Stearns Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Stearns Lending, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63,483 |
| Total Mortgage Loan Application Amount | $18,307,605,000 |
| Average Mortgage Loan Application Amount | $305,000 |
| Highest Mortgage Loan Application Amount | $3,405,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $7,816,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Stearns Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stearns Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Stearns Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stearns Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Stearns Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stearns Lending, Llc's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 4,550 | $ 935,190,000 | $ 202,723 | $ 89,404 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,043 | $ 943,265,000 | $ 309,000 | $ 103,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,701 | $ 644,255,000 | $ 238,000 | $ 104,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,453 | $ 1,135,485,000 | $ 462,000 | $ 129,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,178 | $ 782,430,000 | $ 359,000 | $ 100,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,095 | $ 525,735,000 | $ 250,000 | $ 91,000 |
| CHICAGO-NAPERVILLE, IL | 2,042 | $ 480,230,000 | $ 235,000 | $ 101,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,605 | $ 418,585,000 | $ 260,000 | $ 95,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,319 | $ 377,815,000 | $ 286,000 | $ 87,000 |
| SALT LAKE CITY, UT | 1,305 | $ 397,185,000 | $ 304,000 | $ 86,000 |
| SAN DIEGO-CARLSBAD, CA | 1,205 | $ 525,755,000 | $ 436,000 | $ 127,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,195 | $ 603,365,000 | $ 504,000 | $ 151,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,116 | $ 265,210,000 | $ 237,000 | $ 185,000 |
| AUSTIN-ROUND ROCK, TX | 1,109 | $ 290,875,000 | $ 262,000 | $ 119,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 924 | $ 468,960,000 | $ 507,000 | $ 165,000 |
| STOCKTON-LODI, CA | 917 | $ 223,255,000 | $ 243,000 | $ 91,000 |
| URBAN HONOLULU, HI | 831 | $ 428,735,000 | $ 515,000 | $ 98,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 818 | $ 258,020,000 | $ 315,000 | $ 103,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 814 | $ 260,590,000 | $ 320,000 | $ 106,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 795 | $ 150,845,000 | $ 242,000 | $ 79,000 |
| OGDEN-CLEARFIELD, UT | 786 | $ 224,200,000 | $ 285,000 | $ 82,000 |
| DALLAS-PLANO-IRVING, TX | 773 | $ 218,985,000 | $ 283,000 | $ 136,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 691 | $ 170,235,000 | $ 246,000 | $ 78,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 683 | $ 391,755,000 | $ 573,000 | $ 163,000 |
| JACKSONVILLE, FL | 660 | $ 169,700,000 | $ 257,000 | $ 94,000 |
| FRESNO, CA | 603 | $ 153,565,000 | $ 254,000 | $ 85,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 586 | $ 75,020,000 | $ 128,000 | $ 62,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 580 | $ 114,950,000 | $ 194,500 | $ 64,500 |
| TUCSON, AZ | 547 | $ 115,335,000 | $ 210,000 | $ 86,000 |
| PROVO-OREM, UT | 537 | $ 163,315,000 | $ 304,000 | $ 88,000 |
| SALINAS, CA | 532 | $ 178,250,000 | $ 335,000 | $ 105,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 531 | $ 135,465,000 | $ 247,500 | $ 117,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 528 | $ 224,070,000 | $ 417,000 | $ 116,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 517 | $ 233,925,000 | $ 452,000 | $ 119,000 |
| SAVANNAH, GA | 479 | $ 110,785,000 | $ 231,000 | $ 113,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 454 | $ 102,280,000 | $ 225,000 | $ 87,000 |
| SANTA ROSA, CA | 448 | $ 205,610,000 | $ 458,000 | $ 133,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 420 | $ 118,450,000 | $ 282,000 | $ 97,000 |
| VISALIA-PORTERVILLE, CA | 402 | $ 66,990,000 | $ 166,000 | $ 84,000 |
| COLORADO SPRINGS, CO | 392 | $ 114,470,000 | $ 292,000 | $ 81,000 |
| PITTSBURGH, PA | 389 | $ 66,495,000 | $ 170,000 | $ 76,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 385 | $ 102,045,000 | $ 265,000 | $ 113,000 |
| MODESTO, CA | 370 | $ 83,960,000 | $ 226,000 | $ 79,000 |
| PROVIDENCE-WARWICK, RI-MA | 366 | $ 97,740,000 | $ 266,000 | $ 96,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 347 | $ 100,145,000 | $ 288,000 | $ 104,000 |
| ALBUQUERQUE, NM | 343 | $ 80,505,000 | $ 234,000 | $ 95,000 |
| RICHMOND, VA | 312 | $ 62,430,000 | $ 200,000 | $ 68,000 |
| ANCHORAGE, AK | 303 | $ 90,185,000 | $ 297,000 | $ 102,000 |
| HUNTSVILLE, AL | 294 | $ 63,240,000 | $ 215,000 | $ 93,000 |
| OKLAHOMA CITY, OK | 286 | $ 52,630,000 | $ 184,000 | $ 67,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 284 | $ 79,770,000 | $ 280,000 | $ 106,000 |
| FORT WORTH-ARLINGTON, TX | 279 | $ 72,815,000 | $ 260,000 | $ 113,000 |
| EUGENE, OR | 273 | $ 67,635,000 | $ 247,000 | $ 84,000 |
| LAKELAND-WINTER HAVEN, FL | 262 | $ 50,930,000 | $ 194,000 | $ 77,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 257 | $ 67,445,000 | $ 262,000 | $ 105,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 251 | $ 74,995,000 | $ 298,000 | $ 89,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 251 | $ 157,105,000 | $ 625,000 | $ 189,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 247 | $ 74,055,000 | $ 299,000 | $ 114,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 246 | $ 100,780,000 | $ 409,000 | $ 102,000 |
| HICKORY-LENOIR-MORGANTON, NC | 233 | $ 36,225,000 | $ 155,000 | $ 86,000 |
| VALLEJO-FAIRFIELD, CA | 225 | $ 80,905,000 | $ 359,000 | $ 110,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 223 | $ 62,475,000 | $ 280,000 | $ 76,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 210 | $ 46,400,000 | $ 220,000 | $ 75,000 |
| DES MOINES-WEST DES MOINES, IA | 209 | $ 44,545,000 | $ 213,000 | $ 101,000 |
| GREELEY, CO | 199 | $ 63,195,000 | $ 317,000 | $ 72,000 |
| BAKERSFIELD, CA | 195 | $ 38,375,000 | $ 196,000 | $ 84,000 |
| ELGIN, IL | 194 | $ 39,230,000 | $ 202,000 | $ 96,000 |
| RALEIGH, NC | 193 | $ 55,275,000 | $ 286,000 | $ 119,000 |
| FORT COLLINS, CO | 190 | $ 64,660,000 | $ 340,000 | $ 96,000 |
| ST. LOUIS, MO-IL | 188 | $ 45,790,000 | $ 182,000 | $ 76,500 |
| BOSTON, MA | 185 | $ 69,585,000 | $ 376,000 | $ 111,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 185 | $ 41,885,000 | $ 226,000 | $ 86,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 172 | $ 37,530,000 | $ 218,500 | $ 99,000 |
| PORT ST. LUCIE, FL | 170 | $ 36,950,000 | $ 217,000 | $ 89,000 |
| BOULDER, CO | 166 | $ 75,130,000 | $ 452,000 | $ 96,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 165 | $ 43,385,000 | $ 240,500 | $ 104,500 |
| FAYETTEVILLE, NC | 163 | $ 31,285,000 | $ 191,000 | $ 56,000 |
| YUBA CITY, CA | 162 | $ 30,510,000 | $ 188,000 | $ 70,000 |
| LOGAN, UT-ID | 161 | $ 38,975,000 | $ 219,500 | $ 61,500 |
| EL CENTRO, CA | 159 | $ 27,325,000 | $ 171,000 | $ 68,000 |
| SANTA CRUZ-WATSONVILLE, CA | 158 | $ 83,720,000 | $ 529,000 | $ 184,000 |
| BILLINGS, MT | 151 | $ 34,885,000 | $ 231,000 | $ 83,000 |
| ST. GEORGE, UT | 150 | $ 42,610,000 | $ 284,000 | $ 120,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 147 | $ 60,405,000 | $ 410,000 | $ 111,000 |
| NEWARK, NJ-PA | 146 | $ 40,670,000 | $ 259,000 | $ 112,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 146 | $ 56,850,000 | $ 389,000 | $ 103,000 |
| COLUMBUS, OH | 145 | $ 26,925,000 | $ 185,000 | $ 70,000 |
| LAFAYETTE, LA | 142 | $ 27,210,000 | $ 191,000 | $ 78,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 140 | $ 27,280,000 | $ 227,000 | $ 93,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 140 | $ 29,560,000 | $ 211,000 | $ 64,000 |
| COEUR D'ALENE, ID | 139 | $ 37,975,000 | $ 273,000 | $ 96,000 |
| MISSOULA, MT | 139 | $ 35,855,000 | $ 257,000 | $ 93,000 |
| GREENSBORO-HIGH POINT, NC | 132 | $ 28,260,000 | $ 214,000 | $ 101,000 |
| EAST STROUDSBURG, PA | 127 | $ 18,865,000 | $ 148,000 | $ 85,000 |
| MERCED, CA | 126 | $ 27,710,000 | $ 219,000 | $ 72,000 |
| PHILADELPHIA, PA | 122 | $ 29,840,000 | $ 244,000 | $ 88,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 122 | $ 37,200,000 | $ 304,000 | $ 115,000 |
| CAPE CORAL-FORT MYERS, FL | 118 | $ 26,420,000 | $ 223,000 | $ 93,000 |
| CORPUS CHRISTI, TX | 114 | $ 21,000,000 | $ 184,000 | $ 71,000 |
| BATON ROUGE, LA | 113 | $ 27,025,000 | $ 239,000 | $ 99,000 |
| DULUTH, MN-WI | 113 | $ 17,305,000 | $ 158,000 | $ 179,000 |
| SPOKANE-SPOKANE VALLEY, WA | 113 | $ 24,885,000 | $ 220,000 | $ 69,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 108 | $ 27,740,000 | $ 256,000 | $ 78,000 |
| NEW YORK-NEWARK, NY | 105 | $ 34,795,000 | $ 331,000 | $ 127,000 |
| SALEM, OR | 105 | $ 28,195,000 | $ 268,000 | $ 91,000 |
| WINSTON-SALEM, NC | 105 | $ 21,295,000 | $ 202,000 | $ 38,000 |
| WILLIAMSPORT, PA | 104 | $ 16,670,000 | $ 160,000 | $ 81,000 |
| BRUNSWICK, GA | 102 | $ 24,090,000 | $ 236,000 | $ 109,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 102 | $ 24,620,000 | $ 241,000 | $ 82,000 |
| SHERMAN-DENISON, TX | 101 | $ 20,445,000 | $ 202,000 | $ 168,000 |
| SANTA MARIA-SANTA BARBARA, CA | 99 | $ 46,105,000 | $ 465,000 | $ 131,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 98 | $ 35,760,000 | $ 463,500 | $ 122,000 |
| BOISE CITY, ID | 97 | $ 28,045,000 | $ 289,000 | $ 101,000 |
| EVANSVILLE, IN-KY | 95 | $ 15,225,000 | $ 160,000 | $ 70,000 |
| MONTGOMERY, AL | 93 | $ 19,005,000 | $ 204,000 | $ 112,000 |
| FLAGSTAFF, AZ | 92 | $ 27,930,000 | $ 303,000 | $ 132,000 |
| ASHEVILLE, NC | 91 | $ 21,455,000 | $ 235,000 | $ 69,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 91 | $ 24,005,000 | $ 288,500 | $ 78,500 |
| OCALA, FL | 86 | $ 14,400,000 | $ 167,000 | $ 61,000 |
| PUEBLO, CO | 85 | $ 16,185,000 | $ 190,000 | $ 56,000 |
| STATE COLLEGE, PA | 85 | $ 18,125,000 | $ 213,000 | $ 113,000 |
| SPRINGFIELD, MO | 84 | $ 14,580,000 | $ 173,000 | $ 49,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 82 | $ 24,030,000 | $ 293,000 | $ 112,000 |
| JACKSONVILLE, NC | 79 | $ 13,025,000 | $ 164,000 | $ 65,000 |
| TACOMA-LAKEWOOD, WA | 79 | $ 25,645,000 | $ 324,000 | $ 94,000 |
| MADERA, CA | 78 | $ 18,710,000 | $ 239,000 | $ 73,000 |
| BARNSTABLE TOWN, MA | 76 | $ 23,200,000 | $ 305,000 | $ 99,000 |
| ROCHESTER, MN | 75 | $ 14,025,000 | $ 187,000 | $ 79,000 |
| BEND-REDMOND, OR | 74 | $ 21,260,000 | $ 287,000 | $ 92,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 73 | $ 14,515,000 | $ 198,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 72 | $ 17,870,000 | $ 248,000 | $ 82,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 70 | $ 22,370,000 | $ 319,000 | $ 93,000 |
| KANSAS CITY, MO-KS | 68 | $ 15,250,000 | $ 237,000 | $ 93,500 |
| COLUMBIA, SC | 67 | $ 12,215,000 | $ 182,000 | $ 51,000 |
| MANCHESTER-NASHUA, NH | 67 | $ 17,665,000 | $ 263,000 | $ 98,000 |
| GAINESVILLE, GA | 66 | $ 16,020,000 | $ 242,000 | $ 99,000 |
| WORCESTER, MA-CT | 64 | $ 18,270,000 | $ 261,500 | $ 84,500 |
| CAMDEN, NJ | 63 | $ 13,365,000 | $ 212,000 | $ 102,000 |
| FARMINGTON, NM | 62 | $ 11,470,000 | $ 185,000 | $ 68,000 |
| HANFORD-CORCORAN, CA | 61 | $ 14,275,000 | $ 234,000 | $ 77,000 |
| NAPA, CA | 61 | $ 30,685,000 | $ 503,000 | $ 175,000 |
| CINCINNATI, OH-KY-IN | 60 | $ 12,680,000 | $ 190,333 | $ 87,000 |
| NEW ORLEANS-METAIRIE, LA | 59 | $ 13,885,000 | $ 235,000 | $ 80,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 58 | $ 12,460,000 | $ 214,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 58 | $ 10,660,000 | $ 183,000 | $ 81,000 |
| TYLER, TX | 57 | $ 10,865,000 | $ 190,000 | $ 67,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 56 | $ 11,340,000 | $ 202,000 | $ 99,000 |
| EL PASO, TX | 55 | $ 9,425,000 | $ 171,000 | $ 64,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 54 | $ 15,530,000 | $ 287,000 | $ 94,000 |
| ALBANY, OR | 53 | $ 12,985,000 | $ 245,000 | $ 66,000 |
| BIRMINGHAM-HOOVER, AL | 52 | $ 11,670,000 | $ 224,000 | $ 67,000 |
| GARY, IN | 52 | $ 12,000,000 | $ 230,000 | $ 94,000 |
| GREEN BAY, WI | 52 | $ 11,640,000 | $ 223,000 | $ 85,000 |
| MCALLEN-EDINBURG-MISSION, TX | 52 | $ 7,700,000 | $ 148,000 | $ 177,000 |
| BELLINGHAM, WA | 47 | $ 14,875,000 | $ 316,000 | $ 81,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 47 | $ 10,125,000 | $ 215,000 | $ 80,000 |
| MEDFORD, OR | 43 | $ 10,615,000 | $ 246,000 | $ 79,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 43 | $ 16,835,000 | $ 391,000 | $ 159,000 |
| SAN RAFAEL, CA | 42 | $ 23,600,000 | $ 561,000 | $ 254,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 40 | $ 17,070,000 | $ 426,000 | $ 125,000 |
| LEXINGTON-FAYETTE, KY | 40 | $ 8,000,000 | $ 200,000 | $ 75,000 |
| LYNCHBURG, VA | 40 | $ 6,370,000 | $ 159,000 | $ 65,000 |
| TULSA, OK | 40 | $ 8,780,000 | $ 219,000 | $ 90,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 39 | $ 15,095,000 | $ 387,000 | $ 126,000 |
| LAKE CHARLES, LA | 38 | $ 8,800,000 | $ 231,000 | $ 82,000 |
| MACON-BIBB COUNTY, GA | 37 | $ 6,145,000 | $ 166,000 | $ 72,000 |
| MEMPHIS, TN-MS-AR | 37 | $ 10,685,000 | $ 273,000 | $ 85,500 |
| RACINE, WI | 35 | $ 6,935,000 | $ 198,000 | $ 91,000 |
| ST. CLOUD, MN | 35 | $ 5,595,000 | $ 159,000 | $ 76,000 |
| LIMA, OH | 34 | $ 5,040,000 | $ 148,000 | $ 61,000 |
| OCEAN CITY, NJ | 34 | $ 7,390,000 | $ 217,000 | $ 132,000 |
| SEBRING, FL | 33 | $ 5,005,000 | $ 151,000 | $ 49,000 |
| SPARTANBURG, SC | 33 | $ 5,655,000 | $ 171,000 | $ 61,000 |
| HINESVILLE, GA | 32 | $ 5,820,000 | $ 181,000 | $ 66,000 |
| SHREVEPORT-BOSSIER CITY, LA | 32 | $ 6,750,000 | $ 210,000 | $ 66,000 |
| CHICO, CA | 31 | $ 7,015,000 | $ 226,000 | $ 93,000 |
| MADISON, WI | 31 | $ 10,025,000 | $ 323,000 | $ 120,000 |
| REDDING, CA | 31 | $ 7,985,000 | $ 257,000 | $ 82,000 |
| CLEVELAND-ELYRIA, OH | 30 | $ 4,460,000 | $ 148,000 | $ 72,000 |
| IDAHO FALLS, ID | 28 | $ 6,610,000 | $ 236,000 | $ 77,000 |
| WILMINGTON, NC | 28 | $ 6,870,000 | $ 245,000 | $ 95,000 |
| FORT WAYNE, IN | 26 | $ 4,660,000 | $ 179,000 | $ 31,000 |
| READING, PA | 26 | $ 4,430,000 | $ 170,000 | $ 63,000 |
| WILMINGTON, DE-MD-NJ | 26 | $ 7,660,000 | $ 261,333 | $ 86,333 |
| LANCASTER, PA | 25 | $ 4,635,000 | $ 185,000 | $ 74,000 |
| MONROE, LA | 25 | $ 3,935,000 | $ 157,000 | $ 71,000 |
| YAKIMA, WA | 25 | $ 4,825,000 | $ 193,000 | $ 69,000 |
| ATHENS-CLARKE COUNTY, GA | 23 | $ 5,175,000 | $ 225,000 | $ 101,000 |
| COLUMBUS, IN | 23 | $ 3,435,000 | $ 149,000 | $ 56,000 |
| DOTHAN, AL | 23 | $ 4,115,000 | $ 178,000 | $ 94,000 |
| FAIRBANKS, AK | 23 | $ 6,145,000 | $ 267,000 | $ 102,000 |
| GRAND JUNCTION, CO | 23 | $ 5,425,000 | $ 235,000 | $ 60,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 22 | $ 4,690,000 | $ 216,000 | $ 55,000 |
| COLUMBIA, MO | 22 | $ 3,620,000 | $ 164,000 | $ 53,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 22 | $ 2,800,000 | $ 139,500 | $ 65,500 |
| KNOXVILLE, TN | 22 | $ 6,250,000 | $ 284,000 | $ 205,000 |
| SANTA FE, NM | 22 | $ 5,320,000 | $ 241,000 | $ 89,000 |
| TRENTON, NJ | 22 | $ 4,780,000 | $ 217,000 | $ 86,000 |
| DURHAM-CHAPEL HILL, NC | 21 | $ 5,605,000 | $ 266,000 | $ 95,000 |
| NEW BERN, NC | 21 | $ 3,925,000 | $ 186,000 | $ 78,000 |
| ROME, GA | 21 | $ 3,845,000 | $ 183,000 | $ 83,000 |
| SPRINGFIELD, MA | 21 | $ 4,125,000 | $ 196,000 | $ 54,000 |
| YORK-HANOVER, PA | 20 | $ 4,050,000 | $ 202,000 | $ 80,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 19 | $ 5,155,000 | $ 271,000 | $ 237,000 |
| OLYMPIA-TUMWATER, WA | 19 | $ 6,225,000 | $ 327,000 | $ 77,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 18 | $ 2,530,000 | $ 140,000 | $ 58,000 |
| SAN ANGELO, TX | 18 | $ 3,220,000 | $ 178,000 | $ 83,000 |
| TALLAHASSEE, FL | 18 | $ 3,230,000 | $ 179,000 | $ 73,000 |
| AUBURN-OPELIKA, AL | 17 | $ 4,675,000 | $ 275,000 | $ 125,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 17 | $ 3,025,000 | $ 177,000 | $ 73,000 |
| CASPER, WY | 17 | $ 4,655,000 | $ 273,000 | $ 0 |
| CORVALLIS, OR | 17 | $ 4,765,000 | $ 280,000 | $ 90,000 |
| DECATUR, AL | 17 | $ 2,905,000 | $ 170,000 | $ 64,000 |
| KENNEWICK-RICHLAND, WA | 17 | $ 4,835,000 | $ 284,000 | $ 101,000 |
| MIDLAND, TX | 17 | $ 5,375,000 | $ 316,000 | $ 111,000 |
| NEW HAVEN-MILFORD, CT | 17 | $ 3,525,000 | $ 207,000 | $ 76,000 |
| PORTLAND-SOUTH PORTLAND, ME | 17 | $ 4,895,000 | $ 287,000 | $ 96,000 |
| VALDOSTA, GA | 17 | $ 3,225,000 | $ 189,000 | $ 111,000 |
| ALBANY, GA | 16 | $ 2,290,000 | $ 143,000 | $ 79,000 |
| DALTON, GA | 16 | $ 2,180,000 | $ 136,000 | $ 43,000 |
| GRANTS PASS, OR | 16 | $ 4,420,000 | $ 276,000 | $ 83,000 |
| LANSING-EAST LANSING, MI | 16 | $ 2,970,000 | $ 185,000 | $ 66,000 |
| MOUNT VERNON-ANACORTES, WA | 16 | $ 4,570,000 | $ 285,000 | $ 51,000 |
| PUNTA GORDA, FL | 16 | $ 3,140,000 | $ 196,000 | $ 126,000 |
| CLARKSVILLE, TN-KY | 15 | $ 3,175,000 | $ 185,000 | $ 37,000 |
| LONGVIEW, TX | 15 | $ 3,105,000 | $ 207,000 | $ 89,000 |
| PANAMA CITY, FL | 15 | $ 3,315,000 | $ 221,000 | $ 82,000 |
| WICHITA, KS | 15 | $ 2,785,000 | $ 185,000 | $ 44,000 |
| BEAUMONT-PORT ARTHUR, TX | 14 | $ 3,450,000 | $ 246,000 | $ 74,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 14 | $ 4,210,000 | $ 300,000 | $ 15,000 |
| CHATTANOOGA, TN-GA | 13 | $ 3,445,000 | $ 226,500 | $ 104,500 |
| JACKSON, MS | 13 | $ 2,695,000 | $ 207,000 | $ 70,000 |
| SEBASTIAN-VERO BEACH, FL | 13 | $ 2,375,000 | $ 182,000 | $ 60,000 |
| ANN ARBOR, MI | 12 | $ 3,420,000 | $ 285,000 | $ 106,000 |
| BLOOMSBURG-BERWICK, PA | 12 | $ 2,760,000 | $ 230,000 | $ 99,000 |
| COLUMBUS, GA-AL | 12 | $ 2,650,000 | $ 206,500 | $ 56,500 |
| KALAMAZOO-PORTAGE, MI | 12 | $ 2,560,000 | $ 213,000 | $ 0 |
| KANKAKEE, IL | 12 | $ 1,820,000 | $ 151,000 | $ 74,000 |
| LONGVIEW, WA | 12 | $ 3,200,000 | $ 266,000 | $ 67,000 |
| PEORIA, IL | 12 | $ 1,750,000 | $ 145,000 | $ 67,000 |
| ROANOKE, VA | 12 | $ 2,550,000 | $ 212,000 | $ 62,000 |
| WARNER ROBINS, GA | 12 | $ 2,440,000 | $ 203,000 | $ 50,000 |
| BOWLING GREEN, KY | 11 | $ 1,605,000 | $ 145,000 | $ 148,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 11 | $ 1,785,000 | $ 162,000 | $ 58,000 |
| JANESVILLE-BELOIT, WI | 11 | $ 2,105,000 | $ 191,000 | $ 74,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 2,545,000 | $ 264,500 | $ 67,000 |
| POCATELLO, ID | 11 | $ 2,015,000 | $ 183,000 | $ 79,000 |
| APPLETON, WI | 10 | $ 1,990,000 | $ 199,000 | $ 96,000 |
| COLLEGE STATION-BRYAN, TX | 10 | $ 2,450,000 | $ 245,000 | $ 93,000 |
| CUMBERLAND, MD-WV | 10 | $ 1,280,000 | $ 128,000 | $ 55,000 |
| JEFFERSON CITY, MO | 10 | $ 1,770,000 | $ 177,000 | $ 39,000 |
| KILLEEN-TEMPLE, TX | 10 | $ 2,230,000 | $ 223,000 | $ 18,000 |
| LEBANON, PA | 10 | $ 1,500,000 | $ 150,000 | $ 50,000 |
| RENO, NV | 10 | $ 4,060,000 | $ 406,000 | $ 138,000 |
| ROCKFORD, IL | 10 | $ 1,750,000 | $ 175,000 | $ 75,000 |
| AMARILLO, TX | 9 | $ 2,015,000 | $ 223,000 | $ 93,000 |
| BREMERTON-SILVERDALE, WA | 9 | $ 2,635,000 | $ 292,000 | $ 72,000 |
| BROWNSVILLE-HARLINGEN, TX | 9 | $ 1,245,000 | $ 138,000 | $ 66,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 9 | $ 2,305,000 | $ 256,000 | $ 109,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 9 | $ 1,725,000 | $ 191,000 | $ 67,000 |
| GAINESVILLE, FL | 9 | $ 1,665,000 | $ 185,000 | $ 183,000 |
| JOHNSON CITY, TN | 9 | $ 1,815,000 | $ 201,000 | $ 71,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 9 | $ 2,545,000 | $ 282,000 | $ 79,000 |
| SALISBURY, MD-DE | 9 | $ 2,155,000 | $ 220,500 | $ 86,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 1,395,000 | $ 242,500 | $ 168,000 |
| SPRINGFIELD, IL | 9 | $ 1,335,000 | $ 148,000 | $ 73,000 |
| TWIN FALLS, ID | 9 | $ 2,095,000 | $ 232,000 | $ 65,000 |
| AMES, IA | 8 | $ 1,110,000 | $ 138,000 | $ 54,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 1,390,000 | $ 173,000 | $ 65,000 |
| CHEYENNE, WY | 8 | $ 1,660,000 | $ 207,000 | $ 56,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 2,180,000 | $ 272,000 | $ 208,000 |
| GREAT FALLS, MT | 8 | $ 1,920,000 | $ 240,000 | $ 49,000 |
| SHEBOYGAN, WI | 8 | $ 1,550,000 | $ 193,000 | $ 73,000 |
| TOLEDO, OH | 8 | $ 1,710,000 | $ 213,000 | $ 42,000 |
| ABILENE, TX | 7 | $ 1,455,000 | $ 207,000 | $ 0 |
| AKRON, OH | 7 | $ 1,615,000 | $ 230,000 | $ 100,000 |
| FLINT, MI | 7 | $ 1,255,000 | $ 179,000 | $ 34,000 |
| FLORENCE, SC | 7 | $ 1,535,000 | $ 219,000 | $ 238,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 7 | $ 2,195,000 | $ 313,000 | $ 65,000 |
| HARRISONBURG, VA | 7 | $ 1,625,000 | $ 232,000 | $ 83,000 |
| HOMOSASSA SPRINGS, FL | 7 | $ 1,005,000 | $ 143,000 | $ 75,000 |
| HOUMA-THIBODAUX, LA | 7 | $ 905,000 | $ 129,000 | $ 60,000 |
| NORWICH-NEW LONDON, CT | 7 | $ 2,025,000 | $ 289,000 | $ 90,000 |
| TUSCALOOSA, AL | 7 | $ 1,155,000 | $ 165,000 | $ 0 |
| WALLA WALLA, WA | 7 | $ 1,715,000 | $ 245,000 | $ 99,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,220,000 | $ 203,000 | $ 83,000 |
| LUBBOCK, TX | 6 | $ 980,000 | $ 163,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 690,000 | $ 115,000 | $ 51,000 |
| SIERRA VISTA-DOUGLAS, AZ | 6 | $ 1,020,000 | $ 170,000 | $ 85,000 |
| TEXARKANA, TX-AR | 6 | $ 1,400,000 | $ 233,000 | $ 125,000 |
| THE VILLAGES, FL | 6 | $ 1,010,000 | $ 168,000 | $ 53,000 |
| WACO, TX | 6 | $ 1,390,000 | $ 231,000 | $ 74,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 970,000 | $ 155,000 | $ 67,000 |
| FOND DU LAC, WI | 5 | $ 555,000 | $ 111,000 | $ 48,000 |
| JONESBORO, AR | 5 | $ 1,285,000 | $ 257,000 | $ 90,000 |
| LAS CRUCES, NM | 5 | $ 895,000 | $ 179,000 | $ 84,000 |
| MORRISTOWN, TN | 5 | $ 1,135,000 | $ 227,000 | $ 37,000 |
| ODESSA, TX | 5 | $ 1,365,000 | $ 273,000 | $ 0 |
| SIOUX FALLS, SD | 5 | $ 1,315,000 | $ 263,000 | $ 75,000 |
| VICTORIA, TX | 5 | $ 865,000 | $ 173,000 | $ 113,000 |
| WINCHESTER, VA-WV | 5 | $ 1,795,000 | $ 359,000 | $ 209,000 |
| YUMA, AZ | 5 | $ 765,000 | $ 153,000 | $ 75,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 1,230,000 | $ 307,000 | $ 127,000 |
| BISMARCK, ND | 4 | $ 1,360,000 | $ 340,000 | $ 0 |
| BURLINGTON, NC | 4 | $ 480,000 | $ 120,000 | $ 37,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 700,000 | $ 175,000 | $ 76,000 |
| DOVER, DE | 4 | $ 1,020,000 | $ 255,000 | $ 95,000 |
| HAMMOND, LA | 4 | $ 670,000 | $ 167,000 | $ 50,000 |
| OWENSBORO, KY | 4 | $ 820,000 | $ 205,000 | $ 70,000 |
| WAUSAU, WI | 4 | $ 760,000 | $ 190,000 | $ 77,000 |
| ALEXANDRIA, LA | 3 | $ 695,000 | $ 231,000 | $ 87,000 |
| ALTOONA, PA | 3 | $ 505,000 | $ 168,000 | $ 95,000 |
| CANTON-MASSILLON, OH | 3 | $ 315,000 | $ 105,000 | $ 60,000 |
| CARBONDALE-MARION, IL | 3 | $ 195,000 | $ 65,000 | $ 81,000 |
| CLEVELAND, TN | 3 | $ 395,000 | $ 131,000 | $ 73,000 |
| ELKHART-GOSHEN, IN | 3 | $ 475,000 | $ 158,000 | $ 87,000 |
| ERIE, PA | 3 | $ 215,000 | $ 71,000 | $ 30,000 |
| FARGO, ND-MN | 3 | $ 755,000 | $ 250,000 | $ 397,000 |
| HOT SPRINGS, AR | 3 | $ 415,000 | $ 138,000 | $ 52,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 565,000 | $ 188,000 | $ 31,000 |
| LAREDO, TX | 3 | $ 435,000 | $ 145,000 | $ 82,000 |
| LEWISTON, ID-WA | 3 | $ 705,000 | $ 235,000 | $ 68,000 |
| LINCOLN, NE | 3 | $ 815,000 | $ 271,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 345,000 | $ 115,000 | $ 54,000 |
| MOBILE, AL | 3 | $ 835,000 | $ 278,000 | $ 105,000 |
| MORGANTOWN, WV | 3 | $ 555,000 | $ 185,000 | $ 81,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 755,000 | $ 251,000 | $ 0 |
| BLOOMINGTON, IL | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| BLOOMINGTON, IN | 2 | $ 210,000 | $ 105,000 | $ 30,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 500,000 | $ 250,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 820,000 | $ 410,000 | $ 96,000 |
| CARSON CITY, NV | 2 | $ 620,000 | $ 310,000 | $ 60,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| DUBUQUE, IA | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| GADSDEN, AL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| GETTYSBURG, PA | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| GOLDSBORO, NC | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| HATTIESBURG, MS | 2 | $ 420,000 | $ 210,000 | $ 89,000 |
| JACKSON, TN | 2 | $ 420,000 | $ 210,000 | $ 46,000 |
| JOHNSTOWN, PA | 2 | $ 160,000 | $ 80,000 | $ 33,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 320,000 | $ 160,000 | $ 0 |
| LEWISTON-AUBURN, ME | 2 | $ 270,000 | $ 135,000 | $ 103,000 |
| MONROE, MI | 2 | $ 620,000 | $ 310,000 | $ 198,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| ROCKY MOUNT, NC | 2 | $ 290,000 | $ 145,000 | $ 0 |
| SAGINAW, MI | 2 | $ 630,000 | $ 315,000 | $ 0 |
| TERRE HAUTE, IN | 2 | $ 250,000 | $ 125,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 2 | $ 300,000 | $ 150,000 | $ 43,000 |
| WENATCHEE, WA | 2 | $ 740,000 | $ 370,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| BANGOR, ME | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| BATTLE CREEK, MI | 1 | $ 345,000 | $ 345,000 | $ 0 |
| BECKLEY, WV | 1 | $ 165,000 | $ 165,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| EAU CLAIRE, WI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| ELMIRA, NY | 1 | $ 295,000 | $ 295,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 95,000 | $ 95,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 235,000 | $ 235,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 345,000 | $ 345,000 | $ 293,000 |
| JACKSON, MI | 1 | $ 215,000 | $ 215,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 385,000 | $ 385,000 | $ 0 |
| LAWTON, OK | 1 | $ 55,000 | $ 55,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 225,000 | $ 225,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| MUNCIE, IN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MUSKEGON, MI | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
| PINE BLUFF, AR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 155,000 | $ 155,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| SUMTER, SC | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 45,198 | $12,325,360,000 | $272,000 | $2,205,000 | $98,000 | $3,577,000 |
| Refinancing | 9,769 | $3,353,015,000 | $343,000 | $2,565,000 | $106,000 | $7,816,000 |
| Cash-out Refinancing | 8,117 | $2,510,745,000 | $309,000 | $3,405,000 | $111,000 | $7,080,000 |
| Home Improvement | 399 | $118,485,000 | $296,000 | $1,495,000 | $109,000 | $1,982,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,800 | $6,889,590,000 | $289,000 | $2,205,000 | $0 | $0 |
| White | 22,104 | $6,232,250,000 | $281,000 | $3,405,000 | $104,000 | $7,816,000 |
| Hispanic | 7,855 | $2,098,775,000 | $267,000 | $1,475,000 | $86,000 | $7,080,000 |
| Not Provided | 3,545 | $1,114,805,000 | $314,000 | $2,075,000 | $109,000 | $2,036,000 |
| Asian | 3,256 | $1,184,450,000 | $363,000 | $1,495,000 | $126,000 | $1,640,000 |
| Black or African American | 2,541 | $664,165,000 | $261,000 | $1,505,000 | $84,000 | $531,000 |
| Native Hawaiian or Other Pacific Islander | 169 | $60,635,000 | $358,000 | $765,000 | $90,000 | $290,000 |
| American Indian or Alaskan Native | 95 | $25,125,000 | $264,000 | $705,000 | $96,000 | $668,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38,453 | $11,330,585,000 | $294,000 | $3,405,000 | $122,000 | $7,816,000 |
| FHA-insured (Federal Housing Administration) | 15,929 | $4,075,835,000 | $255,000 | $1,405,000 | $75,000 | $1,152,000 |
| VA-guaranteed (Veterans Administration) | 7,576 | $2,632,410,000 | $347,000 | $1,835,000 | $75,000 | $980,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,525 | $268,775,000 | $176,000 | $805,000 | $56,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,382 | $8,062,620,000 | $284,000 | $2,075,000 | $101,000 | $7,816,000 |
| Loan Purchased By The Institution | 23,800 | $6,889,590,000 | $289,000 | $2,205,000 | $0 | $0 |
| Application Denied By Financial Institution | 7,177 | $2,168,335,000 | $302,000 | $2,505,000 | $99,000 | $2,615,000 |
| Application Withdrawn By Applicant | 2,938 | $839,610,000 | $285,000 | $3,405,000 | $107,000 | $5,481,000 |
| File Closed For Incompleteness | 805 | $227,585,000 | $282,000 | $1,695,000 | $115,000 | $7,080,000 |
| Application Approved But Not Accepted | 381 | $119,865,000 | $314,000 | $1,505,000 | $101,000 | $991,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 56,306 | $16,139,270,000 | $286,000 | $3,405,000 | $102,000 | $7,816,000 |
| Unverifiable Information | 3,196 | $1,030,240,000 | $322,000 | $2,315,000 | $109,000 | $2,615,000 |
| Debt-To-Income Ratio | 1,090 | $336,110,000 | $308,000 | $2,505,000 | $81,000 | $1,973,000 |
| Collateral | 894 | $246,830,000 | $276,000 | $1,205,000 | $100,000 | $770,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 683 | $195,145,000 | $285,000 | $1,685,000 | $92,000 | $443,000 |
| Credit History | 585 | $157,605,000 | $269,000 | $1,235,000 | $92,000 | $1,469,000 |
| Other | 382 | $104,430,000 | $273,000 | $1,345,000 | $89,000 | $1,333,000 |
| Employment History | 178 | $42,550,000 | $239,000 | $835,000 | $69,000 | $473,000 |
| Credit Application Incomplete | 165 | $54,155,000 | $328,000 | $1,305,000 | $112,000 | $1,200,000 |
| Mortgage Insurance Denied | 4 | $1,270,000 | $317,000 | $425,000 | $89,000 | $140,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.