Stearns Lending, Llc
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Lending, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63,483 |
| Total Mortgage Loan Application Amount | $18,307,605,000 |
| Average Mortgage Loan Application Amount | $305,000 |
| Highest Mortgage Loan Application Amount | $3,405,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $7,816,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Love County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Marshall County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Mayes County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Nowata County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Ottawa County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Baker County Oregon | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Gilliam County Oregon | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Hood River County Oregon | 1 | $ 215,000 | $ 215,000 | $ 204,000 |
| Lake County Oregon | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Clarion County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Greene County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| McKean County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Snyder County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Sullivan County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Warren County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Chesterfield County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Colleton County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Union County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Clay County South Dakota | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Hutchinson County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lawrence County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Lincoln County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sanborn County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bledsoe County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Cheatham County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Cocke County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Franklin County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Macon County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Marshall County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Perry County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pickett County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Roane County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| White County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Atascosa County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Austin County Texas | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Bandera County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Bosque County Texas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Brooks County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Burleson County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Calhoun County Texas | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Colorado County Texas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Dawson County Texas | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Eastland County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fayette County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jackson County Texas | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Jasper County Texas | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Kerr County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Mason County Texas | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Montague County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Morris County Texas | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Rains County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Red River County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Robertson County Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| San Saba County Texas | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Terry County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Titus County Texas | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Trinity County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Washington County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Wichita County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Willacy County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Young County Texas | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Piute County Utah | 1 | $ 195,000 | $ 195,000 | $ 0 |
| San Juan County Utah | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Washington County Vermont | 1 | $ 245,000 | $ 245,000 | $ 277,000 |
| Windham County Vermont | 1 | $ 95,000 | $ 95,000 | $ 143,000 |
| Windsor County Vermont | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Accomack County Virginia | 1 | $ 85,000 | $ 85,000 | $ 172,000 |
| Alleghany County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Buchanan County Virginia | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Charlotte County Virginia | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Colonial Heights County Virginia | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Cumberland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Falls Church County Virginia | 1 | $ 485,000 | $ 485,000 | $ 244,000 |
| Gloucester County Virginia | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Greene County Virginia | 1 | $ 135,000 | $ 135,000 | $ 135,000 |
| Harrisonburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Henry County Virginia | 1 | $ 325,000 | $ 325,000 | $ 186,000 |
| Manassas Park County Virginia | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Northumberland County Virginia | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Nottoway County Virginia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Patrick County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Pulaski County Virginia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Richmond County Virginia | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Waynesboro County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Adams County Washington | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Chelan County Washington | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Douglas County Washington | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Mason County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Okanogan County Washington | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Cabell County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Logan County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Marion County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Preston County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Buffalo County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Eau Claire County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Forest County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Green County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| La Crosse County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Portage County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Shawano County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Park County Wyoming | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Teton County Wyoming | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Uinta County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 45,198 | $12,325,360,000 | $272,000 | $2,205,000 | $98,000 | $3,577,000 |
| Refinancing | 9,769 | $3,353,015,000 | $343,000 | $2,565,000 | $106,000 | $7,816,000 |
| Cash-out Refinancing | 8,117 | $2,510,745,000 | $309,000 | $3,405,000 | $111,000 | $7,080,000 |
| Home Improvement | 399 | $118,485,000 | $296,000 | $1,495,000 | $109,000 | $1,982,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,800 | $6,889,590,000 | $289,000 | $2,205,000 | $0 | $0 |
| White | 22,104 | $6,232,250,000 | $281,000 | $3,405,000 | $104,000 | $7,816,000 |
| Hispanic | 7,855 | $2,098,775,000 | $267,000 | $1,475,000 | $86,000 | $7,080,000 |
| Not Provided | 3,545 | $1,114,805,000 | $314,000 | $2,075,000 | $109,000 | $2,036,000 |
| Asian | 3,256 | $1,184,450,000 | $363,000 | $1,495,000 | $126,000 | $1,640,000 |
| Black or African American | 2,541 | $664,165,000 | $261,000 | $1,505,000 | $84,000 | $531,000 |
| Native Hawaiian or Other Pacific Islander | 169 | $60,635,000 | $358,000 | $765,000 | $90,000 | $290,000 |
| American Indian or Alaskan Native | 95 | $25,125,000 | $264,000 | $705,000 | $96,000 | $668,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,453 | $11,330,585,000 | $294,000 | $3,405,000 | $122,000 | $7,816,000 |
| FHA-insured (Federal Housing Administration) | 15,929 | $4,075,835,000 | $255,000 | $1,405,000 | $75,000 | $1,152,000 |
| VA-guaranteed (Veterans Administration) | 7,576 | $2,632,410,000 | $347,000 | $1,835,000 | $75,000 | $980,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,525 | $268,775,000 | $176,000 | $805,000 | $56,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,382 | $8,062,620,000 | $284,000 | $2,075,000 | $101,000 | $7,816,000 |
| Loan Purchased By The Institution | 23,800 | $6,889,590,000 | $289,000 | $2,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 7,177 | $2,168,335,000 | $302,000 | $2,505,000 | $99,000 | $2,615,000 |
| Application Withdrawn By Applicant | 2,938 | $839,610,000 | $285,000 | $3,405,000 | $107,000 | $5,481,000 |
| File Closed For Incompleteness | 805 | $227,585,000 | $282,000 | $1,695,000 | $115,000 | $7,080,000 |
| Application Approved But Not Accepted | 381 | $119,865,000 | $314,000 | $1,505,000 | $101,000 | $991,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 56,306 | $16,139,270,000 | $286,000 | $3,405,000 | $102,000 | $7,816,000 |
| Unverifiable Information | 3,196 | $1,030,240,000 | $322,000 | $2,315,000 | $109,000 | $2,615,000 |
| Debt-To-Income Ratio | 1,090 | $336,110,000 | $308,000 | $2,505,000 | $81,000 | $1,973,000 |
| Collateral | 894 | $246,830,000 | $276,000 | $1,205,000 | $100,000 | $770,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 683 | $195,145,000 | $285,000 | $1,685,000 | $92,000 | $443,000 |
| Credit History | 585 | $157,605,000 | $269,000 | $1,235,000 | $92,000 | $1,469,000 |
| Other | 382 | $104,430,000 | $273,000 | $1,345,000 | $89,000 | $1,333,000 |
| Employment History | 178 | $42,550,000 | $239,000 | $835,000 | $69,000 | $473,000 |
| Credit Application Incomplete | 165 | $54,155,000 | $328,000 | $1,305,000 | $112,000 | $1,200,000 |
| Mortgage Insurance Denied | 4 | $1,270,000 | $317,000 | $425,000 | $89,000 | $140,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.