Steward Investments, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Steward Investments, Inc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Steward Investments, Inc 1808 Aston Ave. Ste 200 Carlsbad, CA 92008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 |
| Total Number of Mortgage Applications | 1,213 |
| Total Mortgage Loan Application Amount | $348,754,000 |
| Average Mortgage Loan Application Amount | $282,333 |
| Highest Mortgage Loan Application Amount | $646,000 |
| Average Applicant Income | $149,666 |
| Highest Applicant Income | $1,677,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Steward Investments, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Steward Investments, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Steward Investments, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Steward Investments, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Steward Investments, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Steward Investments, Inc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 124 | $ 39,354,000 | $ 317,000 | $ 130,000 |
| Los Angeles County California | 120 | $ 39,821,000 | $ 331,000 | $ 111,000 |
| King County Washington | 95 | $ 29,623,000 | $ 311,000 | $ 131,000 |
| Douglas County Colorado | 78 | $ 20,780,000 | $ 266,000 | $ 122,000 |
| Jefferson County Colorado | 66 | $ 17,052,000 | $ 258,000 | $ 102,000 |
| Orange County California | 63 | $ 21,338,000 | $ 338,000 | $ 139,000 |
| Arapahoe County Colorado | 42 | $ 10,854,000 | $ 258,000 | $ 116,000 |
| Larimer County Colorado | 37 | $ 8,573,000 | $ 231,000 | $ 96,000 |
| Denver County Colorado | 34 | $ 9,286,000 | $ 273,000 | $ 99,000 |
| Boulder County Colorado | 30 | $ 8,446,000 | $ 281,000 | $ 127,000 |
| El Paso County Colorado | 29 | $ 7,430,000 | $ 256,000 | $ 120,000 |
| Snohomish County Washington | 29 | $ 7,480,000 | $ 257,000 | $ 114,000 |
| Riverside County California | 28 | $ 6,879,000 | $ 245,000 | $ 119,000 |
| Alameda County California | 25 | $ 8,278,000 | $ 331,000 | $ 133,000 |
| Santa Clara County California | 24 | $ 8,019,000 | $ 334,000 | $ 128,000 |
| Sacramento County California | 18 | $ 5,224,000 | $ 290,000 | $ 120,000 |
| Pierce County Washington | 18 | $ 4,452,000 | $ 247,000 | $ 115,000 |
| Contra Costa County California | 17 | $ 5,142,000 | $ 302,000 | $ 120,000 |
| San Mateo County California | 16 | $ 6,659,000 | $ 416,000 | $ 228,000 |
| Ventura County California | 16 | $ 4,659,000 | $ 291,000 | $ 112,000 |
| Adams County Colorado | 15 | $ 3,503,000 | $ 233,000 | $ 95,000 |
| El Dorado County California | 12 | $ 3,032,000 | $ 252,000 | $ 132,000 |
| Kitsap County Washington | 11 | $ 2,646,000 | $ 240,000 | $ 96,000 |
| Placer County California | 9 | $ 2,777,000 | $ 308,000 | $ 108,000 |
| San Bernardino County California | 9 | $ 2,195,000 | $ 243,000 | $ 115,000 |
| Sonoma County California | 9 | $ 2,759,000 | $ 306,000 | $ 144,000 |
| Summit County Colorado | 9 | $ 2,821,000 | $ 313,000 | $ 166,000 |
| Whatcom County Washington | 9 | $ 2,627,000 | $ 291,000 | $ 215,000 |
| Garfield County Colorado | 8 | $ 2,529,000 | $ 316,000 | $ 136,000 |
| Weld County Colorado | 8 | $ 1,748,000 | $ 218,000 | $ 90,000 |
| Washington County Oregon | 8 | $ 1,998,000 | $ 249,000 | $ 100,000 |
| Humboldt County California | 6 | $ 1,320,000 | $ 220,000 | $ 81,000 |
| Monterey County California | 6 | $ 1,390,000 | $ 231,000 | $ 97,000 |
| Santa Barbara County California | 6 | $ 1,934,000 | $ 322,000 | $ 136,000 |
| Broomfield County Colorado | 6 | $ 1,430,000 | $ 238,000 | $ 118,000 |
| La Plata County Colorado | 6 | $ 1,636,000 | $ 272,000 | $ 84,000 |
| Routt County Colorado | 6 | $ 1,377,000 | $ 229,000 | $ 139,000 |
| Spokane County Washington | 6 | $ 1,585,000 | $ 264,000 | $ 150,000 |
| Marin County California | 5 | $ 1,996,000 | $ 399,000 | $ 134,000 |
| Park County Colorado | 5 | $ 1,053,000 | $ 210,000 | $ 102,000 |
| Clark County Washington | 5 | $ 1,412,000 | $ 282,000 | $ 100,000 |
| Kern County California | 4 | $ 829,000 | $ 207,000 | $ 142,000 |
| San Francisco County California | 4 | $ 1,600,000 | $ 400,000 | $ 155,000 |
| Santa Cruz County California | 4 | $ 1,454,000 | $ 363,000 | $ 223,000 |
| Stanislaus County California | 4 | $ 857,000 | $ 214,000 | $ 81,000 |
| Eagle County Colorado | 4 | $ 948,000 | $ 237,000 | $ 118,000 |
| Grand County Colorado | 4 | $ 1,367,000 | $ 341,000 | $ 216,000 |
| Mesa County Colorado | 4 | $ 1,066,000 | $ 266,000 | $ 100,000 |
| Montezuma County Colorado | 4 | $ 964,000 | $ 241,000 | $ 85,000 |
| Broward County Florida | 4 | $ 931,000 | $ 232,000 | $ 91,000 |
| Clackamas County Oregon | 4 | $ 1,194,000 | $ 298,000 | $ 136,000 |
| Lane County Oregon | 4 | $ 986,000 | $ 246,000 | $ 85,000 |
| Butte County California | 3 | $ 706,000 | $ 235,000 | $ 112,000 |
| Calaveras County California | 3 | $ 622,000 | $ 207,000 | $ 94,000 |
| Nevada County California | 3 | $ 975,000 | $ 325,000 | $ 216,000 |
| San Joaquin County California | 3 | $ 460,000 | $ 153,000 | $ 80,000 |
| Clear Creek County Colorado | 3 | $ 784,000 | $ 261,000 | $ 150,000 |
| Montrose County Colorado | 3 | $ 707,000 | $ 235,000 | $ 99,000 |
| Teller County Colorado | 3 | $ 603,000 | $ 201,000 | $ 95,000 |
| Orange County Florida | 3 | $ 1,248,000 | $ 416,000 | $ 294,000 |
| Pinellas County Florida | 3 | $ 783,000 | $ 261,000 | $ 139,000 |
| Curry County Oregon | 3 | $ 708,000 | $ 236,000 | $ 131,000 |
| Multnomah County Oregon | 3 | $ 600,000 | $ 200,000 | $ 85,000 |
| Island County Washington | 3 | $ 806,000 | $ 268,000 | $ 98,000 |
| Thurston County Washington | 3 | $ 745,000 | $ 248,000 | $ 109,000 |
| Fresno County California | 2 | $ 477,000 | $ 238,000 | $ 184,000 |
| Mendocino County California | 2 | $ 585,000 | $ 292,000 | $ 144,000 |
| Shasta County California | 2 | $ 545,000 | $ 272,000 | $ 180,000 |
| Sutter County California | 2 | $ 495,000 | $ 247,000 | $ 117,000 |
| Tulare County California | 2 | $ 471,000 | $ 235,000 | $ 108,000 |
| Chaffee County Colorado | 2 | $ 339,000 | $ 169,000 | $ 111,000 |
| Gunnison County Colorado | 2 | $ 575,000 | $ 287,000 | $ 72,000 |
| Pueblo County Colorado | 2 | $ 359,000 | $ 179,000 | $ 101,000 |
| Deschutes County Oregon | 2 | $ 470,000 | $ 235,000 | $ 58,000 |
| Marion County Oregon | 2 | $ 542,000 | $ 271,000 | $ 92,000 |
| Benton County Washington | 2 | $ 600,000 | $ 300,000 | $ 114,000 |
| Cowlitz County Washington | 2 | $ 381,000 | $ 190,000 | $ 59,000 |
| Grant County Washington | 2 | $ 393,000 | $ 196,000 | $ 49,000 |
| Merced County California | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| San Benito County California | 1 | $ 417,000 | $ 417,000 | $ 243,000 |
| San Luis Obispo County California | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Solano County California | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Yolo County California | 1 | $ 340,000 | $ 340,000 | $ 67,000 |
| Conejos County Colorado | 1 | $ 111,000 | $ 111,000 | $ 92,000 |
| Delta County Colorado | 1 | $ 204,000 | $ 204,000 | $ 62,000 |
| Elbert County Colorado | 1 | $ 390,000 | $ 390,000 | $ 234,000 |
| Fremont County Colorado | 1 | $ 201,000 | $ 201,000 | $ 80,000 |
| Las Animas County Colorado | 1 | $ 216,000 | $ 216,000 | $ 51,000 |
| Hillsborough County Florida | 1 | $ 327,000 | $ 327,000 | $ 192,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Martin County Florida | 1 | $ 182,000 | $ 182,000 | $ 114,000 |
| Monroe County Florida | 1 | $ 197,000 | $ 197,000 | $ 192,000 |
| Palm Beach County Florida | 1 | $ 209,000 | $ 209,000 | $ 104,000 |
| Pasco County Florida | 1 | $ 197,000 | $ 197,000 | $ 68,000 |
| Polk County Florida | 1 | $ 368,000 | $ 368,000 | $ 100,000 |
| Sarasota County Florida | 1 | $ 237,000 | $ 237,000 | $ 31,000 |
| Seminole County Florida | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 186,000 |
| Sumter County Florida | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Volusia County Florida | 1 | $ 326,000 | $ 326,000 | $ 87,000 |
| Benton County Oregon | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Tillamook County Oregon | 1 | $ 214,000 | $ 214,000 | $ 241,000 |
| Chelan County Washington | 1 | $ 196,000 | $ 196,000 | $ 109,000 |
| Mason County Washington | 1 | $ 182,000 | $ 182,000 | $ 76,000 |
| Pend Oreille County Washington | 1 | $ 287,000 | $ 287,000 | $ 156,000 |
| San Juan County Washington | 1 | $ 219,000 | $ 219,000 | $ 128,000 |
| Skagit County Washington | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Skamania County Washington | 1 | $ 221,000 | $ 221,000 | $ 88,000 |
| Walla Walla County Washington | 1 | $ 221,000 | $ 221,000 | $ 375,000 |
Mortgage Loan Application Detail Totals for Steward Investments, Inc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,086 | $311,508,000 | $286,000 | $646,000 | $122,000 | $1,677,000 |
| Home Purchase | 126 | $36,978,000 | $293,000 | $590,000 | $120,000 | $409,000 |
| Home Improvement | 1 | $268,000 | $268,000 | $268,000 | $207,000 | $207,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 988 | $282,797,000 | $286,000 | $646,000 | $124,000 | $1,677,000 |
| Asian | 140 | $42,355,000 | $302,000 | $590,000 | $120,000 | $485,000 |
| Hispanic | 47 | $12,540,000 | $266,000 | $417,000 | $95,000 | $287,000 |
| Not Provided | 16 | $5,246,000 | $327,000 | $513,000 | $119,000 | $228,000 |
| Black or African American | 14 | $3,493,000 | $249,000 | $417,000 | $107,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,906,000 | $272,000 | $400,000 | $85,000 | $135,000 |
| American Indian or Alaskan Native | 1 | $417,000 | $417,000 | $417,000 | $131,000 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,178 | $338,104,000 | $287,000 | $625,000 | $123,000 | $1,677,000 |
| FHA-insured (Federal Housing Administration) | 34 | $10,423,000 | $306,000 | $646,000 | $85,000 | $353,000 |
| VA-guaranteed (Veterans Administration) | 1 | $227,000 | $227,000 | $227,000 | $115,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 763 | $219,427,000 | $287,000 | $625,000 | $127,000 | $911,000 |
| Application Withdrawn By Applicant | 358 | $102,401,000 | $286,000 | $646,000 | $118,000 | $1,677,000 |
| Application Denied By Financial Institution | 72 | $21,475,000 | $298,000 | $615,000 | $98,000 | $523,000 |
| File Closed For Incompleteness | 17 | $4,641,000 | $273,000 | $480,000 | $111,000 | $359,000 |
| Application Approved But Not Accepted | 3 | $810,000 | $270,000 | $472,000 | $89,000 | $135,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 18 | $5,896,000 | $327,000 | $615,000 | $131,000 | $398,000 |
| Debt-To-Income Ratio | 16 | $4,677,000 | $292,000 | $480,000 | $52,000 | $102,000 |
| Other | 13 | $3,771,000 | $290,000 | $540,000 | $100,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $723,000 | $241,000 | $301,000 | $93,000 | $123,000 |
| Unverifiable Information | 2 | $509,000 | $254,000 | $385,000 | $51,000 | $86,000 |
| Employment History | 1 | $247,000 | $247,000 | $247,000 | $80,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Steward Investments, Inc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Steward Investments, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.