 7 | $ 1,088,000 | $ 155,428 | $ 44,000 |
| Lubbock, Texas | 7 | $ 1,074,000 | $ 153,428 | $ 88,000 |
| Carbon, Utah | 7 | $ 1,086,000 | $ 155,142 | $ 62,000 |
| Suffolk, Virginia | 7 | $ 1,493,000 | $ 213,285 | $ 47,000 |
| Okanogan, Washington | 7 | $ 2,008,000 | $ 286,857 | $ 141,000 |
| Berkeley, West Virginia | 7 | $ 1,202,000 | $ 171,714 | $ 42,000 |
| Cabell, West Virginia | 7 | $ 791,000 | $ 113,000 | $ 36,000 |
| Colusa, California | 6 | $ 797,000 | $ 132,833 | $ 59,000 |
| Huerfano, Colorado | 6 | $ 1,282,000 | $ 213,666 | $ 99,000 |
| Collier, Florida | 6 | $ 907,000 | $ 151,166 | $ 66,000 |
| Kauai, Hawaii | 6 | $ 2,885,000 | $ 480,833 | $ 72,000 |
| Idaho, Idaho | 6 | $ 1,001,000 | $ 166,833 | $ 55,000 |
| Oneida, Idaho | 6 | $ 787,000 | $ 131,166 | $ 81,000 |
| Ogle, Illinois | 6 | $ 951,000 | $ 158,500 | $ 57,000 |
| Jefferson, Iowa | 6 | $ 1,221,000 | $ 203,500 | $ 85,000 |
| Spencer, Kentucky | 6 | $ 1,078,000 | $ 179,666 | $ 94,000 |
| Iberville, Louisiana | 6 | $ 1,264,000 | $ 210,666 | $ 0 |
| Crow Wing, Minnesota | 6 | $ 1,047,000 | $ 174,500 | $ 32,000 |
| St. Louis, Missouri | 6 | $ 1,005,000 | $ 167,500 | $ 32,000 |
| Cumberland, New Jersey | 6 | $ 858,000 | $ 143,000 | $ 34,000 |
| Lawrence, Ohio | 6 | $ 1,241,000 | $ 206,833 | $ 66,000 |
| Wallowa, Oregon | 6 | $ 868,000 | $ 144,666 | $ 40,000 |
| Greenville, South Carolina | 6 | $ 1,490,000 | $ 248,333 | $ 130,000 |
| Lincoln, South Dakota | 6 | $ 862,000 | $ 143,666 | $ 25,000 |
| Hamblen, Tennessee | 6 | $ 753,000 | $ 125,500 | $ 34,000 |
| Loudon, Tennessee | 6 | $ 1,371,000 | $ 228,500 | $ 53,000 |
| Ellis, Texas | 6 | $ 994,000 | $ 165,666 | $ 162,000 |
| Emery, Utah | 6 | $ 921,000 | $ 153,500 | $ 57,000 |
| Campbell, Virginia | 6 | $ 914,000 | $ 152,333 | $ 45,000 |
| Roanoke, Virginia | 6 | $ 1,076,000 | $ 179,333 | $ 63,000 |
| Jefferson, Washington | 6 | $ 1,643,000 | $ 273,833 | $ 141,000 |
| Lewis, Washington | 6 | $ 1,411,000 | $ 235,166 | $ 72,000 |
| Skagit, Washington | 6 | $ 1,294,000 | $ 215,666 | $ 48,000 |
| Brown, Wisconsin | 6 | $ 530,000 | $ 88,333 | $ 78,000 |
| Rock, Wisconsin | 6 | $ 810,000 | $ 135,000 | $ 83,000 |
| Baldwin, Alabama | 5 | $ 874,000 | $ 174,800 | $ 13,000 |
| Blount, Alabama | 5 | $ 676,000 | $ 135,200 | $ 16,000 |
| Cullman, Alabama | 5 | $ 726,000 | $ 145,200 | $ 0 |
| Marion, Alabama | 5 | $ 589,000 | $ 117,800 | $ 0 |
| Talladega, Alabama | 5 | $ 1,006,000 | $ 201,200 | $ 0 |
| Apache, Arizona | 5 | $ 404,000 | $ 80,800 | $ 46,000 |
| Sebastian, Arkansas | 5 | $ 1,149,000 | $ 229,800 | $ 58,000 |
| Routt, Colorado | 5 | $ 1,913,000 | $ 382,600 | $ 179,000 |
| Kent, Delaware | 5 | $ 935,000 | $ 187,000 | $ 67,000 |
| Charlotte, Florida | 5 | $ 581,000 | $ 116,200 | $ 83,000 |
| Catoosa, Georgia | 5 | $ 791,000 | $ 158,200 | $ 62,000 |
| Peoria, Illinois | 5 | $ 679,000 | $ 135,800 | $ 46,000 |
| Rock Island, Illinois | 5 | $ 466,000 | $ 93,200 | $ 57,000 |
| Boone, Indiana | 5 | $ 527,000 | $ 105,400 | $ 73,000 |
| Johnson, Indiana | 5 | $ 935,000 | $ 187,000 | $ 44,000 |
| Scott, Iowa | 5 | $ 689,000 | $ 137,800 | $ 78,000 |
| Sedgwick, Kansas | 5 | $ 717,000 | $ 143,400 | $ 61,000 |
| Nelson, Kentucky | 5 | $ 869,000 | $ 173,800 | $ 75,000 |
| Calcasieu, Louisiana | 5 | $ 1,063,000 | $ 212,600 | $ 0 |
| Lafayette, Louisiana | 5 | $ 790,000 | $ 158,000 | $ 35,000 |
| Calvert, Maryland | 5 | $ 1,264,000 | $ 252,800 | $ 66,000 |
| Charles, Maryland | 5 | $ 1,342,000 | $ 268,400 | $ 82,000 |
| St. Mary's, Maryland | 5 | $ 1,723,000 | $ 344,600 | $ 66,000 |
| Berkshire, Massachusetts | 5 | $ 1,203,000 | $ 240,600 | $ 99,000 |
| Kent, Michigan | 5 | $ 417,000 | $ 83,400 | $ 26,000 |
| Blue Earth, Minnesota | 5 | $ 624,000 | $ 124,800 | $ 33,000 |
| Dodge, Minnesota | 5 | $ 763,000 | $ 152,600 | $ 59,000 |
| Goodhue, Minnesota | 5 | $ 1,573,000 | $ 314,600 | $ 178,000 |
| Itasca, Minnesota | 5 | $ 1,091,000 | $ 218,200 | $ 25,000 |
| St. Charles, Missouri | 5 | $ 912,000 | $ 182,400 | $ 18,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 40,863 | $10,494,295,000 | $256,000 | $1,705,000 | $92,000 | $4,007,000 |
| Home Purchase | 21,450 | $4,698,521,000 | $219,000 | $1,943,000 | $84,000 | $2,844,000 |
| Home Improvement | 667 | $143,882,000 | $215,000 | $630,000 | $94,000 | $1,849,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 40,041 | $9,681,409,000 | $241,000 | $1,768,000 | $97,000 | $3,600,000 |
| Asian | 7,109 | $1,981,360,000 | $278,000 | $1,500,000 | $107,000 | $2,929,000 |
| Hispanic | 6,525 | $1,407,617,000 | $215,000 | $1,351,000 | $66,000 | $1,656,000 |
| Not Provided | 4,497 | $1,166,512,000 | $259,000 | $1,943,000 | $99,000 | $4,007,000 |
| Not applicable | 3,247 | $741,637,000 | $228,000 | $891,000 | $0 | $0 |
| Black or African American | 1,103 | $241,373,000 | $218,000 | $914,000 | $72,000 | $583,000 |
| Native Hawaiian or Other Pacific Islander | 313 | $82,752,000 | $264,000 | $965,000 | $86,000 | $478,000 |
| American Indian or Alaskan Native | 145 | $34,038,000 | $234,000 | $1,275,000 | $91,000 | $1,607,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 46,949 | $11,846,967,000 | $252,000 | $1,943,000 | $105,000 | $4,007,000 |
| FHA-insured (Federal Housing Administration) | 13,053 | $2,864,873,000 | $219,000 | $939,000 | $43,000 | $838,000 |
| VA-guaranteed (Veterans Administration) | 1,506 | $378,441,000 | $251,000 | $685,000 | $62,000 | $309,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,472 | $246,417,000 | $167,000 | $424,000 | $46,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 45,515 | $11,096,114,000 | $243,000 | $1,943,000 | $95,000 | $4,007,000 |
| Application Approved But Not Accepted | 6,942 | $1,731,745,000 | $249,000 | $1,768,000 | $98,000 | $2,913,000 |
| Application Denied By Financial Institution | 4,263 | $1,038,698,000 | $243,000 | $1,705,000 | $87,000 | $3,065,000 |
| Loan Purchased By The Institution | 3,247 | $741,637,000 | $228,000 | $891,000 | $0 | $0 |
| File Closed For Incompleteness | 2,153 | $517,386,000 | $240,000 | $1,395,000 | $84,000 | $2,247,000 |
| Application Withdrawn By Applicant | 860 | $211,118,000 | $245,000 | $769,000 | $100,000 | $3,600,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,315 | $357,775,000 | $272,000 | $1,340,000 | $67,000 | $571,000 |
| Other | 926 | $215,675,000 | $232,000 | $1,705,000 | $105,000 | $2,929,000 |
| Collateral | 893 | $209,639,000 | $234,000 | $1,420,000 | $105,000 | $3,065,000 |
| Credit History | 582 | $131,766,000 | $226,000 | $914,000 | $76,000 | $587,000 |
| Unverifiable Information | 231 | $54,949,000 | $237,000 | $1,500,000 | $100,000 | $780,000 |
| Credit Application Incomplete | 132 | $29,747,000 | $225,000 | $625,000 | $95,000 | $334,000 |
| Employment History | 108 | $23,858,000 | $220,000 | $802,000 | $66,000 | $287,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 50 | $9,453,000 | $189,000 | $483,000 | $61,000 | $189,000 |
| Mortgage Insurance Denied | 24 | $5,517,000 | $229,000 | $437,000 | $66,000 | $222,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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