Steward Investments, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Steward Investments, Inc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Steward Investments, Inc 1808 Aston Ave. Ste 200 Carlsbad, CA 92008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 |
| Total Number of Mortgage Applications | 1,066 |
| Total Mortgage Loan Application Amount | $338,817,000 |
| Average Mortgage Loan Application Amount | $331,000 |
| Highest Mortgage Loan Application Amount | $1,870,000 |
| Average Applicant Income | $128,500 |
| Highest Applicant Income | $1,736,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Steward Investments, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Steward Investments, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Steward Investments, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Steward Investments, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Steward Investments, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Steward Investments, Inc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 136 | $ 49,965,000 | $ 367,000 | $ 117,000 |
| King County Washington | 95 | $ 30,712,000 | $ 323,000 | $ 139,000 |
| San Diego County California | 91 | $ 30,434,000 | $ 334,000 | $ 121,000 |
| Orange County California | 53 | $ 22,763,000 | $ 429,000 | $ 147,000 |
| Jefferson County Colorado | 40 | $ 9,692,000 | $ 242,000 | $ 106,000 |
| Arapahoe County Colorado | 37 | $ 10,042,000 | $ 271,000 | $ 98,000 |
| Douglas County Colorado | 36 | $ 9,858,000 | $ 273,000 | $ 123,000 |
| Denver County Colorado | 34 | $ 9,448,000 | $ 277,000 | $ 101,000 |
| Alameda County California | 32 | $ 13,940,000 | $ 435,000 | $ 166,000 |
| Santa Clara County California | 26 | $ 10,670,000 | $ 410,000 | $ 130,000 |
| Riverside County California | 24 | $ 7,194,000 | $ 299,000 | $ 115,000 |
| Ventura County California | 21 | $ 7,140,000 | $ 340,000 | $ 147,000 |
| San Bernardino County California | 18 | $ 5,541,000 | $ 307,000 | $ 130,000 |
| Larimer County Colorado | 18 | $ 4,506,000 | $ 250,000 | $ 120,000 |
| Boulder County Colorado | 17 | $ 4,636,000 | $ 272,000 | $ 108,000 |
| El Paso County Colorado | 17 | $ 4,152,000 | $ 244,000 | $ 92,000 |
| Snohomish County Washington | 17 | $ 4,707,000 | $ 276,000 | $ 153,000 |
| Contra Costa County California | 16 | $ 6,483,000 | $ 405,000 | $ 151,000 |
| Sacramento County California | 16 | $ 4,478,000 | $ 279,000 | $ 85,000 |
| Adams County Colorado | 14 | $ 2,998,000 | $ 214,000 | $ 104,000 |
| Multnomah County Oregon | 12 | $ 3,359,000 | $ 279,000 | $ 116,000 |
| Marin County California | 11 | $ 4,749,000 | $ 431,000 | $ 141,000 |
| Weld County Colorado | 11 | $ 2,333,000 | $ 212,000 | $ 132,000 |
| Pierce County Washington | 11 | $ 2,755,000 | $ 250,000 | $ 110,000 |
| San Mateo County California | 10 | $ 3,942,000 | $ 394,000 | $ 154,000 |
| San Francisco County California | 9 | $ 4,333,000 | $ 481,000 | $ 170,000 |
| Miami-Dade County Florida | 9 | $ 2,237,000 | $ 248,000 | $ 318,000 |
| Kitsap County Washington | 8 | $ 1,997,000 | $ 249,000 | $ 77,000 |
| El Dorado County California | 7 | $ 2,002,000 | $ 286,000 | $ 133,000 |
| San Joaquin County California | 7 | $ 1,978,000 | $ 282,000 | $ 126,000 |
| Washington County Oregon | 7 | $ 1,990,000 | $ 284,000 | $ 139,000 |
| Spokane County Washington | 7 | $ 1,945,000 | $ 277,000 | $ 105,000 |
| Placer County California | 6 | $ 1,819,000 | $ 303,000 | $ 115,000 |
| Solano County California | 6 | $ 1,570,000 | $ 261,000 | $ 95,000 |
| Broomfield County Colorado | 6 | $ 1,737,000 | $ 289,000 | $ 201,000 |
| Broward County Florida | 6 | $ 1,645,000 | $ 274,000 | $ 121,000 |
| Palm Beach County Florida | 6 | $ 1,731,000 | $ 288,000 | $ 227,000 |
| Clark County Washington | 6 | $ 1,545,000 | $ 257,000 | $ 77,000 |
| San Luis Obispo County California | 5 | $ 1,206,000 | $ 241,000 | $ 69,000 |
| Fresno County California | 4 | $ 718,000 | $ 179,000 | $ 180,000 |
| Stanislaus County California | 4 | $ 1,329,000 | $ 332,000 | $ 117,000 |
| Hillsborough County Florida | 4 | $ 1,041,000 | $ 260,000 | $ 96,000 |
| Lee County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 163,000 |
| Pasco County Florida | 4 | $ 1,265,000 | $ 316,000 | $ 138,000 |
| Sarasota County Florida | 4 | $ 944,000 | $ 236,000 | $ 70,000 |
| Cook County Illinois | 4 | $ 947,000 | $ 236,000 | $ 114,000 |
| Hudson County New Jersey | 4 | $ 1,709,000 | $ 427,000 | $ 162,000 |
| Monmouth County New Jersey | 4 | $ 1,616,000 | $ 404,000 | $ 257,000 |
| Benton County Washington | 4 | $ 967,000 | $ 241,000 | $ 104,000 |
| Chelan County Washington | 4 | $ 977,000 | $ 244,000 | $ 104,000 |
| Whatcom County Washington | 4 | $ 1,201,000 | $ 300,000 | $ 272,000 |
| Humboldt County California | 3 | $ 617,000 | $ 205,000 | $ 57,000 |
| Kern County California | 3 | $ 756,000 | $ 252,000 | $ 79,000 |
| Madera County California | 3 | $ 464,000 | $ 154,000 | $ 86,000 |
| Santa Barbara County California | 3 | $ 941,000 | $ 313,000 | $ 220,000 |
| Sutter County California | 3 | $ 665,000 | $ 221,000 | $ 122,000 |
| Eagle County Colorado | 3 | $ 919,000 | $ 306,000 | $ 138,000 |
| La Plata County Colorado | 3 | $ 983,000 | $ 327,000 | $ 139,000 |
| Middlesex County New Jersey | 3 | $ 1,330,000 | $ 443,000 | $ 143,000 |
| Clackamas County Oregon | 3 | $ 698,000 | $ 232,000 | $ 131,000 |
| Island County Washington | 3 | $ 680,000 | $ 226,000 | $ 79,000 |
| Thurston County Washington | 3 | $ 992,000 | $ 330,000 | $ 146,000 |
| Lake County California | 2 | $ 300,000 | $ 150,000 | $ 89,000 |
| Napa County California | 2 | $ 715,000 | $ 357,000 | $ 129,000 |
| Shasta County California | 2 | $ 540,000 | $ 270,000 | $ 97,000 |
| Sonoma County California | 2 | $ 699,000 | $ 349,000 | $ 128,000 |
| Yolo County California | 2 | $ 601,000 | $ 300,000 | $ 65,000 |
| Clear Creek County Colorado | 2 | $ 383,000 | $ 191,000 | $ 162,000 |
| Summit County Colorado | 2 | $ 588,000 | $ 294,000 | $ 136,000 |
| Brevard County Florida | 2 | $ 607,000 | $ 303,000 | $ 99,000 |
| Collier County Florida | 2 | $ 447,000 | $ 223,000 | $ 98,000 |
| Escambia County Florida | 2 | $ 435,000 | $ 217,000 | $ 133,000 |
| Martin County Florida | 2 | $ 416,000 | $ 208,000 | $ 103,000 |
| Orange County Florida | 2 | $ 411,000 | $ 205,000 | $ 90,000 |
| Pinellas County Florida | 2 | $ 503,000 | $ 251,000 | $ 124,000 |
| Seminole County Florida | 2 | $ 388,000 | $ 194,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 639,000 | $ 319,000 | $ 166,000 |
| Essex County New Jersey | 2 | $ 832,000 | $ 416,000 | $ 373,000 |
| Mercer County New Jersey | 2 | $ 617,000 | $ 308,000 | $ 177,000 |
| Union County New Jersey | 2 | $ 633,000 | $ 316,000 | $ 152,000 |
| Benton County Oregon | 2 | $ 621,000 | $ 310,000 | $ 71,000 |
| Marion County Oregon | 2 | $ 351,000 | $ 175,000 | $ 69,000 |
| Skagit County Washington | 2 | $ 466,000 | $ 233,000 | $ 57,000 |
| Walla Walla County Washington | 2 | $ 448,000 | $ 224,000 | $ 87,000 |
| Yakima County Washington | 2 | $ 554,000 | $ 277,000 | $ 97,000 |
| Butte County California | 1 | $ 293,000 | $ 293,000 | $ 90,000 |
| Nevada County California | 1 | $ 287,000 | $ 287,000 | $ 85,000 |
| San Benito County California | 1 | $ 322,000 | $ 322,000 | $ 77,000 |
| Santa Cruz County California | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Chaffee County Colorado | 1 | $ 174,000 | $ 174,000 | $ 75,000 |
| Elbert County Colorado | 1 | $ 236,000 | $ 236,000 | $ 110,000 |
| Garfield County Colorado | 1 | $ 408,000 | $ 408,000 | $ 175,000 |
| Grand County Colorado | 1 | $ 396,000 | $ 396,000 | $ 264,000 |
| Gunnison County Colorado | 1 | $ 330,000 | $ 330,000 | $ 124,000 |
| Mesa County Colorado | 1 | $ 371,000 | $ 371,000 | $ 94,000 |
| Park County Colorado | 1 | $ 167,000 | $ 167,000 | $ 115,000 |
| Pueblo County Colorado | 1 | $ 244,000 | $ 244,000 | $ 126,000 |
| Teller County Colorado | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Charlotte County Florida | 1 | $ 408,000 | $ 408,000 | $ 200,000 |
| Flagler County Florida | 1 | $ 375,000 | $ 375,000 | $ 560,000 |
| Manatee County Florida | 1 | $ 349,000 | $ 349,000 | $ 255,000 |
| Marion County Florida | 1 | $ 356,000 | $ 356,000 | $ 157,000 |
| Monroe County Florida | 1 | $ 197,000 | $ 197,000 | $ 192,000 |
| Nassau County Florida | 1 | $ 370,000 | $ 370,000 | $ 121,000 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Polk County Florida | 1 | $ 373,000 | $ 373,000 | $ 248,000 |
| Walton County Florida | 1 | $ 198,000 | $ 198,000 | $ 43,000 |
| Grundy County Illinois | 1 | $ 346,000 | $ 346,000 | $ 161,000 |
| Bergen County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Morris County New Jersey | 1 | $ 258,000 | $ 258,000 | $ 338,000 |
| Ocean County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Sussex County New Jersey | 1 | $ 481,000 | $ 481,000 | $ 201,000 |
| Deschutes County Oregon | 1 | $ 375,000 | $ 375,000 | $ 64,000 |
| Polk County Oregon | 1 | $ 273,000 | $ 273,000 | $ 67,000 |
| Franklin County Washington | 1 | $ 236,000 | $ 236,000 | $ 138,000 |
| Whitman County Washington | 1 | $ 239,000 | $ 239,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Steward Investments, Inc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 846 | $260,777,000 | $308,000 | $1,870,000 | $128,000 | $1,736,000 |
| Home Purchase | 220 | $78,040,000 | $354,000 | $1,369,000 | $129,000 | $698,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 824 | $257,760,000 | $312,000 | $1,870,000 | $127,000 | $980,000 |
| Asian | 139 | $49,813,000 | $358,000 | $823,000 | $127,000 | $360,000 |
| Hispanic | 58 | $17,497,000 | $301,000 | $537,000 | $110,000 | $242,000 |
| Not Provided | 24 | $7,070,000 | $294,000 | $590,000 | $153,000 | $468,000 |
| Black or African American | 19 | $5,967,000 | $314,000 | $472,000 | $193,000 | $1,736,000 |
| American Indian or Alaskan Native | 2 | $710,000 | $355,000 | $417,000 | $93,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,040 | $330,966,000 | $318,000 | $1,870,000 | $129,000 | $1,736,000 |
| FHA-insured (Federal Housing Administration) | 26 | $7,851,000 | $301,000 | $627,000 | $74,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 691 | $214,560,000 | $310,000 | $690,000 | $123,000 | $698,000 |
| Application Withdrawn By Applicant | 273 | $92,742,000 | $339,000 | $1,870,000 | $140,000 | $1,736,000 |
| Application Denied By Financial Institution | 95 | $29,410,000 | $309,000 | $640,000 | $123,000 | $468,000 |
| File Closed For Incompleteness | 6 | $1,751,000 | $291,000 | $581,000 | $134,000 | $252,000 |
| Application Approved But Not Accepted | 1 | $354,000 | $354,000 | $354,000 | $137,000 | $137,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 29 | $8,653,000 | $298,000 | $563,000 | $88,000 | $338,000 |
| Collateral | 28 | $9,343,000 | $333,000 | $615,000 | $150,000 | $362,000 |
| Other | 13 | $4,300,000 | $330,000 | $640,000 | $150,000 | $468,000 |
| Unverifiable Information | 4 | $925,000 | $231,000 | $325,000 | $162,000 | $396,000 |
| Employment History | 4 | $1,379,000 | $344,000 | $417,000 | $86,000 | $120,000 |
| Credit History | 3 | $967,000 | $322,000 | $417,000 | $122,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $337,000 | $337,000 | $337,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 1 | $216,000 | $216,000 | $216,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Steward Investments, Inc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Steward Investments, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.