Stearns Lending, LLC Mortgage Lending & HMDA Data, 2019
In 2019, Stearns Lending, LLC of Santa Ana, CA reported 63,483 mortgage applications totaling $18.3 billion, down 5% from 2018. The average application was for $288,385, and applicants reported an average income of $100,962. 45% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (3,043), Houston-The Woodlands-Sugar Land, TX (2,701) and Los Angeles-Long Beach-Glendale, CA (2,453) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63,483 |
| Total Mortgage Loan Application Amount | $18,307,605,000 |
| Average Mortgage Loan Application Amount | $288,385 |
| Highest Mortgage Loan Application Amount | $3,405,000 |
| Average Applicant Income | $100,962 |
| Highest Applicant Income | $7,816,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 2,453 | $ 1,135,485,000 | $ 462,896 | $ 129,000 |
| Riverside, California | 2,105 | $ 666,425,000 | $ 316,591 | $ 106,000 |
| Harris, Texas | 1,553 | $ 355,735,000 | $ 229,063 | $ 95,000 |
| Cook, Illinois | 1,437 | $ 337,895,000 | $ 235,139 | $ 98,000 |
| Maricopa, Arizona | 1,331 | $ 358,805,000 | $ 269,575 | $ 94,000 |
| Clark, Nevada | 1,319 | $ 377,815,000 | $ 286,440 | $ 87,000 |
| San Diego, California | 1,205 | $ 525,755,000 | $ 436,311 | $ 127,000 |
| Salt Lake, Utah | 1,148 | $ 357,630,000 | $ 311,524 | $ 87,000 |
| San Bernardino, California | 938 | $ 276,840,000 | $ 295,138 | $ 97,000 |
| Orange, California | 924 | $ 468,960,000 | $ 507,532 | $ 165,000 |
| San Joaquin, California | 917 | $ 223,255,000 | $ 243,462 | $ 91,000 |
| Bexar, Texas | 839 | $ 197,855,000 | $ 235,822 | $ 182,000 |
| Honolulu, Hawaii | 831 | $ 428,735,000 | $ 515,926 | $ 98,000 |
| Sacramento, California | 616 | $ 176,080,000 | $ 285,844 | $ 90,000 |
| Contra Costa, California | 613 | $ 254,015,000 | $ 414,380 | $ 129,000 |
| Fresno, California | 603 | $ 153,565,000 | $ 254,668 | $ 85,000 |
| Denver, Colorado | 601 | $ 221,575,000 | $ 368,677 | $ 98,000 |
| Alameda, California | 582 | $ 349,350,000 | $ 600,257 | $ 174,000 |
| Pima, Arizona | 547 | $ 115,335,000 | $ 210,850 | $ 86,000 |
| Santa Clara, California | 546 | $ 323,410,000 | $ 592,326 | $ 171,000 |
| Fort Bend, Texas | 538 | $ 138,080,000 | $ 256,654 | $ 111,000 |
| Monterey, California | 532 | $ 178,250,000 | $ 335,056 | $ 105,000 |
| Utah, Utah | 532 | $ 161,810,000 | $ 304,154 | $ 88,000 |
| Ventura, California | 517 | $ 233,925,000 | $ 452,466 | $ 119,000 |
| Travis, Texas | 488 | $ 130,700,000 | $ 267,827 | $ 139,000 |
| Williamson, Texas | 468 | $ 123,220,000 | $ 263,290 | $ 103,000 |
| Arapahoe, Colorado | 463 | $ 157,335,000 | $ 339,816 | $ 94,000 |
| Sonoma, California | 448 | $ 205,610,000 | $ 458,950 | $ 133,000 |
| Broward, Florida | 420 | $ 118,450,000 | $ 282,023 | $ 97,000 |
| Duval, Florida | 414 | $ 106,490,000 | $ 257,222 | $ 96,000 |
| Davis, Utah | 412 | $ 127,570,000 | $ 309,635 | $ 84,000 |
| Tulare, California | 402 | $ 66,990,000 | $ 166,641 | $ 84,000 |
| Palm Beach, Florida | 385 | $ 102,045,000 | $ 265,051 | $ 113,000 |
| Cobb, Georgia | 382 | $ 103,980,000 | $ 272,198 | $ 91,000 |
| El Paso, Colorado | 373 | $ 108,465,000 | $ 290,790 | $ 80,000 |
| Jefferson, Colorado | 371 | $ 138,205,000 | $ 372,520 | $ 111,000 |
| Stanislaus, California | 370 | $ 83,960,000 | $ 226,918 | $ 79,000 |
| Douglas, Colorado | 350 | $ 131,820,000 | $ 376,628 | $ 119,000 |
| Miami-Dade, Florida | 347 | $ 100,145,000 | $ 288,602 | $ 104,000 |
| Denton, Texas | 328 | $ 91,480,000 | $ 278,902 | $ 129,000 |
| Chatham, Georgia | 321 | $ 75,995,000 | $ 236,744 | $ 110,000 |
| Luzerne, Pennsylvania | 313 | $ 39,245,000 | $ 125,383 | $ 61,000 |
| Fulton, Georgia | 301 | $ 85,745,000 | $ 284,867 | $ 119,000 |
| Weber, Utah | 299 | $ 78,065,000 | $ 261,086 | $ 83,000 |
| Adams, Colorado | 284 | $ 91,870,000 | $ 323,485 | $ 82,000 |
| Orange, Florida | 281 | $ 73,955,000 | $ 263,185 | $ 84,000 |
| Gwinnett, Georgia | 279 | $ 67,515,000 | $ 241,989 | $ 77,000 |
| Hillsborough, Florida | 277 | $ 62,815,000 | $ 226,768 | $ 76,000 |
| Pinal, Arizona | 274 | $ 59,780,000 | $ 218,175 | $ 96,000 |
| Lane, Oregon | 273 | $ 67,635,000 | $ 247,747 | $ 84,000 |
| Jefferson, Kentucky | 271 | $ 53,415,000 | $ 197,103 | $ 66,000 |
| Montgomery, Texas | 269 | $ 67,945,000 | $ 252,583 | $ 137,000 |
| Polk, Florida | 262 | $ 50,930,000 | $ 194,389 | $ 77,000 |
| Tarrant, Texas | 250 | $ 65,210,000 | $ 260,840 | $ 120,000 |
| Madison, Alabama | 243 | $ 51,735,000 | $ 212,901 | $ 83,000 |
| Clark, Washington | 241 | $ 77,865,000 | $ 323,091 | $ 119,000 |
| Will, Illinois | 240 | $ 54,240,000 | $ 226,000 | $ 106,000 |
| Hennepin, Minnesota | 237 | $ 40,415,000 | $ 170,527 | $ 87,000 |
| Lackawanna, Pennsylvania | 235 | $ 30,995,000 | $ 131,893 | $ 64,000 |
| Allegheny, Pennsylvania | 230 | $ 36,350,000 | $ 158,043 | $ 77,000 |
| DuPage, Illinois | 227 | $ 58,285,000 | $ 256,762 | $ 117,000 |
| Solano, California | 225 | $ 80,905,000 | $ 359,577 | $ 110,000 |
| Collin, Texas | 225 | $ 68,455,000 | $ 304,244 | $ 167,000 |
| Lake, California | 217 | $ 45,765,000 | $ 210,898 | $ 88,000 |
| Bernalillo, New Mexico | 217 | $ 50,655,000 | $ 233,433 | $ 103,000 |
| St. Johns, Florida | 216 | $ 55,460,000 | $ 256,759 | $ 93,000 |
| Mecklenburg, North Carolina | 214 | $ 55,310,000 | $ 258,457 | $ 148,000 |
| Bristol, Massachusetts | 203 | $ 54,565,000 | $ 268,793 | $ 84,000 |
| Okaloosa, Florida | 201 | $ 56,735,000 | $ 282,263 | $ 55,000 |
| Multnomah, Oregon | 200 | $ 59,010,000 | $ 295,050 | $ 90,000 |
| Weld, Colorado | 199 | $ 63,195,000 | $ 317,562 | $ 72,000 |
| Washington, Oregon | 197 | $ 64,485,000 | $ 327,335 | $ 94,000 |
| Kern, California | 195 | $ 38,375,000 | $ 196,794 | $ 84,000 |
| Larimer, Colorado | 190 | $ 64,660,000 | $ 340,315 | $ 96,000 |
| Osceola, Florida | 185 | $ 44,935,000 | $ 242,891 | $ 67,000 |
| Anchorage, Alaska | 181 | $ 56,745,000 | $ 313,508 | $ 112,000 |
| Cherokee, Georgia | 179 | $ 48,635,000 | $ 271,703 | $ 105,000 |
| Wake, North Carolina | 179 | $ 51,645,000 | $ 288,519 | $ 130,000 |
| Klamath, Oregon | 175 | $ 36,275,000 | $ 207,285 | $ 84,000 |
| Caldwell, North Carolina | 168 | $ 23,960,000 | $ 142,619 | $ 0 |
| Boulder, Colorado | 166 | $ 75,130,000 | $ 452,590 | $ 96,000 |
| Polk, Iowa | 166 | $ 35,000,000 | $ 210,843 | $ 98,000 |
| Lake, Florida | 161 | $ 36,785,000 | $ 228,478 | $ 72,000 |
| Imperial, California | 159 | $ 27,325,000 | $ 171,855 | $ 68,000 |
| DeKalb, Georgia | 159 | $ 42,975,000 | $ 270,283 | $ 110,000 |
| Chesterfield, Virginia | 159 | $ 30,845,000 | $ 193,993 | $ 60,000 |
| Santa Cruz, California | 158 | $ 83,720,000 | $ 529,873 | $ 184,000 |
| San Mateo, California | 157 | $ 100,475,000 | $ 639,968 | $ 180,000 |
| Tooele, Utah | 157 | $ 39,555,000 | $ 251,942 | $ 76,000 |
| Charleston, South Carolina | 155 | $ 49,125,000 | $ 316,935 | $ 117,000 |
| Brazoria, Texas | 151 | $ 38,755,000 | $ 256,655 | $ 111,000 |
| Dallas, Texas | 151 | $ 40,935,000 | $ 271,092 | $ 125,000 |
| Galveston, Texas | 151 | $ 34,425,000 | $ 227,980 | $ 120,000 |
| Washington, Utah | 150 | $ 42,610,000 | $ 284,066 | $ 120,000 |
| Kane, Illinois | 149 | $ 29,495,000 | $ 197,953 | $ 100,000 |
| Oklahoma, Oklahoma | 149 | $ 27,145,000 | $ 182,181 | $ 61,000 |
| Snohomish, Washington | 141 | $ 52,815,000 | $ 374,574 | $ 101,000 |
| Paulding, Georgia | 139 | $ 29,595,000 | $ 212,913 | $ 79,000 |
| Kootenai, Idaho | 139 | $ 37,975,000 | $ 273,201 | $ 96,000 |
| Missoula, Montana | 139 | $ 35,855,000 | $ 257,949 | $ 93,000 |
| Cache, Utah | 139 | $ 34,815,000 | $ 250,467 | $ 81,000 |
| Horry, South Carolina | 138 | $ 30,050,000 | $ 217,753 | $ 105,000 |
| San Benito, California | 137 | $ 68,345,000 | $ 498,868 | $ 136,000 |
| Comal, Texas | 137 | $ 33,835,000 | $ 246,970 | $ 242,000 |
| Lake, Illinois | 136 | $ 37,380,000 | $ 274,852 | $ 137,000 |
| McHenry, Illinois | 134 | $ 29,020,000 | $ 216,567 | $ 97,000 |
| Montgomery, Pennsylvania | 134 | $ 38,090,000 | $ 284,253 | $ 107,000 |
| Waukesha, Wisconsin | 134 | $ 43,180,000 | $ 322,238 | $ 125,000 |
| Yellowstone, Montana | 132 | $ 30,840,000 | $ 233,636 | $ 82,000 |
| York, South Carolina | 131 | $ 30,215,000 | $ 230,648 | $ 111,000 |
| Clackamas, Oregon | 128 | $ 45,610,000 | $ 356,328 | $ 104,000 |
| Monroe, Pennsylvania | 127 | $ 18,865,000 | $ 148,543 | $ 85,000 |
| Merced, California | 126 | $ 27,710,000 | $ 219,920 | $ 72,000 |
| Placer, California | 126 | $ 52,120,000 | $ 413,650 | $ 142,000 |
| Matanuska-Susitna, Alaska | 122 | $ 33,440,000 | $ 274,098 | $ 87,000 |
| Guadalupe, Texas | 121 | $ 27,735,000 | $ 229,214 | $ 72,000 |
| Sutter, California | 120 | $ 23,410,000 | $ 195,083 | $ 73,000 |
| St. Lucie, Florida | 119 | $ 24,465,000 | $ 205,588 | $ 79,000 |
| Ramsey, Minnesota | 119 | $ 20,315,000 | $ 170,714 | $ 66,000 |
| Lee, Florida | 118 | $ 26,420,000 | $ 223,898 | $ 93,000 |
| Coos, Oregon | 118 | $ 26,460,000 | $ 224,237 | $ 81,000 |
| Clark, Indiana | 117 | $ 22,365,000 | $ 191,153 | $ 60,000 |
| Rockingham, New Hampshire | 117 | $ 35,965,000 | $ 307,393 | $ 113,000 |
| Oakland, Michigan | 110 | $ 28,040,000 | $ 254,909 | $ 100,000 |
| Guilford, North Carolina | 110 | $ 23,670,000 | $ 215,181 | $ 101,000 |
| Spokane, Washington | 110 | $ 24,040,000 | $ 218,545 | $ 69,000 |
| Brevard, Florida | 108 | $ 27,740,000 | $ 256,851 | $ 78,000 |
| Pinellas, Florida | 106 | $ 24,940,000 | $ 235,283 | $ 111,000 |
| King, Washington | 105 | $ 47,965,000 | $ 456,809 | $ 104,000 |
| Lycoming, Pennsylvania | 104 | $ 16,670,000 | $ 160,288 | $ 81,000 |
| Cumberland, North Carolina | 103 | $ 18,295,000 | $ 177,621 | $ 77,000 |
| Yavapai, Arizona | 102 | $ 24,620,000 | $ 241,372 | $ 82,000 |
| Mendocino, California | 101 | $ 31,235,000 | $ 309,257 | $ 98,000 |
| Plymouth, Massachusetts | 101 | $ 32,295,000 | $ 319,752 | $ 95,000 |
| Grayson, Texas | 101 | $ 20,445,000 | $ 202,425 | $ 168,000 |
| Forsyth, Georgia | 100 | $ 31,450,000 | $ 314,500 | $ 116,000 |
| Nueces, Texas | 100 | $ 18,650,000 | $ 186,500 | $ 90,000 |
| Santa Barbara, California | 99 | $ 46,105,000 | $ 465,707 | $ 131,000 |
| Hays, Texas | 99 | $ 24,255,000 | $ 245,000 | $ 92,000 |
| Volusia, Florida | 96 | $ 17,750,000 | $ 184,895 | $ 61,000 |
| Prince George's, Maryland | 96 | $ 35,650,000 | $ 371,354 | $ 109,000 |
| St. Louis, Missouri | 95 | $ 25,155,000 | $ 264,789 | $ 96,000 |
| San Francisco, California | 94 | $ 56,630,000 | $ 602,446 | $ 202,000 |
| Effingham, Georgia | 94 | $ 18,770,000 | $ 199,680 | $ 102,000 |
| Coconino, Arizona | 92 | $ 27,930,000 | $ 303,586 | $ 132,000 |
| Fairfax, Virginia | 92 | $ 46,390,000 | $ 504,239 | $ 128,000 |
| Montgomery, Maryland | 90 | $ 36,960,000 | $ 410,666 | $ 113,000 |
| Middlesex, Massachusetts | 90 | $ 37,720,000 | $ 419,111 | $ 124,000 |
| Glynn, Georgia | 88 | $ 21,820,000 | $ 247,954 | $ 117,000 |
| Marion, Florida | 86 | $ 14,400,000 | $ 167,441 | $ 61,000 |
| Pueblo, Colorado | 85 | $ 16,185,000 | $ 190,411 | $ 56,000 |
| Centre, Pennsylvania | 85 | $ 18,125,000 | $ 213,235 | $ 113,000 |
| Providence, Rhode Island | 85 | $ 20,805,000 | $ 244,764 | $ 86,000 |
| Milwaukee, Wisconsin | 85 | $ 14,255,000 | $ 167,705 | $ 79,000 |
| Lafayette, Louisiana | 84 | $ 17,860,000 | $ 212,619 | $ 81,000 |
| Philadelphia, Pennsylvania | 83 | $ 19,885,000 | $ 239,578 | $ 85,000 |
| Anoka, Minnesota | 82 | $ 15,170,000 | $ 185,000 | $ 70,000 |
| Berkeley, South Carolina | 82 | $ 19,910,000 | $ 242,804 | $ 87,000 |
| Onslow, North Carolina | 79 | $ 13,025,000 | $ 164,873 | $ 65,000 |
| Stafford, Virginia | 79 | $ 30,845,000 | $ 390,443 | $ 114,000 |
| Pierce, Washington | 79 | $ 25,645,000 | $ 324,620 | $ 94,000 |
| Madera, California | 78 | $ 18,710,000 | $ 239,871 | $ 73,000 |
| Barnstable, Massachusetts | 76 | $ 23,200,000 | $ 305,263 | $ 99,000 |
| Marshall, Alabama | 74 | $ 17,170,000 | $ 232,027 | $ 0 |
| Marion, Indiana | 74 | $ 14,760,000 | $ 199,459 | $ 67,000 |
| Deschutes, Oregon | 74 | $ 21,260,000 | $ 287,297 | $ 92,000 |
| Wayne, Michigan | 73 | $ 14,515,000 | $ 198,835 | $ 70,000 |
| Dakota, Minnesota | 72 | $ 14,510,000 | $ 201,527 | $ 86,000 |
| Baltimore, Maryland | 71 | $ 19,685,000 | $ 277,253 | $ 74,000 |
| Chaves, New Mexico | 71 | $ 11,315,000 | $ 159,366 | $ 76,000 |
| Franklin, Ohio | 70 | $ 13,410,000 | $ 191,571 | $ 76,000 |
| Henry, Georgia | 69 | $ 14,195,000 | $ 205,724 | $ 70,000 |
| St. Louis, Minnesota | 69 | $ 10,025,000 | $ 145,289 | $ 91,000 |
| Marion, Oregon | 69 | $ 18,755,000 | $ 271,811 | $ 102,000 |
| Box Elder, Utah | 69 | $ 16,045,000 | $ 232,536 | $ 71,000 |
| Ada, Idaho | 68 | $ 20,590,000 | $ 302,794 | $ 108,000 |
| Bucks, Pennsylvania | 68 | $ 21,510,000 | $ 316,323 | $ 138,000 |
| Hillsborough, New Hampshire | 67 | $ 17,665,000 | $ 263,656 | $ 98,000 |
| Hall, Georgia | 66 | $ 16,020,000 | $ 242,727 | $ 99,000 |
| Olmsted, Minnesota | 66 | $ 12,030,000 | $ 182,272 | $ 93,000 |
| Clinton, Pennsylvania | 66 | $ 10,120,000 | $ 153,333 | $ 69,000 |
| Seminole, Florida | 64 | $ 14,560,000 | $ 227,500 | $ 80,000 |
| Bryan, Georgia | 64 | $ 16,020,000 | $ 250,312 | $ 217,000 |
| Hawaii, Hawaii | 64 | $ 24,090,000 | $ 376,406 | $ 114,000 |
| Umatilla, Oregon | 64 | $ 13,330,000 | $ 208,281 | $ 106,000 |
| Northampton, Pennsylvania | 64 | $ 12,580,000 | $ 196,562 | $ 89,000 |
| Bartow, Georgia | 63 | $ 11,405,000 | $ 181,031 | $ 53,000 |
| Gordon, Georgia | 62 | $ 10,210,000 | $ 164,677 | $ 60,000 |
| San Juan, New Mexico | 62 | $ 11,470,000 | $ 185,000 | $ 68,000 |
| Valencia, New Mexico | 62 | $ 12,650,000 | $ 204,032 | $ 67,000 |
| Forsyth, North Carolina | 62 | $ 12,390,000 | $ 199,838 | $ 45,000 |
| Kings, California | 61 | $ 14,275,000 | $ 234,016 | $ 77,000 |
| Napa, California | 61 | $ 30,685,000 | $ 503,032 | $ 175,000 |
| Grant, Indiana | 61 | $ 8,255,000 | $ 135,327 | $ 68,000 |
| Anne Arundel, Maryland | 61 | $ 20,885,000 | $ 342,377 | $ 81,000 |
| Macomb, Michigan | 61 | $ 10,795,000 | $ 176,967 | $ 70,000 |
| Sandoval, New Mexico | 61 | $ 16,755,000 | $ 274,672 | $ 101,000 |
| Pike, Pennsylvania | 61 | $ 8,705,000 | $ 142,704 | $ 85,000 |
| Cleveland, Oklahoma | 60 | $ 10,750,000 | $ 179,166 | $ 53,000 |
| East Baton Rouge, Louisiana | 59 | $ 15,435,000 | $ 261,610 | $ 119,000 |
| St. Charles, Missouri | 58 | $ 13,850,000 | $ 238,793 | $ 97,000 |
| Carteret, North Carolina | 58 | $ 14,210,000 | $ 245,000 | $ 115,000 |
| Henrico, Virginia | 58 | $ 12,230,000 | $ 210,862 | $ 75,000 |
| Essex, Massachusetts | 57 | $ 22,685,000 | $ 397,982 | $ 92,000 |
| Smith, Texas | 57 | $ 10,865,000 | $ 190,614 | $ 67,000 |
| Mohave, Arizona | 56 | $ 11,340,000 | $ 202,500 | $ 99,000 |
| Vanderburgh, Indiana | 56 | $ 7,870,000 | $ 140,535 | $ 63,000 |
| Frederick, Maryland | 56 | $ 19,890,000 | $ 355,178 | $ 86,000 |
| Worcester, Massachusetts | 56 | $ 16,430,000 | $ 293,392 | $ 75,000 |
| Floyd, Indiana | 55 | $ 10,145,000 | $ 184,454 | $ 61,000 |
| El Paso, Texas | 55 | $ 9,425,000 | $ 171,363 | $ 64,000 |
| Collier, Florida | 54 | $ 15,530,000 | $ 287,592 | $ 94,000 |
| Union, North Carolina | 54 | $ 17,120,000 | $ 317,037 | $ 183,000 |
| Prince William, Virginia | 54 | $ 23,620,000 | $ 437,407 | $ 106,000 |
| Pasco, Florida | 53 | $ 11,625,000 | $ 219,339 | $ 71,000 |
| Washington, Minnesota | 53 | $ 12,075,000 | $ 227,830 | $ 73,000 |
| Linn, Oregon | 53 | $ 12,985,000 | $ 245,000 | $ 66,000 |
| Lehigh, Pennsylvania | 52 | $ 10,860,000 | $ 208,846 | $ 81,000 |
| Hidalgo, Texas | 52 | $ 7,700,000 | $ 148,076 | $ 177,000 |
| Limestone, Alabama | 51 | $ 11,505,000 | $ 225,588 | $ 113,000 |
| Martin, Florida | 51 | $ 12,485,000 | $ 244,803 | $ 107,000 |
| Lincoln, New Mexico | 49 | $ 8,935,000 | $ 182,346 | $ 90,000 |
| Douglas, Georgia | 48 | $ 9,030,000 | $ 188,125 | $ 63,000 |
| Chisago, Minnesota | 48 | $ 9,660,000 | $ 201,250 | $ 74,000 |
| Susquehanna, Pennsylvania | 48 | $ 6,340,000 | $ 132,083 | $ 57,000 |
| Loudoun, Virginia | 48 | $ 24,890,000 | $ 518,541 | $ 140,000 |
| Greene, Missouri | 47 | $ 7,625,000 | $ 162,234 | $ 49,000 |
| Wayne, Pennsylvania | 47 | $ 7,405,000 | $ 157,553 | $ 92,000 |
| Westmoreland, Pennsylvania | 47 | $ 7,685,000 | $ 163,510 | $ 59,000 |
| Dorchester, South Carolina | 47 | $ 10,735,000 | $ 228,404 | $ 90,000 |
| Whatcom, Washington | 47 | $ 14,875,000 | $ 316,489 | $ 81,000 |
| Montgomery, Alabama | 46 | $ 8,820,000 | $ 191,739 | $ 0 |
| Hamilton, Indiana | 46 | $ 13,270,000 | $ 288,478 | $ 78,000 |
| Norfolk, Massachusetts | 46 | $ 18,910,000 | $ 411,086 | $ 127,000 |
| Nye, Nevada | 46 | $ 9,970,000 | $ 216,739 | $ 84,000 |
| El Dorado, California | 45 | $ 19,215,000 | $ 427,000 | $ 152,000 |
| Fannin, Georgia | 45 | $ 8,325,000 | $ 185,000 | $ 82,000 |
| Bullitt, Kentucky | 45 | $ 8,635,000 | $ 191,888 | $ 59,000 |
| Harford, Maryland | 45 | $ 11,825,000 | $ 262,777 | $ 90,000 |
| Chester, Pennsylvania | 45 | $ 14,455,000 | $ 321,222 | $ 100,000 |
| Flagler, Florida | 44 | $ 11,810,000 | $ 268,409 | $ 78,000 |
| Manatee, Florida | 44 | $ 12,680,000 | $ 288,181 | $ 110,000 |
| Butler, Pennsylvania | 44 | $ 10,830,000 | $ 246,136 | $ 83,000 |
| San Luis Obispo, California | 43 | $ 16,835,000 | $ 391,511 | $ 159,000 |
| Burlington, New Jersey | 43 | $ 9,035,000 | $ 210,116 | $ 102,000 |
| Jackson, Oregon | 43 | $ 10,615,000 | $ 246,860 | $ 79,000 |
| Richmond City, Virginia | 43 | $ 8,605,000 | $ 200,116 | $ 73,000 |
| Marin, California | 42 | $ 23,600,000 | $ 561,904 | $ 254,000 |
| Yuba, California | 42 | $ 7,100,000 | $ 169,047 | $ 65,000 |
| Scott, Minnesota | 42 | $ 10,730,000 | $ 255,476 | $ 130,000 |
| Spotsylvania, Virginia | 42 | $ 11,520,000 | $ 274,285 | $ 79,000 |
| Brown, Wisconsin | 42 | $ 9,710,000 | $ 231,190 | $ 78,000 |
| Santa Rosa, Florida | 41 | $ 10,385,000 | $ 253,292 | $ 59,000 |
| Bulloch, Georgia | 41 | $ 6,725,000 | $ 164,024 | $ 75,000 |
| Summit, Utah | 41 | $ 16,365,000 | $ 399,146 | $ 226,000 |
| Maui, Hawaii | 40 | $ 17,070,000 | $ 426,750 | $ 125,000 |
| Buncombe, North Carolina | 40 | $ 9,410,000 | $ 235,250 | $ 76,000 |
| Harnett, North Carolina | 40 | $ 9,400,000 | $ 235,000 | $ 43,000 |
| Fairfield, Connecticut | 39 | $ 15,095,000 | $ 387,051 | $ 126,000 |
| Walton, Georgia | 39 | $ 8,515,000 | $ 218,333 | $ 98,000 |
| Sherburne, Minnesota | 39 | $ 7,155,000 | $ 183,461 | $ 106,000 |
| Hudson, New Jersey | 39 | $ 13,875,000 | $ 355,769 | $ 136,000 |
| Monmouth, New Jersey | 39 | $ 14,495,000 | $ 371,666 | $ 174,000 |
| Delaware, Pennsylvania | 39 | $ 9,955,000 | $ 255,256 | $ 94,000 |
| Richland, South Carolina | 39 | $ 7,615,000 | $ 195,256 | $ 57,000 |
| Calaveras, California | 38 | $ 9,510,000 | $ 250,263 | $ 117,000 |
| Putnam, Florida | 38 | $ 5,070,000 | $ 133,421 | $ 52,000 |
| Sarasota, Florida | 38 | $ 11,350,000 | $ 298,684 | $ 114,000 |
| Suffolk, Massachusetts | 38 | $ 18,380,000 | $ 483,684 | $ 140,000 |
| Bergen, New Jersey | 38 | $ 15,120,000 | $ 397,894 | $ 122,000 |
| Lincoln, Oregon | 38 | $ 10,330,000 | $ 271,842 | $ 109,000 |
| Wyoming, Pennsylvania | 38 | $ 4,780,000 | $ 125,789 | $ 65,000 |
| Lamar, Texas | 38 | $ 5,870,000 | $ 154,473 | $ 0 |
| Dawson, Georgia | 37 | $ 8,215,000 | $ 222,027 | $ 75,000 |
| Kendall, Illinois | 37 | $ 8,325,000 | $ 225,000 | $ 85,000 |
| Lake, Indiana | 37 | $ 8,735,000 | $ 236,081 | $ 89,000 |
| Calcasieu, Louisiana | 37 | $ 8,475,000 | $ 229,054 | $ 77,000 |
| Greenville, South Carolina | 37 | $ 8,455,000 | $ 228,513 | $ 70,000 |
| La Plata, Colorado | 36 | $ 10,780,000 | $ 299,444 | $ 86,000 |
| Hartford, Connecticut | 36 | $ 7,930,000 | $ 220,277 | $ 82,000 |
| District of Columbia, District Of Columbia | 36 | $ 15,990,000 | $ 444,166 | $ 120,000 |
| Clayton, Georgia | 36 | $ 5,330,000 | $ 148,055 | $ 62,000 |
| Warrick, Indiana | 36 | $ 7,010,000 | $ 194,722 | $ 82,000 |
| Davidson, North Carolina | 36 | $ 7,850,000 | $ 218,055 | $ 27,000 |
| Polk, Oregon | 36 | $ 9,440,000 | $ 262,222 | $ 72,000 |
| Kent, Rhode Island | 36 | $ 8,650,000 | $ 240,277 | $ 79,000 |
| Wasatch, Utah | 36 | $ 13,240,000 | $ 367,777 | $ 271,000 |
| Pickens, Georgia | 35 | $ 8,065,000 | $ 230,428 | $ 92,000 |
| Isanti, Minnesota | 35 | $ 5,795,000 | $ 165,571 | $ 95,000 |
| Catawba, North Carolina | 35 | $ 7,665,000 | $ 219,000 | $ 0 |
| Douglas, Wisconsin | 35 | $ 6,025,000 | $ 172,142 | $ 267,000 |
| Racine, Wisconsin | 35 | $ 6,935,000 | $ 198,142 | $ 91,000 |
| Jackson, Alabama | 34 | $ 5,850,000 | $ 172,058 | $ 0 |
| Eagle, Colorado | 34 | $ 13,670,000 | $ 402,058 | $ 120,000 |
| Morgan, Georgia | 34 | $ 9,280,000 | $ 272,941 | $ 110,000 |
| Sanders, Montana | 34 | $ 6,400,000 | $ 188,235 | $ 73,000 |
| Cape May, New Jersey | 34 | $ 7,390,000 | $ 217,352 | $ 132,000 |
| Brunswick, North Carolina | 34 | $ 7,480,000 | $ 220,000 | $ 93,000 |
| Allen, Ohio | 34 | $ 5,040,000 | $ 148,235 | $ 61,000 |
| Elmore, Alabama | 33 | $ 6,945,000 | $ 210,454 | $ 53,000 |
| Highlands, Florida | 33 | $ 5,005,000 | $ 151,666 | $ 49,000 |
| Spartanburg, South Carolina | 33 | $ 5,655,000 | $ 171,363 | $ 61,000 |
| Oldham, Kentucky | 32 | $ 9,200,000 | $ 287,500 | $ 104,000 |
| Elko, Nevada | 32 | $ 8,090,000 | $ 252,812 | $ 74,000 |
| Gaston, North Carolina | 32 | $ 6,400,000 | $ 200,000 | $ 113,000 |
| Butte, California | 31 | $ 7,015,000 | $ 226,290 | $ 93,000 |
| Shasta, California | 31 | $ 7,985,000 | $ 257,580 | $ 82,000 |
| Yolo, California | 31 | $ 10,605,000 | $ 342,096 | $ 104,000 |
| Elbert, Colorado | 31 | $ 13,505,000 | $ 435,645 | $ 95,000 |
| Escambia, Florida | 31 | $ 7,485,000 | $ 241,451 | $ 94,000 |
| Lumpkin, Georgia | 31 | $ 6,495,000 | $ 209,516 | $ 79,000 |
| Beaver, Pennsylvania | 31 | $ 5,125,000 | $ 165,322 | $ 81,000 |
| Bastrop, Texas | 31 | $ 7,105,000 | $ 229,193 | $ 187,000 |
| Polk, Wisconsin | 31 | $ 5,055,000 | $ 163,064 | $ 63,000 |
| Jefferson, Alabama | 30 | $ 6,560,000 | $ 218,666 | $ 72,000 |
| Park, Colorado | 30 | $ 10,160,000 | $ 338,666 | $ 113,000 |
| St. Tammany, Louisiana | 30 | $ 6,730,000 | $ 224,333 | $ 76,000 |
| Stearns, Minnesota | 30 | $ 4,560,000 | $ 152,000 | $ 76,000 |
| Hamilton, Ohio | 30 | $ 5,350,000 | $ 178,333 | $ 66,000 |
| Canadian, Oklahoma | 30 | $ 5,580,000 | $ 186,000 | $ 110,000 |
| Fayette, Georgia | 29 | $ 9,875,000 | $ 340,517 | $ 77,000 |
| Baltimore City, Maryland | 29 | $ 5,775,000 | $ 199,137 | $ 117,000 |
| Jackson, Missouri | 29 | $ 6,465,000 | $ 222,931 | $ 66,000 |
| Licking, Ohio | 29 | $ 4,445,000 | $ 153,275 | $ 60,000 |
| Tulsa, Oklahoma | 29 | $ 6,755,000 | $ 232,931 | $ 91,000 |
| Cumberland, Pennsylvania | 29 | $ 5,255,000 | $ 181,206 | $ 86,000 |
| Iron, Utah | 29 | $ 7,185,000 | $ 247,758 | $ 54,000 |
| Kenosha, Wisconsin | 29 | $ 6,005,000 | $ 207,068 | $ 72,000 |
| Middlesex, New Jersey | 28 | $ 8,770,000 | $ 313,214 | $ 87,000 |
| Henderson, North Carolina | 28 | $ 6,650,000 | $ 237,500 | $ 65,000 |
| Smyth, Virginia | 28 | $ 2,580,000 | $ 92,142 | $ 40,000 |
| Nevada, California | 27 | $ 10,305,000 | $ 381,666 | $ 193,000 |
| Broomfield, Colorado | 27 | $ 10,445,000 | $ 386,851 | $ 105,000 |
| Howard, Maryland | 27 | $ 10,615,000 | $ 393,148 | $ 107,000 |
| Cabarrus, North Carolina | 27 | $ 6,615,000 | $ 245,000 | $ 107,000 |
| Virginia Beach, Virginia | 27 | $ 6,955,000 | $ 257,592 | $ 74,000 |
| Siskiyou, California | 26 | $ 4,590,000 | $ 176,538 | $ 97,000 |
| Allen, Indiana | 26 | $ 4,660,000 | $ 179,230 | $ 31,000 |
| Union, New Jersey | 26 | $ 9,530,000 | $ 366,538 | $ 132,000 |
| Berks, Pennsylvania | 26 | $ 4,430,000 | $ 170,384 | $ 63,000 |
| Dane, Wisconsin | 26 | $ 9,230,000 | $ 355,000 | $ 137,000 |
| Barrow, Georgia | 25 | $ 4,325,000 | $ 173,000 | $ 56,000 |
| Gilmer, Georgia | 25 | $ 4,865,000 | $ 194,600 | $ 91,000 |
| Hendricks, Indiana | 25 | $ 4,905,000 | $ 196,200 | $ 65,000 |
| Ascension, Louisiana | 25 | $ 5,615,000 | $ 224,600 | $ 82,000 |
| Pine, Minnesota | 25 | $ 3,605,000 | $ 144,200 | $ 39,000 |
| Ravalli, Montana | 25 | $ 7,305,000 | $ 292,200 | $ 72,000 |
| Burke, North Carolina | 25 | $ 3,755,000 | $ 150,200 | $ 86,000 |
| New Hanover, North Carolina | 25 | $ 6,025,000 | $ 241,000 | $ 89,000 |
| Yamhill, Oregon | 25 | $ 6,985,000 | $ 279,400 | $ 103,000 |
| Lancaster, Pennsylvania | 25 | $ 4,635,000 | $ 185,400 | $ 74,000 |
| Washington, Pennsylvania | 25 | $ 4,825,000 | $ 193,000 | $ 79,000 |
| Ellis, Texas | 25 | $ 6,455,000 | $ 258,200 | $ 92,000 |
| Yakima, Washington | 25 | $ 4,825,000 | $ 193,000 | $ 69,000 |
| Washington, Wisconsin | 25 | $ 5,915,000 | $ 236,600 | $ 72,000 |
| Bibb, Georgia | 24 | $ 3,870,000 | $ 161,250 | $ 62,000 |
| Canyon, Idaho | 24 | $ 6,210,000 | $ 258,750 | $ 84,000 |
| Charles, Maryland | 24 | $ 8,320,000 | $ 346,666 | $ 106,000 |
| Morris, New Jersey | 24 | $ 11,170,000 | $ 465,416 | $ 225,000 |
| Iredell, North Carolina | 24 | $ 8,790,000 | $ 366,250 | $ 75,000 |
| Dauphin, Pennsylvania | 24 | $ 4,470,000 | $ 186,250 | $ 78,000 |
| Fairbanks North Star, Alaska | 23 | $ 6,145,000 | $ 267,173 | $ 102,000 |
| Tuolumne, California | 23 | $ 5,265,000 | $ 228,913 | $ 119,000 |
| Mesa, Colorado | 23 | $ 5,425,000 | $ 235,869 | $ 60,000 |
| Nassau, Florida | 23 | $ 6,485,000 | $ 281,956 | $ 99,000 |
| Camden, Georgia | 23 | $ 4,905,000 | $ 213,260 | $ 74,000 |
| Bonneville, Idaho | 23 | $ 5,355,000 | $ 232,826 | $ 81,000 |
| Bartholomew, Indiana | 23 | $ 3,435,000 | $ 149,347 | $ 56,000 |
| Fayette, Kentucky | 23 | $ 4,705,000 | $ 204,565 | $ 68,000 |
| Livingston, Louisiana | 23 | $ 4,985,000 | $ 216,739 | $ 72,000 |
| Flathead, Montana | 23 | $ 6,695,000 | $ 291,086 | $ 87,000 |
| Park, Montana | 23 | $ 5,035,000 | $ 218,913 | $ 101,000 |
| Eddy, New Mexico | 23 | $ 5,025,000 | $ 218,478 | $ 111,000 |
| Douglas, Oregon | 23 | $ 5,075,000 | $ 220,652 | $ 48,000 |
| Caldwell, Texas | 23 | $ 5,595,000 | $ 243,260 | $ 106,000 |
| Chambers, Texas | 23 | $ 6,125,000 | $ 266,304 | $ 130,000 |
| Fremont, Colorado | 22 | $ 4,860,000 | $ 220,909 | $ 63,000 |
| Walton, Florida | 22 | $ 5,740,000 | $ 260,909 | $ 113,000 |
| Carroll, Georgia | 22 | $ 4,100,000 | $ 186,363 | $ 54,000 |
| Jackson, Georgia | 22 | $ 4,620,000 | $ 210,000 | $ 63,000 |
| Ware, Georgia | 22 | $ 3,010,000 | $ 136,818 | $ 69,000 |
| Franklin, Idaho | 22 | $ 4,160,000 | $ 189,090 | $ 42,000 |
| Dallas, Iowa | 22 | $ 4,960,000 | $ 225,454 | $ 136,000 |
| Mercer, New Jersey | 22 | $ 4,780,000 | $ 217,272 | $ 86,000 |
| Santa Fe, New Mexico | 22 | $ 5,320,000 | $ 241,818 | $ 89,000 |
| Floyd, Georgia | 21 | $ 3,845,000 | $ 183,095 | $ 83,000 |
| Liberty, Georgia | 21 | $ 3,495,000 | $ 166,428 | $ 63,000 |
| Johnson, Indiana | 21 | $ 4,305,000 | $ 205,000 | $ 94,000 |
| Carbon, Pennsylvania | 21 | $ 3,055,000 | $ 145,476 | $ 83,000 |
| Sevier, Tennessee | 21 | $ 6,015,000 | $ 286,428 | $ 160,000 |
| Rockwall, Texas | 21 | $ 6,185,000 | $ 294,523 | $ 108,000 |
| Hanover, Virginia | 21 | $ 4,465,000 | $ 212,619 | $ 84,000 |
| Coweta, Georgia | 20 | $ 5,990,000 | $ 299,500 | $ 82,000 |
| Newton, Georgia | 20 | $ 4,130,000 | $ 206,500 | $ 79,000 |
| Iberia, Louisiana | 20 | $ 4,050,000 | $ 202,500 | $ 98,000 |
| Ouachita, Louisiana | 20 | $ 3,280,000 | $ 164,000 | $ 71,000 |
| Boone, Missouri | 20 | $ 3,310,000 | $ 165,500 | $ 52,000 |
| Christian, Missouri | 20 | $ 4,280,000 | $ 214,000 | $ 44,000 |
| Passaic, New Jersey | 20 | $ 6,200,000 | $ 310,000 | $ 95,000 |
| Craven, North Carolina | 20 | $ 3,810,000 | $ 190,500 | $ 80,000 |
| Hoke, North Carolina | 20 | $ 3,590,000 | $ 179,500 | $ 0 |
| Moore, North Carolina | 20 | $ 5,110,000 | $ 255,500 | $ 77,000 |
| York, Pennsylvania | 20 | $ 4,050,000 | $ 202,500 | $ 80,000 |
| Teller, Colorado | 19 | $ 6,005,000 | $ 316,052 | $ 102,000 |
| Blaine, Idaho | 19 | $ 6,455,000 | $ 339,736 | $ 284,000 |
| Dubois, Indiana | 19 | $ 2,375,000 | $ 125,000 | $ 52,000 |
| Scott, Indiana | 19 | $ 2,265,000 | $ 119,210 | $ 56,000 |
| Spencer, Kentucky | 19 | $ 4,035,000 | $ 212,368 | $ 80,000 |
| Beauregard, Louisiana | 19 | $ 3,555,000 | $ 187,105 | $ 73,000 |
| Mille Lacs, Minnesota | 19 | $ 2,445,000 | $ 128,684 | $ 43,000 |
| Wright, Minnesota | 19 | $ 4,495,000 | $ 236,578 | $ 58,000 |
| Ocean, New Jersey | 19 | $ 5,395,000 | $ 283,947 | $ 123,000 |
| Somerset, New Jersey | 19 | $ 6,135,000 | $ 322,894 | $ 77,000 |
| Haywood, North Carolina | 19 | $ 4,515,000 | $ 237,631 | $ 67,000 |
| Logan, Oklahoma | 19 | $ 3,725,000 | $ 196,052 | $ 0 |
| Lexington, South Carolina | 19 | $ 2,725,000 | $ 143,421 | $ 40,000 |
| Oconee, South Carolina | 19 | $ 3,415,000 | $ 179,736 | $ 60,000 |
| Knox, Tennessee | 19 | $ 5,715,000 | $ 300,789 | $ 241,000 |
| Shelby, Tennessee | 19 | $ 5,905,000 | $ 310,789 | $ 0 |
| Chesapeake, Virginia | 19 | $ 5,305,000 | $ 279,210 | $ 76,000 |
| Thurston, Washington | 19 | $ 6,225,000 | $ 327,631 | $ 77,000 |
| New Castle, Delaware | 18 | $ 5,840,000 | $ 324,444 | $ 80,000 |
| Hernando, Florida | 18 | $ 2,900,000 | $ 161,111 | $ 71,000 |
| Wabash, Indiana | 18 | $ 2,390,000 | $ 132,777 | $ 63,000 |
| Warren, Iowa | 18 | $ 4,100,000 | $ 227,777 | $ 93,000 |
| Caddo, Louisiana | 18 | $ 3,580,000 | $ 198,888 | $ 62,000 |
| Hampden, Massachusetts | 18 | $ 3,380,000 | $ 187,777 | $ 50,000 |
| Cuyahoga, Ohio | 18 | $ 2,080,000 | $ 115,555 | $ 79,000 |
| Columbia, Oregon | 18 | $ 5,050,000 | $ 280,555 | $ 66,000 |
| Bristol, Rhode Island | 18 | $ 5,850,000 | $ 325,000 | $ 135,000 |
| Tom Green, Texas | 18 | $ 3,220,000 | $ 178,888 | $ 83,000 |
| Clallam, Washington | 18 | $ 4,680,000 | $ 260,000 | $ 60,000 |
| Lee, Alabama | 17 | $ 4,675,000 | $ 275,000 | $ 125,000 |
| Baxter, Arkansas | 17 | $ 2,885,000 | $ 169,705 | $ 33,000 |
| Clear Creek, Colorado | 17 | $ 6,125,000 | $ 360,294 | $ 84,000 |
| New Haven, Connecticut | 17 | $ 3,525,000 | $ 207,352 | $ 76,000 |
| Rockdale, Georgia | 17 | $ 3,335,000 | $ 196,176 | $ 58,000 |
| Shelby, Kentucky | 17 | $ 3,655,000 | $ 215,000 | $ 78,000 |
| Randolph, North Carolina | 17 | $ 3,635,000 | $ 213,823 | $ 0 |
| Benton, Oregon | 17 | $ 4,765,000 | $ 280,294 | $ 90,000 |
| Schuylkill, Pennsylvania | 17 | $ 1,975,000 | $ 116,176 | $ 53,000 |
| Lancaster, South Carolina | 17 | $ 4,245,000 | $ 249,705 | $ 102,000 |
| Midland, Texas | 17 | $ 5,375,000 | $ 316,176 | $ 111,000 |
| Sevier, Utah | 17 | $ 3,095,000 | $ 182,058 | $ 52,000 |
| Island, Washington | 17 | $ 6,185,000 | $ 363,823 | $ 68,000 |
| Natrona, Wyoming | 17 | $ 4,655,000 | $ 273,823 | $ 0 |
| Houston, Alabama | 16 | $ 3,050,000 | $ 190,625 | $ 81,000 |
| Shelby, Alabama | 16 | $ 3,870,000 | $ 241,875 | $ 54,000 |
| Charlotte, Florida | 16 | $ 3,140,000 | $ 196,250 | $ 126,000 |
| Lowndes, Georgia | 16 | $ 3,070,000 | $ 191,875 | $ 104,000 |
| Jefferson, Louisiana | 16 | $ 3,220,000 | $ 201,250 | $ 67,000 |
| Gallatin, Montana | 16 | $ 5,120,000 | $ 320,000 | $ 95,000 |
| Essex, New Jersey | 16 | $ 5,690,000 | $ 355,625 | $ 91,000 |
| Josephine, Oregon | 16 | $ 4,420,000 | $ 276,250 | $ 83,000 |
| Beaufort, South Carolina | 16 | $ 4,510,000 | $ 281,875 | $ 237,000 |
| Skagit, Washington | 16 | $ 4,570,000 | $ 285,625 | $ 51,000 |
| Grand, Colorado | 15 | $ 5,035,000 | $ 335,666 | $ 103,000 |
| Summit, Colorado | 15 | $ 5,165,000 | $ 344,333 | $ 165,000 |
| Bay, Florida | 15 | $ 3,315,000 | $ 221,000 | $ 82,000 |
| Emanuel, Georgia | 15 | $ 1,995,000 | $ 133,000 | $ 0 |
| Habersham, Georgia | 15 | $ 3,385,000 | $ 225,666 | $ 65,000 |
| Spalding, Georgia | 15 | $ 2,125,000 | $ 141,666 | $ 58,000 |
| White, Georgia | 15 | $ 2,785,000 | $ 185,666 | $ 60,000 |
| Bonner, Idaho | 15 | $ 3,145,000 | $ 209,666 | $ 59,000 |
| Harrison, Indiana | 15 | $ 2,445,000 | $ 163,000 | $ 64,000 |
| St. Martin, Louisiana | 15 | $ 1,975,000 | $ 131,666 | $ 53,000 |
| Vernon, Louisiana | 15 | $ 1,875,000 | $ 125,000 | $ 53,000 |
| Carver, Minnesota | 15 | $ 3,905,000 | $ 260,333 | $ 59,000 |
| Durham, North Carolina | 15 | $ 3,555,000 | $ 237,000 | $ 81,000 |
| Williamson, Tennessee | 15 | $ 5,965,000 | $ 397,666 | $ 111,000 |
| Kaufman, Texas | 15 | $ 3,815,000 | $ 254,333 | $ 73,000 |
| Kane, Utah | 15 | $ 3,775,000 | $ 251,666 | $ 44,000 |
| Arlington, Virginia | 15 | $ 7,055,000 | $ 470,333 | $ 178,000 |
| Navajo, Arizona | 14 | $ 2,630,000 | $ 187,857 | $ 92,000 |
| Columbia, Georgia | 14 | $ 3,560,000 | $ 254,285 | $ 62,000 |
| Lee, Georgia | 14 | $ 2,080,000 | $ 148,571 | $ 82,000 |
| Morgan, Indiana | 14 | $ 3,120,000 | $ 222,857 | $ 103,000 |
| Porter, Indiana | 14 | $ 3,070,000 | $ 219,285 | $ 108,000 |
| Vermilion, Louisiana | 14 | $ 2,440,000 | $ 174,285 | $ 66,000 |
| Camden, New Jersey | 14 | $ 3,050,000 | $ 217,857 | $ 97,000 |
| Lincoln, North Carolina | 14 | $ 4,090,000 | $ 292,142 | $ 118,000 |
| Tillamook, Oregon | 14 | $ 3,330,000 | $ 237,857 | $ 101,000 |
| Washington, Rhode Island | 14 | $ 4,690,000 | $ 335,000 | $ 295,000 |
| San Patricio, Texas | 14 | $ 2,350,000 | $ 167,857 | $ 53,000 |
| Washington, Virginia | 14 | $ 1,660,000 | $ 118,571 | $ 45,000 |
| Morgan, Alabama | 13 | $ 2,555,000 | $ 196,538 | $ 64,000 |
| Otero, Colorado | 13 | $ 1,525,000 | $ 117,307 | $ 78,000 |
| Indian River, Florida | 13 | $ 2,375,000 | $ 182,692 | $ 60,000 |
| Leon, Florida | 13 | $ 2,515,000 | $ 193,461 | $ 78,000 |
| Greene, Georgia | 13 | $ 5,245,000 | $ 403,461 | $ 113,000 |
| Haralson, Georgia | 13 | $ 2,765,000 | $ 212,692 | $ 96,000 |
| Wayne, Georgia | 13 | $ 1,715,000 | $ 131,923 | $ 54,000 |
| Bingham, Idaho | 13 | $ 2,535,000 | $ 195,000 | $ 72,000 |
| Gibson, Indiana | 13 | $ 1,675,000 | $ 128,846 | $ 57,000 |
| Jackson, Indiana | 13 | $ 1,415,000 | $ 108,846 | $ 55,000 |
| Nelson, Kentucky | 13 | $ 2,445,000 | $ 188,076 | $ 58,000 |
| Scott, Kentucky | 13 | $ 2,545,000 | $ 195,769 | $ 84,000 |
| Carroll, Maryland | 13 | $ 4,295,000 | $ 330,384 | $ 64,000 |
| Becker, Minnesota | 13 | $ 2,085,000 | $ 160,384 | $ 58,000 |
| Rowan, North Carolina | 13 | $ 1,705,000 | $ 131,153 | $ 40,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 45,198 | $12,325,360,000 | $272,000 | $2,205,000 | $98,000 | $3,577,000 |
| Refinancing | 9,769 | $3,353,015,000 | $343,000 | $2,565,000 | $106,000 | $7,816,000 |
| Cash-out Refinancing | 8,117 | $2,510,745,000 | $309,000 | $3,405,000 | $111,000 | $7,080,000 |
| Home Improvement | 399 | $118,485,000 | $296,000 | $1,495,000 | $109,000 | $1,982,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,800 | $6,889,590,000 | $289,000 | $2,205,000 | $0 | $0 |
| White | 22,104 | $6,232,250,000 | $281,000 | $3,405,000 | $104,000 | $7,816,000 |
| Hispanic | 7,855 | $2,098,775,000 | $267,000 | $1,475,000 | $86,000 | $7,080,000 |
| Not Provided | 3,545 | $1,114,805,000 | $314,000 | $2,075,000 | $109,000 | $2,036,000 |
| Asian | 3,256 | $1,184,450,000 | $363,000 | $1,495,000 | $126,000 | $1,640,000 |
| Black or African American | 2,541 | $664,165,000 | $261,000 | $1,505,000 | $84,000 | $531,000 |
| Native Hawaiian or Other Pacific Islander | 169 | $60,635,000 | $358,000 | $765,000 | $90,000 | $290,000 |
| American Indian or Alaskan Native | 95 | $25,125,000 | $264,000 | $705,000 | $96,000 | $668,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,453 | $11,330,585,000 | $294,000 | $3,405,000 | $122,000 | $7,816,000 |
| FHA-insured (Federal Housing Administration) | 15,929 | $4,075,835,000 | $255,000 | $1,405,000 | $75,000 | $1,152,000 |
| VA-guaranteed (Veterans Administration) | 7,576 | $2,632,410,000 | $347,000 | $1,835,000 | $75,000 | $980,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,525 | $268,775,000 | $176,000 | $805,000 | $56,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,382 | $8,062,620,000 | $284,000 | $2,075,000 | $101,000 | $7,816,000 |
| Loan Purchased By The Institution | 23,800 | $6,889,590,000 | $289,000 | $2,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 7,177 | $2,168,335,000 | $302,000 | $2,505,000 | $99,000 | $2,615,000 |
| Application Withdrawn By Applicant | 2,938 | $839,610,000 | $285,000 | $3,405,000 | $107,000 | $5,481,000 |
| File Closed For Incompleteness | 805 | $227,585,000 | $282,000 | $1,695,000 | $115,000 | $7,080,000 |
| Application Approved But Not Accepted | 381 | $119,865,000 | $314,000 | $1,505,000 | $101,000 | $991,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 56,306 | $16,139,270,000 | $286,000 | $3,405,000 | $102,000 | $7,816,000 |
| Unverifiable Information | 3,196 | $1,030,240,000 | $322,000 | $2,315,000 | $109,000 | $2,615,000 |
| Debt-To-Income Ratio | 1,090 | $336,110,000 | $308,000 | $2,505,000 | $81,000 | $1,973,000 |
| Collateral | 894 | $246,830,000 | $276,000 | $1,205,000 | $100,000 | $770,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 683 | $195,145,000 | $285,000 | $1,685,000 | $92,000 | $443,000 |
| Credit History | 585 | $157,605,000 | $269,000 | $1,235,000 | $92,000 | $1,469,000 |
| Other | 382 | $104,430,000 | $273,000 | $1,345,000 | $89,000 | $1,333,000 |
| Employment History | 178 | $42,550,000 | $239,000 | $835,000 | $69,000 | $473,000 |
| Credit Application Incomplete | 165 | $54,155,000 | $328,000 | $1,305,000 | $112,000 | $1,200,000 |
| Mortgage Insurance Denied | 4 | $1,270,000 | $317,000 | $425,000 | $89,000 | $140,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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