Stellarone Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Stellarone Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stellarone Bank 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,057 |
| Total Mortgage Loan Application Amount | $681,448,000 |
| Average Mortgage Loan Application Amount | $128,666 |
| Highest Mortgage Loan Application Amount | $3,264,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,604,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Stellarone Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stellarone Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Stellarone Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stellarone Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Stellarone Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stellarone Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 540 | $ 92,460,000 | $ 171,000 | $ 83,000 |
| Spartanburg County South Carolina | 228 | $ 32,778,000 | $ 143,000 | $ 59,000 |
| Montgomery County Virginia | 181 | $ 27,206,000 | $ 150,000 | $ 75,000 |
| Roanoke County Virginia | 169 | $ 30,984,000 | $ 183,000 | $ 85,000 |
| Anderson County South Carolina | 140 | $ 19,312,000 | $ 137,000 | $ 59,000 |
| Augusta County Virginia | 134 | $ 22,259,000 | $ 166,000 | $ 55,000 |
| Chatham County Georgia | 132 | $ 32,347,000 | $ 245,000 | $ 132,000 |
| Bedford County Virginia | 130 | $ 22,631,000 | $ 174,000 | $ 80,000 |
| Richland County South Carolina | 115 | $ 17,937,000 | $ 155,000 | $ 60,000 |
| Pulaski County Virginia | 113 | $ 13,593,000 | $ 120,000 | $ 53,000 |
| Lexington County South Carolina | 111 | $ 18,404,000 | $ 165,000 | $ 60,000 |
| Rockbridge County Virginia | 110 | $ 19,808,000 | $ 180,000 | $ 66,000 |
| Roanoke City County Virginia | 109 | $ 16,049,000 | $ 147,000 | $ 87,000 |
| Albemarle County Virginia | 99 | $ 26,475,000 | $ 267,000 | $ 135,000 |
| Culpeper County Virginia | 91 | $ 14,112,000 | $ 155,000 | $ 79,000 |
| Rockingham County Virginia | 62 | $ 10,666,000 | $ 172,000 | $ 65,000 |
| Horry County South Carolina | 59 | $ 9,174,000 | $ 155,000 | $ 90,000 |
| Spotsylvania County Virginia | 58 | $ 13,719,000 | $ 236,000 | $ 98,000 |
| Madison County Virginia | 56 | $ 5,247,000 | $ 93,000 | $ 55,000 |
| Floyd County Virginia | 53 | $ 7,483,000 | $ 141,000 | $ 53,000 |
| Pickens County South Carolina | 49 | $ 7,194,000 | $ 146,000 | $ 71,000 |
| Orange County Virginia | 48 | $ 5,828,000 | $ 121,000 | $ 69,000 |
| Franklin County Virginia | 47 | $ 7,901,000 | $ 168,000 | $ 78,000 |
| Salem County Virginia | 45 | $ 6,486,000 | $ 144,000 | $ 71,000 |
| Tazewell County Virginia | 45 | $ 5,815,000 | $ 129,000 | $ 54,000 |
| Botetourt County Virginia | 44 | $ 8,186,000 | $ 186,000 | $ 80,000 |
| Staunton County Virginia | 39 | $ 4,657,000 | $ 119,000 | $ 60,000 |
| Giles County Virginia | 38 | $ 4,104,000 | $ 108,000 | $ 54,000 |
| Buena Vista County Virginia | 35 | $ 3,618,000 | $ 103,000 | $ 43,000 |
| Campbell County Virginia | 33 | $ 5,704,000 | $ 172,000 | $ 57,000 |
| Kershaw County South Carolina | 32 | $ 4,132,000 | $ 129,000 | $ 47,000 |
| Buncombe County North Carolina | 30 | $ 6,419,000 | $ 213,000 | $ 88,000 |
| York County South Carolina | 30 | $ 5,875,000 | $ 195,000 | $ 75,000 |
| Charlottesville County Virginia | 30 | $ 6,983,000 | $ 232,000 | $ 105,000 |
| Lynchburg County Virginia | 27 | $ 4,788,000 | $ 177,000 | $ 77,000 |
| Beaufort County South Carolina | 25 | $ 6,288,000 | $ 251,000 | $ 106,000 |
| Radford County Virginia | 24 | $ 3,196,000 | $ 133,000 | $ 72,000 |
| Greenwood County South Carolina | 23 | $ 2,970,000 | $ 129,000 | $ 44,000 |
| Waynesboro County Virginia | 23 | $ 3,030,000 | $ 131,000 | $ 74,000 |
| Charleston County South Carolina | 22 | $ 4,380,000 | $ 199,000 | $ 201,000 |
| Wythe County Virginia | 22 | $ 2,755,000 | $ 125,000 | $ 48,000 |
| Berkeley County South Carolina | 20 | $ 3,580,000 | $ 179,000 | $ 76,000 |
| Lexington County Virginia | 20 | $ 3,278,000 | $ 163,000 | $ 74,000 |
| Stafford County Virginia | 20 | $ 5,026,000 | $ 251,000 | $ 103,000 |
| Laurens County South Carolina | 19 | $ 2,561,000 | $ 134,000 | $ 59,000 |
| Oconee County South Carolina | 19 | $ 3,528,000 | $ 185,000 | $ 85,000 |
| Chesterfield County Virginia | 17 | $ 4,445,000 | $ 261,000 | $ 94,000 |
| Henrico County Virginia | 16 | $ 4,150,000 | $ 259,000 | $ 121,000 |
| Mecklenburg County North Carolina | 15 | $ 3,214,000 | $ 214,000 | $ 121,000 |
| Wilkes County North Carolina | 15 | $ 1,735,000 | $ 115,000 | $ 41,000 |
| Fluvanna County Virginia | 15 | $ 2,982,000 | $ 198,000 | $ 101,000 |
| Harrisonburg County Virginia | 14 | $ 2,322,000 | $ 165,000 | $ 56,000 |
| Florence County South Carolina | 13 | $ 1,984,000 | $ 152,000 | $ 67,000 |
| Newberry County South Carolina | 13 | $ 1,982,000 | $ 152,000 | $ 47,000 |
| Louisa County Virginia | 13 | $ 3,318,000 | $ 255,000 | $ 68,000 |
| Caroline County Virginia | 12 | $ 1,692,000 | $ 141,000 | $ 73,000 |
| Russell County Virginia | 12 | $ 1,698,000 | $ 141,000 | $ 64,000 |
| Fairfax County Virginia | 11 | $ 3,490,000 | $ 317,000 | $ 127,000 |
| Mercer County West Virginia | 11 | $ 1,208,000 | $ 109,000 | $ 70,000 |
| Darlington County South Carolina | 10 | $ 1,465,000 | $ 146,000 | $ 50,000 |
| Alleghany County Virginia | 10 | $ 769,000 | $ 76,000 | $ 54,000 |
| Bedford City County Virginia | 10 | $ 1,764,000 | $ 176,000 | $ 54,000 |
| Covington County Virginia | 10 | $ 301,000 | $ 30,000 | $ 35,000 |
| Shenandoah County Virginia | 10 | $ 1,045,000 | $ 104,000 | $ 71,000 |
| Nelson County Virginia | 9 | $ 1,455,000 | $ 161,000 | $ 55,000 |
| Henderson County North Carolina | 8 | $ 1,316,000 | $ 164,000 | $ 58,000 |
| Jackson County North Carolina | 8 | $ 1,683,000 | $ 210,000 | $ 86,000 |
| Chesterfield County South Carolina | 8 | $ 952,000 | $ 119,000 | $ 50,000 |
| Dillon County South Carolina | 8 | $ 1,052,000 | $ 131,000 | $ 47,000 |
| Lancaster County South Carolina | 8 | $ 1,129,000 | $ 141,000 | $ 40,000 |
| Fredericksburg County Virginia | 8 | $ 1,682,000 | $ 210,000 | $ 76,000 |
| Loudoun County Virginia | 8 | $ 2,167,000 | $ 270,000 | $ 148,000 |
| Richmond City County Virginia | 8 | $ 1,409,000 | $ 176,000 | $ 162,000 |
| Effingham County Georgia | 7 | $ 1,198,000 | $ 171,000 | $ 69,000 |
| Catawba County North Carolina | 7 | $ 1,059,000 | $ 151,000 | $ 48,000 |
| Guilford County North Carolina | 7 | $ 1,266,000 | $ 180,000 | $ 86,000 |
| Dorchester County South Carolina | 7 | $ 1,189,000 | $ 169,000 | $ 86,000 |
| King George County Virginia | 7 | $ 2,006,000 | $ 286,000 | $ 123,000 |
| Wake County North Carolina | 6 | $ 1,538,000 | $ 256,000 | $ 156,000 |
| Aiken County South Carolina | 6 | $ 748,000 | $ 124,000 | $ 72,000 |
| Amherst County Virginia | 6 | $ 949,000 | $ 158,000 | $ 52,000 |
| Greene County Virginia | 6 | $ 1,482,000 | $ 247,000 | $ 73,000 |
| Pittsylvania County Virginia | 6 | $ 890,000 | $ 148,000 | $ 52,000 |
| Georgetown County South Carolina | 5 | $ 1,501,000 | $ 300,000 | $ 90,000 |
| Jasper County South Carolina | 5 | $ 896,000 | $ 179,000 | $ 86,000 |
| Sumter County South Carolina | 5 | $ 750,000 | $ 150,000 | $ 47,000 |
| Appomattox County Virginia | 5 | $ 770,000 | $ 154,000 | $ 62,000 |
| Fauquier County Virginia | 5 | $ 708,000 | $ 141,000 | $ 77,000 |
| Bryan County Georgia | 4 | $ 984,000 | $ 246,000 | $ 107,000 |
| Gaston County North Carolina | 4 | $ 475,000 | $ 118,000 | $ 78,000 |
| Abbeville County South Carolina | 4 | $ 547,000 | $ 136,000 | $ 52,000 |
| Chester County South Carolina | 4 | $ 474,000 | $ 118,000 | $ 35,000 |
| Washington County Virginia | 4 | $ 820,000 | $ 205,000 | $ 59,000 |
| Bulloch County Georgia | 3 | $ 658,000 | $ 219,000 | $ 71,000 |
| Union County North Carolina | 3 | $ 778,000 | $ 259,000 | $ 99,000 |
| Calhoun County South Carolina | 3 | $ 484,000 | $ 161,000 | $ 62,000 |
| Cherokee County South Carolina | 3 | $ 310,000 | $ 103,000 | $ 39,000 |
| Marion County South Carolina | 3 | $ 354,000 | $ 118,000 | $ 33,000 |
| Marlboro County South Carolina | 3 | $ 205,000 | $ 68,000 | $ 27,000 |
| Orangeburg County South Carolina | 3 | $ 387,000 | $ 129,000 | $ 40,000 |
| Saluda County South Carolina | 3 | $ 569,000 | $ 189,000 | $ 72,000 |
| Arlington County Virginia | 3 | $ 1,018,000 | $ 339,000 | $ 100,000 |
| Bristol County Virginia | 3 | $ 353,000 | $ 117,000 | $ 40,000 |
| Buchanan County Virginia | 3 | $ 265,000 | $ 88,000 | $ 51,000 |
| Danville County Virginia | 3 | $ 246,000 | $ 82,000 | $ 323,000 |
| Powhatan County Virginia | 3 | $ 820,000 | $ 273,000 | $ 116,000 |
| Prince William County Virginia | 3 | $ 683,000 | $ 227,000 | $ 104,000 |
| Brunswick County North Carolina | 2 | $ 473,000 | $ 236,000 | $ 148,000 |
| Caldwell County North Carolina | 2 | $ 393,000 | $ 196,000 | $ 50,000 |
| Craven County North Carolina | 2 | $ 492,000 | $ 246,000 | $ 127,000 |
| Durham County North Carolina | 2 | $ 523,000 | $ 261,000 | $ 142,000 |
| Haywood County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 80,000 |
| Lincoln County North Carolina | 2 | $ 478,000 | $ 239,000 | $ 103,000 |
| Madison County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 28,000 |
| Pender County North Carolina | 2 | $ 513,000 | $ 256,000 | $ 62,000 |
| Transylvania County North Carolina | 2 | $ 501,000 | $ 250,000 | $ 48,000 |
| Barnwell County South Carolina | 2 | $ 287,000 | $ 143,000 | $ 54,000 |
| Clarendon County South Carolina | 2 | $ 287,000 | $ 143,000 | $ 86,000 |
| Fairfield County South Carolina | 2 | $ 292,000 | $ 146,000 | $ 36,000 |
| Hampton County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| Rutherford County Tennessee | 2 | $ 255,000 | $ 127,000 | $ 26,000 |
| Alexandria County Virginia | 2 | $ 591,000 | $ 295,000 | $ 140,000 |
| Bath County Virginia | 2 | $ 79,000 | $ 39,000 | $ 60,000 |
| Buckingham County Virginia | 2 | $ 371,000 | $ 185,000 | $ 51,000 |
| Carroll County Virginia | 2 | $ 93,000 | $ 46,000 | $ 25,000 |
| Chesapeake County Virginia | 2 | $ 595,000 | $ 297,000 | $ 51,000 |
| Goochland County Virginia | 2 | $ 1,031,000 | $ 515,000 | $ 142,000 |
| King William County Virginia | 2 | $ 282,000 | $ 141,000 | $ 56,000 |
| Nottoway County Virginia | 2 | $ 1,092,000 | $ 546,000 | $ 196,000 |
| Page County Virginia | 2 | $ 278,000 | $ 139,000 | $ 45,000 |
| Patrick County Virginia | 2 | $ 376,000 | $ 188,000 | $ 244,000 |
| Virginia Beach County Virginia | 2 | $ 890,000 | $ 445,000 | $ 160,000 |
| York County Virginia | 2 | $ 706,000 | $ 353,000 | $ 157,000 |
| Berkeley County West Virginia | 2 | $ 322,000 | $ 161,000 | $ 55,000 |
| Hardy County West Virginia | 2 | $ 252,000 | $ 126,000 | $ 52,000 |
| Raleigh County West Virginia | 2 | $ 121,000 | $ 60,000 | $ 113,000 |
| Shelby County Alabama | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| District of Columbia County District Of Columbia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 181,000 |
| Duval County Florida | 1 | $ 715,000 | $ 715,000 | $ 653,000 |
| Flagler County Florida | 1 | $ 68,000 | $ 68,000 | $ 105,000 |
| Monroe County Florida | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Glynn County Georgia | 1 | $ 159,000 | $ 159,000 | $ 44,000 |
| Baltimore City County Maryland | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Alexander County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 143,000 |
| Cabarrus County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 24,000 |
| Carteret County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 203,000 |
| Clay County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Dare County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Davidson County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Nash County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 36,000 |
| Orange County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Robeson County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Rockingham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Watauga County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 128,000 |
| Stark County Ohio | 1 | $ 39,000 | $ 39,000 | $ 37,000 |
| Westmoreland County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 83,000 |
| Colleton County South Carolina | 1 | $ 311,000 | $ 311,000 | $ 181,000 |
| Williamsburg County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
| Hamilton County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Shelby County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 49,000 |
| Washington County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 119,000 |
| Accomack County Virginia | 1 | $ 68,000 | $ 68,000 | $ 150,000 |
| Amelia County Virginia | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
| Bland County Virginia | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Charles City County Virginia | 1 | $ 229,000 | $ 229,000 | $ 76,000 |
| Charlotte County Virginia | 1 | $ 169,000 | $ 169,000 | $ 46,000 |
| Colonial Heights County Virginia | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Craig County Virginia | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| Dinwiddie County Virginia | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Falls Church County Virginia | 1 | $ 525,000 | $ 525,000 | $ 348,000 |
| Hanover County Virginia | 1 | $ 224,000 | $ 224,000 | $ 64,000 |
| Martinsville County Virginia | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| New Kent County Virginia | 1 | $ 280,000 | $ 280,000 | $ 74,000 |
| Norton County Virginia | 1 | $ 112,000 | $ 112,000 | $ 62,000 |
| Petersburg County Virginia | 1 | $ 203,000 | $ 203,000 | $ 68,000 |
| Prince Edward County Virginia | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Rappahannock County Virginia | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Smyth County Virginia | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Wise County Virginia | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Barbour County West Virginia | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Harrison County West Virginia | 1 | $ 240,000 | $ 240,000 | $ 138,000 |
| McDowell County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Stellarone Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,106 | $391,981,000 | $186,000 | $3,264,000 | $86,000 | $1,604,000 |
| Home Purchase | 1,744 | $281,310,000 | $161,000 | $881,000 | $68,000 | $999,000 |
| Home Improvement | 207 | $8,157,000 | $39,000 | $417,000 | $55,000 | $397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,453 | $575,379,000 | $166,000 | $1,500,000 | $79,000 | $1,604,000 |
| Black or African American | 232 | $31,676,000 | $136,000 | $680,000 | $50,000 | $273,000 |
| Not Provided | 224 | $46,152,000 | $206,000 | $892,000 | $90,000 | $434,000 |
| Hispanic | 49 | $6,709,000 | $136,000 | $535,000 | $59,000 | $205,000 |
| Not applicable | 43 | $12,124,000 | $281,000 | $3,264,000 | $0 | $0 |
| Asian | 39 | $6,644,000 | $170,000 | $413,000 | $66,000 | $298,000 |
| American Indian or Alaskan Native | 12 | $1,829,000 | $152,000 | $360,000 | $76,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $935,000 | $187,000 | $377,000 | $79,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,620 | $462,678,000 | $176,000 | $3,264,000 | $91,000 | $1,604,000 |
| FHA-insured (Federal Housing Administration) | 689 | $110,528,000 | $160,000 | $680,000 | $57,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 628 | $81,594,000 | $129,000 | $351,000 | $42,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 120 | $26,648,000 | $222,000 | $581,000 | $72,000 | $248,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,248 | $546,227,000 | $168,000 | $3,264,000 | $77,000 | $1,604,000 |
| Application Denied By Financial Institution | 380 | $59,473,000 | $156,000 | $881,000 | $74,000 | $647,000 |
| Application Approved But Not Accepted | 215 | $36,610,000 | $170,000 | $620,000 | $76,000 | $364,000 |
| Application Withdrawn By Applicant | 154 | $26,854,000 | $174,000 | $792,000 | $71,000 | $694,000 |
| File Closed For Incompleteness | 60 | $12,284,000 | $204,000 | $788,000 | $76,000 | $310,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 112 | $21,270,000 | $189,000 | $881,000 | $98,000 | $647,000 |
| Debt-To-Income Ratio | 110 | $18,268,000 | $166,000 | $680,000 | $60,000 | $434,000 |
| Credit History | 83 | $6,865,000 | $82,000 | $445,000 | $54,000 | $327,000 |
| Other | 49 | $7,980,000 | $162,000 | $512,000 | $85,000 | $274,000 |
| Employment History | 12 | $2,759,000 | $229,000 | $794,000 | $88,000 | $259,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $596,000 | $119,000 | $335,000 | $51,000 | $86,000 |
| Unverifiable Information | 4 | $1,244,000 | $311,000 | $417,000 | $75,000 | $130,000 |
| Credit Application Incomplete | 2 | $116,000 | $58,000 | $76,000 | $50,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stellarone Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stellarone Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.