Stearns Lending, Llc
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Lending, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 77,769 |
| Total Mortgage Loan Application Amount | $21,682,550,000 |
| Average Mortgage Loan Application Amount | $278,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $5,193,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnston County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
| Kay County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Murray County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Osage County Oklahoma | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Ottawa County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Pontotoc County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Pottawatomie County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Stephens County Oklahoma | 1 | $ 370,000 | $ 370,000 | $ 93,000 |
| Texas County Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Harney County Oregon | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Lake County Oregon | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Wallowa County Oregon | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Elk County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Erie County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| Fulton County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| McKean County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 91,000 |
| Sullivan County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 243,000 | $ 243,000 | $ 55,000 |
| Warren County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 104,000 |
| Abbeville County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Bamberg County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
| Calhoun County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 102,000 |
| Greenwood County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Custer County South Dakota | 1 | $ 381,000 | $ 381,000 | $ 78,000 |
| Lawrence County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Walworth County South Dakota | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
| Yankton County South Dakota | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 82,000 |
| Campbell County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Cheatham County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Chester County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 57,000 |
| Cocke County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 0 |
| DeKalb County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Dickson County Tennessee | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Grainger County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 100,000 |
| Greene County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Lawrence County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Macon County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| McMinn County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Meigs County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 135,000 |
| Monroe County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Morgan County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Overton County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 41,000 |
| Rhea County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Roane County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Smith County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Tipton County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Unicoi County Tennessee | 1 | $ 233,000 | $ 233,000 | $ 61,000 |
| Blanco County Texas | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Bowie County Texas | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Brown County Texas | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
| Camp County Texas | 1 | $ 198,000 | $ 198,000 | $ 107,000 |
| Cherokee County Texas | 1 | $ 59,000 | $ 59,000 | $ 46,000 |
| Colorado County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Cooke County Texas | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Crane County Texas | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Delta County Texas | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Erath County Texas | 1 | $ 86,000 | $ 86,000 | $ 155,000 |
| Falls County Texas | 1 | $ 300,000 | $ 300,000 | $ 208,000 |
| Franklin County Texas | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Freestone County Texas | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Gaines County Texas | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Gillespie County Texas | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Gray County Texas | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Grimes County Texas | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Hartley County Texas | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Haskell County Texas | 1 | $ 206,000 | $ 206,000 | $ 52,000 |
| Hemphill County Texas | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Hood County Texas | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Houston County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Irion County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lamar County Texas | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
| Lamb County Texas | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Lee County Texas | 1 | $ 240,000 | $ 240,000 | $ 130,000 |
| Leon County Texas | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Medina County Texas | 1 | $ 231,000 | $ 231,000 | $ 62,000 |
| Moore County Texas | 1 | $ 152,000 | $ 152,000 | $ 121,000 |
| Navarro County Texas | 1 | $ 146,000 | $ 146,000 | $ 66,000 |
| Newton County Texas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Pecos County Texas | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Refugio County Texas | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Rusk County Texas | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Somervell County Texas | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Tyler County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Upshur County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Val Verde County Texas | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Beaver County Utah | 1 | $ 179,000 | $ 179,000 | $ 77,000 |
| Daggett County Utah | 1 | $ 228,000 | $ 228,000 | $ 142,000 |
| Emery County Utah | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Grand County Utah | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Bennington County Vermont | 1 | $ 304,000 | $ 304,000 | $ 115,000 |
| Windham County Vermont | 1 | $ 296,000 | $ 296,000 | $ 240,000 |
| Accomack County Virginia | 1 | $ 238,000 | $ 238,000 | $ 135,000 |
| Alleghany County Virginia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Bland County Virginia | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Charles City County Virginia | 1 | $ 211,000 | $ 211,000 | $ 49,000 |
| Charlotte County Virginia | 1 | $ 57,000 | $ 57,000 | $ 91,000 |
| Dickenson County Virginia | 1 | $ 54,000 | $ 54,000 | $ 44,000 |
| Falls Church County Virginia | 1 | $ 924,000 | $ 924,000 | $ 324,000 |
| Fluvanna County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Goochland County Virginia | 1 | $ 262,000 | $ 262,000 | $ 71,000 |
| Greene County Virginia | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Madison County Virginia | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Northumberland County Virginia | 1 | $ 288,000 | $ 288,000 | $ 208,000 |
| Patrick County Virginia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Petersburg County Virginia | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Rockbridge County Virginia | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Scott County Virginia | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Staunton County Virginia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Surry County Virginia | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Chelan County Washington | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Jefferson County Washington | 1 | $ 368,000 | $ 368,000 | $ 125,000 |
| San Juan County Washington | 1 | $ 324,000 | $ 324,000 | $ 62,000 |
| Jackson County West Virginia | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 361,000 | $ 361,000 | $ 76,000 |
| Raleigh County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Tucker County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 110,000 |
| Wayne County West Virginia | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Eau Claire County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Kewaunee County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Manitowoc County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Marquette County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Rusk County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 161,000 |
| Sawyer County Wisconsin | 1 | $ 241,000 | $ 241,000 | $ 96,000 |
| Albany County Wyoming | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| Carbon County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Goshen County Wyoming | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Natrona County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 54,104 | $14,920,663,000 | $275,000 | $3,000,000 | $80,000 | $5,193,000 |
| Refinancing | 22,784 | $6,520,530,000 | $286,000 | $2,390,000 | $88,000 | $2,454,000 |
| Home Improvement | 881 | $241,357,000 | $273,000 | $1,250,000 | $90,000 | $1,296,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 37,719 | $10,251,370,000 | $271,000 | $2,310,000 | $103,000 | $5,193,000 |
| Not applicable | 13,194 | $3,816,699,000 | $289,000 | $2,500,000 | $0 | $0 |
| Hispanic | 11,305 | $2,894,485,000 | $256,000 | $1,278,000 | $79,000 | $1,385,000 |
| Asian | 6,333 | $2,145,545,000 | $338,000 | $2,887,000 | $119,000 | $4,188,000 |
| Not Provided | 4,994 | $1,466,672,000 | $293,000 | $3,000,000 | $103,000 | $3,078,000 |
| Black or African American | 3,604 | $912,231,000 | $253,000 | $1,785,000 | $81,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 410 | $137,081,000 | $334,000 | $1,013,000 | $102,000 | $1,064,000 |
| American Indian or Alaskan Native | 210 | $58,467,000 | $278,000 | $1,580,000 | $99,000 | $697,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48,114 | $13,916,761,000 | $289,000 | $3,000,000 | $94,000 | $5,193,000 |
| FHA-insured (Federal Housing Administration) | 19,655 | $4,808,125,000 | $244,000 | $928,000 | $62,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 7,975 | $2,608,044,000 | $327,000 | $2,332,000 | $69,000 | $1,620,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,025 | $349,620,000 | $172,000 | $657,000 | $46,000 | $264,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 46,594 | $12,817,747,000 | $275,000 | $2,338,000 | $99,000 | $5,193,000 |
| Loan Purchased By The Institution | 13,194 | $3,816,699,000 | $289,000 | $2,500,000 | $0 | $0 |
| Application Denied By Financial Institution | 9,748 | $2,789,999,000 | $286,000 | $3,000,000 | $99,000 | $3,063,000 |
| Application Withdrawn By Applicant | 6,689 | $1,826,135,000 | $273,000 | $1,572,000 | $99,000 | $3,078,000 |
| File Closed For Incompleteness | 1,074 | $295,966,000 | $275,000 | $1,000,000 | $94,000 | $1,385,000 |
| Application Approved But Not Accepted | 470 | $136,004,000 | $289,000 | $1,190,000 | $95,000 | $770,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 4,617 | $1,380,942,000 | $299,000 | $2,390,000 | $106,000 | $1,758,000 |
| Collateral | 1,737 | $459,751,000 | $264,000 | $2,887,000 | $103,000 | $1,525,000 |
| Debt-To-Income Ratio | 1,477 | $431,451,000 | $292,000 | $1,890,000 | $76,000 | $1,177,000 |
| Credit History | 857 | $239,811,000 | $279,000 | $1,480,000 | $98,000 | $1,000,000 |
| Other | 478 | $124,201,000 | $259,000 | $1,005,000 | $98,000 | $1,198,000 |
| Credit Application Incomplete | 282 | $73,105,000 | $259,000 | $3,000,000 | $93,000 | $3,063,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 173 | $45,363,000 | $262,000 | $2,000,000 | $96,000 | $2,443,000 |
| Employment History | 123 | $34,551,000 | $280,000 | $1,240,000 | $77,000 | $400,000 |
| Mortgage Insurance Denied | 4 | $824,000 | $206,000 | $417,000 | $59,000 | $120,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.